水滴筹区块链,水滴互助ceo

❶ Is blockchain + mutual aid insurance a new model of domestic online mutual aid?

Logically speaking, blockchain + mutual aid insurance is a new model of domestic online mutual aid. Among them, online mutual aid Even though it is the origin of insurance, it has been popular abroad for a long time. It is considered a new model in China and is a complementary form to traditional insurance. Currently, the network mutual aid platforms for blockchain applications include Tongxin Huzhu (which is regarded as the first domestic blockchain project with real application) and Shuidi Huzhu (also a platform based on blockchain technology, but I don’t know where it will be used).
Blockchain technology is a new technology, and it is currently most widely used in the financial industry. I heard that IBM wants to apply blockchain technology to banks, which is very popular now. Technology is a hard condition, and other things are mutually reinforcing.

❷ Shuidi Mutual Aid platform has deducted fees

Shuidi Mutual Aid is about mutual help between members, so fees will be deducted.
But I don’t know what you mean by deductions. It refers to the kind of deduction.
Now there are members who recharge their own fees in their account balances. Some people need help to share the deduction.
There is also the option of activating WeChat automatic deduction after joining the mutual aid.
WeChat automatic withholding means that the balance in the mutual aid account is insufficient and there is no need to manually recharge. It will be automatically withheld in WeChat. The monthly withholding limit is 50 yuan.
If you are not sure what kind of deduction is required, you can contact customer service to verify.

❸ What are the online mutual aid platforms?

Question 1: What are the reliable online mutual aid platforms? Blockchain + network cooperation’s Tongxin Mutual Assistance, Meituan’s Shuidi Mutual Assistance, listed companies’ e-mutual assistance, Quark Alliance’s Baobaoji, Alibaba’s 17 Mutual Assistance, etc.

Question 2: What is network mutual assistance? platform? Online mutual aid is actually a domestic variant of foreign mutual aid insurance (or mutual insurance). It inherits some characteristics of the mutual insurance model, such as organizational form and management methods, and also makes some changes based on the characteristics of China’s insurance market and the current regulatory environment. So to answer this question, we have to look at it from two aspects. The first is mutual aid insurance, and the second is online mutual aid.
Mutual insurance is a voluntary organization of a group of people who have common requirements and face the same risks, define risk compensation rules, and pre-pay risk compensation sharing funds, thereby protecting the risk losses of each participant. This is the earliest form of modern insurance. It originated in Europe in the 17th century. Workers who faced huge labor risks but could not receive compensation spontaneously organized themselves to form mutual aid societies, which gradually evolved into the form of mutual insurance companies.
Compared with the joint-stock commercial insurance companies that we come into contact with daily, such as Ping An Insurance, China Life, and Anbang Insurance, mutual insurance has two significant characteristics:
The first is that the policyholders are shareholders, and they have The company has ownership, management and supervision rights, and all premiums paid must be used for risk protection.The income generated from premium funds is also owned by all policyholders.
The second is homogeneous risk protection for the same group of people. Because they have something in common, policyholders identify more with each other, are more loyal to mutual insurance organizations or companies, and are willing to participate in the long term. On the other hand, commercial insurance does not make money or risks are difficult to predict, such as high-risk groups (such as building cleaners, commonly known as Spider-Man), or risks that are not fixed (such as sudden natural disasters). In the mutual insurance model, as long as all members agree and set the rules, it can operate.
Therefore, mutual insurance is not only a reliable protection model, but also a useful supplement to joint-stock commercial insurance (and social security system), covering some special protection needs. This also explains why, after more than 400 years of changes, mutual insurance still accounts for 27% of the global insurance market and covers nearly 1 billion users. The best among them, like Japan's largest life insurance company "Nihon Life Mutual Insurance Co., Ltd.", has long been ranked first among Japanese life insurance companies, and its capital scale is three times that of Japan's largest commercial life insurance company "Mitsui Life Insurance Company". He is also in charge of Japan's pension payment. This shows the importance of mutual insurance in the insurance market of developed countries.
Online mutual aid is a variant of mutual insurance under China's special national conditions and the current special regulatory environment. It is a phased product. Although the China Insurance Regulatory Commission issued the "Trial Measures for the Supervision of Mutual Insurance Organizations" last year, various regulations are basically based on foreign mutual insurance models. But the license has not been issued yet. Some pioneers in China were worried about missing out on opportunities, so after improvements, they began to explore in the name of network mutual aid. In addition to not having a license or registering an insurance company, their model has the following characteristics:
First: it is aimed at the public, not the same group of people. This expands the user base and is conducive to quickly accumulating users, but it loses the characteristics of similar groups;
Second: no pre-charge, or small pre-charge, rather than annual payment according to the actuarial model. This lowers the threshold for customer acquisition, but the subsequent payment willingness and retention rate of attracted users will be reduced;
Third: The protection targets are mainly major diseases and accidental injuries, which are relatively standardized and have It is beneficial to mutual aid platforms for risk control. However, the flexible protection features of mutual insurance have not yet been fully utilized.
Tongxinshe is the first domestic application project of blockchain technology and an open mutual aid information service platform. It was co-founded by Yang Yongzhi, founder of Dolphin Browser, and partner Yu Zhou, and is owned by Beijing Abbots Technology Co., Ltd. The company is initiated and operated and is headquartered in Beijing, the capital of China.

Question 3: What are the well-known online mutual aid platforms? First: Do you want B2B?
Second: Which aspects of classification
I hope it can help you

Question 4: Is the online mutual aid platform real or fake? It’s true, online mutual aid is actually a domestic variant of foreign mutual aid insurance (or mutual insurance). It inherits some characteristics of the mutual insurance model, such as organizational form and management methods, and also makes some changes based on the characteristics of China’s insurance market and the current regulatory environment.
Although the China Insurance Regulatory Commission issued the "Trial Measures for the Supervision of Mutual Insurance Organizations" last year, various regulations are basically based on foreign mutual insurance models. But the license has not been issued yet. Some pioneers in China were worried about missing out on opportunities, so after improvements, they began to explore in the name of network mutual aid.
At present, Tongxinshe, an online mutual aid platform based on blockchain technology, has emerged in China. It applies the latest technology to solve the shortcomings of non-public and opaque online mutual aid platforms.

Question 5: What are the names of Internet mutual aid platforms? Which one are you talking about? There are many platforms on the Internet.

Question 6: What are the Internet mutual aid platforms? Are you talking about social security? I think Bike Mutual Aid is good. You can get 300,000 yuan in social security for 9 yuan. Let you have no worries.

Question 7: Which online mutual aid platforms are more reliable? 50 points The current top ten online mutual aid companies include: Shuidi Mutual Aid, 17 Mutual Aid, Tongxin Mutual Aid, Quark Alliance (once named by China Insurance Regulatory Commission), Gecko Mutual Aid, Anti-Cancer Commune, eMutual Aid, Zebra Club, National Bodyguard, Zhongtuobang, etc. .

Question 8: There are many online mutual aid platforms now. Which one is better? Give you some suggestions

Question 9: What are the online disease mutual aid platforms? Tongxin Mutual Aid is the first online mutual aid platform in China that uses blockchain technology. With the help of blockchain technology, it realizes decentralized information sharing, innovatively realizes comprehensive and transparent operations, and builds a fair, just, open, safe and efficient platform for the public. An open mutual aid information service platform.

Question 10: What are the advantages of Tongxinhuzhu, an online mutual aid platform? The advantage of Tongxin Mutual Aid Network Mutual Aid Platform is that it is the first online mutual aid platform in China that uses blockchain technology as its core. Let me introduce to you the advantages and disadvantages of online mutual aid platforms and what benefits can be brought by applying blockchain technology.
Advantages and disadvantages of online mutual aid platform:
Advantages of online mutual aid
Online mutual aid relies on the efficient information matching capabilities of the Internet, convenient payment services, and low joining thresholds, so online mutual aid has the ability to The ability to gather a large number of members in a short period of time
・ Low cost
At least 50%~80% cheaper than traditional protection plans
・ High participation rate
The value provided by online mutual aid is easily accepted by users
・ Flexible guarantee
Products are flexible and diverse, and mutual aid products can be launched for various groups
Disadvantages of online mutual aid
・ Operation Opaque
There may be problems such as the platform fabricating mutual aid events to steal user funds
· User privacy
Online mutual aid platforms are generally supported by technology companies and lack supervision and public trust, so they are easily questioned
/> ・ Inefficiency
Slow compensation process
Application of blockchain:
The emergence of blockchain technology provides solutions to these problems, and network mutual aid applications developed based on the blockchain platform , can maximize the absolute security of funds, protocols, and information, and improve risk control capabilities.
・Transparent fund flow
All fund flow details are recorded on the blockchain. The data cannot be forged or tampered to ensure the authenticity and validity of the data. All regulatory units, public media, and ordinary users can view and view it at any time. Supervision
・Efficient rule execution
All fund transfers are executed in accordance with public and non-tamperable smart contracts. Once determined, they can be executed accurately and no one can intervene or artificially misappropriate or intervene. Improvement Improves the efficiency of rule execution
・ User information security
All personal sensitive information is highly encrypted and stored. Unless authorized by the user, others cannot access or steal it
・ The service will never be down
Network mutual aid running on the public chain does not depend on whether a central server is online, and can ensure that the services provided will never go down

❹ Deloitte, how Zhongan Insurance uses blockchain

At present, there are several domestic blockchain network mutual aid guarantee companies. Among them, Tongxin Mutual Aid Blockchain is the first technology to be applied in the network mutual aid industry. It has a complete blockchain customer service end and the company is also a blockchain company. Chain startup Abbots is a technology company itself, and its founder also has a successful entrepreneurial case, Yang Yongzhi (CEO of Dolphin Browser); the other two are Zhongtuobang and Shuidi Mutual Help, Zhongtuobang itself does not have the distinction Blockchain technology, but hired a blockchain team to help with the blockchain (both in terms of blockchain design and layout, it is similar to plagiarism from Tongxin Huzhu Blockchain); Shuidi Huzhu, founded by former Meituan employee No. 50, established blockchain research The office recruits blockchain technology talents and is also a mutual aid platform for blockchain technology.

❺ What are the blockchain mutual aid insurance platforms?

There are many domestic online mutual aid platforms, but the blockchain mutual aid insurance platform (network mutual aidThere are currently several platforms): Tongxin Huzhu (already mature and applying blockchain), Shuidi Huzhu (still in the process of blockchain consolidation), and Zhongtuobang (outsourcing blockchain company). These three should be said to be relatively large. Internet mutual aid platform, but I don’t know much about other ones.