中国实体企业区块链有哪些,中国实体企业区块链发展现状
近年来,区块链技术在全球范围内受到越来越多的关注,中国也不例外。中国实体企业对区块链的应用也越来越多,为中国经济发展带来了新的变化。
从行业来看,中国实体企业区块链的应用涉及金融、能源、物流、政府、医疗、制造业等多个行业。其中,金融行业是中国实体企业应用区块链的最大领域,包括银行、证券、保险等。
在金融领域,中国实体企业应用区块链的主要方向有:一是支持银行业务的应用,如智能合约系统、账本记录系统等;二是支持金融机构的应用,如资产管理、融资租赁、投资咨询等;三是支持金融消费者的应用,如数字钱包、支付系统等。
除了金融行业,中国实体企业在其他行业也开始应用区块链技术,如物流行业的供应链金融、政府机构的数据共享、医疗行业的病历存储、制造业的质量控制等。
总的来说,中国实体企业区块链的应用已经取得了显著的成效,在支持金融服务、提高效率、减少成本、提高安全性等方面发挥了重要作用。
尽管中国实体企业区块链的发展取得了显著成效,但仍存在一些问题,如技术不够成熟、政策不够明确、落地难度大等。因此,政府部门应加大对区块链技术的支持,为中国实体企业的区块链发展提供有力支持。
总之,中国实体企业正在不断地探索和利用区块链技术,以支持金融服务、提高效率、减少成本、提高安全性等。政府部门应加大对区块链技术的支持,为中国实体企业的区块链发展提供有力支持。
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1. What impact does blockchain have on the real economy
Blockchain has become a new high ground for global technological competition, and its technological applications extend to many areas of the real economy. Actively promoting the deep integration of blockchain and the real economy will help promote my country's industrial upgrading and achieve the goal of high-quality development. Blockchain is a new model of open innovation, a new carrier for coordinating industrial integration and a new path to promote green development. It is in line with the five development concepts of "innovation, coordination, green, openness and sharing". Although blockchain has achieved "revolutionary" technological breakthroughs, there are still some problems and challenges in practical applications.
In the early stages of the development of the blockchain industry, through "transactions on the chain", blockchain technology must realistically solve some "small problems" for the industry. Specifically, it can reduce costs, improve efficiency, and create an environment of integrity. Promote the development of the real economy in all aspects.
Blockchain will play the role of “reducing costs for the real economy”.
The current real economy has high costs and thin profits, resulting in insufficient capital support for the real economy. Among operating costs, management costs and financial costs account for a large proportion. Blockchain technology can effectively help enterprises reduce the costs of these two parts.
Blockchain will play the role of “improving the collaborative efficiency of the industrial chain”.
Enhancing industrial synergy is an important way to promote China's manufacturing to the mid-to-high end. However, in many industries, the efficiency of industrial chain synergy is still not high, and this problem is particularly prominent in the field of international trade.
Blockchain will play the role of “building an honest industrial environment”.
At present, the construction of my country's social credit system is accelerating, but in some cases, the process of establishing trust among partners is still slow, it is difficult to obtain various types of credit information, and it is difficult for small, medium and micro enterprises to obtain credit loans from financial institutions. . Through "transaction on-chain", all parties can more easily query the accurate historical credit status of counterparties, and can establish cooperation mechanisms more quickly; banks can also more safely grant credit to enterprises based on transaction records, and promote the solution of the problem of honest management. Small, medium and micro enterprises face problems such as “difficulty in financing, expensive financing, and slow financing”.
Blockchain: a new model of open innovation
Blockchain is a decentralized, distributed database system participated by various nodes. It can be understood as a public accounting mechanism (technical solution). The basic idea is to ensure the authenticity and non-tamperability of information by establishing a set of public ledgers on the Internet, and all users in the network jointly record and verify accounts on the ledgers. The reason why it is called "blockchain" is that it uses a series of data blocks generated by cryptographic methods. Each data block contains all transaction information in the past period of time, which is used to verify its information. validity and generate the next block. Complete traceability, decentralization and de-credit are the three major characteristics of blockchain technology, which give it great potential for application in the financial industry and become the core technology of financial technology. As virtual cryptocurrencies represented by Bitcoin continue to be hyped by the market, blockchain technologyThe technology has attracted great attention from all walks of life. Although virtual cryptocurrencies such as Bitcoin are currently relatively mature applications of blockchain technology, it must be pointed out that virtual cryptocurrencies are not the only application of blockchain. The essence of blockchain is for decentralization, which is exactly the development trend of the future market.
The Xueshuo Innovation Blockchain Technology Workstation under Lianqiao Education Online is the only approved "Blockchain Technology Professional" pilot of the "Smart Learning Workshop 2020- Xueshuo Innovation Workstation" launched by the School Planning, Construction and Development Center of the Ministry of Education of China. workstation. The professional base is based on providing students with diversified growth paths, promoting the reform of the training model integrating professional degree research, production, and research, and building an applied and compound talent training system.
2. What are the blockchain companies in China?
Listed blockchain companies include Yiqiao Holdings (002447), Yijian Holdings (600093), Sifang Jingchuang (300468), Feitian Chengxin (300386), Xinguodu (300130), etc.
Haoxin Internet, a wholly-owned subsidiary of Yiqiao Holdings (002447), launched Jingdou Cloud, which is the first company to apply blockchain technology to the gaming field.
Yijian Co., Ltd. (600093) cooperates with IBM to explore the application of blockchain technology in the field of supply chain management services.
A project between Sifang Jingchuang (300468) and IBM will use blockchain technology in the banking and insurance industry.
Feitian Chengxin (300386) has certain technical reserves and research in the field of blockchain, and will participate in digital currency and other blockchain industries in the future.
Xinguodu (300130) has previously become a blockchain research center, studying how to apply blockchain to the company's fields and industries.
3. Can physical manufacturers or operators use blockchain technology, or let’s talk about specific scenarios
Can physical manufacturers or operators use blockchain technology< br />In terms of blockchain + Internet of Things in terms of item traceability, item anti-counterfeiting, certification, network security, etc.;
In terms of blockchain + sharing economy in the digital transformation and upgrading of the real industry;
In Blockchain + e-commerce can allow physical manufacturers or operators to enjoy the benefits brought by blockchain technology, improve business efficiency, reduce costs, and achieve production and sales docking.
Digital currency is a form of expression represented by blockchain 1.0, mainly Bitcoin; blockchain, as the underlying technology that supports the operation of Bitcoin, is essentially an extremely clever distributed shared ledger and peer-to-peer Value transfer technology. It will have a very large potential impact on finance and even all walks of life.
The application of technology represented by smart contracts in Blockchain 2.0
The era of Blockchain 3.0 has arrived. The model of collaborative operation of blockchain can be seen behind the operation of all walks of life. Therefore, the blockchain The chain will surelyIt has extensively and profoundly changed human life style, so the entire life service will enter the blockchain era. In this Internet development process, blockchain + physical industries, blockchain e-commerce, and blockchain community operations can all apply blockchain technology.
4. What companies are currently using blockchain technology
The large domestic blockchain companies include Xinchen Technology, Yinjiang Shares, Great Wall of China, Radio and Television Express, and Hundsun Electronics wait.
1. Xinchen Technology
The company's current main business is application software development business, software and hardware system integration business and professional technical service business. In recent years, Xinchen Technology has been more bold in its attempts at innovation. The company has made certain progress in the application of new technologies such as cloud computing, big data, artificial intelligence, and blockchain in the financial industry. The domestic letter of credit business system based on blockchain technology has been successfully launched in banks and is expected to gradually become a new growth point for the company's software solutions business.
2. Yinjiang Co., Ltd.
The company mainly provides intelligent system engineering and services to users in transportation, medical, construction and other industries. "Elite" has conducted multiple follow-up reports on Yinjiang Shares. This company has made in-depth development in smart cities in recent years, covering all aspects of urban residents' lives including transportation, medical care, construction, environment, energy, education, and finance.
The company is a key software enterprise within the national planning layout, a key high-tech enterprise in the National Torch Plan, one of the top 100 enterprises in China's software business revenue, one of the top 100 high-tech enterprises in Zhejiang Province, and one of the top 100 high-tech enterprises in China according to Forbes in 2010. One of the top 100 small and medium-sized enterprises with potential, a unit with outstanding contributions to China's informatization construction in the past 30 years of reform and opening up, and one of the companies with the highest comprehensive business qualifications and the most comprehensive types in the domestic industry.
3. Cultural Great Wall
Cultural Great Wall began to acquire large educational institutions such as Lianxun Education, Zhiyou Zhenlong, and Jade Sect World Education in 2015, and has become a leader in the A-share education industry. For listed companies, the rapid growth of the education industry has become a new driving force for the company's performance growth. Its subsidiaries began to lay out the blockchain industry in 2017, investing in the research and development of blockchain-related technologies, and obtained four blockchain technology copyrights in March 2018, becoming a pioneer in blockchain applications in the field of education. .
4. Radio and Television Express
The company stated on the investor interaction platform that it has been paying attention to the development trend of digital currency for a long time. Focusing on the industry development needs of digital currency, the company has set up a dedicated team to carry out Related work, including research on blockchain technology.
5. Hundsun Electronics
On June 1, 2016, the Financial Blockchain Cooperation Alliance was established in Shenzhen. Hundsun Electronics is one of the 25 initiators to use the blockchain Chain technology implements a digital ticket system based on the alliance chain.
5. How blockchain technology empowers real industries
Now there are domestic companies that have implemented blockchain technology into actual industries, such as Wanglian TechnologyApply blockchain to financial services, medical health, IP copyright, Internet of Things, sharing economy, communications, education,
social management, charity, culture and entertainment and other fields
6. At present What are the more reliable blockchain companies in China?
There are many companies in China that are actually doing blockchain technology. Many of them are in the process of blockchain development. The companies that have survived are all good.
Qulian Technology
Wanxiang Blockchain
Energy Chain Group
Complex Beauty Technology
Galaxy District Blockchain
Zhigui Technology
Medical Chain Group
Ant Blockchain
Network Super Chain
JD Zhizhen Chain
Thunder Chain
7. What is the value of blockchain technology services in the real industry
1. Think about what it would be like in enterprise applications Utilize blockchain to provide more flexible, secure and efficient business processes and distributed, independent markets. Blockchain allows asset owners to track and trade things of value, such as outstanding invoices, on a transaction “chain” that is more secure, transparent, private and self-coordinating. This capability increases the speed and flexibility of cash and asset management. For example, you are afraid of buying fake goods because one manufacturer transfers production to several middlemen, and then you buy it through the middlemen, not the manufacturer. If all data was decentralized, peer-to-peer, and transparent, then you could buy and pay directly from the manufacturer.
2. The automated market for other assets will be diversified. In essence, blockchain-based transactions can reduce the need for third-party supervision because the software itself is a controlled open architecture and is visible to all parties involved in the transaction. If a company can publish valuable information to multiple potential buyers, and its content can be trusted and authentic to all buyers, and sellers cannot resell, then there will be open and transparent competition when making purchases. environment, sellers can also get better prices.
3. Reduce business transaction friction. Managing expenses is a challenge for most organizations. But blockchain can enable companies to create self-managed networks for suppliers and partners, enabling contract automation, instant payments, tracking of cargo shipments, and visibility of the entire supply chain. For example, if a company transports perishable goods in refrigerated containers, IoT sensors on the truck might call a smart contract on the blockchain when the container temperature exceeds a certain threshold. This will cause the corresponding order to be cancelled, and it will also be able to automatically create a new order so that a second batch of goods can be sent immediately, and the truck with the faulty refrigeration equipment can also be sent to the maintenance department for repair.
4. This type of network reduces transaction errors and information omissions by reducing or eliminating human-computer interaction. And, by connecting buyers directly with sellers, transactions become faster. Manage and secure decentralized private records.Traditional industry practice has been to rely on third parties to secure their shared information databases using firewalls and restricted access. Frequent data breaches show that this approach is not ideal. A fundamental advantage of blockchain is that each individual data record or element is encrypted with the key of a blockchain member. Cybercriminals may need to obtain every key of every member to gain access to all blockchain data. This is not to say that blockchain can guarantee 100% security of all data and help reduce the possibility of large amounts of private records being exposed.
5. A logical application would be employee or student records, where employers, educational institutions and even industry accreditation bodies can add new qualifications, grades or work locations if necessary. Imagine giving employees a key that can access all of their employee records as part of a secure blockchain that encompasses human resources. Individuals can securely share their college transcripts or employment history with other companies or educational institutions without having to rely on unreliable and easily forged faxes. Trace the origin of products and ingredients. Blockchain can help ensure product quality and safety by simplifying how products and ingredients are tracked and located in use. For example, suppose an automobile manufacturer forms a quality-centric blockchain that includes parts suppliers, component assemblers, quality control suppliers, and public regulatory agencies (such as the National Highway Traffic Safety Administration). Then the recall process for defective parts will be handled faster. This realization makes perfect sense when you consider that thousands of lives are lost every year due to defective car parts.
6. Verify identity and verify published information and data. Create better user control mechanisms. User information today can easily be manipulated, distributed to third parties, and even sold, creating revenue streams for social media platform owners that are never shared with the users of the information. Blockchain can disrupt all of these activities. It gives users control over their own information, and exactly where it resides. No platform is accessible without permission. Users can decide who can access their information. They can deal directly with advertisers and third parties as they choose, rather than like others. Furthermore, users can choose to share their information with advertisers on any platform and receive fees.
In summary, blockchain is a chain data structure that combines data blocks in a sequential manner in chronological order, and is cryptographically guaranteed to be non-tamperable and non-tamperable. Fake distributed ledger. Broadly speaking, blockchain technology uses block chain data structures to verify and store data, uses distributed node consensus algorithms to generate and update data, uses cryptography to ensure the security of data transmission and access, and uses automated scripts to A new distributed infrastructure and computing method (reference network) that uses smart contracts composed of codes to program and operate data
Applications in finance
Blockchain technology three Big applications
BlockchainApplication of technology in the field of asset securitization
In recent years, the domestic asset securitization (hereinafter referred to as "ABS") industry has developed rapidly. At the same time, asset cash flow management needs to be improved, and the transparency and efficiency of underlying asset supervision need to be improved. Problems such as low efficiency of asset transaction settlement and high cost of credit enhancement are also gradually exposed. To apply blockchain technology in the ABS field, participants first need to build an ABS blockchain alliance, which consists of asset parties, Pre-ABS investors, SPV (trust), custodian banks, managers, intermediaries, and ABS investors. , exchanges are jointly composed. Its core business includes fund transaction reconciliation, transaction document management, data interaction interface, information release and sharing, underlying asset management, intelligent ABS workflow, etc. Blockchain applications can empower the ABS industry in at least the following five aspects.
1. Improve the cash flow management of ABS.
2. It is conducive to penetrating supervision.
3. It can improve the efficiency of sales and settlement of financial assets.
Four. The efficiency and transparency of securities transactions will be greatly enhanced.
5. It can reduce the transfer cost in the credit enhancement process.
2. Application of blockchain technology in the insurance field
The insurance industry has grown rapidly in recent years. However, as regulatory policies for short- and medium-term survival products continue to tighten, the scale of universal insurance business has declined significantly. In the insurance product design process, blockchain is conducive to promoting the breakthrough of bottlenecks and rapid development of insurance categories with strong customized attributes, such as agricultural insurance, product quality insurance, etc.
Quality insurance can endorse the reputation of a company and protect the rights and interests of consumers at the same time. However, insurance companies underwriting quality insurance require comprehensive assessments of companies and products, but these data are often difficult to collect truly and effectively, thus restricting the development of quality insurance. The establishment of a product traceability and anti-counterfeiting application platform based on the underlying technology of blockchain can help insurance companies easily trace information in all aspects of product production, processing, sales, purchase, complaints, etc. through the platform, thereby effectively judging the incidence of quality defects in related products and formulating Insurance products promote consumption upgrading and industrial upgrading.
In the insurance sales process, the application of blockchain technology can simplify the sales process, save sales costs, and achieve traceability of insurance sales. From the perspective of an insurance company, a willing policy holder purchases a policy through a channel, and the channel provider uniformly sends the policy holder's information to the blockchain platform. The platform determines whether the willing policy holder is in the whitelist based on the distributed and stored information. If it meets the standards, then Accepting purchase requests eliminates the previous tedious processes of manual transmission, acceptance, review, and feedback. From a consumer perspective, blockchain technology can realize the traceability of insurance sales behavior and safeguard the legitimate rights and interests of consumers. The insurance sales market has always been full of chaos, and the phenomenon of false advertising of insurance products through deception, concealment or inducement is repeated. Blockchain technology can put key actions in each link of insurance sales on the chain and realize the traceability of sales actions throughout the process, thereby standardizing insurance sales behavior and promoting the industry.Continue healthy and stable development.
In the insurance claims process, the application of blockchain technology can improve claims efficiency and enhance customer experience. The claims and loss handling process is an important process in the insurance market. Complex claims processes increase costs, reduce claims efficiency, and affect customer experience. Smart contract technology can simplify the claim submission process, reduce the need for manual review, and shorten the processing cycle. At the same time, suspicious behavior can be more easily identified through historical claims and asset provenance records in the distributed ledger.
In the field of insurance anti-fraud, the application of blockchain technology can effectively prevent the occurrence of insurance fraud incidents. Insurance fraud not only erodes the profits of insurance companies, but also damages the legitimate rights and interests of other insurance consumers. Although various insurance companies have made great efforts to combat insurance fraud, the reality is still grim. Blockchain technology can help the insurance industry alleviate or even resolve this stubborn problem in at least the following two aspects. The first is to establish an anti-fraud sharing platform to reduce fraud and strengthen assessment through historical claim information; the second is to establish "uniquely identifiable identity information" through the use of trustworthy data sources and coded business rules to prevent identity fraud.
3. Application of blockchain technology in the field of asset custody
In recent years, the global asset custody industry has entered a fast lane of rapid development, with the scale of assets under custody and major custody products maintaining rapid growth. , but there is still a certain gap between this scale and international advanced peers, and there is still a large room for development in my country's asset custody industry.
The application of smart contract technology in the blockchain can effectively solve the operational risks in the asset custody business. The business process of asset custody can be optimized from the following aspects: First, it realizes the automation of the entire process, encapsulates business instruction judgment and execution rules into smart contracts, and uses intelligence to execute contracts and provide risk warnings; second, it improves process efficiency , the real-time sharing of asset changes, transaction details and other information between asset entrusting parties, managers, custodians and agents, eliminating the need for repeated verification and confirmation of rights; third, it ensures the security of contract performance and the authenticity of transactions. By setting keys to ensure the formality of participant information, the limited visibility of ledger information, and the verifiability of transactions; fourth, it ensures that the information cannot be tampered with, and the compliance verification requirements of the investment plan are placed on the blockchain to ensure that each Every transaction is completed on the basis of consensus.
For now, the one most closely related to blockchain is Bitcoin. If you want to know more and some news about the Bitcoin blockchain, you can follow some new media. For example, Sohu, Baijiahao, Mustard Circle and so on. Foreign websites such as CCN and CoinDesk have huge sources of information, which will be of great help to you if you want to understand blockchain and finance. The above content is half handwritten and half quoted. If you still have doubts, you can take a look at the TED talk on blockchain applications linked below, which has Chinese subtitles. Hope it helps!
8. How does blockchain technology empower and increase efficiency for the real industry?
Blockchain is a new generation of information technology.An important part of information technology, it is a new database software integrating distributed network, encryption technology, smart contracts and other technologies. In recent years, blockchain technology and industry have developed rapidly around the world, and its applications have extended to digital finance, the Internet of Things, intelligent manufacturing, supply chain management, digital asset transactions and other fields, showing broad application prospects. The relevant person in charge of the Information Technology Development Department of the Ministry of Industry and Information Technology believes that there is an urgent need to combine the characteristics of blockchain technology, select suitable application fields, promote iterative upgrades of technology products, and form a driving force for industrial development. As a pilot demonstration project of the Ministry of Industry and Information Technology (the only blockchain) in 2018 and a blockchain registration enterprise of the Cyberspace Administration of China in 2019, Yibaoquan has been deeply involved in the research and development and application innovation of blockchain underlying technology since 2014. Through The "blockchain + judicial + application" model has launched practical application products such as Junzi Sign, Micro Copyright, and Zhongzhengbao. Through Junzishu, users can sign a contract in one minute. Off-site contracts can also be signed anytime and anywhere without printing or express delivery, and are managed efficiently. At the same time, it can also be permanently stored on the blockchain and filed simultaneously with judicial institutions to ensure legality and validity.
Through micro-copyright, it helps users quickly carry out blockchain certificate storage, copyright registration, network-wide monitoring and analysis, and network evidence collection. Copyright certificates can be issued as quickly as one day. Paper and electronic versions are supported, allowing users to Obtain proof of ownership and infringement evidence in one go.
Through Zhongzhengbao, we build an Internet notarization system and an Internet arbitration system for notary offices and arbitration committees respectively, provide online arbitration services to financial institutions, and help notary and arbitration businesses achieve comprehensive digital transformation and upgrading.
9. What are the famous blockchain companies in China?
There are still many companies in China that are actually doing blockchain technology, such as Qulian Technology, Wanxiang Blockchain, Energy Chain Group, Complex Beauty Technology, Galaxy Blockchain, Zhigui Technology, and Medical Chain Group are all well-known companies in the industry with good technology. Internet giants basically have blockchain sections.