区块链课程乱象分析,区块链课程乱象有哪些

区块链技术的发展，引发了市场对区块链课程的需求。但是，近几年，区块链课程乱象也日益凸显，让人堪忧。

首先，讲师的培养不足是区块链课程乱象的一大原因。由于区块链技术应用的普及，许多机构都纷纷开设了区块链课程，但是，他们往往缺乏专业的讲师，课程质量也不能得到保障。

其次，课程内容的混乱是区块链课程乱象的另一个重要原因。为了抢占市场，许多机构都纷纷推出了一些低价的课程，而这些课程的内容混乱，没有系统性，很难让学生有所收获。

此外，学习环境的恶劣也是区块链课程乱象的一大原因。由于许多机构都没有完善的教学设施，学生们在学习中往往遇到困难，也很难有效的完成学习任务。

总之，区块链课程乱象对区块链技术的发展造成了不利影响，必须加以解决。为此，机构应该培养专业的讲师，严格把控课程内容，改善学习环境，提升教学质量。只有这样，才能让学生在学习中有所收获，从而推动区块链技术的发展。

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1. The NFT chaos needs to be taken seriously, and the platform has punished over a hundred illegal accounts

The NFT chaos needs to be taken seriously, and the platform has punished over a hundred illegal accounts

NFT chaos requires attention. The platform has punished over a hundred illegal accounts. In recent years, my country's NFT market has continued to heat up. NFT has shown certain potential value in enriching digital economic models and promoting the development of cultural and creative industries. The NFT chaos needs to be taken seriously, and the platform has punished over a hundred illegal accounts.

The NFT chaos requires attention, and the platform has punished over a hundred illegal accounts1

The financial risks hidden in NFT (Non-Fungible Token, non-fungible token) are receiving much attention.

Recently, the China Internet Finance Association, the China Banking Association, and the Securities Association of China jointly issued the "Initiative on Preventing NFT-related Financial Risks" (hereinafter referred to as the "Initiative"). The reporter noticed that some platforms have previously been cracking down on related risk speculation. For example, WeChat has banned or removed a number of public accounts from digital collection platforms; Ant Whale Explorer (a digital collection platform owned by Ant Group) also issued an announcement on penalties for users who violated regulations and removed more than 180 illegal accounts.

Prohibiting "trading" is the key word

Specifically, the proposal mentions "stick to the bottom line of behavior and prevent financial risks." It clearly states that we will resolutely curb the tendency of NFT financialization and securitization, including not including financial assets such as securities, insurance, credit, precious metals, etc. in NFT underlying commodities, and issuance of trading financial products in disguise. In addition, the proposal emphasizes that centralized trading (centralized bidding, electronic matching, anonymous trading, market makers, etc.), continuous listing trading, standardized contract trading and other services will not be provided for NFT transactions, and trading venues will be set up in disguised violations.

Xiao Sa, a partner at Beijing Dacheng Law Firm, told Securities Daily that NFT will promote the cultural and creative industry, and the digitization of artworks and artistic creation is the general trend. However, during the sales process of NFT, there is a trend of financialization, especially the opening of the secondary market, which further stimulates consumers' speculation psychology. This initiative was initiated by a financial self-regulatory organization rather than a cultural organization, which shows that the issue of financialization of digital collections has been highlighted and has been paid attention to by regulatory authorities.

In addition, in response to the initiative of the three associations, lawyer Yu Leimin, a partner of King & Wood Mallesons (Shanghai), interpreted that the proposal issued by the three associations this time stated that "not to provide centralized trading and continuous trading for NFT transactions" Listed transactions, standardized contract transactions and other services”,

The above-mentioned transaction methods all have typical financial transaction characteristics, and are intended to remind various NFT business platforms in the current market that they should be based on “enriching digital economic models and promoting cultural exchanges”. The business purpose of "creating industrial development" is to avoid carrying out exchange business and cut off the "signs" of financial securitization presented by illegal NFT business.

The industry generally believes that domestic digital collections present several characteristics: first, they reduce the financial attributes of NFT; second, they draw a clear line with virtual currencies.

Pan Helin, co-director of the Digital Economy and Financial Innovation Research Center of Zhejiang University International Business School, told Securities Daily that the risks of NFT are not technical. NFT exists in the transaction process of confirming the rights of artworks. The characteristics of decentralization provide the ground for money laundering and fraud. Some people take advantage of people's misunderstandings about NFT to speculate.

He believes that many financial institutions currently lack an objective and comprehensive understanding of NFT, and it is necessary to prevent risks. For the current domestic digital collection platforms, the key word is still prohibiting “trading”.

Many platforms are increasing penalties for violations

As early as February this year, the China Banking and Insurance Regulatory Commission issued the "Risk Tips on Preventing Illegal Fund-raising in the Name of "Yuanverse"." And this time, the proposal has undoubtedly put a "curse" on the excessive hype in the NFT market.

In fact, it is not uncommon to speculate on private transactions of digital collections. On April 14, a reporter from Securities Daily tried to search for "digital collections" on a second-hand trading platform and found many private transaction sellers. , some digital collections are even priced at thousands of dollars. The reporter tried to contact a seller and found that it was necessary to change the platform and adopt a private transaction method, but private transactions often have a greater risk of fraud.

In addition, the reporter noticed that Ant Whale Explorer and WeChat had previously increased penalties for violations related to the digital collection platform.

On March 21, Ant Chain’s subsidiary Whale Detective issued a penalty announcement for illegal users, which showed that the illegal accounts will be punished in a step-by-step manner based on the severity of the violation, including permanent restrictions on the transfer of collections and account bans. According to incomplete statistics from a reporter from Securities Daily, Ant Chain Whale Detective has processed more than 180 illegal accounts (permanent bans on acquisition and transfer functions).

Whaletan told the Securities Daily: At the beginning of our business, we clearly opposed the financial productization of digital collections and strengthened real-name authentication, risk control and verification and other technical means to ensure that users can transfer collections to friends normally. At the same time, we will resist all forms of potential hype risks, including continuing to manage irregular users who commit serious violations and cheating, and provide anti-fraud reminders.

According to the transfer instructions of Whale Explorer, the official does not support any form of resale of digital collections. Users who have purchased digital collections for 180 days can initiate transfers to other real-name users. To prevent speculation, the recipient can initiate transfers again after receiving the digital collections for 2 years.

At the end of March, WeChat banned a number of public accounts of digital collection platforms on a large scale. More than ten platforms were involved, all of which were small and medium-sized digital collection platforms. WeChat told a reporter from Securities Daily that it currently only provides digital collection display and first-level transactions.Yi's official account requires proof of cooperation with a blockchain company that has been registered and approved by the Cyberspace Administration of China as proof of qualifications, and does not support secondary transactions.

In addition, the mini program currently only supports digital collection display and first-level gifting. Digital collection transactions and multi-level circulation are not open to the public. If any countermeasures such as bypass are discovered, we will Capabilities will be banned or removed based on the degree of violation.

WeChat emphasized that it will pay close attention to industry trends and relevant regulations in the future, and further improve and adjust the rules.

Sun Yulin, a senior researcher at Ouke Cloud Chain Research Institute, told Securities Daily, “Combined with the fact that a large number of public accounts and mini-programs involving digital collections and illegal accounts were blocked, and this time the three associations initiated Released, it is predicted that supervision in this field will gradually tighten in the future, and the compliance requirements for digital collection platforms will become increasingly stringent."

NFT chaos requires attention, and the platform has punished more than a hundred illegal accounts 2

China Internet Finance Association, China Banking Association, and China Securities Association jointly call on member units to jointly launch an initiative on preventing financial risks related to NFT (non-fungible tokens), resolutely curb the tendency of NFT financialization and securitization, and strictly enforce Prevent the risks of illegal financial activities.

In recent years, my country's NFT market has continued to heat up. As an innovative application of blockchain technology, NFT has shown certain potential value in enriching digital economic models and promoting the development of cultural and creative industries. However, it also has hidden risks such as speculation, money laundering, and illegal financial activities.

In this regard, the three associations advocated adhering to the bottom line of behavior and preventing financial risks. The first is not to include financial assets such as securities, insurance, credit, precious metals, etc. in the underlying commodities of NFT, and to issue and trade financial products in disguise; the second is not to weaken the non-homogeneous characteristics of NFT by dividing ownership or batch creation, and to carry out token issuance and financing in disguise (ICO); The third is not to provide centralized trading, continuous listing trading, standardized contract trading and other services for NFT transactions, and to set up trading venues in disguised violations;

The fourth is not to use Bitcoin, Ethereum, Tether, etc. Virtual currency serves as a pricing and settlement tool for NFT issuance transactions; fifth, real-name authentication of issuance, sales, and purchase entities, properly preserving customer identity information and issuance transaction records, and actively cooperating with anti-laundering work; sixth, not investing directly or indirectly in NFT , does not provide financing support for investing in NFT.

At the same time, the three associations also advocated the rational selection of application scenarios, standardized application of blockchain technology, and the positive role of NFT in promoting industry digitization and digital industrialization; ensuring that NFT The value of the product is fully supported to guide consumers to consume rationally and prevent prices from being inflated and deviating from the basic law of value; protect the intellectual property rights of underlying commodities and support genuine digital cultural works; disclose NFT product information truthfully, accurately and completely to protect consumers The' right to know, the right to choose, and the publicRight to trade evenly.

Dong Ximiao, chief researcher of China Merchants Union Financial, suggested that investors should fully understand the value and risks of NFT and not participate in illegal NFT speculation and transactions. It is difficult for ordinary investors to fully understand virtual currencies, ICOs, NFTs, etc. It is recommended not to invest blindly and should consciously resist all kinds of temptations to protect the safety of their own property.

The NFT chaos requires attention, and the platform has punished more than a hundred illegal accounts3

Recently, the China Internet Finance Association, China Banking Association, and China Securities Association issued an initiative on preventing NFT-related financial risks, making it clear that they will resolutely curb it NFT (Non-Fungible Token, non-fungible token) tends to be financialized and securitized, and strictly prevent the risks of illegal financial activities.

This initiative not only affirms the positive role of NFT, that is, "NFT, as an innovative application of blockchain technology, has shown certain potential in enriching digital economic models and promoting the development of cultural and creative industries." "Value", and also warned about the financial risks related to NFT, and proposed to be wary of the risks and hazards of NFT such as speculation, money laundering, and illegal financial activities. This is timely and necessary for the "popular" NFT.

NFT is a digital certificate based on blockchain technology that is unique, indivisible and traceable and can be used to mark the ownership of specific assets. Theoretically, any item in the real world, including a song, a painting, a piece of text, a game prop, etc., can be made into an NFT, and its application scope depends on people's imagination.

Because the development space is full of imagination, an NFT trend has spread around the world in the past two years. Domestic Internet companies have also launched NFT platforms one after another, and many products have been sold out as soon as they were released. At the same time, some illegal financial activities also flourished. For example, many institutions carry out illegal virtual currency and token financing transactions in disguise under the banner of NFT; some NFT underlying commodities hide financial assets such as securities, insurance, credit, precious metals, etc., and issue and trade financial products in disguise;

< p> There are also some NFT platforms that integrate with overseas public chains, and transfer NFT to digital wallets and then sell them on overseas platforms to achieve the purpose of money laundering. In the long run, it is likely to cause capital flight, the foreign exchange management system is bypassed and other problems, which will affect the financial order and Economic and social stability.

The core value of NFT is to provide an up-chain channel for the real world and act as a bridge between the physical world and the digital world. The current trend of financialization and securitization of some NFTs has undoubtedly deviated from the right track and destroyed the industry ecology. If allowed to develop, it will inevitably cause "bad money to drive out good money", which is detrimental to the health and long-term development of the industry.

Don’t recite the good sutra incorrectly. NFT is not a sign of deception or a gimmick for speculation, and the NFT industry cannot fall into the misguided path of eager for quick success and "getting a handful and leaving." Relevant departments should also speed up the improvement of relevant laws and regulations, fill the regulatory gaps in a timely manner, and provideThe healthy development of NFT is "demining".

It is necessary to clarify the essential attributes of NFT-related activities through laws and regulations, qualitatively de-financialize NFT, formulate entry thresholds and industry standards, and regulate the issuance, trading, and storage of NFT Waiting process. At the same time, we actively explore effective supervision methods and severely crack down on the use of NFT for money laundering and illegal fund-raising to avoid possible financial or legal risks.

Any innovation should be based on legality and compliance. For enterprises and platforms, they should practice the concept of science and technology for good, strengthen basic research, rationally select application scenarios, standardize the application of blockchain technology, and give full play to NFT plays a positive role in promoting industrial digitization and digital industrialization, and ensures that the value of NFT products is fully supported to prevent inflated prices from deviating from the basic law of value.

NFT, which represents a new direction in the application of blockchain technology and is endowed with the beautiful vision of "everything can be digitized," requires not only continued exploration and efforts in the market, but also the tolerance, prudence, and normative guidance of regulatory authorities. . Consumers should also adhere to correct consumption concepts, enhance their awareness of self-protection, stay away from NFT-related illegal financial activities, and beware of being deceived.

2. Things that blockchain technology cannot do

Things that blockchain technology cannot do
"China Region" issued by the Ministry of Industry and Information Technology "Blockchain Technology and Application Development White Paper" (2016) points out that blockchain is mainly used in the Internet of Things, intelligent manufacturing, supply chain management, digital asset transactions and other fields, and is a new generation of information technology such as cloud computing, big data, and mobile Internet. Development has brought new opportunities, and may also have the ability to trigger a new round of technological innovation and industrial changes. Open source communities, industry alliances, key enterprises, start-up companies, investment institutions, financial institutions, and regulatory agencies are the core components of blockchain technology and applications. participants in development.
As we all know, blockchain technology was first used in the financial field. The identity of the blockchain is a decentralized distributed ledger database. Its information transparency, data storage security, and transaction process without any intermediary platform play particularly well in this field, and are particularly useful for supervision, anti-counterfeiting, and improving processing efficiency. ....Blockchain technology seems to be full of endless possibilities.

In my country, financial companies, Internet companies, IT companies and manufacturing companies are also actively investing in the research and development and application promotion of blockchain technology, which has given rise to rapid development momentum of blockchain. For example, SF Express has been developing and deploying services such as blockchain pharmaceutical traceability and drone pharmaceutical transportation in the field of pharmaceutical logistics. Recently, it has officially implemented blockchain pharmaceutical traceability.
However, no matter how great the role of blockchain is imagined and described, when facing the emergence of a new event or concept, we must pay more attention to all aspects of things. You must know that the concept of blockchain was born with the emergence of Bitcoin in 2009, and it was not until around the beginning of 2018 that blockchain gradually became known to people in China, and then large companies such as Alibaba, Internet, and Xunlei successivelyJoin it and develop businesses that blockchain technology can support - 9 years is a long enough time, but it seems to have exploded suddenly in 2018, even without warning. Therefore, investors should be vigilant , and it is necessary to carefully consider whether to invest or not when my country’s domestic blockchain technology has just started and is immature, based on factors such as my country’s national conditions and social development level.
What blockchain technology cannot do is first created by immature technology. At least in China, when blockchain has just emerged, the technical platform is not as good as abroad, and the business supported by the technology should not be widely launched. Technical personnel applying blockchain must be patient, learn more from advanced experience, and work in detail. .
The second is that blockchain technology cannot regulate the fair, equitable and effective operation of the blockchain market. For example, as soon as blockchain technology entered our country, there were many scam companies using its name to collect funds and make money. It was difficult for the public to judge the difference between "technological innovation" and "fund-raising innovation", so they were easily deceived. Therefore, when it comes to blockchain, if we want it to be technically autonomous and controllable and adapt to the requirements of a variety of scenarios, it will be decided by time; if we want it to be autonomous and controllable in terms of value, we need to be able to use it to its full potential. Its greatest value is determined by the supervision of government organizations, regulatory authorities, experts, etc.
Even though the possibilities of blockchain technology are infinite, the industries and markets under it are frequently chaotic. Without listing them one by one, there are still too few places that blockchain can "manage". In terms of how to use blocks correctly, When it comes to blockchain technology doing what it is supposed to do, people's hearts must not be confused first, and this shows that the whole society has a long way to go.

3. What is the chaos surrounding the blockchain craze?

According to reports, as blockchain has transformed from a cold and obscure professional term into a hotly debated "buzz" "At the forefront of the trend, many merchants with keen sense of smell are trying their best to seize the opportunity and use various fancy "hot spots" to take advantage of the opportunity to attract money. Behind the overwhelming pursuit of resources and capital from all parties, there may be a tangle of excitement and anxiety: seize the spotlight or pop the bubble?

Why is it so popular? It is reported that the "Traffic Ore Box" is an entry-level "mining artifact", which can be said to be mined using the sharing economy. It mainly collects and utilizes idle broadband resources and rewards users through the blockchain digital asset LLT of traffic ore. The digital asset LLT can be exchanged for shopping cards and recharged for electricity bills, phone bills, Internet bills, etc., to obtain certain real benefits.

Behind the heated discussion among the people, it is difficult to hide the entanglements and worries of all walks of life about the future fate of blockchain. "On the one hand, everyone realizes that blockchain has a promising future as a new technology and wants to seize the spotlight. However, because it is a new thing, there are also many uncertainties and there is a certain risk of bubbles." Industry insiders said frankly that in Under the background that blockchain technology is not yet mature, for some institutions that are "running into the game", how to cross the river by feeling the stones while being careful about "bad money driving out good money" deserves further thought and attention.

4. Who is teaching the popular blockchain training class

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Sign up and pay a pre-deposit fee of 100 yuan, which can be refunded after completing all courses;

Offline tutoring classes, 4 days of group teaching, 7,800 yuan per person;

3 days 2 Night, 88,888 yuan per person;

......

What exactly is the blockchain? Perhaps very few people can really answer this question. It is precisely because "blockchain" is inherently mysterious that many people are eager to pay to get on board this train to the "future" in order to gain knowledge.

Therefore, a variety of blockchain trainings are also very popular. Various information such as "scan the code to join the group to listen to the class" are flooded in the circle of friends, making it difficult to distinguish the good from the bad. The training costs are even more varied: 100 yuan, 300 yuan, 7,000 yuan or even nearly 100,000 yuan...

Blockchain training is too popular

I often Fabricated identities on dating profiles: imported lighting wholesaler, urban landscape designer, boutique cigarette hotel owner, agricultural loan salesman. Now, I have finally become an expert in blockchain training courses.

▲Picture source: Screenshot of a recruitment website

Moreover, it is reported that a blockchain recruitment advertisement in Beijing recently hit the circle of friends, asking applicants to check the area. There is in-depth research on blockchain technology and cryptography, and the annual salary given is no less than 5 million yuan, and there is no upper limit.

“This is indeed the current situation of blockchain talent recruitment. But even so, we can’t recruit people because it is difficult to find qualified people.” Lu Sheng, a “headhunter” on Liepin platform, said.

Song Mofei, a senior researcher at Suning Financial Research Institute, said: “In terms of development experience, the rise of the domestic blockchain industry has been concentrated in the past two or three years. People with long-term blockchain development experience are in the talent market. Very few." He believes that excessively high salaries will inevitably attract some speculators, but the increase in salary has not brought about an increase in the application threshold, and even some recruiters only have a vague understanding of blockchain technology. The recruitment of chain talents also poses new challenges.

In the view of Shan Yi, chief data officer of Liepin.com, the core of blockchain is a change in social relations and business models based on the Internet's distributed trust system, and this change is based on decentralization. are typical characteristics. "There are still many uncertainties in the future development of blockchain. There is an obvious bubble at present, and many blockchain projects are unreliable." He said.

5. Some blockchain public accounts have been blocked. Is the deadline for blockchain media approaching?

Some blockchain public accounts are suspected of publishing information about ICO and virtual currency transactions. Permanently banned! This does not mean that the end of the blockchain media has arrived, but it shows that the government has begun to seriously manage the blockchain market! The current currency circle that relies on blockchain is really full of chaos and demons are dancing around. It’s really time for higher-level departments to take charge!

However, many elderly people have invested everything they have, tens of thousands, hundreds of thousands or even millions. Some even ask others to borrow money, or evenEven after selling the house, if I really lose all my money in the end, I am really worried about where these old people will go!

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I am Vanilla Pearl,

Psychological growth, spiritual improvement, we go together all the way!

6. Should universities set up blockchain courses?

This move has also raised many questions. For example, after taking this course, students , will you be addicted to "coin speculation"?

Blockchain technology uses cryptography technology to allow all participants in the system to collaborate to jointly record and maintain a reliable data log in an environment where multiple parties do not need to trust each other. It is more stable and secure. , and more efficient. The application of blockchain technology is not only in banking, but also in manufacturing, Internet of Things, insurance, etc.

According to relevant statistics, the global demand for blockchain talents showed explosive growth from 2016 to 2017. The demand for blockchain talents in the computer software industry and financial industry continues to rise. At present, many central banks or financial regulatory agencies, top consulting firms or investment banks around the world have stated that blockchain is a major promising project in the future financial technology field. But at present, its proportion in the total global talent market demand is still very low.

Blockchain courses are nothing new abroad, and many universities have already opened blockchain courses. In fact, the purpose of what courses are offered in colleges and universities is to cultivate useful talents for society, rather than based on people's faces. In recent years, my country's educational structure has been unbalanced and unreasonable, and the talent training in many universities has not adapted to social needs, resulting in a disconnect between learning and application.

Nowadays, the application prospects of blockchain have been proven to be very broad. Although there are some bubbles in domestic blockchain at present, there is no problem in universities offering blockchain courses.

A survey showed that among the parents of students interviewed, 62% believed that the derailment of university teaching and curriculum with society is the biggest drawback of current universities. There is a serious homogenization phenomenon in university major settings, and the talents cultivated are seriously homogeneous. I think back then, when colleges and universities offered unpopular majors such as nanny majors and e-sports majors, people didn’t understand them at first, but practice has proven that they are necessary. For example, the e-sports major was once called the game-playing major. Who would have expected that now it has indeed cultivated the "game-playing talents" needed by the country and has become a "hot potato".

There is no need to be timid in setting up majors and courses in colleges and universities. Instead, they should proactively keep in line with the development of the times, connect with market demands, set up majors scientifically, and make efforts to cultivate competitive talents.

7. Zhu Xiaohuang, CITIC Bank: Many blockchain companies are either fools or liars. How do you evaluate it?

I think what Mr. Zhu said is very reasonable. Blockchain Chain has now become a hot topic, and those engaged in the Internet seem to be out of touch with the times if they don’t talk about blockchain. Today, the editor will give you some popular science: what exactly is blockchain? Why do we say that many blockchain companies are either stupid or have ulterior motives?

1. Blockchain arrivesWhat is it?

When talking about blockchain, we have to mention Bitcoin. Blockchain is simply a distributed shared ledger and database. Its advantage is that it is decentralized and cannot be tampered with, because modifying one data cannot affect all records. The characteristics of openness, transparency and traceability are conducive to solving the current pain points and difficulties in many fields such as financial supervision, public welfare, and anti-counterfeiting.

To sum up, for us melon-eating people, just listen to blockchain. If you really want to invest money in the currency circle, 99% of it is Harvested as leeks. Netizens, do you agree with the editor's statement? Tell us your views and leave a message in the comment area for discussion.

8. The reason why blockchain talents cannot be found even with an annual salary of 5 million

Recently, a blockchain recruitment advertisement in Beijing went viral on WeChat Moments, asking applicants to be familiar with blockchain. Those with in-depth research in technology and cryptography will be offered an annual salary of no less than RMB 5 million, with no upper limit.

Song Mofei told reporters that in the actual development process, simply mastering the use of some blockchain tools is far from enough, because blockchain is inefficient and scalable. There are still many problems in terms of security, etc., which requires developers to improve the underlying platform of the blockchain to meet the needs of practical applications. Blockchain technology integrates cryptography, computer networks and game theory, and is a typical composite discipline. Mastering and understanding the underlying technology of blockchain does not happen overnight.

In the view of Shan Yi, chief data officer of Liepin.com, the core of blockchain is a change in social relations and business models based on the Internet's distributed trust system, and this change is based on decentralization. are typical characteristics. "There are still many uncertainties in the future development of blockchain. There is an obvious bubble at present, and many blockchain projects are unreliable." He said.