5g区块链与信用卡的区别,5g区块链与信用卡有关系吗

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① After reading this article, you will have a thorough understanding of the blockchain

In this article, all the content I introduced is in today’s world. The fact that the blockchain field has already happened is not some imagination or opinions about the blockchain. I think that as long as you read this article carefully, you will easily have a basic and accurate understanding of blockchain.

The main content of understanding blockchain in just ten minutes is divided into four sections. 21 topics and 4 sections are:

The first national blockchain strategy.

Second, Bitcoin and its literal representation involve four topics.

Third, blockchain and its technical logic involve 13 topics.

Fourth, blockchain empowers the economy and society, involving three topics.

Let’s first look at the first part of the blockchain national strategy, the first part of the blockchain country. Everyone knows that we humans have experienced six information revolutions. Seven or eight years ago, the first information revolution created primitive language, social tacit understanding, and the second information revolution saw the emergence of writing. The third information revolution in feudal society invented papermaking and printing, and the fourth information revolution in the late 19th century invented radio.

In the fifth information revolution of the 20th century, television appeared again, and now in the sixth information revolution, computers and the Internet have appeared. The emergence of computers and the Internet has given rise to the rapid development of various new technologies. Especially in 2020, the digital economy has experienced epoch-making development.

Why do you say that? The characteristics of high bandwidth, low latency and large connections in the 5G era have enabled the implementation of the four major ABCD technologies.

What are the four major ABCD technologies

The a here refers to Artificial Intelligence, which is artificial intelligence technology.

B refers to Blockchain, blockchain technology.

C refers to cloud computing cloud computing technology

D refers to big data technology.

The word blockchain is now completely popular all over the country. On October 25, 2019, the Political Bureau of the Central Committee of the Communist Party of China announced the development of blockchain technology. The current situation has been collectively studied, so the requirement of this meeting is to use blockchain technology as the core technology.

As an important breakthrough for independent innovation, we must accelerate the promotion of blockchainInnovation and development of technology and industry. On April 20, 2020, the National Development and Reform Commission officially included blockchain into new infrastructure. Blockchain, why do you think it is so awesome? Let us say that blockchain is not an extension of the Internet, it is a subversion of the Internet. In the future, many, many technologies will grow on this blockchain and realize blockchainization.

So, how can we accurately learn and understand the blockchain?

We found that among the four major technologies of ABCD, only the block is naturally built-in It's financial. Therefore, we must learn and understand blockchain from the IT perspective and the financial perspective, and even learn and understand blockchain from the level of national governance. If you only study and understand blockchain from an IT perspective, it is impossible to understand the huge influence and influence of this technology. Then, your understanding of this will be biased. Even more, you may disapprove of blockchain technology. In addition, in the process of learning about blockchain, you should also pay attention to the fact that it has many new terms, so you need to concentrate on understanding it step by step.

Let’s first understand blockchain from a financial perspective.

Bitcoin and its birth performance

To understand the blockchain, it involves Bitcoin, and what about the birth of Bitcoin? , and it is inseparable from the evolution of currency. We know that currency is a special commodity that is separated from commodities and serves as a fixed general equivalent. In fact, we humans have used a lot of currencies, including physical currency, weighing currency, paper money, accounting currency, etc. As for accounting currency, it includes electronic currency and digital currency. Electronic currency itself is not a currency. It is just used to represent the same amount of currency. It is a token.

Then the total amount of his tokens will not increase due to the increase of electronic currency. Alipay, WeChat, payment, and online banking are typical electronic currencies. As for digital currency, it is itself a legal currency. The total amount of this fiat currency will increase with the increase of digital currency. We know that when it comes to physical currency, we humans have actually chosen many things as general equivalents.

Weighing currencies are some heavy metals. Later, people chose gold among the heavy metals. Why choose gold? Because gold has the characteristics of rarity, divisibility, and the most stable chemical properties. What needs to be noted here is gold. It is not issued by any country. It is provided by nature. of. Your country's total amount is as much as nature provides. Therefore, the country does not need to provide credit guarantees for the value of gold..

However, as for gold, it has some flaws in its use, and it is difficult to carry when you go out again, so there are descendants. Paper money appeared in the Northern Song Dynasty. At that time, paper money was not currency in the current sense. The currency at that time was still gold, but we used paper money to represent gold. We called it the gold standard. The gold standard is the gold standard, which is a monetary system with gold as the standard currency. The core essence of the gold standard is that how much currency a country issues should be decided based on how much gold your country has. It does not mean you can issue as much currency as you want.

At that time, the Great Depression of the United States reached January 10, 1934. On this day, the newly elected President of the United States made a very important decision to abandon the gold standard and issue $3 billion. Think about it, abandoning the gold standard, in theory, means that he can issue as much currency as he wants. Even if there is no gold in the treasury, he can issue banknotes as long as he wants to. Then someone will ask, if you issue so many words, can you still exchange them for gold of equal value?

Look at the banknotes at this time, they have been separated from gold, and national credit has emerged. , this, we call it currency guaranteed by national credit. Now, when mainstream countries issue currency, they also issue it with national credit as a guarantee.

What are the benefits? The advantage is that it can regulate the economy. When the economy is not doing well, a little more hair can drive economic development. The increase or decrease in this variable will cause a chain reaction of the entire economic aggregate. This is the multiplier effect in economics. Once a country masters this thing, some countries will be fascinated by it. But if it is not well controlled, it will lead to national credit bankruptcy. As a result, many people began to reflect. This reflection is, when issuing currency, is it better to use national credit as a guarantee, or is it better to stick to the gold standard based on the total amount of gold. This question involves the birth of Bitcoin

② What impact will 5g have on the development of mobile Internet

Mobile Internet and Internet of Things are the two accelerating engines for the development of mobile communications in the future. It will provide broad prospects for 5G, because the mobile traffic brought by the development of mobile Internet will increase by more than a thousand times.

Advantageous impact

User needs have promoted the development of emerging intelligent services, and mobile communication networks have continued to develop in the direction of providing high speed and intelligence.

5G mobile communication network can help users realize the popularization of global smart terminals as soon as possible and accelerate the development of mobile Internet.

Add more updates and more useful service content to the mobile Internet.

Promote the entire communication system and the communication systemRelated industries, the mobile Internet has undergone profound changes.

③ How to use 5G technology to improve the supply chain

5G technology can help improve the efficiency and reliability of the supply chain. The specific methods are as follows:

< p>Real-time monitoring: 5G technology can realize real-time monitoring of the supply chain, including logistics and transportation, production processes, inventory, etc., improving the visibility and transparency of the supply chain.

Internet of Things connection: 5G technology can realize high-speed connection and communication of IoT devices, realize real-time data exchange and collaborative work between devices, and improve the efficiency and reliability of the supply chain.

Autonomous driving: 5G technology can realize the application of autonomous driving technology, improve the efficiency and safety of logistics and transportation, and reduce logistics costs.

Augmented reality: 5G technology can realize the application of augmented reality technology, improve the visualization and collaborative work of the production process, and improve production efficiency and quality.

Artificial intelligence: 5G technology can realize the application of artificial intelligence technology, improve the analysis and prediction capabilities of supply chain data, and optimize the management and decision-making of the supply chain.

Virtual reality: 5G technology can realize the application of virtual reality technology, improve the training and education effect of the supply chain, and reduce training costs.

Blockchain: 5G technology can realize the application of blockchain technology, improve the security and reliability of supply chain data, and reduce supply chain risks.

④ my country has built the world’s largest 5G network. Why is the world seizing the 5G market?

According to the recently held communications conference, Liu Liehong, Minister of Industry and Information Technology, stated that my country has now built the world’s largest 5G network. The largest 5G network. In the current situation where the domestic epidemic has frequently recurred and relations abroad with countries such as Australia and the United States are tense, this is undoubtedly news worth celebrating. Looking at the current global situation, whether it is European and American countries or Southeast Asian countries, whether it is developed or developing countries, there is an almost fanatical pursuit of the 5G market. This is because 5G has a great impact on the economic and technological development of various countries. Very strong promotion effect. Currently, various countries around the world are seizing the 5G market. The main reasons are as follows:

1. 5G has a very good role in promoting the technological development of various countries

Currently, various countries are working hard to develop 5G networks. This is because the more advanced ideas such as the Internet of Things and blockchain, which are currently popular, need to be implemented using the 5G network. The 5G network actually serves as a carrier. Therefore, once each country breaks through 5G technology, the country's scientific and technological strength and the overall national strength of the entire country will be substantially improved. Therefore, countries around the world are currently increasing investment in 5G research and development.

⑤ Why do banks love blockchain so much

Many problems remain to be solved for banks competing for blockchain

As a traditional financial Institutions and banks are the most active pathfinders in the blockchain field. In recent years, many banks at home and abroad haveThe bank applies blockchain technology to credit, clearing and other fields. The unique trust mechanism of blockchain is regarded by banks as a key technological breakthrough for innovative risk management and simplified transaction processes. However, as an emerging technology, the blockchain ecosystem is still in the process of being established, its applications are very limited, and many problems still need to be gradually solved during development.

“At present, the blockchain cannot run high-frequency and concurrent transactions, and the network speed and computing power cannot support it. For example, in the payment field, if it is online shopping, it can still be achieved; if It’s high-frequency trading in futures, so it can’t be done,” Huang Zhen said.

Jiang Peng said that at the beginning of designing the blockchain system, CITIC Bank carefully demonstrated the business links suitable for using blockchain.

“From global experience, it is not suitable to use blockchain to build large and complex systems. Don’t try to use blockchain to solve all problems, but focus on solving core problems. Do too much Complex systems are time-consuming, and technology develops so fast that before the old system is completed, it will face iterations of new technologies," Jiang Peng said.

The idea of ​​"only solving core problems" ensures that after the blockchain is launched, the relevant business operations of CITIC Bank branches can achieve business upgrades without process modification.

Fan Bin admitted that it will take time for banks to fully apply blockchain. IBM’s investment in the blockchain open source community will continue, on the one hand, to cultivate the market, and on the other hand, to compete for blocks. The commanding heights of the chain platform. With the rapid iteration of blockchain technology itself, there is still a lot of room for imagination in the scenarios in which financial institutions can use this new technology.

Content comes from Xinhuanet

⑥ What great social changes will 5G bring? After reading this article, you will know what the United States is afraid of

Science and Technology It is the primary productive force. The development and progress of technology often bring about the upgrading of industrial structure and changes in consumer behavior, thus bringing about great changes in society. This is the case for several industrial revolutions in history. 5G is one of the technologies that can bring about huge changes in society.

As the next generation of communication technology (to be precise, it has already arrived), 5G technology is positioned as the country’s infrastructure. At present, almost all so-called cutting-edge technologies related to people’s livelihood are inseparable. Open the underlying support for 5G. So which industries will 5G change to achieve great changes in society?

The popularization of 5G mainly solves the problem of real-time interaction of information. Industries that rely on real-time interaction of information will undergo tremendous changes due to the popularization of 5G.

1. Artificial intelligence

Artificial intelligence is entering thousands of households. For example, current mobile phones are a weak form of artificial intelligence. But the current artificial intelligence is only in its infancy. As technology advances, artificial intelligence will replace most of the jobs that humans cannot perform or that are dangerous.

The main problem faced by artificial intelligence now is that the received information cannot be transmitted to the server for processing at the first time.There is a delay in parsing or transmission. But it will be different with 5G. Artificial intelligence devices can monitor the surrounding situation in real time through 5G's high-speed data transmission, and then make optimal judgments.

2. New retail

Jack Ma has mentioned more than once that the underlying logic of new retail is big data, which is the reconstruction of people and goods stores based on big data. Limited by data transmission, new retail is still in its infancy, and its applications are limited to online payment, thousands of stores, online consumption, and distribution.

If under 5G conditions, truly unmanned supermarkets may become popular, manufacturers and merchants will benefit from the analysis results of various consumption data transmitted at high speed, and can make optimal production plans and purchasing plans. Further improve retail efficiency.

3. Blockchain

The future society is undoubtedly a data-based society, and the most serious problem we are currently facing is the disclosure of private data. Especially under the indiscriminate development of mobile Internet, individuals have no privacy at all. Whether it is your consumption data, medical data or your family life and other private data, they are all in an unprotected situation. However, the emergence of blockchain technology, These problems are easily solved.

However, the prerequisite for the popularization of blockchain technology is high-speed data transmission. Blockchain technology adds a security lock to industries that rely on data.

4. Medical and general health

5. Internet of Things

In fact, the bracelet you wear on your wrist is an Internet of Things device equipped with a GPS positioning system. Shared bicycles are also IoT devices.

Through the Internet of Things relying on 5G technology, humans can even monitor their physical health in real time. If there is a risk, artificial intelligence can be used to diagnose and notify individuals as soon as possible. This will Greatly reduce the end of life caused by sudden illness.

6. Autonomous driving

Autonomous driving is precisely a branch industry of artificial intelligence. If driverless driving becomes popular one day, then the most injured person may be the driver. At the same time, there will also be some benefits, such as color blindness who cannot take the driver's license test (it does not contain any discrimination against color blind people), the entire automobile industry and Driving license tests and chauffeur driving will undergo dramatic changes.

7. Office workers

The working scenarios of office workers will expand infinitely. Maybe companies or other organizations no longer need to rent offices or only need to rent a small area. Employees can work at any time and anywhere. Work is no longer a desk job, but a small part of life.

Through artificial intelligence, data-based issues and even decision-making issues do not need to be discussed in meetings, but the optimal choice is directly given to you. Do you still remember Wandering Earth? The moss in it is a combination of big data, artificial intelligence and XG.exist.

There are many more industries that will benefit, but just the changes in the above industries due to 5G are already related to all aspects of the country. If you are the United States, such a technology is not Are you afraid that a very friendly country will control or even monopolize it?

5G technology is our opportunity to overtake European and American countries. Come on, China!

Will your industry be drastically changed by 5G? See you in the comments section.

⑦ Integration of the 5G era and blockchain

As online transaction methods such as Alipay and WeChat payment gradually enter all aspects of our lives, we can boldly predict that digital currency is the future

The state supports the application of blockchain technology in business value, such as reducing information exchange costs, protecting privacy, encrypting transmission, activating the economic system, transforming products to industrial models, etc. Blockchain is building a low-cost A new economic model of credit costs.

The so-called blockchain uses encryption to form a decentralized database jointly maintained by participants. Blockchain technology can promote the development logic of supply chain finance from "point" to "chain" and then to the "network" structure, forming effective data accumulation for industries and enterprises, and completing the construction of a credit system.

Devices that develop into 5G networks will have three different bandwidth options to avoid frequency overload. This means that for users who speculate in coins, more and better wallets will be allowed to appear. Or other categories of Bitcoin applications. In the future, 5G networks will be tens of thousands of times faster than existing 4G networks, which means download speeds will be greatly improved. For Bitcoin users, the blockchain data is synchronized in the blink of an eye.

The complementary relationship between blockchain and 5G provides new opportunities for the development of operators. Fully seize the opportunity and adopt a “two-pronged approach” in 5G technology application and blockchain technology innovation. Moreover, leveraging its leading position in the mainland communications industry, Eastspring Investment has obvious advantages in connecting technological innovation and industry applications.

Build a "defense line" for blockchain security

The core concept of blockchain is value transfer and credit mechanism. Blockchain technology has the characteristics of distribution, transparency, traceability and openness, and is suitable for promoting the flattening of social governance structures and the transparency of governance and service processes, thereby improving the credibility and security of government social governance data and promoting governance Modernize capabilities.

Blockchain technology is not a panacea. In the future, only by integrating and developing blockchain technology with 5G, the Internet of Things, and big data can it continuously expand application scenarios and realize value. In this regard, Eastspring Investment, 5G and blockchain not only have both hands, but they are both very strong. EMB is working together to solve the implementation problem of blockchain technology. In the future, we will continue to build an open blockchain ecosystem and accelerate the development of blockchain, 5G, and artificial intelligence.The deep integration of cutting-edge technologies such as intelligence and big data promotes integrated innovation and integrated development, leading the development of the industry.

The upcoming EMB is a new attempt by Eastspring Securities Investment Trust Co., Ltd. based on the integration of 5G and blockchain technology. Its transaction security and ultra-fast speed are better than traditional blockchain Technology is more reliable. This is also the characteristic of the integration of 5G and blockchain technology

In the era of big data. At a faster speed, more and more comprehensive information comes in, and at the same time, unimaginable information data is generated. At the same time, network security will appear in front of people again and be taken more seriously by the world. It can be predicted that in the near future, blockchain technology combined with high-speed communication technology and security technology such as 5G will have a disruptive impact on big data, Internet of Things, Internet finance and other fields.

⑧ Why is it said that the to B field will bear the brunt of the impact of 5G technology?

Because the digital currency first produced by blockchain technology has had a huge impact on the financial field, research and application areas Blockchain technology has become an important task in today’s financial field. In essence, blockchain technology is still a technical means and tool. Its application in the financial field and its application in the real economy are both parallel. They have their own relative independence, but there is a certain overlap, that is, It is said that the promotion effect on the real economy is indirect. 1. Regardless of finance or entity, one of the foundations of transactions between supply and demand is trust. The current banks, enterprises, enterprises, people, etc. all use currency as a link. The right to issue currency lies with the state, and the right to operate lies with banks. With the further popularization and widespread application of blockchain technology, in the future, enterprises and enterprises, or individuals and individuals can self-organize the issuance of digital currencies (digital credit). Banks’ The status will change from the current monopoly operation to the operation of equal competition in the market. Therefore, the widespread application of blockchain technology in the financial field has an indirect impact on the real economy. 2. Blockchain technology is the bridge between reality (entity) and virtuality. Through blockchain technology, the real world can be recreated, reconstructed and redefined in the virtual world. For example, real banknotes are digital currencies in the virtual world, real stock transactions are digital stock transactions in the virtual world, and real import and export trade are digital settlements, digital customs clearance, digital documents, bills, etc. in the virtual world. It greatly improves the efficiency of business processes and saves transaction costs. At present, all transactions are inseparable from banks. Banks play the role of central hubs in transactions. Banks' application of blockchain technology will definitely improve the efficiency of their settlement and indirectly promote the efficiency of the real economy. However, this impact will gradually weaken in the future. Because the biggest feature of blockchain technology is decentralization, its distributed accounting system is a centerless network system. 3. The application of blockchain technology is actually to valorize and credit the information currently flowing on the Internet, and to reorganize and restructure the information in the Internet (use value, exchange value, cultural value) through the blockchain. The formation of the Internet of Value is of great significance, both to the financial industry and entities.The economy will bring revolutionary promotion.

⑨ 5G - the new engine for bank physical branches

Shanghai MWC has just concluded. In this exhibition where 5G occupies an absolute C position, many manufacturers have shown their unique skills.

As an infrastructure in the digital economy era, 5G’s development is most critical to the construction of application ecosystem and the exploration of new business models. Only by promoting in-depth cross-border cooperation and the implementation of business practices can we truly promote the commercialization process of 5G and thereby promote the digital economy of the entire society.

During the entire busy MWC2019 Shanghai exhibition, ZTE Executive Director and President Xu Ziyang made a special trip to sign a 5G+ financial strategic cooperation agreement with Niaoyan Intelligence. The two will jointly build "5G+ smart outlets" to cover the needs of users. financial services. Is ZTE going to step up its financial game to seize 5G opportunities?

"As soon as the branch is opened, customers will come naturally." This was the main method used by banks to "make money" by expanding their scale in the past.

Times have changed, "Do you remember the last time you walked into a bank?"

I believe that many people have a big question mark in their minds.

According to the "2018 China Banking Service Report" released by the China Banking Association, as of the end of 2018, the national banking industry had a total of 228,600 business outlets, and the banking industry's out-of-counter rate (electronic substitution rate) was 88.67 %. In sharp contrast to the increasing number of bank out-of-counter branches year after year, the theory of "disappearance of physical branches" of banks is becoming increasingly popular. Even the job requirements for recruitment in the banking industry are showing obvious technological transformation trends such as "reducing the front office and increasing the back office".

The existence, development, and evolution of bank branches are directly related to the products, service objects, and revenue expectations of the banking industry.

In the past, bank branches mostly carried basic financial services and transaction functions such as deposits, loans, and remittances. With the popularity of mobile banking and 4G, the trend of "online" banking's original mainstream standardized services has accelerated significantly. Amid the ongoing “branch disappearance theory”, what changes will happen to bank physical branches?

1. The conclusion is that the reduction of physical bank branches

The market-oriented reform of interest rates directly leads to a decline in the profit level of the banking industry and intensifies competition in the industry. As the bank's most "expensive" channel resource, business outlets have gradually changed from profit centers to cost centers. In the long term, the continuous decline in traditional counter business volume and the high operating and labor costs will make it inevitable that the efficiency of bank physical branches will decline. Therefore, the reduction of bank physical branches is naturally inevitable.

2. Physical bank branches will not disappear completely

At present, due to regulatory requirements and complex business operation needs, as well as the fact that a considerable number of elderly people rely on bank branches, All physical bank branches will not disappear in a short time. In addition, some of the banks’ highClient capital consulting services, professional financial services, and personalized services are still based at physical outlets.

3. Transformation and upgrading of bank physical outlets

In terms of functions, bank physical outlets will inevitably transform from simple operations to marketing services, and the identity of tellers will also become financial The changing role of consultants. As users' service requirements gradually increase, as cross-border integration of various industries continues to deepen, banks' penetration of offline application scenarios and the dilution of outlet costs force banks to transform from financial outlets to comprehensive social service outlets.

4. New technologies and new concepts will give bank physical branches new missions

Bank physical branches are the forefront of banks’ contact with users, where they can most directly and truly understand user needs. , to tap users’ potential services. Especially in the 5G era, the "Internet of Everything" can drive banks' decisions on technology, brand, service delivery and human investment in physical space. For many financial institutions, customer experience is centered on high-value interactions between customers and bankers in branches. In addition, in the long run, using financial technology to improve business management, reduce operating costs, and increase intensification is a project with both long-tail effects and scale effects.

The future battlefield of finance will inevitably be technological competition.

With the help of 5G infrastructure, we can apply new technologies such as cloud computing, big data, artificial intelligence and blockchain to carry out financial innovation in precision marketing, scale customer acquisition, risk control, brand advertising and other aspects. Through technology Reduce bank operating costs and gain more profits through financial innovation.

At the beginning of this year, ZTE launched an advertisement with the theme of "New Financial Engine, New Momentum for the Industry". Its promotional slogan was: "ZTE provides you with safe and reliable financial-grade transactions." distributed database". This is interpreted as ZTE’s deep penetration into the financial industry.

With the support of ZTE's slicing solution, bank customers or partners can use slicing technology to virtualize one network into N networks in segmented scenarios, and serve N vertical customers at the same time. Improve the online speed and make refined operations possible. At the same time, bank customers or partners can also combine AI technology to make intelligent selections of slices. This may be the fastest and most direct change in the banking industry in the 5G era.

Lu Ping, ZTE Vice President, General Manager of Technology Planning Department, and General Manager of 5G Industry Product Line, told Yiou Finance that the biggest change in the 5G era is: “The need to enhance the dissemination of higher-quality content through the network , ensuring 'fidelity' in the process of knowledge transfer. We are now talking about platform as a service and SaaS as a service, so the future must be 'reality as a service' - 5G can break the constraints of time and space. Original designers and developers , engineering operation and maintenance, customer service marketing, etc. Document-based and verbal expression-based workflows can all be realized through 5G 'enhancement' in the future. In other words, in the 5G eraThe interaction on behalf of everyone will be converted from 'document' to 'model'. "

Yuan Lan, founder and CEO of Bird's Eye Intelligence, told Yiou, "Banks are becoming more friendly and smarter because of 5G and AI. If smartphones have given everyone a personal voice assistant in the past few years, smart outlets in the 5G era have equipped every ordinary person with a private virtual robot account manager. The standardization of financial products and the long-term user demand for "advisory" services make the explosive application of virtual robots most likely to start in the finance, banking, and wealth planning industries. ”

With the further improvement of electronic banking services and the migration of user behavior habits online, the future layout model of the banking industry will be based on “powerful IT and system backend + a small number of limited physical outlets.” + abundant networked user portals" as a combination.

Today, people have too much hope for 5G, but the change in the financial industry must be a gradual change rather than a sudden change. The Internet once had a great influence on the financial industry on the channel side. It brings great imagination, and 5G is believed to be the same for the banking industry.