两会代表区块链应用提案

近日，在中国全国两会上，有关区块链应用的提案引发了广泛的关注。本文将从三个关键词：区块链技术，跨境支付，数据安全出发，结合两会提案，深入剖析区块链在跨境支付和数据安全方面的应用。

区块链技术是一种分布式数据库技术，它将数据以“区块”的形式存储在网络中的每个节点，每个节点都可以安全地访问和共享数据，而不需要中心服务器。区块链技术的核心特性是去中心化，它不依赖于任何中心机构，所有的参与者都可以实时参与其中，在参与者之间共享数据。此外，区块链技术还具有去信任化的特性，参与者之间不需要建立信任关系，只要遵守共识机制，就可以实现安全的数据共享。

跨境支付是指跨越国界或地域的支付交易，它包括外币兑换、跨境转账、跨境支付等多种模式。由于跨境支付的特殊性，它的安全性和可靠性一直是业界关注的重点。近年来，随着区块链技术的发展，跨境支付可以借助区块链技术实现更安全、更快捷的跨境支付。区块链技术可以在每个节点上实现安全的数据共享，而且它的去信任化特性可以有效降低跨境支付的风险，使跨境支付更安全、更可靠。

数据安全是指网络系统中的数据安全性，它是保障网络安全的基础。传统的网络安全技术往往依赖于中心服务器，随着网络系统规模的扩大，中心服务器的安全性也受到了极大的挑战。而区块链技术的出现，可以有效解决这一问题。区块链技术可以在每个节点上实现安全的数据共享，而且它的去信任化特性可以有效降低数据安全的风险，使数据安全得到有效的保障。

总之，区块链技术在跨境支付和数据安全方面具有重要的应用价值，可以有效提高跨境支付的安全性和可靠性，同时也可以有效保障数据安全。未来，随着区块链技术的发展，它在跨境支付和数据安全方面的应用将会变得更加广泛。

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Is blockchain technology expected to lead mankind into the era of machine trust?

Recently, the concept of blockchain has made a comeback. Since February, the U.S. House of Representatives has held two blockchain hearings in succession, elevating blockchain to a "revolutionary technology" and exploring its future applications and impact on finance, business and government. At the same time, Russian President Vladimir Putin also stated that Russia will focus on developing blockchain technology to strengthen Russia’s voice in international competition in the field of cutting-edge technology. In China, more and more industries are beginning to pay attention to the field of blockchain technology, and this concept has also become one of the hot topics discussed by representatives during this year's "Two Sessions".

In today's turbulent era of technological advancement, there are still many places for us to explore in depth as a new technology called blockchain. Especially in high-tech fields where others have formulated the "rules", we should take a long-term view, continue to innovate, digest and absorb the essence of blockchain technology, and strive to form core competitiveness with independent intellectual property rights. At the same time, in the face of various temptations, we need to be cautious at all times, see risks, avoid losses, and never let the light of economic interests obscure our understanding of the essence and deep value of blockchain.

(ii) Zhou Xiaochuan talks about blockchain technology and central bank digital currency again

On March 10, the News Center of the Fifth Session of the 12th National People’s Congress was held At the press conference, People's Bank of China Governor Zhou Xiaochuan, Vice Governor Yi Gang, Vice President and Director of the State Administration of Foreign Exchange Pan Gongsheng, and Vice President Fan Yifei were invited to answer questions from Chinese and foreign reporters on issues related to "financial reform and development."

It is worth noting that at this press conference, Governor Zhou Xiaochuan also talked about digital currency and blockchain. He said:

“The central bank believes that the development of technology It may cause huge changes in the future payment business, and the central bank highly encourages the development of financial technology. Technologies such as digital currency and blockchain will have impacts that are not easy to predict. Problems that arise during the development process need to be regulated.

< p>Previously, Zhou Xiaochuan answered a series of questions about the digital currency to be issued by the central bank. According to Governor Zhou Xiaochuan’s description, the digital currency issued by the central bank should have the following characteristics:

First, provide convenience and security.

The second is to achieve a balance between protecting privacy, maintaining social order, and combating illegal and criminal activities. In particular, necessary containment measures must be retained for criminal activities such as money laundering and terrorism.

< p>The third is to facilitate the effective operation and transmission of monetary policy.

The fourth is to retain the control of monetary sovereignty. Digital currencies are freely convertible and controllable.

p>

It is also worth mentioning that during the two sessions a few days ago, deputies to the National People’s Congress frequently mentioned Bitcoin and its underlying technology.

PBoC Zhou Xuedong: Domestic Bitcoin trading platforms should be tolerant and No ban for the time being

On March 6, Zhou Xuedong, a deputy to the National People’s Congress and director of the Business Management Department of the People’s Bank of China, put forward a proposal to ban domestic Bitcoin transactions.The Yi platform should be tolerant and not banned for the time being, leaving a period of observation. However, in the short term, the regulatory red lines for Bitcoin trading platforms must be clarified and strictly supervised.

“In the long run, it is necessary to study and explore long-term regulatory mechanisms.” Zhou Xuedong said that it is necessary to study the financial attributes and commodity attributes of virtual currencies such as Bitcoin, study the nature of Bitcoin trading platforms, and explore the introduction of national-level regulations. Bitcoin trading platform management pilot policy, licensing or filing pilot for a small number of qualified trading platforms. At the same time, we will strengthen regulatory cooperation mechanisms, strengthen industry self-discipline, and build an integrity system for Bitcoin exchanges.

National People’s Congress Representative Wo Weidong: Suggestions for reasonable supervision of Bitcoin and promotion of its healthy development

On the afternoon of March 7, Wo Weidong, Chairman of Shanghai Huiyin (Group) Co., Ltd. The speech suggested that Bitcoin should be placed under a legal framework to promote its healthy development. Wo Weidong said that after the central bank recently stepped up its supervision of Bitcoin trading platforms, it has achieved various results, clarifying the nature of Bitcoin, suppressing market bubbles, and at the same time, the risks to social funds have also been initially control.

However, Wo Weidong believes that while achieving the above results, related problems must also be observed. "Currently, the trading volume of Bitcoin in China has decreased significantly, and the trading volume of China's major trading platforms has dropped to less than 1% of the original level." Correspondingly, before this, more than 90% of the world's trading volume occurred on China. Precisely because China previously occupied the high ground of transaction volume, "there is no doubt that it has the global pricing power of Bitcoin and has sufficient voice and influence on Bitcoin and even the blockchain industry."

Wo Weidong said that world powers are actively exploring new things like Bitcoin and blockchain, so they cannot be simply denied and abandoned. He suggested that Bitcoin be included in Internet financial supervision and formulate appropriate regulatory strategies. "Appropriate regulatory strategies can truly stimulate, promote and lead innovation while controlling risks."

Bitcoin has a negligible market value compared to gold and stocks, but the underlying application technology of Bitcoin is Blockchain has attracted a lot of attention. Since blockchain technology has been officially recognized, various markets around the world are studying the feasibility of blockchain technology and digital currency. The Central Bank of China is also openly recruiting relevant talents and practicing digital currency. Against this background, I believe that all countries will hold the Treat the Bitcoin industry with a more tolerant attitude.

(iii) How to promote the healthy and orderly development of the blockchain industry

my country's blockchain industry ecology has initially taken shape, and the number of enterprises has increased rapidly. The "2018 China Blockchain Industry White Paper" previously released by the Information Center of the Ministry of Industry and Information Technology shows that as of the end of March 2018, the number of blockchain companies in my country with blockchain business as its main business has exceeded 450, and the industry has initially formed a scale.

The Ministry of Industry and Information Technology proposed that the blockchain industry is still in its early stages, and the positive value of the technology is gradually emerging. However, the development process is still accompanied by risks that cannot be ignored, such as the possible impact on the current systemStandardization creates challenges and there are technical loopholes. The Ministry of Industry and Information Technology proposed that it will accelerate the promotion of innovative applications of blockchain technology, especially to enhance computing capabilities, storage capabilities and integration and penetration capabilities, build a good industrial ecology, and promote the healthy development of the blockchain industry.

㈣ Blockchain became popular after the Two Sessions. So what exactly can this blockchain do? Is there a company that specializes in this?

This year’s Two Sessions, many provinces will use blockchain Incorporated into the local "14th Five-Year Plan", it can be seen that the role of this blockchain is still great. It is understood that blockchain is currently being applied in many industries such as government affairs, finance, supply chain, energy, chemical industry, agriculture, medicine and medical care, automobiles, intellectual property, etc. It can be said to be one of the core technology engines of new infrastructure.
Let’s talk about the most understandable one. Don’t we all advocate garbage sorting now? In order to better promote the implementation of garbage classification policies and effectively improve residents’ happiness, Hangzhou Qulian Technology Co., Ltd. and Xi’an Sykes Internet of Things Co., Ltd. developed the country’s first “Qulian Smart Waste” based on “blockchain + AIoT” technology. Classification System”. This system has been implemented in many communities and industrial parks such as "Xinhu Shangri-La", "Xinhu Film", and "Yunhu Science and Technology Park" in Hangzhou, and has been widely praised.

5 What are the prospects for the application of blockchain in the field of intellectual property?

During the National Two Sessions, the work report of the Supreme People’s Court proposed: opening the judicial blockchain platform to support online copyright holders in uploading works, Preserve evidence, prevent and punish online plagiarism.
At present, the application of blockchain to the field of intellectual property has been increasingly recognized by the judiciary. The Supreme People's Court has issued five relevant policies in a row since 2018, recognizing the use of blockchain technology to solve problems such as the preservation, fixation and submission of evidence for intellectual property rights.
With the successive introduction of policies and continued judicial recognition, many enterprises and government units have begun to use third-party blockchain technology to strengthen their own intellectual property protection, ensuring that everything from creation to rights protection is traceable. Solve a series of problems such as evidence storage and collection, reduce the cost of rights protection, and improve the efficiency of rights protection.

㈥ How to effectively promote the innovative application of blockchain technology in the financial field

On February 24, the China Securities Regulatory Commission issued the fifth meeting of the 13th CPPCC National Committee No. 03009 ( Letter of reply to the proposal of Finance, Taxation and Finance No. 199). Proposed: According to the "Notice on Issuing the National Blockchain Innovation Application Pilot List" by the Cyberspace Administration of China, the People's Bank of China and the China Securities Regulatory Commission actively cooperated with the Cyberspace Administration of China to carry out the pilot work of the National Blockchain Innovation Application and took the lead in establishing the pilot list. Huaitai has established national pilot projects in the characteristic fields of "blockchain + equity market" and "blockchain + trade finance" to effectively promote the innovative application of blockchain technology in the financial field.
With the encouragement and support of multiple policies and financial regulatory authorities, it means that electronic signatures will become a digital business processing tool for financial institutions to realize online business. In the future, electronic signatures and electronic contracts have become the general trend!
Ebaoquan’s productsAs a professional blockchain electronic signing platform in China, Paijunzishuan has been committed to creating a one-stop full ecological financial closed-loop service for financial institutions for many years. From signing to certificate deposit to loan, it has a complete set of mature, reliable and safe Blockchain electronic contract solutions help financial institutions reduce costs and increase efficiency while improving risk management and control capabilities and effectively promoting the development of online businesses.
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Open up the Internet courts, notary offices, judicial appraisal centers, arbitration committees and other authoritative institutions to create a judicial support service system in Qiangming Town, which can provide complete evidence storage, evidence consolidation and evidence production services. Compared with paper contracts, it has More rigorous and safe legal effect.

㈦ Breaking 100 million in 6 months! Zhejiang Provincial Department of Finance and Ant Blockchain bid farewell to paper tickets

Zhejiang Online, January 15 (Zhejiang Online Correspondent Chen Jieqiong) In order to better solve the "run once problem", local governments are increasingly applying new technologies. Coming faster and faster. Recently, Ye Shibao, director of the Electronic Invoice Center of the Zhejiang Provincial Department of Finance, said in an interview that since the establishment of the provincial blockchain electronic invoice platform in June last year with Ant Blockchain, as of the end of 2019, 507 medical institutions in Zhejiang Province have been on the blockchain. , 74 public hospitals realized electronic bill reimbursement in other places within the province, 100 million fewer bills were issued, and more than 30 million bill printing costs were saved, once again at the forefront of innovation.

Interestingly, electronic bills have been promoted for many years but there are still many links that cannot be solved. Blockchain has become a key. It is understood that Ant Financial is the first company to explore the application of blockchain technology in digital government industries such as finance and taxation. Through Ant blockchain technology, electronic bills can be "stamped" throughout the entire process from generation, transmission, storage to use. The entire process is traceable and cannot be tampered with, ensuring that the authenticity of the bill can be quickly confirmed in every circulation link, thus Achieve cross-regional and cross-department settlement and reimbursement.

Ye Shibao said that according to previous statistics, the entire process used to take about 12 working days to go to the medical insurance department for reimbursement, while commercial insurance reimbursement took longer, taking 7-60 working days. Now you no longer need to hold the ticket and stamp it in several places, you can quickly receive it with just a few clicks on your mobile phone.

Zhejiang University Shaw Hospital is one of the first hospitals in the province to go online. For Zhao Yue, a bill administrator who has worked in the finance department for 30 years, this is also a good thing.

In the past, he manually reviewed half-meter-high stacks of receipt stubs every day, and packed a large box every eight days on average. The pile could not fit in the office, and he would ask his colleagues to move it to the warehouse for storage. After receiving it and then doing the write-off, "it will take several months to complete the entire process." Nowadays, fewer and fewer bill stubs are collected every day, from the original half meter high to ten or twenty. "The warehouse is no longer needed, and several vehicles that transport the bills for destruction have also been returned."

The full link between hospital electronic bills and reimbursement and claims has been opened up, ultimately improving the patient experience in the "last mile" of medical treatment. Taizhou Hospital dared to be the first to allow Mr. Pang, a local resident, to receive reimbursement without traveling for 7 hours at a time when he was on a business trip to Hangzhou for medical treatment. He became the first person in the country to realize the reimbursement of medical insurance in other places through blockchain electronic bills.

The changes in each hospital are just the tip of the iceberg. Subway ticket settlement on the chain allows users to pass with one code, Hangzhou Internet Court introduced the Ant blockchain, provident fund withdrawal, etc. Zhejiang Province has completed implementation in more than 26 fields. From mobile payment to digital economy, Zhejiang has always been ahead of the curve in the application of innovative technologies.

At the 2020 Zhejiang Two Sessions held recently, Jing Xiandong, a member of the Zhejiang Provincial Committee of the Chinese People’s Political Consultative Conference and chairman of Ant Financial, said that he will continue to use AI and blockchain to promote the upgrading of Zhejiang’s digital government affairs and promote Zhejiang to become a national Digital government model province. In the future, only applications that benefit the real economy and the public will be truly valuable applications, and blockchain must fundamentally move away from virtuality and into reality.

㈧ Application and analysis of blockchain in the field of government affairs

Blockchain has become a hot topic at the two sessions in 2020, in Sichuan, Fujian, Hunan, Hebei, Jilin, and Beijing The development of the local blockchain industry has been mentioned at the local two conferences held in more than 20 regions, including Chongqing, Shenzhen and Chongqing. Judging from the content of the government work report, most local governments regard blockchain as a new growth point to assist industrial optimization and upgrading, smart city construction, and the digital economy. In particular, among the blockchain application scenarios mentioned in Beijing, Shenzhen, Shandong and other places, the government affairs field has become a flashpoint. According to incomplete statistics, as of now, more than 90 blockchain government applications have been completed or are under preparation.

㈨ How to accelerate the application of blockchain technology and industrial development

Recently, the Jiangxi Provincial Department of Industry and Information Technology and the Provincial Cyberspace Administration of China jointly issued the "Jiangxi Province Accelerates the Application of Blockchain Technology" and Industrial Development Implementation Opinions", which proposes that by 2025, the comprehensive competitiveness of the province's blockchain industry will be comprehensively improved. Create 2 to 3 blockchain industry development clusters. Clearly build a famous blockchain park, cultivate famous blockchain enterprises, and create famous blockchain products.

Based on "blockchain + judicial + application", Yibaoquan has successfully built a one-stop service platform for blockchain applications by deeply cultivating the underlying technology of blockchain and expanding judicial service capabilities, providing enterprises and government agencies with , individuals provide four innovative product services of "electronic data storage, electronic contracting, Internet justice, and original protection", which can effectively solve the pain points of traditional business cooperation and judicial rights protection, completely transform the traditional business model, and create a new digital business infrastructure.

In the field of electronic data storage, Yibaoquan's "Preservation Chain" is based on blockchain technology and synchronizes multiple judicial institutions such as notary offices, arbitration committees, and courts, which can effectively solve the "difficulties in obtaining evidence" of electronic data. ", "difficulty in dispute resolution", "difficulty in evidence management" and other pain points, turning electronic data into effective electronic evidence.

In the field of electronic signing, Yibaoquan’s “Gentleman Signature” can help enterprisesIt solves the problems encountered by business units in traditional paper contracts such as chaotic seal management, high operating costs, easy tampering of content, difficulty in contract search, and easy loss of documents.

In the field of Internet justice, Yibaoquan's "Zhongzhengbao" can help notary institutions solve traditional notarization problems such as cumbersome procedures, inefficient processing, long on-site processing, and the inability to obtain customers in batches.

In the field of original protection, Yibaoquan's "micro-copyright" helps enterprises and individual users solve problems such as slow confirmation of rights, difficulty in monitoring, difficulty in obtaining evidence, difficulty in pursuing blame, and difficulty in safeguarding rights in the traditional copyright process.