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❶ Digital RMB salary payment! See how blockchain technology can "protect" your wallet

On September 10, Di Gang, deputy director of the Digital Currency Research Institute of the People's Bank of China, spoke at the parallel forum "Area" of the 2021 China (Beijing) Digital Finance Forum "Blockchain Empowers the High-Quality Development of the Digital Economy" stated that the Central Bank's Digital Currency Research Institute is actively exploring the application of digital RMB blockchain. Previously, Xiongan New Area applied the fund payment blockchain system to realize the salary payment of builders. This system not only saves salary transaction costs, but also makes transaction data open and transparent, ensuring the authenticity and security of transactions.

The principle of applying blockchain to digital renminbi

The capital payment blockchain system uses blockchain as the underlying system, uses digital renminbi to realize the value transfer of wages, and has blockchain Distributed storage, anonymous encryption, peer-to-peer transactions, instant settlement and other features.

1. Distributed ledger

A distributed ledger is a database distributed across multiple nodes. Each node stores the same copy of the ledger and shares ledger information. After the digital renminbi is added to the blockchain, it can not only confirm and register the digital currency, improve the security of data and systems, but also record ledger transaction information on different servers, creating a distributed and publicly viewable database for banks. network to ensure that transaction data is accurate and transparent.

2. Peer-to-peer transactions

The decentralized nature of the blockchain means that it is not controlled by the server. Each node is equal and jointly maintains the entire network of nodes. data information. In addition, each node follows the rules of the cryptographic algorithm and does not require endorsement by a third party or trust agency. Under this feature, digital RMB can be directly traded point-to-point, realizing the simultaneous transfer of transaction information and value.

3. Smart Contract

Simply put, a smart contract is a digital agreement that uses algorithms to write contract terms and deploys them on the blockchain to automatically execute according to rules. When distributing digital RMB wages, the construction general contractor initiates payment settlement on the blockchain system and uploads the builder's wallet ID and salary amount to the chain. The system will ensure it in the form of smart contracts under open and transparent conditions. Transaction security; during the transaction, the transaction note will be broadcast throughout the network to ensure that the transaction information is difficult to tamper with; after the transaction, the smart contract will be executed and the digital renminbi will be automatically transferred from the construction party's wallet to the builder's wallet. In this process, the two parties directly transferred the value of digital renminbi, saving the cost of intermediate links and achieving point-to-point instant settlement.

Advantages of blockchain + digital renminbi

Compared with traditional electronic payments such as WeChat and Alipay, digital renminbi does not rely on banks. Users can obtain storage, payment, and Inquiry and other services. When transferring money, digital RMB supports offline payment. Users only need to scan codes, remittances, touch and other interactive methods to transfer funds.The transfer avoids delayed arrival due to network obstacles and achieves "transaction and settlement". In addition, digital RMB wallets have lower requirements for users, and users do not need real-name authentication, which reduces the risk of information leakage from banks, third parties and other institutions. With the support of blockchain technology, the advantages of digital renminbi are gradually highlighted.

In addition to payroll, the application scenarios of blockchain have also expanded to cross-border payments, domestic letters of credit and other financial fields. In short, blockchain technology has built a trustworthy ecological environment for us, improved the transparency and authenticity of assets, and ensured the security of information data.

Expert: Zhou Kunpeng, Professor at the School of Journalism and Communication, Zhengzhou University

❷ Will the imtoken wallet official website be closed?

I am not sure whether it will be closed, but you can consider the following factors Consider it.
(1) From the perspective of installation and download: imtoken wallet is safe and reliable. Prudent users download it for free from the official website. Of course, users who also bring pictures for convenience choose other methods, such as Win7 system home. . kK free download, this method has been tested and tested by tens of thousands of consumers.
(2) From the perspective of blockchain technology: imtoken wallet is safe and reliable because it is a blockchain technology wallet. What is blockchain technology? That is the key converted into when you create a wallet. Personal information such as mnemonics is only in your own hands and is not occupied by the seller through the server. If these data of yours are stored on your mobile phone, the store server will not automatically collect your information. , the wallet research and development team has turned off cloud backup as early as the beginning, so the imtoken wallet has achieved natural security guarantee from the perspective of blockchain technology.
(3) From the application perspective: We have mentioned security-sensitive information such as public keys and mnemonic phrases above. If we use the wallet and such information is lost, we can still find it in the future. Came here. Only you can control this information.
(4) From the perspective of development: First of all, the imtoken wallet is an open source wallet, and secondly, the R&D department has also designed risk control for the security risks of the wallet.

❸ Will the coins sold by CKPAY be blocked by Alipay?

The coins sold by CKPAY will be blocked by Alipay.
Developed based on blockchain technology, it can smoothly realize point-to-point cross-border transfers without any handling fees.
Yes, if many people transfer money to you frequently, for example: there are transfers every few minutes a day, more than one person transfers money a day ~ if many people transfer or collect money too frequently. Too many people transfer money frequently every day Or collecting accounts, your account will be blocked.

❹ What is the reason why blockchain public accounts are blocked

On the evening of August 21, a number of blockchain self-media public accounts were blocked, including Golden Finance Net, Coinhead World News Service, Shenlian Finance, Cannon Rating, Huobi News, DailyBidu, TokenClub, Wujie Blockchain and other self-media public accounts involving blockchain, digital currency and other fields have been officially blocked by WeChat.

Among them, WeChat officials stated that "Golden Cailong Najing.com" has been ordered to block all content for violating the "Interim Regulations on the Development and Management of Public Information Services for Instant Messaging Tools" and its account has been suspended. Golden Finance Network is a one-stop service platform integrating blockchain industry news, consultation, market conditions, data, network, community, etc.

❺Is the token.im wallet legal?

It is legal.
Imtoken was created in March 2016. As of October 2018, imtoken has more than 7 million users in more than 200 countries and regions around the world. It will not secretly upload the private keys of Nian Dou users to the server. , is a developer of token asset wallets, and the token.im wallet is legal.
imtoken is a digital currency wallet based on Gao's blockchain. imtoken provides safe and convenient digital asset services to users in the blockchain field.

❻ Can the Ethereum wallet be logged out?

No. The Ethereum wallet can be frozen or deleted, and cannot be completely logged out. This is because the Ethereum blockchain is a distributed public ledger, and all transaction records will be permanently recorded and cannot be logged out. Logout.

❼ Some blockchain public accounts have been blocked. Is the deadline for blockchain media approaching?

Some blockchain public accounts have been blocked for allegedly publishing ICO and virtual currency transaction hype information. Permanently blocked! This does not mean that the end of the blockchain media has arrived, but it shows that the government has begun to seriously manage the blockchain market! The current currency circle that relies on blockchain is really full of chaos and demons are dancing around. It’s really time for higher-level departments to take charge!

But many elderly people have invested everything, tens of thousands, hundreds of thousands or even millions. Some even asked others to borrow money or even sold it. If they lose their houses in the end, I’m really worried about where these old people will go!

I am Vanilla Pearl,

Psychological growth, spiritual improvement, we go together all the way!