莱特币是基于区块链吗,莱特币是基于区块链技术吗
近年来,随着区块链技术的发展,莱特币(Bitcoin)作为其中最为知名的应用之一,也受到了越来越多人的关注。那么,莱特币是基于区块链技术吗?
答案是肯定的,莱特币是基于区块链技术的。莱特币的发明者,即用虚拟货币“比特币”名字的匿名发明者“中本聪”,将区块链技术作为记录比特币交易的基础技术。
首先,莱特币采用了区块链技术,将比特币的交易记录分散存储在全球的比特币网络中,任何人都可以通过查询莱特币区块链来查看比特币的交易记录,而无需经过中央服务器的认证。
其次,莱特币使用了共识机制,任何人都可以参与共识,验证比特币的交易记录,确保莱特币的交易安全性。莱特币的共识机制使用了“工作量证明”,也就是“挖矿”的机制,将系统的交易记录存储在区块链上,以防止恶意攻击。
此外,莱特币还采用了加密技术,确保比特币的交易安全性和保密性。莱特币使用椭圆曲线加密算法(ECDSA),将比特币的交易记录加密,以防止黑客攻击。
总之,莱特币是基于区块链技术的,它采用了分散存储、共识机制和加密技术,确保比特币的交易安全性和保密性,并且可以在全球范围内进行交易。莱特币作为区块链技术的典型应用,为我们提供了一种新的、安全、可信的数字货币交易方式,也为现代金融体系的发展做出了重大贡献。
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❶ What currencies are BTC, LTC, ETH, ETC, and BCH?
They are:
Bitcoin
The concept of Bitcoin (BitCoin) was first proposed by Satoshi Nakamoto in 2009. The open source software designed and released based on Satoshi Nakamoto's ideas and the P2P network built on it were designed. Bitcoin is a P2P form of digital currency. Peer-to-peer transmission means a decentralized payment system.
Bitcoin Cash
Bitcoin Cash is a new version of Bitcoin with different configurations launched by a small group of Bitcoin developers.
(1) Litecoin is based on blockchain. Extended reading:
Virtual currency refers to non-real currency. Well-known virtual currencies include Internet coins of Internet companies, Q coins of Tencent, Q points, point coupons of Shanda, micro coins launched by Sina (used for micro games, Sina reading, etc.), Chivalrous Yuanbao (used for Chivalrous Road games) ), Pattern Silver (used in Bixue Qingtian game).
The popular digital currencies in 2013 include Bitcoin, Litecoin, Infinity Coin, Quark Coin, Zeta Coin, Barbeque Coin, Penny Coin (external network), invisible gold bars, red coins, and prime coins. There are currently hundreds of digital currencies issued around the world. The legends of "Bit Gold, Lite Silver, Infinite Copper, and Penny Aluminum" are popular in the industry.
❷ How much do you know about “digital currency”
There is a big difference between the RMB digital currency and foreign Bitcoin. The emergence of RMB digital currency will greatly reduce China’s economic fraud crime rate.
There is no distribution center for Bitcoin. The only way to obtain Bitcoin is mining. I don’t know what the meaning of mining is. It consumes electricity and computer resources.
The RMB digital currency has a distribution center, and the issuance volume is controllable, which can effectively respond to violent fluctuations in the value of the digital currency. Digital currency is equal in value to the paper currency we issue.
The spread of Bitcoin must go through the Internet and cannot be separated from digital wallets.
The RMB digital currency can be traded offline. You only need to put two mobile devices together to conduct transactions.
The spread of Bitcoin is anonymous and cannot be traced.
The spread of RMB digital currency is anonymous and traceable. Since it is traceable, digital currency crimes can be prevented to the greatest extent. If someone loses their digital currency and it is used by someone else, they can still track who used the money.
The control of Bitcoin is in the hands of private trading platforms at home and abroad. If financial risks occur, the central bank cannot control these trading platforms.
The control of the RMB is in the hands of the central bank. Once any risks are discovered,In case of dangerous situations, the central bank can take timely control.
Recently, the Agricultural Bank of China’s internal testing of the central bank’s digital currency DC/EP triggered heated discussions on the Internet. So, what exactly is digital currency? Today, I will give you a brief introduction.
1. Definition of digital currency
Digital currency can be understood as digital RMB, DC, Digital Currency, which is digital currency; EP, Electronic Payment, which is electronic payment. It is to replace cash by encrypted digital form with electronic payment function. In short, the essence of digital currency is electronic payment based on national credit.
The digital currency launched by the central bank does not refer to the digitization of currency under the existing monetary system, but the launch of a new encrypted electronic currency system based on new Internet technologies, especially blockchain technology. This is undoubtedly a Major changes in the market currency system.
2. Advantages of digital currency
Compared with cash, digital currency eliminates the need for physical banknotes, saving the manufacturing and storage costs of banknotes. At the same time, digital currency will also bring more convenience to people’s lives.
According to industry insiders’ predictions, the central bank’s digital currency will be realized based on the DC/EP personal wallet APP. Unlike our existing bank APP, DC/EP is independent of the existing account system and does not need to be bound to any bank account. However, industry insiders predict that the most likely way to achieve this is to set up independent digital currency units and accounts in the bank APP.
3. Differences from Alipay and WeChat Pay
In terms of user experience, although digital currency is similar to Alipay and WeChat Pay, they all use mobile phones for payment. However, using the central bank’s digital currency to pay is actually the same as using cash; Alipay and WeChat Pay still use bank cards bound to individuals. It is understood that when using digital currency, no network or bank account is required. As long as the mobile phone is equipped with a DC/EP digital wallet, the transfer function can be realized by touching the two mobile phones. It is called "dual offline payment" for both parties. ". From a long-term perspective, issuing digital currency is also a shortcut to the internationalization of the RMB. At the same time, digital currency can also meet people's anonymous payment needs, while Alipay and WeChat payment must be real-name payments. More importantly, the two have different credit bases and different effectiveness. The central bank's digital currency is legal tender and has national credit, while WeChat Pay and Alipay are just payment methods, behind which are bank commercial credit. Digital RMB does not need to be bound to any bank account and gets rid of the control of traditional bank accounts. In other words, if an institution or individual does not accept Alipay or WeChat payment, there is no legal problem; but it is illegal to refuse users to pay with digital currency.
4. Digital currency trial
According to the central bank, the promotion of digital currency will be divided into two stages. A small-scale closed pilot project will be carried out at the end of 2019, and a large-scale promotion will be carried out in Shenzhen in 2020. At present, the digital renminbi has been undergoing internal closed pilot testing in Shenzhen, Suzhou, Xiongan, and Chengdu. Although the central bank’s digital currency has been piloted in many places, the central bank disclosed that this does not mean that the digital currency has officially landed. Industry insiders said that because digital currency is a substitute for cash and involves complex management and operation systems, it currently does not have the conditions to be promoted nationwide.
5. The development prospects of digital currency
Digital currency should start from replacing banknotes and coins in circulation with digital currency, but it does not want to replace all RMB. The balance in a commercial bank account actually already exists in digital form, and there is no need to replace it. In other words, we can replace 100 yuan of cash in circulation with digital currency equivalent to 100 yuan. Even if the central bank's digital currency DC/EP is launched, digital currency will not be able to completely replace cash for a long time, and the two will coexist for a long time. Digital currency can be used as a supplement to the payment method for people's daily consumption. China's move towards a "cashless society" is a long-term process and cannot be achieved overnight.
In layman’s terms, digital currency is a kind of virtual money. If we really want to define it, it is a virtual special product that can measure the price of general commodities.
1. The emergence of digital currency. The production of digital currency uses an information digital technology called blockchain technology. No printing is required, it is generated directly through the information network, no resources such as paper are consumed, and the production cost is low. Since it is produced without paper, it is not easy to be counterfeited.
2. Functional attributes of digital currency. It has three functional attributes of general currency: first, it can measure the price of general goods or services; second, it can be used to purchase goods and services; third, it has credit.
At the same time, there are three unique characteristics of digital currency: First, it is virtual and has no entity. Although the digital format can be seen, it cannot be touched; second, it is decentralized. What's the meaning? This has two meanings: first, in theory, its production and issuance are not controlled by any unique individual or institution, and are self-operated, avoiding the thought of controlling currency or monetary systems; second, all its transaction records are not records. In a central place of management, it is recorded on multiple nodes of the currency system. In this way, it is difficult for any individual or institution to tamper with and destroy transaction records, thereby avoiding the occurrence of financial crimes; The third is high anonymity. This means that both parties to the transaction can conduct transactions without knowing each other's identity, which can effectively protect personal privacy or meet the needs of people who require anonymous payments.
3. Advantages and disadvantages of digital currency. The advantages are that production does not consume resources, the cost is low, it is easy to carry and store, and it is not easy to be damaged; it is relatively safe and difficult to imitate; the payment can be contact-free and uses digital payment to avoid the spread of germs; the disadvantage is that it needs to run in a digital information network and cannot be used alone There is no feeling when using it. It is not suitable for the elderly and children.
4. The unique characteristics of my country’s central bank’s digital currency. The central bank’s digital currency is my country’s upcoming digital currency and is currently undergoing pilot internal testing in Suzhou, Chengdu, Shenzhen and Xiongan. In addition to the characteristics of all digital currencies, it also has its own unique characteristics: First, it will be issued and managed by the People's Bank of China. It is legal currency, has national credit, and is indebted to the state. This is different from ordinary digital currencies. We said earlier that general digital currencies are not issued and managed by a unique center, but for a country's legal currency, if there is no unified issuance and management by the country, it will be chaotic, so it still needs to be issued and managed by the central bank. ; Second, electronic payment can be made directly. The English abbreviation of the central bank's digital currency is DC/EP, where DC refers to digital currency and EP refers to electronic payment. Judging from the internal beta chart, it has functions such as scan code payment, remittance, collection and payment, and touch, which means that you can directly use digital currency to purchase goods or services. In addition, Pengpeng can also make payments without the Internet.
5. In addition, my country’s issuance of central bank digital currency is of great significance to the internationalization of the RMB, because my country is likely to be the first country in the world to launch a digital currency. , will gain the upper hand internationally. At the same time, the central bank's digital currency will be circulated together with banknotes and coins after its launch, so those who like to use cash don't have to worry too much.
First, the timeline
In 2014, the central bank established a special research group on legal digital currency;
In 2016, a digital currency research institute was established based on the original group;
In June 2018, Shenzhen Financial Technology Co., Ltd. was established;
In August 2019, the central government issued a document to launch digital currency research and mobile payment pilots in Shenzhen;
On October 28, 2019, almost at the same time as Xiao Zha’s third hearing, Mr. Huang Qifan, Vice Chairman of the China Center for International Economic Exchanges, clearly stated that the People’s Bank of China is likely to be the first central bank in the world to launch a digital currency;
On October 29, 2019, at the "2019 Bund Financial Summit", DCEP made its debut;
On April 3, 2020, the central bank stated that it would "unswervingly Promote the research and development of legal digital currency";
On April 10, 2020, a relevant person from the central bank pointed out, "About digital currencyCurrency, the central bank is advancing in an orderly manner according to the original plan;
On April 14, 2020, the central bank’s digital currency DCEP took the lead in internal testing at the Agricultural Bank of China;
April 16, 2020 On the same day, the central bank’s digital currency took the lead in launching in Xiangcheng District, Suzhou, replacing paper currency in issuing “wages”, and at the same time released a digital service export base.
Currently, as the first country in the world to launch digital currency, our country is already in the future Take the lead in the competition. The road is long and far-reaching.
First of all, it is an abstract logical transmission chain: blockchain-digital currency-RMB internationalization
First of all, when it comes to blockchain, everyone knows that blockchain is the underlying technology and has three core advantages:
1. Decentralization, reducing links and improving efficiency.
2. Openness and transparency, conducive to mutual supervision and supervision.
3. Non-tamperability, ensuring the authenticity of transactions. On the one hand, digital currency is decentralized. A and B no longer need to transfer money. Through the bank, the bank will assume other important functions, improve efficiency, save costs, and at the same time strengthen financial supervision and combat financial crime. Last year, the Politburo collectively studied blockchain, you know!
Followed by With the continuous development of technology, the application scenarios of blockchain will inevitably accelerate in the future. At this stage, everyone is familiar with Bitcoin. Since central banks of various countries do not have the right to issue it, and Bitcoin is not real-named, there is no way to obtain it. Recognized, ideas can be transformed. If it has the right to issue and can be transparently supervised to regulate the money supply in society, then the digital currency based on the blockchain will carry out a profound revolution in traditional currency. With the advent of digital currency, Life, the future is really not far away from saying goodbye to paper money.
From a long-term perspective, the most important step is the internationalization of the RMB. At this time, the digital currency launched by sovereign countries can be understood as a sign of decentralization. The U.S. dollar has started anew, impacting the U.S. dollar global settlement SWIFT system, breaking the U.S. dollar's monopoly on international trade settlement, and reshaping the international currency settlement system. This is largely a battle for national destiny!
Back to the capital market, the country The concept at the level of will must be a gimmick. It has been speculated once before. Now if we consider it sustainable, there are certain logical flaws at present. Although the central bank strongly promotes digital currency, the current level is a national action, which is really not true in the A-share market. There are too few companies that have benefited, so the fundamentals lack a support, and news stimulation is inevitable, but you have to work hard to choose one.
1. The production of digital currency. The production of digital currency uses a Information digital technology called blockchain technology. No printing is required, it is generated directly through the information network, no resources such as paper are consumed, and the production cost is low. Since no paper is used for production, it is not easy to forge.
2. Functions of digital currency Attributes. It has three functional attributes of general currency: First, it canTo measure the price of general goods or services; secondly, it can be used to purchase goods and services; thirdly, it has credit.
At the same time, there are three unique characteristics of digital currency: first, it is virtual and has no entity. Although the digital format can be seen, it cannot be touched; second, it is decentralized. What's the meaning? This has two meanings: first, in theory, its production and issuance are not controlled by any unique individual or institution, and are self-operated, avoiding the thought of controlling currency or monetary systems; second, all its transaction records are not records. In a central place of management, it is recorded on multiple nodes of the currency system. In this way, it is difficult for any individual or institution to tamper with and destroy transaction records, thereby avoiding the occurrence of financial crimes; third, high anonymity. This means that both parties to the transaction can conduct transactions without knowing each other's identity, which can effectively protect personal privacy or meet the needs of people who require anonymous payments.
3. Advantages and disadvantages of digital currency. The advantages are that production does not consume resources, the cost is low, it is easy to carry and store, and it is not easy to be damaged; it is relatively safe and difficult to imitate; the payment can be contact-free and uses digital payment to avoid the spread of germs; the disadvantage is that it needs to run in a digital information network and cannot be used alone There is no feeling when using it. It is not suitable for the elderly and children.
4. The unique characteristics of my country’s central bank’s digital currency. The central bank’s digital currency is my country’s upcoming digital currency and is currently undergoing pilot internal testing in Suzhou, Chengdu, Shenzhen and Xiongan. In addition to the characteristics of all digital currencies, it also has its own unique characteristics: First, it will be issued and managed by the People's Bank of China. It is legal tender, has national credit, and is indebted to the state. This is different from ordinary digital currencies. We said earlier that general digital currencies are not issued and managed by a unique center, but for a country's legal currency, if there is no unified issuance and management by the country, it will be chaotic, so it still needs to be issued and managed by the central bank. ; Second, electronic payment can be made directly. The English abbreviation of the central bank's digital currency is DC/EP, where DC refers to digital currency and EP refers to electronic payment. Judging from the internal beta chart, it has functions such as scan code payment, remittance, collection and payment, and touch, which means that you can directly use digital currency to purchase goods or services. In addition, Pengpeng can also make payments without the Internet.
5. In addition, my country’s issuance of central bank digital currency is of great significance to the internationalization of the RMB, because my country is likely to be the first country in the world to launch a digital currency and will gain an upper hand internationally. At the same time, the central bank's digital currency will be circulated together with banknotes and coins after its launch, so those who like to use cash don't have to worry too much.
To put it simply, the People’s Bank of China’s digital currency is the electronic version of the RMB.
Speaking of digital currency, everyone’s first reaction may be Bitcoin or Facebook’s planned launch of Libra.
However, unlike these so-called digital currencies, the digital currency to be launched by the People's Bank of my country has national credit endorsement, which can be said to be RMB.electronic version. Therefore, the People’s Bank of China’s digital currency is legally compensable.
More importantly, with state endorsement, the value of the People's Bank of China's digital currency will be more stable. However, the so-called virtual currencies such as Bitcoin cannot guarantee the stability of the currency value, and it is common for them to be "cut off".
From the perspective of usage scenarios, the People's Bank of China's digital currency does not pay interest and can be used in small-amount, retail, and high-frequency business scenarios. It is no different from paper currency. At the same time, all current regulations on cash management, anti-money laundering, and anti-terrorist financing should be followed when using it.
What are the benefits of digital RMB?
Low issuance costs and more convenient transactions...
RMB cash-based payments, transactions, anti-money laundering, etc. are becoming more and more difficult to manage in modern society, and the costs are also increasing. high. The issuance of digital currency can effectively solve the above problems.
At the same time, the Chinese version of digital currency does not need to be bound to any bank account, getting rid of the control of the traditional bank account system.
In addition, when the network signal is poor, the payment functions of online banking and payment platforms are often paralyzed, and DC/EP's dual offline technology can ensure that in extreme cases, like using banknotes, , using the People’s Bank of China’s digital currency. For example, in the absence of a network, as long as two mobile phones equipped with DC/EP digital wallets touch each other, the transfer or payment function can be realized.
Popularize professional knowledge on digital currency
Digital currency is a currency that exists in digital form and records value attribution and realizes value transfer based on the network. The IMF officially defines it as "a digital expression of value."
The digital currency issued by the central bank is referred to as DCEP.
The concept of digital currency is very broad, and blockchain-based (non-legal) encrypted digital currency is only one of them.
❸ What are the Chinese cryptocurrencies?
There are the following types: 1. The concept of Bitcoin was originally proposed by Satoshi Nakamoto in 2009 and is a P2P form. A digital currency, Bitcoin is generated through a large amount of calculations based on a specific algorithm. Bitcoin economics uses a distributed database composed of many nodes in the entire P2P network to confirm and record all bridge-calling transaction behaviors, and uses cryptographic design To ensure the security of all aspects of currency circulation. 2. Litecoin is an online currency based on "peer-to-peer" technology, which can help users make instant payments to anyone in the world. It is currently the second virtual currency in global circulation market value after Bitcoin. 3. E-DINARCOIN is a completely decentralized payment system based on open blockchain computing technology. The decentralized cryptocurrency used for cross-chain transactions in its payment system is called e-dinarcoin.
❹ Does Litecoin have any use value
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Litecoin just made some modifications on Bitcoin. It is basically the same as Bitcoin. Some people like these modifications and others will pursue them.
Trade digital currencies on exchanges, famous ones such as Binance, Huobi, and bitoffer.
❺ The relationship between Internet finance and Litecoin
Litecoin belongs to the scope of digital currency, and it belongs to blockchain technology
Internet finance involves traditional thinking using the Internet Financial industry
The two are not related
❻ What is Litecoin
Litecoin, called Litecoin in English, or LTC for short, was born on November 9, 2011. The founder is Charlie Lee. The purpose of Litecoin is to improve Bitcoin, so it has many similarities with Bitcoin. There is a saying in the industry of "Bitcoin gold, Litecoin silver". Compared with Bitcoin, the total amount of Litecoin is larger and the confirmation speed is faster. The total amount of Litecoin is four times that of Bitcoin, 84 million; its production halving time is the same as Bitcoin's, which is 4 years; its consensus mechanism is the same as Bitcoin's proof of work mechanism (PoW); its consensus mechanism is the same as Bitcoin's proof of work mechanism (PoW); The block time is 2.5 minutes, which is a quarter of Bitcoin, and a block is packaged every 2.5 minutes; the earliest Litecoin block reward is 50 Litecoins, and as of now (January 2018) Litecoin block reward At 25 Litecoins, there are approximately 54 million issued.