区块链刘权,区块链金融刘洋

区块链刘权是指基于区块链技术，构建的一种新型的权利分配机制。它是一种全新的权利分配模式，可以改变传统权利分配的方式。它的核心思想是，通过引入区块链技术，将权利分配从中心化的模式转变为去中心化的模式，从而实现权利分配的更加公平、透明、安全的管理。

区块链金融刘洋是指基于区块链技术，构建的一种新型的金融体系。它是一种全新的金融体系，可以改变传统金融体系的方式。它的核心思想是，通过引入区块链技术，将金融体系从传统的中心化管理模式转变为去中心化管理模式，从而实现金融体系的更加公平、透明、安全的管理。

智能合约刘权是指基于智能合约技术，构建的一种新型的权利分配机制。它是一种全新的权利分配模式，可以改变传统权利分配的方式。它的核心思想是，通过引入智能合约技术，将权利分配从中心化的模式转变为去中心化的模式，从而实现权利分配的更加公平、透明、安全的管理。智能合约刘权可以实现对权利分配的自动化管理，实现权利分配的可信和可追溯性，保证权利分配的公平性和安全性。

以上是关于区块链刘权、区块链金融刘洋以及智能合约刘权的介绍，这三种技术在当下正在被越来越多的人所关注，它们的出现改变了传统权利分配和金融体系的运行模式，使得权利分配和金融体系更加公平、透明、安全。

Ⅰ Four questions reveal the true identity of blockchain: What kind of technology is it?

Four questions reveal the true identity of blockchain: What kind of technology is it? What can be changed?
Do you have the feeling that all explanations of blockchain always make people feel confused and confused? Even Yang Kaisheng, the former president of the Industrial and Commercial Bank of China who has studied blockchain for many years, bluntly stated at the Tsinghua University Blockchain Application and Investment Forum that blockchain is becoming increasingly difficult to understand and the more it is talked about, the more mysterious it becomes.
Actually, blockchain is just a technology, not as omnipotent and mysterious as the legend says. Abandoning the buzzing technical terms and obscure professional terms, we try to uncover the true identity of blockchain hidden behind the veil through these four questions.
1Q
What kind of technology is blockchain?
Blockchain is a very important patch in the history of the development of the Internet
What exactly is blockchain?
The "China Blockchain Technology and Application Development White Paper 2016" issued under the guidance of the Ministry of Industry and Information Technology explains: Broadly speaking, blockchain technology uses block chain data structures to verify and store data, and uses distributed node consensus algorithms. A new distributed infrastructure and computing paradigm that generates and updates data, uses cryptography to ensure the security of data transmission and access, and uses smart contracts composed of automated script codes to program and operate data.
In the book "Link to the Future", the author writes more simply and clearly, "In a nutshell, blockchain is a technology that can significantly reduce the cost of credit in commercial society. Blockchain as a Once the data in a distributed account book is recorded, it will be saved forever and cannot be changed."
The weak centralization and non-tampering properties of blockchain have always been the most valued by blockchain enthusiasts Two major characteristics. According to industry insiders, this will solve the trust problem to a great extent.
“If you say that blockchain can subvert everything, I think it is too much.” Liu Siyu, founder of Top Found, believes that blockchain is a very important patch in the history of the development of the Internet. The Internet solves the problem of efficiency, and blockchain can solve the problem of fairness to a certain extent.
In his view, the Facebook data theft incident has drawn people's attention to data security. If data and credit assets are put on the chain, no unauthorized centralized organization will be able to obtain the data. , users will have the right to control their own data, and data security will be properly guaranteed.
Not only that, industry insiders believe that the fair future of blockchain may also be reflected in Token. Previously, this term was translated into "token", which is a virtual currency such as Bitcoin, but now the circle Insiders prefer to translate this word as "incentive mechanism."
“When Token is no longer a currency for speculation, but a reward mechanism for users on blockchain applications, then it will become a good solution to the issue of fairness.” An industry insider express, Token is inevitably generated during the operation of blockchain technology. How to use it in the most reasonable manner is an issue that needs to be considered in future supervision and application projects.
However, can this kind of accounting-sharing technology really improve efficiency?
Further research is needed, at least for now. As Yang Kaisheng said, Bitcoin transaction settlement is completed seven or eight times per second, which is too slow. "Frankly speaking, in today's bank operation and management, this is difficult for banks to accept, and it is also unbearable for the majority of customers and the public."
In fact, there are already blocks that are better than Bitcoin With the emergence of chain processing methods, the industry generally believes that digital currencies such as Ethereum and EOS are superior to Bitcoin in terms of settlement capabilities and application development.
Tang Ling, founder and CEO of Zhigui Technology, predicted at the "Node·Symbiosis GBA Global Blockchain Technology Application Conference" that the next generation blockchain system should be a multi-chain, multi-economic model architecture. Cross-chain interaction ultimately requires a trusted database and a trusted data source.
2Q
What exactly can blockchain change?
At least many people believe that blockchain will restructure the financial system
Speaking of blockchain, everyone seems to be talking about how blockchain can change the world and is an important force leading the world's future technological development. But what exactly can blockchain change? Perhaps many important business formats will be restructured.
At least many people believe that blockchain will reconstruct the financial system of the current world. In fact, blockchain technology was born in finance, and it can solve the problem of integrity in financial transactions.
Financial people like to use bills as an example. In the past few years, it is not uncommon to hear that bills deposited in banks have been turned into newspapers, and bills worth hundreds of millions of dollars have disappeared. If you take advantage of the non-tamperable and traceable properties of blockchain, then such ridiculous things will not happen.
Industry insiders believe that blockchain finance can implement contract principles and solve trust issues through technical methods. Through consensus protocols and programmable smart contracts, mutual trust and credit can be established, commercial terms agreed upon by all parties to the transaction can be formulated and executed, and legal rules and supervisory control nodes can be introduced to ensure that value exchange complies with contract principles and legal norms and avoids Unpredictable trading risks.
Industry insiders generally believe that blockchain uses technological trust to bolster commercial credit, which is conducive to maintaining financial integrity. It will have an impact on many aspects such as payment, credit reporting, currency form, etc.
In addition to finance, industry insiders generally believe that blockchain may also play a role in insurance, medical care, education, real estate, even judicial activities, charity and other aspects to establish a more transparent and secure network system.
3 Questions
How far has the blockchain developed?
It is still at an early stage of development, but some companies are using the guise of blockchain to promote themselves
“No matter how you look at it, blockchain can generate great value in the future, which is why all Everyone is actively researchingInvestigate the reasons. Li Feng, the person in charge of the Internet Financial Blockchain, said that the current research and application of blockchain technology are only in the experimental stage, and the current blockchain technology does have great shortcomings.
According to Li Feng , from the perspective of the technical level of the industry, there is still a lot of room for improvement in terms of the performance of blockchain technology, its integration with business, and underlying technical algorithms. But today, there is still no infrastructure for blockchain. After the construction is completed, the blockchain still has a long way to go before a large number of applications are implemented.
In fact, looking at the layout of the three Internet giants BAT on the blockchain, some applications have begun to be gradually implemented. But most of them are still in the research and development stage.
Since 2016, Alibaba has tried to use blockchain technology in charity tracking, cross-border food supply chain, medical and other fields. And last year, it established the "BASIC" strategy to open Blockchain technology. This year, Alibaba also launched the luxury goods platform Luxury Pavilion. The raw material production process, circulation process, and marketing process of goods are all written into the blockchain.
Tencent Cloud released the blockchain in early April this year TBaaS white paper builds blockchain services based on Tencent Cloud. At the same time, Tencent also established a joint laboratory with Bank of China last year, and the two parties will comprehensively cooperate based on blockchain, big data and other aspects.
Notable Yes, research on blockchain technology is still ongoing. The industry generally believes that blockchain technology is still at an early stage of development, but there are indeed some companies using the guise of blockchain to hype themselves.
4 questions
What opportunities can blockchain bring?
This feast will obviously no longer belong to speculators
In February this year, the "People's Daily" article about blockchain ignited the national interest in blockchain Enthusiasm for technology. Dou Jiali, a researcher at Peking University Guanghua Financial Technology Laboratory, wrote in the People's Daily that the birth of blockchain will significantly reduce the cost of value transmission and once again greatly liberate productivity. We should seize the opportunity of blockchain .
At the 2018 Boao Sina Finance Night·Zhenghe Island Night Talk, Xunlei Group CEO Chen Lei said that the innovation of blockchain has changed the social organizational structure and given China an opportunity to surpass the United States and Western countries. "Electronic In the development process of industry, communication industry and Internet industry, China started later than the United States and Western countries. Blockchain is really a very important opportunity because China started almost at the same time as the Western world. ”
Wu Ying, chairman of Zhongze Jiameng Investment Fund, believes that the opportunities brought by blockchain are beyond the imagination of many people and are dozens, hundreds or even thousands of times those in the early days of the Internet. .
In Wu Ying’s view, capital should support those “real entrepreneurs”. In the field of blockchain, the so-called real entrepreneurs are not only those who “want to do things for a long time”, but more importantly, those who are “technical” People." He believes that blockchain is very suitable for people who really understand Internet technology to start a business. They start from making products and start from the lowest technology to ensure thatIt can actually build a new blockchain technology platform.
However, this feast will obviously no longer belong to speculators: for ordinary investors, the blockchain concept may no longer be an easy place to make money. Wu Xiaobo, a well-known financial commentator, predicts that the retail blockchain craze will become the biggest investment joke of the year. He believes that the financial derivatives of investment opportunities seem to give everyone the opportunity to share the dividends of technological change, but in fact, it is more of a trap for speculators.
In other words, only by returning to technology itself and developing technology instead of using self-deception can we truly apply technology to the world and maximize its value in serving people. Only then can we bring tangible benefits to the further development of China's economy. Effective beneficial effects.

Ⅱ What is the Internet terminology in the urban area

Recently, a new financial instrument STO has emerged

STO is the abbreviation of Security Token Offer. This financial instrument Known as securitization token issuance, its goal is to conduct public issuance of tokens under a legal and compliant regulatory framework.

It is based on two demands: stronger regulation and the separation of speculation from public utility. STO corresponds to certain financial assets or rights in reality, such as company equity, debt, gold, real estate investment trusts, dividend rights of blockchain systems, etc. Since the tokens issued using this tool have security properties and can be regulated by securities laws, they have become more popular in the blockchain industry and have become a hot topic recently.

When talking about STO, we have to think of IPO and ICO

Some people say that STO is an upgraded version of IPO in the blockchain era, and can be understood as IPO 2.0. So what is an IPO?

The full name of IPO is Initial Public Offering, and the full English name is Initial Public Offerings, also known as initial public offering of stocks. In fact, in layman's terms, "IPO" refers to a company that is not listed on the market. When it goes public for the first time, it is called an IPO.

Required conditions for IPO companies to go public: Only joint-stock companies are eligible for listing, and they have been operating for more than three years and have been profitable for three consecutive years; their operations must be legal, compliant, and in compliance with national industrial policies. , there have been no major illegal acts in the past three years; the company's shareholder capital contributions have been made on time, and there is no false capital contribution; the company has no less than 1,000 shareholders holding shares with a face value of more than RMB 1,000, and the number of shares publicly issued to the public has reached the company's More than 25% of the total number of shares; if the company's total share capital exceeds RMB 400 million, the proportion of shares issued to the public shall be more than 15%, etc.

However, compared with IPO, the issuance and investment threshold of STO are still much lower, and the returns and risks are also relatively low. The most important thing is to have clear regulatory laws.

Founder of SharexLi Gangqiang, partner of Y Community Token Fund, said when participating in Golden Relativity that STO is a compromise between ICO and IPO. It is a compromise between the future world and the past world to seek a balance. It has the advantages of both ICO and IPO.

So what is an ICO? In fact, since early January 2017, the initial coin offering (ICO) has become as popular as the current STO, attracting the attention of many venture capital companies and blockchain companies. However, due to the lack of regulation and the ignorance of the people, the ICO bubble inflated, putting investors at risk, and soon ushered in the regulation of most countries around the world.

ICO is the abbreviation of Initial Coin Offering, initial coin offering, derived from the concept of initial public offering (IPO) in the stock market. It is the first issuance of tokens by blockchain projects, raising funds for Bitcoin, Ethereum, etc. The behavior of digital currencies.

So what is the difference between the two? In fact, STO can be said to be a safe, secure and more rational ICO. Security tokens must be wrapped in tangible assets, such as revenue or shares in a company. What appears in ICOs are utility tokens, which are far less secure than security tokens. If you want to conduct STO, you must first obtain permission from the SEC and other regulatory agencies, so in terms of supervision, STO is more compliant.

As for the differences between the three, Liu Siyu, founder of Top Fund blockchain fund, said that STO finances through securitized tokens. Compared with IPO, STO has better liquidity. Advantages include automated management of the protocol layer, 24-hour trading, and flexible trading units. Compared with ICO, STO has the advantages of protocol-level compliance, legalization of token financing, opening up the institutional investment market, derailing the value of the token itself from BTC/ETH, and linking it to future cash flow to reflect the value of assets. From the perspective of a company registered in the United States, STO is a legal and compliant ICO. STO is just a new form of securities financing. Compared with ICO, the financing model will undergo major changes, such as adding compliance contracts.

III 91Token Wallet CEO Xue Shuaiguo attended the Blockchain Technology and Application Influence Summit

On March 9, 2019, the district hosted by NEXTLAB Future Blockchain Laboratory and co-organized by 91Token The Blockchain Technology and Application Influence Summit was held grandly at the Shaanxi Building in Beijing. Xue Shuaiguo, founder of the digital wallet 91Token, was invited to attend the summit and participate in the "Implementation and Challenges of Blockchain Technology" roundtable forum.

The Blockchain Technology and Application Influence Summit has the theme of "Restarting the Trend", including well-known blockchain fund founders, traditional Internet entrepreneurs, leading blockchain media and manyA total of more than 800 people, senior people in the currency circle, attended the meeting. Guests attending the meeting included Liu Quan, President of CCID Blockchain Research Institute, Yuan Ye, Executive Director of Shuimu Tsinghua TBC, Liu Siyu, founder of TopFund, Wang Xiaoyi, founder of Institute of Mining and Ocean Engineering, Xu Yinglong, CEO of Koyin Capital, Zhang Mingjing, founder of Lianxing Capital, etc. .

In the afternoon of that day, in a speech themed "The Survival and Development Challenges of Blockchain Wallets", 91Token founder Xue Shuaiguo said: "The wallet industry has emerged from 2013 to 2014 and 2017 to 2018. After two waves of entrepreneurial trends, everyone is very optimistic about the track of wallet entrepreneurship." Xue Shuaiguo believes that currently, as a mobile Internet product, blockchain wallets, in addition to the recent basic safe storage, everyone wants to add some traffic attribute content and numbers. Currency lending business, these are the three situations of current blockchain wallets.

At this forum, the participating guests conducted in-depth discussions on the "implementation and challenges of blockchain technology". Xue Shuaiguo said that the current Dapp ecological development is in its early stages and there is huge room for future development.

At the award ceremony at the end of the summit, 91Token won the Best Blockchain Application and Service Award.

As a well-known wallet project in the industry, 91Token is a professional multi-chain digital asset management wallet app that integrates decentralized and centralized accounts at the same time, enabling safe asset storage and asset management gain functions. . The current products cover services such as secure storage, stable financial management, asset aggregation, market information, asset management and lending, cloud computing power mining, OTC transactions, Dapp application center, etc. The team has received tens of millions of angel investment from JRR Crypto. 91Token is committed to becoming a future digital bank and B-FinTech distributed computing power financial platform, and creating a solid infrastructure for digital asset financial services.

91Token - a more professional multi-currency multi-functional digital wallet
Official website: www.91token.com