区块链被骗案例分析,区块链被骗案例分享

近年来，区块链技术的发展迅速，被广泛应用于金融、政府、企业等各个领域，但也随之而来的是一些被骗案例，从而给区块链的发展带来不良影响。本文将从三个关键词：区块链被骗类型、被骗原因分析、预防措施，来分析区块链被骗案例，并且提出相应的预防措施，以期能够给大家带来一些参考价值。

一、区块链被骗类型

区块链被骗类型主要分为：硬币被骗、投资骗局、矿池被骗、钱包被骗等。硬币被骗是指骗子以特定的硬币，如比特币、以太币等，通过不正当的手段来获取相应的硬币；投资骗局是指骗子以投资项目的名义，向投资者收取一定的费用，最终不能按照承诺的收益进行回报；矿池被骗是指骗子以矿池的名义，向投资者收取一定的费用，最终不能按照承诺的收益进行回报；钱包被骗是指骗子利用漏洞，攻击用户的钱包，盗取用户资产。

二、被骗原因分析

区块链被骗的原因主要有：一是用户自身的原因，用户对区块链技术知识的缺乏，使得用户不能正确地理解区块链技术，从而容易受骗；二是骗子的原因，骗子利用技术上的漏洞，利用用户的不熟悉，以及以投资项目的名义，向投资者收取一定的费用，最终不能按照承诺的收益进行回报；三是监管机构的原因，由于区块链技术新兴，相关的监管机构还没有相应的法律法规，从而使得骗子可以利用技术上的漏洞，实施被骗行为。

三、预防措施

为了预防区块链被骗的行为，我们可以采取以下措施：一是加强用户的安全意识，用户应该加强对区块链技术的学习，了解相关的技术知识，从而增强自身的安全意识；二是加强监管，政府应该加强对区块链技术的监管，制定相应的法律法规，从而能够有效地防止骗子的行为；三是加强技术研发，各大区块链企业应该加强对技术的研发，提高区块链技术的安全性，从而防止骗子利用技术上的漏洞进行被骗行为。

总之，区块链被骗的行为是一个十分复杂的问题，要想预防区块链被骗的行为，需要用户、政府监管机构、区块链企业等多方共同努力，从多个方面来防止骗子的行为，保护用户的资产安全。

请查看相关英文文档

⑴ Central media exposed 11 suspected MLM projects using the blockchain to issue coins

At the beginning of the new year, the sound of blessings is still in my ears. People's Daily Online, together with Tencent News, Authoritative content media such as WeChat Security and Jiaozhen Platform have released a list of projects involving pyramid schemes in 2018.

The reporter noticed that among the 78 projects involving pyramid schemes that were exposed, there were actually 11 projects that used the blockchain to carry out pyramid schemes and issue coins.

The losses caused by pyramid schemes under the guise of blockchain are far greater than ordinary crimes. Huge amounts of wealth are transferred through invisible hands, which is the biggest worm in the blockchain era.

On November 24, 2018, Sebastian Greenwood, the once all-powerful OneCoin principal criminal who had been at large for a long time, was successfully captured by the FBI and the Thai Crime Collection Bureau. Extradited to the United States for trial.

Bastian Greenwood is the main culprit of One Coin, a global Ponzi scheme. It is reported that OneCoin will set up a "One Awards" bonus system to reward participating members. These members often participate in projects initiated by this organization, and the so-called projects will raise funds for its global foundation.

But someone soon revealed: “OneCoin used publicity and overseas activities to pretend to be very ‘high-class’, and then through high rates of return and wooing acquaintances, it actually formed a huge MLM system."

In May 2018, domestic regulatory agencies discovered that there were approximately US$7.2 million in funds related to the OneCoin Ponzi scheme.

Virtual currency scams have been around for a long time. Some MLM methods are not clever, but they are harmful to people.

From April 2, 2016 to June 22, 2016, Ms. Li, a Zhongshan woman, was introduced to a man named Xu Moubin by her neighbor Ajun (pseudonym). During this period, Xu Moubin and Ajun repeatedly promoted virtual "mark coins" to her, and used dividends and appreciation as temptations. She believed them and eventually purchased a total of about 600,000 yuan of "mark coins" in 9 times. It was not until February 2017, when the "Mark Coin" website was closed, that she discovered that she had been deceived.

Among the many MLM coin cases, the most “classic” case is the famous “Five Elements Coin” with a value of over 10 billion.

As early as 2013, the State Administration for Industry and Commerce listed Zhang Jian’s “Cloud Digital Trade Alliance” as a pyramid scheme; in October 2014, Zhang Jian was arrested; in December 2016, Zhang Jian Soon after he was released from prison, he launched the Five Elements Coin MLM project. It is reported that the Five Elements Coin project also has Zhang Jian’s profile picture, but Zhang Jian is actually just a junior high school student whose real name is Song Miqiu. In June 2017, Zhang Jian was arrested and returned to China from Indonesia, and a ridiculous farce ended. The legendary Zhang JianFinally descend to the altar.

According to the reporter’s understanding, among the 11 MLM coin projects this time, there is also the plot of “Real and Fake Monkey King”. The MLM organization used Stellar Lumens, which ranks sixth in the world’s market capitalization, to issue its own “ Stellar Lumens", investors fell into the trap if they were not careful.

Tell me another story about Dogecoin.

In 2017, Dogecoin was listed by CCTV as one of the 350 MLM organizations. However, under the control of desire, it cannot stop the strong rise of Dogecoin.

Dogecoin, a cute emoticon dog head, is called Dogecoin in English and code-named DOGE. It was born in December 2013. Co-founder Jackson Palmer said that he did it as a joke at first, just to mock Bitcoin. Later, with the help of reddit (an American social news site), within two weeks, the Dogecoin project website immediately became popular.

It can be said that the birth of Dogecoin has a lot to do with American Internet culture. On the American Tieba reddit, the doge emoticon is as popular as the three domestic emoticon giants, which means it is equivalent to the domestic tycoon.

The founder said that Dogecoin is not like Bitcoin. People do not participate in it for speculation, but to express emotions of sharing and concern. This also means that at the beginning, the spread of dogecoin relied on sharing between people.

Messari’s OnChainFX data shows that Dogecoin had more average daily active addresses in December 2018 than in December 2017, making Dogecoin the third most active address after Bitcoin and Ethereum. Cryptocurrency with the most active addresses.

Currently, Dogecoin is second only to Bitcoin and Ethereum in terms of daily active addresses, reaching 72,955 in a day. Bitcoin currently has 536,738 valid addresses, Ethereum has 235,004, and Tron has only 21,255. The popularity of Dogecoin is evident.

According to real-time data from the cryptocurrency tracking website Coinmarketcap, the price of Dogecoin today is hovering around $0.0023, and its market value has dropped to $268 million from the highest of $1.7 billion on January 9, 2018. . Like most other currencies, it fell by more than 80% in one year.

However, Dogecoin’s market value still ranks 24th in the global market value rankings. Compared with more than 2,000 cryptocurrencies, it still despises all living beings.

Today, Bitcoin has been rectified under the light of blockchain, and few people have mentioned that it was single-handedly promoted by the dark web.The moving past. But it is undeniable that there are still a large number of MLM coins that use the name of blockchain to conduct pyramid schemes.

While the blockchain carries the technical ideals of geeks, it is also being benefited by those who are interested.

At present, in the early stages of the development of blockchain technology, a strange circle has gradually formed in which idealists and deceivers coexist, and speculators drive out pragmatists. As the cold winter in the currency circle comes, projects collapse one after another, and bad coins drive out good coins.

There is a joke about a blockchain person chatting with an MLM person, and the MLM person was shocked: "What you are doing is illegal."

In fact, MLM people are thinking about one question all the time, that is, how to make it legal. Can I cheat openly and openly after obtaining a direct selling license? It turns out it can't.

After the Tianjin Quanjian incident broke out, on January 1 this year, Quanjian Natural Medicine Technology Development Co., Ltd. was put on file for investigation on suspicion of organizing and leading pyramid schemes and false advertising. Then, as everyone was eagerly waiting, news came out on January 7 that 18 suspects including Quanjian’s boss Shu Yuhui had been detained.

The great transfer of social wealth is often accompanied by technological revolution, which is more dependent on material attributes than virtual attributes.

It is understandable that capital will use any means to pursue interests. Because this is the property of capital. At the same time, technology has no values. Whoever masters the technology will benefit from it.

In the past, MLM organizations tried to achieve financial freedom by pulling people’s heads without mastering capital or technology. Nowadays, MLM organizations have found a new way to "get rich" and effectively avoid legal supervision, which is to issue MLM coins under the guise of blockchain.

Seeing is worth hearing a hundred times. 24/7 digital currency transactions throughout the year, unknown currencies that multiply a thousand times a day, and the myth of wealth creation with one coin per villa. While blockchain is on fire, digital currencies are also on fire.

"Blockchain is not a bubble, Bitcoin is." Jack Ma has promoted his views in public more than once. Unfortunately, in the eyes of most investors, blockchain is digital currency, and digital currency is blockchain.

The reporter learned that some MLM projects that use blockchain to issue coins will move outside the government's strong support for the blockchain industry, but avoid talking about relevant digital currency supervision.

“Many MLM coins only borrow the name of blockchain and do not use any blockchain technology. They are still different from the famous air coins in the currency circle. At least they are actually using it. Blockchain technology." said one investor.

“Lack of talentIt's miserable enough to support ambition, but what's even worse is that the whole body is full of ambition, but the IQ is squeezed into hell. "When his family was fascinated by "Stellar Lumens" and went bankrupt, a netizen's message was thought-provoking.

Asia-European currency fraud of 4 billion yuan, more than 70,000 people were defrauded; the amount of GCB glory coins involved Hundreds of millions of yuan, with hundreds of thousands of registered members; EGD Network Gold involved a case amount of 10.9 billion yuan, with as many as 500,000 registered members; Wanfu Coin involved a case amount of 2 billion yuan, with 130,000 registered members; dark currency involved a case amount of 1.5 billion yuan , with more than 30,000 registered members; OneCoin involved a case amount of 600 million yuan, with 1.8 million registered members; Laihui Coin involved a case amount of 500 million yuan, with 200,000 registered members...

According to the reporter's understanding , there are far more MLM coins currently on the market than the list exposed this time.

Comparing the overall MLM cases in our country, the China Judgment Document Network shows that from 2002 to 2018, the total number of MLM cases in our country The number of cases was 14,658, including 1,869 in 2014, 1,417 in 2015, 3,085 in 2016, 3,313 in 2017, and 3,612 in 2018. The overall growth trend is much smaller than virtual currency pyramid schemes.

Press In 2018, there were 166 cases of virtual currency MLM cases. After only a few years, virtual currency MLM cases have accounted for 5% of my country’s total MLM cases (166/3612). This does not include the large number of cases registered overseas and temporarily unable to leave the case domestically. An ICO (Initial Coin Offering) MLM project.

The essence of MLM coins is actually not much different from traditional MLM. The methods of attracting people, developing offline, and issuing physical objects as collateral have been exhausted. However, in the face of such familiar routines, investors are still powerless to resist.

Under poverty and economic weakness, greed and hunger with no place to place have become the biggest breeding ground for MLM coins. MLM coins So what? In the face of desire, IQ is not needed.

In this market, faced with endless temptations, most people are unable to distinguish whether this is an investment with huge profits or a scam that loses all their money. Under the temptation of greed, MLM has boarded the blockchain train.

But please remember: MLM has been like tigers and wolves since ancient times, and a dream will eventually turn into a nightmare.

⑵ Blockchain Case | It’s hard to stand up to Peking University and make a fool of yourself!

The story starts with the blockchain project. We know that many of the founders of blockchain capital have backgrounds in prestigious universities. , especially in Beijing, Qing dynasty and top foreign universities. This is no accident. As far as I know, entrepreneurs or partners are much more diligent than you think. Of course, most of them have a good education background and will naturally pay attention to trends.

But a small number of capitalists like to use their educational background to sugar-coat the government.

Why? I believe you and I have not said it clearly.Or it’s just hard to tell.

Today, let’s take the Hero Entertainment Chain, which has been widely infamous in the chain currency circle for more than half a year due to air currency, as an example:

The Hero Chain public account has been suspended for more than a year.

"In May of this year, CCTV News directly named the Hero Chain project, accusing it of committing false fraud in the name of tokens. As the sales director of Hero Chain, Peking University talent Liu Hongyuan became the target of public criticism after the incident. .

After the incident, Liu Hongyuan ran away to Singapore, and Hero Chain CEO Gao Zhun also led his team to Cambodia." - The little monster next door.

What is the Hero Entertainment Chain? Who are the people on the platform?

"Hero Chain (HEC) was launched in January this year. It is a gambling game platform that supports digital cryptocurrency. The project CEO is Micro Motion."

Hero Chain White Paper:< br />
Who is Liu Hongyuan, and how did he get involved in the hero chain?

Liu Hongyuan, former president of Peking University Venture Capital Research Association. As an angel investor, Chen Manli had an educational background at Tsinghua University that could easily connect with college students. She took a fancy to Liu Hongyuan, who was anxious about starting a business.

“In addition to Liu Hongyuan, people who participated in proxy investment include Wang Dapao, Mr. Bai, Bit Wu, etc. These people have contributed to the sales of Hero Chain.”
< br />As can be seen from the white paper, Hero Chain tokens are stipulated not to be circulated within one year and will be locked. Funds raised are used for development.

The manipulator behind the Hero Chain Entertainment Chain is actually Hash Capital Chen Manli.

So, who is Chen Manli?

She works in ten companies including Dream Peak Technology Co., Ltd., and holds senior management positions. There is also Tsinghua Macquarie Master of Applied Finance, which can connect university students as teachers.

Hash Capital where Chen Manli works - background introduction

Hash Capital is a digital asset investment research institution co-founded by Mr. Deng Deyan and Mr. Nick.Fu (Fu Xiaoming). The founder, Deng Deyan, holds a master's degree in applied finance from Tsinghua Macquarie. He was a foreign exchange analyst at a well-known Australian financial institution and has many years of experience in securities foreign exchange and spot trading. Mr. Fu holds double degrees in law from Renmin University of China and communications engineering from Wuhan University of Technology.

Hash Capital and Asia-Pacific Blockchain Business Applications

Hash Capital has raised 3 funds since its establishment, totaling tens of millions of dollars, focusing on the Asia-Pacific market Blockchain business applications and digital asset-related projects. The projects invested by Hash Capital have gradually formed a coverage of the entire blockchain industry chain, includingIncluding smart contracts, securities transaction settlement, identity certification, distributed accounting, e-commerce, data API and blockchain infrastructure and other fields. Investments include IPTChain, KTrade, Loopring, Qcash, CoinMeet, Halal Chain, Nuls and many other high-quality digital assets.

Comments on mutually reinforcing each other:

Long titles are normal among project founders. After all, blockchain projects do not necessarily require an actual company, and a chocolate office like the Newton project is acceptable. How founders make themselves known to investors is a problem. Therefore, the founders of each project party will have separate titles. People who have experience leading projects are more likely to win the trust of investors.

Create a conversation that is not a joke:

"What do you have?"

"I have a Title."

This shows the importance of titles in the blockchain industry. Dialogue is dialogue, and the founders of the project are still very capable and have professional knowledge background.

From the perspective of covering the entire investment industry, it gives people a professional and grand feeling. It is such a tall-looking organization that hides Chen Manli, the manipulator behind the Hero Chain Entertainment Chain.

Being like a rat with Peking University on your back—difficult!

Why do Chen Manli and other small capitals like to station themselves in Gaofu and sugar-coat things? !

Peking University has administrative status and potential value in the consciousness of the Chinese people

When talking about Peking University, do you feel the same inexplicable heat in your chest as I do now? You have not received its blessings, but you seem to have received them. Surrounded by great benefits. I want to say more but I'm afraid I won't be able to say enough. Peking University Peking University adheres to the principle of freedom of thought and embraces inclusiveness. Probably because Peking University belongs to the Chinese people, not you and me.

1. Taking Peking University as an example, its administrative status makes it more than just an institution

.

Peking University once held the status of the capital, starting from the position when Peking University was founded. By definition, it is the only school established as the country’s highest institution of higher learning in modern China. Initially, it was also the country's highest educational administrative agency, exercising the functions of the Ministry of Education and overseeing national education.

It can be seen that the administrative functions of Peking University have historical origins.

Even if you and I don’t remember him for a moment, we think he is an ordinary student or teacher. But some things are really subtle, and many people and rural parents have a brand-like influence on their subconscious minds, just like the widely spread Nainai Temple.

2. Even if the Chinese people’s feelings about the Peking University and the Qing Dynasty are not deep, they are not shallow either

As a normal Chinese child when I was a child, I believe that everyone was the same. In childhood, I must have been instilled with different cultural backgrounds. But Peking University has the same meaningTsinghua University, Renmin University of China and other Beijing universities gave eulogies. It is undeniable that I also have feelings for Peking University and Qing Dynasty. These feelings are often for people because the masters gave speeches at Peking University. I don’t have many impressions of Peking University, but it’s not shallow either. This influence was so great that when the top scholar in science in Sichuan Province wanted to describe himself as a three-dimensional person rather than a learning machine, he still chose to write "Peking University is my beautiful and shy dream". In human terms, it was for Peking University. As a PR person, I am well aware of the issue of Peking University’s status in the hearts of Chinese people.

Therefore, it is understandable that Peking University is uneasy at this moment.

She, Chen Manli, is still the same, with the same appearance, a teacher title on her head, and the Global University Blockchain Entrepreneurship Leaders Alliance (the launching ceremony of the Global University Blockchain Entrepreneurship Leaders Alliance is July 25 From 14:00 to 16:00 in the afternoon, the Blockchain Leaders Event (Blockchain Leadership Event) Consulting Mentors was held in Room 601, Building C, Mingde Building, Renmin University of China, No. 59 Zhongguancun Street, Haidian, Beijing, once again targeting students from Peking University and other universities.

If today’s entrepreneurial teachers and students hold Peking University’s back and want to be like a rat, it’s hard!!!

Because of the rat shit in the Beijing University, Liang Hongzhi, Shi Ping, Zhang Zongxiang, etc. Aren't they just ordinary people? !

If you ask some old alumni of Peking University who are also managers, are they involved in blockchain? Is it true?

The article has been abridged. For the full version, please go to the public account [OnlyTimeKnow] to reply to "I want to do rat shit on my back to Peking University."

Song to An Qi~

⑶ Fraud is committed in the name of blockchain, and blockchain has become the "signature" of pyramid schemes.

Recently, Fraud and fraud in the name of blockchain technology are on the rise. Some self-media and illegal coin issuance companies in the currency circle have become active again, using social software to promote tokens in an attempt to fish in troubled waters. Investing 100 yuan can earn 1 million. Have you ever seen this kind of profit return? What is talked about every night has been packaged as a "hen that lays golden eggs" because of the lofty concept of "blockchain". In real life, it has been exploited by criminals and succeeded repeatedly.

Blockchain has become the “signature” of MLM fraud

The popularity of blockchain technology has also led to some criminals who use the name of blockchain to commit MLM fraud. The line is back from the ashes. Guo Yuhang, chairman of the China Blockchain Application Research Center, told reporters that when he was conducting research in a province in central China recently, officials from the financial department of the province revealed that more than 40 illegal fund-raising cases under the banner of blockchain have been investigated and dealt with locally. The amount involved in one case was as high as more than 2 billion yuan.

Not long ago, a sports APP that claimed to be “developed based on blockchain technology” was investigated by relevant departments in Changsha City, Hunan Province. This software has been accused of being a "typical pyramid marketing model" and is the result of combining traditional MLM methods with new concepts such as "blockchain" and "big health".

Similar cases todayIt has been occurring frequently since the beginning of the year. Fraud cases implemented in the name of blockchain have been uncovered in Suzhou, Yancheng and other places in Jiangsu Province. The police in Hengyang City, Hunan Province uncovered a fraud case in May this year. The criminal gang used blockchain as a gimmick to issue worthless "air coins" and raised nearly 350 million yuan worth of Ethereum.

In the exposed cases of pyramid schemes and fund-raising fraud under the guise of blockchain, the characteristics of "pulling people's heads" are very obvious. They often take advantage of the mentality of the public who are not familiar with blockchain but have heard of Bitcoin’s “wealth-making myth”, and put a “fashionable” cloak on illegal activities, promising low investment, high returns, and higher returns for offline development. Those who do not know the truth It’s easy to be fooled.

Industry experts said that although "Air Coin" may actually use blockchain technology, the purpose of issuance is too grand, such as "human health" and "reconstructing business models", and is almost useless. possible. Once investors are trapped and funds accumulate to a considerable amount, the project issuer will have a high probability of running away, and investors will lose their money. The resonance model that is popular in the currency circle in 2019 is a typical example. Typical projects with resonance models such as CXC and VDS have appeared in many places in my country, and many users have not recovered their own costs of funds invested. With the subsequent regulation, it is only a matter of time before these projects are liquidated.

With this phenomenon of bad money driving out good money, we have to look beyond the appearance to see the essence

“There cannot be an equal sign between blockchain and Bitcoin, obviously it is not the same. It is not the same as 'getting rich.'" Many industry insiders emphasized to reporters that blockchain is an underlying technology, relying on which a number of digital currencies such as Bitcoin were born, but they cannot be confused together because of this. Discovering the truth requires penetrating the fog. In addition to increasing the popularization of blockchain knowledge so that the public can understand and identify pyramid schemes disguised as "blockchain", more importantly, supervision must also keep pace with the times. Although the supervision of digital currency speculation, spam issuance, and pyramid schemes has never been relaxed in recent years, traditional supervision methods currently face considerable difficulties due to the complexity of the blockchain concept and its legal blankness.

Experts pointed out that it is necessary to strengthen the application of regulatory technology. Most MLM projects in the name of blockchain will frequently spread and leave traces on the Internet. With the help of existing financial technology supervision methods, it is possible to detect and investigate in time.

Of course we can’t kill them all with one stick. We also need to learn how to distinguish the pros and cons of blockchain projects

There are good and bad in blockchain, and there are good and bad, so We must also be good at discovering high-quality projects and passing inferior projects. How to spot spam projects?

Significant characteristics of junk projects: For example, CXC, VDS, and the investigated Qubu Bao make money without losing money, attracting people to develop offline. Although many normal cryptocurrencies also need marketing and promotion, they also need publicity. The project has advantages and hopes to be known and used by more people, but publicity is publicity., will never promise to make a profit without losing any money, and will not promote it in a way that pulls people's hair to grow offline. But for empty shell MLM coins, the purpose is to make money, so we must paint you a beautiful money-making situation, and then directly or in disguised way, use the method of pulling people's hair to get offline to gather funds.

Of course, we must maintain high-quality projects, because in the early stages of an industry, high-quality projects can easily be inadvertently trampled by users with lower costs and unawareness, so we must maintain high-quality projects. , such as 2019 rookie SBO. Through the Star Leap Plan, SBO has created a stable ecosystem and built a complete closed-loop underlying infrastructure to contribute to the development of the digital economy and help the economy and society. The original SBO ecosystem has begun to be compatible with all DAPPs on the chain and facilitates development. Or transplant DPAA on other chains. At another investment level, SBO opens up the built-in trading function. Although SBO is not completely online now, based on this function, users can invest in SBO in advance, enjoy the blockchain dividends together, and explore future blockchain application models with SBO. There are already many users making money through SBO, so SBO has gathered very strong community forces to protect the development of SBO.

For the sake of users, SBO will also be delayed in listing on the exchange at this stage. With the tightening of national policies, there are many problems with the project currently being listed on the exchange. One is the "selling pressure problem", and a large number of users have The market will lead to the collapse of the project, and the other is "exchanges absconding with funds." Currently, many exchanges have problems. Under the heavy attack of the state, many exchanges have begun to swallow up user assets and transfer them overseas, so currently SBO cannot Listing on the exchange is a way to save the country. Usually from a long-term perspective, it protects the project value and user benefits.

In the beginning of the industry, keep your original intention

When the business model of blockchain applications is not yet mature, we must keep our eyes open, rationally invest in innovative projects with potential, and reject junk projects , while closely following national policies, jointly support the development of blockchain technology and the integration of life application scenarios, and jointly welcome the new era!

⑷ Can the Haomeiji Financial Network blockchain fraud case be solved? It is estimated that hundreds of people were defrauded, and the amount involved was tens of millions

In this Haomeiji Financial Network, Because many people want more, this case involves hundreds of people being defrauded, and the amount is tens of millions. It may be a bit difficult to solve this case, because you go there with your heart, work, emotion, and willingness. , Haomeiji Finance did not drag you there, but it is a bit difficult to break the saying.

⑸ Is blockchain a pyramid scheme? Be careful of scammers using new technologies to defraud.

Many people are not clear about the name blockchain, and some even suspect it is a pyramid scheme. So the question is, do you understand the definition of blockchain? Do you think blockchain is a pyramid scheme? Some citizens have reported that some people use blockchain to commit fraud, and some people have been defrauded of a lot of money. So, this isDoes it mean that the blockchain is unreliable?

Blockchain is a term in the field of information technology. In essence, it is a shared database, and the data or information stored in it has the characteristics of "unforgeable", "full traces left", "traceable", "open and transparent" and "collectively maintained". Based on these characteristics, blockchain technology has laid a solid foundation of "trust", created a reliable "cooperation" mechanism, and has broad application prospects.

It is understood that blockchain is a new technology and is not a disguised MLM. It is just claimed by many MLM organizations as "blockchain". In fact, there is no technology and it is just called "blockchain". "It's just a pyramid scheme, and the state has issued announcements many times to crack down on this type of pyramid scheme.

However, I hope everyone understands that blockchain is high technology and a new technology that has brought many changes to society. However, in order to make money, scammers set their sights on the blockchain, and their purpose is to use the blockchain to defraud. Therefore, everyone must be careful of similar scams. Before investing in a project, you must investigate to see if it is legitimate and reliable.

I once again remind you that blockchain is just an underlying technology of the Internet and has nothing to do with pyramid schemes. Because many people don’t understand it, many people use the slogan of blockchain to carry out pyramid schemes to illegally raise funds. . In fact, to identify MLM, you need to look at three characteristics:

1. Entry fee. Whether it is necessary to subscribe for goods or pay fees to obtain the qualifications to join or to develop the qualifications of others to join to obtain illegal benefits; 2. Pulling people. Whether it is necessary to develop others to become one's downline, and pay the personnel developed based on the number of people they develop directly or indirectly on a rolling basis to seek illegal benefits; 3. Remuneration method. Whether remuneration is calculated based on the sales performance of direct or indirect development personnel to seek illegal benefits. If it meets the above characteristics, it may be suspected of pyramid schemes.

⑹ How to identify and prevent online financial "blockchain, virtual currency" fraud and MLM schemes

According to incomplete statistics, there are more than a thousand MLM platforms in my country that use the blockchain concept. It can be said that from the "highbrow" to "the mud and sand", this kind of "old wine in a new pot" online fraud MLM has been enduring for a long time and is thought-provoking.

To sum up, these blockchain frauds are nothing more than these two common methods:

One is to "sell dog meat under the guise of a sheep's head" and conduct pyramid schemes in the name of "virtual currency" The truth. For example, investors believe that the FT coin on the Fcoin exchange can maintain this trading dividend model. However, once no new people enter the market to buy it, it will be enough to cause it to collapse.

The other is the so-called "export to domestic sales". For example, in the "OneCoin" case involving a total amount of 1.6 billion yuan, the organization's MLM website and marketing model were established by a Bulgarian organization, and the server was located in Denmark. After my country banned ICOs and closed domestic virtual currency exchanges in accordance with the law, fraud groupsThe organization continued to defraud under the slogan of "exporting to domestic sales".

⑺ The police in Zhanjiang, Guangdong detected a telecom fraud case using blockchain technology. What are the application aspects of blockchain technology?

It is understood that blockchain technology It is currently used in many places, but because it is relatively unfamiliar, it often gives people a very distant feeling. Blockchain technology has the characteristics of decentralization, traceability, non-tampering, transparency, and anonymity. In addition to those that give people Projects that feel high-end have many applications in daily life. They are all around us. Crypto Finance will tell you about the blockchain technology applications around us.

1. Blockchain + Finance

If we talk about blockchain applications, finance is the first to bear the brunt.

In the second half of 2018, Xiaomi Financial Technology and Kingsoft Cloud jointly launched the financial alliance chain, using blockchain technology to accelerate information flow, reduce financing costs for the asset side, and improve asset management efficiency.

In June 2018, JD Finance, Huatai Securities Asset Management and Industrial Bank established an asset securitization alliance chain, using blockchain technology for the JD Baitiao ABS project, aiming to use blockchain technology to achieve basic Asset-level data fidelity, tamper-proofing, and intelligent management of special plans.

4. Blockchain + Product Traceability

Walmart requires its suppliers to use blockchain to track the source of goods before January 31, 2019.

Ant blockchain technology participated in Double Eleven for the first time to trace the origin of overseas goods.

There are many blockchain applications. I believe that blockchain technology will bring us more convenience in the future.

⑻ Several people around me have been deceived by blockchain

What are the blockchain scams? Beware of these seven scams!

Nowadays, the concept of "blockchain" is very popular, and blockchain scams are also coming. Many people who dream of getting rich overnight are brought into the "cage" because of their ignorance and become "leeks". Harvest.

Trap 1: Blockchain is about issuing coins to make money

Fraud tricks

Blockchain is an epoch-making technological change. This is to guide you through The last train on the road to wealth and freedom. If you miss ten thousand times of Bitcoin, do you still want to miss ten thousand times of XXX coins? ××× currency, Bitcoin is even more awesome, its potential is unlimited! Today, if you invest in our ××× coins, you can quickly achieve financial freedom.

The truth

Equating "blockchain" with "issuance of currency" is a stolen concept. Blockchain is a technology, and currency issuance is an act derived from blockchain technology. At present, the vast majority of blockchain applications that focus on issuing and speculating coins are suspected of illegal fund-raising.

Trap 2: Buying coins with the promise of high returns

Fraud routine

If you miss ten thousand times of Bitcoin, you will also miss ten thousand times of ××× coins ? ×××coin is more powerful than Bitcoin, and its potential is unlimitedBig limit!

The truth

From directly setting up a website to sell coins and collect money, to cloning Bitcoin and renaming junk altcoins, to the so-called ICO... In recent years, scammers have We are also advancing with the times and upgrading technology. However, the core of these routines will always remain the same - I can make you rich overnight. But the key point is that if the rewards were really that great, I would have made a fortune long ago. How could it be your turn to be a non-relative? You are not his father!

Trap Three: Decentralization can solve all problems

Fraud Routine

Join us, decentralized blockchain will change the world! We currently live in a centralized world: when you transfer money from the bank, you need to transfer it from the central system; when you make suggestions to the company, you need to report to the supervisor first... If it is decentralized, you can bypass the center and directly Do what you want to do, and there will no longer be a center to constrain you. Isn't this a way to change the world?

The truth

Decentralization is one of the most valuable features of the blockchain, but this feature is achieved by sacrificing its network efficiency, which not only decentralizes but also improves efficiency. There is currently no perfect solution. Moreover, decentralized applications are not suitable for all fields. It is a misunderstanding and trap to regard decentralization as "universal".

Trap 4: Having a white paper means practical application

Fraud tactics

In order to gain the trust of the masses, scammers will often release a white paper and Promote: "Utopias that are divorced from reality are useless. We are a project with real applications. And we have released our own white paper."

In the white paper presented, the founding team's Each member has a high degree of overseas education and has won a certain award; the technology of the project is described as very mature and has been applied. However, most of the white paper is written in English, and some technical terms are also difficult to understand.

The truth

In fact, if you look online, you will find that the academic qualifications of many team members are lies. In addition, blockchain technology is still in its early stages, and it is difficult to implement its applications. If you rely solely on a white paper to claim that there is an application, it is a kind of deception in itself.

Trap Five: Celebrity Platform is a Good Project

Fraud Routine

Some people say that blockchain applications are difficult, but our project is different from others. It is obviously better than other projects, which can be seen from the background strength behind us. You see, here are the famous investors ××× and ×××. They are blockchain technology experts and are very well-known in the industry. You can check their information online and you will know how powerful they are.

The truth

Looking for celebrity platforms has become a common fraud routine for many "blockchain scams". Because he doesn't have much strength, he can only rely on celebrities to "support the scene." Moreover, the possibility of celebrities being "touched" is not ruled out.

Trap 6: You can make money just by having a mining machine

Fraud routine

In addition to buying our tokens, you can also buy our mining machines and make money while doing so. Our tokens can be produced through this mining machine, and when the tokens are circulated in the market, we can wait for appreciation and make money.

The truth

First of all, mining with a mining machine requires costs, it consumes a lot of electricity, and the electricity cost is very high. Secondly, although you can get some tokens through mining, the price of the tokens will continue to fluctuate, and you may lose a lot of money.

In addition, ICO has been banned by the country, but in order to achieve the purpose of issuing coins, some blockchain projects have come up with the idea of ​​selling mining machines to allow investors to mine and hold coins. This IMO method has been characterized as a "disguised ICO" and is also an illegal fund-raising behavior.

Trap 7: Collecting coins for WeChat transactions

Fraud routines

Some people make their circle of friends very impressive, making novice users feel trustworthy. The credibility is very high. Then he pretends to be a user who collects coins off-site and asks the other party to transfer tokens first and then pay. Once he gets the token, he turns his back on the person and continues to look for the next prey.

The truth

Since the current token address cannot be associated with the user's identity, it is basically impossible to retrieve it after being deceived. Moreover, virtual currency is not legal tender. Even if the police call the police, the case will not be filed.

Summary reminder

The "high-end" blockchain is not something ordinary investors can play with. In the face of obscure professional terms and myths about wealth, it's best to stay away.

Moreover, the tricks of scammers are also advancing with the times, and they will use various means to improve their deception capabilities. Investors should remain vigilant and never be fooled by exaggerated profit returns and "celebrity effects". They must remember: high returns come with high risks, and prudent investment is king!

Excerpted from the Internet

⑼ The "virtual currency" scam was exposed, and someone was defrauded of millions

The "virtual currency" scam was exposed, and someone was defrauded of millions

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The "virtual currency" scam has been exposed, and some people have been defrauded of millions. Profiting through blockchain token games is unstable and may even be a scam. Don't believe in the so-called good opportunities, and be cautious about claims that you can make quick money in a short period of time. The "virtual currency" scam has been exposed, and some people have been defrauded of millions.

The "virtual currency" scam was exposed, and someone was defrauded of millions 1

With the support of the Metaverse concept, various NFT chain game projects are booming, and criminal gangs are also following the trend to develop so-called chain game projects , issue game tokens and list them on decentralized exchanges.

Ling Feng revealed that such online pyramid schemes using virtual currencies as a gimmick had appeared three or four years ago, and there were more cases abroad. "The characteristics of this type of case are obvious. They basically use new virtual currency-related concepts to hype up and attract people to participate in investment." He said.

Ling Feng said, “On Twitter, Tieba and other platforms, if someone takes the initiative to chat privately, introduce them to you.projects, then these can basically be judged as scams; if someone sends invitation codes, they can basically be judged as pyramid schemes. ”

According to the “2021 Blockchain and Virtual Currency Crime Trend Research Report” (hereinafter referred to as the “Report”) released by Zhifan Technology, the pattern of virtual currency pyramid schemes cases It mainly includes 10 types: exchange mode, wallet mode, false "smart contract" mode, smart contract mode, mining machine rental mode, cloud mining machine mode, quantitative robot mode, short video mode, matrix DAPP mode, and chain game metaverse mode. Typical situation.

Take the currently popular "Metaverse" as an example. With the support of the Metaverse concept, various NFT chain game projects are booming, and criminal gangs are also following the trend to develop so-called chain games. Projects, issue game tokens and list them on decentralized exchanges.

The "Report" pointed out that such cases usually involve project parties attracting investors through hot spots, affiliated with well-known projects, etc., and continue to attract investors. It increases the value of game tokens and attracts more speculators to join by relying on high profits from a combination of movement and static. Its essence is still to expand the capital pool by relying on users to exchange the mainstream coins consumed by the platform currency, and the project team takes the opportunity to arbitrage money and run away.

According to industry insiders, as a new form of online MLM, virtual currency MLM is highly concealed, but the scams are ever-changing and have nothing more than three typical characteristics: First, the entry fee, investors need to pay a fee Obtain the qualification to join; the second is to attract people, and the income of MLM participants comes from the fees paid by the downline members they develop; the third is to compound remuneration, and the remuneration is based on the number of people directly or indirectly developed.

< p> In response to the above situations, relevant departments are also increasing supervision. For example, at the end of February 2022, the Supreme People's Court included virtual currency transactions into the illegal absorption of funds for the first time. In addition, the China Banking and Insurance Regulatory Commission has also previously issued a notice on prevention. Risk warning for illegal fund-raising in the name of "Metaverse".

The reporter noticed that during this year's two sessions, many representatives of the National People's Congress and members of the Chinese People's Political Consultative Conference also expressed the need to strengthen the relationship between the Metaverse and the From the perspective of industrial supervision. Tan Jianfeng, member of the National Committee of the Chinese People’s Political Consultative Conference, president of the Fifth Space Information Technology Research Institute, and honorary president of the Shanghai Information Security Industry Association, said that currently, NFT virtual artworks (such as cartoons) based on blockchain technology portraits, electronic oil paintings), etc. are very popular in the "Metaverse", but supervision is difficult to implement, which may form new money laundering channels.

"To deepen the development of the digital economy, it must be integrated with the real economy, but At the same time, we must beware of capital taking advantage of national development plans and hot concepts to create new virtual economic bubbles, and prevent individuals from taking advantage of policy dividends and cutting off investors. "Tan Jianfeng said.

Wang Peng, associate professor at Renmin University of China, told reporters that there are currently endless online frauds including telecommunications fraud, illegal fund-raising, etc., which mainly take advantage of two public mentality. One is new technologies and new technologies. elements or new applications are generated, largePeople generally don’t understand it; the second is the speculative mentality, speculating without understanding and trying to make a quick buck.

To this end, Wang Peng put forward the following suggestions to prevent online fraud using concepts such as the Metaverse and NFT as gimmicks. First, relevant government regulatory authorities should strengthen crackdowns, discover relevant clues in a timely manner, and cut off, Deal with it in a timely manner, rather than deal with it after turning small problems into big social problems;

Second, industry associations and other relevant professional institutions should target the Metaverse and NFT Wait for new technologies to introduce relevant industry codes and strengthen public education; third, the mass media should strengthen relevant publicity. On the one hand, it should strengthen publicity on the technology application itself and remove the mystery of the technology; on the other hand, it should increase everyone's risk awareness. .

"Finally, I think from my own perspective, one is to strengthen the study of technology, and don't follow what others say. Risks and returns are directly proportional. The higher the returns, the higher the risks; second, don't believe in the so-called It’s a good opportunity, so be cautious about saying you can make quick money in a short period of time, and think about the problem from a long-term perspective,” Wang Peng said.

The "virtual currency" scam was exposed, and someone was defrauded out of millions 2

Recently, more than 150,000 young people in the Philippines are addicted to playing a pet-raising game to make money. The principle is that players obtain electronic cards by raising an elf. This kind of card is actually a kind of virtual currency, and players can freely trade it on a dedicated online encryption trading platform in exchange for real currency.

These young people obtain virtual currencies by "mining" and can earn an income ranging from several hundred dollars per month. This is essentially a blockchain token game disguised as a game. However, in the Philippines, where the per capita monthly income is about US$200, you can earn a lot of money playing games, which is undoubtedly very attractive to young people. .

However, it should be noted that making profits through blockchain token games is unstable and may even be a scam. For example, the "Mars Volunteers" blockchain game became popular at the beginning of this year. Although it has attracted the attention of Metaverse and Musk, promoting "play and earn" and earning up to 10,000 times, it needs to spend more than 600 yuan to purchase virtual currency first. In the end, the high profits promoted by the game were wiped out due to the collapse of currency value.

In response to this kind of behavior, the "Risk Warning on Preventing Illegal Fund-raising in the Name of "Yuanverse"" issued by the China Banking and Insurance Regulatory Commission on February 18 this year mentioned that, Some criminals took advantage of the hot spots and absorbed funds under the names of "Yuanshi Investment Project" and "Yuanshi Chain Game", and were suspected of illegal fund-raising, fraud and other illegal and criminal activities. In essence, how much money can be exchanged for virtual tokens obtained in the name of playing games is based on extremely unstable market transaction values. Once it collapses, it will eventually become a bubble game.

Therefore, China has always focused on the supervision of Bitcoin. In May last year, the Financial Stability and Development Committee of the State Council held a meeting, requiring resolute prevention and control of financial risks and crackdown on Bitcoin.Coin mining and trading activities. From a purely technical perspective, professional mining machines are far more efficient than ordinary game-playing machines in terms of blockchain “mining” efficiency. China once accounted for more than 60% of the global "mining" computing power, and many "miners" deployed massive mining machines in China in search of cheap energy sources such as small hydropower.

However, even though China can obtain some overseas income by mining various currencies such as Bitcoin, it still resolutely shut down mines in various places, and its proportion of global computing power quickly dropped to less than 5%. This is the right decision, because a huge amount of energy is wasted just to produce casino chips, which is not beneficial to China as a whole. Many people have found that the previous surge in the price of graphics cards is related to the large number of graphics cards being used for mining. If young people are encouraged to participate in blockchain currency speculation, the consequences will be even worse.

However, there are not many countries in the world that are as resolute in regulating and shutting down all kinds of blockchain currency speculation as China. Due to the huge pressure in life, Korean youths have participated in digital currency games, hoping to get rich overnight. In the winter of 2017, two-thirds of the world’s largest Bitcoin transactions occurred in South Korea.

There is no doubt that the development of digital technology is the highlight of the global economy in the new century, but it is not necessarily a good thing for young people in the "e era". Young people in most countries around the world grew up in an era of rapid development of digital technology. Influenced by various myths about getting rich, their perception of wealth is also changing. The way that the previous generation worked hard on factory assembly lines to accumulate wealth is "gone" in the minds of young people and is no longer attractive.

In fact, for countries with a large labor force and lack of employment opportunities, such as the Philippines, even factory assembly line jobs with average incomes are a good starting point for young people, and factories can also provide a large number of jobs. The local government Very welcome. However, electronic culture invaded these countries before industrial culture, and only low-end computers and mobile phones were enough to make young people in the entire country addicted to it.

Therefore, some countries are aware of this problem and will guide digital technology to the right uses, such as promoting remote teaching during the epidemic, limiting the time for teenagers to play games, and Game content is regulated. However, the development levels of countries around the world are different. It is no longer easy to enjoy the fruits of digital technology through development. To further promote the advantages and eliminate the disadvantages, it poses higher challenges.

No matter how advanced science and technology are, if the country wants to achieve long-term development, the spirit of young people’s hard work cannot be lost. It is the proper meaning of a positive energy society to get rid of the fog woven by technology and correctly understand the Ponzi schemes or bubble economic hype under various new packages.

With the continuous advancement of various technologies such as artificial intelligence, robots, and new energy, the nature of labor in traditional industries may one day fundamentally change, but this change requires leading young people to real jobs. scientific and technological innovation, rather than increasingly indulging in the bubble game of "capital and human nature".

The "virtual currency" scam was exposed, and someone was defrauded of millions of dollars 3

In daily life, there are often strange phone calls claiming to recruit people into the stock group for free; there are also often advertisements for various stock lectures on online platforms. Many people have the mentality of just joining the group to watch and listen to the classes without spending any money. Unexpectedly, they fall into the whirlpool of being cheated step by step and suffer heavy losses. During the investigation, the reporter found that the so-called "teachers" in these stock groups first recommended stocks. After gaining trust, they would recommend self-issued virtual digital currencies to defraud investors of their money.

"Virtual currency" claimed to be 100 times premium, and the website closed down and ran away

After lurking into the stock group as an investor, the reporter found that there were many victims across the country because of free money. And join the group.

Sound source - lecture audio of a certain stock group: Bateman is my country's first and only digital currency platform that is about to be launched. The platform wants to issue its platform currency equivalent to its stock, which is equivalent to an IPO. I expect its platform currency to have a premium of 10 to 20 times, or even 100 times.

Under the temptation of so-called huge profits of 10 times to 100 times, many people buy large amounts of "virtual coins". Suddenly, the Bateman virtual currency trading platform was closed overnight without warning, the stock group was disbanded, and no so-called "teacher" or "customer service" could be contacted anymore, and all the funds invested by the victims could not be withdrawn. Some victims said that the amount of money they were defrauded reached up to one million yuan.

Beijing investors: At 1 o'clock in the morning on April 9, I woke up in the middle of the night and took a look at the disk on my mobile phone. I found that the platform could not be opened, all the numbers were gone, and my account number was also gone. It's empty, those groups are gone, and all links can't be opened. In total, I was defrauded of more than 400,000 yuan, and some were defrauded of more than 1 million yuan.

Investor from Shenzhen City, Guangdong Province: My husband was sick, and we took out a loan. Basically, the more than 1 million yuan was borrowed. The main problem now is that I have children who are studying. If I can't pay off my credit card, my credit score will be affected. If my children can't study, my credit will be in trouble. I'm at my wits end.

A woman with nearly 20 years of stock trading experience is very cautious in investing and feels that she will not be cheated. At first, she watched other people in the group follow the teacher to operate digital currencies. Unmoved either. However, as people in the group kept posting some super-profitable profit screenshots, and the "teachers" continued to brainwash them, they invested their first money with the mentality of giving it a try.

Investors from Pingdingshan City, Henan Province: I still couldn’t resist the temptation. I transferred 4,000 yuan first, then won the lottery again during the new lottery. I bought it again at 12 o’clock in the evening, which was equivalent to a total investment of 44,000 yuan. After investing in it, he said it was a lock-up period and started to issue platform coins again. The platform coins were 10 times more profitable.

Xia Yu, a lawyer at Beijing Kangda Law Firm: According to the provisions of Article 266 of my country's "Criminal Law", suspected fraudFor the crime of fraud, depending on the specific circumstances of the crime, the maximum possible sentence is more than 10 years in prison, or even life imprisonment.

Using stock lectures as a cover to deceive the elderly with human kindness

Why is this common fraud scheme so successful? The reporter found that in addition to playing emotional cards to gain the trust of victims, the most important thing is that these fraud gangs have repeatedly pretended to be large-scale formal financial platforms to endorse themselves, fabricating some false stories of getting rich overnight to lure victims into taking the bait.

The reporter saw in the stock group that this online lecture platform is called "LANXESS Double Lecture Hall". Investors joined through the stock teaching advertisements it released, and many people initially entered the platform to listen to the lessons with the mentality of giving it a try. In addition to giving lectures, the so-called "teacher" will also post long articles to answer questions for the "students" in the middle of the night every day, and the "assistant teacher" with a beautiful girl's avatar will answer the stock questions of the "students" at any time. After gradually gaining trust, the "teacher" persuades the "students" to buy virtual digital currency.

Investor in Shenzhen City, Guangdong Province: He started to recommend a few stocks to you and made money. However, he ignored the next few stocks he recommended and kept asking you to hold them. Then he said that the current market is not good. Let you sell all your stocks and buy new coins.

Beijing investors: The profits of virtual currency are too high. They can rise from a few yuan to dozens of yuan in a short while. Our final speculation will reach 10 times. He lectures in a persuasive and instructive manner, with a strong human touch and special concern for people.

Many victims told reporters that they had also had suspicions, but fraud gangs often used the identities of some large brokerage firms as endorsements to confuse investors. The reporter saw in the stock group that once an investor If you express doubts, you will be banned or kicked out of the group immediately. In the end, the victims who have never been exposed to virtual currencies and lack financial knowledge are left behind.

The victims revealed to reporters that until now they have never seen this so-called Mr. Li of the securities company, and they don’t even know his full name.

Moreover, they realized afterward that the "Bateman Virtual Currency Trading Platform" did not actually exist, and the so-called "virtual currency" new prices and price increases and decreases were not real and were completely a fraud. A digital illusion directed and performed by the platform.

Five types of online fraud are repeatedly banned, and the police warn of risks

At present, many victims have reported the crime. During the investigation, the reporter found that there are still many similar fraud gangs still committing fraud. So, how should ordinary investors avoid being cheated?

Multiple victims told reporters that they have recently discovered that new stock lecture platforms and new digital currency trading platforms have emerged. When they registered and logged in using their mobile phone numbers and ID card information, they found that anyone who had previously registered on the Bateman Trading Platform had their account number displayed after registering on the new so-called "Osman Trading Platform"It is frozen and cannot be entered.

Beijing investor: I discovered an Ottoman platform, which is also a digital currency. The content is the same as Bateman, but the name is different. There are some differences in currency types, but other operation methods, including fund management, new currency subscription, flow inquiry, etc., are exactly the same.

The reporter found on multiple online platforms that many victims were deceived by the same method at different times. Except for the different names of the platforms and lecturers, the other deception methods were almost exactly the same. Many victims have called the police after learning that they were deceived.

Staff of Hongxing Police Station, Daxing Branch of Beijing Municipal Public Security Bureau: This case has been filed and investigation has been launched, and the criminal police will be responsible for the later investigation.

The police said that there are many similar fraud cases, and investors must be more vigilant. If they feel abnormal after transferring money to an unfamiliar account, they should call the police immediately.

At present, there are more than 50 types of fraud discovered by the public security organs, among which 5 main types of cases occur frequently, namely online bill rebates, false investment and financial management, and false online loans. , pretending to be customer service, and pretending to be public prosecutor.

Xia Yu, lawyer at Beijing Kangda Law Firm: I would like to remind investors to choose formal and legal investment channels. Keep in mind that "pie in the sky will never fall" and be wary of investments with ultra-high returns.