汇丰外汇区块链解决什么问题了,汇丰使用区块链技术完成全球首笔贸融资交易
汇丰银行是世界上最大的银行之一，它已经开始使用区块链技术完成全球首笔贸融资交易。这一技术的应用可以解决贸易金融中的多种问题，包括信用风险、贸易支付、贸易融资和贸易结算等。今天，我们就来聊聊汇丰外汇区块链解决的三个关键问题：信用风险、贸易支付和贸易融资。
信用风险：在贸易金融中，信用风险是指买方或卖方可能对贸易合同无法履行承担的风险。而汇丰外汇区块链可以有效解决这一问题，它可以为双方提供可靠的数据，并将所有参与方的交易记录存储在一个安全可靠的区块链网络中，可以有效降低信用风险。
贸易支付：贸易支付是指在贸易过程中，买方支付货款给卖方的过程。汇丰外汇区块链技术可以实现贸易支付的安全、可靠和快速。它可以提供可靠的数据，并且可以实现货币的即时交换，从而提高了贸易支付的效率。
贸易融资：贸易融资是指在贸易过程中，买方向卖方提供融资，以帮助卖方支付货款的过程。汇丰外汇区块链技术可以有效支持贸易融资，它可以提供可靠的数据，并确保双方的资金安全，从而改善贸易融资的效率。
总之，汇丰外汇区块链技术可以帮助贸易金融中的双方解决信用风险、贸易支付和贸易融资等多种问题，提高贸易金融的效率和安全性。
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① What problems can the blockchain technology studied by OKGroup solve in the payment industry?
(1) The settlement and transfer problems of cross-border banks have caused low efficiency and become a problem in the payment industry. The main problem is that blockchain implements point-to-point technology, coupled with the distributed ledger and consensus algorithm of blockchain, transaction parties can jointly maintain the same ledger and can be shared by multiple parties.
(2) Ban third-party supervision. Based on the transaction and settlement function of the blockchain, both parties can directly reach an agreement during the transaction process without reconciliation, and eliminate dependence on CCP or other third-party institutions.
(3) Blockchain can solve the reconciliation problem between different securities agencies.
② What are the main problems that blockchain solves
Jinwowo analysis believes that blockchain mainly solves the trust and security issues of transactions. Once the information is confirmed and added to The blockchain will be stored permanently. Unless more than 51% of the nodes in the system can be controlled at the same time, the modification of data on a single node cannot be achieved. Therefore, the data stability and reliability of the blockchain are very low. high.
Due to the use of distributed computing and storage, there is no centralized hardware or management organization. The rights and obligations of each node are equal. The data blocks in the system are shared by nodes with maintenance functions in the entire system. maintain.
③ What kind of problems does blockchain technology solve?
Chongqing Jinwowo analysis: Blockchain technology solves the problem of "strange trust" very well. Alliance The chain is a link, which effectively solves the connection problem between members within the ecosystem, and the decentralized characteristics of the blockchain allow various small and medium-sized enterprises participating in this ecosystem to maintain their independence. Enterprises can share ecological users , traffic, and resources while maintaining your own business model and profit model.
④ What kind of problems can blockchain technology solve?
What kind of problems can blockchain technology solve? Blockchain technology can solve the trust problem at a relatively lower cost, which plays an important role in the current emphasis on reducing the burden of the real economy and reducing transaction costs, and has great social value. At the same time, there is still a need for continuous exploration of the blockchain technology itself. It is believed that independent controllable intellectual property rights and patents can be integrated with this technology in the future.
In the future, Jinwowo will focus on promoting the legal circulation and commercial application of big data using blockchain technology.
Jinwowo analyzes the problems that blockchain technology can solve as follows:
The most important thing about blockchain is that it solves the problem of intermediary credit. In the past, it was difficult for two people who did not know and trust each other to achieve collaboration, and they had to rely on a third party.
For example, in payment behavior, any kind of transfer in the past required the existence of an institution such as a bank or Alipay.
But through blockchain technology, it is the first time that human beings have realized that there is noWith the participation of any intermediary institution, the transfer behavior can be completed in a way that both parties can trust each other. This is a major breakthrough for blockchain.
Analysis by Chongqing Jinwowo: The most important thing about blockchain is that it solves the problem of intermediary credit.
In the past, it was difficult for two people who did not know and trust each other to achieve collaboration, and they had to rely on a third party.
Chongqing Jinwowo analyzes the problems solved by the application of blockchain technology as follows:
The most important thing about blockchain is that it solves the problem of intermediary credit. In the past, two people who did not know and trust each other had to reach an agreement. Collaboration is difficult and requires a third party.
Through blockchain technology, it is possible to complete behaviors in which both parties can trust each other without the participation of any intermediary agency. This is the problem solved by disintermediation (decentralization) in blockchain technology.
Blockchain solves the problem of trust, which is the root of all problems.
WaykiChain is a smart contract platform that supports Turing completeness. WaykiChain adopts the dpos consensus mechanism, with a total of 11 voting nodes, which generate a new block every 10 seconds. Through smart contracts, WaykiChain can realize rich application scenarios such as asset issuance, betting applications, copyright traceability, mutual insurance, decentralized exchanges, and cross-border settlement.
But the most important thing in these scenarios is trust and openness and transparency.
What problems can blockchain technology solve?
Based on mechanisms such as distributed accounting, collective contracts and intelligent consensus, blockchain technology presents information processing characteristics such as decentralization, open sharing, authenticity and reliability, which has triggered increasing attention and attention in the financial field, especially in the Internet financial field. Research applications. There are many blockchain system development companies. Blockchain technology development companies like Renren Chain are relatively reliable. You can refer to blockchain solutions.
Point 1: First of all, you must understand the technical strength of the blockchain technology service provider you choose, including the underlying strength of the blockchain and the technical strength of the team; what successful cases have been developed. Ask for developed projects, and the other party will analyze previous successful cases.
Point 2: It depends on the other party’s existing underlying blockchain architecture and project development experience.
Point 3: You can ask your friends if they know anything about it and recommend it. I personally know that the Renren blockchain BaaS platform has good overall strength. It can quickly build its own IT infrastructure and blockchain services on an open cloud platform. Of course there are others, choose the platform that suits your business. There are still issues that need attention that have not been mentioned, and I hope others can help add them~
The blockchain is similar to a "public ledger". Each block is a "ledger page".When people conduct transactions on the blockchain, the transaction data will be disclosed to every node in the blockchain and recorded on the "ledger page", which is permanently stored and cannot be tampered with. In view of the decentralization, openness and non-tampering characteristics of the blockchain, each work entered into the blockchain copyright registration system will generate a unique digital fingerprint that cannot be tampered with.
Users only need to pass the Xiaoxi Copyright Chain platform identity authentication authorization, and after successfully authenticating "I am me", submit the work to the Copyright Chain. After the background review is passed, the data will be generated and written into the blockchain to generate a certificate. To apply for a paper certificate from the Copyright Protection Center, you need to click "Copyright Certificate Application", then follow the steps to fill in the information, pay the fee, and wait for review... From this point of view, the blockchain + copyright model is really safe, time-saving, and effort-saving.
When it comes to legal protection, we have to mention "infringed" copyright as an intangible asset. If the creator lacks awareness of rights protection, the work may face infringement. Xiaoxi Copyright Chain does this relatively well in the industry. The reason why this platform has become the first smart rights protection platform based on blockchain in China is also inseparable from the support of the Chongqing Notary Office. The digital document storage technology based on the blockchain has been recognized by the notary office and can ensure that the content of the notarization application cannot be tampered with, providing help for the digitization, networking, and informatization of notary services. Notarization parties can submit "preservation evidence" for notarization online through the Xiaoxi platform, making the rights holder's ownership of the work more judicially effective, effectively facing infringement, and improving risk response capabilities.
Blockchain, a new credit evaluation system, provides new technical support for the service reform of notary offices. Xiaoxi Copyright Chain has moved part of the business of the Chongqing Notary Office onto the blockchain platform, which can be called an innovation of blockchain in the field of notarial certificate business. In the process of notarization, material review and verification is the most critical and important part. The process design of the "blockchain + notarization" backend changes the previous steps that required manual verification in various departments. Notaries only need to review the materials provided by users online to quickly complete the review and verification work, which greatly improves work efficiency.
The distributed architecture and non-tamperability of blockchain technology can help solve problems such as the authenticity of bills and opaque information. When parties need to verify whether a note has been tampered with or transferred, the blockchain can provide indisputable proof of consistency.
Digital currency also takes advantage of this feature of blockchain. Puyin is a tea-based digital currency developed based on blockchain technology.
Analysis of Chongqing Jinwowo:
First, through its application in the field of digital currency, blockchain provides a solution for the flow of capital flow (or capital flow) information on the Internet.
Secondly, the blockchain solves the problem of confirmation of authority during the transaction process through encryption and reference to distributed ledgers.
Third, blockchainThrough the technology of consensus mechanism, the exchange problem of digital assets is determined.
⑤ What problems does the blockchain solve?
Use blockchain technology as currency because the blockchain will inevitably generate tokens, and all transaction participants agree that it has value. Blockchain technology helps it function as currency. We find that blockchain currencies are likely to first gain adoption for private transactions, international transactions, and microtransactions, and then eventually expand to become the default currency for all transactions. Blockchain technology is also useful for individuals executing microtransactions. If one person wanted to send $1.00 to another person, the fees in a world without blockchain could easily reach 30-40% of the total transaction (.30—.30—.40). As a result, companies are forced to shift transactions to monthly invoices, and these high fees also discourage founders from starting a business on small amounts of money in the first place. Assuming an entrepreneur wants to start a business, an individual in France can send $1 directly to farmers in Kenya to help them build agricultural infrastructure. After it becomes clear to the entrepreneur and his potential donors that almost half of these payments go to intermediary entities, the entrepreneur may give up and the donor may leave. On the other hand, if an entrepreneur in a developing country wants to transfer his wealth (e.g., $2-5 per day) from an unstable local currency to a more stable international currency, he will face high international double fees The troubles are transaction fees for small transaction sizes and high intermediary fees. Blockchain-based currencies offer solutions to these problems. Using Blockchain Technology as a Store of Value Blockchain technology also has the potential to provide new independent stores of value. Today, the classic store of independent value is gold, as humanity decided to be independent from nation-states (e.g. Canada) or unions of nations (e.g. the European Union) rather than other mainstream currencies (e.g. the United States, where the dollar is closely associated with the success of the United States of America). Gold typically has an inverse relationship with the U.S. dollar: in other words, gold serves as a hedge against the current global financial system. Since gold is difficult to store (heavy, relatively unsafe), digital blockchain currencies represent an attractive alternative. If digital currencies become more stable over time (currently, they are extremely unstable), they may one day add to or subtract from assets like gold (for hedging purposes). If digital currencies replace traditional currencies such as the U.S. dollar and euro, then these digital currencies will represent and dominate the financial system. In this world, these currencies will no longer be a useful hedge against the current status quo: they will become the status quo! And we hope that investors can focus on gold, similar assets and non-mainstream digital currencies to hedge against these now mainstream digital currencies. Using Blockchain Technology to Facilitate Simple Information Exchange Ultimately, the value of blockchain technology comes from its potential to secure and automate the transfer of information, an endeavor with endless opportunities. While blockchain-based currencies represent a great opportunity to streamline the transfer of information, any current process or system that transmits information digitally (i.e., anything on the internet) could be revolutionized by blockchain technology. In the blockchain world, determining blocksProgrammable rules for how a chain delivers information are called smart contracts. Smart contracts are really just automated contracts. To implement a smart contract, three things need to be done. First, all stakeholders need to agree that digital tokens have value. Second, all stakeholders need to agree on every definition in the smart contract. Third, digital tokens need to be integrated with every defined programmatic fact. Using blockchain technology to facilitate complex information exchanges An example of a complex information market using blockchain technology is the storage of digital information. Today, a large portion of the Internet is hosted by similar offerings from Amazon Web Services (AWS) and other intermediary entities. These entities build and maintain global data storage and servers to support cloud infrastructure. However, in the blockchain world, companies can use information storage blockchain tokens (we call them fictional tokens 'FileStorageCoin') in exchange for secure storage on a highly distributed network, at a price charged by physical intermediaries such as AWS Just a little part. While blockchain can help users derive more value from storage, connectivity, bandwidth, website access, and content creation, the technology is not limited to digital information; the technology can also make physical world assets more liquid (easier to sell and purchase) to make it more reducible. In other words, blockchain can better facilitate ownership of assets by multiple people.
⑥ How much do you know about foreign exchange trading: the role of blockchain technology
The application of blockchain technology in the financial field is progressing the fastest, and its application in the foreign exchange field is especially worthy of attention. At present, market entities such as foreign exchange regulatory agencies, banks, and foreign exchange trading platforms in various countries are trying to apply blockchain.
Take TigerWit as an example. Based on in-depth insights into the pain points of the industry, TigerWit is currently comprehensively exploring and promoting the in-depth application of blockchain technology in the field of foreign exchange trading services, hoping to use blockchain to "decentralize" and " Characteristics such as "distributed storage of information", "network-wide accounting", and "difficult to be tampered with" allow users to clearly understand all transaction records, historical data and other related data through an "open and visible" data system library. information to effectively solve the pain points of unlocking the industry.
⑦ What problems does blockchain solve?
Art Industry
Ascribe allows artists to use blockchain technology to declare ownership and issue numberable, limited editions The works can be for any type of artwork in digital form. It even includes a marketplace where artists can buy and sell through their website without the need for any intermediary services.
Legal industry
BitProof is the most advanced of the many document timestamp applications that have emerged in recent years, and will make traditional notarization methods a thing of the past. Compared with free versions such as Blocksgin and OriginStaemp, BitProof provides more services, including one for intellectual property rightsof. Interestingly, BitProof recently collaborated with a San Francisco IT school to put all their students’ academic certificates on the blockchain, completely redefining how diplomas and student certificates are processed and used.
Development Industry
Colu is the first company to allow other companies to issue digital assets. Their ability to “tokenize” various assets has impressed many people. While the free Bitcoin wallet Counerparty also allows simple tokens to be issued and traded among other wallet holders, Colu's tokens can be configured in various states and types, be able to leave and return to the system, and When storing data on the blockchain is too large, the data can be stored on the BitTorrent network.
Real estate industry
They plan to modernize the entire industry chain process and solve various problems faced by everyone involved in real estate, including the naming process, land registration, agency intermediaries, etc.
Looking at blockchain from a financial perspective
The essence of currency: Currency is just a broad value consensus and does not itself have value precipitation.
The relationship between assets and currency: Currency describes assets.
What are digital assets: Assets are digital, subdividable, and tradable, and their prices are determined by the supply and demand market, rather than the value intermediary—currency.
Internet of Things
Application Scenario Analysis[7]
A possible application scenario is: generating corresponding behavior through Transaction, assigning an Address to each device, and giving the address By injecting a certain fee, relevant actions can be performed to achieve the application of the Internet of Things. Similar to: PM2.5 monitoring point data acquisition, server leasing, web camera data calling, DNS server, etc.
In addition, as the number of IoT devices increases and Edge computing requirements increase, a large number of devices require a distributed self-organizing management model, which requires high fault tolerance. The distributed and attack-resistant characteristics of the blockchain can be well used in this scenario.
IBM [7]
IBM has continued to invest in research and development in the field of IoT for decades and is exploring the use of blockchain technology to reduce the cost of IoT applications.
In early 2015, IBM and Samsung announced their cooperation in developing the ADEPT system.
Logistics supply chain [7]
The supply chain industry often involves many entities, including logistics, capital flow, information flow, etc., and there is a large amount of complex collaboration and communication between these entities. Under the traditional model, different entities keep their own supply chain information, resulting in a serious lack of transparency, resulting in high time and money costs. Moreover, once problems arise (false claims, counterfeit goods, etc.), it is difficult to trace and deal with them.
Through the blockchain, parties canObtain a transparent and reliable unified information platform, which can check the status in real time, reduce logistics costs, trace the entire production and delivery process of items, thereby improving the efficiency of supply chain management. When disputes arise, proof and tracing have become clearer and easier.
This field is considered to be a promising application direction of blockchain.
For example, the carrier can scan the QR code to prove that the goods have arrived at the designated area, and automatically charge the fees agreed in advance. You can refer to How Blockchain Transforms Supply Chain Finance and Blockchain Brings Transparency to the Supply Chain.
Skuchain creates a new supply chain solution based on blockchain to synchronize commodity flow and capital flow while mitigating the problem of counterfeit goods.
Public network services [7]
The existing Internet cannot function normally without many nearly free network services, such as Domain Name Service (DNS). Anyone can query domain names for free. Without DNS, various websites are basically inaccessible. Therefore, for network systems, similar basic services must be safe, reliable, and low-cost.
Blockchain technology happens to have these characteristics. The DNS system based on the blockchain will no longer have various erroneous query results, and can provide stable and reliable services.
Insurance Industry
In the past two years, the hottest topic in the technology field cannot be separated from blockchain technology. This underlying technology, which was born out of Bitcoin, has proven its highly secure and reliable architecture and algorithm design with more than 7 years of stable operation. At the same time, it has relied on innovative technologies such as distributed ledgers and smart contracts to upgrade industries in many industries. It opens up a huge space for imagination. Some industry experts even predict that blockchain technology will set off a second Internet revolution.
The financial industry has always been the most sensitive to advanced technology. Traditional banking and securities industry giants have been involved in the booming blockchain venture capital investment since 2014. Within two years, the total global investment reached US$1 billion, including DAH’s US$60 million and Blockstream’s US$50 million. Such a huge Series A financing. In addition to capital investment, major companies are also personally involved in and promoting specific business applications: for example, the Linq blockchain equity exchange launched by the Nasdaq Stock Exchange in the United States has begun issuance testing at the end of 2015; and 43 multinational companies around the world The R3 CEV alliance formed by banks has also been testing and improving the inter-bank clearing alliance chain between banks. The speed of action and the high level of participation are unprecedented.
Although the insurance industry is relatively conservative in its participation in blockchain technology, it has been actively exploring and researching in the academic field. At the end of 2014, the European and American Insurance Industry Forum initiated by the famous British Z/YEN Group consulting group launched a 50-page "Lifelong Chain" special research report that discussed the blockchain will bring to the insurance industry from many aspects. innovation and change.
InWhile studying blockchain technology, I communicated with many experts and scholars in the domestic insurance industry, and deeply discussed the specific foothold of blockchain in the insurance business from multiple perspectives such as business processes and company management. Now the author shares with readers the thoughts on credit risk Some thoughts on management.
⑧ What problems can blockchain technology solve
Most business operations require a certain trust foundation, especially in cross-subject scenarios. Blockchain can provide very effective help in application scenarios where trust establishment is difficult and trust maintenance costs are high.
