蚂蚁区块链签署合同服务有风险吗,蚂蚁区块链智能合同

如今，蚂蚁区块链签署合同服务已经成为一项越来越受欢迎的服务，受到众多投资者的青睐。但是，蚂蚁区块链签署合同服务是否存在风险呢？

首先，蚂蚁区块链智能合同是基于区块链技术开发的，具有不可篡改、公开透明、安全可靠等特点。因此，蚂蚁区块链签署合同服务在保护投资者利益方面拥有极大的优势，可以有效防止投资者利益受损。

其次，蚂蚁区块链智能合同还具有自动执行的功能，可以有效提高合同执行效率，让投资者不必担心合同执行缓慢的问题。

但是，蚂蚁区块链签署合同服务也存在一定的风险。由于技术的局限性，蚂蚁区块链智能合同还不能完全替代传统合同，在一些复杂的合同条款上仍然需要人工审查。此外，投资者也需要注意网络安全问题，以避免受到黑客的攻击。

总而言之，蚂蚁区块链签署合同服务在保护投资者利益方面有很大的优势，但是投资者也应该注意安全问题，以避免受到不必要的损失。

A. Is the electronic contract reliable? Is it easy to tamper with the electronic contract of eSuanbao?

Electronic contracts are relatively reliable. I have used them several times when signing cooperation before. Generally, third-party electronic contract platforms are registered and multi-party supervised. The data is not easily tampered with. The signed contracts are also protected by law and have legal effect. Moreover, many platforms now also use blockchain technology to ensure the entire process. Using electronic signatures, there are certificate storage services through notary offices and forensic appraisal centers. It is also very convenient to check later after signing. At present, the third-party electronic contract platforms that I have used, the better ones include e-signing, Fada, and signing. You can directly search for these platforms online and go to the official website to learn more.

B. What is an electronic signature? What is an electronic signature?

1. Electronic signature

Electronic signature is a part of electronic signature technology. An application that uses image processing technology to transform electronic signature operations into the same visual effect as paper document stamping operations. Use electronic signature technology to ensure the authenticity and integrity of electronic documents, as well as the non-repudiation of the signer.

Simply speaking, electronic signatures are based on digital certificates and use digital signatures as the core technology. They bind digital signatures, seal images, and objects to be signed to provide complete security for the objects being signed. Sexuality verification and authenticity verification are one of the visual presentation forms of digital signatures.

e-Shanbao electronic signature (Source: e-Shanbao)

In addition, e-Shanbao can also seal the seals of the headquarters and branches/subsidiaries Unified online management is carried out, and the permissions of various roles such as administrators, seal users, and approvers are strictly limited. All seal use processes can be recorded and traced, which facilitates subsequent accountability and solves the long-standing problem of group enterprise seal management.

C. How far is Ant Chain from replacing electronic contracts?

As an Alibaba company named by Jack Ma himself, but has not yet completed the name change on the Internet, Ant Chain does seem to be A little too low-key.

In that era when everyone must be called Bitcoin and everyone wants to do ICO, Ant Chain seems a bit out of place.

1｜Ant Chain has accumulated more than 50 application scenarios

In 2015, Alibaba established a blockchain interest group internally and used its spare time to build a public welfare blockchain , Ant Blockchain was born.

Even in the hottest era of ICO in 2017, Ant Chain did not pay attention to the noise from the outside world. It has been silently exploring the application of blockchain, and has successively launched authentic traceability, cross-border remittances, etc. Products and services accumulate technical foundation.

Ant Chain is moving forward in the unaccompanied darkness and making its own way, very much like Alibaba Cloud in 2009.

Data source: public data compiled by China Software Network

Using 5 years, Ant Chain accumulatedWith more than 3,000 patents, it is officially announced that it has more than 50 application scenarios, with an average of 100 million times on the chain every day, making it the largest blockchain application company in the world. Let those ethereal on-chain fantasies of 2017 shine into reality.

According to the research of China Software Network, Ant Chain is currently at least in supply chain finance, joint risk control, asset management, financial leasing, blockchain contracts, traceability services, electronic licenses, bill circulation, invoice circulation, and Information data service platform, remote bidding, blockchain copyright, digital logistics, digital warehouse receipts, joint marketing, points marketing, Jifenbao, digital commodity collaboration network, professional qualification certification services, donation traceability, time bank, pension charity It has relatively large-scale applications in 24 scenarios including prescription circulation, health services, etc. With the help of the "open alliance chain" established this year and the scale effect of the entire Alibaba family of enterprises, Ant Chain has reduced the cost of on-chain for small and medium-sized enterprises from millions to thousands.

Data source: public data compiled by China Software Network

Whose face will be hurt the most by such a large, comprehensive, broad and widespread slap?

2｜Ant Chain aims at electronic contracts

What applications will Ant Chain replace? The first unlucky one must be the electronic contract.

Since the promulgation of the Electronic Signature Law of the People's Republic of China in 2005, national departments and agencies such as the National People's Congress, the State Council, the Ministry of Transport, the Ministry of Housing and Urban-Rural Development, and the National Immigration Bureau have successively formulated many laws, regulations, and Standards have greatly promoted the development of the electronic contract industry. At the same time, electronic contract manufacturers such as e-sign, Fada, Shangshangshou, Trust, and Contract Lock were spawned.

Data source: public data compiled by China Software Network

According to public data statistics, the electronic contract market has been growing year after year. As of the end of 2019, the cumulative number of electronic contracts signed by eSignature has reached 10.5 billion times, with the average daily signing volume exceeding 20 million times. However, its main application scenarios are still concentrated in purchase and sale contracts of consumer terminals, transaction contracts with external enterprises, labor and social security document contracts related to human resources, as well as internal approval and certification documents within the enterprise.

Data source public data compiled by China Software Network

The country promotes relevant norms and standards, and also promotes the four major elements of legal compliance: true will, true identity, The original text and signature have not been changed.

The traceable, tamper-proof, and partially decentralized solutions provided by blockchain's distributed ledger technology are naturally adaptable.

Data source public data compiled by China Software Network

In the environment of commercial transactions, there are often a large number of multi-node and complex process businesses, which often show linear relationships. Before these nodes Insufficient trust, repeated information confirmation and communication will cause majorAmount of efficiency loss. Distributed ledger technology is currently the best technical solution in this regard.

As soon as electronic contracts were born, they encountered blockchain. These two things, which were born almost at the same time, suddenly found a natural fit in 2020.

3｜Will Ant Chain completely replace electronic contracts?

The development path of Ant Chain is similar to that of Alibaba Cloud. Both were born and developed out of internal needs, and then transitioned to meet external needs to become a star business.

Starting from tracing Ant Charity’s project donations, it can range from managing Tmall’s cross-border products to providing supply chain financial services to internal companies, to protecting Taobao’s image copyrights and paying for Taobao products. Social security, electricity bills, and water bills have all completely found corresponding external demands.

It has begun to be applied in scenarios such as cold chain food management, tracing external payments, government finance, public welfare fund management, shipping port logistics and warehousing management, chip financing leasing, blockchain prescriptions, blockchain invoices, etc. .

Finally, we have achieved a little explosion in blockchain charity and a lot of flowering.

If Alibaba Cloud has solved the efficiency problem of cloud computing, then Ant Chain can be said to have solved the value problem of cloud computing. Ant Chain has opened up the physical world and the cloud world, and realized the digitization of assets and data. Breaking the ice on the boundaries of capitalization.

But in the final analysis, the cost cannot be avoided. Due to the complexity of blockchain technology, developing a blockchain application is a luxury for many companies. Developing a blockchain application requires investing millions of dollars, and it also requires connecting upstream and downstream to build an enterprise ecosystem. The time and energy behind it cannot be underestimated.

This is the same for Ant. It has spent huge sums of money to build a blockchain application platform. In recent years, it has applied for more than a thousand patents every year. It will eventually need to be commercialized. Now through its ecological alliance, "open "Consortium Chain" directly reduces this threshold cost to thousands, which is almost consistent with the charges of electronic contract companies. It is a devastating blow to electronic contract companies.

Whether it is its consensus algorithm performance index (TPS) of more than 100,000 times/second, or the recently released all-in-one software and hardware and end-to-end trusted environment, the technical indicators of Ant Chain have ranked first in the world. Yiqi Juechen, far surpassing international alliance chains such as Fabric, Quorum and Corda. Combined with Alibaba's strong business capabilities and government BD capabilities, it will never take more than 5 years to completely replace the current electronic contract form.

With the release of the Ant Chain all-in-one machine, the cost of enterprise on-chain is expected to be further reduced, and further optimization performance will be achieved in terms of deployment time, transaction speed, consensus delay, and accelerated cryptographic operations.

4｜How will blockchain contracts develop next?

What will happen to the current blockchain electronic contracts in the future? We focus on business and industry development,Look at the development of blockchain applications from four levels: product and technology:

1) At the business level, judging from the current application scenarios, there are still many blank areas with the potential to be "on-chain" that need to be developed. , At present, the compatibility with the financial industry is quite high, and it can connect with other financial businesses such as the banking industry, insurance industry, and securities industry, and is expected to have further integration with RPA.

2) From the perspective of industry development, not only Ant Chain, but also the pursuer Tencent Blockchain are trying to build an ecology and develop alliance chains. The alliance chain can greatly improve transaction efficiency and reduce transaction costs because of its "multi-centralization" characteristics and the advantages of independent controllability, privacy protection, and high efficiency.

3) From the product level, the blockchain products of major manufacturers are all moving towards platform-oriented, whether it is Ant Chain’s BaaS platform or Tencent’s “TrustSQL”, they are all moving in the direction of platforms. Walk. In the future, small and medium-sized manufacturers can choose to join the SaaS camp of Internet giants, establish their own advantages in specific fields, and move in the direction of "small but beautiful".

Future on-chain applications are expected to provide users with diverse deployment models and product forms to meet personalized user needs. However, cross-chain data exchange and the adaptability of technology and data from different chains will be a challenge for these platform-based enterprises.

4) Since the development of blockchain, the three generations of public chains represented by BTC, ETH, and EOS have made varying degrees of sacrifices in terms of efficiency, security, and centralization. Although Ant Chain The technology is advancing by leaps and bounds, but these three mutually restricting indicators are still important problems that require continuous breakthroughs and are indispensable.

As the amount of data on the chain increases, this problem will become more and more obvious. It remains to be seen whether the current payment ability of Ant Chain customers can cover the costs.

D. What is the electronic contract of eShanbao

1. What is the electronic contract?

An electronic contract refers to an agreement on the establishment, modification, or termination of a certain civil rights and obligations relationship reached in electronic form by two or more parties through an electronic information network.

Electronic contracts include services such as identity authentication, digital certificates, electronic signatures, time stamps, certificate preservation, and legal support. Their legal validity is the same as that of paper contracts, but unlike paper contracts, Electronic contracts can be initiated, signed, archived and managed online throughout the entire process without printing.

eSignBao Electronic Contract (Source: eSignBao)

For example, eSignBao deeply explores industry needs and combines electronic signatures with AI technology. Integration creates smart contracts, integrating AI technology throughout the entire life cycle of contract formulation, initiation, approval, signing, management, contract performance, and risk control.

In addition, the blockchain contract jointly launched by eShanbao and Ant Blockchain realizes the entire signing process and has the certificate stored on the chain, and the electronic evidence is directly connected to the blockchain.Authoritative institutions such as online courts, notary offices, and judicial appraisal centers must provide evidence in advance, strictly prevent counterfeiting, denial, tampering, etc., and ensure the safety of contract signing.

E. Is Alipay Contract Butler useful?

If you usually pay attention to Ant Forest, then Alipay Contract Butler is useful, because eSign Bao is currently the only one in Alipay Contract Butler service. brand. Ant Forest has more than 550 million participants, planting and maintaining more than 200 million real trees, and a planting area of ​​more than 2.74 million acres, equivalent to 2.5 Singapore. Common ways to obtain energy from the Ant Forest include walking, donating steps, paying offline, purchasing tickets online, riding shared bicycles, etc. From now on, you can also obtain Ant Forest energy by signing an electronic contract with Yishuabao.
Extended information:
1. E is the electronic contract signing service provided by Alipay Contract Butler Service through esign. With the support of Ant Financial blockchain technology, Contract Butler can provide judicial litigation support for merchants and realize electronic The entire process of signature service and the closed chain of judicial evidence. For 17 years, e-signbao has been deeply involved in the electronic signature industry and is committed to allowing a quarter of the world's people to sign contracts online. At the same time, as a member of the China Greening Foundation and the Alxa Kankan Ecological Association, Electronic Signature has always insisted on using electronic signatures to help environmental protection. As of December 2019, E-Sign has served more than 4.37 million enterprise users, more than 250 million individual users, and the cumulative number of signatures has exceeded 10.5 billion, which is equivalent to saving more than 47.5 billion pieces of paper and reducing the number of more than 1.19 million trees. If you usually pay attention to Ant Forest, then Alipay Contract Butler is very useful, because eSign is the only brand that Alipay Contract Butler serves.
2. Alipay (China) Network Technology Co., Ltd. was established in 2004 and is a third-party payment platform in China. Committed to providing simple, safe, fast and convenient payment solutions for businesses and individuals. Since its establishment in 2004, Alipay has always regarded "trust" as the core of its products and services. It has two independent brands: "Alipay" and "Alipay Wallet". Since the second quarter of 2014, it has become the world's largest mobile payment manufacturer. Alipay has established strategic partnerships with more than 180 banks at home and abroad, as well as international organizations such as VISA and MasterCard. It has become the most trustworthy partner of financial institutions in the field of electronic payments. In February 2020, Nepal Rastra Bank issued a license to Alipay. In July, Alipay was selected into the list of outstanding blockchain war epidemic plans. In October, Alipay launched the "delayed payment" function.
3. In 2004, Alipay was split from Taobao and gradually provided payment services to more partners, becoming China's largest third-party payment platform. On December 8, 2004, Zhejiang Alipay Network Technology Co., Ltd. was established. Alipay launched “full payment” payment and made the promise “If you dare to use it, I dare to pay it”. Alipay launches mobile e-commerce strategy, launched mobile payment service. Alipay has officially launched public utilities, supporting payments for water, electricity, coal, communications, etc. On November 30, 2013, the 12306 website supported Alipay group purchases of train tickets. As of December 31, 2013, the number of Alipay certified users exceeded 300 million. In 2013, Alipay completed more than 2 billion and 780 million mobile payments, with an amount exceeding 900 billion yuan, making it the world's largest mobile payment company.

F. Is the e-sign treasure electronic seal reliable?

1. What kind of electronic seal?

Article 15, paragraph 2, of "Several Provisions of the State Council on Online Government Services" stipulates:

Electronic seals refer to the generation of identity marks based on trusted cryptographic technology, in the form of electronic data graphics. Seal of performance.

So, what is an identity generated based on trusted cryptographic technology? In fact, it is a digital certificate.

Specifically, electronic signature adds a seal image appearance based on electronic signature technology, and follows the traditional visual effect of sealing that people are accustomed to. Electronic signature uses electronic signature technology to ensure the tamper-proofness of electronic document content and the non-repudiation of the signer.

Therefore, in electronic signatures, the seal image is not important. The truly legally binding electronic signature technology + CA digital certificate.

eSignBao Blockchain Contract (Source: eSignBao)

For example, compared with physical seals, electronic seals based on blockchain use Cryptography technology and public key infrastructure require identity verification every time a seal is used. Seal use approval can also be set up to record the seal use process. At the same time, compared with other electronic seals, the electronic seal based on the blockchain is uploaded to the chain from the initiation of signing to the end of the entire process, which can realize multi-party authentication and multi-node secure storage of the seal use process, and has significant technical advantages.

In addition, e-signature electronic signature can also conduct unified online management of the seals of the headquarters and branches/subsidiaries, and strictly restrict the permissions of various roles such as administrators, seal users, approvers, etc., and all seal users can The process can be recorded and traced, which facilitates accountability afterwards and solves the long-standing problem of corporate seal management.

Therefore, e-signature electronic seal is safe and reliable.