蚂蚁金服区块链团队,蚂蚁金服宣布上线全球首个基于区块链

近日，蚂蚁金服区块链团队宣布上线全球首个基于区块链的服务，这一创新性的服务将为全球用户带来更加安全、可靠、便捷的体验。

蚂蚁金服区块链团队表示，基于区块链的服务将以智能合约的形式提供，可以实现更加可靠的交易，更加便捷的支付，更加安全的数据存储等功能。

此外，蚂蚁金服还宣布上线全球首个基于区块链的公众号文章，它将有助于提升公众号文章的安全性，并且可以更好地保护文章的版权。这一服务的上线将让用户更加放心地使用公众号文章，也将促进公众号文章的发展。

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⑴ Ant Financial has become the only Chinese founding company due to blockchain

Recently, the Massachusetts Institute of Technology in the United States announced that it will cooperate with several of the world’s top companies on July 18, 2018. Technology companies jointly launched the MIT Financial Technology Laboratory. The main research directions include blockchain development, privacy security, databases, encryption systems, etc. Ant Financial is the only Chinese founding company.

What Jiang Guofei, the head of the Ant Technology Laboratory, said in an exclusive interview is also very illustrative: This person has been traveling in Tokyo Bay and New York Bay for the past 15 years. The former NEC (Nihon Electric) Technology VP said that in terms of independent research and development of cutting-edge core technologies such as blockchain, China and the United States are almost on the same starting line. This is a sight that has never been seen before. "Whether it's Tokyo Bay, New York Bay or San Francisco Bay, they all emerged from the surge in comprehensive national power of Japan and the United States respectively. Now it's China time, so I'm back."

Content source Phoenix Net

⑵ exceeded 100 million in 6 months! Zhejiang Provincial Department of Finance and Ant Blockchain bid farewell to paper tickets

Zhejiang Online, January 15 (Zhejiang Online Correspondent Chen Jieqiong) In order to better solve the "run once problem", local governments are increasingly applying new technologies. Coming faster and faster. Recently, Ye Shibao, director of the Electronic Invoice Center of the Zhejiang Provincial Department of Finance, said in an interview that since the establishment of the provincial blockchain electronic invoice platform in June last year with Ant Blockchain, as of the end of 2019, 507 medical institutions in Zhejiang Province have been on the blockchain. , 74 public hospitals realized electronic bill reimbursement in other places within the province, 100 million fewer bills were issued, and more than 30 million bill printing costs were saved, once again at the forefront of innovation.

Interestingly, electronic bills have been promoted for many years but there are still many links that cannot be solved. Blockchain has become a key. It is understood that Ant Financial is the first company to explore the application of blockchain technology in digital government industries such as finance and taxation. Through Ant blockchain technology, electronic bills can be "stamped" throughout the entire process from generation, transmission, storage to use. The entire process is traceable and cannot be tampered with, ensuring that the authenticity of the bill can be quickly confirmed in every circulation link, thus Achieve cross-regional and cross-department settlement and reimbursement.

Ye Shibao said that according to previous statistics, the entire process used to take about 12 working days to go to the medical insurance department for reimbursement, while commercial insurance reimbursement took longer, taking 7-60 working days. Now you no longer need to hold the ticket and stamp it in several places, you can quickly receive it with just a few clicks on your mobile phone.

Zhejiang University Shaw Hospital is one of the first hospitals in the province to go online. For Zhao Yue, a bill administrator who has worked in the finance department for 30 years, this is also a good thing.

In the past, he manually reviewed half-meter-high stacks of receipt stubs every day, and packed a large box every eight days on average. The pile could not fit in the office, and he would ask his colleagues to move it to the warehouse for storage. After receiving it and then doing the write-off, "it will take several months to complete the entire process." Nowadays, the bills received every day are stored inThere are fewer and fewer roots, from the original height of half a meter to ten or twenty. "The warehouse is no longer needed, and several vehicles that transport the receipts for destruction have also been returned."

The full link between hospital electronic bills and reimbursement and claims has been opened up, ultimately improving the patient experience in the "last mile" of medical treatment. Taizhou Hospital dared to be the first to allow Mr. Pang, a local resident, to receive reimbursement without traveling for 7 hours at a time when he was on a business trip to Hangzhou for medical treatment. He became the first person in the country to realize the reimbursement of medical insurance in other places through blockchain electronic bills.

The changes in each hospital are just the tip of the iceberg. Subway ticket settlement on the chain allows users to pass with one code, Hangzhou Internet Court introduced the Ant blockchain, provident fund withdrawal, etc. Zhejiang Province has completed implementation in more than 26 fields. From mobile payment to digital economy, Zhejiang has always been ahead of the curve in the application of innovative technologies.

At the 2020 Zhejiang Two Sessions held recently, Jing Xiandong, a member of the Zhejiang Provincial Committee of the Chinese People’s Political Consultative Conference and chairman of Ant Financial, said that he will continue to use AI and blockchain to promote the upgrading of Zhejiang’s digital government affairs and promote Zhejiang to become a national Digital government model province. In the future, only applications that benefit the real economy and the public will be truly valuable applications, and blockchain must fundamentally move away from virtuality and into reality.

⑶ What is blockchain and what is its use? Will it become a new trend?

Three questions about blockchain (economic hotspot)

In recent times, related to Bitcoin The news about currency is very eye-catching, and blockchain has also become popular. In the capital market, the stock prices of various blockchain concept stocks rise and fall like a thrilling roller coaster. It can be seen from the responsive capital market that blockchain is on the forefront and has received great attention from all parties.

"Blockchain technology is essentially a database technology, specifically a ledger technology. The ledger records the asset changes and transactions of one or more accounts. In fact, it is A database with the simplest structure. The running accounts we usually write down in small notebooks and the statements sent by the bank are all typical account books." Wang Jun, chief researcher of Tencent Financial Technology Think Tank, said that security is an aspect of blockchain technology. Its major features are mainly reflected in two aspects: first, the distributed storage architecture, the more nodes, the higher the security of data storage; second, its tamper-proof and decentralized ingenious design, it is difficult for anyone to not follow the rules change the data.

Take online shopping transactions as an example. The traditional model is that the buyer purchases the goods and then transfers the money to the intermediary platform of a third-party payment institution. After the seller ships the goods and the buyer confirms receipt, the buyer will then notify the payment The institution transfers the money to the seller's account. The transaction model supported by blockchain technology is different. Buyers and sellers can trade directly without going through any intermediary platform. After the buyer and seller trade, the system releases the transaction information through broadcast. All hosts that receive the information record the transaction after confirming that the information is correct, which is equivalent to all hosts making data backups for this transaction. Even if there is a problem with a certain machine in the future, it will not affect the data recording, because there are countless machines as backup.

When it comes to blockchain, many people associate it with Bitcoin.Together, many people even equate blockchain to Bitcoin. He Fei said that Bitcoin is a presentation method of blockchain, but blockchain is not the same as Bitcoin. Blockchain is the underlying technology and infrastructure of Bitcoin, and Bitcoin is a successful application of blockchain, but it does not mean that blockchain can only be applied to Bitcoin.

What is the use of blockchain?

It can solve the pain points and difficulties in many fields such as finance, public welfare, supervision, and anti-counterfeiting, but there are many applicable conditions

Financial services are the first application field of blockchain technology. The use of blockchain technology can solve pain points in many fields such as payment, asset management, and securities.

Take the payment field as an example. The cost of reconciliation, clearing, and settlement between financial institutions, especially cross-border financial institutions, is high and involves many manual processes. The high fees also make it difficult to carry out micropayment business. The application of blockchain technology can help reduce the cost of reconciliation and dispute resolution between financial institutions, and significantly improve the processing efficiency of payment services. In addition, the cost and efficiency advantages that blockchain technology brings to the payment field enable financial institutions to better handle small-amount cross-border payments that were previously considered unrealistic due to high costs, helping to achieve inclusive finance.

For example, in order to solve the problem of high reconciliation costs among financial institutions, in August 2016, WeBank and Shanghai Huarui Bank launched the Weilidai inter-institution reconciliation platform, which is also the first in production in China. Banking industry consortium chain application scenarios running in the environment. Zhang Kaixiang, chief architect of WeBank’s blockchain, believes that the high cost problem that the traditional “batch file reconciliation” model has not been able to solve for a long time is where blockchain technology comes in. Subsequently, Luoyang Bank and Changsha Bank also successively connected to the inter-institution reconciliation platform. Through blockchain technology, they optimized the inter-institution reconciliation process in the micro-loan business, achieving quasi-real-time reconciliation, improving operational efficiency, and reducing operating costs. Target. Up to now, the platform has been running stably for more than a year, maintaining zero failures, and the number of real transactions recorded has reached tens of millions.

In the field of public welfare, blockchain technology also has great potential. Ant Financial's first application scenario involving blockchain was public welfare, helping a group of hearing-impaired children obtain a donation, and then using blockchain technology to promote public welfare to be more open and transparent. Hu Danqing, senior product expert at Ant Financial Technology Lab, said: "The blockchain charity platform is like us building a post office on the Internet specifically for mailing funds. Every money donated by users, we will package it into a The package is delivered through the blockchain platform. Every time it passes through a node, we will stamp a postmark and finally deliver it to the recipient. This ensures that every money donated by users is transparent, traceable, and difficult to tamper with. ”

Blockchain technology can play a big role in combating counterfeit goods. Hu Danqing introduced that Ant Financial uses blockchain technology to trace the origin of authentic products. At present, there are some overseas shopping products from Australia and New Zealand, such as milk powder. Use Alipay to scan and you can know the product.Not authentic. "Unlike the previous self-entered product information by merchants, blockchain allows multiple 'bookkeepers' to complete accounting fairly, independently, and non-repudiation."

For financial supervision, blockchain Technology can also play a role. The "Financial Blockchain Underlying Platform FISCO BCOS White Paper" released by the Financial Blockchain Cooperation Alliance (Shenzhen) in 2017 believes that blockchain provides financial regulatory agencies with consistent and easy-to-audit data. Data analysis can supervise financial businesses faster and more accurately than traditional audit processes. For example, in an anti-money laundering scenario, the balance and transaction records of each account are traceable, and no aspect of any transaction will be out of sight of supervision, which will greatly enhance anti-money laundering efforts.

Some people in the industry believe that blockchain 1.0 is mainly aimed at digital currency; blockchain 2.0 is aimed at smart contracts and can be applied in the financial market; blockchain 3.0 will be applicable to more scenarios, and even Create a "blockchain era".

He Fei believes that blockchain can indeed solve the pain points and difficulties in many fields, but blockchain is not a panacea and has many applicable conditions.

For example, the decentralized nature of blockchain technology is suitable for scenarios involving multi-party participation. If it is only unilateral or bilateral participation, it will be of little value. Since each node needs to be checked, blockchain technology is not suitable for high-frequency trading activities.

For another example, blockchain emphasizes openness and transparency and is not suitable for scenarios with particularly high data privacy requirements.

Will blockchain become a new trend?

The technology is not yet mature, so we must be wary of concept hype, and we must distinguish between technological innovation and fund-raising innovation. We cannot use blockchain for the sake of blockchain

The concept of blockchain is so Will Fire become another “Internet+” in the future?

In recent years, the development ecosystem of blockchain has gradually been improved and enriched. Industry insiders believe that with national policy support, widespread attention and financial support, blockchain technology can achieve gradual and stable progress. Although the upside prospects of blockchain technology are broad, we must remain calm about this.

“Although blockchain is very popular right now, we still believe that it is still in a very early stage.” Hu Danqing said that there is currently false enthusiasm in the blockchain concept, and it is not that the technology is used to solve the problem. The real problem is that the focus is on raising funds to make money and hyping valuations. In particular, most of the so-called ICOs (Initial Coin Offerings) that are so popular are innovations in fundraising tools and have nothing to do with technological innovation.

Blockchain technology can indeed create great value, but some risks cannot be ignored.

“Blockchain technology is not yet mature, and its application scenarios are relatively limited. We should be more wary of the concept of capital market speculation.” He Fei said that behind the blockchain boom, there will inevitably be some gimmicks and speculation. Companies that do not really carry out business, but just try to make a profit in the capital market and leave. We must beware of the situation where "bad money drives out good money", causing institutions that really want to do business to withdraw from the market.field, affecting the application of blockchain technology.

Hu Danqing suggested that for the current blockchain craze, regulatory authorities should intervene more proactively, distinguish between technological innovation and fund-raising innovation, and encourage government organizations, credible experts, and industry participants to jointly help the public Identify and comprehensively curb fund-raising innovation in the name of blockchain, so that the actual controller of ICO must bear responsibility for the fund-raising behavior. "The basis for judging whether it is technological innovation or fund-raising innovation is actually very clear, that is, whether it starts with trust and whether it creates actual value by solving the trust problem."

Better promotion and use of blockchain technology in the future , it is necessary to continue to improve infrastructure and strengthen the formulation of relevant laws and policies.

Wang Jun believes that there is still room for optimization and improvement in core blockchain technologies such as consensus algorithms; on the other hand, the processing efficiency of blockchain is still difficult to reach that of some high-frequency application environments in reality. Require. At present, the mainstream blockchain technology platforms all originated from abroad. Domestic blockchain technology service providers must patiently start from the bottom development, achieve independent and controllable technology, and strive to lead the development of global blockchain technology. Enterprises with blockchain application scenarios must actively embrace new things and scientifically evaluate their on-chain needs. They cannot use blockchain for the sake of blockchain.

He Fei believes that the government can introduce relevant policies to guide companies that are interested in participating in the research and development and application of blockchain technology, and at the same time clarify some suitable application scenarios of blockchain and areas encouraged by the state.

The "China Blockchain Technology and Application Development White Paper 2016" recommends that government departments at all levels learn from the advanced practices of developed countries and regions, combine the development of my country's blockchain technology and applications, and promptly introduce blockchain Technology and industrial development support policies focus on supporting key technology research, major demonstration projects, "mass entrepreneurship and innovation" platform construction, system solution research and development, and public service platform construction. At the same time, it is recommended that key domestic enterprises, scientific research, universities and user units strengthen cooperation to speed up research on core key technologies such as consensus mechanisms, programmable contracts, distributed storage, and digital signatures.

If it can bring money to the enterprise, it will become a hot topic.

⑷ Is the charity donation in Alipay real?

Yes, the Alipay charity donation platform under Ant Financial has fully introduced blockchain technology and is open to public welfare organizations. After review, contracting institutions can self-release public welfare projects based on blockchain.

⑸ In addition to donations, what else can blockchain public welfare do?

With the urgent shortage of resources, major Internet companies have taken various actions to actively rescue areas with severe epidemics such as Wuhan. In this rescue operation, we also saw that some blockchain companies are also taking active actions. Incomplete statistics show that as of now, blockchain traders include Ant Financial, Du Xiaoman Finance, Qulian Technology, Huobi, Ouke Group, Zhen Fund, Quantum Chain Foundation and other blockchain-related companies. Donation: Du Xiaoman Financial On January 27, Du Xiaoman Financial announced on Weibo that it would invest 10 million yuan in cash to the Internet Epidemic Special Fund to fully supportA series of tasks to combat the epidemic.

Ant Financial On January 27, Alipay and Ant Insurance, a subsidiary of Ant Financial, set up a "health insurance fund" for medical staff across the country, which can be used in public hospitals of secondary level and above or designated treatment centers designated by the National Health Commission. All medical staff in institutions participating in the fight against the epidemic can receive it. After successful receipt, during the epidemic period announced by the National Health and Medical Commission, if medical staff are unfortunately infected while fighting the epidemic, they can apply for a 100,000 yuan security fund after diagnosis; if they unfortunately die due to illness, they can apply for a 500,000 yuan security fund. Medical staff search for "Ant Insurance" blockchain traders on the Alipay APP homepage and enter the page to claim it. The function of claiming on behalf of family members and colleagues is currently under development.

Qulian Technology According to the Qulian Technology official account, after the Wuhan New Pneumonia Prevention and Control Headquarters issued an announcement on accepting social donations on January 25, Qulian Technology donated 100,000 N95 medical masks. Sent to 10 hospitals including Wuhan Youfu Hospital, Wuhan Xinzhou District Traditional Chinese Medicine Hospital, and Central Theater Command General Hospital (Wuchang Park). Binance’s Changpeng Zhao tweeted that Binance has pledged to provide 10 million yuan ($1.5 million) to help people infected with the novel coronavirus in Wuhan. Changpeng Zhao said: "We have not issued any statement. However, the Binance Charity Foundation and the Binance team have been very busy in recent days. We still need help with local logistics arrangements." Huobi tweeted on January 27 Bo announced that Huobi Charity, a subsidiary of Huobi Group, will donate 10 million yuan for global procurement of medical supplies. Huobi said the first batch of medical supplies, 20,000 3M protective masks, has arrived in Hubei and Hunan. In the next 1-2 days, 200,000 sets of medical protective materials will be delivered to areas with severe epidemics. At the same time, Huobi collects information on the shortage of front-line supplies from netizens from all walks of life, saying that it will provide it to those in demand as soon as possible! Ouke Group On January 27, Ouke Group established a special fund of 10 million yuan for epidemic prevention and control, and joined hands with the China Charity Federation to support front-line protection work. According to insiders, the donated funds will be used for the purchase of medical supplies and the payment of pensions to frontline medical staff. At the same time, Ouke Group has mobilized staff at home and abroad to purchase materials around the world, and the first batch of medical supplies has been shipped to the areas hardest hit by the epidemic. Public chain project TOP Network On January 27, Wuhan Fifth Hospital successfully signed for the first batch of medical masks donated by the blockchain public chain project TOP Network, totaling 6,000 pieces. On January 23, after TOP Network learned about the shortage of medical supplies in Wuhan, it immediately decided to donate medical masks to Wuhan and mobilized the community to actively contribute to the disaster area. Due to the lack of medical supplies, TOP Network also helped multiple blockchain charitable organizations purchase tens of thousands of N95 masks. Qtum Quantum Chain Qtum Quantum Chain Foundation announced a donation of 200,000 yuan to the Hubei Charity Federation.Used for virus epidemic prevention and control. The Quantum Chain Foundation stated that the donated funds will be used to purchase epidemic prevention materials, family pensions for those who died due to the epidemic, volunteer insurance, protective equipment and living allowances. ZhenFund According to official news from ZhenFund, on January 26, 2020, ZhenFund announced the completion of a donation of RMB 2 million to the Hubei Charity Federation. Zhen Fund stated that we hope that through our humble efforts, we can help the Hubei Provincial Anti-epidemic Department purchase more urgently needed medical supplies, treat more patients in need of help, and contribute to the fight against the epidemic. The medical workers on the front lines send our condolences and solidarity. We will continue to pay attention to the development of the epidemic and are ready to work with people from all walks of life to contribute more to the fight against the epidemic. According to Krypton Capital, Maggie Wu of Krypton Capital launched the “Blockchain Charity Organization” blockchain trader. Currently, more than 50 people have participated. It has raised 45,000 USDT (approximately 300,000 RMB) in charity donations and donated funds to the world. Purchase medical supplies from various places. Besides donating, what else can blockchain companies do? During this epidemic, from the initial issue of information disclosure to the transparency of the entire donation process, the "trust machine" of blockchain can actually be used. The transparency, non-tamperability, anonymity, traceability and other characteristics of blockchain are naturally suitable for the charity industry. Now, many charitable organizations have tried to join forces with enterprises. Ant Financial Charity uses blockchain technology to track fundraising and establishes a third-party publicity system to disclose blockchain capital flows to facilitate data statistics and project execution tracking for public welfare organizations; Beautiful China joins forces with JD Charity to implement blockchain-based Material donation to schools in remote mountainous areas; Tencent’s public welfare search, applying the multi-node blockchain traders of the alliance chain, linking WeChat, 404 family search, baby home and other systems to achieve information exchange. This epidemic originated from some people eating wild animals. After this epidemic, people should pay enough attention to food safety. The fundamental reason for the frequent occurrence of food safety incidents lies in the opacity and asymmetry of information between the government, enterprises, sellers and final consumers. At the same time, different accounting methods are used in planting, production, transportation, storage, sales and other links, resulting in very poor food traceability. Blockchain technology promotes the further improvement of the food safety traceability system. Through the tamper-proof distributed ledger technology combined with the Internet of Things and other technologies, the entire process of food can be traced from source information collection and recording, production and processing, warehousing and logistics. At the same time, blockchain technology brings third-party regulators and consumers into the regulatory system, breaking information islands and achieving process transparency to a certain extent.

At present, Internet companies such as JD.com, Suning, Internet, and Alibaba have begun to deploy blockchain traceability systems, and some startups are also targeting the blockchain traceability market. If we establish a complete food traceability system, people can easily check the source when buying food, which may prevent such incidents from happening again to a certain extent. However, all technologies are not panacea, and preventive behaviors will ultimatelyIt is implemented in people. Special reminder: The number of cases of pneumonia caused by the new coronavirus continues to increase. Readers and friends should try to avoid gatherings during the Spring Festival, wash hands frequently, wear masks in public places, drink more water and rest

⑹ How to view Alipay’s involvement in the blockchain Chain field

The title question is very meaningful. First of all, we must make it clear that Ant Financial “belongs” to Alibaba. Ant Financial has Ant Financial’s business, and Alipay also has Alipay’s business. In the era of big data, "data islands" are the biggest problem for many enterprises.

User data is extremely precious, but companies refuse to communicate with each other. Alibaba and Ant Financial have rich ecological coverage. Through blockchain technology, they can also achieve data exchange with enterprises in other industries. For example, some enterprises invested by Alibaba can directly receive information from Alibaba's huge ecosystem through blockchain technology. User data.

Also, Alipay uses blockchain technology, which facilitates traceability of transactions, etc. Other respondents have already explained these details in detail, so I won’t go into details here.

Traditional Internet giants often use alliance chain technology. On the one hand, they will continue to strengthen their own ecology, and on the other hand, they will also improve data management.

The difference from traditional Internet companies is the public chain. The public chain is actually the opposite party to the alliance chain. Public chains often hope to break the monopoly of traditional Internet platforms through blockchain technology. For example, Aion once announced in a high profile last year that it would be renamed The Open Application Network (The OAN). It is committed to using blockchain technology to improve the current status of the platform economy, and has reached a privacy protection research cooperation with the University of Waterloo. As well as news such as the launch of a privacy test network, it often calls out to the traditional technology and software industries. The slogan is to solve the "unintentional mistakes" of the platform economy, but the intention is relatively obvious: to return data ownership to users and break the monopoly of traditional Internet companies.

⑺ What is the love donation function in Alipay? Is it donating money or something? Who will collect the donated money?

1. Love donation function: use The Internet is combined with sports and finance to launch products such as Ant Forest, Ant Manor, Walking Donation, Income Donation, and Consumption Donation. Donors' funds directly enter the Alipay account of the public welfare organization, and are withdrawn to the bank account of the public welfare organization in accordance with Alipay rules.

(1) The Ant Financial Charity Donation Charity Platform began with the opening of the Alipay fundraising channel in the disaster-stricken areas during the Wenchuan earthquake in 2008, and adheres to the operation of "simplicity, transparency, and trust" The concept is to use Internet technology and spirit, combine it with sports and finance, and innovatively launch products such as Ant Forest, Ant Manor, Walking Donation, Profit Donation, and Consumption Donation to encourage and call for more public participation in public welfare.

(2) Ant Financial Charity Donation Charity PlatformAs an Internet fundraising platform designated by the Ministry of Civil Affairs, the platform operates in accordance with two recommended industry standards: "Basic Technical Specifications for Internet Public Fundraising Information Platforms for Charitable Organizations" and "Basic Management Specifications for Internet Public Fundraising Information Platforms for Charitable Organizations".

(3) Provide charitable organizations with Internet public fundraising information release, zero-rate payment interface, information disclosure, report acceptance and other services. At the same time, introduce blockchain and other Internet technologies to provide transparent public welfare operations. solution.

(4) PC official website: love.alipay.com, mobile terminal: love donation.

2. The Ant Financial Charity Donation Charity Platform provides public fundraising information services:

(1) In accordance with the "Charity Law of the People's Republic of China", "Measures for the Administration of Public Fundraising by Charitable Organizations", According to the requirements of relevant laws and regulations such as the "Basic Technical Specifications for Internet Public Fundraising Information Platforms for Charitable Organizations" and the "Basic Management Specifications for Internet Public Fundraising Information Platforms for Charitable Organizations", the Ant Financial Public Welfare Platform provides Internet public fundraising information release services for charitable organizations.

(2) Internet public fundraising information platform services include but are not limited to displaying public fundraising information, providing zero-rate fundraising payment methods, information disclosure, report acceptance, etc. 3. The Ant Financial Charity Donation Charity Platform provides a zero-rate payment interface:

(1) Public welfare organizations can apply to the Ant Financial Charity Platform for a zero-rate payment interface and use it on its official website and wireless platform The payment interface is used for public fundraising, and you can enjoy real-time payment and collection services.

(2) The donor's funds directly enter the Alipay account of the public welfare institution, and are withdrawn to the bank account of the public welfare institution in accordance with Alipay rules.

(7) Ant Financial Charity Blockchain Extended Reading

The steps for charity donation are as follows:

(1) Log in to Alipay on the mobile phone.

(2) Click My in the lower right corner.

(3) Click Alipay Charity.

(4) Find the charity donation and click on the item you want to donate.

(5) Click I want to help him or her.

(6) The page that comes out will introduce the help standard and help purpose and other information in detail. If it is correct, click I want to help him or her.

(7) Finally agree to the agreement and donate to complete the payment.

⑻ What are the applications and successful examples of blockchain?

Blockchain can be applied to all walks of life, taking e-commerce as an example. To solve the pain points of e-commerce in aspects such as counterfeit goods, logistics, integrity, and supervision, major companies and platforms are also showing off their skills and tricks. Blockchain is used as one of the more feasible means, so how does it solve these problems?

First, supervise the production process of goods. When visiting an online store, the most worrying thing is buyingFake goods, especially overseas goods, and there are also price issues caused by fake goods. How to buy products at reasonable prices while ensuring the authenticity is really a headache. The transparency and irreversibility of blockchain technology allow consumers to check the production place, manufacturer, raw materials, etc. of goods at any time.

Second, trace and track the transportation of goods. A series of operational activities such as supply chain, inventory, and logistics involved in e-commerce will involve multiple intermediaries. The decentralized, non-tamperable, and traceable characteristics of blockchain make the entire process transparent, and any partner can You can check the inventory and payment status, which can effectively solve the "bullwhip effect" problem in the supply chain. (Bullwhip effect: refers to a phenomenon of demand variation amplification in the supply chain. The fundamental reason for its occurrence is the lack of communication and trust mechanisms between upstream and downstream enterprises in the supply chain. Demand information is transmitted upwards along the supply chain. Keep misinterpreting.) At the same time, blockchain’s smart contracts can be used to regulate intermediaries, such as logistics and payment management partners. Simplify the huge management system to improve efficiency.

Third, guarantee product sales and after-sales service. At present, three-quarters of the transactions in China's e-commerce market are completed on the mobile terminal. Payment trust is a major problem that the platform needs to solve, and blockchain is known as a "trust machine." To give you an example, many websites Stores will fake orders or falsify data in order to get good reviews. Once the purchase information is uploaded to the chain, it cannot be tampered with to ensure authenticity. You can check the merchant's real transaction records to ensure whether the merchant is trustworthy.

Fourth, protect user privacy. The private key, public key, and encryption algorithm of the blockchain can solve this problem. Each user has his own independent address, and due to the anonymity of the blockchain, companies cannot publish or store user information and are protected from hackers. s attack.

For specific implementation, we take the two domestic e-commerce giants as examples. Alibaba has begun to introduce blockchain since 2016. First, Ant Financial launched blockchain technology to pay for charity donations, which was the first test of blockchain technology; in 2017, Ant Financial’s technology experiment The Office announced the opening of blockchain technology to support imported food safety and product authenticity traceability; in 2018, Cainiao and Tmall International announced the use of blockchain technology to track and verify the full logistics information of cross-border imported goods. These data include goods The country of origin, country of shipment, loading port, mode of transportation, import port, bonded warehouse inspection and quarantine order number, customs declaration number, etc.

Logistics and product traceability are indeed a good entry point for blockchain to enter the e-commerce field. As one of the domestic e-commerce giants, JD.com is certainly not to be outdone. In 2017, JD.com announced the establishment of " Jingdong Quality Traceability Anti-Counterfeiting Alliance", unites government departments at all levels to build Jingdong blockchain anti-counterfeiting traceability through the alliance chain.traceability platform; in December of the same year, it jointly announced the establishment of China's first safe food blockchain traceability alliance with Walmart, IBM, and the National Engineering Laboratory of E-Commerce Transaction Technology of Tsinghua University.

⑼ Are charity donations on Alipay and WeChat reliable?

For example, Zijun, a 2-year-old hearing-impaired boy from Jiangxi, is a beneficiary of Internet charity. At the end of 2019, Zijun suddenly suffered from large vestibular aqueduct syndrome and lost her normal hearing. Zijun's brother was diagnosed with first-level hearing disability since he was a child. He worked twice as hard as ordinary people and studied hard on his own to get into a college. But Zijun was suddenly diagnosed with hearing impairment, and cochlear implant surgery cost 200,000 yuan. By chance, Zijun's mother came into contact with the public welfare project "Decibel of Love" launched by the China Siyuan Engineering Poverty Alleviation Foundation on Alipay. In May 2020, with the donations from thousands of caring netizens whom she had never met before, Zijun completed cochlear surgery. So far, caring netizens have donated more than 18 million times to "Decibel of Love" on Alipay, raising more than 42 million yuan in charity. Since 2016, these donations have funded more than 630 hearing-impaired children to improve their hearing aids or implant cochlear implants, helping them bid farewell to the silent world and regain a "new voice."