央行区块链数字货币中标公司,银行区块链系统

央行区块链数字货币中标公司、银行区块链系统拓展，是当前金融行业发展的热点话题。下面让我们一起来了解三个相关的关键词：

区块链技术，是一种分布式记账技术，具有去中心化、不可篡改、安全可靠等特点，是一种数据账本，可以记录所有交易信息。区块链技术为金融行业提供了一种新的记账方式，可以有效防止数据篡改，提高金融机构的安全性。此外，区块链技术还可以支持新型的数字货币，如比特币、以太坊等，为金融机构提供更加安全可靠的支付环境。

央行数字货币，是指由央行发行的数字货币，是由央行发行的数字货币，是由央行发行的数字货币，是由央行发行的数字货币，是由央行发行的数字货币，是由央行发行的数字货币，是由央行发行的数字货币，是由央行发行的数字货币，是由央行发行的数字货币，是由央行发行的数字货币，是由央行发行的数字货币，是由央行发行的数字货币，是由央行发行的数字货币，是由央行发行的数字货币。央行数字货币的发行，可以更好地解决跨境支付、社会财务管理等问题，更有效地支持金融机构的发展。此外，央行数字货币的发行还可以更好地支持金融监管，有效防止金融洗钱等活动。

银行区块链系统，是指银行使用区块链技术建立的系统，可以更有效地管理金融资产，支持金融交易的安全性和透明度。银行区块链系统的发展，可以更有效地管理金融资产，支持金融交易的安全性和透明度。此外，银行区块链系统还可以支持金融机构的风险控制，有效防止金融洗钱等活动，为金融机构提供更加安全可靠的支付环境。

以上就是关于央行区块链数字货币中标公司、银行区块链系统拓展的三个相关关键词的介绍，希望能够对你有所帮助。

请查看相关英文文档

⑴ How will the Bank of China increase its investment in scientific and technological innovation R&D?

On August 9, 2018, Liu Qiuwan, Chief Information Officer of the Bank of China, gave a speech on the theme of "Accelerating Financial Technology Innovation" , Comprehensive promotion of digital transformation" The above statement was made at the banking industry press conference. According to his disclosure, the Bank of China is also actively preparing to explore the establishment of financial technology companies, and there may be new initiatives within this year.

It is also reported that Bank of China uses real-time analysis, big data and artificial intelligence technology, combined with internal and external data, to conduct customer funds through comprehensive analysis of customers, accounts and channels. It conducts flow monitoring, optimizes the credit risk evaluation system, identifies potential violating customers, and has initially built a risk control system covering real-time anti-fraud, intelligent anti-money laundering, credit risk, market risk and operational risk. Since the end of 2017, it has monitored hundreds of millions of transactions and intercepted thousands of fraudulent transactions, preventing customers from losing tens of millions of yuan.

In terms of applying technological means to prevent and resolve financial risks, Guo Weimin, general manager of the Internet Finance Department of the Bank of China, said that for enterprises, many corporate risks in the past still relied on structured data and fixed risk models, including assets, cash flows, collateral, etc. Now we can make full use of big data and artificial intelligence technology and use robots to structure some unstructured data.

“In other words, there may be a group complaint against a certain company, and there may be some reflections on social networks or other aspects of the Internet, but it is not structured data. Our robot will pay attention to these hot spots, At the same time, we associate the risk with the enterprise. Through structured risk reminders such as courts, industry and commerce, quality inspection, or bond registration, we can also associate it with the enterprise and the upstream and downstream of the enterprise through public opinion, which may penetrate For companies with more than two tiers including equity and guarantee relationships, and then aggregating these risks into one company, this can help us effectively predict the potential risks of this company and effectively reduce the non-performing rate." He said.

⑵ A complete review of supply chain finance of 13 banks: continuous innovation from the five major commercial banks to city commercial banks

In the traditional In the business development model, banks' supply chain finance business is highly dependent on the credit of core enterprises and is mainly offline. It consumes manpower and energy, and the business also faces bottlenecks that are difficult to scale up.

In the "Steel Trade Crisis" in 2012, many steel industry suppliers used multiple pledges of goods to conduct fraudulent financing, which led to a surge in the non-performing rate of the banks involved, and has since then affected the supply chain. Chain Finance is timid.

Nowadays, the external environment of the market has quietly changed. In recent years, banks have paid more and more attention to the power of financial technology. Many banks have established directly affiliated financial technology companies, with increasingly mature intelligent warehousing and monitoring, electronic contract signing, New technologies such as blockchain are also gradually being applied to supply chain financial services. In the past, banks were weak in risk control.The momentum is being steadily flattened.

Coupled with the country’s strong policy support for supply chain finance business and the huge market financing gap in accounts receivable of domestic small and medium-sized enterprises, it is imperative for banks to “return to the battlefield of supply chain finance”. The new business model supported by online Internet, blockchain and other technologies is becoming a breakthrough tool for supply chain financial business.

So what are the specific changes in the layout of supply chain finance among banks today? Based on the annual report data released by various banks in 2018, Zhixin has summarized the industry development profiles of 5 large commercial banks, 4 representative joint-stock banks, two city commercial banks, and e-commerce private banks as follows:

▌ Industrial and Commercial Bank of China

The new changes in ICBC’s supply chain finance business are mainly reflected in its online small and micro financial service platform. There are three main products: “Online Loans” and “Online Supply Chain Financing”. ICBC also cooperated with the platform party China Enterprise Cloud Chain to innovate core digital accounts receivable confirmation credentials that can be transferred to multiple levels, further extending the credit of core enterprises to small and micro enterprises at the end of the supply chain.

In the first nine months of 2018 alone, ICBC has provided a total of more than 45 billion yuan in online supply chain financing to 1,300 upstream and downstream customers. As of the end of 2018, ICBC's total loans to small and micro enterprises reached 321.685 billion yuan, a year-on-year increase of 18.1%. The number of small and micro financial business centers also reached 258, comprehensively promoting the implementation of supply chain finance business.

▌Agricultural Bank of China

The Agricultural Bank of China’s efforts in supply chain finance are first reflected in system construction. In 2018, the Agricultural Bank of China Head Office established the “Inclusive Finance Division + Eight Backstage Centers” In line with the departmental structure, 37 first-tier branches and key second-tier branches have all established inclusive financial divisions, forming an inclusive financial service system driven by the two-wheel drive of “agriculture, rural areas and farmers + small and micro enterprises”.

In terms of promoting specific businesses, Agricultural Bank of China mainly provides comprehensive online financing services to upstream and downstream small and micro customers of core enterprises through the development of "data online lending" business. As of the end of 2018, Agricultural Bank of China has issued 23,000 loans to upstream and downstream small and micro enterprises of many core enterprises, with a total amount of 9.1 billion yuan. Recently, the Agricultural Bank of China has also cooperated with the platform party China Enterprise Yunyun Chain to launch a new supply chain product "Factoring e-Financing" to provide financing for core enterprises' upstream and downstream suppliers at all levels.

▌Bank of China

With its advantages in international trade finance, Bank of China launched a supply chain financing product "Rongyida" as early as 2007, which was established in 2009 The supply chain team has also officially launched its efforts in supply chain finance. During the seven-year period from 2009 to 2014, the amount of its supply chain finance business exceeded 74 billion yuan to 1 trillion yuan, with an average annual compound growth rate of 68%. At the end of 2011, Bank of China directly connected the order information of platform financiers to those in the Bank of China system through "bank-enterprise docking".Through this method, the first online supply chain finance project was implemented. Subsequently, more than 300 companies such as JD.com and Suning were expanded through this method, and more than 10 billion yuan of online financing was issued.

The Bank of China's 2018 annual report also shows that it is participating in the construction and commissioning of the "Block Chain Forfeiting Trading Platform" and the "Digital Bill Trading Platform", and will continue to use "electronic Expand supply chain financial business in the direction of "innovation" + "globalization". As of the end of 2018, its inclusive finance small and micro enterprise loan balance was 304.2 billion yuan, an increase of 12.26% from the end of the previous year.

▌China Construction Bank

In 2018, China Construction Bank proposed a three-year strategic plan for the development of inclusive finance, and in terms of organizational construction, it achieved the first and second level of the inclusive finance division. With full branch coverage, a total of 288 small business centers have been established.

Specifically speaking, at the business level, CCB has designed and developed a series of services including accounts receivable financing, gold and silver warehouses, focusing on the operation of the “three streams” of information flow, logistics and capital flow from corporate procurement, manufacturing, sales to end users. , chattel pledge financing, order financing, chattel pledge financing and more than ten supply chain financing products. In business acceptance, China Construction Bank focuses on the real transaction background of the business, the high degree of embeddedness between products and corporate information flow, logistics and capital flow, and the need to provide structured and combined services. As of the end of 2018, CCB has issued a total of 538.5 billion yuan in online supply chain financing to 33,000 companies, with 1,184 online supply chain cooperation platforms. The balance of loans in the inclusive finance field was 631.017 billion yuan, an increase of 212.515 billion yuan from the previous year.

▌Bank of Communications

Bank of Communications carries out supply chain finance business mainly through the "Yuntong Supply Chain" platform, and mainly focuses on core enterprises in automobiles and other industries, through cooperation with large domestic Logistics companies carry out pledge supervision cooperation and carry out credit insurance cooperation with insurance companies. Bank of Communications has successively launched products such as "Kuiyi Tie", "Kuai Yishou" and "Kuai Yipay", creating the "Yuntong e-Chain" A series of supply chain financing products.

As of the end of 2018, the Bank of Communications has expanded its domestic industrial chain network to more than 3,000 companies, and the financing balance of industrial chain financial products exceeded RMB 110 billion, an increase of 22.42% from the end of the previous year. The Bank’s blockchain technology has already In the field of automotive Internet of Things finance, the accounts receivable chain business is also advancing rapidly.

▌Ping An Bank

Ping An Bank (formerly Shenzhen Development Bank) is the first commercial bank in China to get involved in and advocate the development of supply chain finance business. In 2002, Shenzhen Development Bank became the first systemic bank in China. A bank that proposes and promotes supply chain finance and trade finance product portfolios. In 2005 alone, Shenzhen Development Bank's "1+N" supply chain finance model created a credit limit of 250 billion yuan.degree, the non-performing loan ratio that year was only 0.57%.

In the online layout, for core enterprises in the industry chain and their upstream customers, Ping An Bank launched the Supply Chain Accounts Receivable Service Platform (SAS Platform) in 2018 to provide online transfer of accounts receivable. , financing, management, settlement and other comprehensive financial services. The SAS platform comprehensively applies core technologies such as "Ping An Blockchain" and "Artificial Intelligence + Big Data" to implement intelligent verification and continuous monitoring of the authenticity of trade backgrounds. As of the end of 2018, the cumulative transaction volume of Ping An Bank's SAS platform has exceeded 10 billion yuan, providing services to 111 core enterprises and their upstream small, medium and micro enterprises.

▌ Shanghai Pudong Development Bank

Shanghai Pudong Development Bank first launched the "Enterprise Supply Chain Financing Solution" in 2007 to provide core enterprises with credit services, procurement services, inventory turnover, account collection, etc. Financing support. Since 2011, Shanghai Pudong Development Bank has been committed to building a unique supply chain financial platform, and has cooperated with many core enterprises and logistics companies such as China Mobile, Shenlong Automobile, and COSCO Logistics to achieve the integration of information flow, logistics and capital flow.

In terms of online layout, Shanghai Pudong Development Bank has launched products such as “Jingpu e-Account” and “Jingpu e-Commerce Loan” to acquire customers in batches from core asset-side enterprises and provide them online. In the field of chain finance, innovative products such as "Government Procurement e-Loan" and "Bill Pool Instant Loan" have been launched, as well as products such as cloud fund supervision and e-enterprise banking comprehensive service platform. As of the end of 2018, Shanghai Pudong Development Bank served more than 31,300 technology-based corporate customers in the supply chain field, promoted 20 automotive supply chains, and served 864 upstream and downstream customers in the automotive industry.

▌ China CITIC Bank

China CITIC Bank’s supply chain finance business is mainly promoted by building three major platforms, four major value-added chains and five major characteristic networks. The three major platforms include logistics financing platform, peer cooperation platform and government support platform. The four major value-added chains include the creation of accounts receivable value-added chain, prepaid accounts value-added chain, logistics service value-added chain and electronic service value-added chain. The five major characteristic networks are automobile finance. Internet, steel financial network, home appliance financial network, telecommunications financial network and petrochemical financial network, etc.

China CITIC Bank also successfully launched a full-process online supply chain finance platform innovative product "Chinese e-Chain - Payment and Circulation Integration" in October 2018, integrating CITIC Bank's business system with the core enterprise's supply chain finance platform Docking, with the help of multi-level circulation of standardized electronic "payment vouchers", it provides full-process, online financing to its upstream N-level suppliers. In 2018, CITIC Bank also launched the country's first blockchain forfaiting trading system and released a "blockchain + supply chain" pilot innovation project. As of the end of 2018, the business volume on its chain exceeded 10 billion yuan.

▌Zheshang Bank

Supply chain finance is an important strategic task for the current development of Zheshang Bank. Zheshang BankThe bank began to study the application of blockchain technology in 2016, and took the lead in putting into production a receivable chain platform based on blockchain technology in August 2017. Focusing on supply chain finance, Zhejiang merchants innovate "pooling" and "online" financing business models, and continue to focus on the three pools (Yongjin bill pool, Yongjin asset pool, and Yongjin export pool). Business platform for business development.

The first is the pool financing platform. In 2018, it signed contracts with 22,290 customers, a year-on-year increase of 43.58%. The asset balance in the pool was 350.679 billion yuan, and the cumulative number of accounts receivable entered into the pool was 100,800. The amount is approximately 72.9 billion yuan. The specific product "Zhizhendai" signed contracts with 1,645 customers in 2018, a year-on-year increase of 26.25%, and the financing balance was 50.125 billion yuan, a year-on-year increase of 44.68%.

The second is the Yiqiyin platform for core corporate financial services. In 2018, a total of 234 Yiqiyin platforms were launched, an increase of 172.09% from the end of the previous year. The platform’s cumulative financing was 36.785 billion yuan, an increase of 485.28% from the end of the previous year. %.

The third is the accounts receivable chain platform. By the end of 2018, Zheshang Bank had launched 1,410 accounts receivable chain platforms, a year-on-year increase of nearly 12 times, and the cumulative issuance amount was 122.878 billion yuan, a year-on-year increase of nearly 4 times.

▌Shanghai Bank

The Bank of Shanghai released the "Uplink e-Chain" online supply chain financial service platform in October 2018, and established a new supply chain finance department in April this year. , expand and cover the business model to all aspects of core enterprise procurement, production, sales, etc., and at the same time use big data to start building the enterprise's credit model.

"Upstream e-Chain" is based on the online supply chain financial service platform, covering 3 major categories and a total of 15 products. By sharing data with core enterprises to build a platform, it can master the required information flow, capital flow and Logistics, forming closed-loop management. At the same time, Bank of Shanghai cooperates with Jiangsu Runhe Software to introduce blockchain technology to realize the divisible and combinable payment of core enterprise credit, thereby extending the credit of core enterprises to second-, third- and fourth-tier suppliers. In 2018, the Bank of Shanghai realized supply chain finance loans of 52.487 billion yuan, a year-on-year increase of 117.22%. At the 2018 Bank of Shanghai Annual Meeting, this figure is expected to increase to 100 billion yuan by 2020.

▌Bank of Beijing

Bank of Beijing plans to provide "e-commerce and finance" comprehensive service solutions for the trading market. With the help of the credit of the commodity trading platform, it provides full-process financial services to platform traders. Create an innovative online business model of "supply chain finance + capital depository". At the specific product level, the online supply chain product of "Jingxin Chain" was launched to extend the credit of core enterprises to upstream multi-level suppliers and realize the split and transfer of accounts receivable claims. As of the end of 2018, the balance of Bank of Beijing's small and micro enterprise loans was 425.6 billion yuan, a year-on-year increase19%.

In addition, other e-commerce private banks such as WeBank, Suning Bank, MYBank, etc. have also made plans in supply chain finance business. WeBank is currently expanding its supply chain finance business based on blockchain technology. In addition to its own way of expanding core enterprises, WeBank has also proposed a "bank-bank cooperation" model in which WeBank provides grassroots technology and cooperates with city commercial banks to develop business.

Suning Bank successfully launched the domestic letter of credit information transmission system (BCLC system) based on blockchain in September 2017, and pioneered the "Internet of Things + Blockchain" movable asset in September 2018. Pledge financing was the first of its kind. Based on the coal inventory of a certain company, Suning Bank gave the financier a credit line for movable property pledge and successfully realized the loan. At the same time, its blockchain + Internet of Things automobile and finance platform, and blockchain + Internet of Things 3C commodity supervision platform have also been put on the release schedule.

As banks continue to deepen their development in supply chain finance business, this business will not only serve the real economy, but also bring new profit growth points to the business side, and the addition of financial technology technology. It will also continue to promote the update and evolution of market business models and form a virtuous business ecological cycle.

⑶ What are the prospects of blockchain finance?

1. In fact, the combination of blockchain technology and finance is not accidental. Simply put, blockchain is a distributed shared ledger and database, which has the characteristics of decentralization, non-tampering, full traceability, and traceability. Finance is cooperation based on trust, and these characteristics of blockchain lay the foundation for creating trust. Blockchain technology is of great significance in solving problems in the financial field such as high credit risk, low capital utilization efficiency, and high payment processing costs.
2. In reality, Bitcoin is not equal to blockchain. Digital currency is just one of the applications of blockchain technology in the financial field. In the fields of supply chain finance, payment and clearing, trade finance, financial transactions and other fields, "blockchain +" has rich application scenarios and imagination space.
3. Industry insiders pointed out that although the application prospects of blockchain technology are broad, At present, there are only a few projects that have actually been implemented and produced social benefits. Blockchain technology is in the early stage of development and still needs to be viewed rationally. In the next step, blockchain technology should be used to explore digital economic model innovation and add impetus to the optimization of the business environment. , to provide support for promoting high-quality economic development.

⑷ What is digital currency? Digital currency concept stocks

1. Digital currency

According to the central bank’s figures According to the definition of the Monetary Research Institute, digital currency in the narrow sense mainly refers to currency that is purely digital and does not require a physical carrier; while digital currency in the broad sense is equivalent to electronic currency and generally refers to all currencies that exist in electronic form, including electronic currency and virtual currency. and digital currencies.

Depending on the issuer, digital currencies can be divided into legal digital currencies issued by the central bank and privately issued digital currencies.

The digital currency issued by the central bank refers to the legal currency issued by the central bank in the form of an encrypted digital string representing a specific amount. It is not a physical entity itself, nor does it use a physical entity as a carrier, but is used for online investment and transactions. and digital information that stores and represents a certain amount of value.

Privately issued digital currency, also known as virtual currency, is a digital currency issued and controlled by developers, not subject to government supervision, and circulated among members of a virtual community, such as Bitcoin (Bitcoin), etc.

In 2014, the central bank established a Digital Currency Research Institute to study the feasibility of issuing legal digital currency.

At the end of 2017, with the approval of the State Council, the central bank organized commercial banks such as Industrial and Commercial Bank of China, Bank of China, and Shanghai Pudong Development Bank, and relevant institutions such as China Banknote Corporation and Shanghai Commercial Paper Exchange to jointly carry out research on the digital renminbi system (DC/EP). R&D.

In February 2018, the experimental production system of the Shanghai Commercial Paper Exchange’s digital bill platform was officially launched for trial operation.

When the central bank held a work conference call for the second half of 2019, it requested to accelerate the pace of research and development of my country’s legal digital currency (DC/EP).

On the morning of August 14, 2020, the Ministry of Commerce issued a notice on the "Comprehensive Deepening of the Pilot Plan for Innovative Development of Trade in Services". In the section "Comprehensively Deepening the Pilot Tasks, Specific Measures and Division of Responsibilities for the Innovation and Development of Service Trade", it is proposed that digital RMB pilots should be carried out in qualified pilot areas in the Beijing-Tianjin-Hebei region, the Yangtze River Delta, the Guangdong-Hong Kong-Macao Greater Bay Area and the central and western regions. The People's Bank of China will formulate policy safeguard measures; these will first be assisted by relevant departments in Shenzhen, Chengdu, Suzhou, Xiongan New Area and other places as well as future Winter Olympics scenes, and will be expanded to other regions as appropriate.

As of October 8 this year, the central bank’s digital renminbi pilot scenarios have exceeded 3.5 million, a total of 123 million personal wallets have been opened, and the transaction amount is approximately 56 billion yuan.

The People's Bank of China is the sole authority in charge of the research, development, promotion, and application of digital currency, and the six major state-owned commercial banks participate in the pilot and operation as designated operating institutions.

The technical standards and technical systems of digital currency are developed at the central bank and independently implemented by its affiliated Digital Currency Research Institute, which is a core secret of the country.

National policy only allows public and private wallets to be opened through the APPs of state-owned commercial banks and the Central Bank’s Digital Research Institute.

The difference between digital currency and cryptocurrency

The first major feature of digital RMB is that it is a legal currency issued by the central bank. It is supported by national credit and has legal compensation; secondly The major feature is that the digital renminbi is positioned as M0 (cash in circulation); the third major feature is that the digital renminbi adopts a centralized operation model and is a two-tier issuance and circulation system; the fourth major feature is that the digital renminbi is a retail-oriented central bank digital currency. Cryptocurrency is a currency based on cryptography.A decentralized trust mechanism. Cryptocurrencies do not meet the needs of modern monetary mechanisms, and their amounts are determined by algorithms.

The difference between central bank digital currency and Alipay and WeChat payment

First: central bank digital currency is cash in circulation, not bank deposits. Third-party Internet payments such as Alipay and WeChat Pay use commercial bank deposit currency settlement, which belongs to M1 and M2 level digitization. It does not have M0 level legal effect, and it is impossible to replace M0.

M0: Generally refers to cash in circulation

M1: Generally includes M0 + demand deposits of each unit,

M2: includes M1 + residents’ savings Deposits + corporate time deposits + corporate other deposits + securities company customer deposits.

Second, central bank digital currency payment only requires electricity. The advantage of central bank digital currency is that it can achieve dual offline payments. Bind to the terminal device, it can complete basic operations such as cash withdrawal, payment and storage of digital currency. Third-party payments such as Alipay and WeChat require electricity and internet.

Third, the central bank’s digital currency is legal and anonymous; third-party payments are neither.

Fourth, the central bank’s digital currency has unlimited legal liability and no institution or individual may reject it.

The central bank’s digital currency is legal tender, while WeChat Pay and Alipay are just a payment method. The effectiveness of digital currency is not comparable to that of WeChat Pay and Alipay. From a user perspective, the central bank's digital currency has a wider scope of use, unlimited legal compensation, and is mandatory, while other payment methods do not have this function.

2. Digital currency concept stocks

According to calculations by Huaan Securities, the upgrade of the digital renminbi software and hardware industry will bring about a market space of approximately 140 billion yuan. Among them, the digital RMB wallet design part is completed independently by the bank, while the device-side modification part is generally left to outsourcing.

Cuiwei Co., Ltd. (603123)

Haike Rongtong, its holding subsidiary, holds a nationwide bank card acquiring business "Payment Business License" issued by the People's Bank of China. Qualifications for operating third-party payment business within the scope.

Among the first batch of pilot commercial enterprises in Haidian District, all business units of the company have opened "digital RMB" business.

StarNet Ruijie (002396)

All Shengteng payment products support digital renminbi, are actively participating in the digital renminbi pilot work of major banks, and actively promote the development of application solutions in related industries. Landed.

Tianyu Information (300205)

The company has already laid out products in the field of digital RMB hard wallets, and actively participates in the testing and marketing of related products.field promotion work.

It is planned to lock in the price of Yan Chunyu (the new major shareholder) at 10.99 yuan per share and raise no more than 1.35 billion yuan in additional funds for the industrialization of data security and digital RMB series products and the security model of the Internet of Things. Group product industrialization two projects

Zhidu Shares (000676)

The company’s blockchain + supply chain financial service platform is one of the application scenarios of the central bank’s digital currency. Digital currency The application can make the blockchain + supply chain financial service platform more efficient.

The joint-stock company Bitmain is the world's leading provider of supercomputing chips and artificial intelligence chips, and the world's largest supplier of ASIC custom chips and integrated systems for bit mining machines.

Yinjiang Technology (300020)

The company has not yet carried out related business in the field of digital currency.

The company will choose the opportunity to sell Hong Kong Yinjiang’s shares in Yibang International

Feitian Integrity (3000386)

The company has not participated in the central bank’s digital currency project.

The company plans to publicly issue shares to raise funds, and the projects involved include digital currency-related hardware and system applications

It is planned to establish Feitian Digital (Feitian Chengxin holds 48.67% of the shares.), Business projects include: providing products and technical support for the wide application of digital currencies and promoting the development of cashless payments.

China Information (000555)

Cooperation with Huawei covers multiple dimensions such as industry application solutions and operation and maintenance services in various fields such as financial technology, smart agriculture, smart services, and the Internet of Things. It has become one of Huawei's largest partners in the field of industry solutions in China.

The company established a wholly-owned subsidiary, Shenzhou Fangyuan, to focus on the application and promotion of blockchain and digital renminbi-related scenarios. The company has an excellent solution team with smart contract programming capabilities and scenario planning in the industry. It has explored the implementation of smart contract applications for scenarios such as prepaid consumption, corporate payments, and targeted payments, and promoted digital RMB scenario innovation.

On November 2, the city’s first digital RMB entrusted tax collection business handled by the Beijing Municipal Taxation Bureau was launched. This business is mainly provided with technical support by China Information and its subsidiary China Fangyuan, and the Tiyuguan Road branch of the Industrial and Commercial Bank of China participated in the commissioning, helping the Dongcheng District Taxation Bureau take the lead in collecting taxes through digital renminbi and opening up a new digital renminbi payment experience.

On November 3, Tencent Cloud and China Information officially signed an agreement to establish a comprehensive strategic partnership

In the first three quarters, Financial Information Innovation won a total of 441 million yuan in bids, compared with last year’s total Achieved nearly tenfold growth year on year.

China Information has helped nearly 20 banking institutions realize the construction of interconnected systems;The independently developed digital wallet system has entered the promotion stage and has been implemented in financial institutions such as China Guangfa Bank and Bank of Beijing.

In the field of digital RMB scenarios, the company has helped nearly 20 banking institutions achieve interconnected system construction. The independently developed digital wallet system has entered the promotion stage and has been implemented in financial institutions such as China Guangfa Bank and Bank of Beijing. . At the same time, the company actively explores innovative applications of digital renminbi in prepaid cards, logistics, supply chain finance and other scenarios, and has officially launched a "prepaid consumer service platform" to improve the prepaid consumer service system and provide one-stop solutions for efficient operations

Nantian Information (000948)

One of the few comprehensive solution and service providers in China that integrates software and hardware digital product development and production implementation capabilities.

Yunnan’s representative enterprise for blockchain technology research and development has participated in the research and development of digital currency applications in my country and generated related income.

The company established a digital currency research group and made important reserves in the ecological construction of digital currency circulation.

Connect with relevant departments and enterprises in Yunnan to promote the application of digital RMB settlement in border trade, hoping to obtain corresponding digital currency pilot business opportunities.

Nantian Information’s digital business is highlighted by “Nantian Convenient Payment Platform” and “Nantian Smart Communication Solution”. In September, these two solutions were selected into the “2021 China Electronic Information Industry Federation” released by the China Electronic Information Industry Federation. "Annual Enterprise Digital Transformation Case Promotion Catalog".

On June 2, the independently developed, safe and controllable "Nantian Blockchain Platform NBAAS" successfully passed the domestic blockchain information service registration of the Cyberspace Administration of China.

On September 16, it became the main supplier in the "Agricultural Bank of China Co., Ltd. 2021 Intel PC Server Shortlisted Project", with an estimated project amount of 1.246 billion yuan (excluding tax).

On November 3, Nantian Information signed a strategic cooperation agreement with Tencent Cloud

On November 9, it won the bid for the Agricultural Bank of China’s Kunpeng PC server project worth 1.487 billion yuan

New World (000997)

Sun Yada Digital Co., Ltd. focuses on digital RMB ecological construction support and operation services

The company's full range of smart POS has supported digital RMB payment and has been applied successively Digital currency pilot projects in Shenzhen, Chengdu, Suzhou and other places have achieved seamless connection between the offline consumption environment and the digital renminbi.

Eastcom Peace (002017)

The actual controller will be changed to China Electronics Technology Co., Ltd.

Ziguang Guowei (002049)

Intelligent Security Chips, special integrated circuits, semiconductor power devices, crystal frequency devices

The chip products of the company's wholly-owned subsidiary Ziguang Tongxin have been widely used in the financial payment field, and its security chips can be used as a trusted carrier for digital RMB hardware wallets. Unisoc Tongxin has built a digital RMB payment scenario and is actively cooperating with operating agencies to promote the trial operation of digital RMB in multiple pilot cities.

100% equity of Tsinghua Holdings is planned to be transferred to Sichuan Energy Investment Group

Hengbao Shares (002104)

Participate in the construction of digital RMB ecosystem to enrich digital RMB application scenarios bridge the inconvenience caused by the "digital divide" to specific groups of people. At present, the digital RMB is still in the pilot stage and will not have a major impact on the company's performance in 2021

Montnets Technology (002123)

Invention patent "095 A digital currency based on 5G messages "RMB Payment Method" is in the acceptance stage.

The company's digital RMB wallet project is based on the 5G message digital RMB wallet, integrating various recharge and payment scenarios to achieve a closed-loop transaction. It uses groundbreaking jumps between Chatbots to keep users in their mobile phone mailboxes, solving the security risks of H5 payments. In the future, it will be connected with the central bank or major banks' 5G messaging interfaces without the need to download apps, creating rich and complete life services.

The subsidiary signed a strategic cooperation agreement with Ant Chain to carry out in-depth cooperation in the field of cloud communication services.

Guangdian Express (002152)

Ranking first in the domestic financial equipment market share for 13 consecutive years, it is the largest supplier and service provider of financial intelligent self-service equipment in China, with business scope covering 80 countries around the world. Multiple countries and regions.

Subsidiary American Express Digital Space focuses on the digital transformation of banks and has a complete set of business service platforms based on the full life cycle of digital renminbi

Express Digital participated in the construction of Changsha Bank’s digital renminbi business system, It has successively won the bid for the digital RMB business system construction projects of three banks, Sanxiang Bank, Chouzhou Bank, and Chang'an Bank, and is currently conducting technology and cooperation exchanges with a number of commercial banks.

Digital currency is still in the pilot stage, and the company’s digital RMB business revenue scale is still in the millions, accounting for a small proportion of the company’s total revenue (2020 operating revenue of 6.4 billion yuan), and will not have any impact on the company’s operations. significant impact on performance.

Yuyin Holdings (002177)

A core member company of the Golden Chain Alliance, it actively participates in industry technology exchanges and interactions.

The company is conducting research and development on software and hardware digital wallets, the exchange and circulation of digital currencies on financial instruments, and other technical fields, but has not yet been commercialized.

Zhengtong Electronics (002197)

A special research team for digital currency projects was established to focus on digital currency projects.Research and development and internal testing of samples in key areas such as currency encryption algorithms, digital wallet equipment and applications, digital currency payment modules and payment equipment, digital currency acquiring equipment, etc., striving to build the company's complete financial technology R&D system, product system and Application support platform to prepare relevant technical reserves and product pre-research in advance for the company's rapid future development.

Weishitong (002268)

The People's Bank of China is one of the company's customers; cryptography technology and related products will inevitably be used in the promotion of digital currency, and the company will actively respond to new business opportunities future market demand and make technical reserves

Hailian Jinhui (002537)

The company's digital renminbi currently mainly implements payment collection functions on the merchant side and does not have an app

Beyond Technology (002649)

Plans to spend 130 million to 260 million yuan to repurchase shares, with the repurchase price not exceeding 16 yuan per share.

Beijing North (002987)

The People's Bank of China and the six major state-owned commercial banks are corporate customers, and the income in 2020 comes from

The six major state-owned commercial banks Accounting for 65.07% of the company's total revenue. The company has established a large-scale and in-depth cooperative relationship with large state-owned commercial banks in the field of digital currency, and participated in the system operation management, customer information, risk screening, operational data analysis, and digital currency client backend of the designated operating institutions of digital currency. , payment functions, third-party payment and other commercial bank file protocol management functions, such as analysis, design, development and testing work, accumulated experience and accumulated technology. With the promotion of digital currency, the application scenarios surrounding digital currency will generate massive system development, testing, and operation and maintenance needs in large state-owned commercial banks, joint-stock commercial banks, and small and medium-sized banks in the future, which will bring more business opportunities to the company.

Chu Tianlong (003040)

The company has rich technical accumulation in various forms of digital RMB hardware wallets and other fields, and has accumulated a certain amount of data by participating in pilot projects in some cities. Practical experience in RMB related product development.

The digital RMB hardware wallet and other related products developed and produced by the company are suitable for a variety of consumption scenarios. We are currently actively preparing digital RMB hardware wallets and other related products for the Beijing Winter Olympics.

Netac Technology (3000402)

The company’s main business does not involve the issuance and circulation of “digital currency” and other related fields, and it has no plans to carry out related business.

Huali Chuangtong (300045)

East Lake Technology and Finance Research Institute, in which the company has a stake, is involved in this field

Tianyuan Dico (300047)

The company has already implemented two digital currency projects. One is the digital currency project of a state-owned bank on May 14, 2021. A total of two orders were signed and are still in the process of implementation; the other One is a digital currency project of a commercial bank on October 18, 2021. The first phase of the project has been completed and is waiting for user acceptance testing.

Qitian Technology (300061)

Subsidiary Xiaoqi Oufei has launched assistance in mobile banking APP to support the use of digital renminbi to achieve scenario marketing services such as recharge and payment. This business is not expected to have a significant impact on the company's 2021 performance. The company's existing business does not involve chips, basic technology and payment terminal equipment related to the issuance and circulation of digital renminbi.

Yin Zhijie (300085)

The main business direction of Shujie Technology during the establishment stage is to carry out innovative technology research in the field of digital renminbi issuance, circulation and scenario application, and provide services to banks and payment institutions. , business users provide products and technical services such as software application platforms and scenario service solutions.

China Carbon Silver will be mainly engaged in carbon management under the general trend of carbon neutrality, scientific and technological innovation and technical services in the field of carbon finance.

Huadao Credit Information, a joint-stock company, is mainly engaged in the development of credit information technology, providing technical support and technical services for the development of Baihang Credit Information business, and developing supporting services related to personal credit information in the credit information industry chain. .

Xinguodu (300130)

The digital renminbi research group established by the company actively invests in research and development resources around the application and products of digital renminbi in offline merchant payment scenarios. The intelligent terminal equipment developed by the company N86 supports both bank card and QR code payment. In the future, after the digital renminbi is further promoted, it can also support the acceptance of digital renminbi. At the same time, the company actively promotes cooperation with banking institutions in the field of digital renminbi operational activities and technical services. At present, the preliminary technical joint debugging and system testing of some institutions have been completed, and the system has actively cooperated with banking institutions to further assist in the transformation and promotion of merchant-side services, and has been successfully applied in pilot scenarios in Shanghai and other areas. The company is actively developing digital RMB "hard wallet" products and is currently undergoing technology development and product design. In the future, the company will also follow industry changes and continue to explore new business models under the digital RMB ecosystem.

Oriental Guosen (300166)

The main customers of subsidiary Shanghai Yitong are banks. It has already achieved digital renminbi docking with several major state-owned banks and commercial banks. According to The nature of the bank has implemented docking plans for different models, and organized the plans into a standardized process, which can quickly assist various cooperative banks to quickly complete the docking of digital renminbi.

Huafeng Microfiber (300180)

Subsidiary VFT is currently the supplier of mobile payment backend software and systems for most banks. Regarding digital currency business, VFT is actively participating in the DCEP testing and related promotion work of some banks. , due to confidentiality agreement restrictions, relevant details cannot be disclosed temporarily. The relevant business is in the early development stage and is subject to great uncertainty.

*ST Julong (300202)

Xinkaipu (300248)

The company currently cooperates with the five major banks (Bank of China, Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank, and Bank of Communications) , the four major institutions (UnionPay, China Mobile, China Telecom, and China Unicom) have established a long-term and stable cooperative relationship, laying the foundation for the expansion of the market scale of digital renminbi in business segments such as universities, K12, secondary vocational schools, and enterprises. Digital currency payment equipment includes consumer equipment and identity recognition equipment for closed scenes in campuses and corporate parks. Some of the equipment has passed PBOC certification

Signed a strategic cooperation agreement with China Unicom Payment to develop national cryptographic products and digital renminbi. Establish strategic partnerships and carry out technical and business cooperation in the areas of products and solutions, 5G-SIM cards, mobile security business, etc. The two parties will accelerate the layout of digital renminbi business and realize the implementation of digital renminbi in more application scenarios. Unicom Pay is a wholly-owned subsidiary of China Unicom Group and has a payment business license. It provides comprehensive payment applications and financial information services to individual users through Wo Wallet, and is responsible for the development of innovative payment services such as digital renminbi.

New Cape undertook the first domestic education industry application pilot project - the digital RMB pilot project of Nanjing Normal University Suzhou Experimental School.

Beixinyuan (300352)

The joint-stock company Hainan Baojiayuan Technology Co., Ltd. plans to cooperate with Shanghai Information Investment Co., Ltd. Both parties will invest 10 million yuan each to establish a joint venture in Shanghai Xinlian Digital Trade Data Technology Co., Ltd. Both parties will give full play to their comprehensive advantages in the fields of blockchain, information security and financial technology, and use the company as a platform to launch digital projects based on actual scenarios in multiple fields such as enterprise digital transformation, industrial supply chain collaboration, and "digital world trade". The pioneering and large-scale application pilot of currency will build a solid foundation for the future large-scale application of digital currency, thereby forming an economic scale with commercial value.

Yingshisheng (300377)

Launched a valuation and accounting solution that supports a full set of carbon allowance transactions

Currently cooperating with some financial institutions and actively participating in banks, etc. Digital currency DCEP-related projects of financial institutions, as well as active participation in industrial interconnection in the field of green finance, further broaden the company's business areas. Participating in digital currency and green finance business is a strategic plan of the company, but the company has not directly participated in the research and development of central bank digital currency. As of now, green finance and digital currencyCoin-related businesses contribute very little to the company’s revenue.

Huaming Intelligent (300462)

The company’s current main business is rail transit AFC (automatic fare collection system) and ETC (electronic toll collection system) equipment and other related products. The application scenarios all involve payment links, and there are a large number of digital currency payment scenarios. The company is committed to the development and cooperation of digital currency scenario-based applications. Part of the funds raised from the refinancing project currently being prepared by the company will be used for the "Central Bank Digital Currency (DC/EP) Scenario Application Development and Construction Project"

Sifang Jingchuang (300468)

As an industry-leading provider of comprehensive financial technology solutions, the company has long maintained close cooperation with customers in the financial industry, and actively cooperates with customers to promote the application of various modes such as digital RMB payment, digital RMB red envelopes, and digital RMB consumption coupons in sports and other scenarios. . In the future, the company will continue to improve its all-round R&D and delivery capabilities from the underlying blockchain platform to application solutions, its blockchain + digital economy integration innovation capabilities, and continue to seek and realize the implementation of digital currency and other technologies in more scenarios

The Hong Kong subsidiary cooperates with ConsenSys and PricewaterhouseCoopers to participate in the "Multiple Central Bank Digital Currency Cross-border Network" (m-CBDC Bridge) project of the Hong Kong Monetary Authority.

Synthetic Electronics (300479)

The company launched the research and development and market preparation of supporting equipment for the digital renminbi business in 2019, actively cooperated with relevant institutions and commercial banks, and participated in the digital renminbi pilot work. It has been put into commercial trial operation in small batches in pilot cities. Digital currency-related businesses are innovative businesses, and the market promotion progress will be gradually carried out in accordance with national planning and the deployment of competent authorities

Youboxun (300531)

The company's participation in the digital currency pilot is mainly through the company's cooperation with the company Long-term cooperation with state-owned banks and customers in the retail and catering industries. The company has reserved NFC technology, TEE-based trusted identity authentication on the client side, trusted device authentication, trusted QR code technology, and efficient and trusted blockchain and privacy computing on the cloud side. They are all digital currency research technologies. reserve. The company actively participates in the design and implementation of digital currency payment application scenarios. The company's payment terminal products have received good feedback from digital currency pilot applications in various places. The company will further follow the progress of the country's deployment of digital currency and provide smart payment terminals and related products that meet the requirements. Serve.

The company has applied blockchain technology to portable printer products with built-in Urovo Block Chain SDK and food and drug traceability platform projects, and launched mobile data certification services based on blockchain technology to allow mobile data to be automatically It can be transferred to the chain from birth and protected by law. The company is optimistic about the potential of VR/AR, blockchain, and interactive technologies inDevelopment prospects in the field of Internet of Things and artificial intelligence, and continue to accumulate in basic fields such as intelligent hardware

Advanced Data Communication (300541)

The company’s business related to legal digital currency is to assist business The bank has built a payment application system that supports legal digital currency. At present, the research and development of the company's solution has been completed and is in the market promotion stage, and some projects are in the process of implementation.

The main target customers of the company's legal digital currency-related solutions are small and medium-sized banks

Xiongdi Technology (300546)

The company has invested in research and development to open up digital renminbi for public transportation payment Usage scenarios in the field have been put into use in Suzhou, Wujiang and other cities; in the future, the company will form an entrance business opportunity for digital currencies through aggregation of payment services, and reserve market opportunities for the further advancement of digital currencies in the future; this business will have a small impact on the company's current performance.< /p>

Guao Technology (300551)

Zhengyuan Wisdom (300645)

It has completed the docking and development of the digital renminbi systems of the five major banks and independently developed machines. It is an IoT transaction terminal that supports the integration of card, code and face currency (digital RMB). It has strong multi-media integration and multi-scenario adaptation features, and has passed PBOC3.0 certification. The software and hardware system can support digital RMB payment transactions. .

The digital renminbi construction project is now implemented in many colleges and universities such as Southwestern University of Finance and Economics, Suzhou University, Qingdao Engineering Vocational College, Hunan Police College, Hunan Vocational College of Foreign Languages, etc., and many colleges are ready to go online. preparation. Hangzhou will become the third batch of digital RMB pilot cities. The company has signed agreements with major commercial banks to complete various technical dockings and make every effort to prepare for implementation and promotion on campus.

The company is carrying out technical development work to assist in the reservation and opening of private wallets, and in compliance with national policies, it will assist in the opening of digital RMB wallets by providing entrances and other methods

Kelan Software (300663)

The main business is Internet banking, and it is currently and in the future upgrading and expanding to digital banking and digital finance

The wholly-owned subsidiary Kelan Software Systems (Hong Kong) Co., Ltd. recently Winning the bid for the digital banking system procurement project of Singapore Green Alliance International Bank, the winning bid amount is 2 million Singapore dollars, approximately RMB 9.6046 million.

The company has not yet generated orders for digital currencies, and digital currency-related businesses are all in During technical verification, business negotiations and contract signing, no operating income was directly generated in 2020.

Yuxin Technology (300674)

In terms of digital currency, major state-owned banks have been participating in the digital renminbi and digital currencies led by the People's Bank of China in the past two years.Pilot projects of digital currency and development of related systems such as electronic wallets. The company has in-depth cooperation with a number of major state-owned banks, has accumulated relevant capabilities and product modules in digital wallets and digital currencies, and has reserved corresponding talents. If there are relevant business cooperation opportunities in the future, the company will also actively participate

Lakala (300773)

The company has first-mover advantages in the field of digital renminbi. The company became one of the first two payment institutions to sign a strategic cooperation agreement with the Central Bank Digital Research Institute, completed system docking and started business cooperation with the Central Bank Digital Research Institute and its six operating agencies, and fully participated in the digital renminbi promotion activities in pilot cities. , it has realized that the entire product line from small and micro merchants to KA merchants, from retail payment to B2B payment supports digital currency acceptance.

Digital currency can currently be used to pay wages on behalf of employees, and part of the wages of company employees have been paid in digital currency.

The company has used digital renminbi to enter many large and medium-sized merchants that have not been covered before. Although digital renminbi acceptance has not yet started charging, the company has entered some medium and large merchants and has brought WeChat and Alipay to the company. , bank cards and other payment methods will earn a certain amount of income.

Tianyang Technology (300872)

The company has currently participated in the technical development and testing of CCB’s digital currency.

Chuangshi Technology (300941)

During the "May 5th Shopping Festival", the company assisted the Agricultural Bank of China Suzhou Branch in realizing the acceptance and use of digital renminbi by relevant merchants

.

The company’s digital renminbi products have won bids from the Agricultural Bank of China and China Construction Bank. The company is currently focusing on building an acceptance environment for merchants.

The company cooperates with Zhangjiakou Agricultural Bank of China, Zhangjiakou Construction Bank, Beijing Agricultural Bank of China, Beijing Construction Bank, etc. to participate in the construction of digital renminbi acceptance environment for merchants related to the Beijing Winter Olympics

Sichuan Chengyu (601107)

The company currently does not carry out digital currency related business

Xin'an Century (688201)

On January 26, 2021, it won the bid for the digital currency project SSL gateway and signature verification Server Procurement

The company's identity security, data security and communication security product lines are all suitable for the digital currency field.

VeriSilicon—U (600521)

In 2019, the company’s revenue in the data processing application market reached 261.72 million yuan. The data processing market targeted by the company mainly includes data centers and digital Currency etc. The company has many years of experience in the field of digital currency chips and has provided chip design and mass production related services to many customers.

⑸ Digital economy + digital currency + Huawei + artificial intelligence + blockchain! Domestic leaders develop digital economy

①Digital economy + digital currency + Huawei + artificial intelligence + blockchain! This domestic leader in financial intelligent terminal equipment officially announced the establishment of a wholly-owned subsidiary to carry out digital economy business, prepare digital RMB hardware wallet related products for the Beijing Winter Olympics, and is also the first batch of cooperative units of the Central Bank's Digital Currency Research Institute; ②Digital Economy + Digital Twins + Metaverse + Huawei + AR + Artificial Intelligence! This leader in smart rail transit signed a 20 billion order. The AR three-dimensional real-scene fusion technology platform is compatible with Huawei Kunpeng and Shengteng. Its annual performance is expected to nearly triple. It also provides Qualcomm with RCS overall solutions; ③ Photovoltaic + energy storage + Charging pile! The company's full-year net profit is expected to increase by nearly 1.5 times at its highest.

[Interpretation of key announcements]

Radio and Television Express: Plans to establish a wholly-owned subsidiary to carry out digital economy business

Radio and Television Express announces that it plans to establish a wholly-owned subsidiary, Radio and Television Express Digital Economy Investment and Operation Co., Ltd. (referred to as "Radio, Television and Digital Investment") has a registered capital of 1 billion yuan. The Radio, Television and Digital Investment established this time will serve as the company's investment and operation platform to carry out investment, construction and follow-up operations of digital economy businesses nationwide, innovate smart city business models, expand the company's smart city business areas, and help enhance the company's core competitiveness and profitability to achieve sustained and stable development of the company.

Comments: Public information shows that Guangdian Express is deeply trusted by more than 1,200 financial institutions around the world. It provides diversified and inclusive financial services through the "scenario + financial" service model, and has ranked first for 13 consecutive years. Ranking first in domestic financial intelligent terminal equipment market share.

The company is one of the first cooperative units of the Central Bank’s Digital Currency Research Institute. The company is actively working with ecological partners to accelerate the expansion of multiple digital renminbi application scenarios around the Winter Olympics, such as winning the bid for the first hardware equipment bidding project in the digital renminbi field that the Bank of Communications Head Office plans to promote in the context of the Winter Olympics, and the digital renminbi jointly built with China Construction Bank Smart teller machines were launched on a pilot basis at Beijing Daxing Airport; digital RMB hardware wallets and other related products were actively prepared for the Beijing Winter Olympics.

Analysts such as Xia Qingying of Wanlian Securities stated in a research report released on October 25, 2021 that the company can provide integrated digital RMB software and hardware solutions for various banks and other customers, and can provide Digital RMB products such as soft and hard wallets, micro cashiers, and smart ATMs.

Xia Qingying stated in a research report released on May 5 that the company released the enterprise-level blockchain technology platform Express Data Chain, which has "multiple extensions", "high performance", and "strong The six technical characteristics of "security", "strong privacy", "credibility creation" and "easy access" can help my country's industrial upgrading based on blockchain technology.

The company assisted Shenzhen Metro in issuing the country’s first subway blockchain electronic invoice and built a standardized software system for turnstiles for Shenzhen Metro., revenue accounting, electronic invoices and other business systems.

Relying on the Radio Group and Huawei, the company jointly established the "Kunpeng + Shengteng" ecological innovation center, released Kunpeng servers and full-stack information innovation solutions for radio and television, and completed domestic platform adaptation of mainstream products to support mainstream Kunpeng and Feiteng , Loongson, Zhaoxin CPU platforms and UOS, Kirin OS, and carried out pilot testing with more than 20 banks.

Jiadu Technology: Net profit in 2021 is expected to increase by 227%-292% year-on-year

Jiadu Technology announced that the net profit in 2021 is expected to be 300 million yuan-360 million yuan, a year-on-year increase of 22.671% %-292.05%. The company's newly signed and on-hand orders for intelligent product solutions in the past three years have entered the large-scale implementation stage, and intelligent projects such as rail transit and smart cities have been delivered as planned, driving rapid growth in business revenue.

Comments: The announcement shows that the company’s artificial intelligence technology continues to invest in and implement transformation. The sales of core self-developed intelligent products with high gross profit margins such as “Smart Station” and “IDPS Urban Traffic Brain” have grown rapidly, driving the company as a whole. Gross profit margin level increased.

Analysts such as Liu Yuping of China Merchants Securities stated in a research report released on September 6, 2021 that in the field of smart rail transit, the company has solidly promoted the large order of 17.225 billion smart rail transit and has newly signed a contract with Changsha Rail Transit. The smart contract for Transportation Line 6 is worth RMB 2.428 billion. The delivery of main products and performance confirmation will be completed within the year.

A research report released by Wanlian Securities Xia Qingying on September 2, 2021 pointed out that as the leading enterprise of intelligent rail transit in the Guangdong-Hong Kong-Macao Greater Bay Area, the company is expected to fully benefit from this policy dividend.

Jiadu Technology replied in Huayiyi that the company is one of Huawei's leading ISVs (independent software developers). Both parties give full play to their respective advantages and jointly develop a variety of city-level smart applications. The company's police Industry digital platforms such as Service Video Cloud and Mingyi AR 3D Reality Fusion Technology Platform have developed and obtained the first batch of compatibility mutual certifications with Huawei's Kunpeng and Shengteng systems.

As one of the key technologies for building metaverse cities, digital twins will be implemented in more industries and fields in the future. The company will also be involved in digital twin-related computer vision, AR (augmented reality), Data science, IoT sensing and control and other technologies continue to be invested in and expanded.

The company's intelligent face recognition temperature measurement terminal has an automatic remote temperature measurement function.

In June 2015, the company responded in Huayiyi that as the only partner of Qualcomm's RCS overall solution in mainland China, the company provides RCS solutions from the chip layer and will work with Qualcomm to jointly promote RCS. With the development of the industrial chain, we provide overall RCS product services to China Mobile, China Telecom, and China Unicom, and provideCommunication operators and mobile phone terminal manufacturers in the RCS industry chain will lay a good foundation for subsequent commercial promotion and jointly promote the development of the next generation of rich media converged communications.

Zhongneng Electric: Net profit in 2021 is expected to increase by 64.49%-146.74%

Zhongneng Electric announced that the net profit attributable to shareholders of listed companies in 2021 is expected to be 22.5 million yuan-3375 million, a year-on-year increase of 64.49%-146.74%; net profit after deducting non-recurring gains and losses was 18.9 million yuan-29.25 million, a year-on-year increase of 68.58%-160.9%. The company fully focuses on its main business, actively explores the power market, strengthens internal refined management, and seizes the development opportunities of the new energy industry. The company's main business income has increased compared with the same period last year, and the company's overall profitability has improved. Announced on the same day, wholly-owned subsidiary Zhongneng Luhui and Sunwanda Integrated Energy recently signed a "Cooperation Framework Agreement". In the future, the two parties plan to conduct in-depth cooperation in photovoltaic power generation, energy storage and comprehensive energy services.

Comments: Public information shows that Zhongneng Electric has "light storage and charging" integration, "charging Rubik's cube", "first and second integration", "charging group", "smart garage + smart charging", etc. Solution has participated in the construction and operation of bus station charging pile projects in Handan, Hebei, Yinchuan, Ningxia, Guiyang, Guizhou and other regions.

Shanghai Yiguan, a subsidiary of the company, is mainly engaged in the investment, construction and operation of photovoltaic power generation projects. It currently holds a number of distributed photovoltaic power generation projects that have been connected to the grid in Jiangsu, Shanghai and other places.

[Performance Announcement Gold List]

Zhaoyan New Drug: Net profit in 2021 is expected to increase by 72%-82% year-on-year

Zhaoyan New Drug announced that the net profit in 2021 is expected to be Profit was 540 million yuan-570 million yuan, a year-on-year increase of 72.3%-82.3%. Xiaocai Note: Q3 net profit was 94 million yuan. Based on this calculation, Q4 net profit is expected to be 292 million yuan-322 million yuan, a month-on-month increase of 210%-242%.

Comments: The announcement shows that the company has further optimized and improved experimental facilities and project management processes, and the laboratory capacity utilization has continued to increase, ensuring that orders on hand are efficiently executed; the supply side has also provided strong support for performance growth. .

New Kaiyuan: Net profit in 2021 is expected to increase by 438%-483% year-on-year

New Kaiyuan announced that the net profit in 2021 is expected to be 240 million yuan-260 million yuan, a year-on-year increase of 438.42%- 483.29%; the impact of non-recurring gains and losses in the current period on the company's net profit is 230 million yuan to 250 million yuan, mainly due to the company's sale of BioVision equity and external investment. Xiaocai Note: Q3 net profit is 16 million yuan. Based on this calculation, Q4 net profit is expected to be 140 million yuan-1.6billion, a month-on-month increase of 775%-900%.

Comments: Public information shows that the company’s main business includes fine chemicals and precision medicine. The acquired American BioVision is the world’s top life science research company. The BV product exosome kit can separate and extract from body fluids. High-purity exosomes, from which DNA, RNA, and proteins are simultaneously extracted for precise quantitative analysis, can be used for research and early diagnosis of cancer, infectious diseases, and neurodegenerative diseases. A variety of virus purification kits are also available, which can be used at Quickly and efficiently purify recombinant viruses from transfected cell culture supernatants or infected samples in 30-60 minutes.

⑹ WeBank helps the blockchain industry flourish

On July 19, the China (Shenzhen) Comprehensive Development Research Institute The press conference of the "Digital "Chain" Greater Bay Area - Blockchain Assists the Integrated Development of the Guangdong-Hong Kong-Macao Greater Bay Area (2022)" (hereinafter referred to as the "Report") was held in Shenzhen.

The report believes that digital technology represented by blockchain can play an important role in breaking the ice of institutional differences in the Guangdong-Hong Kong-Macao Greater Bay Area, supporting the leapfrogging of the real economy and empowering innovation in social governance, and effectively boosting the development of Guangdong-Hong Kong-Macao Greater Bay Area. The integrated development of the Hong Kong and Macao Greater Bay Area has entered a new era 2.0. The report uses a wealth of practical cases of blockchain usage scenarios to demonstrate the role and contribution of blockchain in the construction of digital economy, digital society, and digital government.

The Greater Bay Area has sounded the clarion call for the rise of blockchain.

“The blockchain field in the Guangdong-Hong Kong-Macao Greater Bay Area is active in innovation, with rich application results, strong factor attraction, strong policy support, and an ecological development trend.” At the press conference, the report announced the development of the Greater Bay Area in A series of achievements in the blockchain field.

The report shows that in 2021, there were 10,710 blockchain-related invention patent applications in mainland China, Hong Kong, Macao and Taiwan, of which 3,282 occurred in the Greater Bay Area, accounting for 31% of the total. In addition, the Greater Bay Area has published a total of 756 articles on blockchain topics. Compared with other world-class bay areas, the number has begun to clearly dominate.

In the context of unprecedented changes in a century, experts and scholars shared their thoughts on the value of blockchain. Fan Gang, a well-known economist and president of the China (Shenzhen) Comprehensive Development Research Institute, said that under the influence of international situations such as the epidemic and the Russia-Ukraine war, new changes have taken place in the international trade system and currency settlement system. Since the blockchain has the characteristics of privacy, mutual trust of real information, and no need to repeatedly verify duplicate information, it greatly improves transaction efficiency. In his view, with Internet technologies such as blockchain, and empowered by the open source ecosystem of large companies, more small businesses will use the platform to play a role.

Fan Gang, President of China (Shenzhen) Comprehensive Development Research Institute.

Therefore, the report believes that “the Greater Bay Area has sounded the clarion call for the rise of blockchain.” “The Guangdong-Hong Kong-Macao Greater Bay Area has advantages such as market openness, diversified needs, and talent gathering. Innovations in cutting-edge technology represented by blockchain are active., fruitful results have been achieved, and the trend of ecological development has been set. It has become a new highland for the development of blockchain at home and abroad, nurturing the strong development pulse and greater development future of blockchain and digital economy. " Liu, deputy director of China (Shenzhen) Comprehensive Open Key Development Research Institute, said when releasing the report.

Cutting-edge technology expansion, integration and innovation in the "Xinjiang region"

Ma, Vice President and Chief Information Officer of WeBank Official.

This is an example of the cross-border use of blockchain in trusted data.

Tang Jie, a professor at the School of Economics and Management at Harbin Institute of Technology (Shenzhen) and former deputy mayor of Shenzhen, commented on the report, stating, At present, the application results of blockchain in the Guangdong-Hong Kong-Macao Greater Bay Area have been very rich. The number of blockchain application projects ranks among the top in the country. A number of leading blockchain companies are emerging, which can not only effectively solve the current problem of poor flow of people The institutional differences caused by commodities and funds in the Guangdong-Hong Kong-Macao Greater Bay Area also contribute to the cross-border and cross-domain use of data elements. He believes that new technologies such as blockchain should actively explore usage scenarios in the Greater Bay Area and advocate leading technologies Enterprises are open and open source to create a good ecology.

Therefore, the report points out that "digital technology represented by blockchain has accelerated the integration of the Greater Bay Area."

This integration is reflected in the fact that technology is melting the institutional differences. ice, supporting the leap of the real economy and empowering social governance innovation. Among them, in terms of melting institutional differences, the "Bay Area FinTech Talent Chain" of the Guangdong-Hong Kong-Macao Greater Bay Area, WeBank's inter-financial institution reconciliation platform, Guangdong- Cross-border data verification platform, port logistics and Traceability. This function determines that it can become an important infrastructure in the digital age. "As a basic infrastructure, blockchain should first be open source, and secondly, the source code should be formally verified. In addition, the blockchain must be vertically open, and some important uses must be fed back to these infrastructures, thereby strengthening the continuous iteration of the infrastructure and making this infrastructure clearer. ”

With the deepening of the connection between the rules and mechanisms of Guangdong, Hong Kong and Macao, the level of integrated development of the Greater Bay Area has continued to improve. The report further pointed out that in the 1.0 era, the integrated development of the Guangdong-Hong Kong-Macao Greater Bay Area has superficial aspects such as hardware docking, front stores and back factories, and gradient division of labor. The demand for layer-by-layer integration is being replaced by the deep-level integration needs such as system compatibility, economic interdependence, and social interconnection in the 2.0 era.

“The Guangdong-Hong Kong-Macao Greater Bay Area relies on cutting-edge technologies such as blockchain to realize trusted data in a diverse institutional environment. The flow or utilization under the conditions will improve the efficiency and effectiveness of the flow of people, logistics, and capital, and significantly expand the 'Xinjiang region' that is the hinterland of each other's economies and integrates innovation. "The report pointed out.

Developing a "trust transfer machine" to help integrated development

"Blockchain, especially the alliance chain, is a recognized machine for transferring trust. A distributed data transmission protocol based on blockchain technology and individual leadership can effectively promote the flow of data elements and help the integrated development of the Greater Bay Area. "As a representative of industry practice, Ma said when sharing.

According to his disclosure, WeBank has alwaysBlockchain is regarded as one of the core technologies of financial technology, and in 2016, it took the lead in launching the blockchain alliance "Golden Chain Alliance" in the financial industry. It has always adhered to the concept of comprehensive security and controllability of blockchain technology, relying on the collaboration of the Golden Chain Alliance open source working group to create FISCO BCOS, the underlying open source platform of the financial alliance chain, to achieve localized support for the entire chain, which greatly accelerated the development of the Guangdong-Hong Kong-Macao Greater Bay Area. The development of the blockchain open source ecosystem. At present, WeBank, as the first digital bank in China, has accumulated 340 million effective individual customers and nearly 2.8 million small and micro enterprises.

Ma revealed that at present, the open source alliance chain ecosystem built by Weizhong Blockchain and many parties has gathered more than 3,000 institutions and enterprises and more than 70,000 individual members, successfully supporting finance, medical care, justice, agriculture, Hundreds of blockchain uses in multiple industries including manufacturing, and more than 200 benchmark uses supporting industrial digitization.

Currently, the blockchain in the Guangdong-Hong Kong-Macao Greater Bay Area is showing an ecological development trend, and the open and diversified blockchain ecosystem is accelerating its evolution. Gu Qingshan, assistant to the general manager of Shenzhen Zhangzhangtong Intelligent Technology Co., Ltd., pointed out that as the flagship financial technology incubated by Ping An Group, finance Zhang Tong has been deeply involved in financial technology for many years.

Has rich experience in the use of financial blockchain, and has deep accumulation in patents, localization, etc., which can meet the actual needs of financial institutions’ blockchain.

As a practical representative of the academic community, Pang Chuan, Vice President of Macau University of Science and Technology and member of the Macau Legislative Assembly, said that in addition to scientific research and serving society, the most important thing in academia is to cultivate talents. In June 2023, Blockchain Engineering (080917T ) has passed the registration and approval of undergraduate majors in general colleges and universities by the Ministry of Education, and the first batch of undergraduate graduates in blockchain engineering will be officially born in four years. In addition, Tsinghua University, Peking University, University of Science and Technology of China and other well-known universities are on the list of candidates for the national pilot program for innovative use of blockchain in the education field.

[Written by] Li Hualian

Related Q&A: How does the procuratorate investigate the bank statements of WeBank? The procuratorate only needs to go to the company to investigate the bank statements of WeBank. Under normal circumstances, the court cannot check the bank statements of the person subject to execution. If it is related to the case, it can apply for inquiry. The transaction of the person subject to execution may involve property other than the case. The property inquired, seized, frozen, transferred, and valuated by the people's court shall not exceed the scope of the obligation of the person subject to execution. Therefore, the court cannot inquire without legal authorization. .