区块链时代会计未来发展方向是什么,区块链时代会计未来发展方向有哪些

在区块链时代，会计领域的未来发展方向也在不断变化，关键词包括：自动化、数字化、安全。

自动化：未来会计发展的方向之一是自动化，在区块链技术的支持下，实现会计记录的自动化，能够极大地提高会计工作的效率。自动化会计系统可以实时跟踪和记录企业的财务状况，并且可以根据企业的特定需求定制自动化会计系统，满足企业的个性化需求。

数字化：会计工作的数字化是未来会计发展的重要方向。在区块链技术的支持下，可以实现会计记录的数字化，使会计信息更加透明、可靠，减少会计工作量，提高会计效率。数字化会计系统可以实时跟踪企业的财务状况，并且可以根据企业的特定需求定制数字化会计系统，满足企业的个性化需求。

安全：会计信息的安全是未来会计发展的重要方向。在区块链技术的支持下，可以实现会计记录的安全性，使会计信息更加安全可靠，减少会计工作量，提高会计效率。区块链技术可以实现会计记录的分布式存储，并且可以根据企业的特定需求定制安全会计系统，满足企业的个性化需求。

以上就是区块链时代会计未来发展方向的三个关键词：自动化、数字化、安全，它们将会为会计行业带来新的发展机遇，也会给企业带来更多的便利。

A. The future development direction of accounting informatization

Accounting informatization is a dynamic evolution process. It is the transformation of information from manual processing to computer-aided processing to intelligent processing. development process. It not only involves the technical level, but is also closely related to basic theory, accounting practice, accounting education and information system construction.

Industry insiders concluded that accounting informatization has experienced three waves:

The first wave started in the 1960s and 1970s. At that time, computer applications were in the computer room, and they were single-item accounting;

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The second wave was in the 1980s and 1990s. Due to the emergence of PCs, computers moved from computer rooms to offices and into homes, and computers could be used anywhere. At this time, accounting applications began to enter the era of comprehensive accounting and industry and financial integration (ERP era) from single accounting;

Currently, we have entered the third wave era. The main core technology is Dazhiyiyun's technology, which has an ever-lasting impact on accounting informatization, and the accounting information system can be used anywhere. Its main feature is financial management and financial decision support across organizational boundaries and across the entire industry chain.

Here, I would like to share with you the ten major trends in the future development of accounting informatization:

01

In-depth integration of industry and finance. Although ERP is said to be an integration of industry and finance, in fact its vouchers and reports are all separate and there is no deep integration, including management processes and management systems.

02

The whole process is automated. From a financial accounting perspective, the process from accounting vouchers to financial reports is automated, but is the process from original vouchers to accounting vouchers automated? Is the transition from financial reporting to financial analysis reporting automated? no. The real automation of global processing is to automate the entire process from original documents to financial analysis reports.

03

Integration of internal and external systems. There are many internal and external information systems related to enterprises, but most of them are information islands. How to integrate internal and external systems and facilitate the exchange of information is very important.

04

Operation terminals are mobile. From fixed terminals used in computer rooms to PCs to laptops to mobile phones, it is possible that financial software can be used on smart wearable devices in the future. However, when different terminals use the same set of software, they still need to consider operating system compatibility, application software compatibility, hardware compatibility, database and security.

05

Information provision is channelized. Different users can provide accounting information through channels.This is a personalized way of providing information.

06

Processing rule internationalization. Currently, many of the businesses we handle in the Financial Shared Service Center come from different countries, and many issues related to standards, tax laws, and exchange rates are involved when handling it. If international factors are not taken into consideration, many Financial Shared Service Centers may not be able to handle it. adapt to the needs of globalization.

07

Accounting information standardization. Everyone knows the standards of XBRL and accounting data interface. These are things being done under the guidance of the Ministry of Finance.

08

Sharing of accounting organizations.

09

Risks and threats are expanding.

01

The processing platform is cloud-based.

As shown in the figure, these are the ten major trends in the development of accounting informatization

Four major motivations affecting the development of accounting informatization

01

Theoretical development. Many people who engage in theoretical research know that management accounting, event-driven REAL thinking, event-based accounting, and Internet business models will all affect the overall development of accounting informatization.

02

Technological development. Big data processing, artificial intelligence, business intelligence, mobile Internet, cloud computing, the Internet of Things, and now the hottest blockchain will all have an impact on accounting informatization.

03

Management Thoughts. Management ideas such as risk management, standardized management, and privacy management have a great impact on accounting informatization, especially the management of information security.

04

Application development. Internationalization, networking, real-time, collaboration, sharing, virtualization requirements, etc. will also have an impact on accounting informatization.

B. Note 1: The impact of big data on future accounting development trends—technical environment

In 2019, McKinsey Consulting gave a report that in 2030, 50% of Jobs will be replaced by artificial intelligence. Among them, accounting work that requires a lot of labor costs will bear the brunt.

So, in the current technological development, which technologies will have an impact on the development of accounting and related disciplines?

1.1 Cloud Data

A large amount of financial information can be shared in the cloud to improve the efficiency of financial work, reduce errors and omissions, and reduce costs. However, there are also hidden dangers in data security.

1.2 Big data analysis

Through big data mining and analysis, we can improve the accuracy of forecasts, optimize financial forecast results, and help enterprises or reviewAccountants perform risk management, such as credit assessment and forecasting.

1.3 Artificial Intelligence

Taking the financial robot launched by Deloitte as an example, artificial intelligence can replace tedious tasks in the process, such as information entry, bill verification, etc., 1 The robot completes the workload of 40 people before, greatly improving financial work efficiency and reducing corporate costs.

1.4 Blockchain

Blockchain is also called a distributed accounting application. In the current accounting direction, blockchain invoices are widely used.

On the one hand, the rapid development of science and technology has brought huge impact to the traditional accounting profession, and accounting practitioners are facing the risk of unemployment; on the other hand, it has also brought new innovations to the development of the accounting industry. opportunities and challenges. How to seize these opportunities to deal with challenges is a question that every accounting practitioner needs to think about.

C. Blockchain or artificial intelligence, who will be the end of financial work

According to predictions from authoritative organizations, the IT information technologies that will profoundly affect accounting practitioners in the future are: : Blockchain technology, intelligent ERP, cloud computing, artificial intelligence, etc. Blockchain technology, in particular, has received widespread attention recently. Some people also describe blockchain as a technology that will completely subvert finance. Is this really true? What is the relationship between blockchain technology and finance? Will you be eliminated if you don’t understand blockchain?

Before answering this question, first of all, I think it is necessary to talk about what blockchain is. The essence of blockchain is a decentralized distributed account book. The data is traceable and cannot be tampered with. . Decentralization, so who is the center? Take our currency as an example. The central bank issues currency. Decentralization means that there is no need to issue currency through the central bank. For example, the famous Bitcoin is not issued by the central bank. When we talk about distributed account books, we naturally think of financial ledgers. So, are distributed account books financial ledgers? In fact, the scope of distributed ledgers is much larger than that of ledgers. It should be said that distributed ledgers contain all data of all transactions, contracts, bills, etc., and of course include financial information.

Blockchain technology has three obvious characteristics: openness, security and uniqueness. According to these characteristics of blockchain, it can be used in areas that require trust, in areas that require efficiency, and in areas that require efficiency. There is great potential in areas that require security. It is conceivable that financial fraud will be even more difficult on the blockchain. Even if you commit the slightest fraud, since the data is irreversible and cannot be tampered with, there will be no way to hide it during retrospective verification. If you don’t have these problems with your finances, there’s no need to worry. So from the current point of view, blockchain cannot have a big impact on finance. Just like we have implemented computerization for so many years, has all the information been entered into the ERP system?Therefore, blockchain technology cannot replace many functions of financial accounting, nor can it help us do things like decision-making analysis. Even if blockchain technology matures, it cannot independently have a profound impact on finance. Blockchain’s more impact is on ideas and processes.

In fact, compared to blockchain, artificial intelligence, cloud computing, and intelligent ERP have a greater impact on finance. Nowadays, mobile Internet and artificial intelligence have gradually penetrated into all aspects of public life, and accounting work will also As a result, the impact will become stronger and stronger. For example, since the advent of financial software, the tedious general ledger and subsidiary accounts no longer require manual registration by accountants, and month-end closing can be completed with just a click of the mouse. After the advent of online banking, most of the teller's work has been moved online. I remember in the manual accounting era, what accountants were most worried about was the end-of-month settlement. It was common for them to have uneven accounts. Accountants who can quickly find out the reasons for uneven statements are the backbone of finance and the future financial director. When financial software appeared, vouchers and account books were automatically balanced, and the skills that many old accountants were proud of were no longer useful.

There are two recent news that should attract the attention of accountants. One is that DTT, one of the world's largest accounting firms, has launched a financial robot; the other is that Haier Financial Center has introduced artificial intelligence, which will require a significant increase. Thousands of finance staff will be laid off. These two pieces of news have one obvious thing in common, which is the impact of information technology on the traditional accounting field. One is that the technology that is just around the corner will replace accountants, and the other is that artificial intelligence will end accounting work in the future. I believe that most accountants will feel that their future is worrying after reading this. Some organizations predict that the demand for financial accounting will be reduced by 2/3 in 10 years, and a large number of traditional financial personnel will face transformation or unemployment. Perhaps universities will no longer have independent accounting majors in the future, and there may not be full-time accounting personnel in a few years. There is no need to doubt it, just as you may believe that with the development of autonomous driving technology, there will no longer be a driver profession in 10 years. The advancement of science and technology will hand over simple, repetitive and highly rule-based tasks to artificial intelligence. If accountants are still immersed in accounting work, on the one hand, such work will be of low value to the enterprise, and on the other hand, such work will not bring much value to themselves.

So, where is the future for ordinary accountants? I think the only way is to continue to learn ERP system knowledge, budget management, internal control, decision support, risk management, cost analysis, etc., from traditional financial knowledge to The personnel are transformed into management accountants, continuously improving the ability to integrate finance with the actual business of the company, predicting business needs and making strategic decisions, thereby supporting the company's strategic decision-making analysis, implementing cost control, promoting corporate performance improvement, and creating corporate value. It can help managers make more business and management decisions. Only by working in this direction can we greatly reduce the possibility of artificial intelligence replacement. Dear friends, what do you think about this issue?What do you think? You are welcome to leave a message in the comment area and discuss it together.

D. The future development prospects of blockchain

1. Blockchain has become the forefront of global technological development and opened up a new track for international competition. Blockchain will become a new key infrastructure to further accelerate the development of the digital economy, lead a new round of global technological change and industrial change, and become the "source" of technological innovation and model innovation. The world's major developed countries will further pay attention to blockchain technology, intensively introduce relevant policy plans, increase industrial support and guidance, and enhance the competitiveness of their country's blockchain technology and industry.
2. The digital currency bubble gradually cools down. With the spread and popularization of the concept of blockchain technology, more and more people will realize that Bitcoin is not the same as blockchain, and various air coins will be gradually eliminated. Blockchain technology innovation will return to a more rational track. Technical features such as decentralization, multi-party collaboration, and anti-calculation tampering will be highly valued by relevant industries. Some industries with strong innovation capabilities will continue to emerge with blockchain applications that have been transformed based on industry characteristics.

E. How can blockchain technology be reasonably applied in the accounting field

Newton’s industry application
1) Chain merchant retail: corporate organizational structure Under the current situation, capital income has far exceeded labor income. With the development of computers and the Internet, a new generation of giant retail institutions has accelerated the accumulation of wealth in capital. Chain merchants are the basic business model of the human-machine community. Any behavior that makes a positive contribution to the human-machine community will be incentivized. The application of the chain merchant model in the retail industry is beneficial to reducing transaction costs, protecting consumer privacy, and promoting intelligent collaboration.
newmall: In the NewMall online mall, since there is no profitable commercial intermediary, sellers’ transaction costs will drop significantly. Participants such as consumers and service providers can obtain Newton tokens based on their contribution value (NewForce). excitation.
New digital asset management: Consumption data, as a new digital asset for users, can be managed through tools such as NewPay. Users truly own the data and can perform authorization control, pricing and charging, etc. to prevent uninformed data leakage.
Targeted Advertising: Users can use tools such as NewPay to set whether to accept marketing, as well as the type of information required, price range, etc. Advertisers set marketing plans through various marketing smart contract templates built into the system, including: target users, incentive models, settlement methods, dynamic price adjustment rules, etc. Advertisers can accurately place ads and conduct peer-to-peer settlement with users to eliminate advertising fraud.
2) Payment: Current payment costs are high, efficiency is low, and flexibility is poor. Through technologies such as blockchain, a new generation of transaction and payment systems can be built. Internet of Things devices based on NewIoT technology can be connected to NewChain at very low cost. Smart contracts can be established between devices to achieve automatic settlement and payment, meeting the high-frequency requirements in this scenario.
Global payment: Through the NewChain infrastructure and NewPay payment tools distributed around the world, cross-border transactions are simple and convenient, and the fees are extremely low.
3) Supply chain: Goods usually go through many links such as logistics, warehousing, customs clearance, sales, etc., and are finally delivered to consumers. When after-sales service occurs, there will also be corresponding reverse processes. The current supply chain is basically opaque, and it is difficult for consumers to confirm the origin and circulation information of goods. This is a big problem for some industries, such as food, medicine, and luxury goods. Therefore, a supply chain system that is open, transparent and credible to all stakeholders is very important.
Through the combination of atomic hashing, NewIOT, NewChain and other technologies, the supply chain system will be credible, open and transparent, while generating more business innovations.
4) Self-finance: The traditional financial service system has a heavy audit workload, long cycle, high cost, and poor flexibility. It is usually difficult to serve small and medium-sized enterprises and individuals. Through digital identity and credit, a new self-financing system can be established.
Enterprise and individual credit reporting: Enterprises and individuals establish a consistent credit system based on NewID. Only with authorization can third parties obtain credit records.
Asset tokenization: Through smart contract templates, financial organizations can create financial products without human involvement. Through related token tools based on NewChain, various assets can be easily valued with tokens or converted into tokens and put on the chain.
5) Gaming: By combining with blockchain technology, a new gaming experience can be created: the user is both a player and a participant in the rules, and virtual game assets are owned by the user.
Automatic trading of virtual game assets: Through the cross-chain and oracle technology provided by NewChain, virtual items in various games can be easily recorded on the blockchain, enabling automated transactions.
Games with transparent rules: Game developers can easily use NewChain related smart contract tools to establish algorithmically transparent game logic to improve the fairness and transparency of the game.
6) Agriculture: In current agriculture, there are common problems such as incomplete data and low automation. Blockchain combined with Internet of Things technology can automatically collect, store, and analyze production data, eliminating the high maintenance costs of centralized management systems, reducing later maintenance costs, and helping to improve the intelligence and scale of agriculture.
Agricultural product traceability: By introducing IoT devices compatible with the NewIoT standard into the circulation of agricultural supplies, agricultural production, and sales of agricultural products, the safety and efficiency of the entire agricultural production process can be improved. Due to the non-tampering nature of production data, it can be widely used For scientific research and anti-counterfeiting purposes.
Intelligent planting: Through IoT sensors compatible with NewIoT standards, all-weather monitoring of the planting environment and crop growth can be achieved. Combined with NewAI to make intelligent decisions on the monitoring results, a complete intelligent planting system has been built.Risks can be discovered in time to stabilize production and increase income.
7) Public welfare: Blockchain technology naturally meets the needs of the public welfare field due to its decentralization, high transparency, and non-tamperable information. Charitable organizations can store the entire process information from donation collection, project progress, donation use, recipient feedback, etc. on NewChain for easy viewing by donors and the public.
Public welfare audit: Public welfare activities require public welfare auditing to improve efficiency and maintain trust. Through technologies and protocols such as NewChain and NewID, every donation will be traceable. Public welfare organizations can use relevant tools to track the subsequent status of aid recipients, which will help enhance the fairness and transparency of public welfare.
Wildlife protection: Using NewIoT technology, rare wildlife resource data can be recorded on NewChain, so that the location and body indicators of each specific animal can be tracked, providing information for migration scientific research and combating poaching and trafficking. Key information help.

F. What is blockchain technology and what aspects may it be used for in the future

Blockchain is a distributed shared accounting technology. What it wants to do is to allow participation The parties are able to establish a trusting relationship at the technical level. Blockchain can be roughly divided into two levels: one is the underlying technology of the blockchain; the other is the upper-layer application of the blockchain, that is, the transformation, optimization or innovative application based on the blockchain.
Blockchain has been applied in several fields. In the first field of digital assets, in addition to some points and check-in cards we have seen, it also includes various other assets, and there is a process of asset digitization.
The second area is the field of trade finance. Because the field of trade finance is originally a multi-link and multi-party participation method, blockchain can greatly improve the efficiency of the middle, making many of the original substitutes effective.
The third area uses equity, which is a company's equity like some regional equity trading centers. The purpose is to facilitate equity-to-transactions and facilitate relative circulation. At present, the multi-center blockchain system can indeed improve efficiency and reduce costs.
Xinlian is an information platform for news and data mining that is vertical in the field of blockchain. I hope it will be helpful to you.

G. Financial sharing, what impact will blockchain have on accounting theory and practice

With the emergence of cryptocurrencies such as Bitcoin, this time-tested financial framework is fully May be changed. Harnessing the power of blockchain, the entire concept of money is turned upside down through the rise of this new data-based currency. While our current understanding of money has evolved over the past few decades, thanks to credit cards and fiat currencies, cryptocurrencies are the logical next step in this evolution.
This is understandable to accountants, but what does it mean to entrepreneurs? Well, anyone interested in starting or maintaining a successful business will need a competent accounting team. As the financial environment changes, businessThe experience and insight required of professional accountants will also change. Understanding this upcoming paradigm shift can better help entrepreneurs future-proof their organizations and may even help them save money on accounting-related business expenses.
Bitcoin Modern Accounting Overview
The current financial paradigm treats Bitcoin, Ethereum, and all other cryptocurrencies as assets. For example, in the United States, any form of cryptocurrency is considered property rather than currency. Although the IRS recognizes that Bitcoin can serve as a "medium of exchange," Bitcoin is not classified as currency because it also generally functions as a "unit of account and store of value."
Due to this classification, changes in the value and quantity of cryptocurrencies are taxed as capital gains or losses. By mining or purchasing large amounts of Bitcoin, there will be an increase in capital, which will subject Bitcoin to capital gains tax. The same goes for trading or selling cryptocurrencies, as these events are considered taxable capital gains and losses. As a result, holdings in Bitcoin or other high-end stocks are accounted for in much the same way as other forms of equity, such as real estate or stocks.
Predictions for the Future of Bitcoin and Accounting
As blockchain and cryptocurrencies gain legitimacy in the financial world, the accounting nature of Bitcoin and other advanced currencies will also change. While many of the potential changes are too far off to accurately predict, one aspect of accounting is sure to change dramatically and will certainly impact all entrepreneurs and business organizations: auditing.
Here’s how blockchain and cryptocurrencies are being used to violently disrupt the audit process, and what does it mean for businesses that employ auditors? Since Bitcoin is currently classified as property subject to capital gains tax, the method of auditing its value is known as instant forensic analysis. However, the instant verifiability of blockchain technology makes this audit method obsolete.

As you track these changes and developments, discuss them with your organization’s accountant or financial advisor. They can help you understand the further implications of these events; in some cases, they can even show you what actions you can take to respond to these events, thereby increasing your profits, reducing your costs, and opening up new opportunities for your business. new development path.
On the other hand, if your accountants and auditors react with blank stares to your research, consider updating your finance team.

H. What are the development prospects of blockchain?

Technically speaking, blockchain is a new technology parallel to the Internet. The Internet solves the problem of information communication between people. , the efficiency problem of information transmission, and the blockchain solves the cost and efficiency problem of trust transmission between people, and can reduce costs for enterprises, especially the cost of trust.
For financial companies, the most intuitive issue is to save costs, because many financial companies, especially banks, have to invest in settlement to help customers complete transfers between bank cards.Computing business, equipment, technical strength, strong interaction, etc., in the future, blockchain technology can reduce costs to very low levels.
It also has applications in other areas, such as the accounting field. Blockchain can make the entire auditing industry disappear directly. Because the recording of blockchain ledgers and confirmation of transactions is an audit process in itself, it can completely retain the transactions and make them public to the entire network. When you go to verify, you can check the corresponding ID and corporate qualifications of the enterprise. linked together to form the audit process.