区块链币不能成为法定货币的原因,区块链币不能成为法定货币吗

㈠ How to view the central bank’s issuance of blockchain-based legal digital currency

The trial operation platform is owned by the central bank, and this platform is not currently open, it is only a successful test. These electronic currencies used for testing by the central bank may be legally legal currency, but they have not yet left the central bank's door. Therefore, the word "release" in the news headline is very loose, and it is the material that all kinds of ghosts and ghosts are most looking forward to. One of the impacts is that various people have begun to endorse the so-called central bank and create a new wave of attention-grabbing ‘news’. The impact on Bitcoin is that countless analyzes and speculations advocating for ups and downs are coming in again.

China Securities News: Is blockchain technology suitable for digital currency?

Li Wei: In recent years, blockchain technology has gradually received close attention from the financial industry at home and abroad. Central banks, commercial banks, and Internet companies in some countries have actively explored blockchain technology and its application in the financial field. application. Digital currency involves distributed architecture, cryptography technology, security chips, mobile payments, trusted computing and other technologies. Blockchain technology is only one of the optional implementation technologies for digital currencies. Whether it will be used in digital currency in the future depends on whether the shortcomings of blockchain technology in network security, business processing performance, transaction consistency, etc. can be solved. It also depends on the unremitting efforts of all parties in industry, academia, and research in terms of its technical system, application framework, etc. Explore and perfect. To this end, the People's Bank of China chose to build a blockchain technology application prototype system in the bill business scenario in 2016, actively organizing all parties to study its technological maturity and business adaptability, and verify its feasibility of large-scale application in the financial industry. The meaning of this expression in the interview is: there are still unresolved shortcomings in the current application of blockchain technology. With our party’s governance style in recent years, we will not [issue] something with such shortcomings that need to be resolved.

Summary: On February 5, 2017, the day the question was answered, the Central Bank of China was not the first central bank in the world to issue and apply digital currency.

㈡ Is digital currency legal in China?

Not legal.

The central bank reminded that it has not yet issued a legal digital currency, nor has it authorized any institution or enterprise to issue a legal digital currency, and it has no promotion team. Currently, the so-called “digital currencies” on the market are not legal digital currencies.

In addition, the so-called "digital currency" launched by some institutions and enterprises and the so-called promotion of digital currency issued by the central bank may involve pyramid schemes and fraud.

(iii) The People's Bank of China is studying the regulatory rules for Bitcoin. Will Bitcoin become legal tender?

Absolutely impossible.

You can imagine this picture: Payday is here, and 0.05 Bitcoin has been received in your cold wallet. According to a Bitcoin of 60,000 US dollars, you have earned 3,000 this month. US dollars, a total of 20,100 RMB! You are very happy. Just when you are about to reward yourself with a big meal, Bitcoin suddenly plummets from 60,000 US dollars toIt’s $50,000, and it’s still falling! ! Your 0.05 Bitcoin is still that much, but your income is instantly reduced to 16,250, and nearly 4,000 blocks have evaporated. Not only that, the amount continues to decrease at a rate visible to the naked eye! ! At this time, I’m afraid no one wants to treat me to a big dinner, but nervously takes out their mobile phones and sells the Bitcoins quickly! When the transaction is completed and RMB 16,000 is credited to your account, you finally relax...

So why is Bitcoin so convenient for hiding money and transferring assets? This is due to its design principles. Professional knowledge is too complex. To put it simply, Bitcoin is a city of code that cannot be broken by hackers. All users in this city who participate in the purchase and sale of Bitcoin cannot trace their actual information through any technical means. Therefore, Bitcoin has become a source of information for governments of various countries. A pure land of assets that no one can control. In this city, your private property will always be yours. No one can take it away. If you forget your password, it will be a disaster, because you can’t get your own back. Bitcoin, it will be stored in this city forever. Therefore, the extreme security and privacy of Bitcoin can easily allow private property to completely escape the control of sovereign states. Therefore, it is natural for governments of all countries to study regulatory methods, because Bitcoin is the most powerful currency in history and can be used in the economy. against the enemies of the state.

㈣ Bitcoin is not a legal currency, why does it circulate and have value

First of all, not only is it not a legal currency, it is not a currency in nature.
The reason why it has a certain "affordability" and a certain price.
On the one hand, the concept of blockchain is pursued and hyped by speculative capital; on the other hand, in the black market and money laundering fields around the world, Bitcoin is difficult to be tracked by law enforcement agencies due to its decentralized nature, and its limited The ability to pay mainly comes from this.

㈤ What is the relationship between blockchain and digital renminbi

Blockchain refers to a chain connected by a series of data blocks (i.e. blocks). The connection method is: among them The N+1th block contains the hash value of the Nth block. Moreover, such a chain of data blocks is simultaneously stored and maintained by a widely distributed and huge number of server nodes. Each server node has a complete copy of the blockchain.
Digital currency is another form of existence and circulation of legal currency. Compared with the banknotes and coins currently in circulation, it exists in a digital form. The legal existence of digital currency is legal and is based on blockchain technology.
Blockchain is the underlying technology for digital currency issuance. This is also the most direct relationship between the two. They can exist independently of each other.
For reference.

㈥ If the virtual currency supported by the blockchain becomes legal currency, is it necessary for the central bank to exist

The impact of central bank digital currency on payment and monetary policy

About my country’s central bank’s digital currencyThe impact that advancement will bring has been discussed by more and more scholars and related people this year. In the two articles "The Impact of Legal Digital Currency on Monetary Policy and Financial Stability" and "Central Bank Digital Currency: Optimization of the Monetary System and Its Issuance Design" published by Yao Qian in March, Wang Xin said at a seminar in July There are relevant expressions. Interlink Pulse organizes their proposed impacts into the following aspects:
1. Optimizing the payment system
Yao Qian pointed out that in terms of payment, the central bank’s digital currency has created a new type of inter-bank payment and settlement. mode. After the introduction of central bank digital currency, the central bank does not need to adhere to the traditional model, in which the private sector provides payment services and the central bank provides value guarantees. Based on central bank digital currency, payments do not need to rely on third-party services, thus expanding the payment network of existing legal currencies. The central bank's digital currency overcomes the shortcomings of paper currency: by charging management fees, it can achieve the negative interest rate target of unconventional monetary policies; based on traceability, it can conduct anti-money laundering, anti-tax evasion, etc.; the costs of issuance, transaction, and storage are greatly reduced.
In his article "Analysis of Digital Currency", Di Gang, deputy director of the Central Bank's Digital Currency Research Institute, mentioned that "payment is settlement" is a significant feature of legal digital currency, and legal digital currency can achieve controllable and anonymous point-to-point The transaction has the advantages of advanced efficiency, convenience, and instant payment of goods. Information flow and capital flow are naturally integrated. There is no need for back-end asynchronous clearing, settlement and reconciliation. Through encrypted signature conversion, front-end point-to-point value transfer and privacy protection can be achieved.
2. Improving the effectiveness of monetary policy
Wang Xin mentioned that the digitization of the central bank's currency will help optimize the central bank's currency payment function and improve the central bank's monetary status and the effectiveness of monetary policy. The central bank's digital currency can become an interest-bearing asset that meets holders' reserve needs for safe assets, can also become a lower limit for bank deposit interest rates, and can also become a new monetary policy tool.
Yao Qian also pointed out that based on reasonable mechanism design, the central bank’s digital currency will not only have a “neutral” impact on monetary policy and macroeconomics, but can also become a new monetary policy tool. The central bank's digital currency has four major characteristics: time dependence, sector dependence, loan interest rate dependence and economic status dependence. Therefore, the central bank can reduce the time lag in monetary policy transmission, prevent currency circulation outside the real economy, improve the effectiveness and timeliness of the impact of benchmark interest rates on loan interest rates, and conduct countercyclical regulation.
3. Maintain financial stability
Yao Qian pointed out in the article "Central Bank Digital Currency: Optimization of the Monetary System and Hair Design" that central bank digital currency can contribute to financial stability by increasing bank deposits to the central bank. Friction and cost of digital currency conversion to avoid the impact of “narrow banking”.

㈦ What is blockchain? If you understand these 9 questions, you will understand

What is blockchain? If you understand these 9 questions, you will understand
What is blockchain? What can blockchain do? How to make money with blockchain? I believe that many netizens are confused when faced with this new term. SoHow can we better understand blockchain and make this new technology available to us? The author has collected nine very common questions from the Internet. I hope that after reading this article, you will have a clearer understanding of blockchain.

Nearly omnipotent blockchain technology
Simply put, blockchain is a new application model of computer technologies such as distributed data storage, point-to-point transmission, consensus mechanism, and encryption algorithms. Its core is distributed data, and the result is "decentralization." Blockchain technology can be applied to many scenarios in our lives. Next, let’s take a look at the analysis of blockchain technology!
1. Technology is a double-edged sword. While you are still using your mobile phone to play games, others are already using their mobile phones to make money every month! I want to try Jiaerwu Wuyi Wuba Lingyi Lacquer to make your mobile phone no longer a toy!
Just like nuclear energy is a physical technology, blockchain is an underlying technology at a technical level.
Nuclear energy can be used for atomic bombs and nuclear power generation. Similarly, blockchain can be used for the management of industries and life elements, which may make society more stable, or it may be used by bad guys as the fastest way to commit crimes. .
2. Talking about technical value apart from the application level is muddying the waters
As the underlying technology, blockchain has its application level and negotiation methods. Currently, some people talk about blockchain in terms of business models, some in terms of hardware, and some people talk about blockchain in terms of power distribution. It is gradually becoming clear in the market that blockchain is used in the design of technology combinations and business models, from hardware to software to business model to financial design and many other aspects. But not every blockchain can issue coins, and not every blockchain should issue coins.
3. Technology is decentralized, but the application is not necessarily
Blockchain technology is decentralized, but it can be decentralized or not in upper-layer applications. If it is applied to things, industries and projects that cannot be decentralized, it is not decentralized; if it is applied to things where everyone can participate universally and have equal authority, then it can be decentralized.
Including coins on the blockchain, if a country adopts legal digital currency, the coins on the blockchain can also be centralized. The blockchain that supports the operation of Bitcoin is decentralized, but the alliance chain usually has one or more enterprises as the core control alliance, which becomes centralization.
Technology itself and what kind of business and political ecology the technology can support are completely different things.
4. What kind of people use what kind of tools
As a powerful tool, blockchain is powerful not only because of technology, but also because many talented people have invested in it. field, causing the energy of this technology to be amplified. As for whether the power of blockchain benefits society or cuts leeks? It is possible to make the world more turbulent or to make society more harmonious and beautiful.
Positively, so more kind people come in and reach more consensus, the countryWith more legislation, restrictions and regulations at the level, we can eventually use this technology to give more people opportunities; on the negative side, more greedy and ethical people will come in to divide the wealth, and maybe even people in some countries and regions It will also be possible to use this new technology to achieve crime and terrorism.
5. Blockchain promotes the globalization of civilians
Under the blockchain, the global connection space is closer. The 6-degree space will become 5 degrees or even 4 degrees in the future. Blockchain can inspire The growth of various communities. The globalization of interest groups will become inevitable, and there will be various international communities and summits in the future.
6. Blockchain facilitates co-creation
For example, in the past, the connection between international singers and ordinary people had to go through several barriers, including record companies, agents, sales channels, etc. In the blockchain era, international singers publish their songs under blockchain technology. Everyone has the possibility to become a partner of an international singer, write songs for the international singer, or purchase Tokens to obtain dividend rights from distribution proceeds, etc., and enjoy records. Proceeds from distribution and downloads.
7. Trust will become convenient and low-cost
The combined effect of artificial intelligence, big data and blockchain can resolve disputes at the factual level. The tamper-proof nature of the blockchain allows hundreds or even tens of thousands of machines to maintain the same data and encrypt it. Basic facts will be trustworthy. On this basis, the corresponding contracted and authorized information cannot be changed. Replace manual systems with machines, breaking the loopholes in manual operations, the possibility of cheating and even corruption, so that everyone's information can be confirmed to be authentic and trustworthy.
On this basis, if the trust level of the business system is good, trust between people will be enhanced in the process of implementing the designed system.
8． Interaction leads to creativity, and creativity generates income
Blockchain is a comprehensive ledger. Some exchanges are just ideas and creativity at the moment, but they may be the starting point of a certain career or even industry in the future. In the previous accounting system, there may not be value. However, under blockchain technology, values ​​that are not yet seen can be recorded. If this leads to products, creative people can benefit. Various human activities may be valuable, creative, and worthy of recording.
Extended from this, a better application of blockchain can record creative related models, introduction of business opportunities, etc., and put valuable things in an ecosystem. Blockchain can create new ones. A cooperative approach.
9. There will be more legal supporting facilities in the future
The world of blockchain is not a disorderly world. Technology will be used by people, and people are rational.
Records can resolve various factual disputes, and can also cause more issues such as authorization rights, patent and creative copyright management, and many other issues. In the future, there will be more legal support, which can not only standardize and manage service consumption and life, but also avoid related risks and problems, avoid and combat crime

Is Bitcoin illegal?

Bitcoin is illegal in China. "peopleThe RMB Management Regulations stipulate that the production and sale of tokens is prohibited. Although there is no clear judicial interpretation of the definition of token tickets, if Bitcoin is included in "token tickets", Bitcoin will also face uncertainty in its legal future. It is not illegal to do Bitcoin business, but do not use Bitcoin to do illegal things. Although Bitcoin is called currency, because it is not issued by a currency bank, it does not have legal and mandatory monetary attributes. It is not a real currency and has no It has the same legal status as currency and cannot and should not be used as currency in market circulation. Although Bitcoin has great risks, it is widely used, has been developed for many years, and its technology is also improving. No country or organization can eliminate it. And it is not controlled in any corner of the world, and it is also loved by many unfaithful elements. The law is the bottom line. Everyone has their own way of using it, but you must not cross the line.

㈨ What is the only legal virtual currency in China?

Virtual currency has the following categories:
1. Game currency. Yes, you heard it right, currencies that can be traded in online games can also be called virtual currencies. However, the currency in stand-alone games cannot be called virtual currency because it cannot be connected to the Internet for market transactions with other players.
2. Website currency. Some websites launch currencies that can be used to purchase website value-added services. For example, Tencent’s Q coin.
3. Electronic wallet. WeChat payment, Alipay, etc. are commonly used by everyone.
4. Blockchain currency. The blockchains that everyone is more familiar with are Ethereum and Bitcoin, which I often talk about.
Are all the above currencies legal?
The answer is that they are all legal currency. But don’t rush to draw conclusions yet. Although they are all legal currencies, they are still far from “legal tender”. Take blockchain currency as an example. The country has listed blockchain currency as legal property. On September 28, 2019, Hainan established a blockchain center. Block Center is led by Huobi Group. According to reports, digital currency is also the main driving force for my country's economic growth, and the country has also affirmed the technology of the block industry. The establishment of the block center is the first time that CCTV reports on the progress of virtual currencies.
Although there are currently many digital currencies that can be traded in China, the vast majority of them are tokens used to collect money under the guise of blockchain. If you are interested in digital currency investment, you should try your best to invest in the top 10 currencies by market value.
So what is "legal currency"? Digital RMB issued by the central bank: DECP is China’s only legal digital currency. In layman's terms, the most outstanding aspect of DECP compared to other virtual currencies is its legal nature. All public and private debts in my country can be paid with digital renminbi, and no unit or individual may refuse to accept it if they are qualified to receive it.

㈩ Tesla’s official US website supports Bitcoin payment. Is it possible for Bitcoin to become legal tender in the future?

Personally, I think it is impossible for Bitcoin to become legal tender in the future. Bitcoin isAlthough virtual currency has the word "coin" in its name, it is not actually a "coin". This is a bit unfair to them. The game coins in the game room are also coins. Why is Bitcoin not a coin?

Speaking of games, they really have something to do with Bitcoin.

What is Bitcoin? A man named Satoshi Nakamoto proposed an algorithmic structure and constructed a network symbol. This kind of network symbol is scarce in the Internet. As a result, players began to mine this network symbol. Seeing this, does it look like the top equipment in the game? Top-level equipment is scarce, and you have to fight hard to get it, and you have to fight old monsters to get it. If you are new to the game, it may be easy for you to obtain this equipment. If there are more and more professional players, top equipment will be difficult to obtain.

Blockchain technology can provide solutions for supply chain finance in the supply chain and the exchange payment system within the supply chain system. The development ideas of Bitcoin and other online currencies provide good technical solutions and are good technological explorations. These technologies can be applied to related industries in the future. The Bitcoins trained by programmers have nothing to do with currency. They are just "things" among programmers, not "coins".