房产交易加区块链什么意思,房产交易加区块链是什么

房产交易加区块链是将传统的房产交易与区块链技术结合在一起，通过使用区块链技术，以安全、快捷、便捷的方式完成房产交易的新模式。本文将介绍房产交易加区块链的三个关键词：安全性，可信性和透明性。

安全性是指房产交易加区块链技术的最重要特征之一。由于区块链技术本身具有去中心化的特性，在房产交易中，可以有效地防止数据的篡改和恶意破坏，保证交易的安全性。此外，区块链技术也支持多种加密方式，可以有效保护个人信息的安全性。

可信性是指房产交易加区块链技术的另一个重要特征。由于区块链技术本身具有去中心化的特性，在房产交易中，可以有效地防止数据的篡改和恶意破坏，保证交易的可信性。此外，区块链技术还可以实现自动化的交易执行，以提高交易的可信性。

透明性是指房产交易加区块链技术的另一个重要特征。由于区块链技术本身具有去中心化的特性，因此所有交易信息都可以在区块链上实现公开透明，任何人都可以查看交易信息，从而提高交易的透明性。此外，区块链技术也可以有效地防止恶意篡改，从而进一步提高交易的透明性。

综上所述，房产交易加区块链技术是一种将传统的房产交易与区块链技术结合在一起，以安全、快捷、便捷的方式完成房产交易的新模式。它具有安全性、可信性和透明性三个关键特征，可以有效地保护个人信息安全，提高交易的可信性和透明性，为房产交易带来更多的便利。

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『一』What impact does blockchain have on real estate?

Blockchain may affect the real estate market in five aspects.

To understand how blockchain could improve the real estate market, five members of the Forbes Real Estate Council measured its impact and concluded with the following:

1. Accelerate the transaction process

Using blockchain tokens, there is no need to go through property rights investigations or middlemen to protect property rights transfers. By using a blockchain distributed database to prove the authenticity of transactions, household owners can quickly transfer property rights without the need for third-party verification. The technology could revolutionize the real estate industry by making escrow companies obsolete.

——Hillary Hobson, Highest Cash Offer

2. Increase transparency

One of the biggest costs of real estate transactions is the lack of transparency. One is transaction friction caused by too many middlemen (think custodians, underwriters, brokers). Blockchain enables all transactions to be conducted peer-to-peer without the need for middlemen, and all information records are completely transparent. This leads to efficiency and trust.

——Ridaa Murad, BREAKFORM | RE

3. Protect online data storage

In addition to cryptocurrencies, blockchain technology can also protect online data storage. In the future, it can be used to store all property records, such as title, apartment, land survey, property chain, etc. Blockchain may eventually become part of multiple listing services systems. Uses beyond cryptocurrencies will become widespread.

——Roger Blankenship, Flipping America

4. Cost-effective and trustworthy

Blockchain will eliminate dependence on title insurance and increase Transaction efficiency and confidence. It can also add transparency to the entire buyer platform, making financial considerations like difficulty affording attorney fees less of a factor in understanding title and ownership issues.

——Susan Tjarksen, KIG CRE LLC

5. Publicly provide important information

Gordon Gekko said personally, “The most valuable thing I know The commodity is information”. Blockchain will become a repository of information. A lot of information, once entered properly, can be valuable. When institutions have good information, and that information is public, risk is greatly eliminated for all counterparties who have trading relationships with those institutions.

The information comes from the Internet, I hope it can be helpful to your question.

『二』Blockchain has officially entered the 3.0 era.Real estate, supply chain, etc. will become key application areas

With the continuous development of blockchain, the application coverage of blockchain is getting wider and wider. With the improvement of scalability and efficiency, blockchain The scope of application will go beyond finance and expand to areas such as logistics, real estate, and the Internet of Things, becoming a bottom-level protocol in the future society. This also means that blockchain will enter the 3.0 era.

The blockchain 1.0 era is represented by BTC (decentralized concept), which plays more of a distributed accounting role, such as BTC, Ripple, BCH, Litecoin, Dogecoin, etc. It is more used for digital currency accounting. Of course, the development in the first stage is not perfect. Bitcoin still has many problems that need to be solved, such as expansion, lightning payments, hard forks, etc.

With further completion, the blockchain has entered the 2.0 era, represented by ETH (smart contract), entering the contract stage.

Blockchain 2.0 represented by ETH is a great progress, but there are still many problems, such as channel congestion, slow transaction speed, and fork risk. High handling fees and so on. For example, after the popular CryptoKitties were launched on the Ethereum platform, they occupied about 25% of the Ethereum network at its peak, causing congestion on the entire Ethereum network and seriously affecting the experience of other Ethereum users. . The current development is a transition process from the first stage to the second stage.

After bidding farewell to the 1.0 and 2.0 eras, thanks to the continuous development of technology, blockchain has become more practical. This also means that the blockchain will completely break away from the financial attributes of the start-up period and enter practical application scenarios in all walks of life with its decentralization and other characteristics.

This also means that the blockchain has officially opened its 3.0 era - the era of comprehensive application. The blockchain industry structure in the 3.0 era is also more complex. Today I will give you a brief analysis.

The blockchain industry in the 3.0 era is divided into three levels: basic layer, service layer and application layer.

(1), Basic layer

The corresponding upstream, middle and downstream of the industrial chain include: upstream underlying technology and infrastructure (core technology, equipment, underlying platform deployment method), the midstream service layer mainly provides developers with applications based on blockchain technology; the downstream application layer includes finance, supply chain management, intelligent manufacturing, government enterprises, services, social applications, etc.

Hardware, technology and infrastructure manufacturers mainly provide chips, mining machines, mining pools, hard drives, routers, etc. necessary for blockchain applicationsinfrastructure.

The underlying platform deployment methods can be divided into public chain, alliance chain, and private chain.

The underlying technology includes core basic components, protocols and algorithms. Based on the underlying core technology components, it provides different functions for different application scenarios, including smart contracts, programmable assets, incentive mechanisms, member management, etc.

The base layer provides the underlying blockchain or distributed ledger technology framework, mainly including Ethereum, Hyperledger Fabric, R3 Corda, FISCO BCOS, etc.

(2) Service layer

The service layer refers to the BaaS (Blockchain as a Service) platform. The main domestic BaaS platforms are Ant Blockchain BaaS platform, Tencent Cloud TBaaS, Ping An One Account BaaS platform, etc.

It mainly provides developers with applications based on blockchain technology, and provides smart contracts, information security, data services and other products based on the underlying technology. services to improve the convenience and scalability of developers developing applications at the platform layer.

Application and service vendors are responsible for the research and development of general blockchain technology and technology expansion platforms, digital currency education and storage platform construction, etc., and provide technology for the industry application layer. support.

(3) Application layer

The application layer is represented by core application components, including smart contracts, programmable assets, incentive mechanisms, member management, etc.

Refers to the end user or service provider of blockchain. The main application scenarios of blockchain now include cross-border payment, anti-counterfeiting traceability, and supply chain. Finance, trade finance, electronic bills, ABS, etc.

Service objects are divided into two categories: B-side (initial stage): blockchain + (finance, supply chain management, copyright protection, education); C-side (first to land): blockchain+ (sharing economy, pan-entertainment).

The downstream blockchain application field is the combination of blockchain technology and existing industries. Now, Many industries have begun the application era of blockchain 3.0.

(1) Blockchain + supply chain

Blockchain + supply chain enables full-process traceability of product information. Traceability and anti-counterfeiting systems exist for traditional supply chainsInformation is opaque, data is easily tampered with, security is poor and relatively closed. However, using blockchain technology and IoT technology, information on the raw material procurement process, production process and circulation process of goods can be integrated and traced, truly achieving cross-brand For merchants, distributors, retailers, and consumers, the full-process authenticity traceability down to the one-item code significantly improves user trust and experience.

(2), Blockchain + Internet of Things

Build an information exchange network in the era of Internet of Everything. As the number of devices in the Internet of Things grows, the distributed nature of the blockchain provides a way for self-governance of the Internet of Things, which can help devices in the Internet of Things understand each other and understand the correlation between different devices, thereby realizing the distribution of the Internet of Things. type control.

(3), Blockchain + Medical

Ensure the safe sharing of medical data. Using blockchain technology to mathematically encrypt medical data can effectively prevent risks such as malicious modification of medical data. The medical data sharing and exchange system developed using blockchain technology uploads encrypted medical data, allowing data to be shared and circulated quickly, efficiently and securely between patients and medical institutions, effectively simplifying the management of medical data. Call process to provide data guarantee for accurate diagnosis of illness.

(4) Blockchain + Real Estate

There are many potential application scenarios of blockchain in the real estate industry. Common ones include: Real estate transactions. Pain points in the process of buying and selling property include: lack of transparency during and after the transaction, reams of paperwork, potential for fraud, errors in public records, and that’s just to name a few. Blockchain provides a way to achieve the need for paperless and fast transactions. In addition, real estate blockchain applications can help record, trace and transfer title deeds, deeds, liens, etc., and also provide a platform for financial companies, title companies and mortgage companies. Blockchain technology strives to securely preserve files while enhancing transparency and reducing costs. In addition, blockchain is also applied in the field of construction engineering, and many companies are applying this technology in the current urban renewal boom. For example, Shenzhen's Lanfang Chain has proposed a package of solutions including blockchain + urban renewal/construction engineering/real estate development based on blockchain, which comprehensively serves many fields in the real estate industry. Currently, its official website and mobile applications are online.

In addition, blockchain has already had many applications in supply chain finance, stock trading, banking, etc., so I won’t go into details here.

As one of the important contents of my country’s 14th Five-Year Plan, officials have already proposed to accelerate the promotion of blockchain Technology and industrial innovation and development, actively promote the integrated development of blockchain and economy and society.

The key to achieving the above two developments lies in the following two points:

1. Breakthrough in the core technology of blockchain technology.

Blockchain technology is currently the technology with the smallest gap between my country and Europe and the United States. Officials particularly emphasize that in this emerging field, my country must be at the forefront of theory, occupy the commanding heights of innovation, and gain new industrial advantages. It is necessary to promote collaborative research, accelerate breakthroughs in core technologies, and provide safe and controllable technical support for the development of blockchain applications.

At present, most of the blockchain technology is still in the conceptual hype stage, and many business scenarios use blockchain purely for the sake of blockchain. So far, no one in our country has been able to solve core technical dilemmas such as the ternary paradox on a global scale. Therefore, we must return to basic theories and core technologies and achieve major breakthroughs through long-term and concentrated research.

In fact, the official has put forward very high requirements for the theoretical technology and subsequent application development of blockchain technology. Do a good job in basic theoretical research on blockchain, Focusing on conquering a number of key core technologies and truly shouldering the burden of technology research and development is the key to the current development of blockchain.

2. Enhance international voice and rule-making power.

Different from previous information technologies, blockchain technology is highly scalable, or aggressive. Its rules or right to speak determine its scope of influence, because every business on the chain is Individuals or institutions must obey the rules set by the blockchain, whether at home or abroad. For example, everyone must obey the rules of Windows when using the Windows system, but Windows only stipulates the rules for information interaction for users, which is acceptable to us, while the blockchain stipulates industry governance rules. With its distributed characteristics, the governance rules of the blockchain can quickly transcend national borders and geographical restrictions.

In order to achieve the above two points, we must strengthen the construction of the talent team, establish and improve the talent training system, create various forms of high-level talent training platforms, and cultivate a A group of leading figures and a high-level innovation team.

Blockchain, as an architectural innovation technology, has a huge demand for comprehensive talents, requiring practitioners to master a variety of professional and technical knowledge involving cryptography, information science, basic mathematics, etc. To develop blockchain, we must strengthen the construction of a talent team with deep cross-integration of disciplines, and establish a talent cultivation system in a forward-looking and systematic manner from the aspects of basic research, applied research and development, and industrial integration.

BlockChain technology is an important part of the future digital economy and has rich advantages for all walks of life. Although we have entered the 3.0 era, the vertical application of blockchain in various industries has just begun.

What do you think of the future of blockchain?

『三』What are the applications of blockchain in social security fee collection and real estate transactions

On March 24, the "About Further Development" issued by the General Office of the CPC Central Committee and the General Office of the State Council "Opinions on Deepening the Reform of Tax Collection and Administration" was released, and the opinions proposed to deepen the sharing and application of tax big data. Explore the application of blockchain technology in social insurance premium collection, real estate transactions and real estate registration, and continue to expand its application in promoting tax-related and fee-related information sharing and other fields. Continuously improve the tax big data cloud platform, strengthen the development and utilization of data resources, and continue to promote interconnection with the information systems of the state and relevant departments.
In social insurance, the use of blockchain electronic signature technology can synchronize the entire document signing process (document hash, signing subject, signing time, signing location, signing equipment, etc.) to the notary office, arbitration committee, Authoritative judicial institutions such as the Internet Court effectively ensure that policyholders’ information cannot be tampered with, time cannot be tampered with, and electronic data cannot be tampered with. As the only blockchain electronic signing platform in China that is connected to the National Judicial Center, Junzizhuan can protect policyholders’ electronic signatures based on the above technology. The authenticity, completeness and legal validity of the contract.
Blockchain digital tools represented by electronic contracts will become an important driving force for the digital transformation of real estate companies. As a professional domestic blockchain electronic signing platform under Yibaoquan, Junzizhuan can integrate with real estate enterprise OA, procurement software, bidding software, engineering project management system and other major software systems to meet the current situation and needs of real estate enterprises, integrating all The work of signing documents and contracts has been moved from offline to online, and the entire process of document drafting, review, sealing, storage and transmission is completed electronically, which can well solve the above operation and management pain points faced by real estate companies and open up the digitalization of real estate companies. The last mile of the transformation process.

『四』 Who knows whether real estate transactions on the ETE blockchain are reliable?

You can rest assured that the real estate transactions on the ETE blockchain are very transparent and safe!

『五』REC is hotly launched in the Coin One 8-hour trading area, and position rewards and airdrop activities are open

After review by the Coin One Review Committee, REC complies with Coin One (BCCE) digital asset trading According to the platform launch standards, REC will be launched in the 8-hour trading area of ​​Biyi Exchange and the REC/USDT trading market will be opened.

Real estate has a high proportion of asset allocation around the world and is the main way to store wealth for countries, companies and individuals. Real estate in the global investment market, especially in the field of large-scale real estate transactions, is faced with a problem: how to make asset transactions easy, efficient, and transparent.

Based on traditional real estate investment tools, asset holders can quickly trade real estate asset ownership and income rights through REC (Real Estate Chain) preliminary review, risk control, and asset package income estimation. Greatly improve liquidity. To achieve the purpose of securitization of physical real estate assets.

At the same time, in order to celebrate the successful launch of REC, Biyi Exchange and REC have opened net buying and airdrop activities to the majority of users. For every 1,000 RECs a user's net holdings exceed, they will be rewarded with 50 RECs, with no upper limit! New users also enjoy a registration gift. Users who register for the first time during the event will receive 20 REC rewards.

REC - Blockchain real estate investment model

The REC project has been positioned as a Southeast Asian real estate blockchain transaction chain since its preparation. REC focuses on integrating the Southeast Asian real estate transaction market through blockchain mechanisms. By linking the blockchain mechanism to real estate, connecting real estate developers with financial institutions and their users, real estate transactions will be included in the layout of Southeast Asia's "digital credit society" and play an important supporting role in economic development. All real estate owners and investors can benefit from the REC real estate blockchain mechanism.

Combining the advantages of blockchain and the development trend of Southeast Asia, the blockchain-based real estate investment model is very likely to cover future real estate investment in Southeast Asia at a sweeping speed and eliminate the traditional real estate investment model. The REC project is based on this development turning point, draws on REC's method of securitizing real estate, uses smart contracts to fragment real estate property rights, and is the first to create a blockchain + smart contract + REC business model in a forward-looking manner, which will subversively Increase the liquidity of real estate in Southeast Asia, thereby affecting the economic development of Southeast Asia.

Judging from the current business development situation, both the real estate side and financial institutions have shown great enthusiasm. More and more real estate developers and financial institutions have expressed their willingness to actively participate in the REC project and look forward to the launch of REC's blockchain project REC (Intelligent Housing Chain) as soon as possible.

It is reported that in REC’s future development blueprint, in addition to Southeast Asian real estate, all assets with exchange value will also be included in the scope of REC (Smart House Chain) blockchain. For example, art, antiques, bonds, etc.

Biyi 8-hour trading area

In order to meet the needs of multiple parties, programmatic trading is more user-friendly. While setting up a 24*7 trading area, Biyi also opened an 8H trading area.In Yi District, the 8-hour trading system is conducive to the purification of the industry atmosphere and upright style. After filtering out shoddy products, it will also have a positive role in promoting the blockchain industry.

The layout of the 8H trading area is a good start for Biyi’s upgrade in 2019, and is also an important foundation for platform operation and maintenance. Biyi insists on embracing regulation and strictly abides by the "lifeline" of compliance operations to help standardize the order of the blockchain industry; it selects high-quality projects to contribute to the healthy and sustainable development of the digital asset industry and protect the interests of investors.

BCCE Exchange is an officially licensed digital currency exchange in Europe. Headquartered in Italy, Europe, and affiliated to the Italian BCCE Group, it is an encrypted digital currency trading platform licensed and certified by the Italian government. It has the right to legally create, purchase, use, and exchange digital assets. With its unique global real economic resources, Biyi provides high-quality digital currency circulation targets for global blockchain enthusiasts.

『Lu』How to apply blockchain technology in the real estate industry

1. Financing through asset tokenization, but it is not yet compliant in China;
2. Through the district Blockchain technology realizes cost management, so that quality can be traced and contracts cannot be tampered with;
3. Disintermediation of the transaction link is achieved through the chain, but it is difficult to achieve it in one step. It starts with weak intermediation and then gradually evolves to disintermediation;
4. For the rental market, consumer rewards can be provided through token design.

『撒』Why does second-hand housing transactions need blockchain?

With the rapid development of Internet technology, second-hand housing direct sales platforms have developed rapidly in recent years. Similar to "Lianjia Second-hand House Direct Sales Network" and "I Love My Home Without Intermediary Business", other representative second-hand house self-sale platforms aim to allow house buyers and house sellers to trade more directly, especially in the case of disputes arising from real estate intermediaries and transactions. have been solved to a certain extent. And will the emergence of these direct sales platforms de-intermediate second-hand housing transactions in the future?

Regarding this issue, we need to note that in the context of possible de-intermediation of second-hand housing transactions in the future, in addition to direct sales platforms, more reasons come from the development of blockchain technology. As blockchain technology becomes more mature, a new real estate platform called "Blockchain Real Estate Transaction Registration Platform" has begun to emerge, and its biggest feature is that it completely records housing transaction information on the blockchain. Let buyers and sellers have more security for each other.

From this perspective, the scenario in which second-hand housing transactions may be completely de-intermediated in the future is rather confusing. Because "complete deintermediation" does not mean "cancel the existence of brokers" or "cancel intermediary services", but means that house buyers and house sellers complete the house buying and selling process more directly through transactions on the blockchain platform. , and have more effective protection in terms of information.

But in any case, from a consumer point of view, thisThe impact of intermediation on consumers in the future will be extremely profound. On the one hand, based on blockchain registration, consumers can obtain a more convenient, secure and transparent housing transaction experience. For example, in house purchase and sale transactions, such a system will realize mutual supervision and use blockchain to eliminate unnecessary intervention by intermediaries. On the other hand, it will make consumers' housing transactions safer, and records of fraud that cannot be related to disintermediation will be completely recorded on the Bingzhi blockchain to protect consumers' legitimate rights and interests from infringement.

Taken together, the emergence of second-hand house direct sales platforms and the gradual maturity of blockchain technology will have a profound impact on second-hand house transactions in the future. Second-hand housing transactions may be de-intermediated in the future. In this context, consumers can obtain a more transparent, convenient and secure housing transaction experience, which will expand the development space of China's real estate market and help China's real estate industry become healthier and more stable. Development

『8』 How to create a closed loop of online data for real estate transactions and achieve a comprehensive digital upgrade of real estate transactions

The implementation of electronic contracts and electronic signatures for commercial housing is Promoting the reform of “delegating power, delegating power, delegating regulation and optimizing services” is an important part of the real estate sector, which can significantly improve the efficiency of housing transaction management services, greatly strengthen information sharing, and improve the level of public services. 1. Data sharing and the application of electronic contracts can further break down the data barriers of the existing "information islands". By sharing electronic documents, the real estate transaction center can fully connect and share contract information with multiple units. 2. Using electronic contracts, after the contract is signed, the real estate development company only needs to submit it on the computer system, and then the contract filing business can be handled online. There is no need to go to the office hall repeatedly, which reduces the company's manpower, material resources and time costs. At the same time, home buyers can check the contract information and filing progress online at any time, and can download and print the contract to avoid situations where the home buyer loses the contract and is required to check files repeatedly due to work. 3. Real-name authentication eliminates problems such as counterfeit signatures and contract fraud. Signing an electronic contract requires double verification using a second-generation ID card for face recognition and entering a mobile phone verification code to ensure that the identity of the signer is true and valid, which can effectively avoid legal risks caused by fake signing or signing on behalf of others.
Junzi Sign, as the domestic professional blockchain electronic signing platform under Yibaoquan, innovates the "blockchain + judicial + electronic signing" model and creates a comprehensive platform that integrates online identity authentication, electronic signatures, blockchain certificate storage, One-stop blockchain electronic signing services such as full evidence chain preservation and judicial services can be widely used in construction contract contracts, online signing of architectural design drawings, supplier framework contracts, real estate registration (online signing), and online signing of the entire real estate business process. Application scenarios such as subscription letters, property management contracts, parking space sales contracts, labor contracts, personnel certificates, etc. allow the entire real estate transaction business to be signed electronically, boosting the overall digital upgrade of the industry.