中信区块链哪家做的好,中信区块链哪家做的最好

中信区块链，是近年来新兴的技术，它可以实现数据的安全存储和信息的安全传输。它可以把数据存储在网络中，通过加密技术实现安全性，使得数据不易被篡改，从而被广泛应用于金融、政府、医疗等领域。那么，中信区块链哪家做的最好呢？

首先，要知道中信区块链哪家做的最好，需要了解中信区块链的发展状况。中信区块链在过去的几年里发展迅速，不仅在技术上有了长足的进步，而且在应用上也有了很大的推动。目前，世界上已经有许多企业开始投入区块链技术的研发，其中也包括中信区块链。

其次，要了解中信区块链哪家做的最好，还需要了解中信区块链的核心技术。中信区块链的核心技术包括：分布式账本技术、共识机制、智能合约等。这些技术是中信区块链的核心，也是它能够实现数据安全存储和信息安全传输的基础。因此，要了解中信区块链哪家做的最好，就必须了解这些技术的发展情况。

最后，要了解中信区块链哪家做的最好，还需要了解中信区块链的应用情况。中信区块链已经被广泛应用于金融、政府、医疗等领域，并取得了显著的成效。比如，在金融领域，中信区块链可以支持账户的安全管理，支持资金的安全流转，支持金融机构的数据共享等功能；在政府领域，中信区块链可以支持政府的数据管理，支持政府的数据共享，支持政府的信息安全等功能；在医疗领域，中信区块链可以支持医疗机构的数据管理，支持医疗机构的数据共享，支持患者的信息安全等功能。

综上所述，中信区块链哪家做的最好，需要了解中信区块链的发展状况、核心技术和应用情况。只有充分了解这些情况，才能知道哪家做的最好。

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1. What are the better companies doing blockchain now?

There are already a lot of blockchain companies in China, although the number is small compared to the number of companies in other industries. Very pitiful. For example, Yingtang Zhongchuang is currently a company with a relatively good reputation, mainly providing blockchain underlying technical services and industry solutions. That is to say, an underlying blockchain is built and an adaptation layer is built on top, so that enterprises can quickly establish commercial applications.

2. One Week of Digitalization丨Joining hands with Alibaba, Konka breaks through in the Internet of Things era

▌ Digital transformation case

◆ German Henkel Group and Alibaba 1688 have reached an annual marketing strategic cooperation

According to news on January 26, the German century-old chemical giant Henkel Group and Alibaba 1688 have reached an annual marketing strategic cooperation, becoming the first company to cooperate with Alibaba 1688. A chemical company that has reached annual strategic cooperation with 1688 digital marketing platform. 1688 Digital Marketing will be based on the online and offline global marketing product matrix and rely on the ecological service system to provide Henkel with industry-specific and personalized year-round marketing solutions, through value-added service rights, special marketing scenarios, service training support, and product data advantages. , 1&N brand and dealer joint marketing tools, combined with comprehensive empowerment, help Henkel better respond to customers' growing digital needs and further tap market potential.

◆Unilever and JD Supermarket have reached a strategic cooperation

Recently, Unilever and JD Supermarket have reached a strategic cooperation, which will focus on category construction, marketing co-creation, technology-driven and unbounded retail. Cooperate in other aspects. According to the agreement, Unilever will launch a number of new products in JD Supermarket in 2019 to create a JD exclusive product line. JD Supermarket will accelerate the opening of the "User Operation Center" tool to Unilever to help both parties accelerate precision marketing. In addition, Unilever will implement strategic cooperation projects such as collaborative warehouses in the first half of 2019, accelerating the implementation of comprehensive collaborative projects between both parties.

◆Country Garden, a real estate company, wants to transform into a high-tech enterprise

At the 2019 annual meeting of Country Garden Group on January 21, Country Garden Chairman Yang Guoqiang said that we are now moving towards a high-tech enterprise. This is the source of our strong competitiveness in the future. Our three focuses in the future are: real estate, agriculture, and robots. Since 2018, Country Garden has spared no effort in investing in popular areas such as robotics, modern agriculture and new retail. From construction robots to modern agriculture, Country Garden’s new layout is all centered around “houses” and “land”.

◆Haier joins hands with Covestro to build digital joint laboratory

Recently, the global large home appliance brand Haier and the German materials manufacturer Covestro officially signed a cooperation agreement in Qingdao, relying on Haier Industry Intelligence Research Institute and jointly build the "Haier-Covestro Digital Joint Laboratory". The laboratory will be dedicated to research and development of polyurethane processes related to the production process of home appliances.The company's digital solutions aim to set a new benchmark for the digital transformation of the chemical industry. Through the "Haier-Covestro Digital Joint Laboratory", the two parties will jointly develop solutions in multiple fields such as production line data acquisition, online quality monitoring, data analysis and mining, and process optimization.

◆Belle International’s decentralization promotes digital transformation

Recently, Li Liang, executive director of Belle International, said in an interview that the overall idea of ​​Belle’s digital transformation is to decentralize and transform digitalization into The use of tools is pushed to the front end. In Li Liang's view, there are three major pain points of "data fragmentation" in traditional shoe retail: first, the underlying data is fragmented, and mall data cannot feed back to brands and merchants in a timely manner; second, the data in different regions, different channels, and different stores The data is fragmented and cannot form effective "data alignment"; third, the response mechanism is fragmented, and there is a separation between macro data and micro decision-making. Data cannot quickly help front-line sales staff answer questions or guide the supply chain to make timely adjustments. .

◆CNOOC tests digital transformation

On January 23, CNOOC announced its business strategy and development strategy for the new year. In 2019, CNOOC plans to increase capital expenditures, and increasing oil and gas reserves and production, digital transformation, and exploring offshore wind power will be the focus of the work. CNOOC's management stated that regarding digitalization and intelligence, the database will be improved based on the previously accumulated data on Daiang's exploration and development to provide guidance for future exploration research and development strategies. At the same time, artificial intelligence technology will also be used to provide remote support for offshore operations, through intelligent Oilfield and cloud platform construction, exploring business digital innovation.

▌Artificial Intelligence

◆Huazhong University of Science and Technology established the Artificial Intelligence Research Institute

On January 26, Huazhong University of Science and Technology, College of Artificial Intelligence and Automation, Artificial Intelligence Research The institute was formally established. Vice Governor Chen Anli, Secretary of the Party Committee Shao Xinyu and President Li Yuanyuan of Huazhong University of Science and Technology jointly unveiled the plaque. Currently, Huazhong University of Science and Technology ranks eighth in the country in terms of academic output in the field of artificial intelligence, and ranks sixth in the country in quality of results. In line with the national strategy and serving the development of Hubei, Huazhong University of Science and Technology deepens the integration of industry and education and school-enterprise cooperation. With the original School of Automation as the main body, it improves the organization, innovates the system, and establishes the School of Artificial Intelligence and Automation and the Artificial Intelligence Research Institute.

◆Hailong Building completed the transformation and upgrading of the electronics store

With the advent of the Internet era, Hailong Electronics City has also accelerated its "reform and upgrading" and started the road to transformation. Hailong Building has been transformed from a former electronics store into the country's first smart hardware innovation center. During this period, it has experienced the decentralization of electronic product sales merchants, leaseback and repurchase of the property rights of small owners, strengthening industrial upgrading and adjustment, and the introduction of Horizon Technology, Megvii Technology, and Ingdan Technology. Among the leading companies in the artificial intelligence industry, technological innovation companies such as artificial intelligence and incubators have reached more than 90%, and the transformation effect is obvious.

◆Xi'an Jiaotong University established the School of Artificial Intelligence

On January 21, Xi'an Jiaotong University held the unveiling ceremony of the "School of Artificial Intelligence". Sun Jian, the world's top young scholar in the field of artificial intelligence, chief scientist and research institute director of Beijing Megvii Technology Co., Ltd., was awarded the position of dean of the School of Artificial Intelligence of Xi'an Jiaotong University. The college will give full play to Xi'an Jiaotong University's disciplinary development and talent training advantages in the field of artificial intelligence, form a high-end talent accumulation effect, and explore new models of industry-university-research cooperation in the intelligent industry.

▌Internet of Things

◆Konka joins hands with Alibaba to break through in the Internet of Things era

Recently, the "Nth Power of Ease" 2019 hosted by Konka Internet Division At the Konka Internet Strategy Conference and Annual Marketing Ceremony, Alibaba and Konka Group announced that they had reached a strategic cooperation, and Alibaba's investment in Yi Pinghe, a subsidiary of Konka Group, opened up horizons. In 2019, Konka's Internet strategy is to focus on "five major scenarios", that is, to comprehensively build "situational integration" between people and screens in home scenes, business travel scenes, community scenes, scenic spot scenes and office scenes.

◆Huawei’s 5G major release

On January 24, Huawei held a 5G press conference and 2019 Mobile World Congress pre-communication meeting in Beijing, and released the world’s first 5G base station core chip ——Huawei Tiangang is committed to building minimalist 5G and promoting large-scale and rapid deployment of 5G around the world. Currently, Huawei has secured 30 5G commercial contracts, and more than 25,000 5G base stations have been shipped to various parts of the world. At the same time, Huawei officially released the 5G multi-mode terminal chip and the first 5G commercial terminal based on the chip to the world, bringing a second-to-none high-speed connection experience and bringing the smart world of the Internet of Everything one step closer to people's lives.

◆Bosch and Yaguan Technology reached a strategic cooperation agreement on the Internet of Things

On January 22, Bosch Security Communication System and Hangzhou Yaguan Technology, a leading domestic AIoT whole-house intelligence company, jointly signed a strategy In the cooperation agreement, the two parties will form a long-term and comprehensive strategic partnership in IoT and related fields to jointly create a whole-house intelligent experience and promote the development of the whole-house intelligent industry. According to the agreement, the two parties will cooperate on Bosch ZigBee smart wireless infrared human movement sensors and Bosch ZigBee smart wireless multi-function sensors, and connect them to Yaguan Technology's whole-house smart solutions.

◆Cainiao Network opens its first IoT robot distribution center

On January 22, Cainiao Network announced that the country’s first IoT robot distribution center was opened in Nanjing. By moving in the distribution center, the robot sorts packages destined for more than 60 distribution outlets in Nanjing into order, making it easier for couriers to deliver. Cainiao flexible automation engineer Zhong Xiang said that this system takes IoT technology as the core and applies computer vision and multi-agent robot scheduling technology to achieve fully controllable and intelligent transportation of large parcels throughout the distribution center.Can identify and quickly distribute.

▌Blockchain

◆Tencent and Guiyang will conduct in-depth cooperation in the fields of cloud computing, AI and blockchain

On January 26, Tencent and the Guiyang Municipal People's Government signed a deepening cooperation agreement today. The two parties will develop the digital economy and create "Digital Intelligence Guiyang". Tencent will provide technology and experience in cloud computing, big data, blockchain, artificial intelligence and other fields. Tencent Cloud also simultaneously provides the underlying blockchain technology for "Digital Guiyang" to build Guiyang's "Network Identity Chain Credentials Center". Once completed, it will be able to be used everywhere with the authorization of individuals and enterprises and quickly verified.

◆CITIC Bank launched the first blockchain domestic letter of credit forfaiting business in Shandong

Recently, CITIC Bank Jinan Branch successfully handled the first blockchain domestic letter of credit for customers in its jurisdiction. Letter of credit forfaiting business, becoming the first bank in the province to carry out blockchain forfaiting business. In September 2018, CITIC Bank, Bank of China and Minsheng Bank jointly developed a blockchain forfaiting trading platform. By using blockchain, big data and other technical means, this platform can effectively solve many shortcomings of traditional inter-bank asset transactions, greatly improve transaction efficiency, enhance the security of inter-bank asset transactions, and effectively reduce transaction costs.

◆Japan Mainichi Shimbun established a blockchain laboratory

On January 22, blockchain venture capital company Gaudiy and Japan Mainichi Shimbun began to jointly research blockchain Technology and its development. Mainichi Shimbun launched the "Mainichi Shimbun Blockchain Lab." (MBL) to research and develop the application of blockchain in services and journalism. MBL's goal is to build a trust foundation for information through blockchain technology and contribute to the sound development and fairness of news.

▌Big Data

◆Shandong Provincial Culture and Tourism Big Data Research Center was established

Recently, the Shandong Provincial Department of Culture and Tourism and Jinan University signed a strategic cooperation signing ceremony Held at Jinan University, the "Shandong Provincial Culture and Tourism Big Data Research Center" was unveiled. The two parties agreed in the agreement to establish a long-term and stable cooperative relationship on matters such as the construction of the Shandong Provincial Culture and Tourism Big Data Research Center and Shandong Cultural Tourism Research based on the principles of resource sharing, complementary advantages, pragmatism and efficiency, and common development. We are committed to the integrated development of culture and tourism in Shandong.

◆Henan launches the first big data credit financing service platform

According to news on January 22, at the Henan Province 2019 Major Project Bank-Enterprise Matchmaking Conference held recently, Henan launched a comprehensive The province’s first big data credit financing service platform – “Xinyurong”. The platform realizes real-time sharing of credit information with industry and commerce, taxation, real estate registration, customs, justice, environmental protection, medical insurance, social security and other business-related business operations and supervision, and uses new technologies such as the Internet, big data, cloud computing and artificial intelligence to provide financial services.Provide one-stop credit big data services to financial institutions and enterprises.

◆The first integrated media and big data research center settled in Renmin University of China

On January 22, the first integrated media and big data research center held a launching ceremony at Renmin University of China. It has become the first integrated media and big data cooperation and exchange platform in China featuring the integration of industry, academia and research. Zeng Fanwen, executive director of the Cultural Industry Research Institute of Renmin University of China, said that the research center must first make great efforts to build a think tank and become a core think tank for integrated media development and public opinion big data construction. Secondly, integrate resources to become a provider of integrated media construction solutions. At the same time, the research center’s radiating and leading role will be strengthened to serve the development of integrated media in more local governments and counties.

▌Cloud Computing

◆IDC releases China cloud computing vendor share data

According to news on January 21, market research organization IDC released China’s cloud computing market share data for the first half of 2018. Public cloud vendor market share data. Data shows that Alibaba Cloud, Tencent Cloud and China Telecom rank in the top three, with 43%, 11.2% and 7.4% respectively. Alibaba Cloud's market share has reached the combined market share of the second to ninth places, accounting for half of China's cloud computing market. This is also the first year that Alibaba Cloud has ranked first in the Chinese market for three consecutive years.

◆Vista increases investment in Yijistar and deploys cloud computing

Recently, Venustech announced that in order to strengthen its development strategy in the direction of information security, it decided to transfer its wholly-owned subsidiary to Yijistar Jiesida increased its capital by 50 million yuan. EasyStar was founded in February 2014 by the OpenStack core R&D team of IBM China R&D Center to provide cloud computing products and services to enterprise-level customers. Venustech's investment in Yijiesta will, on the one hand, make use of Yijistar's accumulation in cloud and combine the company's own security capabilities to vigorously implement cloud security; on the other hand, the company's proposed Internet+ of safe independent operation and security technology , Artificial intelligence strategy and cloud computing are inseparable.

▌Network Security

◆Ireland investigates Twitter data leakage

According to news on January 26, Ireland is launching an investigation into Twitter’s data leakage. The agency was notified by Twitter that a data breach had occurred at the social media network. Article 33 of the European General Data Protection Regulation stipulates that if a personal data breach occurs, the relevant company must report it to the supervisory authority within 72 hours after learning of the situation, and clearly stipulates the data and type of information to be submitted. Violations of privacy laws may result in penalties of up to 4% of global revenue or 20 million euros, whichever is greater, while previous fines were only in the hundreds of thousands of euros.

◆The National Cyber ​​Security Industrial Park was officially unveiled

On January 21, a symposium was held for enterprises entering the Cyber ​​Security Industrial ParkHeld in Beijing, at the symposium, the National Cyber ​​Security Industrial Park was officially unveiled, and 10 cyber security companies, including 360 Enterprise Security Group, signed to settle in the park. The goal of the National Cyber ​​Security Industrial Park is to build Beijing into a leading domestic and world-class cyber security industry cluster. It is expected that by 2020, the revenue scale of enterprises in the industrial park will reach 100 billion yuan; by 2025, the "five bases" of my country's network security industry will be built based on the industrial park.

3. Those companies that develop blockchain virtual currency trading software (virtual currency development platform)

The decentralized credit mechanism is blockchain technology One of the core values ​​of

Therefore, the blockchain itself is also called "distributed ledger technology", "decentralized value network", etc.

Based on Ou Huiyou Blockchain Features, it is necessary for virtual currency trading software to use blockchain technology to advance marketing development. For now, blockchain technology is not used much in the development of trading systems and software. Specific software Development companies such as Yingtang Zhongchuang are relatively reliable. You can learn about their blockchain technology application software development plans

4. Full review of supply chain finance of 13 banks: from the five major commercial banks to City commercial banks continue to innovate

In the traditional business development model, banks’ supply chain finance business is highly dependent on the credit of core enterprises and uses offline models. Mainly, while consuming manpower and energy, the business also faces bottlenecks that are difficult to scale up.

In the "Steel Trade Crisis" in 2012, many steel industry suppliers used multiple pledges of goods to conduct fraudulent financing, which led to a surge in the non-performing rate of the banks involved, and has since then affected the supply chain. Chain Finance is timid.

Nowadays, the external environment of the market has quietly changed. In recent years, banks have paid more and more attention to the power of financial technology. Many banks have established directly affiliated financial technology companies, with increasingly mature intelligent warehousing and monitoring, electronic contract signing, New technologies such as blockchain are also gradually being applied to supply chain financial services, and banks' past weaknesses in risk control are being increasingly eliminated.

Coupled with the country’s strong policy support for supply chain finance business and the huge market financing gap in accounts receivable of domestic small and medium-sized enterprises, it is imperative for banks to “return to the battlefield of supply chain finance”. The new business model supported by online Internet, blockchain and other technologies is becoming a breakthrough tool for supply chain financial business.

So what are the specific changes in the layout of supply chain finance among banks today? Based on the annual report data released by various banks in 2018, Zhixin has summarized the industry development profiles of 5 large commercial banks, 4 representative joint-stock banks, two city commercial banks, and e-commerce private banks as follows:

▌ Industrial and Commercial Bank of China

The new changes in ICBC’s supply chain finance business are mainly reflected in its onlineOn the small and micro financial service platform, the platform mainly includes three main products: "Quick Business Loans" for pure credit, "Online Loans" for mortgages and pledges, and "Online Supply Chain Financing". ICBC also cooperated with the platform party China Enterprise Cloud Chain to innovate core digital accounts receivable confirmation credentials that can be transferred to multiple levels, further extending the credit of core enterprises to small and micro enterprises at the end of the supply chain.

In the first nine months of 2018 alone, ICBC has provided a total of more than 45 billion yuan in online supply chain financing to 1,300 upstream and downstream customers. As of the end of 2018, ICBC's total loans to small and micro enterprises reached 321.685 billion yuan, a year-on-year increase of 18.1%. The number of small and micro financial business centers also reached 258, comprehensively promoting the implementation of supply chain finance business.

▌Agricultural Bank of China

The Agricultural Bank of China’s efforts in supply chain finance are first reflected in system construction. In 2018, the Agricultural Bank of China Head Office established the “Inclusive Finance Division + Eight Backstage Centers” In line with the departmental structure, 37 first-tier branches and key second-tier branches have all established inclusive financial divisions, forming an inclusive financial service system driven by the two-wheel drive of “agriculture, rural areas and farmers + small and micro enterprises”.

In terms of promoting specific businesses, Agricultural Bank of China mainly provides comprehensive online financing services to upstream and downstream small and micro customers of core enterprises through the development of "data online lending" business. As of the end of 2018, Agricultural Bank of China has issued 23,000 loans to upstream and downstream small and micro enterprises of many core enterprises, with a total amount of 9.1 billion yuan. Recently, the Agricultural Bank of China has also cooperated with the platform party China Enterprise Yunyun Chain to launch a new supply chain product "Factoring e-Financing" to provide financing for core enterprises' upstream and downstream suppliers at all levels.

▌Bank of China

With its advantages in international trade finance, Bank of China launched a supply chain financing product "Rongyida" as early as 2007, which was established in 2009 The supply chain team has also officially launched its efforts in supply chain finance. During the seven-year period from 2009 to 2014, the amount of its supply chain finance business exceeded 74 billion yuan to 1 trillion yuan, with an average annual compound growth rate of 68%. At the end of 2011, Bank of China realized the implementation of the first online supply chain finance project by directly connecting the order information of platform financiers to the Bank of China system through "bank-enterprise docking". Subsequently, through this method, it has expanded to more than 300 companies such as JD.com and Suning. A company has issued more than 10 billion yuan in online financing.

The Bank of China's 2018 annual report also shows that it is participating in the construction and commissioning of the "Block Chain Forfeiting Trading Platform" and the "Digital Bill Trading Platform", and will continue to use "electronic Expand supply chain financial business in the direction of "innovation" + "globalization". As of the end of 2018, its inclusive finance small and micro enterprise loan balance was 304.2 billion yuan, an increase of 12.26% from the end of the previous year.

▌China Construction Bank

China Construction Bank proposed a three-year strategic plan for the development of inclusive finance in 2018, and hasIn terms of establishment, the Inclusive Finance Division has achieved full coverage of the first and second tier branches, and a total of 288 small business centers have been established.

Specifically speaking, at the business level, CCB has designed and developed a series of services including accounts receivable financing, gold and silver warehouses, focusing on the operation of the “three streams” of information flow, logistics and capital flow from corporate procurement, manufacturing, sales to end users. , chattel pledge financing, order financing, chattel pledge financing and more than ten supply chain financing products. In business acceptance, China Construction Bank focuses on the real transaction background of the business, the high degree of embeddedness between products and corporate information flow, logistics and capital flow, and the need to provide structured and combined services. As of the end of 2018, CCB has issued a total of 538.5 billion yuan in online supply chain financing to 33,000 companies, with 1,184 online supply chain cooperation platforms. The balance of loans in the inclusive finance field was 631.017 billion yuan, an increase of 212.515 billion yuan from the previous year.

▌Bank of Communications

Bank of Communications carries out supply chain finance business mainly through the "Yuntong Supply Chain" platform, and mainly focuses on core enterprises in automobiles and other industries, through cooperation with large domestic Logistics companies carry out pledge supervision cooperation and carry out credit insurance cooperation with insurance companies. Bank of Communications has successively launched products such as "Kuiyi Tie", "Kuai Yishou" and "Kuai Yipay", creating the "Yuntong e-Chain" A series of supply chain financing products.

As of the end of 2018, the Bank of Communications has expanded its domestic industrial chain network to more than 3,000 companies, and the financing balance of industrial chain financial products exceeded RMB 110 billion, an increase of 22.42% from the end of the previous year. The Bank’s blockchain technology has already In the field of automotive Internet of Things finance, the accounts receivable chain business is also advancing rapidly.

▌Ping An Bank

Ping An Bank (formerly Shenzhen Development Bank) is the first commercial bank in China to get involved in and advocate the development of supply chain finance business. In 2002, Shenzhen Development Bank became the first systemic bank in China. A bank that proposes and promotes supply chain finance and trade finance product portfolios. In 2005 alone, Shenzhen Development Bank's "1+N" supply chain finance model created a credit line of 250 billion yuan, and the non-performing loan rate that year was only 0.57%.

In the online layout, for core enterprises in the industry chain and their upstream customers, Ping An Bank launched the Supply Chain Accounts Receivable Service Platform (SAS Platform) in 2018 to provide online transfer of accounts receivable. , financing, management, settlement and other comprehensive financial services. The SAS platform comprehensively applies core technologies such as "Ping An Blockchain" and "Artificial Intelligence + Big Data" to implement intelligent verification and continuous monitoring of the authenticity of trade backgrounds. As of the end of 2018, the cumulative transaction volume of Ping An Bank's SAS platform has exceeded 10 billion yuan, providing services to 111 core enterprises and their upstream small, medium and micro enterprises.

▌ Shanghai Pudong Development Bank

Shanghai Pudong Development Bank first launched the “Enterprise Supply Chain Financing Solution” in 2007", providing core enterprises with credit services, procurement services, inventory turnover, account collection and other financing support. Since 2011, Shanghai Pudong Development Bank has been committed to building a unique supply chain financial platform, and has cooperated with China Mobile, Shenlong Automobile, and COSCO Logistics Cooperate with many core enterprises and logistics companies to realize the integration of information flow, logistics and capital flow.

In terms of online layout, Shanghai Pudong Development Bank has implemented " It also launched innovative products such as "Government Procurement e-Loan" and "Bill Pool Instant Loan" in the field of online supply chain finance, as well as cloud fund supervision, e-enterprise bank Comprehensive service platform and other products. As of the end of 2018, Shanghai Pudong Development Bank served more than 31,300 technology-based corporate customers in the supply chain field, promoted 20 automotive supply chains, and served 864 upstream and downstream customers in the automotive industry.

▌ CITIC Bank

CITIC Bank’s supply chain finance business is mainly promoted by building three major platforms, four major value-added chains and five major characteristic networks. The three major platforms include logistics financing platform, inter-industry cooperation platform and government support platform. The value-added chain includes the creation of a value-added chain for accounts receivable, a value-added chain for prepaid accounts, a value-added chain for logistics services, and a value-added chain for electronic services. The five distinctive networks are the automobile finance network, the steel finance network, the home appliance finance network, the telecommunications finance network, and the petrochemical finance network. Lu et al.

In October 2018, China CITIC Bank also successfully launched a full-process online supply chain financial platform innovative product "Chinese e-Chain-Payment and Circulation Integration", integrating China CITIC Bank's business system with the supply chain of core enterprises. It connects with the blockchain financial platform and uses the multi-level circulation of standardized electronic "payment vouchers" to provide full-process, online financing to its upstream N-level suppliers. In 2018, CITIC Bank also launched the country's first blockchain forfaiting trading system , and released the "blockchain + supply chain" pilot innovation project. As of the end of 2018, the business volume on its chain exceeded 10 billion yuan.

▌Zheshang Bank

Supply Chain finance is an important strategic task for the current development of Zheshang Bank. Zheshang Bank began to study the application of blockchain technology in 2016 and took the lead in putting into production a receivables chain platform based on blockchain technology in August 2017. Focusing on supply Chain finance, Zhejiang merchants innovate "pooling" and "online" financing business models, and continue to focus on the three major business platforms based on the three pools (Yongjin bill pool, Yongjin asset pool, and Yongjin export pool) Exhibition business.

The first is the pool financing platform, which signed 22,290 customers in 2018, a year-on-year increase of 43.58%. The asset balance in the pool is 350.679 billion yuan, and the cumulative number of accounts receivable entered into the pool is 100,800. , the amount entered into the pool is approximately 72.9 billion yuan. The specific product "Zhizhendai" signed 1,645 customers in 2018, a year-on-year increase of 26.25%, and the financing balance was 50.125 billion yuan, a year-on-year increase of 44.68%%.

The second is the Yiqiyin platform for core corporate financial services. In 2018, a total of 234 Yiqiyin platforms were launched, an increase of 172.09% from the end of the previous year. The platform’s cumulative financing was 36.785 billion yuan, an increase of 485.28% from the end of the previous year. %.

The third is the accounts receivable chain platform. By the end of 2018, Zheshang Bank had launched 1,410 accounts receivable chain platforms, an increase of nearly 12 times year-on-year, and the cumulative amount issued was 122.878 billion yuan, an increase of nearly 4 times year-on-year.

▌Shanghai Bank

The Bank of Shanghai released the "Uplink e-Chain" online supply chain financial service platform in October 2018, and established a new supply chain finance department in April this year. , expand and cover the business model to all aspects of core enterprise procurement, production, sales, etc., and at the same time use big data to start building the enterprise's credit model.

"Upstream e-Chain" is based on the online supply chain financial service platform, covering 3 major categories and a total of 15 products. By sharing data with core enterprises to build a platform, it can master the required information flow, capital flow and Logistics, forming closed-loop management. At the same time, Bank of Shanghai cooperates with Jiangsu Runhe Software to introduce blockchain technology to realize the divisible and combinable payment of core enterprise credit, thereby extending the credit of core enterprises to second-, third- and fourth-tier suppliers. In 2018, the Bank of Shanghai realized supply chain finance loans of 52.487 billion yuan, a year-on-year increase of 117.22%. At the 2018 Bank of Shanghai Annual Meeting, this figure is expected to increase to 100 billion yuan by 2020.

▌Bank of Beijing

Bank of Beijing plans to provide "e-commerce and finance" comprehensive service solutions for the trading market. With the help of the credit of the commodity trading platform, it provides full-process financial services to platform traders. Create an innovative online business model of "supply chain finance + capital depository". At the specific product level, the online supply chain product of "Jingxin Chain" was launched to extend the credit of core enterprises to upstream multi-level suppliers and realize the split and transfer of accounts receivable claims. As of the end of 2018, the balance of Bank of Beijing's small and micro enterprise loans was 425.6 billion yuan, a year-on-year increase of 19%.

In addition, other e-commerce private banks such as WeBank, Suning Bank, MYBank, etc. have also made plans in supply chain finance business. WeBank is currently expanding its supply chain finance business based on blockchain technology. In addition to its own way of expanding core enterprises, WeBank has also proposed a "bank-bank cooperation" model in which WeBank provides grassroots technology and cooperates with city commercial banks to develop business.

Suning Bank successfully launched the domestic letter of credit information transmission system (BCLC system) based on blockchain in September 2017, and pioneered the "Internet of Things + Blockchain" movable asset in September 2018. Pledge financing was the first of its kind. Based on the coal inventory of a certain company, Suning Bank gave the financier a credit line for movable property pledge and successfully realized the loan. At the same time, its blockchain + Internet of Things automotive Kuru platform,And the blockchain + Internet of Things 3C commodity supervision platform has also been put on the release schedule.

As banks continue to deepen their development in supply chain finance business, this business will not only serve the real economy, but also bring new profit growth points to the business side, and the addition of financial technology technology. It will also continue to promote the update and evolution of market business models and form a virtuous business ecological cycle.

5. Which of the domestic blockchain financial system development platforms are more famous?

I don’t know. It is not being rolled out on a large scale at the moment, it’s just that the concept is very popular

6. Is Xinye Technology owned by CITIC Bank?

No, it is an independent company.
Xinye Technology is a financial technology company that promotes financial development through advanced technologies such as big data and artificial intelligence. To put it simply, Xinye Technology uses its own patents and technologies to play the role of a financial service provider.
Xinye Technology has three major sectors: financial technology business, international business, and technology ecological incubation business. It specifically covers consumer finance, technology export, incubator and investment businesses. It insists on serving the public with innovative technology, empowering institutions, and assisting the real economy. Development
Xinye Technology is a financial technology group listed in the United States. It is committed to realizing the mission of "technology, making finance better" through big data, artificial intelligence, blockchain and other technologies, and promoting financial services from accessible to affordable. Affordable, trustworthy and enjoyable evolution, becoming a financial technology brand popular among users and trusted by partners.

7. Which blockchain technology listed companies are included in the blockchain concept stocks?

Blockchain is a new application model of distributed data storage, and it is an important concept of Bitcoin. There are currently 35 stocks related to the blockchain concept in the A-share market, of which 6 blockchain concept listed companies are traded on the Shanghai Stock Exchange and 29 blockchain concept listed companies are traded on the Shenzhen Stock Exchange.

According to the correlation of blockchain, the leading stocks of blockchain concept stocks are most likely to be born from Xinchen Technology, Luyitong, and Sifang Jingchuang.

Xinchen Technology: On September 29, 2016, the company stated interactively that the company is currently engaged in research and development of blockchain technology.

Lu Yitong: The company plans to raise a total of 67.9691 million shares of 67.9691 million shares at 24.57 yuan per share, and the total amount of supporting funds will not exceed 1.670 billion yuan, which will be used to pay the cash consideration for this transaction and build the industrialization of blockchain ASIC chips. Projects, artificial intelligence ASIC chip R&D center, chip product marketing and service network, etc.

Sifang Jingchuang: On May 31, 2016, the founding meeting and the first members meeting of the Financial Blockchain Cooperation Alliance (Shenzhen) were officially held in Shenzhen Wuzhou Hotel. The company was one of the founding members of the meeting.