万向成立区块链基金有哪些,万向成立区块链基金是什么

万向成立区块链基金是指万向集团成立的一种专门投资区块链技术的基金，旨在通过对区块链技术的投资，帮助企业掌握区块链技术的最新发展，加快企业的发展步伐。今天，我们就来聊聊万向成立区块链基金的三个关键词：区块链技术、投资基金、企业发展。

区块链技术是一种新型的数据存储和交易技术，具有分布式、去中心化、加密安全等特点。它可以把数据分散存储在多个节点上，使得数据不可篡改，而且安全可靠。目前，区块链技术已经被广泛应用于金融、政府、医疗、物流等行业，可以极大地提高行业的效率和安全性。

投资基金是一种投资工具，它是由投资者投资的一种集合体，投资者可以把钱投入基金，基金公司会根据投资者的要求，把投资者的资金投入到指定的投资项目中。万向成立的区块链基金也是一种投资基金，它的目的是把投资者的资金投入到区块链技术的发展中，以帮助企业掌握区块链技术的最新发展，加快企业的发展步伐。

企业发展是指企业在市场竞争中不断发展壮大的过程。企业发展的最终目标是实现企业的长期发展，提高企业的竞争力，以及实现企业的盈利能力。万向成立的区块链基金可以帮助企业掌握区块链技术的最新发展，加快企业的发展步伐，从而帮助企业实现长期发展和提高竞争力。

综上所述，万向成立区块链基金是一种专门投资区块链技术的基金，旨在通过对区块链技术的投资，帮助企业掌握区块链技术的最新发展，加快企业的发展步伐，从而帮助企业实现长期发展和提高竞争力。

❶ The Shanghai Blockchain Industry Development Research Alliance was officially established to promote the healthy development of the blockchain industry

On September 14, the Shanghai Blockchain Industry Development Research Alliance (hereinafter (referred to as the Alliance) was formally established. The Alliance is an academic, public welfare, service and non-profit organization voluntarily formed by Shanghai's blockchain policy research, technology R&D, business incubation and other enterprises and related institutions.


The main sponsors of the alliance include Shanghai Development and Reform Institute, China Financial Information Center, Wanxiang Blockchain Laboratory and Blockchain Pencil; the co-sponsors include Bu Meng (Shanghai ) Technology Co., Ltd., BitSE, Shanghai Juzhen Financial Information Services Co., Ltd., Shanghai Institute of Science, Jiading Industrial Zone Economic Development Co., Ltd., and Lujiazui Internet Finance Association.

With the rapid development of the Internet, asset digitization and digital assets play an increasing role in people’s real life. The characteristics of blockchain that cannot be tampered with and shared can solve the problem of data authenticity and data ownership. It has been regarded as the best solution for all data-related industries, including the financial industry.

The alliance is committed to building a cooperation, exchange and dialogue platform connecting government departments, relevant enterprises, scientific research institutes, financial institutions, and industrial parks, and organizing in-depth cooperation among government, industry, academia, research, finance, etc. , promote blockchain industry research, industrial policy support, technology research and development, standard formulation, business incubation, talent cultivation, etc., attract the accumulation of high-end blockchain resource elements, promote self-discipline in industry development, create a good environment for the development of the blockchain industry, and promote Shanghai It has developed into a highland for blockchain technology R&D and application and industrial development with strong domestic and foreign influence.

As the world’s first commercially implemented blockchain digital asset platform, Bumeng actively responded to government calls and industry needs and joined the alliance. "The blockchain model is free and democratic, but freedom and democracy require supervision." Yang Fan, general manager of Bumeng, said, "The reason why Bumeng joined the alliance is to have a platform for communication with government agencies. Communication between relevant government agencies promotes the healthy development of the blockchain industry and financial markets."

As a hot topic in financial technology, Yang Fan provided scenarios for the application of blockchain in the financial field: " Blockchain technology can provide real and credible data for the financial field, and has great potential in big data aspects such as risk control and credit reporting. At the same time, regulatory agencies can also achieve regulatory purposes better and at a lower cost by becoming one of the nodes. , to improve work efficiency."

"Following up, Bumeng will actively participate in alliance activities, proactively communicate with alliance members through business sharing and other methods, and demonstrate blockchain technology and application innovation results to the public. , and make its own contribution to the development of the alliance." Yang Fan concluded.

❷ Blockchain empowers new energy vehicle business formats - separation of vehicle and electricity

Everyone is nowBlockchain that we hear in the news is often associated with virtual currency. In fact, blockchain is much more than that. First, blockchain is a trust engine and a technology that guarantees trustworthy data; second, blockchain is a technology that changes production relations. There is a saying that of the two major technologies that change the world (artificial intelligence, blockchain), artificial intelligence changes productivity, and blockchain changes production relations; third, blockchain is a platform technology that integrates resources and can Integrate cross-industry resources, including finance, technological innovation, and talent participation, into various real industries effectively and creatively. In the following lecture, I will use specific cases to illustrate.

What challenges and opportunities do we see when further promoting the development of new energy vehicles? First of all, the contradiction between battery cost and life is undoubtedly a very big challenge. The high cost of batteries has brought about issues with consumers’ car purchase costs and willingness to purchase cars. This is bound to be detrimental to the rapid growth of the new energy automobile industry.

The second is that the overall battery technology has not yet been finally "settled" and is still evolving. This is certainly not a bad thing, only a truly viable industry will do this. Academician Zhang just said it very well. The endless emergence of new technologies will inevitably make vehicle manufacturers face the challenge of how to integrate rapidly growing technologies with their own product cycles.

The third issue is security. You may sometimes see battery fires in the news. According to relevant statistics, as of 2020, in the analysis of national electric vehicle safety accidents, accidents caused by battery problems accounted for more than 60%.

In addition, the battery usage efficiency of new energy vehicles greatly limits the travel range of a single charge. Although it has been greatly improved compared to before, it still inevitably affects the travel experience.

So, what kind of digital challenges do we face in order to solve the above problems? The key is that power batteries have high product value and potential environmental impact, so the life cycle is very long, spanning many industries from production, vehicle integration, user use, secondary recycling as energy storage facilities, electricity use, and final environmental protection recycling. . Cross-industry data collection and trustworthy transfer and sharing are very difficult. Especially for battery manufacturers and vehicle manufacturers, how can these two data islands be connected and how can they share data? During battery use, consumers and charging station operators also have some data. Local power suppliers in the energy storage process and environmental recycling manufacturers in the recycling process will also have their own data. Furthermore, don’t forget that the financial industry can also be a stakeholder in data flow: power batteries account for more than 40% of the cost of a complete vehicle. From the perspective of resource integration, how to introduce financial resources on the basis of trusted data flow to reduce Cost pressure on vehicle manufacturers and consumers?

As mentioned earlier, blockchain is the engine for cross-industry data integration. It can allow data from different sources to pass privacy calculations and form digital twins on the premise that data ownership is effectively protected. This digital twin is highly targeted. Previously, when product problems occurred, it was difficult to accurately locate problems due to issues such as the inability to communicate cross-platform and cross-industry data, and the recall of automotive products was often blind.

For example, a problem was discovered and 600,000 vehicles needed to be recalled. Now, with the trustworthy data guarantee provided by blockchain technology, through cross-platform data integration and data analysis that was previously difficult to achieve - conducting very precise analysis of power batteries and new energy vehicles, we have discovered very high-granularity "Problem combinations" may be able to reduce the scale of the recall to thousands or even hundreds of units. Precise recalls not only guarantee the safety of consumers, but can also greatly reduce the costs of vehicle manufacturers.

The value of battery data has yet to be discovered, not just battery life cycle and overall usage. Another very important point is that among the various components of new energy vehicles, the data collected by the power battery energy supply system is the most complete. Such complete data is not only of high value in the business model of the power battery itself, but also valuable for improving user experience and even urban management.

It can be said that power batteries are the key to new energy vehicles. We can embed relevant IoT devices in the power battery; this IoT device is combined with blockchain technology to collect data on the premise of ensuring that the data is trustworthy and cannot be tampered with while protecting privacy. Not only can the power battery be trusted Digital twins also help form credible and effective digital twins of new energy vehicles themselves. Previously, Molink Technology cooperated with Wanxiang Blockchain to launch a blockchain cellular wireless module and the PlatONE alliance chain data storage platform, which can enable the secure cloud and trustworthy uploading of massive IoT device data to the cloud.

When it comes to business models, whether looking back at the development history of fuel vehicles or looking forward to the development prospects of new energy vehicles, how can the real industry effectively introduce financial resources? , are all important directions for expanding business value. Vehicle-battery separation means that based on the battery swap model, after the car owner purchases the entire vehicle, the battery management company repurchases the battery property rights, and the car owner obtains the right to use the battery through leasing. If the separation of vehicle and electricity can be achieved, the power battery and charging station can become an asset package and are separate from the new energy vehicle itself, and everyone can finance the asset package. This is not just a concept or a dream, we are already working with industry-leading companies on thisCooperation has been carried out.

When this business model is further scaled up, it will bring several benefits. First, a collaborative network connects all parties involved in series battery production, sales, transportation, use, recycling, testing, transformation and reuse. Efficient and reliable battery circulation helps all parties benefit from measurement, distribution and settlement, and improves the efficiency of traditional business connection and collaboration; second Second, it can allow more financial resources to enter the new energy automobile industry in urgent need of social and financial resources in a credible way, effectively promoting its further development and growth. Third, develop a very good rhythm. In the early stages of the new energy battery industry, the business model brought about by the separation of vehicles and electricity is quite stable. No matter how technology evolves in the future, this industry will be able to effectively allocate financial resources, which in turn will bring very important and necessary vitality to the development of new technologies; fourth, for asset management companies and financial institutions, on the one hand, they can Penetrating supervision of assets can, on the one hand, control the operating income of assets in real time, effectively reducing asset and capital risks.

For consumers, the cost of purchasing a car will directly drop. For example, buying a car used to cost RMB 300,000, but now it only costs RMB 180,000 or RMB 200,000. The rest is to pay the monthly usage fee for separating the car and electricity, which will be promoted in the future. At the same time, it can also shorten charging time and alleviate battery life anxiety; for new energy battery manufacturers and vehicle manufacturers, it has the opportunity to introduce more financial resources, improve operational efficiency, improve battery safety, and slow down battery decay; for relevant government departments and management For institutions, through power batteries and IoT devices, and through blockchain technology to form credible and reliable digital twins and capitalize them, governance goals such as carbon neutrality can be better managed and achieved by integrating social resources. At the same time, it can also promote battery standardization and promote infrastructure construction.

To realize the separation of vehicle and electricity in new energy vehicles, we are currently facing some challenges: The first is asset-heavy: high initial investment in the construction of battery swap stations, financing The demand is huge; secondly, it is difficult for car companies to cooperate: it is difficult to apply and promote standardized technology, and different models of different car companies have significant differences; thirdly, the degree of standardization is low: it is difficult to open up and use it to create economies of scale; fourthly, the operation service system is imperfect: Batteries are transferred through multiple parties and are difficult to trace.

Why talk about challenges? Traditional information technology is difficult to establish trust among multiple parties and requires a complete top-level design. Faced with the above challenges, it is difficult to carry out a complete top-level design, which will inevitably lead to a situation of crossing the river by feeling for the stones. To ensure that the entire business direction does not get out of control during the process, this is the role played by the blockchain in organizing production relations.

Not only automobiles, but also all industries related to new energy energy storage, such as future citiesEnergy infrastructure can all use the Internet of Things + blockchain + privacy computing. Through the creation of a trusted digital base, trusted digital twins can be realized and capitalized, thereby reducing costs and increasing efficiency, creating opportunities for enterprises, consumers, and government agencies The social and economic value of win-win for all parties. And these are not just in the planning stage, we have already put them into practice. This includes the capitalization of power batteries jointly promoted with partners, the use of blockchain-based battery and new energy management on electric buses, etc.

❸ At the 4th Wanxiang Blockchain Global Summit, what new perspectives on “blockchain + Internet insurance” applications and innovations will be proposed by Minsheng Insurance?

According to reports, in September From September 11th to September 12th, the 4th Wanxiang Blockchain Global Summit will be held in Shanghai. On the 12th, the general manager of Minsheng Health will deliver a keynote speech focusing on the innovation of "blockchain + Internet insurance".
Anyway, at last year’s summit, Cheng Yu, general manager of the Minsheng Health Insurance Division (referred to as “Minsheng Health”) expressed this view on blockchain: “If blockchain technology is separated from the design of the business structure by business personnel, , it will appear useless." This year's summit has not yet started, and the details are not clear.

❹ What does blockchain fund mean?

A fund that holds the blockchain technology sector.
Blockchain funds refer to funds that hold blockchain technology sectors. Because they are fund investments, the blockchain foundation changes at any time.
Currently sorted by the proportion of investment blockchain positions, the order is: Galaxy Innovation Growth Mix, Everbright Prudential Made in China, Southern Wisdom Select Flexible Allocation, CCB Fengyu Multi-Strategy Flexible Allocation, Huabao Technology Pioneer Mix, Galaxy Power Intelligent manufacturing theme, Southern Zhicheng blend, Cathay Pacific location advantage blend, Galaxy blue chip selected blend, etc.

❺ Three major directions for the future development of blockchain technology

How can disruptive creative subsidiary industries be strategically transformed in blockchain technology? |During the universal bit chain tutorial, everyone realized the disruptive innovation that blockchain technology can bring to the industrial grinding service industry. Based on its own challenging shortcomings, blockchain technology has the potential to boost development in many fields. Subsidiary industries have undergone strategic changes, but in the process of implementing new plans in Taiwan, blockchain technology can often only solve certain problems, and it needs to be combined with more information technology to create independent innovations. Subsidiary industry strategic shifts shape more detailed ways of overcoming. Therefore, Wanxiang Blockchain proposed the concept of "distributed sensing technology manufacturing embedded", taking blockchain technology as the core, integrating the challenging shortcomings of privacy calculation and data warehouse, and diversifying disruptive ideas. Subsidiaries’ industrial strategic changes.

So, what are the development prospects for the strategic transformation of the industrial production and grinding service industry based on the embedded manufacturing of distributed system sensing skills?

1. From product planning life cycle supervision methods to adoption intentionsSupervision method of the project life cycle

What the embedded manufacturing of distributed systems achieves is the diversified interconnection of all levels of the company to collect, transmit, discuss and generate networked opinions on various data Feedback promotes the improvement of subsidiaries' productivity, product quality and operational supervision, adopts meaningful planned life cycle supervision methods, cooperates with the supply chain, and speeds up the response to demand for goods and the speed of shipment, improves resource allocation, and strengthens business operations. Use independent and creative methods to achieve the improvement and improvement of various manufacturing and operation social activities.

Three transformation paths for the manufacturing service industry in the digital era

Modern production and manufacturing usually pays more attention to the mechanical technology rate of individual machines and equipment, ignoring the significance of product adoption. It is caused by a series of reliable industrial production processes. Partial best does not make the overall best. Therefore, the step supervision of each round of industrial production and the connection under the network device operating system are often ignored to complete logistics management. The level of data interconnection is also minimal. But at the same time, the improvement in logistics alone requires the use of network perception, discussion, decision-making and identification, in order to supervise the cycle of a product in a good way. The data collection after the product is made must be an open platform that connects different components and controls the whereabouts of client devices, so as to find manufacturing embedded systems that use blockchain applications, encryption methods, and artificial intelligence reconstruction.

Based on the application of blockchain, under the distributed manufacturing production method created by the Internet of distributed smart production devices, ecological partners in the upstream and downstream of the manufacturing peptide chain Change becomes a node above the county's blockchain technology and completes the mutually subversive creativity below the node. For example, when the company combines the retailer and customer data in the chain logistics supervision with the character cement factory, it can use real-time short-term customer support to control the overall planning and production status, and flexibly customize according to the customer's specifications. Out of regulation, obtain the largest customer support rate at the lowest cost. Therefore, this kind of application to track the completion of challenges not only allows the company to improve the overall planning process and production execution, but also improves the company's bridge with strategic retailers and customers.

Based on the supervision method of the application life cycle of the significance plan under the Internet of distributed intelligent production equipment, the industrial significance inspection operation and data plot operation mode are reconstructed, which can be completed for industrial production-related Banking industry's own joint news, manufacturing chain analysis, financial industry analysis and training higher education have been diversified.

2. Cooperation and upgrading of the operating system of the entire production process equipment

China’s grinding service industry has a relatively long history of mechanical technology and networking, even within the same industry , the mechanical technology level and key technologies of the subsidiary are also cut off.However there is a difference. Therefore, the sample distribution is relatively scattered, and it is difficult to obtain scientific data on the product planning life cycle required by character cement plants. After the subsidiary is launched, it uses blockchain applications to reconstruct the warehouse supervision device, and on this basis, it builds shared resource factories, blockchain technology semiconductor business platforms, and adopts meaningful cycle intelligent supervision devices and other applications, which can promote the subsidiary's global operations. Integrated supervision and consultation on the challenging production process in Taiwan.

On the basis of networked manufacturing processes and procurement equipment, blockchain applications can realize cooperation across actors, such as enabling flexible shared resource allocation for production that would otherwise be impossible to complete. , It can also facilitate flexible discussions and formulations between supply and demand parties in the procurement information business field, and enable the entire manufacturing chain to be coordinated and networked.

Take industrial diesel and natural gas as an example; in traditional energy supply, diesel construction, heating, crude oil and other energy supplies are all operated by separate subsidiaries. In the future, blockchain technology will be the basis. In the heavy chemical industry Internet technology on the Internet, various energy sources are closely integrated and cooperated in production, conversion, storage, transportation, manufacturing debugging, control, supervision, application, etc., forming an organic whole that makes various This kind of diesel and natural gas can achieve flexible stability in different physical device operating systems through heat transfer equipment, realize flexible storage and stepped utilization of energy, and can significantly improve the conversion and utilization rate of diesel and natural gas.

Specifically speaking, blockchain technology is used to record real-time production information and costs of different energy supplies. When there are markets across different types of diesel and natural gas, several energy supplies can be recorded. On this basis, the transaction and price information below is instantly converted into the residual value price of various diesel and natural gas in each region (such as connection point rent, connected gas and heating prices, connected heating and cooling prices); otherwise the energy supply can be based on the region. The residual value price information in the blockchain technology can improve the operation of the own installation system, or by signing a smart contract, implement automatic debugging instructions based on the residual value price information, and develop energy based on the residual value price information. Spend money on cleaning.

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❻ What are the blockchain concept stocks?

Blockchain applications will take the lead in credit Financial fields with higher costs will be the first to start, and corresponding investment fields involve cross-border payments. Securities issuance and trading systems, the insurance industry, etc. may be the first to benefit. Relevant concept stocks are as follows, for reference only:
Hengbao Shares: Big Data Security Analysis
Radio Express: Digital Currency, Blockchain Research
Guardstone: Distributed Encryption
Yingshisheng: It has blockchain technology reserves, but it is in the initial stage
Gao Weida: Blockchain bill application
Changliang Technology: WeBank’s distributed core systemUnified IT service provider
Tianji Technology: distributed storage
Wanxiang Qianchao: Major shareholder Wanxiang Group established a blockchain laboratory
Xinyada: is tracking blockchain and other technologies Application in the financial industry
Biying China: It is a digital currency crowdfunding platform.

❼ What is ccds digital asset?

CCDS (Cross-Chain Digital Simulation) digital asset is a digital asset standard launched by Wanxiang Blockchain. It is a cross-chain digital asset. Scattered property model. CCDS digital assets are based on Wanxiang Chain's cross-chain technology, which can realize digital asset interoperability and value harvesting between different blockchain networks. Digital assets under the CCDS standard can be freely transferred and traded between different blockchain networks. For example, digital assets can be interoperated between different blockchain networks such as Bitcoin, Rolling Money, Ethereum, and EOS through CCDS. In addition, the CCDS standard also supports sharding and fragmented management of digital assets, allowing digital assets to circulate more efficiently. Through the CCDS digital asset model, different blockchain systems can communicate with each other, forming a more open and convenient digital asset ecosystem.

❽ FISCO -- FISCO creates a new era of public alliance chain

Public chain, alliance chain (permission chain) and private chain can be said to basically include the blockchain technology Three ways to use. In recent years, the planning, financing, development and ecological construction of the public chain can be said to have been carried out in a noisy manner. Some are real, and there are even more deceptions. It is noisy, noisy, muddy and sandy, and investors' money has really gone in. But not many are online, and the ecological construction of the few public chains that are online is also sparse. There are very few DApps, and the daily activity is even less. In short, not many current public chain projects can or are willing to survive. Ecological construction is even further away.

Private chains are self-built and internally run blockchain architectures of respective companies and institutions. Very little information is disclosed, but I believe that using your own money to do your own things and solve your own problems will not cause any problems. What a big deal.

The development of the alliance chain has always been low-key. Since blockchain technology was recognized by the mainstream economy and society, pragmatic mainstream economic institutions have been solidly carrying out research, development and application for about 4 years. During this period, the backbone of the alliance chain was formed, and another correct path was found for the implementation of blockchain applications and ecological construction. In a certain sense, the alliance chain has passed its infancy and has begun to solidly move towards the "public alliance chain" new era. The alliance chain's naturally strong relationship with mainstream economic industry resources also determines the alliance chain's mainstream status in the application prospects of blockchain technology.

With the dawn of the digital economy era and the popularization of distributed business models, blockchain technology has also been able to give full play to its advantages and become a representative of cutting-edge technology. 2016, KimThe three members of the Chain Alliance, WeBank and Chinaledger, and Shanghai Wanxiang Blockchain and Matrix Yuan, have reached a strategic cooperation and are jointly committed to exploring blockchain technology.

Full name of the Golden Chain Alliance Financial Blockchain Cooperation Alliance (Shenzhen) is a non-profit organization jointly established on May 31, 2016 by more than 20 financial institutions and technology companies including Shenzhen Financial Technology Association, Shenzhen Qianhai WeBank, and Shenzhen Securities Exchange. For-profit organization. As an open organization, Financial Institutions that voluntarily abide by the charter and companies that provide technological services to financial institutions can apply to join. So far, members of the Golden Link Alliance include more than 80 institutions in six major industries including banks, funds, securities, insurance, local equity exchanges, and technology companies.

On November 26, 2016, Golden Link Alliance released the "Financial Distributed Ledger Proposal", proposing five major principles such as legal compliance, traceability, security, privacy protection, and business orientation, as well as a value alliance , autonomous and controllable, safe and trustworthy, efficient and available, business feasible, flexible configuration, intelligent supervision and other seven propositions.

Purpose: Integrate and coordinate financial blockchain technology research resources, form a synergy and coordination mechanism for financial blockchain technology research and application research, and improve the research and development capabilities of member units in the field of blockchain technology. Explore, develop, and implement financial alliance blockchain suitable for financial institutions, as well as application scenarios based on this.

The General Assembly of the Golden Chain Alliance is the highest authority; the permanent body of the General Assembly is the Presidium, which leads the alliance to carry out daily work during the intersessions of the General Assembly and is responsible to the General Assembly; the Presidium has a technical committee (chaired by Application project work), Standards Technical Working Committee (presides over the establishment, formulation, review and release of standards), Advisory Committee (organizes external experts to participate in technical and standards discussions).

Jinlianmeng has established research directions in the fields of credit, equity, points, insurance, bills, cloud services, digital assets, financial product issuance and trading, and some of the projects have now been implemented or products have been launched. prototype.

The FISCO BCOS underlying blockchain platform is jointly built by the FISCO open source working group. Members of the working group include Beyondsoft, Huawei, Shenzhen Stock Exchange, Digital China, Sifang Inextron, Tencent, WeBank and Yuexiu Jinke and other members of the Golden Link Alliance, aiming to create a secure and controllable blockchain suitable for the financial field. The underlying platform of the chain.

Financial services are one of the earliest application areas of blockchain. Blockchain technology brings advantages such as safety and reliability, simplified processes, cost savings, reduced operational risks, and increased trust, and has the potential to reconstruct and sublimate the original financial industry infrastructure. The financial industry focuses on multi-party reciprocal cooperation.As well as having strong supervision and high-level security requirements, there are requirements for node access, authority management, etc. Therefore, the technical direction of the alliance chain has become the main choice for the financial industry.

At present, my country's financial industry is opening up to the outside world with unprecedented intensity, and the pace of financial innovation is also accelerating. Therefore, how to effectively balance the relationship between open innovation and risk prevention and firmly maintain the bottom line of no systemic risks is an important issue for the industry. challenges that urgently need to be addressed.

From the perspective of financial IT infrastructure, there are still some shortcomings and pain points in operational risks, moral hazards, credit risks, information protection risks, etc.

First, financial IT system data may still be tampered with, forged, or have consistency differences.

Second, the infrastructure structures and business processes of different financial institutions are different, and even still involve many manual processes, which greatly increases operating costs and is also prone to operational risks and ethics. risk.

Third, financial business and financial cooperation may involve multiple participants or intermediaries, which can easily increase trust costs and friction costs. There are also certain issues of mutual trust, collaboration or cooperation reciprocity.

Fourth, financial business is often highly complex, and it is easy to miss records of all business elements. Sometimes it is difficult to trace the entire business process, and it cannot meet the needs of supervision and auditing.

Fifth, the data between different financial institutions are relatively independent, making it difficult to achieve safe and efficient interaction, resulting in high costs for repeated KYC, anti-money laundering, and anti-fraud, and also indirectly causing the loss of user data. Risk of being leaked by certain intermediaries.

Sixth, the availability and adaptability of centralized IT infrastructure are weak, and distributed technologies need to be used to improve robustness or adaptability.

As a combined infrastructure solution, blockchain technology can in principle respond to the needs of the financial industry. However, because the requirements of the financial industry are more diverse and strict, as a financial version of the blockchain solution, it needs to be based on the blockchain technology of the universal industry and according to the special business needs of financial institutions, existing technical levels, and laws and regulations. Requirements or conditions in other aspects shall be comprehensively considered from multiple dimensions such as business suitability, performance, security, policy, technical feasibility, operation and maintenance and governance, and cost.

First, the appropriateness of the business scenario. Not all financial business scenarios require the use of blockchain technology. Generally speaking, when it comes to scenarios involving multi-party participation and peer-to-peer cooperation, the traditional centralized system architecture is often difficult to meet the needs, so you can consider using blockchain technology. This will increase multi-party mutual trust, improve business operation efficiency, and reduce business operation costs and friction costs.

Second, the performance of the blockchain system. Financial businesses often haveDue to the characteristics of massive transactions, high-frequency transactions, and timely confirmation, the blockchain open source platform in the financial industry needs to analyze the business volume, potential business growth scale, and concurrent business volume that the blockchain system needs to support based on the current business scale of financial institutions. Technical performance index requirements such as response time. Since blockchain platforms using different technical modules, such as different consensus mechanisms, have greatly different performance support, it needs to be evaluated based on business performance requirements and combined with blockchain performance efficiency indicators.

Third, the security of the blockchain system. Blockchain can ensure the credibility of recorded data from a technical level and prevent data from being tampered with, forged and other risks. In addition, in terms of data sensitivity and security, it is necessary to evaluate the content encryption strength of the on-chain data, as well as access control, etc. Financial institutions need to choose mature, appropriate, and secure encryption algorithms based on the specific security requirements of their business.

Fourth, policy compliance. Blockchain is a set of technical solutions that, with reasonable design, can provide good support for existing businesses or complement existing centralized systems. However, when financial institutions use blockchain to conduct business, they must implement it within the country's existing regulatory requirements and legal framework.

Fifth, technical feasibility. Blockchain technology has already been implemented in some financial scenarios, but it is still an emerging technology. It is necessary to fully evaluate the fit of the technology with specific businesses and its advantages and disadvantages compared with traditional systems before finally choosing the appropriate area. Demonstration and trial operation of the blockchain platform.

Sixth, operation and maintenance and governance capabilities. Since there are differences in operations and management between blockchain-based businesses and traditional centralized systems, and the continuous governance requirements of financial businesses are extremely high, corresponding planning and adjustments are required to evaluate the feasibility and sustainability of the new governance structure. , evaluate the impact of version iterations and the official launch of the system, monitor the operation of the blockchain system in real time, and ensure business controllability and financial environment stability.

Seventh, costs are controllable and economically feasible. Blockchain applications use technical features to solve specific problems in actual business. Applications that effectively solve pain point problems can bring great benefits to financial businesses, and the value of the application itself can also be revealed; on the contrary, if it cannot solve important problems in the industry , you need to face a trade-off between costs and benefits.

If a safe and reliable underlying financial blockchain platform can be built to meet the special needs of the financial industry, blockchain technology will be of great use in the financial industry.

For example, from the perspective of banking institutions, the key exploration directions are generally to apply blockchain technology to reduce clearing and settlement costs, improve middle and back-office operational efficiency, improve process automation, and reduce operating costs. In addition, in cross-border financial scenarios, blockchain helps realize ledger sharing among cross-border financial institutions and reduces reconciliation and settlement costs and disputes between cooperative banks.friction costs, thereby improving the processing speed and efficiency of cross-border business.

From the perspective of non-bank financial institutions, blockchain can be used to improve the authority of rights registration and information storage, reduce counterparty risks, solve data tracking and information anti-counterfeiting issues, and reduce audits. operating costs, etc.

From the perspective of financial regulators, blockchain provides regulators with consistent and easy-to-audit data. Through data analysis of inter-institutional blockchains, the audit process can be faster and more efficient than traditional audit processes. Precisely regulate financial operations. For example, in an anti-money laundering scenario, the balance and transaction records of each account are traceable, and no aspect of any transaction will be out of sight of supervision, which will greatly strengthen anti-money laundering efforts.

Designed an efficient, reliable, message communication protocol based on the blockchain network, referred to as AMOP (Advanced Messenger On-chain Protocol), focusing on the following functions:

 Based on the blockchain network, it supports cross-bank and point-to-point real-time message communication;

 Provides standardized interfaces for the interaction between off-chain systems and blockchain;
< br />  The blockchain system can actively call the business interface of the off-chain system;

The technical characteristics of this protocol are:

 In the point-to-point blockchain network topology , plan node communication paths to ensure message reachability;

 Can quickly sense node abnormalities in the blockchain network and automatically switch paths to resend messages;

 In communication Encryption technology is used in the process to ensure privacy at the communication layer.

Designed the contract naming service CNS (Contract Name Service). The design goal of CNS is to name the correspondence between the business layer and smart contracts, so that the business layer no longer cares about the relevant contract addresses. Similar to DNS on the Internet, the use of domain names makes it easier for users to remember how to access a website, and also gives the website great flexibility in terms of clustering, migration and expansion.

Parallel PBFT Consensus

Standard RAFT Consensus

Parallel Computing and Hot Account Solutions

FISCO BCOS in Data Integration Conduct in-depth exploration in analysis, transaction control, identity authentication and other aspects to meet the financial industry’s high standards for supervision, risk control and other aspects.

Risk data integration

Based on the non-tamperable, traceable, distributed and highly consistent data on the blockchain, regulatory agencies can be given sufficient and transparent information about transaction participants, transactions Details, transaction processes and transaction history are all recorded on the blockchain ledger, which can completely and properly preserve massive historical data, solve the problem of data islands, and meet the requirements of structured, clear, accurate and complete risk data.

Risk modeling, analysis and prediction

Organically combine the data completed on the blockchain with big data mining, machine learning and other technologies, and then integrate market data, industry Data can be used to formulate more accurate risk models, improve risk prediction capabilities, and meet the requirements of comprehensive risk management of institutions.

Real-time transaction monitoring, reporting and interception

Identity recognition

Special Prize: ODRchain - a typical application of public consortium chain

The most high-profile champion project - ODRChain, is based on the FISCO BCOS underlying platform and uses blockchain technology to solve the pain points of traditional judicial processing of online disputes, such as the difficulty in verifying the authenticity of electronic data and the inability to digest a large and rapidly backlog of case disputes.

At present, ODRChain has shortened the time it takes for customers to go from clicking "one-click arbitration" to receiving the arbitration award, from the traditional arbitration process that lasted several months to about 7 days. , and the arbitration fees that originally cost tens of thousands of dollars have been reduced to a few hundred yuan. As of December 2018, ODRChain has completed the deposit of over 10 million contracts, involving hundreds of billions of funds.

First prize: JustSign - a white-box cryptographic algorithm that turns a mobile phone into a USB shield

The project that grabs the first prize in the competition - JustSign, is based on FISCO BOCS It is an electronic contract signing and certificate storage system. Its original JustKey white-box cryptographic algorithm realizes "mobile phone as USB shield", which solves the problem of limited compatibility of traditional CA, inability to protect key security on the mobile terminal, and vulnerability to attacks in centralized data storage. question.

Expert reviewers commented that electronic contracts involve complex legal relationships and ownership of interests, and it has long been difficult to achieve a balance between security, integrity and portability. The team’s original white-box cryptographic algorithm is really conducive to improving security in blockchain certificate storage scenarios.

Second Prize: Internet of Things Trusted Interconnection Solution - The Picture of Smart Life Looks Like This

The Internet of Things Trusted Interconnection Solution entered by Sichuan Changhong Security Laboratory depicts Come up with a smart home blueprint that requires almost no extra worry on your part. Team representatives are atWhen analyzing the blockchain technology behind it, it was said that an inter-enterprise cooperation alliance is established based on the alliance chain to open up the interconnection, mutual trust and interoperability of IoT devices between different manufacturers, and realize smart terminals through smart contracts based on insights into typical business scenarios of smart life. Registration, scene rules, trust rules and linkage rules.

Expert judges of the competition believe that this project has practical hardware and scenarios in the field of Internet of Things, and is expected to further promote the implementation of application scenarios such as distributed AI assistants, resource sharing, life cycle management, and multi-channel payment. Truly usher in smart life.

Among the projects that won the third prize in the competition, they accurately targeted the characteristics of blockchain in terms of security and efficiency improvement, and provided practical solutions for the industries they represented. Tsinghua University The team of teachers and students found a new way to develop cross-layer full-stack blockchain security detection technology to protect other blockchain applications comprehensively, and its technical strength was highly praised by the judges.

The third prize winners were the trusted electronic certificate platform of Shenzhen E-Commerce Security Certificate Management Co., Ltd., the real estate registration platform of Wuhan Liandong Times Technology Co., Ltd., and Shandong Guanhai Data Technology Co., Ltd. The company's Rongcheng blockchain service platform, the livestock industry blockchain traceability of Quanliantong Co., Ltd., the tourism finance alliance platform of Shenzhen Youxun Information Technology Co., Ltd., and the copyright safe deposit box of Beijing FamilyMart Technology Development Co., Ltd.

Shanghai Jiuyaojiu Information Technology Co., Ltd.’s first-responder mutual aid first aid, “Yongteng Group My Innovate”’s HaveFund, Qianhai Life Insurance Co., Ltd.’s blockchain policy management, “Huazhong Technology The university's Guanshankou Hulu Brothers' Book Campus and the Cloud Block project team's "Yun Block" account system also won the competition's Outstanding Social Value Award, Outstanding Business Design Award, Outstanding User Value Award, Outstanding Creativity Award, and Outstanding Application Integration Award respectively.

Ma Zhitao, chairman of the Golden Alliance Technical Committee, elaborated on the concept of the “public alliance chain”. He believes that the alliance chain should achieve self-sublimation and should be able to evolve into an ecosystem that provides services to the public, that is, a "public alliance chain."

Different from the public chain project’s idea of ​​“coming up with a plan first, raising funds, vigorously promoting it, raising the price, and finally investing in development”, the alliance chain project adheres to the idea of ​​“investing in development first with its own funds” , go to the production environment to verify, accumulate real customers and users, run steady trials and errors, and finally carry out promotion and publicity.” However, due to the focus on practical implementation and focusing on real applications, there is a lack of publicity, and it has no choice but to fall into a passive situation of "many people have implemented it, but few people have praised it". Golden Chain Alliance hopes that through this competition, the project team of the alliance chain will come to the stage to show their results, enhance the influence of the alliance chain, and let the public know more about the real application implementation and sustainable development of the alliance chain project.

❾ How does blockchain empower digital city construction | Blockchain classroom

Cities are actively embracing digital technologies such as blockchain, Internet of Things, and artificial intelligence to accelerate urban economic growth. Improve urban life quality and environmental sustainability. The digital transformation of cities also provides a good experimental field for the value mining and application of blockchain technology.

The construction of a digital city not only requires city-wide coverage of connected devices, but also needs to consider the collection of full-process data and automation of decision-making. The data on the blockchain has the advantages of being difficult to tamper with, safe and trustworthy, and can help the construction of digital cities in the following aspects:

The blockchain adopts a distributed storage structure, so each node in the system All data on the system is stored, making the data open, transparent and easy to manage. At the same time, cryptographic technologies such as privacy computing integrated in the blockchain can achieve safe sharing of data without leaking data privacy, or by setting access permissions, authorized nodes can obtain corresponding data to ensure data security.

Thanks to the distributed network structure, even if a single or a small number of nodes fail, the entire blockchain network can still operate normally, greatly reducing the risk of system failure due to network attacks or technical problems. Compared with traditional cities, digital cities rely more on technology. Improving system stability will also help maintain the normal operation of digital city life.

Digital city innovation case empowered by blockchain

Dubai’s digital city project integrates blockchain, Internet of Things, artificial intelligence Smart and other new digital technologies are committed to making Dubai "the happiest city in the world".

A major innovation in Dubai Digital City is to strive to realize the on-chain operation and management of all government data transactions in 2021, and realize the electronicization of an average of 100 million paper-based processes per year. This blockchain-enabled digital reform is expected to save process management costs worth US$1.5 billion, save 25 million hours of process processing time, and reduce 114 million tons of carbon emissions. In addition, the Dubai government is actively cooperating with many blockchain companies, focusing on key areas and implementing multiple blockchain application cases.

The European Commission also recognized the importance of blockchain in reforming government services, and established the European Blockchain Partnership in 2018, covering local law enforcement agencies, national governments and the private sector in Europe. enterprise. The Commissioner of the European Commission’s Department of Digital Economy and Society is also confident in the value of blockchain technology in digital city construction and stated: “We believe that all public services in the future will be built on the infrastructure of blockchain.”

For example, the government of South Tyrol in Italy has used blockchain technology to digitize citizen data. Residents only need to registerWith one basic personal information, you can enjoy services provided by different government departments, streamline government affairs processing procedures, reduce costs and increase efficiency.

At the same time, based on blockchain technology, Estonia has built a national health information electronic system. Through this blockchain platform, doctors can easily query patients' blood tests, recent treatments, X-ray examinations and other related data with authorization. Patients can also clearly check their medical records, prescriptions issued by doctors and other information. The characteristics of data on the blockchain, such as being difficult to tamper with and fully traceable, can ensure the security and integrity of the data on the platform.

Wanxiang Blockchain has also begun active exploration in blockchain-enabled digital city construction, using blockchain to integrate new digital technologies such as the Internet of Things and artificial intelligence to build a safe and trustworthy digital base. And through technologies such as private computing, knowledge graphs, digital twins, and distributed business incentives, we can manage production and life in a more refined and dynamic way, forming a smart, low-carbon, and comfortable resilient city with technology integration, comprehensive application, and high-end development. Help build a harmonious urban ecology with economic prosperity, job happiness, and sustainable development.

Wanxiang Blockchain is committed to building a digital city that “truly understands you”. Through the integration of blockchain and new technologies, a trusted digital base is built to allow every resident to have an exclusive digital avatar. Truly gain data sovereignty and enjoy a safe and comfortable urban life without having your privacy protected from prying eyes.