各国区块链金融创新发展现状,各国区块链金融创新案例分析

区块链金融创新是一种新兴的金融技术，它将区块链技术与金融服务相结合，可以大大提高金融服务的效率和安全性，以及实现金融行业的可持续发展。区块链金融创新已经在世界各地得到了广泛的应用，并取得了一定的成功。

一、数字货币：数字货币是一种新型的货币形式，它是利用区块链技术实现的。数字货币可以用于支付和存储资金，可以被用于跨境支付，以及实现资产交易和传输。由于数字货币的特性，它可以替代传统货币，并且可以更有效地实现金融服务。

二、智能合约：智能合约是基于区块链技术开发的一种合同形式，它可以自动执行双方约定的条款，使得双方的约定更加安全可靠。智能合约可以用于多种金融服务，如资产交易、借贷、投资、保险等，可以有效地提高金融机构的效率，并降低交易成本。

三、去中心化金融：去中心化金融（DeFi）是一种基于区块链技术的金融服务，它可以实现安全、透明、低成本的金融交易。去中心化金融可以用于跨境支付、资产交易、贷款等，可以有效地降低金融机构的交易成本，提高金融服务的效率和安全性。

从上述三个关键词来看，区块链金融创新已经在世界各地得到了广泛的应用，并取得了一定的成功。数字货币、智能合约和去中心化金融都是重要的创新应用，它们可以有效地提高金融服务的效率和安全性，并实现金融行业的可持续发展。

『One』 LBA, leveraging the billion-dollar digital asset lending market

Project Overview

Libra Credit (LBA) introduces artificial intelligence neural network It creatively built a risk rating system and used digital currency assets as collateral to form an ecosystem of borrowers, custodians, guarantors and lenders.

To put it simply, LBA is actually the blockchain version of Ant Borrowing. The difference is that only digital currency assets can be used as collateral on this platform, regardless of national boundaries, time, or Loans are available regardless of location.

Official website address: http://www.libracredit.io

White paper: http://t.cn/RgvxlpR

Release time: 2018-05-23

Issuance price: 1Token=0.1USD

Total number of tokens: 1 billion

Market analysis: 8 points. (25% of the total score)

Project visibility: As of July 14th. Twitter - 11,600, Telegram - 90,000. High attention. +3 points

Market prospects: Lending business has always been one of the main sources of income for traditional finance. With the upgrading of consumption concepts, people’s demand for consumption is getting higher and higher, and the future market size is still very large. broad. In recent years, as the consensus on the value of digital assets has been accepted by more and more people, they firmly believe that digital currencies themselves are valuable and worthy of long-term investment. Therefore, when investors need a sum of cash but are unwilling to cash out digital assets, a new need arises: digital asset lending. LBA builds a platform for lenders, using digital currencies and crypto-assets as collateral to provide low-interest legal currency lending services, filling this market demand. The market prospects are excellent. +3 points

Blockchain application innovation and necessity: LBA can break the existing traditional credit services and encryption market, solve the problem of long traditional credit cycle, cumbersome process, difficulty in credit investigation, capital investment, data Barriers and other issues. It uses the privacy protection and smart contracts of the blockchain and has strong coupling. +2 points

2. Team analysis: 8 points. (25% of the total score)

BOSS background: Rich experience in the financial industry, coming from a large company called PayPal. +2 points

Co-founder: Lu Hua, CEO. An expert in payment, financing and risk management. The company he founded previously received Bertelsmann Asia Investment and Intime Capital. He is the head of PayPal China's core payment business and the head of PayPal's US global banking platform.

Co-founder: Dan Schatt, Chief Operating Officer. Fintech and payments experts. Chief Commercial Officer of Stockpile lnc. and General Manager of Financial Innovation at Paypal.

Blockchain experience: One member of the team has experience in the blockchain industry. +1 point

Howard Wu: Chief blockchain architect, he holds a master's degree in electrical engineering and computer science from the University of California, Berkeley, and a bachelor's degree in computer science and applied mathematics from the University of California, Berkeley. . Chief Scientist, Managing Partner of DekryptCapital, Berkeley Blockchain Consultant, and Software Engineer at Google.

Technical strength: The team introduction has only 1 technical staff. , the technical strength is average. +1 point

Team integrity: Complete. +2 points

Advisory team: The advisory team is luxurious, including Zhou Shuoji, a partner of blockchain investor FBG, CEO of Tuition and Yahoo, Scott Thompson, president of PayPal, and founder of mobile financial service provider Moven. Brett King, advisor to Kybernetwork, Aelf, GNX and other projects, Kenneth Oh, senior partner of Dacheng Reid Law Firm, and Liam Robertson, founder of Alphabit Digital Currency Fund. +2 points

3 Technical analysis: 6 points. (Total score accounts for 25%)

Technological innovation: LBA is mainly an innovation in business models and does not involve innovation in blockchain technology itself. +0 points

Architectural design: Unannounced. +0 points

The project is open source: It is open source. +1 point

https://github.com/libracredit

Application scenario: Single application scenario. +1 point

Remote planning: announced, each nodeClear. +2 points

Development progress: The public beta version of Libra Credit supporting multi-language has been launched. The project development progress is ahead of schedule and the progress is fast. +2 points

Four Implementation analysis: 3 points. (Total score accounts for 15%)

Profit model: The Token mechanism has been announced, but the design is relatively simple. There is no more effective Token value enhancement mechanism, such as repurchase, Token destruction, etc., and it relies more on later development. Ecological construction. +3 points

1. Membership: Platform access fee, allowing borrowers to submit loan applications.

2. Transaction fee: LBA serves as Libra’s credit exchange medium. For example, a service fee will be charged for each successful transaction.

3. Community rewards: Libra rewards are awarded to stakeholders under the following circumstances: service developers contribute; and those who successfully introduce other lending institutions to Libra are also rewarded .

4. Voting management: Any LBA holder is composed of the Libra community, who vote on proposals for specific projects through the platform development plan to promote the development of platform technology.

The project has been implemented: It has not yet been implemented, and there is still a long way to go. +0 points

5. Fund analysis: 5 points. (Total score accounts for 10%)

Fund budget mechanism: The token proportion is reasonably allocated, and the team’s share has a two-year lock-in period, which can ensure that the team will not run away and motivate team members to work hard. Project Progress. +5 points

Libra Credit’s TOKEN public and private sales account for a total of 46% of all TOKEN. This part has no lock-up period and can be traded immediately; the founders and team retain a total of 20% of the share. The lock-in period is two years, and you cannot participate in transactions during the lock-in period; consultants, supporters and incentives account for a total of 4%, and this part also has no lock-in period; the remaining 30% is used as a financial reserve and is divided into two parts. , the lock-in periods are two and three years respectively.

Financial supervision mechanism: Not announced. +0 points

Total score: 6.45 points.

Effective score of total dimension score

Market analysis 25%

2

Team analysis 25%
/>
2

Technical analysis 25%

1.5

Implementation analysis 15%

0.45

Capital analysis 10%

0.5

Summary: Grade B+.

Advantages

Libra Credit’s credit can quickly and securely manage the borrower’s KYC identity verification process through the platform’s network of identity verification partners. The collaborative credit network generates a large amount of credit data every day, and interested parties (such as suppliers, regulators and financial institutions) can use Libra's anonymous data to conduct data analysis, credit scoring, user behavior monitoring and other activities. At the same time, Libra will be able to access our partners’ credit systems, allowing Libra to continuously improve and enhance its own risk control process. Libra's partner network can access the platform and data through open APIs, which will provide revenue to Libra's community members. Overall, the business model constructed is reasonable and rigorous, able to form a closed loop of business ecology, and both investors and consultants have abundant resources.

Potential risks

1. The lending market is heavily regulated by the government for legal compliance, and regulatory risks exist for a long time.

2. Implementation is challenging. LBA is a platform that faces users at the front end and connects to formal financial institutions at the back end. Each country has its own credit system, and it is very difficult for project parties to access it.

3. The digital currency market has cyclical characteristics, with high hot spots in bull markets and low hot spots in bear markets. Digital currency lending is very affected by market conditions.

4. The uncertainty caused by the future challenges of technology and finance against Bitcoin and Ethereum.

『二』Blockchain technology development status and prospects

Blockchain technology development status and prospects
Blockchain technology originated in 2008 by the pseudonym " The foundational paper "Bitcoin: A Peer-to-Peer Electronic Cash System" published by a scholar named Satoshi Nakamoto on the cryptography mailing group. In the past two years, the research and application of blockchain technology have shown explosive growth. It is considered to be the fifth disruptive innovation in the computing paradigm after mainframes, personal computers, the Internet, and mobile/social networks. It is also the evolution of human credit. The fourth milestone in history after blood relatives credit, precious metal credit, and central bank banknote credit. Blockchain technology is the prototype of the next generation of cloud computing. It is expected to completely reshape the form of human social activities like the Internet and realize the transformation from the current information Internet to the value Internet. Technical characteristics of blockchain

Blockchain has the characteristics of decentralization, time series data, collective maintenance, programmability, security and trustworthiness. Decentralization: The processes of verification, accounting, storage, maintenance and transmission of blockchain data are all based on the distributed system structure. Pure mathematical methods are used instead of central institutions to establish trust relationships between distributed nodes, thus forming a decentralized system. Centralized and trustworthy distributed system; Time series data: Blockchain uses a chain block structure with timestamps to store data, thereby adding a time dimension to the data and having strong verifiability and traceability; Collective maintenance: The blockchain system uses a specific economic incentive mechanism to ensure that all nodes in the distributed system can participate in the verification process of data blocks (such as the "mining" process of Bitcoin), and select specific nodes through a consensus algorithm. Nodes add new blocks to the blockchain; Programmable: Blockchain technology can provide a flexible script code system to support users to create advanced smart contracts, currencies or other decentralized applications; Safe and trustworthy: Blockchain technology adopts The principle of asymmetric cryptography encrypts data, and at the same time uses the powerful computing power formed by consensus algorithms such as workload proof of each node of the distributed system to resist external attacks and ensure that the blockchain data cannot be tampered with or forged, so it has a high safety. Blockchain and Bitcoin Bitcoin is by far the most successful blockchain application scenario. Blockchain technology has solved the double payment problem and Byzantine Generals problem that the Bitcoin system has long faced in the field of digital cryptocurrency. Different from the credit endorsement mechanism of traditional central institutions (such as central banks), the Bitcoin blockchain forms software-defined credit, which marks a fundamental change from centralized national credit to decentralized algorithmic credit. In recent years, Bitcoin has relied on its first-mover advantage to form a complete ecosystem and industry chain covering issuance, circulation and financial derivatives markets. This is also the main reason why it has occupied the vast majority of the digital cryptocurrency market share for a long time. The development context and trends of blockchain
Blockchain technology is a universal underlying technology framework that can bring profound changes to various fields such as finance, economy, technology and even politics. According to the current development trend of blockchain technology, blockchain technology will experience the blockchain 1.0 model with programmable digital encryption currency system as the main feature, the blockchain 2.0 model with programmable financial system as the main feature, and the blockchain 2.0 model with programmable financial system as the main feature. The blockchain 3.0 model is characterized by a programmable society. However, the above-mentioned models are actually developing in parallel rather than in an evolutionary manner. The digital cryptocurrency system of the blockchain 1.0 model is still far from mature, and is actually farther and more difficult from its vision of global currency integration. At present, the blockchain field has shown an obvious development trend driven by technological and industrial innovation, and relevant academic research is seriously lagging behind and urgently needs to be followed up. The basic model and key technologies of blockchain
Generally speaking, the blockchain system consists ofIt consists of data layer, network layer, consensus layer, incentive layer, contract layer and application layer. Among them, the data layer encapsulates the underlying data blocks and related data encryption and timestamp technologies; the network layer includes distributed networking mechanisms, data dissemination mechanisms, and data verification mechanisms; the consensus layer mainly encapsulates various consensuses of network nodes Algorithm; the incentive layer integrates economic factors into the blockchain technology system, mainly including the issuance mechanism and distribution mechanism of economic incentives; the contract layer mainly encapsulates various scripts, algorithms and smart contracts, which is the programmable feature of the blockchain. The foundation; the application layer encapsulates various application scenarios and cases of the blockchain. In this model, the chain block structure based on timestamps, the consensus mechanism of distributed nodes, economic incentives based on consensus computing power, and flexible programmable smart contracts are the most representative innovations of blockchain technology. Application Scenarios of Blockchain Technology
Blockchain technology can not only be successfully used in the field of digital cryptocurrency, but also has a wide range of application scenarios in economic, financial and social systems. According to the current status of blockchain technology applications, this article broadly summarizes the current main applications of blockchain into six scenarios: digital currency, data storage, data authentication, financial transactions, asset management and election voting: Digital currency: Bitcoin It represents a digital currency that is essentially generated by a distributed network system, and its issuance process does not rely on a specific centralized institution. Data storage: The characteristics of blockchain such as high redundant storage, decentralization, high security and privacy protection make it particularly suitable for storing and protecting important private data to avoid attacks caused by centralized institutions or improper permission management. Massive data loss or breach. Data authentication: Blockchain data is time-stamped, jointly verified and recorded by consensus nodes, and cannot be tampered with or forged. These characteristics make the blockchain widely used in various data notarization and audit scenarios. For example, blockchain can permanently and securely store various licenses, registration forms, licenses, certificates, certifications and records issued by government agencies. Financial transactions: Blockchain technology has a very high degree of compatibility with financial market applications. Blockchain can spontaneously generate credit in a decentralized system and can establish a financial market without credit endorsement by a central institution, thereby realizing "financial disintermediation" to a large extent; at the same time, blockchain can be used to automate smart contracts and trustworthy transactions. The characteristics of programming can greatly reduce costs and improve efficiency. Asset management: Blockchain can realize the confirmation, authorization and real-time monitoring of tangible and intangible assets. Intangible asset management has been widely used in intellectual property protection, domain name management, points management and other fields; tangible asset management can be combined with Internet of Things technology to form "digital smart assets" to achieve distributed authorization and control based on blockchain. Election voting: Blockchain can implement applications such as political elections and corporate shareholder voting in a low-cost and efficient manner. At the same time, voting can be widely used in fields such as gambling, prediction markets, and social manufacturing. Existing issues with blockchain technology
Security threats are the most important issues faced by blockchain so far. Among them, those based on the PoW consensus processThe main problem that blockchain faces is the 51% attack problem, which means that nodes have the ability to successfully tamper and forge blockchain data by controlling more than 51% of the computing power of the entire network. Other issues include the potential threats of emerging computing technologies to crack asymmetric encryption mechanisms and privacy protection issues. The efficiency of blockchain is also an important factor restricting its application. Blockchain requires each node in the system to save a data backup, which is extremely difficult to store the growing mass of data. Although lightweight nodes can partially solve this problem, industrial-grade solutions suitable for larger scales still need to be developed. The Bitcoin blockchain can currently only process 7 transactions per second, and transaction confirmation time is generally 10 minutes, which greatly limits the application of blockchain in high-frequency trading scenarios in most financial systems. The PoW consensus process highly relies on the computing power contributed by the blockchain network nodes. These computing powers are mainly used to solve SHA256 hashes and random number searches. In addition, they do not produce any actual social value. Therefore, these computing powers are generally considered Resources are "wasted", and a large amount of power resources are also wasted. How to effectively pool the network computing power of distributed nodes to solve practical problems is an important issue that blockchain technology needs to solve. As a decentralized distributed system, the blockchain network will inevitably have game relationships of competition and cooperation among its nodes during the interaction process, such as the block interception attack game of the Bitcoin mining pool. The blockchain consensus process is essentially a crowdsourcing process. How to design an incentive-compatible consensus mechanism so that self-interested nodes in a decentralized system can spontaneously implement the verification and accounting of block data, and improve the efficiency of non-profit organizations within the system. The cost of rational behavior to suppress security attacks and threats is an important scientific issue to be solved in blockchain. Smart Contracts and Blockchain Technology
Smart contracts are a set of scenario-responsive programmed rules and logic. They are decentralized, trustworthy and shared program codes deployed on the blockchain. Usually, after the smart contract is signed by all parties, it is attached to the blockchain data (such as a Bitcoin transaction) in the form of program code, and is recorded in a specific block of the blockchain after being propagated through the P2P network and verified by nodes. . Smart contracts encapsulate a number of predefined states and transition rules, scenarios that trigger contract execution (such as reaching a specific time or occurrence of a specific event, etc.), response actions under specific scenarios, etc. The blockchain can monitor the status of smart contracts in real time, and activate and execute the contract by checking external data sources and confirming that specific trigger conditions are met. Smart contracts are of great significance to blockchain technology. On the one hand, smart contracts are the activators of the blockchain, giving flexible and programmable mechanisms and algorithms to the static underlying blockchain data, and laying the foundation for building programmable financial systems and social systems in the blockchain 2.0 and 3.0 eras. On the other hand, the automation and programmability characteristics of smart contracts enable it to encapsulate the complex behavior of each node in the distributed blockchain system and become a virtual world composed of blockchain.software agent robots in the world, which helps to promote the application of blockchain technology in various distributed artificial intelligence systems, allowing the construction of various decentralized applications (Dapp) and decentralized applications based on blockchain technology. Decentralized Autonomous Organization (DAO), Decentralized Autonomous Corporation (DAC) and even Decentralized Autonomous Society (DAS) become possible. The main development trend of blockchain and smart contract technology is from automation to intelligence. The essential logic of various existing smart contracts and their applications is mostly based on "IF-THEN" type conditional response rules based on predefined scenarios, which can meet the current needs of automated transactions and data processing. Future smart contracts should have "WHAT-IF" deductions based on unknown scenarios, computational experiments, and a certain degree of autonomous decision-making functions, thereby achieving a leap from current "automated" contracts to true "smart" contracts. Blockchain-driven parallel society
In recent years, a parallel society based on CPSS (Cyber-Physical-SocialSystems) has emerged. Its core and essential feature is virtual-real interaction and parallel evolution. Blockchain is one of the infrastructures for realizing CPSS parallel society. Its main contribution is to provide a set of effective decentralized data structures, interaction mechanisms and computing models for distributed social systems and distributed artificial intelligence research. And it has laid a solid data foundation and credit foundation for the realization of a parallel society. As far as the basis of data is concerned, management scientist Edward Deming once said: Everyone except God must speak with data. However, in centralized social systems, data is usually in the hands of a "few people" such as governments and large enterprises. It "speaks" for a few people, and its fairness, authority and even security may not be guaranteed. Blockchain data is stored in highly redundant distributed nodes and is in the hands of "everyone", enabling true "data democracy". In terms of the basis of credit, centralized social systems will inevitably have the characteristics of "Mertonian systems" due to their high engineering complexity and social complexity, that is, uncertainty, diversity and complexity, which are the center of social systems. Institutions and rule makers may behave dishonestly due to individual interests; blockchain technology helps realize a software-defined social system. Its basic idea is to eliminate centralized institutions and convert unpredictable behaviors into programmed codes of smart contracts. The form is deployed and solidified in the blockchain data in advance, cannot be forged or tampered with afterwards, and is automatically executed. This can, to a certain extent, transform the "Merton" social system into one that can be fully observed, actively controlled, and accuratelyPredictive "Newtonian" social systems. The ACP (Artificial Societies, Computational Experiments and Parallel Execution) method is the only systematic and complete research framework in the field of parallel society management so far. It is the logical extension and logical extension of complexity science in the parallel social environment in the new era. Innovation. The ACP method can be naturally combined with blockchain technology to achieve blockchain-driven parallel social management. First of all, mechanisms such as blockchain's P2P networking, distributed consensus collaboration, and contribution-based economic incentives are themselves natural modeling of distributed social systems, in which each node will act as an independent and autonomous agent in the distributed system. Agent. With the improvement of the blockchain ecosystem, the consensus nodes of the blockchain and increasingly complex and autonomous smart contracts will form DAC and DAO in specific organizational forms by participating in various forms of Dapp, and ultimately form DAS, which is the ACP. artificial society. Secondly, the programmable nature of smart contracts allows the blockchain to carry out various "WHAT-IF" types of virtual experimental design, scenario deduction and result evaluation. Through this computational experiment process, optimal decisions are obtained and executed automatically or semi-automatically. Finally, the smart assets formed by the combination of blockchain and the Internet of Things make it possible to connect the real physical world and virtual cyberspace, and can achieve collaborative optimization of social management and decision-making through virtual-real interaction and parallel tuning of real and artificial social systems. It is not difficult to predict that in the future, when all physical assets in the real physical world are registered as smart assets on the chain, the blockchain-driven parallel society will arrive.

『三』 What are the current applications of foreign blockchain in the financial field

2016 is also the first year of blockchain development, with various venture capital investment billions US dollars are invested in blockchain startups and projects. Foreign companies such as IBM, Deloitte, and Deutsche Bank have released their own blockchain designs. Nasdaq is already using blockchain technology. Related applications have emerged in industries such as securities, voting, data storage, and logistics.
Domestic first-tier financial and Internet companies such as Wanxiang Finance, LeTV Finance, Ping An Finance, etc. have also joined this technological feast. Micro-enterprises such as Continental Crowdfunding are at the forefront of utilizing blockchain technology.

『四』GMPC Hybrid Chain has reached a strategic cooperation with the big data blockchain project GG56 to jointly promote the development of blockchain!

Recently, the 16th International Financial Forum (IFF) was held in Guangzhou. GMPC CEO Brian and Columbus Planet founder Park were invited by Han Seung-soo, Chairman of the 56th United Nations General Assembly, to participate in this forum. With the theme of "Global Stability: New Changes and New Developments", this annual meeting deeply discussed the future of digital finance. The important role in economic development and my country’s role in the world’s blockchain economyplay an important role.

At the end of the meeting, GMPC CEO Brian and Columbus Planet founder Park were invited to share a dinner with Han Seung-soo. During the period, Brian, founder and CEO of GMPC, started from the current development status of the global blockchain industry, deeply discussed the current situation, opportunities and challenges of the internationalization of Chinese enterprises under the trend of economic globalization, and put forward countermeasures and suggestions to ensure the global development of Chinese enterprises. convoy. Witnessed by Han Seung-soo, GMPC CEO Brian reached a cooperation intention with GG56 (Global Good 5 Oceans 6 Continents), a big data blockchain company founded by Han Seung-soo.

As an international financial public platform and strategic think tank, the International Financial Forum (IFF) has been hailed by the Secretary-General of the United Nations as the "F20 (Finance20)" in the global financial field. The International Financial Forum (IFF) adheres to and follows the purpose of "comprehensive and sustainable development - new capital, new value, new world" and is committed to building a world-class academic think tank and multilateral dialogue platform with strategic vision.

01

#focus on the future path of new globalization#

The International Financial Forum (IFF) has been held regularly every year since its establishment in 2003. Global annual meetings, previous annual meetings have attracted hundreds of political dignitaries and financial leaders from around the world. Including United Nations Secretary-General Kofi Annan, Ban Ki-moon, former European Central Bank President Jean-Claude Trichet, former Japanese Prime Minister Yukio Hatoyama, His Highness Prince Turki of the Kingdom of Saudi Arabia, former British Prime Minister Tony Blair, and former Federal Reserve Chairman Paul Volcker, Secretary-General of the United Nations Conference on Trade and Development Supachai, President of the International Monetary Fund Christine Lagarde, President of the Bank for International Settlements Caruana, etc.

The previous annual meetings have yielded fruitful results, and the experts’ countermeasures and suggestions have had an important impact in the international financial field and become an important reference for formulating economic and financial policies. So far, the International Financial Forum (IFF) has attracted more than 1,000 leaders and well-known experts and scholars from all over the world in politics, economics, finance and other fields to participate in and deliver speeches at the annual meeting, with more than 10,000 participants, and has produced Widespread global impact.

The high-quality economic minutes of the International Financial Forum (IFF) promote international financial cooperation and development and have a decisive impact on the healthy development of international finance. Many political figures have highly recognized the important status of IFF.

The then UN Secretary-General Ban Ki-moon once said: I highly commend the International Financial Forum (IFF) for its valuable contribution to global policy dialogue. Therefore, the F20 Initiative: Reshape the Nature of Finance and Lead the Trend.

Former President of the European Central Bank, Chairman of the Group of 30, and European Chairman of the Trilateral Commission Trichet spoke highly ofValuing the role played by IFF since its establishment, he pointed out: The International Financial Forum (IFF) has always followed the purpose of comprehensive sustainable development - new capital, new value, new world. I must point out that this purpose of the International Financial Forum (IFF) It is most in line with the current trend of improving the new international economic and financial pattern.

Paul Volcker, former chairman of the U.S. Federal Reserve and chairman of the U.S. President’s Economic Recovery Advisory Committee, also pointed out: The International Financial Forum (IFF) is an important platform dedicated to promoting international financial cooperation and development. I hope to continue this important mission.

The 16th Global Annual Conference of the International Financial Forum (IFF) is co-sponsored by the Guangzhou Municipal Government and the International Financial Forum (IFF), and jointly organized by the Guangzhou Local Financial Supervision Bureau, Guangzhou Nansha Development Zone Management Committee, Organized by International Financial Forum (Guangzhou) Co., Ltd. The annual meeting will conduct in-depth and comprehensive discussions around the theme of "Global Stability: New Changes and New Developments", and comprehensively explore pragmatic paths for financial innovation and stable development.

The guest lineup of this annual meeting is unprecedentedly strong, including nearly a hundred international guests, including eight former political figures and one current political figure. They are:

Former Prime Minister of Belgium He Man Van Rompuy;

Chairman Han Seung-soo of the 56th United Nations General Assembly;

Laurent Fabius, Chairman of the French Constitutional Committee and Chairman of the 21st United Nations Climate Change Summit;

Speaker of the Philippine House of Representatives and former President of the Philippines Arroyo;

Ernesto Zedillo, former President of Mexico and Director of the Center for Globalization Studies at Yale University;

Participating in this annual meeting were Carlos Dominguez, Secretary of Finance of the Philippines; Benjamin Diokno, Governor of the Central Bank of the Philippines; Ross Sevara, Minister of State of the Ministry of Finance and Economics of Cambodia, etc.; Chinese People’s More than 200 leading guests, financial dignitaries and financial experts, including leaders from banks, China Banking and Insurance Regulatory Commission, China Securities Regulatory Commission and China National Social Security Fund, as well as relevant leaders from Guangdong Province and Shanghai Municipality, attended the annual meeting to focus on the new development trends of globalization. .

02

#Blockchain financial exploration drives financial innovation#

This forum mainly focuses on artificial intelligence, financial technology, venture capital, regional Blockchain, smart manufacturing and other hot topics collide with wisdom and build consensus. In the sub-venue of the "International Fintech Summit", guests took "Fintech and Digital Transformation" as the theme and deeply discussed the contemporary and practical significance of Fintech and digital transformation, blockchain financial exploration, and innovative development of payment methods.

03

# Seize every opportunity to cooperate with China #

AsWith the development of the economy, obvious problems have arisen in the original financial system full of middlemen, and the inherent flaws and systemic risks in global economic governance continue to expand. Against this background, technological advancements and changes in financial solutions in the digital era provide a new perspective on the transformation of global economic governance.

Blockchain, as a framework underlying technology, can make use of technologies such as encrypted chain block structure, peer-to-peer network, distributed algorithm and data cloud storage, suggesting a more open and transparent , a financial system that is more easily accessible and creates new connection methods and business models.

GG56’s BTour Chain project is based on blockchain technology and is committed to improving the efficiency and effectiveness of the tourism industry, improving the structural problems of the tourism industry, promoting emerging tourism culture and donation culture, and aims to create a A new tourism ecology. Through technological innovation and the perfect integration of "blockchain + big data", GG56 will expand new application areas.

In the blockchain industry, China has always maintained an absolute leading position. On October 24, China’s national leaders emphasized at the 18th collective learning meeting that blockchain should be used as an important breakthrough for independent innovation of core technologies and accelerate the development of blockchain technology and industrial innovation; on October 28, China The central bank took the lead in launching the digital currency DCEP. A series of measures are announcing to the world China’s strength and determination to enter the blockchain industry. We need to seize every opportunity to cooperate with China.

Although blockchain technology can improve the problem of middlemen in the traditional financial model, blockchain data is native and cannot directly receive external data. Between the public chain and the alliance chain, the alliance chain and the alliance chain are like a parallel world, unable to produce fast interactive behaviors, resulting in the inability to transfer value in the blockchain system. This situation has led to new problems - —Blockchain value island.

The problem of value islands has inhibited the development of blockchain technology. How can blockchain technology maximize its financial utility? The emergence of a new hybrid chain architecture is particularly important and urgent. Against this background, GMPC founder Brain proposed the concept of hybrid chains and created the world's first multi-chain composite hybrid chain GMPC. Based on the first MixLink protocol, GMPC The value islands in each blockchain transport traffic and exchange assets, and ultimately realize the interconnection of assets between public chains, alliance chains and even cross-chains, striving to overcome the value islands of the blockchain and achieve the interoperability of all things.

04

#GMPC conquers the island of value in the blockchain#

GMPC hybrid chain is committed to creating a scalable container, between GMPC and external When the external links interact, the external links do not need to change the original technical structure, and should be respected as much as possible.Under the premise of Wanlian’s original architecture, the purpose of interconnection is achieved.

GMPC’s core technical architecture mainly includes three technical components: the first core component is the consensus language, which supports Turing complete language, etc.; the second GMPC’s TOKEN economic model and JBFT consensus mechanism are We improved the consensus mechanism based on the BFT consensus mechanism;

The third is the Mixlink protocol, which includes three levels of protocols: the first layer of protocols is the basic application traffic distribution protocol, Many Internet APPs and blockchain DAPPs can be connected to the hybrid chain ecosystem and distributed using the basic traffic distribution protocol; secondly, it also has an interaction protocol with external links, through which assets and information can be reached with external links The purpose of interoperability; the third is the value circulation agreement, which classifies different consensus mechanism external links and then summarizes them into the same multi-command, which can effectively improve efficiency. The third is the Mixlink protocol. This protocol includes three levels of protocols: The first level protocol is the basic application traffic distribution protocol, which can connect many Internet APPs and blockchain DAPPs to the hybrid chain ecosystem and utilize basic traffic. Distribution agreement for distribution; secondly, it also has an interaction agreement with external links, through which the purpose of asset and information exchange can be achieved with external links; the third is the value circulation agreement, which classifies external links with different consensus mechanisms, and then Boiled into the same multiple commands, this can effectively improve efficiency.

05

#GMPC and GG56 signed a strategic cooperation agreement#

GMPC Hybrid Chain takes promoting the development of the blockchain industry as its own responsibility and promotes the development of the blockchain industry. As its mission to promote the good development of new financial models through chain ecology, GMPC Hybrid Chain’s solid blockchain technology has been highly praised by Han Seung-soo, former Prime Minister of South Korea and Chairman of the 56th United Nations General Assembly.

As the only South Korean project that won the bid under the strategic deployment of the Belt and Road Initiative, GMPC Hybrid Chain will work with the Guangzhou Municipal Government and the International Financial Forum to jointly build Nansha International Financial City, actively promote the implementation of the Belt and Road strategic projects, and maintain , develop the economies of China and South Korea.

In the golden age of blockchain development, cooperation can lead to win-win results. On January 4, 2020, the G Pay Global Launch Conference and Cooperation Strategy Signing Conference concluded successfully in Qingdao. GMPC founder Brian CHOI and GG56 China President Shen Zaiyuan were invited to attend the conference and deliver speeches. Witnessed by the guests present, GMPC founder Brian CHOI and GG56 China President Shen Zaiyuan signed a strategic cooperation agreement. The two companies will carry out in-depth cooperation in areas such as blockchain technology and payment models to jointly promote the development of blockchain.

『五』What is blockchain technology? Which company has better blockchain technology?

Block Chain established a decentralized consensus from the technical level for the first time in history, thus bringing unprecedented technological innovation and first impacting the financial field. . At present, it is gradually applied to securities, banking, insurance, credit, auditing, electronic bills, etc. On the one hand, famous financial institutions such as Nasdaq, New York Stock Exchange and London Stock Exchange in Europe and the United States have invested huge resources in development; on the other hand, Goldman Sachs, Swiss More than 50 banks, including Bank of China and Citibank, have begun blockchain research and related financial innovation applications. At the same time, some internationally renowned companies, such as IBM and Microsoft, are gradually opening their blockchain development platform interfaces. The development of blockchain has been greatly accelerated, and it can be said that it is changing with each passing day.

The salient features of blockchain decentralization:
1. Decentralized owners
2. Decentralized data storage
3. Peer-to-peer Verification of related transactions

At present, there are only a handful of domestic companies that have made breakthroughs in blockchain technology, the main ones being: Shenzhen Qianhai Morgan Digital Technology Co., Ltd.

『Lu』 What is the current industry trend of blockchain

It depends on the industry demand. Blockchain can be divided into the following types according to different classification standards. Before cooperation, you must Pay attention to the strength and effectiveness of the team. The BakerChain blockchain you know has good reviews in the industry, a good reputation, and is doing well in all aspects. It's highly rated in the industry.

『撒』 Which countries are currently leading in blockchain in the world?

At present, the countries that are leading in blockchain in the world are mainly as follows:
< br />1. United States: The United States is one of the largest blockchain markets in the world, with many blockchain start-ups and technology giants. At the same time, the U.S. government is also promoting the application of blockchain technology. For example, the U.S. Securities and Exchange Commission (SEC) has approved the first securities trading platform based on blockchain technology.

2. Singapore: Singapore is one of the leaders in the blockchain field in Asia, with a number of leading blockchain companies and research institutions. The Singapore government is also actively promoting the application of blockchain technology. For example, the Monetary Authority of Singapore (MAS) has launched multiple blockchain projects, including blockchain-based payment systems and digital identity verification systems.

3. Switzerland: Switzerland is one of the leaders in the European blockchain field and has many blockchain start-ups and research institutions. The Swiss government is also actively promoting the application of blockchain technology. For example, the Swiss Federal Railways (SBB) has launched an electronic ticketing system based on blockchain.

4. Japan: Japan is one of the important countries in the blockchain field in Asia, with many blockchain start-ups and technology giants. The Japanese government is also actively promoting the application of blockchain technology. For example, the Japanese Financial Services Agency has approved the first blockchain-basedA digital currency exchange based on blockchain technology.

5. South Korea: South Korea is one of the important countries in the blockchain field in Asia, with many blockchain start-ups and technology giants. The Korean government is also actively promoting the application of blockchain technology. For example, the Ministry of Land, Infrastructure, Transport and Tourism of South Korea has launched a real estate registration system based on blockchain technology.

『Eight』The top 20 blockchain projects were unveiled at the China Hi-Tech Fair and achieved remarkable results in technology and industrial innovation and development

From November 11th to 15th, the 22nd China International Hi-Tech Fair The Achievements Trade Fair (hereinafter referred to as the "High-tech Fair") was officially held at the Shenzhen Convention and Exhibition Center, with a total exhibition area of ​​more than 140,000 square meters, more than 3,300 domestic and foreign exhibitors, nearly 10,000 projects participating in the exhibition, and more than 140 various activities.

The top 20 blockchain companies made a collective appearance at the Hi-Tech Fair

On the morning of the 11th, the exhibition hall was crowded with visitors and professionals. Yang Jianjun, deputy director of the Electronic Information Department of the Ministry of Industry and Information Technology, and Fan Shujian, deputy director of the Science and Technology Department, visited the booths of the top 20 blockchain projects during the tour and listened to the staff introductions to learn more about the latest progress of blockchain technology and its application in the industry. The actual situation of landing.

On October 24 last year, the country regarded blockchain as "an important breakthrough for independent innovation in core technologies." Over the past year, blockchain technology and industry development have also opened a new era, with demonstration applications emerging one after another. Yu Jianing, Rotating Chairman of the Blockchain Professional Committee of the China Communications Industry Association and President of Huobi University, said that the top 20 blockchains displayed this time were selected by multiple recommendation institutions based on industry development and after several discussions and surveys. Representative blockchain design projects with forward-looking, growth and practicality, covering blockchain underlying technologies such as alliance chains and distributed storage, as well as blockchain’s applications in manufacturing, agriculture, public welfare, justice, consumption, finance, The implementation of entertainment and other physical industries.

For example, in the field of blockchain infrastructure, the project on the list is the "Blockchain Service Network (BSN)" jointly launched by the National Information Center, China Mobile Communications Group, etc., for deployment and operation areas A global public infrastructure network for blockchain applications can change the current high cost problem of blockchain application development and deployment. In the field of public welfare, the public welfare tracing platform "Public Welfare Searching Chain" launched by Tencent Blockchain and the "Spark Love" project to build a blockchain public welfare ecological mutual aid platform are both on the list.

At the same time, the one-stop "blockchain + industry" service platform "Huolian Blockchain Platform" independently developed by Huolian Technology has also entered the top 20 blockchains. According to the needs of enterprise-level customers According to business needs, select the corresponding smart contract function modules, combine them, and quickly deploy them to enter the blockchain world with zero threshold.

Yuan Ruijuan, COO of Spark Love, a project on the list, said that blockchain technology can improve the current pain points of the charity industry. Spark Love hopes to jointly apply blockchain technology and blockchain governance ideas to public welfare and actively promote "Exploring the field of "blockchain + public welfare", with the help of the exhibition at the Hi-Tech Fair, we hope that the public can understand the application of blockchain technology in public welfare practice management and help the development of domestic public welfare undertakings.

It is reported that the 2020 Top 100 Innovative Design List and the "Academician Expert Recommendation Plan" were launched in October 2020. It is a series of activities sponsored by relevant central units and local governments that are widely and continuously carried out across the entire industry across the country. China Communications Industry Association The Blockchain Professional Committee, Huobi University and Huobi Labs participated in the selection of the top 20 blockchain technology and application design categories as recommendation institutions.

Blockchain applications enter a new stage

Blockchain technology is leading a new round of technological change and industrial change around the world, becoming the "source driving force" of global technological innovation and model innovation. Yu Jianing said that technological innovation and financial innovation can only be deeply integrated with the real economy and promote the real economy. Only with development and innovation can the value of innovation be fully realized. And blockchain can only demonstrate its intrinsic value when it is truly implemented in industrial scenarios.

As blockchain technology is promoted to the national strategic level, in the first half of this year Blockchain has been officially included in the category of "new infrastructure". With the support of various policies, the underlying technology of my country's independent intellectual property rights has ushered in a leap forward, including alliance chain, distributed storage, public chain, industry chain, government chain, and supervision. The blockchain is in full bloom. Industrial blockchain and chain reform have become social consensus.

“Blockchain applications in 2021 are about to enter the era of big explosion. "Yu Jianing said that this is mainly based on three reasons: First, physical assets will be widely "on-chain", and the combination of physical assets on the chain and DeFi (distributed finance) will further lead the way in empowering the real industry with blockchain technology and digital finance. ; The second is that the digital renminbi will become a key tool for the digital transformation of enterprises, and the pilot will further drive the digital upgrading of the industry; the third is that the importance of data protection and digital identity is highlighted, and "new infrastructure" such as blockchain distributed storage will accelerate the digitization of identities. and the historical process of digital assetization.

The China Communications Industry Association Blockchain Professional Committee is an institution affiliated with the China Communications Industry Association under the business guidance of the Ministry of Industry and Information Technology. It is the first national-level association in the blockchain industry organization in the country. . Huobi University, as an industry educational institution focusing on blockchain applications and digital economic development, offers training for blockchain technology, market, operations and management talents. It is known as the "Whampoa Military Academy of the blockchain industry" and provides The blockchain industry has cultivated a large number of innovative leading talents. Huobi Labs is committed to building a "blockchain innovation workshop" to provide capital, business, technology, market, manpower, Legal, training and other related resources and services.

It is reported that some of the top 20 blockchain companies in this selection are also participating in the Big Data and Blockchain Innovation Nanshan 2020 "Entrepreneurship Star" Competition held this year. Achieved excellent results in the chain industry competition, and is also a high-potential star in the Huobi Labs Entrepreneurship Campstar project.

"Today is the year of great development and change in the digital economy. The popularization and application of blockchain will bring about a series of changes. New finance, new business, and new organizations are about to emerge. This time, we will bring blockchain The top 20 projects were unveiled at the China Hi-Tech Fair, hoping to demonstrate the current development results of blockchain technology to the outside world, help the public understand blockchain technology, and establish a broader mass base for promoting blockchain technology to empower the real economy." Yu Jia Ning said.

Attached: List of the top 20 blockchain technology and application design projects

This article is from China Net Finance

『九』 It’s 2021, and our country will be in the future What is the development trend of blockchain technology?

Domestic blockchain technology has been conceptualized a few years ago, and now it has been widely used in actual business scenarios, such as the rice we eat, The QR code on the packaging
Traceability is the application of blockchain technology. Companies like Shanghai Wanglian Technology entered the market earlier and are currently developing very well.