区块链技术对产业变革的影响论文,区块链技术对产业变革的影响有哪些

区块链技术是一种新型的数据存储技术，它的最大特点是去中心化、不可篡改、安全可靠。它的核心思想是将一系列的数据块连接在一起，形成一个不可篡改的数据链，然后分布式存储在网络中，每个节点都可以获取数据，而不需要任何中心化的机构来保存和管理数据。

产业变革是指社会经济发展中的一种重大变化，它可以改变社会经济的结构，推动经济的发展，提高社会经济的效率，改善人民的生活水平。产业变革包括技术变革、组织变革、管理变革、经济体制变革等，它可以改变企业的经营模式，改变社会经济的结构，提高社会经济的效率，改善人民的生活水平。

区块链技术对产业变革的影响是指，区块链技术的出现，使产业变革受到了极大的影响。区块链技术可以提高数据存储的安全性，改善数据的可靠性，提高数据处理的效率，加速交易的进程，改变企业的经营模式，改变社会经济的结构，提高社会经济的效率，改善人民的生活水平。区块链技术可以改变传统的经营模式，提高企业的效率，改善社会经济的结构，提高社会经济的效率，改善人民的生活水平，实现产业变革。

㈠ What is the impact and significance of blockchain technology on society

On the morning of November 8, 2019, the 2019 Trusted Blockchain Summit opened in Beijing. Wang Xinzhe, chief economist of the Ministry of Industry and Information Technology, and Shang Bing, chairman of the Internet Society of China, attended the opening ceremony of the summit and delivered speeches.

Wang Xinzhe pointed out that a new round of scientific and technological revolution and industrial transformation characterized by accelerated innovation and integration of information technology is booming. Blockchain technology is important for promoting high-quality economic development, improving national governance systems and The modernization level of governance capabilities is of great significance.

(1) The impact of blockchain technology on industrial change Extended reading:

Wang Xinzhe emphasized that the Ministry of Industry and Information Technology attaches great importance to blockchain technology Industrial development work supports the development of the blockchain technology industry and consolidates China's blockchain technology industry by creating a good development environment, guiding local governments to accelerate the pace of exploration, supporting breakthroughs in key core technologies, promoting the implementation of industry applications, and building a complete standard system. Basis for field development.

The Ministry of Industry and Information Technology will accelerate the innovative development of blockchain technology industry, vigorously promote the deep integration of blockchain and economy and society, and give full play to the role of blockchain technology in driving technological breakthroughs, driving economic development, and promoting It plays a strategic role in improving people's livelihood and promoting social progress, and makes positive contributions to the realization of the "Two Centenary Goals" and the Chinese Dream of the great rejuvenation of the Chinese nation.

(ii) What role does blockchain empower technological innovation in the development of enterprises?

The Economic Information Daily published an article today, "New Infrastructure Consolidates China's High-end Intelligent Manufacturing." The article mentioned that whether it is information infrastructure represented by 5G, industrial Internet, cloud computing, and blockchain, or integrated infrastructure represented by intelligent transportation and smart energy, new infrastructure is expanding China’s economic development space and strengthening The resilience of China's economy empowers technological innovation and injects new momentum into China's economic development.

Use blockchain technology to improve many existing problems in enterprise quality and safety management, improve consumers' trust in product quality and safety, showcase high-quality enterprises, and further enhance the brand influence of enterprises. The multi-party mutual trust mechanism built by the blockchain has been transformed into a new driving force to assist enterprise quality management and promote economic and social development.

As a self-executing, open and transparent decentralized network protocol, blockchain will ensure that the rules of the Internet of Value are credibly executed and will usher in a new era of contracts. ; Big data, as the core means of production in the digital economy era, will determine the quality of future economic development. The integration of the two will not only achieve changes in these two industries, but will also sharply accelerate the arrival of the digital economy era.

Blockchain technology is a technical implementation method to establish a mutual trust mechanism in the entire industrial supply chain. Enterprises need to rely on real industry background so that users can make full use of industry information, related information, logistics information, etc. to maintain the authenticity and integrity of the entire transaction chain.

Therefore, credit in the entire business system will become transmissible and traceable, enhancing the credit between enterprises and users. This process not only solves the problems of omissions or fraud that may occur during product production or circulation, but also standardizes the enterprise product quality market. For enterprises, relying on real and controllable supply chain information can not only effectively identify key points of problems, but also improve production and service quality.

(iii) The future development prospects of blockchain will profoundly affect three aspects

It is still unknown how much technological impact blockchain will bring to the human world, but industry, academia and research generally believe that at present We have only seen the tip of the iceberg of blockchain’s potential value! Blockchain technology will not only change technology and reshape industries, but will also shake the existing order, traditional rules and value systems of human society. As blockchain technology gradually matures, it is foreseeable that blockchain will show the following development trends.

Zero-knowledge proof

Blockchain is very transparent in nature. Any node running in the blockchain network can view and download all data stored in the ledger. Blockchain combines zero-knowledge proof technology to allow users and businesses to use private data to execute smart contracts without revealing specific data content.

Artificial Intelligence

Blockchain can serve as the foundation for decentralized markets and a coordination platform for various artificial intelligence components, including data, algorithms, and computing power. This could lead to new levels of innovation and use of artificial intelligence. Blockchain will also make such decisions more transparent, explainable and trustworthy. Since all data on the blockchain is public, artificial intelligence will become the basis for providing anti-counterfeiting and privacy protection.

Internet of Things

Blockchain can add a layer of accountability and security to IoT data, becoming the future driver of IoT efficiency, scalability and standardization By. For example, in healthcare, blockchain-enabled IoT devices will allow patients to control access to the data collected by these devices. This technology will make devices more resistant to cyberattacks and provide a detailed record of when another party accessed data. In supply chains, blockchain-based systems, powered by smart contracts, can automate payments based on specific conditions measured by IoT sensors.

The arrival of the blockchain era has revealed the future development trends of various industries, and the increasingly mature technology of blockchain has gradually entered a period of expansion. I believe that in the near future, it will definitely produce greater economic benefits for society.

㈣ What is blockchain technology and how does it change business and financial models

Blockchain technology is a distributed ledger technology that allows Multiple participants work together on a decentralized network to maintain a secure, transparent and immutable record. Blockchain technology was originally designed for the digital currency Bitcoin, but is now widely used in many other fields.

The core features of blockchain technology include:

Decentralization: Blockchain has no central control agency, and data is distributed on various nodes in the network, which makes it decentralized and reduces the risk of Risk of single point of failure.

Transparency: Transaction records on the blockchain are public to all participants, and anyone can view these records. This helps increase trust and reduce the risk of fraud.

Immutable: Once a transaction is recorded on the blockchain, it cannot be easily modified or deleted. This guarantees data integrity and security.

Smart contracts: Transactions on the blockchain can be automatically executed to implement "smart contracts", which automatically execute corresponding operations when specific conditions are met. This helps simplify complex business processes and reduce costs.

Blockchain technology has had a profound impact on business and financial models, which is mainly reflected in the following aspects:

Reducing costs: Blockchain technology can reduce intermediary links and reduce costs. Transaction costs and operating costs. For example, by adopting blockchain for cross-border payments, remittance fees can be significantly reduced.

Improve efficiency: The automation and smart contract features of blockchain technology help improve the efficiency of business processes, reduce manual intervention, and reduce error rates.

Enhance trust: The transparency and non-tamperability of blockchain technology help to establish a reliable trust system, reduce the risk of fraud, and provide better protection for business activities.

Innovative business models: Blockchain technology has spawned many new business models, such as decentralized finance (DeFi), digital asset trading, supply chain finance, etc. These new business models have brought disruptive changes to existing industries.

In short, blockchain technology, as an emerging technical means, is gradually changing the landscape of business and finance. With the continuous development of technology and the in-depth promotion of applications, blockchain is expected to have a more extensive and far-reaching impact in the future

㈤ What impact does blockchain have on the real economy

Zone Blockchain has become a new high ground for global technological competition, and its technological applications extend to many areas of the real economy. Actively promoting the deep integration of blockchain and the real economy will help promote my country's industrial upgrading and achieve the goal of high-quality development. Blockchain is a new model of open innovation, a new carrier for coordinating industrial integration and a new path to promote green development. It is in line with the five development concepts of "innovation, coordination, green, openness and sharing". Although blockchain has achieved "revolutionary" technological breakthroughs, there are still some problems and challenges in practical applications.
In the early stages of the development of the blockchain industry, through "transactions on the chain", blockchain technology must realistically solve some "small problems" for the industry. Specifically, it can reduce costs, improve efficiency, and create an environment of integrity. Promote the development of the real economy in all aspects.
Blockchain will play the role of “reducing costs for the real economy”.
At present, the real economy has high costs and thin profits, which has led to capital’s negative impact on the real economy.Insufficient support. Among operating costs, management costs and financial costs account for a large proportion. Blockchain technology can effectively help enterprises reduce the costs of these two parts.
Blockchain will play the role of “improving the collaborative efficiency of the industrial chain”.
Enhancing industrial synergy is an important way to promote China's manufacturing to the mid-to-high end. However, in many industries, the efficiency of industrial chain synergy is still not high, and this problem is particularly prominent in the field of international trade.
Blockchain will play the role of “building an honest industrial environment”.
At present, the construction of my country's social credit system is accelerating, but in some cases, the process of establishing trust among partners is still slow, it is difficult to obtain various types of credit information, and it is difficult for small, medium and micro enterprises to obtain credit loans from financial institutions. . Through "transaction on-chain", all parties can more conveniently query the accurate historical credit status of counterparties, and can establish cooperation mechanisms more quickly; banks can also more safely grant credit to enterprises based on transaction records, and promote the solution of the problem of honest management. Small, medium and micro enterprises face problems such as “difficulty in financing, expensive financing, and slow financing”.
Blockchain: a new model of open innovation
Blockchain is a decentralized, distributed database system participated by various nodes. It can be understood as a public accounting mechanism (technical solution). The basic idea is to ensure the authenticity and non-tamperability of information by establishing a set of public ledgers on the Internet, and all users in the network jointly record and verify accounts on the ledgers. The reason why it is called "blockchain" is that it uses a series of data blocks generated by cryptographic methods. Each data block contains all transaction information in the past period of time, which is used to verify its information. validity and generate the next block. Complete traceability, decentralization and de-credit are the three major characteristics of blockchain technology, which give it great potential for application in the financial industry and become the core technology of financial technology. As virtual cryptocurrencies represented by Bitcoin continue to be hyped by the market, blockchain technology has attracted great attention from all walks of life. Although virtual cryptocurrencies such as Bitcoin are currently relatively mature applications of blockchain technology, it must be pointed out that virtual cryptocurrencies are not the only application of blockchain. The essence of blockchain is for decentralization, which is exactly the development trend of the future market.
The Xueshuo Innovation Blockchain Technology Workstation under Lianqiao Education Online is the only approved "Blockchain Technology Professional" pilot of the "Smart Learning Workshop 2020- Xueshuo Innovation Workstation" launched by the School Planning and Construction Development Center of the Ministry of Education of China. workstation. The professional position is based on providing students with diversified growth paths, promoting the reform of the training model integrating professional degree research, production, and research, and building an applied and compound talent training system.

㈥What is the impact of blockchain on the world economy

In just a few years, blockchain has developed from the 1.0 era to the 3.0 era, and each "era" update has It has brought changes to the world. The development of blockchain can be divided into three stages from blockchain era 1.0 to 3.0: peer-to-peer transactions,Smart contracts and blockchain application ecology (Token economy)
Blockchain 1.0 era: digital currency return rate is king

Blockchain 2.0 era: smart contracts provide support for upper-layer application development Infrastructure support

Blockchain 3.0: The disruption to business lies in its transformation of production relations

All obstacles to the development of human society are fundamentally due to " "mutual distrust", especially various economic and financial crises. If humans can solve the problem of mutual trust, then humans will complete a very big leap.
The development of blockchain has gradually laid the foundation for this direction. Humanity is entering the era of "smart contracts". This is the process of upgrading human trust mechanisms. Once smart contracts are reached, human society will face a new major upgrade. , as each person is a value creator, the value he creates can be accurately recorded and rewarded accordingly. There will be less and less interference between everyone, and people are truly moving towards independence and equality. Human civilization has evolved from an "identity society" to a "contract society", and blockchain is expected to lead mankind to transition from a "contract society" to a "smart contract" society.
Although blockchain has moved out of the conceptual stage, the current status of blockchain technology development is that the underlying technology is not mature enough and the applicable scenarios are relatively limited. On the one hand, there is still room for optimization and improvement in core blockchain technologies such as consensus algorithms; on the other hand, the processing efficiency of blockchain is still difficult to meet the requirements of some high-frequency application environments in reality. Moreover, the current mainstream blockchain technology platforms all originated from abroad. Domestic blockchain technology service providers must patiently start from the bottom development, achieve independent and controllable technology, and strive to lead the development of global blockchain technology. time period, it can be said that the entire domestic trend is waiting for the emergence of a super-powerful blockchain project.
The Xueshuo Innovation Blockchain Technology Workstation under Lianqiao Education Online is the only approved "Blockchain Technology Professional" pilot of the "Smart Learning Workshop 2020- Xueshuo Innovation Workstation" launched by the School Planning and Construction Development Center of the Ministry of Education of China. workstation. The professional position is based on providing students with diversified growth paths, promoting the reform of the training model integrating professional degree research, production, and research, and building an applied and compound talent training system.

㈦ What role will blockchain play in the real economy

Blockchain technology is known as one of the technologies of the disruptive era and is expected to promote the technology and development of the entire real economy. Framework, efficiency and model changes. Blockchain technology under such a halo has been given high hopes and is also on the sword of public opinion. No matter what application of blockchain technology is discovered, it will always attract widespread attention from all walks of life.

Looking at blockchain from a peaceful perspective, it is nothing more than a technology, not mysterious or mysterious. Technology itself is not guilty. The advent of a great era will always be accompanied by corresponding bubbles. Only by combining blockchain technology with industry implementation scenarios can weIt can reflect its potential value, and its compatibility with the real economy industry is the key factor that determines the future prospects of the blockchain.

As far as the current situation is concerned, most of the application scenarios of blockchain technology are still in the context of concepts. Even the financial industry can only apply it to the development of blockchain technology in a small part. To achieve complete integration To the extent that it is necessary to effectively change industry rules, reduce industry costs, improve industry efficiency, and improve the investment environment, the value of technological innovation can be fully reflected. The future form will definitely be that blockchain technology is highly empowered in real economic industries, forming the first batch of "blockchain industrial zones" with practical significance, and heading towards the trend of blockchain technology application.

In this way, how does blockchain empower the real economy?

First, blockchain will play the role of “reducing costs for the real economy”. At present, the real economy has high costs and thin profits, resulting in insufficient capital support for the real economy. Among operating costs, management costs and financial costs account for a large proportion. Blockchain technology can effectively help enterprises reduce the costs of these two parts.

Secondly, blockchain will play a role in “improving the collaborative efficiency of the industrial chain.” Improving industrial synergy is an important way to promote China's manufacturing to the mid-to-high end. However, in many industries, the efficiency of industrial chain synergy is still not high, and this problem is particularly prominent in the field of international trade.

Thirdly, blockchain will play a role in “building an honest industrial environment”. At present, the construction of my country's social credit system is accelerating, but in some cases, the process of establishing trust among partners is still slow, it is difficult to obtain various types of credit information, and it is difficult for small, medium and micro enterprises to obtain credit loans from financial institutions. Through "transaction on-chain", all parties can more conveniently query the accurate historical credit status of counterparties, and can establish cooperation mechanisms more quickly; banks can also more safely grant credit to enterprises based on transaction records, and promote the solution of the problem of honest management. Small, medium and micro enterprises face problems such as “difficulty in financing, expensive financing, and slow financing”.

In addition, blockchain can use smart contracts to avoid breach of contract and fraud to a large extent, and can also be combined with blockchain asset wallets for efficient and convenient payment scenario applications. As early as in the blockchain circle, there have been many innovation forums and industry summits aiming at the direction of blockchain empowering the real economy and optimizing the implementation in conjunction with local economic industries. For example, the World Blockchain Conference-Macau Station plans to cooperate with the local The economic industry will achieve a deep integration and use the payment method of Magic Chain Wallet to apply and popularize blockchain assets.

It is reported that blockchain industrial zones around the world have also been promoted to varying degrees. For example, Denmark, the Netherlands, Norway and European developed countries have combined blockchain technology with the Internet of Things for traceability of ship cargoes. In transportation, Chile, Argentina and other South American countries have also empowered blockchain technology in energy development and reserve assessment, while Japan, South Korea, Singapore, etc. have entered the cultural copyright market from the perspective of blockchain assets to improve the efficiency of rights protection and improve content. economic conditions for output.

㈧ Kangbao Coin-KBC: What shocking changes will blockchain technology bring to the insurance industry

Kangbao Coin KBC

1. About Medical insurance, what do you think of?

However, with the improvement of living standards and the opening of ideas, we have begun to have a new view of this slightly derogatory term, and slowly begun to accept it into our lives. For example: purchase various types of medical insurance on a regular basis, even if you have not been to the hospital for several years.

This is by no means a waste of money, but you are gradually starting to pay attention to your health. Since you are not sure what kind of accidents will happen in the future, you choose to reduce the risk through medical insurance - especially When the cost is acceptable.

The chart below shows statistical data from the World Health Organization and the World Bank, which shows that medical consumption as a whole has been on a fluctuating upward trend in recent years.

Medical consumption (trillions of US dollars)

However, you may also find that the development pace of insurance companies does not seem to keep up with the speed of this era. In this era, more and more attention is paid to In the Internet world of product user experience, you start to get tired of the tedious processes and low processing efficiency when handling insurance business, and you also need to pay a lot of service fees.

You are also beginning to get used to the fact that a lot of your private data is in the hands of insurance companies. After all, you have no idea what they will do with your information, and you even occasionally worry about some small insurance companies. Will he suddenly go bankrupt or even run away?

So is there a better option?

2. Mutual Aid Community - an optimized version of the insurance company

The business model of the "Mutual Aid Community" is very simple, just like when we were in school: each student pays 10 yuan As class fees, they will be kept with the class leader and used for future class expenses.

"Mutual aid communities" are similar to class fees: some people spontaneously form a community, and each person regularly pays a sum of money as a certificate of joining, which is deposited with the community manager. If any member has an accident or accident later, Diseases can be compensated from the fund pool, and the money is shared equally by everyone in the community.

This is a great idea - you thought so at first, after all, it means no more paying service fees to the insurance company, and no more cumbersome and complicated forms. But as time goes by, you need to consider other issues: because the money is placed with the community manager, there may be problems with false reporting of information; of course, if you know a little bit about economics, you will also know that due to annual inflation, your funds will The funds in the pool will depreciate year by year (because they cannot generate current income).

The "inflation" statistics of medical costs are shown in the figure below:

The above figure shows that the rise in medical costs has always maintainedTo a greater extent than monetary inflation. To put it bluntly, if the treatment of a certain disease cost 10,000 yuan 10 years ago, then today, 10 years later, the cost of treatment will be 23,828 yuan, an increase of nearly 140%, and a compound annual growth rate of 9%. If this growth trend continues, medical treatment will become increasingly luxurious.

If you begin to agree with and have some concerns about the above issues, you may be able to look forward to the arrival of blockchain technology.

3. Blockchain: the solution that emerged

Since there are such obvious pain points, you will naturally be more concerned about how to solve these problems, and as With the popularity and rise of digital currency in recent years, even if you are in other industries, you have heard more or less relevant information. Of course, you are more interested in whether the underlying technology of Bitcoin, blockchain, can solve the problem. Current pain points.

1

Trust issues

The primary feature of blockchain is decentralization, which means that rights are distributed by a single institution to various users. This means that economic value and governance are distributed among network stakeholders, and all property transfers are recorded, so that you can follow all public data of the community, thus avoiding the modification or concealment of any key information.

2

Inflation issue

Digital assets on the blockchain generally have a clear upper limit on the total amount, which can effectively weaken inflation. And it can flow globally, forming asset hedging.

3

Personal privacy issues

The distributed system of blockchain can perfectly solve the problem of personal data privacy.

You can fully control the disclosure level of your data through your own private key, and only disclose specific information to specific parties (such as notary agencies) when needed (such as applying for compensation) (you can did suffer an accident), in one sentence: I did have an operation, but I did not need to disclose my mobile phone number or prove whether I had a driver's license.

At this time, companies have begun to make plans in this field, such as KBC, which has begun crowdfunding. In an interview, Campbell, the founder of its product, also emphasized the importance of blockchain technology to their business:

“Blockchain technology essentially solves the problem of trust and in the actual business process. Among them, there are cost issues caused by trust. At the same time, the information Internet will inevitably transition to the value Internet. Therefore, blockchain technology will also inevitably optimize the business model of the insurance industry, remove intermediate costs, and promote the efficient transmission and sharing of information and value. For example Liquidation efficiency, optimization of compensation, industry interconnection of user data, etc.”

It is natural that KBC will also try toCreate a corresponding mutual aid community through blockchain technology.

Recently, KBC has cooperated with OK-Burma Digital Asset Exchange to build a global blockchain healthy mutual aid community. The decentralization, data transparency, and non-tamperability of smart contracts of blockchain technology perfectly fit the concept of mutual assistance. In the era of blockchain revolution, it has become possible to change the production relations of the global health security industry. Kangbao Coin-KBC came into being and is committed to building a global health mutual aid community through blockchain technology.

KBC will leverage OK-Burma’s most complete data model and operational experience in the global digital currency industry. Based on the strategic partnership with OK-Burma, it is expected to provide KBC with a cold start market of one million users within half a year. At the same time, KBC will be open to global users and organizations to join through its own encouragement mechanism to truly form a global healthy mutual aid community.

In the KBC global blockchain health mutual aid community, members around the world share the health risks of serious diseases. If one person gets sick, everyone will share it equally, allowing members to use a very small KBC (Kangbao Coin system token) ) expenditure to obtain stable health protection. KBC allows any individual and organization to use KBC to join the community and become a community member or extend membership. When a user suffers from a serious illness, the compensation application will be reviewed by a global notary body elected by decentralization. After passing the review, you can get a large amount of KBC as compensation. After converting KBC into local legal currency through a digital currency exchange, you can pay huge medical expenses and obtain health protection. KBC forms an agreement through smart contracts and operates automatically in a decentralized manner for a long time. KBC obtains market value through liquidity, combined with the growing risk funds in the system. The three factors work together to enable KBC to implement perfect health protection for its members.

4. Integrate scattered mutual aid organizations to achieve win-win results for the entire industry

The scale of mutual aid groups directly affects the stability of the entire community ecology. Therefore, whether it is foreign mutual insurance or domestic small mutual aid platforms, it is difficult to form a long-term and stable economic model, and it is difficult to avoid vicious competition. Illegal operations and outages of individual organizations have a great impact on the protection of mutual aid members. As a decentralized global mutual aid community, KBC is committed to integrating the current status of the industry through its solid user base, stable data model and effective incentive mechanism to achieve a win-win situation for the industry and users.