成都对区块链政策的支持,成都对区块链政策的规定

近日，成都市政府发布《关于支持和引导区块链技术发展的实施意见》，以此来支持和引导区块链技术在成都的发展。在此背景下，我们拓展出三个相关关键词：区块链政策、成都金融科技创新基地、区块链落地应用。

区块链政策是指政府通过立法、规章、规范性文件等形式，对区块链技术的研发、应用和推广等活动进行规范。在成都市政府发布的《关于支持和引导区块链技术发展的实施意见》中，明确了成都对区块链技术的支持和引导政策，包括落实区块链技术应用的相关政策、建立区块链技术支持系统、建立区块链技术服务体系等。此外，还将对区块链技术在金融、政务、智慧城市、智慧医疗等领域的应用进行支持和引导，以及支持区块链行业发展的相关政策。

成都金融科技创新基地是成都市政府推动金融科技创新发展的重要平台，旨在搭建金融科技创新的联合创新平台，推动金融科技创新的融合应用，促进金融科技创新的落地应用，支持金融科技创新项目的落地实施。成都金融科技创新基地将把区块链技术作为重点领域，积极推动区块链技术的落地应用，支持区块链技术在金融、政务、智慧城市、智慧医疗等领域的应用，推动区块链技术的创新发展，并为区块链企业提供技术支持和服务。

区块链落地应用是指将区块链技术应用于实际领域，形成可用的应用系统，从而实现真正的商业价值。成都市政府发布的《关于支持和引导区块链技术发展的实施意见》中，明确了要支持和引导区块链技术在金融、政务、智慧城市、智慧医疗等领域的应用，以及支持区块链行业发展的相关政策。同时，成都金融科技创新基地也将把区块链技术作为重点领域，积极推动区块链技术的落地应用，支持区块链技术在金融、政务、智慧城市、智慧医疗等领域的应用，推动区块链技术的创新发展，并为区块链企业提供技术支持和服务。

综上所述，成都市政府发布的《关于支持和引导区块链技术发展的实施意见》，旨在支持和引导区块链技术在成都的发展，为此拓展出的三个相关关键词分别是：区块链政策、成都金融科技创新基地、区块链落地应用，这些政策和措施将有助于推动区块链技术在成都的发展。

① Multiple types of data are shared on the "chain", online and offline services are coordinated, and blockchain government affairs make things easier

"Blockchain + government affairs" will collide What kind of spark? Mawei Xingang Community in Fuzhou City, Fujian Province uses blockchain technology to solve the pain points of government informatization and launches a "blockchain + community certification" application. "This application can easily realize the electronic issuance of certificates required by enterprises and the masses, promote the transformation from 'reduced certificates' to 'no certificates', let data run instead of people running errands, improve service efficiency, and better serve the people. "Ms. Zhu, a citizen of Fuzhou, said.

Provident funds can be transferred and continued in other places

"Post-90s" Chen Jing joined a new company at the end of last year, and her work location changed from Hangzhou, Zhejiang to Chengdu, Sichuan. If you change your workplace, how can you transfer the previously accumulated housing provident fund to a new account? After consultation, Chen Jing learned that by searching for the "National Housing Provident Fund" applet on her mobile phone, she could realize the transfer to other places. According to the relevant person in charge of the Ministry of Housing and Urban-Rural Development, the "National Housing Provident Fund" applet will be launched online in October 2021. The Ministry of Housing and Urban-Rural Development has built a credible data environment for the operation of the applet by deepening the application of new technologies such as blockchain to ensure that depositors information and financial security. Thanks to blockchain technology, depositors can transfer housing provident fund accounts and funds across cities through mini programs. They no longer need to go to the counter to handle off-site transfers and continuations, greatly shortening the processing time and further facilitating the cross-regional flow of human resources. .

Multiple types of data are shared on the "chain", online and offline services are coordinated, and the use of blockchain technology improves the efficiency of government departments and public satisfaction. For example, Haidian District in Beijing has opened a "Blockchain Zone" on the Haidiantong APP, which can directly handle public rental housing subsidies, Haidian District high-tech talent training subsidy approval, etc... With the application of new technologies such as blockchain, many government affairs The service realizes "one-stop service and full online service".

In addition, Zhuzhou City in Hunan Province has also innovated administrative approval service methods and launched blockchain application scenarios for electronic certificates, effectively improving the level of government data sharing and business collaboration efficiency; Fuzhou City has launched the "Rongcheng on the Chain" plan , exploring the use of blockchain technology in four fields including e-government, financial technology, social governance, and people's livelihood security.

Why does the government field favor blockchain technology? Industry insiders believe that blockchain technology has the characteristics of non-tampering, security, confidentiality and traceability, and is highly suitable for government service needs such as cross-domain data sharing and business collaborative management. It is actively used in regionalBlockchain technology can solve problems such as difficulty in data sharing and business collaboration in the government service process, and improve government management services and overall coordination capabilities.

Effectively supporting people’s livelihood services

Related management service platforms based on blockchain in many places in China have been launched frequently: in Jiangsu, the country’s first transfer of idle residential use rights based on blockchain technology The transaction was successfully completed. Relying on the provincial information service platform, the transaction information can be directly uploaded to the "chain" for certificate storage, ensuring that the housing source is credible and the results are traceable; in Zhejiang, the first intellectual property blockchain public certificate storage platform was officially launched, providing data Assets, original designs and other intellectual property rights provide efficient and fast certificate storage services; in Yunnan, the Provincial Market Supervision Administration and the Provincial Key Laboratory of Blockchain Application Technology jointly carry out Yunnan Province’s blockchain underlying chain food traceability work based on domestically produced independent , through blockchain technology, we can promote product source traceability, one-stop code, logistics tracking, responsibility identification and credit evaluation, so that blockchain technology can truly contribute to people's livelihood services.

Hu Kai, a professor at the School of Computer Science at Beihang University, told this reporter that the current blockchain industry applications are mainly divided into four categories: real economy, financial services, social governance and people's livelihood services. The government attaches great importance to guiding blockchain The application of chain in manufacturing, energy, government affairs, education and other fields has been implemented.

Active drive at the policy level has allowed blockchain to continue to advance in industries such as judicial evidence storage and transportation and shipping data sharing. In May, the Supreme People's Court issued the "Opinions of the Supreme People's Court on Strengthening the Judicial Application of Blockchain", proposing that by 2025, a blockchain alliance for interoperability and sharing between people's courts and all walks of life should be established to form a relatively complete blockchain judicial system. Field application standard system. In June, the Ministry of Transport issued the "Guidelines for the Construction of an Electronic Platform for Imported Dry Bulk Cargo Entry and Port Business Based on Blockchain" in June, proposing to promote the in-depth integration and development of blockchain technology and the transportation industry.

Let data flow safely and orderly

Hu Kai believes that today, with the rapid development of the digital economy, numbers and data are key elements for future social development, but there are still legal issues behind the data. , interoperability, privacy, security, traceability, storage, transactions and many other complex issues. How to make data flow more securely and orderly? Blockchain technology has broad room for development.

Blockchain technology is accelerating breakthrough applications and playing a role in establishing a trustworthy and secure digital economic order and promoting high-quality economic and social development. The China Academy of Information and Communications Technology released the "Blockchain Infrastructure Research Report (2022)" in July this year, proposing that as the scale of blockchain infrastructure construction continues to expand and operating capabilities continue to increase, blockchain can not only be used in encrypted digital Currency and other scenarios can also be applied in manufacturing, service industries and other fields. Typical application scenarios such as digital collections, data circulation, supply chain finance, and product traceability have emerged.

② What are the policies to accelerate the research and development of emerging technologies such as blockchain

20On March 1, 2021, Chongqing released the "Chongqing Municipality's Fourteenth Five-Year Plan for National Economic and Social Development and Outline of Long-term Goals for 2035", which clearly stated: Explore the formation of a trade finance blockchain standard system and promote cross-border It will establish a global financial blockchain service platform, accelerate the research and development of emerging technologies such as blockchain, explore innovative applications of related technologies and products, and develop new digital economy formats.
On March 29, 2021, Chengdu released the "Chengdu City's Fourteenth Five-Year Plan for National Economic and Social Development and Outline of Long-term Goals for 2035", which clearly stated: It is necessary to strengthen blockchain technology, industry Application of information technology such as the Internet, building and strengthening functional platforms such as blockchain industry innovation centers, and promoting the construction of blockchain intellectual property pledge financing service platforms, etc.

③ Can you briefly introduce how to use blockchain to help the development of smart cities?

Take Qulian Technology, a leading blockchain company, as an example. It has successively provided services to Chongqing, Chengdu, and Kunming. , Hefei, and Daishan have built city-level blockchain infrastructure. Based on these infrastructures, we can provide convenient one-click deployment services and a secure open service environment, reducing the difficulty of blockchain application development, so that government departments and enterprises can Enjoy secure and trustworthy data services, intelligent and visual supervision services, rich and easy-to-use common services, and convenient and efficient development services, thereby promoting blockchain technology and industrial innovation and development, and create a local blockchain industry ecology.

④ Sichuan Virtual Currency Mining Policy

Legal Analysis: On May 27, the Sichuan Supervision Office of the National Energy Administration issued a symposium on convening a research symposium on the situation of virtual currency “mining” notify. It pointed out that in accordance with the relevant requirements of the National Energy Administration, in order to fully understand the situation related to virtual currency “mining” in Sichuan, our office decided to organize a research symposium, which will be held on June 2, 2021 from 9:30-11:30. The content of the meeting includes: State Grid Sichuan Electric Power Company and Sichuan Energy Investment Group respectively reported on the situation and relevant suggestions of virtual currency "mining" in their respective supply areas, and the impact of shutting down virtual currency "mining" on Sichuan's abandoned water and electricity this year. analyze. Although Sichuan has not yet announced a specific policy on mining, judging from the current general direction, mine bosses must no longer be able to mine as unscrupulously as before, and this may be the prelude to the mining disaster.

Legal basis: "Notice on Guiding Enterprises to Orderly Exit Virtual Currency "Mining" Activities" Due to the recent rebound in foreign virtual currency transaction prices, some enterprises have used the banner of "blockchain" or high-tech industry , go to wind power, hydropower chargingPei area is engaged in "mining" activities. At present, some companies publicize that virtual currency "mining" activities fall within the scope of the state's encouragement of the development of the blockchain industry, attracting investors to follow suit, and lurking potential risks such as investment speculation, illegal fund-raising, pyramid schemes and fraud.

⑤ What are the policies to promote the development of blockchain?

Legal analysis: On October 25, national leaders presided over a collective study meeting of the Political Bureau of the Central Committee and listed blockchain as an independent An important breakthrough in innovative technology.

In the 19 days since then, local governments have issued a total of 44 related policies to encourage the development of blockchain, involving 20 provinces.

Government affairs, medical care, finance and smart cities have become the areas where local governments value blockchain implementation most.

In the process of actively promoting the implementation of blockchain, local governments are also trying to combine their own advantages and local characteristics. For example, in Shanxi, energy has become a key area for blockchain implementation.

Legal basis: "The Fourteenth Five-Year Plan for National Economic and Social Development of the People's Republic of China and the Outline of Long-term Goals for 2035" Article 3 Strategic Orientation: Promote high-quality development during the "14th Five-Year Plan" period , we must base ourselves on the new development stage, implement new development concepts, and build a new development pattern. Grasping the new development stage is the realistic basis for implementing the new development concept and building a new development pattern. Implementing the new development concept provides an action guide for grasping the new development stage and building a new development pattern. Building a new development pattern is to respond to the opportunities and challenges of the new development stage. , strategic choices to implement new development concepts. We must persist in deepening supply-side structural reforms, lead and create new demands with innovation-driven, high-quality supply, and improve the resilience of the supply system and its adaptability to domestic demand. We must establish an effective system to expand domestic demand, accelerate the cultivation of a complete domestic demand system, strengthen demand-side management, and build a strong domestic market. We must unswervingly advance reform, break down institutional obstacles that restrict economic circulation, and promote the circulation of production factors and the organic connection between production, distribution, circulation, and consumption. We must unswervingly expand opening up, continue to deepen openness based on the flow of factors, steadily expand openness based on institutions, and rely on the domestic economic cycle system to form a strong gravitational field for global factor resources. It is necessary to strengthen the leading role of the domestic general cycle, improve the efficiency and level of the domestic general cycle with the international cycle, and realize the mutual promotion and advancement of the domestic and international dual cycles.

⑥ What safeguard measures are proposed in the "Guiding Opinions" of the blockchain and how to promote their implementation in the next step

The "Guiding Opinions" of the blockchain propose to actively promote application pilots, increase policy support, and guide local governments to speed up exploration Six safeguard measures, including building a public service system, strengthening the cultivation of industrial talents, and deepening international exchanges and cooperation, provide working means and starting points for local authorities.

In the next step, the enthusiasm of all parties will be mobilized to accelerate the implementation of the "Guiding Opinions".

(1) Organize publicity and implementation training. Interpret and publicize the contents of the "Guiding Opinions" in detail and hold relevant training for local industry and information technology authorities, blockchain technology and service providers, user companies, etc.training courses and symposiums.

(2) Establish a working mechanism. Establish a collaborative working mechanism to connect with local industry and information technology authorities, strengthen collaboration, and ensure that key tasks are implemented in place.

(3) Task breakdown and implementation. Formulate and form a implementable and executable key task division schedule and time roadmap, and clarify promotion responsibilities. Strengthen communication and exchanges with local authorities, summarize experience in a timely manner, and form a demonstration drive.

The Xueshuo Innovation Blockchain Technology Workstation under Lianqiao Education Online is the only "blockchain technology" approved by the "Smart Learning Workshop 2020- Xueshuo Innovation Workstation" carried out by the School Planning and Construction Development Center of the Ministry of Education of China. Professional” pilot workstation. The professional base is based on providing students with diversified growth paths, promoting the reform of the training model integrating professional degree research, production, and research, and building an applied and compound talent training system.

⑦ Chengdu issued 40 million yuan in digital renminbi red envelopes. How does digital renminbi change people’s lives?

Chengdu issued 40 million yuan in digital renminbi red envelopes, reflecting the vigorous development of digital currency. Currency is changing people’s lives in various ways. The rapid development of modern information technology, especially the emergence of blockchain technology and distributed accounting, has created conditions for the emergence and development of digital currencies. In recent years, the development speed of global digital currencies is accelerating, and there is a trend from private digital currencies to legal digital currencies. Currently, China is in a relatively leading position in the world in the development of legal digital currencies.

Digital RMB is more convenient, has great benefits for people’s lives, provides people with convenient transaction methods, and the central bank can comprehensively and accurately control the currency The total amount of money issued based on policies and the amount and direction of its use. Technical analysis such as big data can more accurately judge future macroeconomic trends, quickly respond to potential risks, and ensure the stability of government macropolicies and the effective transmission of monetary policy. At the same time, for currencies issued under special monetary policies, the central bank can also issue digital renminbi marked with a validity period to solve problems such as investment or consumption, that is, to solve the problem of excess liquidity. Weak demand also solves the central bank's hedging operations after money supply, thus providing more options for the central bank's monetary policy. We should speed up the use of digital currencies.

⑧ In which cities are digital currencies being trialled and why are these cities chosen?

In early 2014, the People’s Bank of China established a special research group on legal digital currencies to demonstrate the feasibility of the central bank’s issuance of legal digital currencies. sex. On January 29, 2017, the central bank officially established the Digital Currency Research Institute. After successfully developing a legal digital currency prototype, the Central Bank Digital Currency Research Institute attempted to deploy institutions in multiple locations across the country and realize financial development technology research results through integration with R&D institutions and industries. In 2018, the Central Bank’s Digital Currency Research Institute settled in Nanjing and Shenzhen. In 2019, the central bank’s digital currency publicly announced that it will be launched in Shenzhen, Suzhou, Chengdu, and Xiongan pilot projects.

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Shenzhen has supported digital currency research since 2016.

On October 6, 2017, the Xiongan New Area Management Committee held a special meeting to study the big data management system and mechanism and "digital The basic idea of ​​​​the construction of "Xiongan" and fully promote the construction of "Digital Xiongan". Not long after the meeting was held, various companies took notice and worked hard to build Xiongan New Area into a "testing ground" for innovation.

On October 14, 2017, Peng Yijie, vice president of Ant Financial and partner of Alibaba Group, and his delegation went to Xiongan New Area to report on the blockchain construction plan. Peng Yijie’s evaluation of Xiongan New Area was: building blocks The best soil for the chain. On November 8 of the same year, Xiongan New Area held a matchmaking meeting with Alibaba Group. Alibaba and Ant Financial will undertake the construction of the digital Xiongan blockchain infrastructure platform and are expected to be the first to test the waters in the rental scenario.

On November 23, 2017, Tencent and Xiongan New District signed a financial technology strategic cooperation agreement. The two parties established the Tencent (Xiongan) Financial Technology Laboratory to pilot a big data risk control system in the new area, based on Tencent Cloud’s blockchain services and other financial black technologies.

On April 21, 2018, Hebei Xiongan New Area released the "Hebei Xiongan New Area Planning Outline" proposing to develop high-end high-tech industries and advance the development and testing of blockchain, terahertz, cognitive computing and other technologies. . Blockchain was written into the "Hebei Xiongan New Area Planning Outline". A technology with far-reaching influence and far-reaching influence began to grow together with a rising digital city that shoulders a historical mission.

On June 8, 2018, China Academy of Information and Communications Technology and Xiongan New Area signed a strategic cooperation agreement. The two parties will build a scientific research base in the field of information and communications in Xiongan New Area and provide development strategic planning, standards and policies for the construction of the new area. Formulate and other comprehensive support services, focusing on building a high-tech innovation comprehensive service platform and mass entrepreneurship and innovation demonstration base in the Beijing-Tianjin-Hebei region in the fields of 5G, industrial Internet, artificial intelligence, blockchain, network security, military-civilian integration, and Internet of Vehicles to promote industrial innovation develop.

On June 28, 2018, Xiongan New Area and 360 Group officially signed a strategic cooperation. 360 Group will give full play to its advantages in network security, big data, artificial intelligence, blockchain and other technical fields, Provide comprehensive network security services to build a safe and reliable "Digital Xiongan".

On July 23, 2018, China Xiongan Group signed a memorandum of understanding with the blockchain technology company ConsenSys. ConsenSys founder Joseph Lubin and others discussed how to use blockchainTechnology made suggestions to China Xiongan Group, hoping to apply its knowledge and experience in the blockchain ecosystem to Xiongan’s projects and support Xiongan’s innovative development model.

On December 21, 2018, Bank of Communications Hebei Xiongan Branch was unveiled. The branch will rely on the professional R&D team and strong R&D strength of the head office, and rely on financial technology platforms such as financial business processing, artificial intelligence, blockchain, big data, and cloud computing to continuously innovate financial business models and contribute to building a green and smart Xiongan. , Digital Xiongan will make greater contributions.

On May 8, 2019, ICBC Technology Co., Ltd., a wholly-owned subsidiary of the Industrial and Commercial Bank of China, opened in Xiongan New Area and became the headquarters of a banking financial technology company located in Xiongan New Area. ICBC Technology and the Xiongan New Area Administrative Committee signed the "Financial Technology Cooperation Memorandum". The Xiongan New Area Administrative Committee officially launched the operation of the Xiongan relocation and resettlement fund management blockchain platform. It will apply ICBC's blockchain technology to realize expropriation and relocation. Full-process on-chain management of original file migration and penetrating fund allocation.

On December 25, 2019, China Everbright Bank and China Xiongan Group Digital City Company jointly built a "Digital Financial Technology Laboratory" in Xiongan New Area, which will be based on the strategic needs and informatization construction of Xiongan New Area. Guide and gradually create a highland for blockchain commercial application research, technological innovation and talent training.

On March 31, 2020, the Xiongan Blockchain Laboratory was officially unveiled. The Xiongan Blockchain Laboratory has three major goals: to become a new highland for blockchain research and application, and to become an open Cutting-edge innovation base, exploring new models of laboratory economy. On the third anniversary of the establishment of Xiongan New Area, the Xiongan Blockchain Laboratory has special significance. This marks that the Xiongan New Area’s blockchain innovation practice has entered the stage of organization and large-scale implementation, marking that the Xiongan New Area’s digital The simultaneous planning and construction of urban and physical cities has opened a new chapter.

Xiong’an New District, a digital urban forest cultivated from seed, is naturally suitable for the central bank’s digital currency pilot. Xiongan on the top, Shenzhen on the bottom, Chengdu on the left, and Suzhou on the right. We look forward to piloting the central bank’s digital currency in these four places and growing flowers that will spread around the world.

⑨ Is 2022 a good time to buy a house? Do you have any plans to buy a house?

First of all, it is uncertain what will happen to China’s housing prices in the future.

Overall, in the next 2-5 years, the first and second tiers will fall by 15%, and the third and fourth tiers will drop by 30%. It is a high probability event. The first and second tiers have low holding costs, while the third and fourth tiers have limited purchasing power.

Nowadays, the leverage of residents is too high, and it is difficult for the government to increase wages even if the government releases funds. Basically, it is transferred to Leeks in the form of leveraged credit. The current situation is really unbearable. In the past few years, almost everyone who has enough basic money to make a down payment has bought a car. It is really dangerous to double the down payment.

Do the third and fourth tiers want to sell land? Of course they do. Is there a shortage of land? There is certainly no shortage. The new areas are all filled with land. The key is that this liability is not transferred to home buyers, and the government's land sales money is the bank's money. Again, there are too many stocks and I really can’t pick up the leeks. closeThere are more and more unsold land sales in the future, and it is urgent to supplement the finance with property tax.

The essence of the first and second lines is the same, but the situation is slightly better, because the belief and holding cost are too low, and the two sides are still in a stalemate. Shenzhen and Shanghai restricted loan quotas, transaction volume dropped instantly, and the so-called big guys who bought the houses they just needed with full payment disappeared.

The introduction of the property tax has completely changed this equilibrium state. The guide price is obviously prepared for the property tax. Otherwise, who else would be so tired to give a guide price to each community. If the real estate tax pilot is implemented quickly, it will be by the end of the year. If it is slow, it will be next year. It will definitely be launched. It will not be as harsh as everyone thinks, and it will not be like Shanghai and Chongqing before. Sell ​​the land when it is time to do so without delaying property taxes. After all, there will be a transition time, and the ratio between the two will be dynamically adjusted. At the same time, state-owned developers began to develop public rental housing. The country has many options for building public rental housing: a large number of vacant office buildings in the city center have been renovated, have good locations, and are endorsed by the state. It just depends on whether the country is willing or not. As the holding cost goes up, first-line housing prices will definitely loosen, but after all, if the first-line housing prices decline for a few years, a 15% drop is acceptable, and it will just go back to around 2019. So I personally feel that the first and second tiers will be an excellent low point to get started in 2-3 years.

It is estimated that it will take 2-3 years before the third and fourth tiers are fully levied, but if we have expectations, we will not be afraid of rising prices. The bubble in the third and fourth tiers is still quite serious. A 30% drop is considered good, but it may be cut in half directly.

This time we look at the determination and means to deal with double reductions. It feels really different.

Finally, no matter whether you buy it or not, just pay attention to the leverage. Yesterday I saw a post about buying a house in Chengdu, draining the down payment of both parents and borrowing foreign debt. It's so dangerous. Many people born in the 1990s have not realized that their parents' bodies are getting weaker day by day, and people will get sick as they get older. Being sick costs a lot of energy and money.