区块链供应链金融创新与应用峰会论坛,区块链供应链金融平台

近年来，随着区块链技术的不断发展，区块链供应链金融创新与应用峰会论坛受到了越来越多的关注，其中有三个关键词，分别是区块链技术、供应链金融平台和应用创新。

区块链技术是一种分布式数据库技术，它可以用来存储和记录交易信息，具有去中心化、不可篡改、安全可靠等优点。传统的金融系统和交易系统都是集中式的，而区块链技术则是分布式的，它可以让用户之间直接进行交易，无需第三方机构参与，从而提高交易效率，降低交易成本。

供应链金融平台是基于区块链技术构建的一种新型金融服务平台，它可以满足供应链企业和金融机构之间的金融需求。供应链金融平台可以实现账户余额的实时结算，实现资金的流动，提高资金的利用效率；它可以实现资产数字化，实现资产的跨境流动，提高资产的流通性；它还可以实现信息的共享，提高信息的准确性，改善信息的流动性，从而改善供应链金融的效率。

应用创新是指应用于区块链供应链金融的新技术和新理念，它可以提高供应链金融的效率和安全性。应用创新可以改善供应链金融的流程，实现账户余额的实时结算，提高资金的流通性；它可以实现资产数字化，实现资产的跨境流动，提高资产的流通性；它可以实现信息的共享，提高信息的准确性，改善信息的流动性，从而改善供应链金融的效率。

总之，区块链供应链金融创新与应用峰会论坛的三个关键词：区块链技术、供应链金融平台和应用创新，都可以为供应链金融提供更多的可能性，提高供应链金融的效率和安全性。

『一』What are the 2020 financial expos?

The 14th Shenzhen International Financial Expo 2020
The 14th Shenzhen International Financial Expo 2020
Time: November 2-4, 2020 Venue: Shenzhen Convention and Exhibition Center (Hall 1)
Organization
Sponsor: Shenzhen Municipal People’s Government
Supporting units: China Council for the Promotion of International Trade, China International Chamber of Commerce
Undertaken by: Shenzhen Municipal Council for the Promotion of International Trade, China Financial Electronic Corporation, Shenzhen Amount Office
People's Bank of China, Shenzhen Central Branch, Shenzhen Banking and Insurance Regulatory Bureau, Shenzhen Securities Regulatory Bureau
In front of Shenzhen Stock Exchange Haishen-Hong Kong Modern Service Industry Cooperation Zone Administration Shenzhen Chamber of International Commerce

『二』won many awards! Zhigui Technology was invited to attend the 2020 Trusted Blockchain Summit

On December 22, the "2020 Trusted Blockchain Promotion Plan" was co-sponsored by the China Academy of Information and Communications Technology, the China Information Standards Association, and the Trusted Blockchain Promotion Plan. "Intelligent Blockchain Summit" was successfully held in Beijing.

The summit has set up a number of annual major achievement release activities, including the release of "Blockchain White Paper (2020)", the release of "Trusted Chain Network", and the "Trusted Blockchain Evaluation Results" "Release, "2020 Trusted Blockchain Annual Outstanding Cases" release, etc. Zhigui Technology was invited to participate in the summit as the vice-chairman unit of the Trusted Blockchain Promotion Plan and won multiple awards on the spot. At the same time, Executive President Chen Chang was awarded the title of "Outstanding Contributor of the Trusted Blockchain Promotion Plan in 2020".

This summit was hosted by Yu Xiaohui, Vice President of China Academy of Information and Communications Technology. Xi Guohua, Chairman of China Communications Standards Association, and He Guili, Vice Chairman of Internet Society of China attended the meeting and delivered speeches.

Xi Guohua, Chairman of China Communications Standards Association

He Guili, Vice Chairman of Internet Society of China

Yu Xiaohui, Vice President of China Academy of Information and Communications Technology

Meeting At the scene, Shi Denian, deputy chief engineer of the China Academy of Information and Communications Technology, released the Academy's "Blockchain White Paper (2020)"; He Baohong, director of the Cloud Institute of the China Academy of Information and Communications Technology and executive vice chairman of the Trustworthy Blockchain Promotion Plan, released the "Trusted Blockchain White Paper" Chain Network"; Wei Kai, deputy director of the Cloud Institute of China Academy of Information and Communications Technology and secretary-general of the Trusted Blockchain Promotion Plan, explained the details of the 2020 Trusted Blockchain product evaluation.

Yang Zhaofeng, Vice President of Zhigui Technology, was invited to attend the blockchain financial application sub-forum opened at the summit. And in the theme "In the roundtable dialogue session "Blockchain Empowers Finance in Multi-Dimensions", we had in-depth discussions with industry experts on the latest progress and innovative application practices of blockchain empowering finance, and the atmosphere was warm.

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Zhigui Technology has won many awards

01

One of the founding members of "Trusted Chain Network"

" "Trusted Chain Network" was jointly launched by China Academy of Information and Communications Technology, China Banking Association, China Agricultural Association, Ant Group, Huawei, Zhigui Technology and more than 10 units. It aims to be guided by real blockchain application scenarios and business interoperability needs , a blockchain interoperability project that links business application blockchain networks in different industries and solves blockchain islands and network fragmentation.

This project is empowered by links and activated by interoperability, and is a cross-chain standard Reference practice. Zhigui Technology will adhere to the spirit of win-win cooperation and join hands with other member units to jointly build an open and shared community to achieve cross-regional, cross-industry, and cross-organization blockchain interconnection and promote the circulation of trusted data. , to help promote the rapid development of the industry.

02

Won the "2020 Trusted Blockchain Annual Outstanding Case"

The "2020 Trusted Zone" was released at the summit List of "Outstanding Blockchain Cases of the Year". The "China Unicom·Digital City Data Asset Protection and Trading Platform" case jointly applied by Zhigui Technology and China Unicom Planning Institute won the "2020 Trusted Blockchain Annual Potential Case" award after strict review. .

"Trusted Blockchain Annual Outstanding Cases" is a selection activity to collect implementation cases from the whole society. It aims to three-dimensionally demonstrate the role of blockchain technology in promoting the real economy and highlight the role of enterprises on the chain to help entities. The real results of the economy. Experts and scholars from a third-party independent organization conduct a comprehensive evaluation from the scientific, professional, practical, intelligent and other aspects of the project, and select the annual "high-value cases" and "potential cases". This year A total of 10 high-value cases and 12 potential cases were selected.

03

Participated in the compilation of the "White Paper on Blockchain Innovation and Intellectual Property Development"

Main The "White Paper on Blockchain Innovation and Intellectual Property Development (2020)" was released at the forum. The white paper was led by the China Academy of Information and Communications Technology and co-written by 13 units including Ant Technology, Tencent, UMC, and Zhigui Technology. Yang of Zhigui Technology Zhen, Chen Chang, and Yang Wentao participated in the writing.

04

Outstanding Contributors of the Trusted Blockchain Promotion Plan in 2020

At the summit dinner, the Trusted Blockchain Promotion Plan commended individuals who have made outstanding contributions this year in actively participating in the establishment of blockchain technology industry standards and promoting the implementation of blockchain applications. Chen Chang, CEO of Zhigui Technology, was honored to be selected.

Wonderful moments of Zhigui Technology

Chen Chang, CEO of Zhigui Technology, attended the launch ceremony of the "Trusted Chain Network"

Zhigui Technology won the "2020 Trustworthy "Blockchain Potential Case of the Year" Award

Zhigui Technology Product Manager Mao Haowei (first from left) won the "Best Style Award" at the summit dinner

『三』 It’s 2021, the future What is the development trend of blockchain technology in my country

Domestic blockchain technology has been conceptualized a few years ago and has now been widely used in actual business scenarios, such as the rice we eat. , the QR code on the packaging
Traceability is the application of blockchain technology. Companies like Shanghai Wanglian Technology entered the market earlier and are currently developing very well.

『四』 The list of "Top 50 Global Blockchain Innovations in 2020" was released at the WAIC Blockchain Theme Forum

On July 10, the "2020 Global Blockchain Innovation Top 50" list was released at the WAIC Blockchain Theme Forum. "Top 50 Chain Innovations" was released at the World Artificial Intelligence Conference Cloud Summit Blockchain Theme Forum. This selection event lasted for 6 months and went through multiple stages of planning, collection and selection. It was divided into three sections: infrastructure, protocols and tools, and industrial applications. Through a combination of public voting and expert scoring, the "2020 Global Top 50 Blockchain Innovations”.

The list is jointly produced by Professor Gong Yan of the China-Europe Entrepreneurship Camp and Dalu Think Tank, jointly released by the Shanghai Financial Information Industry Association, and first launched by the World Artificial Intelligence Conference Cloud Summit Blockchain Theme Forum.

With the rise of blockchain as a national strategy and inclusion in new infrastructure, the development of blockchain technology has received increasing attention from governments at all levels, and the application of blockchain technology has also extended to digital finance. , Internet of Things, intelligent manufacturing, supply chain management, digital asset trading and other fields.

Since the release of the top 50 global blockchain innovations in 2018, the top 50 lists have been released in Singapore, the Asia-Pacific financial center. In 2020, the release location of the "Top 50 Global Blockchain Innovations 2020" returned to China and was released at the World Artificial Intelligence Conference Cloud Summit Blockchain Theme Forum.

This forum is also the first blockchain-themed forum in the history of the World Artificial Intelligence Conference, bringing together the most influential experts and scholars, research institutions, technical representatives, and leading companies at home and abroad. Focusing on "chain intelligence empowering industries in the future", we will discuss the current status and trends of global blockchain technology and application development, exchange technological innovations of blockchain companies and their integration practices with cutting-edge technologies such as artificial intelligence and the Internet of Things, and conduct centralized exhibitions.Shows the application results of blockchain technology in different scenarios.

Most projects in this selection adopt a combination of public voting and expert scoring, with the weight of public voting being 30% and the weight of expert scoring being 70%. Since a small number of projects are unable to participate in public voting, only expert review methods are used to conduct research selections based on innovation performance.

『五』The significance of the establishment of the Blockchain Alliance

The 2018 Global Media Blockchain Summit was held on the 19th at the Financial Hall of the Hong Kong Stock Exchange. Many media attending the meeting focused on blockchain Development prospects, industry trends and other issues, they made suggestions on deepening media blockchain cooperation and promoting the healthy development of the industry, and jointly announced the establishment of the Global Media Blockchain Alliance.

According to reports, the alliance will provide an open access mechanism for media members, integrate resources, and create a trustworthy media blockchain platform. At the meeting, the Global Media Blockchain Alliance released the "Hong Kong Initiative", advocating that the media spread advanced concepts, encourage ecological innovation, and continuously provide high-grade, high-quality information and services in the dissemination of information in the blockchain field.

Yu Guoming, executive dean of the School of Journalism and Communication at Beijing Normal University, pointed out at the summit that only through full development of media blockchain can a more sound and good media ecosystem be formed. Mainstream media must consciously assume social responsibilities in the development of media blockchain and become organizers and builders to promote technological progress and business innovation.

Ding Laibin, secretary-general of the Global Media Blockchain Alliance, said that blockchain technology is expected to bring new changes to society and its healthy development needs to be protected. In terms of public opinion supervision in the blockchain field, the media should give full play to its role in exploring the value of the industry, combating industry fraud, and contributing to the development of the blockchain industry.

Source ifeng.com

『Lu』Technology helps finance to change intelligently, how can financial technology seize new opportunities

On August 3, with the theme of "intelligent change to new The Lieyun.com 2018 Financial Technology Industry Innovation Summit with the theme of "Finance" was successfully held at the Four Seasons Hotel in Beijing. The summit was hosted by Lieyun.com and co-organized by Sharp View, Lieyun Capital, Lieyun Finance, AI Planet, Chuangtoutiao, and Hive.

In the past June and July, the online lending industry has continued to explode. Many Internet financial companies are facing life and death choices. Some companies that have transformed into financial technology still have lending businesses. It is also facing challenges, and uneasiness in the lending field has also spread to the entire financial technology field.

Against the background of this poor market environment, the 2018 Financial Technology Industry Innovation Summit hosted by Lieyun.com was successfully held, which is enough to see the recognition and belief of industry professionals in the field of financial technology. We firmly believe that the development and changes brought about by this field can promote the progress of the industry. This summit was also attended by executives from representative platforms in the lending field. In this field that has already encountered a crisis of trust, they are willing to stand up and rebuild the trust system in the industry.Showing people that this field that has been biased by some speculators is still worthy of people's belief. Empowered by technology, it can solve more problems for individuals and small and medium-sized enterprises. In addition, the guests also discussed how to break through in difficulties and how to overcome doubts. How to develop and other issues in the sound, jointly make suggestions and find solutions to the urgent needs of the industry.

The Fintech Summit hosted by Lieyun.com also established a communication platform for top experts in the Fintech industry and elites in the investment community. Facing the new market of deleveraging, strict supervision, and emphasis on risk control, They focused on topics such as technology, capital, industry and ecology in the field of financial technology, jointly exchanged views on new changes and changes under domestic trends, explored new opportunities driven by technology, and provided ideas for people in the industry to learn from. Lieyun.com will continue to deeply explore the domestic entrepreneurial service market, and will also actively participate in integrating global entrepreneurial and investment resources, and strive to build a globally competitive venture capital service platform.

The Beginning of Intelligent Change

In the entire financial technology field in a broad sense, after regulatory baptism and license restrictions, the entry threshold for the financial technology industry has increased, and the market has gradually become more standardized and standardized. reason. But as big data, cloud computing, artificial intelligence, and blockchain technologies continue to be verified and iterated in application scenarios, how will new technologies reshape the future of finance? In 2018, amid the tests of supervision, technology, capital, and assets, how to face and embrace new changes has become the biggest challenge for financial technology companies.

The rise of financial technology has only taken two or three years. Entering 2018, financial technology is facing new challenges, such as regulatory reshuffle, model difficulties, lack of scenarios, technical challenges, and innovation success. Mystery, in the face of the great changes in new finance, how will financial technology companies break through? With the continuous innovation and iteration of technology, finance has increasingly become a "testing field" for technology. Especially in terms of financial risk control, technology has become the core competitiveness. As technical barriers are gradually broken down, a new outlet for smart finance may be formed, and financial intelligence will change. Unstoppable.
Jin Jilei, founder and CEO of Lieyun.com, said in his opening speech as the organizer’s representative work that “intelligent new finance” has become a new mainstream trend in the financial industry. Some of the shortcomings of early Internet finance have been eliminated under the current financial technology. , will surely get a better solution. Technological changes and technological iterations have brought many surprises to the financial industry. Big data and artificial intelligence technologies have been widely used in risk control and anti-fraud. Blockchain technology, which is in its early stages, will also bring changes to this industry. Come to a greater breakthrough. Technology drives financial change and reshapes finance. At the same time, it drives industry competition to a new critical point and forms a new financial ecosystem.

Nie Xianzhu, deputy secretary-general of the China Association of Small and Medium Enterprises, attended the summit and delivered a speech, saying that in the traditional financial environment, it is actually very difficult for a disadvantaged group to integrate into the financial environment. With the emergence of new finance, this process has become simpler, allowing more people topeople enjoy financial services. In addition, to a certain extent, many small and medium-sized enterprises are "vulnerable groups".

Nie Xianzhu also said that currently, the development of small and medium-sized enterprises is restricted by many factors, the most important of which is the difficulty of financing and the high cost of financing. The introduction of various policies is also to "stabilize finance", prevent and resolve financial risks, and achieve deleveraging to better serve the real economy. Compared with the traditional financial system, new finance has the characteristics of wide coverage and a better understanding of small and medium-sized enterprises. It combines cutting-edge technologies such as the Internet, big data, blockchain, and biometrics to integrate them into products more suitable for small and medium-sized enterprises. Financing of small and medium-sized enterprises has made a contribution; at the same time, the emergence of new finance has also provided more new channels for financing of small and medium-sized enterprises.

Under the concept of smart new finance, for enterprises in the new financial field, those who have entered the industry are faced with difficulties and future development problems, while those who have not entered the industry are waiting for new entrepreneurial directions. As an excellent technology venture capital media, Lieyun.com relies on its platform advantages and venture capital resources to attract elites in the industry and many famous guests. In response to various questions in the industry, at this summit, the participating guests also expressed their opinions, starting from multiple perspectives such as risk control, standardization, innovation, and integration, and published under the reconstruction of "new technologies, new scenarios, and new ecology" expressed his own views on the innovation and development of financial technology.

Guests attending this summit include top experts and entrepreneurial elites, as well as technology geeks and investment experts. At the summit, Wang Ge, founding partner of investment giant Guoke Jiahe, and Liang Yu, partner of Creation Partners Capital, shared their views on the new development direction of financial technology from the perspective of investors; in addition, Jia Jing, partner of Delian Capital The four guests, Ouyang Qiwei, director of Broadband Capital, Yu Zhenbo, vice president of Huachuang Capital, and Zhao Nan, investment director of Fangsheng Fund, discussed investment and financing opportunities under financial changes.

Many guests from Internet securities, Internet insurance, wealth management and other fields gathered together to discuss the new changes and opportunities in the current intelligent new finance. Among them, four guests, Huang Xu, COO of Neutron Star Finance, Wu Wenxiong, co-founder of 91 Finance, Tian Liwen, a big data expert at Elephant Insurance, and Zhang Chun, CEO of Yongquan Financial Services, discussed the dilemma and rebirth of Internet finance.

Thinking about new ecology and new solutions

Some people say that financial technology is no longer what it used to be; others say that a new outlet for financial technology will be formed; what are the trends in smart finance? Next, will financial technology really subvert the traditional financial industry? Also worth pondering. The current environment of the Internet finance industry is not particularly good, but Internet finance should have a bright future, so how should we take this path? What should industry professionals do?
In this regard, at the summit, Wang Ge, founding partner of Guoke Jiahe, presented "Cold Thoughts on Fintech: Dare to Ask Where is the Way?"When sharing the theme, he said that if Internet finance wants to have a bright future, it must first overcome the "survival hurdle". There are three main things that need to be done. First, as policy supervision becomes stricter, we must maintain healthy cash flow; second, we must control the pace of financing and accumulate food and grass in advance; third, we must be prepared for the long-term war of resistance, adjust our business models, and improve our own hematopoiesis. ability. In addition, in his view, the essence of finance is risk, and the financial industry is risk spread, so when talking about finance, we must first talk about risk.
Regarding risk control, Zhang Yu, vice president of Ronghui Jinke, believes that when big data risk control is applied in the real financial technology field, a deep collision may be appropriate. When customers have higher and higher requirements for business experience, how to use big data to improve financial technology and make it more enjoyable for customers, the trend of big data risk control applications has just arrived.

In addition, in Zhang Yu’s view, many relatively sensitive data have huge commercial value and can well help licensed financial institutions and financial technology improve risk control, accurately acquire customers, and help consumption Investors can obtain more convenient inclusive financial services, but how can these data be fully mined and refine greater risk control capabilities under the premise of compliance? There's still a lot to do here.
In addition to risk control, technological empowerment also provides more possibilities for the securities industry to establish a new ecosystem. When Chen Yu, director of Futu Securities, shared "How Internet securities can occupy the traditional market with services", he said that technological means will continue to change the development pattern and business model of the securities industry in the past and in the future, that is, using massive data mining to accurately analyze user profiles and Marketing and value-added services to improve user experience. The brokerage business will become a very important entry point in the Internet securities industry. The entire industry chain will begin to extend from traditional commission income to value-added services including wealth management, asset management, etc.

Explore new trends and new scenarios

The Internet securities industry after reconstructing the ecology is a new trend; and in the Internet insurance industry, health insurance will also become a part of this industry. big development trend.
The health insurance market, in terms of premium scale, is not the mainstream of insurance compared to traditional life insurance and property insurance. Health insurance is a purely protection-based product, but Xu Shuo, vice president of EasyCho and EasyE-Insurance, believes Health insurance should be China’s largest insurance development direction in the future. In my country's commercial health insurance market, demand is strong but it cannot develop. It still faces pain points such as weak channels, products, weak awareness of protection, and low people's trust in insurance companies. In response to these problems, Xu Shuo suggested to first conduct subtle market education for users, and then create accurate user portraits for the educated customers, mainly through three methods: accurate push, accurate pricing, and interactive optimization to promote the conversion of commercial health insurance.

In addition, Xu Shuo believes that insurance technology is an applied technology and does not require particularly sophisticated tools to serve insurance companies.When trying to make disruptive changes, the insurance industry is a very old industry. All companies have their own internal processes. Technology can solve many things, but if it goes too fast, insurance companies may be less receptive to technology.
Jin Zhuxiong, chief asset allocation analyst of Geshang Wealth, also agrees with Xu Shuo’s view. Jin Zhuxiong said that instead of trying to make disruptive changes, in the field of financial development, we still have to look at the essence of finance. , The essence of finance is to control risks. So how to balance crazy technology and rational finance? In Jin Zhuxiong's view, the output of technology is unlimited and financial risks have boundaries. They naturally have conflicts.

In addition, Jin Zhuxiong believes that artificial intelligence can improve the working experience of personnel in the entire financial industry. Using big data, assets can be allocated to customers simply and quickly based on customer portraits and customer behaviors; using AI, labor costs in the financial industry will be greatly reduced in the future, and a fully intelligent financial platform will be formed. Maybe in the next three to five years, we will be discussing the future of financial practitioners under a fully intelligent financial platform.

Jin Zhuxiong also talked about how the non-standardized product experience will evolve under the new technology finance. He believes that this requires intelligent two-way matching between the wealth side and the asset side: the intelligence of identifying user models and tags Customer service, intelligent selection based on big data and algorithms, and qualitative analysis in artificial intelligence-assisted scenarios.
Not only in the field of private equity, but also in the field of commercial services, some new financial forces have also emerged. Kuang Jianfeng, co-founder of Haozhu and director of the Data Research Center, said at the summit that the emergence of many emerging financial companies in the past two years, especially technology and financial start-ups, has created a large number of demand for location selection and after-office services. But the financial sector has been one of the most affordable for years. Traditional financial companies are relatively concentrated, with complete supporting services and tall buildings in CBD, Financial Street and other places, but the corresponding prices are also very expensive. For technology and financial companies, they are usually small in scale and focus more on technology companies, and most of the players are entrepreneurs. This has led to this group of companies facing a situation where offices are relatively scattered, rental costs are relatively high, and talents may be unwilling to come. What Haozhi needs to do is to become a helper in the entire booming industry and play the role of delivering water to the "gold diggers".
In addition, Zhu Wei, co-founder and vice president of Tongdun Technology, delivered a speech on the theme of "AI Empowers Finance, Fintech Enters a New Era" and said that AI will have some core application scenarios in the financial field, including intelligent Risk control, intelligent customer service and intelligent investment advisory.

In Zhu Wei’s view, with the upgrade of underlying technology, including underlying computing power, cloud computing, data storage capabilities, as well as the influx of capital and policy support, AI has now entered the to the stage of implementation and large-scale application.

At the same time, Zhu Wei introduced that Tongdun Technology is based on artificial intelligence and big data, combining specific scenarios with upper-level specific industries and applications and problems solved in the industry to provide customers with data analysis services. capabilities, and proposed the concept of AaaS, intelligent analysis as a service. To solve the risk control problems caused by the gradual onlineization of financial services, revitalize existing customers and improve customer conversion rate.

Seize new technologies and new opportunities

Under the financial transformation, technology-empowered finance is accompanied by various opportunities. So where are the new opportunities in the financial technology industry? How can new technology and finance achieve better integration?
For Shen Peng, the founder of Shuidichou and Shuidi Mutual Aid, Shuidi Company wants to follow the path of a Chinese version of Kaiser Permanente. In Shen Peng's view, the biggest difficulty for Waterdrop is risk control. On the one hand, risk control requires offline verification and auditing. Public opinion monitoring based on social networks and the control of the entire risk control chain of social networks are also very important. Shuidichou uses blockchain technology and financial technology to develop its own patented risk control products. In addition, Shuidichou also uses communities and tools to increase user activity and stickiness.

The famous Kaiser Medical model in the United States has achieved the integration of patients, doctors, medical institutions, and insurance institutions; in comparison, China’s Internet medical model still lacks some hot spots, but on the other hand , also shows that there are still many opportunities in this industry.
The integration of technology and finance is both an opportunity and a challenge. Zong Jun, a partner at Creation Partners Capital, took Internet insurance as an example to examine the opportunities and challenges of the Internet insurance industry from an investment perspective. In his view, Internet insurance is not equal to insurance sold on the Internet, but must rely on Internet technologies such as big data, artificial intelligence, deep learning, and cloud computing, while using Internet thinking to achieve user orientation, product + service, and transformation. Passive low-frequency insurance behavior is active high-frequency behavior.

How to break through in the Internet insurance scene? Zong Jun believes that scenario-based insurance is not available in the original offline insurance. The original insurance is to launch a product, and this product is aimed at people across the country, while the scenarios of Internet insurance are fragmented and require precise orientation, in-depth focus and technology-driven .
When talking about technology, how can we miss the blockchain technology that is currently at the forefront. In terms of blockchain applications, TigerWitFintechCTORick said that his company applies blockchain technology to compliance technology. In view of the current problems such as the lag in the supervision of enterprises by national regulatory agencies, the difficulty in verifying the authenticity of enterprise data, and the difficulty in obtaining evidence for conflicts between customers and enterprises, TigerWitFintech uses a blockchain model to provide a solution. The model uses authorization and Authentication mechanism introduces regulators into the network. Rick said that he hopes to bring in brokers and regulators through such a model.Leverage the value of blockchain for compliance supervision.

There is no doubt about the power of technology empowerment. Technology continues to make breakthroughs. While using technology to empower finance, entrepreneurs are also looking for ways for technology to empower supervision. Under the trend of smart change, technology and supervision can be realized. , and finance are more integrated to support the healthy development of the financial technology industry.

How can Internet finance be reborn?

Looking back at the once popular Internet finance, its development to today, some subdivisions are facing reshuffle, such as the online loan industry; some are experiencing momentum of development, such as Internet insurance, wealth Management etc. In the wheel of life, how will these companies reinvent themselves and be reborn?
Regarding the overall sluggish financial environment since 2018, Huang Xu, COO of Neutron Star Financial, said that in fact, there are still certain opportunities for companies that need to acquire customers. In other words, the demand is there, and so is the market. In addition, Neutron Star will also provide many value-added services such as financial and taxation training to increase customer stickiness.

Zhang Chun, CEO of Yongquan Financial Services Group, said that Yongquan Financial Services Group’s approach is to delve deeply into vertical industry supply chain finance, relying on core enterprises, as well as upstream suppliers of core enterprises, and downstream customers, through This chain is where customers are acquired. In addition, facing a large number of customers, Zhang Chun said that he should provide good customer service, build a good brand, and improve customer perception, so that he can better retain customers.

Wu Wenxiong, co-founder of 91 Finance, believes that in an environment where the financial environment is not prosperous and customer trust is low, financial technology companies must control their business to a certain scale and reduce risks in accordance with regulatory requirements. Reduce it to a minimum and don't spend energy on the user level.

Tian Liwen, a big data expert at Elephant Insurance, said that the situation of Internet insurance is very serious. The listing of insurance last year brought a climax period of development to Internet insurance. However, the current climax period has passed quickly. With big data, Technology such as artificial intelligence empowers insurance, but it is not particularly well established. It was originally expected to achieve qualitative change in one or two years, but now it seems that it may take three to five years. Elephant Insurance has always been engaged in the development and innovation of innovative insurance, striving to better interact with users through fun and small scenario-based insurance, satisfy users' risk protection, and promote users' purchase intention.

Investment and Financing Opportunities under Financial Change

In the process of self-change and breakthrough of enterprises, they often cannot do without the boost of capital. Now that financial technology is in a severe market environment, what other investment and financing opportunities exist with technological empowerment and financial changes?
In this regard, Delian Capital partner Jia Jing said that from the perspective of the financial and technology fields, one is the integration of finance and institutions, and the other is the combination of finance and technology. may crossIf the industry or expansion capabilities are relatively strong, there may be some opportunities in these areas.

How should entrepreneurs respond to the severe investment and financing environment? Jia Jing said that one must be patient enough. She believes that now that we are in the deep water area, we need to integrate it deeply with our business, especially for companies with relatively large downstream funds.

Ouyang Qiwei, director of Broadband Capital, believes that the founder’s business development logic is also very important. Entrepreneurs need to weigh whether they want explosive growth or seek operational efficiency. Although capital pursues growth, the financial industry is a cyclical industry. Good or bad cannot be seen in one minute or two minutes, one month or two months, or even half a year.

Yu Zhenbo, Vice President of Huachuang Capital, believes that although P2P has been booming recently, whether it is consumer credit or small and micro enterprise financing, it is still a very hot market. However, in such a market environment, as an enterprise itself, it is necessary to keep its own risk bottom line and whether it can stabilize itself from moral hazard and operational risks in accordance with relatively strict standards.

Faced with the current severe financing environment, Yu Zhenbo suggested that entrepreneurs should first have a good positioning on financing; secondly, they should enrich financing channels and raise funds from VC, banks, government and other channels. ; At the same time, you must maintain your enthusiasm for financing, constantly promote your business situation and strategic direction to the VC market, capital market and wealthy buyers, and make continuous investment.

Zhao Nan, investment director of Fangsheng Fund, said that if the project has not been able to raise money, or there has been no positive feedback from the market for a long time, entrepreneurs should lower their expectations. If expectations are not adjusted well, entrepreneurs will be unable to handle it and collapse more easily when something happens.

AD: On August 30, Lieyun.com’s 2018 “Smart + New Services” Enterprise Service Summit landed in Shanghai! Join hands with many industry pioneers to discuss new trends in the corporate service industry.

『撒』 Zhongdu Logistics: Alliance is the best way to promote the release of value in the blockchain industry

On August 28, the third China Industrial Blockchain Summit was held in Changsha concluded successfully. This event was hosted by the Blockchain Application Branch of the China Federation of Logistics and Purchasing, and hosted by Zhongdu Logistics Co., Ltd. (hereinafter referred to as Zhongdu Logistics) as the vice-president unit of the Blockchain Application Branch of the China Federation of Logistics and Purchasing. The summit included the "2020 National Logistics and Supply Chain Blockchain Summit Forum" and the "Automotive Industry Blockchain Application Seminar". Zhou Zishan, deputy general manager of Zhongdu Logistics, was invited to attend this event. Wang Xingmin, director of Zhongdu Logistics Information Management Center, delivered a keynote speech titled "Logistics Alliance Practice Based on Blockchain Technology", based on the automotive supply chain, and from the blockchain Experts from the chain, logistics, supply chain, manufacturing, finance and other industries jointly discussed the integration development and value release of blockchain technology and the automotive industry.Valid path.

Zhongdu Logistics has inherent advantages in exploring the combination of blockchain and automobile industry chain. The company has been established for 12 years. Relying on the industrial resources of BAIC Group, its service customer base covers the upstream and downstream of the automobile industry. Through Zhongdu Logistics business context, blockchain technology can penetrate into all aspects of the industrial chain and make corresponding improvements.

As a logistics company that runs through the automotive industry supply chain, Zhongdu Logistics has a deep understanding of the problems existing in the automotive industry supply chain. Wang Xingmin, director of Zhongdu Logistics Information Management Center, proposed in his speech that with the help of blockchain Chain technology and the establishment of a supply chain shared service platform that is compatible with the development of the automobile industry will help to open up procurement, production, logistics, sales, and supervision links and achieve efficient collaboration throughout the supply chain. However, from the perspective of promoting the development of the entire automobile industry Starting from the beginning, to build an industrial chain relationship based on blockchain, it requires the participation and collaborative construction of multiple parties in the industrial chain, and develops in the direction of alliance. With the gradual rise of the industrial Internet and the expansion of digital transformation into the industrial economy, alliances will maximize the collaboration and integration of industrial resources and the integration of the value chain.

Wang Xingmin mentioned in his speech that building alliances based on blockchain is to build a distributed digital ecosystem and achieve win-win results for all participants. Blockchain technology builds decentralized and trustworthy The alliance model has outstanding advantages: in terms of data governance and sharing, it can not only achieve data privacy protection, but also ensure that data is not monopolized; in terms of alliance ecological governance and incentives, alliance is an open trust, based on contribution Obtain a new model of joint construction and win-win results; in terms of promoting the efficient transfer of value, alliances can effectively address the characteristics of the automobile industry chain, long cycle, and numerous participants, and solve the bottlenecks of information flow, capital flow, and logistics. Achieve efficient transfer of value in the industrial chain and marginal benefits of the overall industrial chain; in terms of building diversified business applications, it can bring new opportunities for business innovation, model innovation and value creation.

At the end of 2018, Zhongdu Logistics joined forces with Shanghai Wanxiang Blockchain Co., Ltd. (hereinafter referred to as "Wanxiang Blockchain") and DBS Bank (China) Co., Ltd. (hereinafter referred to as "DBS Bank" ") released the "Yunlianmeng-Automotive Supply Chain Logistics Service Platform" based on blockchain technology. This platform is the first domestic case of the implementation of blockchain technology in the automobile logistics industry. Application of blockchain technology in the logistics field The scenarios are mainly in four aspects: process optimization, logistics finance, logistics credit investigation, and logistics tracking. The Yunlian Alliance platform conducts scenario mining from the entire automotive supply chain process and has formed services including electronic waybills, electronic cargo label tracking, supply chain financing services, Scenario applications such as quality loss certificates link industry resources by solving industry pain points, and optimize supply chain costs and efficiency through resource integration. Under the guidance of alliance ideas, Zhongdu Logistics currently cooperates with Wanxiang Blockchain, Changan Minsheng Logistics, and Great Wall Ant Logistics and other leading companies in the automotive logistics industry,Join hands to promote the "Yun Chain Alliance" industry cooperation, which is also the first attempt at the development of blockchain alliances in the automotive industry.

Blockchain technology has moved from a hot word in the industry to practical applications. Zhou Zishan, deputy general manager of Zhongdu Logistics, pointed out that in the process of exploring the value empowerment of the industry by blockchain, it is necessary to Chain technology is closely integrated with industrial development and each node of the industry. The automobile industry has the characteristics of being multifaceted, with long chains and many entities. To promote the application of blockchain in the automobile industry chain, two problems need to be solved: first, to open up the information barriers between the various entities in the chain. In the long run, to open up the Barriers between entities in the chain have a positive role in promoting the upgrading of collaboration efficiency within the automotive industry chain and the introduction of external financial and technical resources. Therefore, it is also necessary for the main enterprises in the automotive supply chain to actively participate and jointly promote ; Secondly, there is a lack of a unified industry standard in promoting the implementation of blockchain in the automotive industry. Without standard guidance, it is difficult to reach a consensus within the industry chain, which is detrimental to promoting the practical application of blockchain technology, so it requires the participation of multiple parties. Based on the characteristics of the automotive industry chain, a blockchain application standard that is unanimously recognized within the automotive industry has been developed.

Zhou Zishan said in his speech that reducing costs and increasing efficiency is an eternal issue in automobile supply chain optimization, and alliance development is a trend. The growth of the "Transportation Chain Alliance" led by Zhongdu Logistics cannot be achieved overnight. , it also requires the support and collaboration of multiple parties from academia and industry to make it more in line with the development needs of the automotive industry through continuous iterations, and to release greater value in the development process of the automotive industry.

『8』Xue Shuaiguo, CEO of 91Token Wallet, attended the Blockchain Technology and Application Influence Summit

On March 9, 2019, it was hosted by NEXTLAB Future Blockchain Laboratory and co-organized by 91Token The Blockchain Technology and Application Influence Summit was grandly held in Shaanxi Building in Beijing. Xue Shuaiguo, founder of digital wallet 91Token, was invited to attend the summit and participate in the "Implementation and Challenges of Blockchain Technology" roundtable forum.

The Blockchain Technology and Application Influence Summit has the theme of "Restarting the Trend", including well-known blockchain fund founders, traditional Internet entrepreneurs, leading blockchain media and multi-currency circles More than 800 senior people attended the meeting. Guests attending the meeting included Liu Quan, President of CCID Blockchain Research Institute, Yuan Ye, Executive Director of Shuimu Tsinghua TBC, Liu Siyu, founder of TopFund, Wang Xiaoyi, founder of Institute of Mining and Ocean Engineering, Xu Yinglong, CEO of Keyin Capital, Zhang Mingjing, founder of Lianxing Capital, etc. .

In the afternoon of that day, in a speech themed “The Survival and Development Challenges of Blockchain Wallets”, 91Token founder Xue Shuaiguo said: “In the wallet industry from 2013 to 2014, 2From 2017 to 2018, two waves of entrepreneurial trends emerged, and everyone is optimistic about the track of wallet entrepreneurship. "Xue Shuaiguo believes that the current blockchain wallet is a mobile Internet product. In addition to the recent basic safe storage, everyone wants to add some traffic attribute content and digital currency lending business. These are the three situations of the current blockchain wallet.

At the forum, the participating guests conducted in-depth discussions on the "implementation and challenges of blockchain technology". Xue Shuaiguo said that the current Dapp ecological development is in the early stages and there is large room for future development.

At the award ceremony at the end of the summit, 91Token won the Best Blockchain Application and Service Award.

As a well-known wallet project in the industry, 91Token is a professional multi-chain digital asset management wallet app, which integrates both decentralized and centralized accounts, not only achieves safe asset storage, but also has asset management gain functions. Current products cover safe storage, stable financial management, asset aggregation, market information, asset management lending, and cloud computing power mining , OTC trading, Dapp application center and other services, the team has received tens of millions of angel round investments from JRR Crypto. 91Token is committed to becoming a future digital bank and B-FinTech distributed computing power financial platform, and creating a solid infrastructure for digital asset financial services.

91Token - a more professional multi-currency multi-functional digital wallet
Official website: www.91token.com