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1. What does lots mean in finance

LOTS is a point-to-point digital asset financing platform based on blockchain technology that meets the investment circulation needs in diverse scenarios.

Through the LOTS platform, borrowers use their own tokens as collateral to borrow the required digital currency and make other subsequent investments; lenders accept the corresponding digital asset mortgage point-to-point, lend the assets and Earn interest income. During the transaction process, borrowers and lenders do not need a third party to intervene. As long as both parties agree on the mortgage lending ratio, the transaction can be completed.

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Application scenarios of LOTS

1. Digital currency mortgage lending

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In this scenario, the borrower uses the digital currency A he holds as collateral to borrow another digital currency B from the lender. On the maturity date agreed upon by both parties, Borrower will not return digital currency B, but will pay the corresponding interest and get back the mortgaged digital currency A.

2. Digital currency credit lending

In this scenario, the borrower does not need to provide digital currency as collateral, but relies on his credit to obtain the lender's digital currency. When the agreed period is reached, the borrower must return the agreed amount of digital currency (including principal and interest) to the lender. If a breach of contract occurs, the borrower's credit will be damaged and he will bear other agreed losses.

3. Digital asset lending

This scenario is based on the tokenization of ownership, use rights, and income rights of various things in the real world. LOTS will connect holders of various digital assets and realize the flow and creation of value through the integration of digital assets.