区块链会把会计职位代替吗知乎,区块链会把会计职位代替吗
近年来,随着区块链技术的迅速发展,越来越多的人开始关注这一新兴技术。有人认为,区块链技术将取代传统的会计职位,但实际情况并非如此。
首先,区块链技术的发展只是会计领域的一部分,而不是会计领域的全部。区块链技术的发展可以为会计行业提供更多的工具和解决方案,但是不能代替会计职位。
其次,尽管区块链技术可以提供一些会计职位的自动化解决方案,但是这些解决方案仍然需要人工来操作,这就意味着会计职位仍然是必不可少的。
此外,区块链技术的发展也可以为会计行业提供更多的机遇,以帮助会计师们更好地完成他们的工作。例如,区块链技术可以提供更多的安全性,从而使会计师们更容易审计和审计账户。
最后,区块链技术可以提供更多的数据分析工具,以帮助会计师们更好地了解和分析财务数据。这些工具可以帮助会计师们更好地掌握财务信息,从而更好地服务客户。
总的来说,区块链技术的发展不会取代会计职位,而是为会计行业提供了更多的机遇和工具,以帮助会计师们更好地完成他们的工作。
因此,区块链技术的发展将为会计行业带来新的机遇,而不是取代会计职位。未来,会计师们可以利用区块链技术,更好地完成他们的工作,为客户提供更好的服务。
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① The transformation of the accounting industry by big data and blockchain technology
As the hottest technologies at the moment, big data and blockchain are very important to the transformation of the accounting industry. Impact. Big data technology has increased the amount of digitizable accounting information, enabled the digitization of original financial information and non-financial information, and expanded the management scope of financial personnel, especially senior financial personnel. In the process of informatization, accounting is faced with the fact that the reliability of accounting information cannot be guaranteed. The digitization of false accounting information will affect marketing management decisions. The birth of blockchain technology has solved the problem of the reliability of accounting data. question. The accounting industry must seize opportunities and actively use big data and blockchain technology to promote industry changes. At the same time, accounting practitioners must also adapt to industry changes by improving their professional qualities.
In terms of big data's accounting data information, due to the characteristics of big data itself, when companies involve big data analysis, they need more overall data rather than sampled data samples. They need data. The overall relationship rather than individual data to enhance the relevance of accounting data information. Accounting data information can be learned through big data platforms about the accounting treatment methods and accounting methods adopted by different companies for the same type of projects, making it easier to compare between companies. At the same time, under the background of big data, enterprises can process and transmit accounting data information in a timely manner through the Internet to ensure the timeliness of accounting data information.
Due to its "decentralization" idea, blockchain can be used to process accounting data and information, which can effectively ensure the correlation between data. At the same time, due to the trust-free nature of blockchain, Decentralization also enhances the security of information transmission and can prevent theft and tampering of information to the greatest extent, thereby solving information security problems and ensuring the reliability and authenticity of accounting data information. At the same time, under blockchain technology, when there is a new update to the information, the information on all nodes will be updated and cannot be modified, making the information more timely. When the blockchain records information, users in the chain network need to confirm the authenticity of the accounting behavior. After recording, it cannot be modified. Each party maximizes the interests of the data, thus making some bad phenomena completely disappear.
Accounting has gone from traditional simple bookkeeping to today's reasonable tax payment. In the future, more aspects of management will be carried out through the management of financial data. Facilitated by big data and blockchain, the previous branches of accounting, financial accounting and management accounting, will merge. The new platform brought about by the introduction of big data technology and blockchain technology will allow accountants to not only become accounting experts, but also programmers for professional management of big data, that is, accounting talents with multiple types of auxiliary skills. , becoming a new accounting talent with outstanding value in the new era, will promote the accelerated integration of management accounting and financial accounting.
Big data and blockchain technology integrate accounting data information, increase the quantity of accounting information and ensure the quality of accounting information, making financial management capabilities an essential ability for accountants, and the management capabilities of senior accountants will be strongly highlighted. Accountants engaged in basic accounting work are also facing the test of changes in the accounting industry and need to master more management accounting and information decision-making.
Faced with the massive amount of accounting data, accounting practitioners need to master a variety of efficient data analysis methods through big data technology, comprehensively analyze and judge data information, so as to help enterprises make correct plans. Also propose problem-solving strategies. Accountants organically combine computer technology with accounting knowledge, and use big data and blockchain technology to gradually modify traditional account books into a new platform based on big data and blockchain technology.
② The impact of new technologies on accounting
Cloud computing, big data, blockchain, intelligent technology, these new applications and technologies are emerging one after another. On the one hand, they have a great impact on financial management. Development has brought about great changes. On the other hand, it has also had a great impact on accountants. Not only accountants in the workplace need to quickly find breakthroughs and make transformations, but also accounting majors at school stand at the forefront of the accounting industry. At the departure station, we must also face this situation head-on and adapt to the situation and change.
A single ability will be eliminated by society
In the past, universities focused on cultivating professional talents, and students only needed to master the courses of their major. However, new technologies will replace a large amount of basic accounting work in the future, so the basic accounting knowledge that accounting majors learn in school will most likely become worthless content when they enter society. How can we avoid embarrassing situations at this stage of grassroots accounting?
At this time, accounting majors are required to have abilities in addition to their professional knowledge, so that they can handle more diverse work tasks after entering the workplace.
Employment in the original positions no longer has advantages
The rapid and widespread application of new technologies in the accounting field has diversified the talents in the industry. Ms. Jin, a partner at PricewaterhouseCoopers, once mentioned in an interview, “There may be fewer and fewer new employees majoring in accounting, because new technologies such as artificial intelligence and blockchain are not what accounting students are good at. However, many of the knowledge is the specialty of science and engineering students. Therefore, we need to recruit talents in different professional fields.”
Accounting firms where accounting students once had great advantages and matched their majors will also The gradual increase in the introduction of other professional talents will undoubtedly reduce the employment opportunities for accounting students.
How should accounting students respond?
Accounting majors should have a sense of crisis but do not need to be pessimistic. As long as they are aware of the current situation and make corresponding changes, they can turn challenges into opportunities.
1. Accounting majors should develop their English and computer skills while in school. College English CET-6 and proficiency in operating office systems will become the most basic ability requirements.
2. It is necessary to cultivate methods of doing things and logical thinking ability, clear ideas and quick comprehension ability, which can help graduates quickly adapt to the work environment and develop their talents.
3. Exercise communication, coordination, and organizational skills. The most irreplaceable ability of artificial intelligence is human communication skills. In the future, accounting jobs will require more things to be coordinated by people, so in the School students must participate in more clubs and practical activities to avoid becoming dumb robots.
4. Although accounting professional knowledge has become the most basic ability, it is also an important foundation for all work. Only a solid grasp of professional knowledge can provide stable support for subsequent development.
The arrival of a new era is bound to mean change and development, and challenges and opportunities always come together. Therefore, accounting students do not need to panic, because everyone is in the same situation. As long as we Those who are the first to make changes will have the ability to cope with change.
③ Who will be the end of financial work, blockchain or artificial intelligence?
According to predictions from authoritative organizations, the IT information technologies that will profoundly affect accounting practitioners in the future are: Blockchain technology, intelligent ERP, cloud computing, artificial intelligence, etc. Blockchain technology, in particular, has received widespread attention recently. Some people also describe blockchain as a technology that will completely subvert finance. Is this really true? What is the relationship between blockchain technology and finance? Will you be eliminated if you don’t understand blockchain?
Before answering this question, first of all, I think it is necessary to talk about what blockchain is. The essence of blockchain is a decentralized distributed account book. The data is traceable and cannot be tampered with. . Decentralization, so who is the center? Take our currency as an example. The central bank issues currency. Decentralization means that there is no need to issue currency through the central bank. For example, the famous Bitcoin is not issued by the central bank. When we talk about distributed account books, we naturally think of financial ledgers. So, are distributed account books financial ledgers? In fact, the scope of the distributed ledger is much larger than the ledger. It should be said that the distributed ledger contains all data of all transactions, contracts, bills, etc., and of course also includes financial information.
Blockchain technology has three obvious characteristics: openness, security and uniqueness. According to these characteristics of blockchain, it can be used in areas that require trust, in areas that require efficiency, and in areas that require efficiency. There is great potential in areas that require security. It is conceivable that financial fraud will be even more difficult on the blockchain. Even if you commit the slightest fraud, since the data is irreversible and cannot be tampered with, there will be no way to hide it during retrospective verification.. If you don’t have these problems with your finances, there’s no need to worry. So from the current point of view, blockchain cannot have a big impact on finance. Just like we have implemented computerization for so many years, has all the information been entered into the ERP system? Therefore, blockchain technology cannot replace many functions of financial accounting, nor can it help us do things like decision-making analysis. Even if blockchain technology matures, it cannot independently have a profound impact on finance. Blockchain’s more impact is on ideas and processes.
In fact, compared to blockchain, artificial intelligence, cloud computing, and intelligent ERP have a greater impact on finance. Nowadays, mobile Internet and artificial intelligence have gradually penetrated into all aspects of public life, and accounting work will also As a result, the impact will become stronger and stronger. For example, since the advent of financial software, the tedious general ledger and subsidiary accounts no longer require manual registration by accountants, and month-end closing can be completed with just a click of the mouse. After the advent of online banking, most of the teller's work has been moved online. I remember in the manual accounting era, what accountants were most worried about was the end-of-month settlement. It was common for them to have uneven accounts. Accountants who can quickly find out the reasons for uneven statements are the backbone of finance and the future financial director. When financial software appeared, vouchers and account books were automatically balanced, and the skills that many old accountants were proud of were no longer useful.
There are two recent news that should attract the attention of accountants. One is that DTT, one of the world's largest accounting firms, has launched a financial robot; the other is that Haier Financial Center has introduced artificial intelligence, which will require a significant increase. Thousands of finance staff will be laid off. These two pieces of news have one obvious thing in common, which is the impact of information technology on the traditional accounting field. One is that the technology that is just around the corner will replace accountants, and the other is that artificial intelligence will end accounting work in the future. I believe that most accountants will feel that their future is worrying after reading this. Some organizations predict that the demand for financial accounting will be reduced by 2/3 in 10 years, and a large number of traditional financial personnel will face transformation or unemployment. Perhaps universities will no longer have independent accounting majors in the future, and there may not be full-time accounting personnel in a few years. There is no need to doubt it, just as you may believe that with the development of autonomous driving technology, there will no longer be a driver profession in 10 years. The advancement of science and technology will hand over simple, repetitive and highly rule-based tasks to artificial intelligence. If accountants are still immersed in accounting work, on the one hand, such work will be of low value to the enterprise, and on the other hand, such work will not bring much value to themselves.
So, where is the future for ordinary accountants? I think the only way is to continue to learn ERP system knowledge, budget management, internal control, decision support, risk management, cost analysis, etc., from traditional financial knowledge to The personnel are transformed into management accountants, continuously improving the ability to integrate finance with the company's actual business, predicting business needs and making strategic decisions, thereby supporting the company's strategic decision-making analysis and implementing cost control., promote the improvement of corporate performance, be the creator of corporate value, and help managers make more business and management decisions. Only by working in this direction can we greatly reduce the possibility of artificial intelligence replacement. Dear friends, what do you think about this issue? You are welcome to leave a message in the comment area and discuss it together.
④ Will accounting be replaced by robots within 3 years?
When artificial intelligence is introduced into accounting work, basic jobs will inevitably be reduced, but financial personnel will not be completely replaced by artificial intelligence. Smart replacement.
1. What companies need are accounting talents who can participate in management decisions and create value for the company.
The rapid development of big data and artificial intelligence has also made more and more financial personnel aware of the crisis in their profession and began to pay attention to management accounting. The difference between management accounting and financial accounting lies in the word "management".
2. Management accounting is getting more and more attention.
Management accounting focuses on the transformation of management thinking. Many problems cannot be solved from a financial accounting perspective, either because the risks are high or the costs cannot be reduced.
3. Management accounting will expand thinking from many aspects and angles, use tool analysis, and combine business and finance through data, making it easier Make the right decisions.
⑤ How will accounting develop in the future? Will artificial intelligence replace accounting?
In countries with mature Western rule of law and strict enforcement, accounting has not been completely replaced by artificial intelligence. Artificial intelligence can only replace part of the accounting and budgeting work. These are fixed standards and procedures. Most of the management accounting or financial management part is flexible and changeable, and human factors account for a considerable proportion, which cannot be solved by artificial intelligence. Therefore, only low-end, rigid accounting work may be replaced by artificial intelligence; for any business that does not follow standard procedures or has multiple options, including those with varying degrees of violations, artificial intelligence will not be useful and will still require human resources. The brain conducts comprehensive and complex thinking and makes judgments, and then actually operates.
A lot of current publicity only strengthens the target intention and distorts the thing itself. Don't be misled by false publicity. Judging from the nature of accounting work, they are civilian personnel and are restricted by many rules (accounting regulations, tax laws, corporate financial and taxation systems, social practices, internal corporate habits, etc.). The environment, conditions, and rules are constantly changing. Can artificial intelligence solve this problem? If civil servants are transformed by artificial intelligence, will those science and engineering fields become more powerful if they are transformed by artificial intelligence? Therefore, those who want to be accountants should not worry about being transformed by artificial intelligence. The key is that you must be able to do the complex and valuable business that is not artificial intelligence. This is the direction of your efforts.
Because accounting work involves a lot of data processing, bill settlement, etc., and this part of the work involves peopleArtificial intelligence can handle it, but there is no need to worry about the fact that many simple and repetitive tasks will be replaced by the advent of artificial intelligence.
Rather than worrying about being replaced, it is better to think about how not to be replaced and how to reflect personal value in the company. My personal suggestions are as follows:
1. For example, obtain relevant certificates, such as certified public accountants, to improve your own Professional level.
2. Some internal audit accounting or external audit accounting are also very popular now, and you can consider developing in this area.
3. At present, the biggest problem faced by enterprises is profit. How to reasonably avoid taxes for the company is also a problem of the company. Accountants can also consider how to provide the company with " "Increase profits" (reasonable tax avoidance), so that it can be more based on the enterprise and not be replaced by artificial intelligence
The above are personal opinions. If you have different opinions, please leave a message for discussion~
Management accounting is also called analytical accounting. Artificial intelligence cannot replace it, but it does not require too many people. Artificial intelligence will impact all industries, but accounting positions are especially affected. This is an unstoppable trend!
Accounting employment situation and future development prospects in domestic enterprises: large demand, poor remuneration and development
Occupational status: This sector has the greatest demand for accounting talents, and it is also the current accounting The biggest employment direction for graduates. For many small and medium-sized domestic enterprises, especially private enterprises, what they need for accounting positions is just "accounting clerks" rather than professionals with financial management and analysis capabilities. Moreover, most such companies have very rudimentary financial supervision and control systems. Therefore, in the early stages of starting a business, their accounting work is generally in the hands of their cronies (relatives). When the company gets bigger and the finances become too complex for close relatives to have full control, "outsiders" will be hired to keep accounts. There is a possibility that cannot be ruled out: the company you choose has great growth potential, and as a veteran, you can get a share of the pie when the company grows. But more often than not, you do accounting when you enter, and you still only know how to do accounting when you leave. At most, you can learn simple financial supervision and tax avoidance methods.
Financial management is also a profession where the more experience and knowledge you have, the more valuable it is. The training opportunities provided by companies are different from listening to teachers’ lectures at school. They are more relevant to actual work and more applicable.
Determine whether you have any advantages in this area, such as unique insights, mastery of macro and microeconomic information, whether you have relevant connections and mentors, etc.
So will humans be replaced by artificial intelligence?
In terms of accounting work, some people are talking about changing to management accounting. There is a surge in society. You have to learn management accounting and so on. I personally think that if you have a skill, you will not be hungry. die! Some data-type records in accounting workIf you enter, it will be replaced by artificial intelligence. It is not as simple as entering vouchers, but accounting management and the thinking concepts of accountants will never be replaced
Could it be that without electricity and computers, accountants Just got off work? Manual accounting is now replaced by computer accounting, will accountants be laid off? Do programmers also need to ask people with accounting majors to learn logical thinking in accounting?
Of course, they still need to have a sense of crisis and improve themselves. With one skill in hand, you can conquer the world
In the past few years, I have been exposed to some R&D institutions related to accounting artificial intelligence. Let me talk about my views below.
The accounting profession will not be replaced for a long time in the future, but some of the most basic accounting-related work content will be replaced.
Give a simple example. In many accounting agency companies, in the past, an accountant could basically manage 10-20 sets of accounts. The ability of one person to manage 20 sets of accounts was basically the limit, but now an accountant can manage more than 100 sets of accounts. This is because many functions have been integrated, such as "one-click tax filing", "automatic identification of invoice information", etc., and of course the functions of financial software are becoming more and more powerful.
Let’s take another example. Many large domestic companies have begun to build financial sharing centers, especially large group companies. In a certain group company, before the financial sharing center was built, there were more than 3,000 financial personnel in the entire group. However, after the construction, less than 100 people were needed for full-time accounting processing, fund transactions and other tasks.
It can be seen from this that many of the work contents previously defined as accounting will be replaced by accounting agencies or financial sharing centers in the future.
So, where is the future development path for the accounting profession?
Although many basic tasks can now be replaced by artificial intelligence, artificial intelligence can hardly replace another major function of finance, which is financial data analysis and making feasible business decisions from a financial perspective. sexual analysis.
Many CEOs of large companies will basically serve as CFO for a period of time before taking up the position. The reason is that to control business operations, one must not only understand the business, but also perform data analysis. Support, and most data sources come from finance.
Of course, in addition, such as financial compliance, capital operations, investment analysis, financial risk management and control, etc., these are also things that artificial intelligence cannot replace people in the short term, because these are still related to specific tasks. Customers, businesses, etc. are closely related, and relevant results are not obtained simply by analyzing data that has occurred in the past.
However, if you are an accountant at the lowest level, you may face unemployment, but people have the ability to learn, and you can learn more advanced knowledge, so that you can find a job that is difficult to replace in the short term. .
Your question is very good, very interesting, and very forward-looking.
SocialWith the development of artificial intelligence, artificial intelligence will definitely replace more and more human jobs, especially some repetitive and digital jobs, accounting is one of them.
If you are an accountant now, you must have dealt with banks. Did you find that many of the bank's businesses were originally done manually, but now they are all intelligent? For example: depositing money, withdrawing money, checking accounts, queuing up to call a number, you still need to insert a card and enter a password, but now you just need to show your face. In the next step, the bank's on-site staff will be reduced and they will be more intelligent. What is this indicating? It shows that artificial intelligence can really do many things, even things we can’t imagine.
What about the accounting industry?
The development trend of the accounting industry must be towards artificial intelligence. We can even imagine that in the future, every person and every unit will have a proprietary code. All the money you spend in and out, even when you eat a bowl of instant noodles on the street, will be recorded through this proprietary code. Data is automatically summarized to generate various reports. There is no need for manual accounts or paper accounts. Everything is electronic and is a big database.
Therefore, as an accounting practitioner, you must pay attention to this information, you must learn, keep up with the development of the times, master the latest trends, and master the latest skills, so as not to be eliminated.
Of course, there is no need to be alarmed now. First, artificial intelligence in accounting takes a certain amount of time; second, artificial intelligence can only do data analysis, not rational analysis. In the future, accounting functions may be strengthened in rational analysis of data. Just like a doctor in a hospital, testing instruments will provide a lot of data to the patient. However, when seeing a doctor, the doctor still needs to make a rational and comprehensive analysis based on various data and the actual situation of the patient. This analysis is difficult for a machine to make.
In any case, if you are at the forefront of the industry and the times, you will never fall behind or be eliminated.
Speaking of artificial intelligence, it is indeed developing very fast now. Both white-collar workers doing mental work and blue-collar workers doing physical work seem to be being replaced by computers. So it’s normal to worry about accounting being replaced by artificial intelligence.
Why? Accounting work, to be precise, accounting work, can easily be replaced by artificial intelligence because of its unified rules and high degree of repetition. In the future, with the rise of accounting shared service centers, accounting will be batched and fragmented. A large number of traditional accountants may face unemployment due to artificial intelligence.
Just like the advent of computers and handwriting workers, a large number of handwriting workers were eliminated. However, the emergence of computers provided a large number of new positions that were far greater than imagined, such as the era of mechanization and steam engines two hundred years ago. It’s the same cliché.
Therefore, the arrival of artificial intelligence is both an opportunity and a challenge, so you need to strengthen your learning at all times. When the day comes, you will not be eliminated by society, because you have become a higher-level person. Technical talent.
"I was scared at first, but after thinking about it carefully, I was stunned for a long time." An accountant had feelings after reading this article.
Here’s the thing.
In the context of the intensifying digital technologies such as big data, cloud computing, artificial intelligence, blockchain and the Internet of Things, the topic of "machines replacing or defeating humans" is also being discussed more and more intensely. Technology does bring challenges to all walks of life. Thinking accounting kids ask, "Will accounting staff face unemployment?" This is indeed a question worth scratching your head.
Because digitalization is scary! Xinhua News Agency has a smart editor, so articles don’t necessarily require you to meditate; various AI hosts appear on the screen tirelessly; driverless cars shuttle people around the clock to provide round-the-clock services...
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The question that scares many people is:
"Will the world still need us in the future?"
Speaking of the accounting industry, the State Administration of Taxation has recently vigorously promoted the policy of electronic VAT invoices for taxpayers. Vigilant accountants once again clearly realize that the era of electronic accounting files has arrived! And what is the deeper issue behind this? Isn’t it a change of the times and a revolution in the accounting industry?
Accounting is not a low-demand job, and its career prospects are also favored by the mainstream of society. It is really surprising that there is a 97.6% chance of being replaced by robots. However, this This is nothing new. Keynes has long analyzed that there are two types of human unemployment, one is technological unemployment, and the other is structural unemployment. Structural unemployment is due to the disappearance of a certain industry, while technological unemployment is due to the advancement of technology, and the decline of certain industries. was changed.
The statement that financial work will be replaced by technology has been concluded in the academic and practical circles. It depends on how it evolves over time.
What jobs in accounting will be replaced by technology?
Wherever there is a market, there is killing!
Nowadays, many companies are focusing on the market behind "technology replacing accounting work" and have developed many intelligent machines and program systems. Accounting, tabulation, reimbursement, and review of bills at the grassroots level have become minor problems. Successive companies are constantly studying how to solve more complex and advanced accounting work problems.
In fact, as early as 2018, Deloitte, PricewaterhouseCoopers and Ernst & Young, among the world's four largest accounting firms, successively launched financial intelligent robot solutions.
Well, a business that pursues efficiency will never waste labor and time to do a lot of repetitive work!
So, how is technology replacing the basic work of finance?
The first step is to turn the physical objects collected by accountants into numbers. In addition to existing electronic data, paper documents in the business operation process, such as bills, texts, forms, emails, QR codes, etc., are converted into digital storage through technology. Accounting darlings, your hands will no longer have to be sore for three days, and the handicraft workshop will be closed.
The second step is to process the data collected above! Manual work always takes a lot of time and energy to tabulate and process data. To avoid errors, several people need to repeat the data sorting work. With trustworthy algorithms in place, manual review is no longer needed after the data has been processed by the machine. The machine is also responsible for completing a series of accounting tasks including automatic auditing and automatic accounting.
The above two steps are easy to operate and have been put into business operations by the practical community. Where else can the world of technology go?
Combining artificial intelligence technology with cloud computing and big data can also improve the working capabilities of financial management through artificial intelligence technology, and improve financial sharing. Moving towards smart finance based on digital transformation of services.
Blockchain technology can turn any blockchain data, transactions, tangible or intangible assets into programmable control software systems, markets and assets. This not only provides enterprises with a decentralized transaction model and data security guarantee, but also provides solutions for automated business in the accounting field.
Then, the Internet of Things can obtain multi-dimensional data and promote the interconnection of all things. The network layer quickly, accurately and securely transmits and processes the information obtained in the perception layer by accessing devices, the Internet, cloud computing platforms, etc., while the application layer uses the analyzed and processed information to provide users with specific services. The upper limit of intelligence in accounting services is unimaginable!
Where will accounting personnel go?
The rain is coming and the wind is blowing. It's a good thing that accounting staff have a sense of crisis. Only those who maintain crisis awareness, embrace change, and are always prepared can turn "unemployment" into a "career" and turn crises into opportunities.
Accountants should think carefully about which aspect of finance they are good at: Which of industry, capital, tax, fund, securities, mergers and acquisitions, and management? After determining the development direction, conduct in-depth study and strive to become a senior expert in a certain field. An excellent accountant must have broad accounting andManagement vision. If an accountant only knew how to keep accounts, looking back at the past, he might have been able to grow from a young accountant to an old accountant throughout his life. Looking at it now, we only face unemployment.
Digitization makes accounting even more powerful because it liberates the eyes and hands of financial babies, allowing them to pay more attention to their brains. Accounting has always been about "high requirements lead to high development, low requirements lead to low development", and the variance is huge.
Under the wave of digitalization, accounting personnel also need to have digital thinking. To achieve digital transformation, finance should master modern technology to quickly process and analyze data, and then provide information for corporate planning and decision-making. , control, evaluation and value creation.
At this stage, accountants do not need to panic. After all, it will take time to popularize technology and implement national policies. A white paper released by Huawei and IDC, a global authoritative consulting and service organization, points out that current enterprise digital transformation data only involves 10% of an enterprise's management data, and 90% of the data is still "sleeping." In other words, although the wave of digitalization has arrived, there is still some distance before we are truly unemployed. We still have time to fully embrace the digital accounting world.
So, friends, the future is here, and it’s time to work hard again!
The specific views are as follows:
1. The essence of artificial intelligence is artificial intelligence, which cannot surpass humans. For example, humans have emotions, but machines cannot have emotions. Humans can make tools. , and it is impossible for a machine to actively manufacture tools.
2. Accounting cannot be replaced, but the connotation of accounting will change.
3. It is difficult for humans to analyze the overall business through finance and machines to replace it in the short term, because the data represents the results of history, and everything in the future is uncertain.
4. Things have both qualitative and quantitative parts. It is impossible for all situations to be expressed in data. Therefore, artificial intelligence has limitations, and accounting cannot be completely replaced.
It is said every day that accounting should be intelligentized, so why not set up this major?
⑥ Which industries are most affected by blockchain
Block The blockchain has quickly become popular like a wild horse. Not only Apple, Google, Tencent, Alibaba and other large companies have made arrangements, this blockchain heat wave has begun to penetrate into all walks of life. Zuckerberg even listed blockchain as As the focus of Facebook’s work in 2018, this series of events confirms what Don Tapscott, the “father of the digital economy” said—blockchain will bring about disruptive changes in business models.
One of the biggest benefits of blockchain is the use of advanced "information encryption technology" to authenticate the authenticity of all online data. Many Internet companies store a large amount of confidential data, but they have been frequently attacked by hackers in the past few years. But if you canIf the blockchain's fractional system is adopted enough, there will be no situation where the server is damaged by human attacks and all data is lost. This is one of the characteristics of the blockchain - decentralization and strengthening the data stored in the cloud. Ensure network information security.
01 The banking and financial industry is the first to be affected
Blockchain has potential huge application prospects in financial fields such as international exchange, letters of credit, equity registration and stock exchanges. The application of blockchain technology in the financial industry can eliminate the need for third-party intermediaries and achieve direct point-to-point connection.
Why should banks change their past arrogant attitude and be so enthusiastic and concerned about blockchain technology? In fact, in addition to the natural fit between blockchain technology and the banking industry, it is also because the bank has just suffered a "huge loss."
In 2014, after Jack Ma made the bold statement “If the banks don’t change, we will change the banks”, we gradually realized that the proud giants in the past had to bow their heads in pain. This time, financial giants will not wait for others to subvert, but choose to actively embrace revolution. After all, active revolution is much wiser than passive subversion. In recent years, with the rapid development of financial technology, we have witnessed rounds of layoffs in the traditional banking industry. A large number of bank tellers and customer service staff have been replaced by smart machines, and one branch after another has been transformed into an "unmanned bank." If blockchain technology can solve the transaction trust problem of the traditional banking industry at a low cost and directly eliminate a large number of intermediate links such as transaction processes and record keeping, then where will the staff responsible for trust protection and intermediate links go?
02 Sports Industry
China's sports industry has always had problems such as unclear value definition, lack of business models, improper allocation of resources, and excessive centralization. Specifically, such as venues There is a mismatch in resources such as venues, low-end events and grassroots practitioners, such as youth training practitioners, who do not receive sufficient benefits all year round, the development of sports consumer culture is slow, sports towns only exist in plans, and the value determination of sports IP is confusing. The value of the sports industry cannot be completely measured by money and the number of users. The sports industry penetrates into every detail and level of human life. From a business perspective in the usual sense, there is no center at all, and it is inherently public welfare and social.
Sports has its own unique attributes: sports have a strong influence, and influence is productivity! Use blockchain to construct a sports value system, form an influential circulation mechanism, solve the chronic diseases of China's sports industry in a decentralized manner, and ultimately create a new ecology of the sports industry.
03 “Finance and accounting” applies to all industries
In all walks of life, regardless of the size of the company, a must-have person is an accountant. Most of the work of accounting personnel is accounting, accounting, reporting, settlement, tax filing and other tasks. Blockchain is a set of decentralized distributed ledgers. Mature solutions have already begun to be implemented. In addition, government departments and major technology companies have cooperated to launch blockchain e-government affairs, blockchain electronic bills, etc., making the The financial and accounting work that was originally complicated and cumbersome began to be gradually streamlined. In the future, a series of tedious matters such as reconciliation and tax filing are likely to be unified in a certain blockchain system "super ledger", and we can complete it with one click.
04 Conclusion
In fact, whether it is the financial banking industry, government departments, or financial accounting in various industries, the common point is that there are many intermediate links and the cost of trust is high. Blockchain technology can just make up for these shortcomings and solve the trust problem at a low cost.
Of course, although blockchain may disrupt many industries in the future, it will also bring more new opportunities. After a large number of layoffs, banks are also constantly recruiting new blockchain technology talents; many local government departments have also begun to recruit blockchain talents.
⑦ Industry prospects: How will data blockchain technology affect the accounting and auditing industry
1. Blockchain in the payment field: financial institutions In particular, the cost of reconciliation, clearing, and settlement between cross-border financial institutions is high and involves many manual processes; the application of blockchain technology can reduce the cost of reconciliation and dispute resolution between financial institutions, and significantly improve the efficiency of the payment field. efficiency, and at the same time, it is easier for financial institutions to process small-amount cross-border payment services, which will help realize inclusive financial services.
2. In the field of clearing and settlement: different financial institutions have different infrastructure structures and business processes, involving many manual processes, which greatly increases business costs and is prone to errors. Applying blockchain technology, combined with the on-chain assets mentioned in the second point, can complete point-to-point real-time clearing and settlement, thereby reducing value transfer costs, shortening time, improving efficiency, and both parties to the transaction can obtain good privacy protection.
3. Asset management field: Equity, bonds, bills and other assets are managed by different intermediaries, which increases the transaction cost of assets and brings about the problem of certificate forgery. Apply block pre-chain technology to digitize such assets and turn them into on-chain digital assets. With the irreversible, non-tamperable, public and other characteristics of the blockchain, it can improve the efficiency of asset transactions and reduce asset management costs.
Because the characteristics of the blockchain are irreversible and non-tamperable, it makes information confidential and secure, point-to-point transaction transmission, decentralization, and reliable traceability of information; thereby reducing intermediate costs and improving efficiency, it is not only used for accounting and auditing , and can also be applied to all walks of life. Now we can also see the collaborative operation model of blockchain from behind the operation of all walks of life. Therefore, blockchain will definitely be widely used.It will comprehensively and profoundly change human life style, so the entire life service will enter the blockchain era. In the development process of the Internet, blockchain + real industry, blockchain e-commerce, and blockchain social wisdom drafting group operations can all use blockchain technology.
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