农业银行区块链平台,农业行业区块链平台

近年来，随着区块链技术的发展，农业银行区块链平台也逐渐成为人们关注的焦点。农业行业区块链平台的出现，将为农业行业带来全新的发展机遇，改善农业产业的经济效益，提升农业的经济效率。下面，我们就来聊聊农业银行区块链平台的三个关键词：区块链技术、区块链金融服务、农业智能化。

区块链技术是一种分布式数据存储技术，它可以将数据存储在网络上，每个节点都可以访问，而且数据是不可篡改的，可以有效地保护数据的安全性和完整性。农业银行区块链平台可以利用区块链技术，实现农业行业的数据共享，促进农业行业的发展。

区块链金融服务是农业银行区块链平台的重要组成部分。它可以提供更加便捷、安全、高效的金融服务，为农户提供更多的金融选择。例如，农业银行区块链平台可以提供更加便捷的贷款服务，为农户提供更多的金融选择，帮助农户更好地发展经营。

农业智能化是农业银行区块链平台的另一个重要组成部分。它可以利用大数据、智能分析等技术，为农业行业提供更加智能、高效的服务，帮助农户更好地管理自己的农业生产，提升农业生产的效率。例如，农业银行区块链平台可以提供更加智能的农业生产管理服务，帮助农户更好地管理农业生产，提高农业生产的效率。

总之，农业银行区块链平台的出现，将为农业行业带来全新的发展机遇，改善农业产业的经济效益，提升农业的经济效率。它将利用区块链技术、区块链金融服务、农业智能化三大关键词，为农业行业提供更多的发展机遇，为农户提供更多的金融服务，提高农业生产的效率，实现农业行业的可持续发展。

㈠ What are the six major banks that PaiCoin is connected to?

Bank of China. The goal of Pi Coin is that everyone can own blockchain currency. Pi Coin is connected to six major banks: Bank of China, Industrial and Commercial Bank of China, Agricultural Bank of China, and China Construction Bank. Pi Coin was developed by three doctors who graduated from Stanford University. .

㈡ Why do banks love blockchain so much

Many problems remain to be solved when banks compete for blockchain

As traditional financial institutions, banks are blockchain The most active pathfinder in the field. In recent years, many domestic and foreign banks have applied blockchain technology to credit, clearing and other fields. The unique trust mechanism of blockchain is regarded by banks as a key technological breakthrough for innovative risk management and simplified transaction processes. However, as an emerging technology, the blockchain ecosystem is still in the process of being established, its applications are very limited, and many problems still need to be gradually solved during development.

“At present, the blockchain cannot run high-frequency and concurrent transactions, and the network speed and computing power cannot support it. For example, in the payment field, if it is online shopping, it can still be achieved; if It’s high-frequency trading in futures, so it can’t be done,” Huang Zhen said.

Jiang Peng said that at the beginning of designing the blockchain system, CITIC Bank carefully demonstrated the business links suitable for using blockchain.

“From global experience, it is not suitable to use blockchain to build large and complex systems. Don’t try to use blockchain to solve all problems, but focus on solving core problems. Do too much Complex systems are time-consuming, and technology develops so fast that before the old system is completed, it will face iterations of new technologies," Jiang Peng said.

The idea of ​​"only solving core problems" ensures that after the blockchain is launched, the relevant business operations of CITIC Bank branches can achieve business upgrades without process modification.

Fan Bin admitted that it will take time for banks to fully apply blockchain. IBM's investment in the blockchain open source community will continue, on the one hand, to cultivate the market, and on the other hand, to compete for blocks. The commanding heights of the chain platform. With the rapid iteration of blockchain technology itself, there is still a lot of room for imagination in the scenarios in which financial institutions can use this new technology.

Content comes from Xinhuanet

(iii) CTFU platform application is put into production to see how blockchain can promote the development of the banking industry

On August 28, China Banking Association Organized and convened a symposium on the construction of the "China Trade Finance Inter-bank Transaction Blockchain Platform" (referred to as "CTFU Platform"). At the meeting, the China Banking Association, the Industrial and Commercial Bank of China, the Agricultural Bank of China, the Bank of China, the China Construction Bank, and the Bank of Communications jointly signed the "CTFU Platform Service Agreement", officially kicking off the launch of the CTFU platform application.

As a new technology in the financial field, blockchain has continuously expanded its application scenarios and has had a profound impact on the entire banking industry. Various banks have also increased their emphasis on blockchain technology and utilized regional Blockchain technology solves current industry pain points.

What are the pain points in the banking industry?

[if !supportLists]1, [endif] Audit and verification costs are high. Currently, many bank operations require offline operations, and banking business relies on paper documents. A large amount of paper materials are required during the review and verification process, which consumes a lot of manpower and material resources.

[if !supportLists]2, [endif] Risk monitoring is difficult. Bank trade involves a wide range of transactions, with long transaction chains and multiple settlement methods. Sometimes regulatory data is not updated in a timely manner, which will bring potential business risks to banks.

[if !supportLists]3, [endif] Information sharing is difficult. Each department in the transaction chain is relatively independent. Each department has its own system, standards and management model. Information transparency is low, which makes it difficult to share information between departments.

[if !supportLists]4, [endif] Financing costs are high. In order to reduce their own risks, banks require financing deposits and provide mortgages, pledges, guarantees, etc., which further increases the financing costs of enterprises.

How does blockchain solve these pain points?

Taking CTFU as an example, when Tian Guoli, president of the China Banking Association and chairman of China Construction Bank, introduced the CTUF platform, he pointed out that the platform will play four roles:

1. Realize the standardization, electronicization and intelligence of inter-bank trade financial product transaction information and promote the development of supply chain finance.

Use blockchain technology to put transaction information on the chain, unify standards among banks, and then digitize various paper materials to reduce labor and material costs while ensuring transactions The credibility of information promotes the development of supply chain finance.

2. Improve trade financing efficiency, reduce financing costs, and enhance the quality and efficiency of financial services to the real economy.

In the blockchain, information will become more transparent, and communication between various departments within the bank will become more convenient and faster, improving the collaboration efficiency of all parties in the financing process. Processes are optimized and financing costs are reduced.

3. Use the characteristics of blockchain technology such as "distributed storage, transaction traceability, and non-tampering" to effectively prevent and control trade finance business risks.

Utilizing the non-tamperable characteristics of the blockchain, combined with digital signatures and transaction traceability, we can effectively achieve information credibility, effectively solve the bank's trust cost and audit verification cost, and facilitate the bank's trade finance industry. Carry out risk management and control.

4. It is conducive to resource sharing and utilization and improves the association's service level to members.

With the help of blockchain technology, banks can share and utilize resources and information through end-to-end data exchange and effective verification.

Currently, trade finance and supply chain finance are the most feasible application scenarios of blockchain in traditional finance. But the possibilities brought by blockchain technology are certainly not limited to this. Banks will increasingly explore blockchain technology. The exploration and application of blockchain technology in the field of trade finance is worth looking forward to.

Follow the Bione Finance official account to learn more about blockchain information!

㈣ To strategically lay out the application of blockchain technology, China Enterprise Cloud Chain joins forces with Qulian Technology

On December 23, 2019, Hangzhou Yunlian Qulian Digital Technology Co., Ltd. (hereinafter referred to as "Yunqu Digital") completed industrial and commercial registration and the company was officially established, marking the strategic layout of China Enterprise Cloud Chain in the field of blockchain technology application.

Yunqu Digital was jointly funded and established by China Enterprise Yunlian and Hangzhou Qulian Technology Co., Ltd. (referred to as "Qulian Technology"), positioning blockchain technology in the industrial Internet and supply chain scenario finance Development service provider in the field.

Due to the high degree of compatibility between the characteristics of supply chain financial business and the characteristics of blockchain technology, a natural application scenario of blockchain has been formed. In the context of rapid development in their respective fields, China Enterprise Cloud Chain and Qulian Technology, this in-depth cooperation is also the general trend. It will deeply integrate China Enterprise Cloud Chain's scenario financial service innovation and Qulian Technology's HyperChain blockchain underlying platform technology. Advantages, based on the product strategy of "safety, trust, efficiency, and win-win", we provide customers with innovative industrial financial business models, independent and controllable security technical services, serve the industrial Internet ecology, and contribute to the development of industrial and financial digital finance.

From the traditional offline model to the initial realization of onlineization, and then to the gradual formation of multi-centralization, the industrial Internet including supply chain finance is undergoing a new era with the blessing of technology. rounds of iterative change. In the VUCA era, Yunqu Digital will bring more possibilities to reduce risks and build a safe and trustworthy trading environment, which has given new expectations to the entire industry and industry.

Founded in 2016, Qulian Technology is the first quasi-unicorn company in the domestic blockchain field. It has completed Series B financing with a valuation of 3 billion. Qulian takes the domestic independent and controllable alliance chain underlying technology platform as its core competitiveness. The team has strong technical strength, more than 80% of whom have master's or doctorate degrees. Currently, it has applied for more than 140 patents and obtained more than 50 software copyrights. Since its establishment, it has implemented application scenarios with many large state-owned enterprises such as State Grid, China Telecom, and China Southern Airlines, and has been implemented in Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, China UnionPay, Shanghai Stock Exchange, and Zheshang Bank and other large financial institutions have landed, in terms of company size, technical strength, asset scale, cooperation cases, social effects, etc.It is far ahead in the industry in terms of coverage. Qulian Technology jointly established the Zhejiang Provincial Blockchain Research Institute with the Cyberspace Administration of Zhejiang Province and Zhejiang University, and established the Zhejiang University Blockchain Research Center in cooperation with Zhejiang University.

㈤ What does Qulian mean?

Qulian is a technology company in Hangzhou that mainly develops blockchain technology applications. Qulian is a global provider of blockchain technology and solutions. , committed to building new infrastructure and empowering the digital development of society.

QuChain

E-commerce financing, the Agricultural Bank of China Head Office has launched an agriculture-related Internet e-commerce financing system based on the underlying platform of QuChain blockchain. It is a domestic bank For the first time, the industry has applied blockchain technology to the field of e-commerce supply chain finance. On this system, the first phase of E-chain loan products has been launched, deeply integrating the advantages of blockchain technology with the characteristics of supply chain business.

The open source cross-chain technology platform BitXHub, BitXHub is a cross-chain technology platform independently developed by Qulian Technology. BitXHub supports cross-chain transactions between homogeneous blockchains and heterogeneous blockchains, allowing heterogeneous transactions. With structured asset swaps, data interoperability and complementary services, BitXHub is committed to creating a highly scalable, robust, easy-to-operate and upgrade blockchain cross-chain universal protocol and demonstration platform.

The platform focuses on the three major themes of high efficiency and ease of use, high scalability, and security and compliance to comprehensively create the best user experience platform. Currently, in the actual standard production environment, standard servers with 8 cores and 16G and HDD mechanical hard drives can support 32,000TPS, a single chain can reach more than 50,000TPS under hardware acceleration, and the average daily storage capacity has achieved a TB-level breakthrough.

Based on the underlying blockchain technology platform of Qulian Technology, Zheshang Bank has launched the industry’s first blockchain enterprise receivables chain platform, on which accounts receivable can be converted into electronic payments. Settlement and financing tools, Love Life is based on the Feiluo supply chain platform of Qulian Technology, using credit insurance means to control risks and a credit enhancement financing model to convey the credit value of core enterprises and reduce the financing costs of small and micro enterprises.