华夏银行数字货币,华夏银行华夏币是什么意思

『一』Laiyue Regeneration’s advantages as the first domestic blockchain technology patent company in the recycling industry

Laiyue Regeneration Platform is the first domestic blockchain technology company in the recycling industry Technology patent companies will leverage their industrial genes and technological advantages to empower industrial development. . If you agree with my answer, please accept it

『二』 Reasons for the success of NetEase Cloud h5

Not all H5s with high-end screens win by their glamorous designs, but some An exception is that it summarizes the behavior of all users using the product in the past year, unearths some highlights, flaunts user characteristics, and allows each user to get different results. At the same time, they invariably generate pictures or keywords with personal labels from the test results, turning them into personal symbols, highlighting the user's personality during the display process and distinguishing them from others. This reflects the significant value of data personalization. It is precisely because everyone is different that we have the meaning of sharing and the urge to show our uniqueness to everyone. This is also the real charm of big data.

Looking back at the two annual reviews of the popular network, both showed the beauty of big data. NetEase Music marked the user's "special days" of the year and his "Singer of the Year", and finally customized a highly personalized "Personal Top Ten Playlist", which became the most shared page screenshot; look at the Alipay bill again, Through in-depth mining of online transaction data, users’ consumption habits throughout the year are presented, and keywords for 2019 are generated based on this. As there are more and more users and more and more data, they can even easily dig out the details that users have forgotten, thus knowing themselves better than you do.

In fact, every time you swipe the screen is not limited to data "showing off skills". Many inventories are designed to explore people's potential emotional needs, and behind them are profound insights into human nature. Each piece of data gives users a feeling, and those little stories they don’t want to tell naturally resonate emotionally, making them willing to share their little secrets on social platforms.

Users who are willing to share not only have a positive attitude of appreciation, but also have a certain mentality of showing off their wealth. The year-end screen brushing case in Dachuan is related to this. Alipay uses people's sense of material superiority to show their consumption power and social status, giving people an opportunity to "show off their wealth"; NetEase Music shows off its music taste based on interest-based social tendencies.

Simple and elegant production, smooth page access, shocking and emotional copywriting, etc. They are definitely the reasons for triggering screen swiping, but the fundamental reason is that as a social currency of a certain size, it can provide users with conversation topics. Talk here can be understood as something that can provide users with a sense of presence, a carrier of interpersonal communication. When we don’t understand some topics, it’s difficult for others to talk about them, and we seem to be out of step with the times, we need to speak capital to help integrate with society, express our own ideas, and gain a sense of existence and social identity. Existing experience shows that as long asSocial currencies that can buy trendy, literary, and humorous labels are constantly being produced, and there will always be users willing to pay.

It can be seen that in the annual review of the circle of friends, it is a common trait to gain insight into psychology and provide conversation materials. In fact, search segment leakage, if used properly, is a good medicine to break through the barriers between products and users, and it will definitely allow you to stride forward on the road to embracing more loyal users.

Related questions and answers: Related questions and answers: Nowadays, regional chains are so popular. 360, NetEase, Internet, etc. all have products. Why don’t you see Alipay and Tencent having products?

360, NetEase, the games based on the blockchain concept launched by the Internet are actually more gimmicks than practical. Looking around the world, the company that has explored the most in the field of blockchain technology is none other than Alibaba.

Global Patent Layout of Blockchain Technology

On February 6, 2018, the intellectual property industry media IPRdaily and the incoPat Innovation Index Research Center jointly released the "2017 Global Blockchain Enterprise Patent Ranking (Top 100)" . The list shows that China has led the world in the field of blockchain technology. Among the top 100 on the list, Chinese companies account for 49%, followed by American companies accounting for 33%; among them, Alibaba ranks with 49 total global patents. In the first place, Tencent Technology ranks 23rd with 11 global patents.

It is really like "sneaking into the night with the wind, moisturizing things silently". As the leaders of domestic Internet companies, Alibaba and Tencent are very pragmatic in their exploration of the blockchain field and never engage in gimmicks.

The actual use of blockchain technology

Whether it is Network Letz Dog, NetEase Planet or 360 Blockcat, it is just a preliminary demonstration of blockchain technology for users. Although Alibaba and Tencent have not launched similar Display products, but the use of blockchain technology by the two companies has actually spread across multiple fields and multiple products.

1. Alibaba

1. In July 2016, at the first global XIN Charity Conference held in Hangzhou, Ant Financial stated that blockchain technology would first be used in the Alipay charity donation platform;

2. In October 2016, at the blockchain sub-forum of the Hangzhou Yunqi Conference, Alibaba Cloud Mailbox teamed up with Fadda to launch the world's first mailbox certificate storage product based on blockchain technology;

3. In October 2016, Also at the Yunqi Conference in Hangzhou, Yunyou Mall, a subsidiary of Yicheng Interactive, was introduced. It is the first points mall in China based on blockchain technology, co-operated by Yicheng Interactive and Alibaba Financial Cloud;

4, 2017 March In August, Alibaba signed mutual trust framework cooperation agreements on global cross-border food traceability with PwC, New Zealand Post, Australia Post, Blackmores, Fonterra and other Australian and New Zealand partners, and jointly announced that they would use "blockchain" and other innovative technologies, taking the lead in promoting transparent and traceable cross-border food supply chains in Australia and New Zealand and building a safer food market;

5. In May 2017, Alibaba’s financial technology company Hengsheng Electronics invested in blockchain Startup company Symbiont, Symbiont is a platform for issuing and trading blockchain smart securities, specializing inFocus on private equity market and corporate bond market.

6. In August 2017, Alibaba Health cooperated with Changzhou City, Jiangsu Province to launch the first domestic "Medical Alliance + Blockchain" pilot project based on blockchain use in medical scenarios;

7. October 2017 On the 11th, Ant Financial CTO Cheng Li disclosed the "BASIC" strategy for the first time at the Ant Financial Financial Technology Open Summit. B stands for Blockchain. At the same time, he announced the opening of blockchain technology to support imported food safety traceability, Product authenticity traceability, etc.;

8. On November 8, 2017, Alibaba Group, Ant Financial Group and Xiongan New Area signed a strategic cooperation agreement. Alibaba and Ant Financial will undertake the implementation of the digital Xiongan blockchain Platform;

9. On January 12, 2018, Alibaba launched "Ant Blockchain", focusing on "blockchain" + "philanthropy" to trace the origin of every donation.

2. Tencent

1. On May 31, 2016, the Financial Blockchain Cooperation Alliance (Shenzhen) was officially established. The alliance brought together WeBank, Ping An Bank, CMB Network, Hang Seng Electronics, JD.com 31 companies including Finance, Tencent, Huawei, Yinlian Technology, Shenzhen Financial Information Services Association, etc., including 25 initiating units, and 6 institutions including Tencent and Huawei joined as member units; 2. At the end of September 2016, WeChat Public Bank and Shanghai Huarui Bank announced that they have jointly developed China’s first inter-bank joint loan clearing platform based on alliance blockchain technology and launched it for trial operation; 3. During the Spring Festival of 2017, the golden red envelopes that started internal testing have begun to use blocks Chain technology for parallel accounting of digital assets; 4. In April 2017, Tencent released a white paper on blockchain solutions, aiming to create a blockchain ecosystem. At the same time, Tencent's blockchain industry solutions were also officially released on the official website. In addition, it also released its own blockchain project: Trusted Blockchain; 5. In June 2017, Bank of China and Tencent jointly established the " Bank of China, Tencent Financial Technology Joint Laboratory" will focus on in-depth cooperation based on cloud computing, big data, blockchain and artificial intelligence; 6. In September 2017, Tencent and Intel held the World Internet of Things Expo in Wuxi The cooperation was announced and a letter of intent for cooperation was signed. The two parties will jointly develop blockchain technology for use in Tencent's TUSI Security Laboratory to promote the establishment of security protection capabilities in IoT usage scenarios; 7. In October 2017, Tencent joined the Canadian Blockchain Research Institute; 8. 2017 On November 8, at the 2017 Tencent Global Partner Conference, Tencent Cloud officially released the blockchain financial solution BaaS (Blockchain as a Service; 9. On December 19, 2017, at Guangdong Youbei, Tencent, and Hua Xia Bank At the strategic cooperation conference, "Xingbei Cloud Chain", a supply chain financial service platform built with Tencent's blockchain technology as the underlying layer, was released.

In fact, blockchain is not just about virtual currencies such as Bitcoin and Ethereum. It’s not just small games such as Blockcat, Leitzdog, and NetEase Planet.The use of blockchain is almost everywhere. From the above comparison between Alibaba and Tencent, we can see that Alibaba’s blockchain technology has been exported in many fields such as finance, security, supply chain, medical care, and charity. Tencent’s blockchain seems to be more in the financial field, but no matter what, Alibaba and Tencent are actually at the forefront of blockchain technology.

Blockchain technology is considered to be the next generation of disruptive core technology after steam engines, electricity and the Internet. It is said that blockchain technology will redefine the world. With Alibaba and Tencent’s leadership in the field of blockchain technology With the accumulation of patents, will China use blockchain technology to achieve overtaking in the high-tech field? Perhaps one day in the future, the blockchain field will really be dominated by Chinese companies. If there is, I think it should be someone between Alibaba and Tencent. I wonder who do you think more favorably?

『三』What sector does Zhongke Jincai belong to

The sectors that Zhongke Jincai belongs to are: upstream industry: information services, current industry: computer application, lower-level industry: software development and services .
[Extended information]
Beijing Zhongke Financial Technology Co., Ltd. was established in December 2003. It is a leading domestic financial technology comprehensive service provider and is committed to helping China’s small and medium-sized commercial banks, traditional leading enterprises, and local governments. Comprehensive services for government Internet transformation and asset securitization, and provide overall smart banking solutions for commercial banks. On February 28, 2012, the company was successfully listed on the Shenzhen Stock Exchange with stock code 002657.
Company introduction:
The company is a member of the China Payment and Clearing Association, a key high-tech enterprise of the National Torch Plan, a member unit of the Beijing Blockchain Technology Application Association, a Beijing high-tech enterprise, and a Beijing enterprise technology center.
Core advantages:
Technology and product advantages:
1. The company is a key high-tech enterprise in the National Torch Plan, an innovative pilot enterprise in the Zhongguancun National Independent Innovation Demonstration Zone, a Beijing high-tech enterprise, and a dual-software certified enterprise, Beijing Municipal Enterprise Technology Center. The company has passed the first-level qualification of computer information system integration enterprise, ISO/IEC 20000-1:2005 information technology service management system certification, ISO/IEC 27001:2005 information security management system certification, and ISO9001:2008 quality management system Certification, software capability maturity model CMMI level three certification, obtained information security service qualification (security engineering level one) certificate, building intelligent engineering design and construction level two qualification and electromechanical equipment installation professional contracting level three qualification. According to the People's Republic of China According to statistics from the Ministry of Commerce of the Republic of China, the company is one of the few large-scale enterprises with complete qualifications in the software industry.
2. As a high-tech enterprise and a dual-software certified enterprise, the company focuses on technology accumulation and product innovation, and has mastered relatively Comprehensive and advanced software development technology, mastered application integration, hierarchical implementation framework model and other application software development technologies in the data center field; specifically mastered the banking imaging fieldCore technologies such as seal recognition, bill image element recognition, and intelligent scheduling of centralized operations; innovatively proposed IT service management consulting theories and methodologies with Chinese industry characteristics in the field of IT service management, including the Zhongke Financial IT Operation and Maintenance Management Framework Model , Zhongke Jincai IT service management implementation methodology, Zhongke Jincai IT service management maturity model.
3. As of the end of August 2011, the company had 52 software copyright certificates, 4 software product registration certificates, and 16 patents. At the same time, the company has participated in the formulation of a number of industry standards, including participating in the Information Technology Service Standard Working Group of the Ministry of Industry and Information Technology; participating in the formulation of the XBRL extended classification standard for bank regulatory statements by the China Banking Regulatory Commission; participating in the "Bills" of the People's Bank of China "Self-service Teller Machine (ATM) Terminal Specification" financial industry standard formulation work; in addition, the company also undertook the National Development and Reform Commission's "Information Security Professional Service Project - E-Government Professional Disaster Preparedness Technical Service Project" in 2009.
4. Zhongke Finance has been working in the National Development and Reform Commission, the South-to-North Water Diversion Project, the financial industry, the Ministry of Public Security, the Ministry of Water Resources, the General Administration of Quality Supervision, Inspection and Quarantine, the State Administration for Industry and Commerce, the State Administration of Foreign Exchange, the Meteorological Bureau, and the China Banking Regulatory Commission. , rail transit and other government public institutions, as well as financial fields such as Hua Xia Bank, Bank of China, Industrial and Commercial Bank of China, National Association of Financial Market Institutional Investors, local city commercial banks, rural commercial banks, etc., have developed rapidly. The company has a large number of industry-influential customers and benchmarks. Projects, service capabilities and delivery levels have reached the leading domestic level.

『四』 Re-understanding the blockchain: Enlightenments brought by more than 1,550 application cases

Author: Ran Wei

(This article is excerpted from "2021 Global Blockchain Application Market Report")

When we talk about blockchain, anyone who knows something about blockchain can express their opinions more or less on related topics. Some insights. For example: from the perspective of technical system, blockchain is a new application of computer technology such as distributed data storage, point-to-point transmission, consensus mechanism, encryption algorithm; from the perspective of functional attributes, blockchain is decentralized, non-tamperable, and full-process. Features such as leaving traces, traceability, collective maintenance, openness and transparency.

Looking back at the history of blockchain, there is no way around Bitcoin. On January 3, 2009, the Bitcoin genesis block with serial number 0 was born. A few days later, on January 9, 2009, Bitcoin block number 1 was born. When two blocks are connected, the blockchain is "born."

The inventor of Bitcoin, whose pseudonym is "Satoshi Nakamoto", may find it difficult to imagine: In the past 12 years, with Bitcoin as the center, a huge "cryptocurrency family" has spread all over the world. The financial market set off a "big wave" that continues to this day. During this period, innovation and risks related to cryptocurrency are intertwined, progress and bubbles coexist, pursuit and criticism coexist, andIt drives government departments in various countries to continuously improve the monetary and financial systems, social governance and supervision systems.

At the same time, the blockchain that accompanies Bitcoin is also evolving rapidly, and has long gone beyond the scope of "Bitcoin's underlying technology" and has been applied to every corner of social and economic development.

So, what mechanism does blockchain work through? What are its advantages compared to traditional technologies and models? What is its application effect? In the "2021 Global Blockchain Application Market Report" jointly released by Capital Lab and Yuanwang Think Tank, we tried to provide a certain basis for the above issues through research on more than 1,550 application cases around the world in 2020 and the first quarter of 2021. Empirical answer. At the same time, based on the study of these cases, we can establish a new understanding of blockchain: blockchain is trust, blockchain is sharing, blockchain is transaction, blockchain is substitution, and blockchain is efficiency.

In the Bitcoin creation paper "Bitcoin: A Peer-to-Peer Electronic Currency System", "Satoshi Nakamoto" repeatedly emphasized that Bitcoin has the characteristics of not relying on a "trusted third party". That is the characteristic of “decentralization”.

On the other hand, the underlying technology of Bitcoin, the blockchain, is precisely designed for "trust." In other words, reshaping "trust" in the digital age is the most basic function of the blockchain, but this trust has been transformed from trust between people and legal entities to trust between machines and machines. Trust between blocks and between nodes. Interestingly, the subsequent “smart contract” function has further strengthened this trust through its integration with the blockchain.

Identity coding and authentication are the first steps to achieve the above-mentioned trust mechanism, and the distributed identity (Decentralized Identity, DID) system is the core of it. With DID applications, everyone from individuals to organizations to IoT devices, from physical items to virtual products, can be given digital "identities" and achieve trusted interactions. It is precisely because of this that blockchain-based certificate storage, empowerment, verification, circulation, and transactions can be realized, and only then can blockchain be implemented in various industries.

Application cases from around the world show that new trust mechanisms provide new rules and motivation for social and economic operations:

l China is comprehensively promoting blockchain electronic certificates Applications such as "one fish, one code", "one fruit, one code", "one tea, one code" and other applications are driving the global Anti-counterfeiting traceability of agricultural products and upgrading of food safety systems;

l Through the combination of blockchain, big data and artificial intelligence, the credit "portrait" of an enterprise is more accurate and can be based on thisObtain faster and lower-cost financing services;

l Public welfare organizations have put charity funds on the chain to form a more transparent and standardized public welfare tracking and management system;

l Relevant cities in China have launched a blockchain-based gas cylinder product traceability management system, and the credibility of the source of gas cylinder file information and the level of gas cylinder safety management have been greatly improved;

l Germany is working on Its distributed energy assets establish a digital registration system based on identity authentication to promote the development and trading of renewable energy and cope with the arrival of the digital energy era...

Among the three types of blockchains (public chain, alliance chain, private chain), alliance chain has been the most widely used. In addition to considerations of technical performance, operational efficiency, operability, expected results, etc., this is mainly because all parties in the alliance already have a certain foundation of trust. This also shows from another perspective that in blockchain applications beyond cryptocurrencies such as Bitcoin, "multi-centralization" rather than complete "decentralization" is a more realistic option.

In addition, it is undeniable that unlike the proof-of-work mechanism that Bitcoin “mining” relies on, the blockchain cannot completely ensure the integrity of the on-chain data from the source in the actual application process. Authenticity. In other words, a certain alliance member or node may provide false data intentionally or unintentionally. However, with the help of blockchain's non-tampering, traceability, multi-party consensus and other characteristics, the alliance can identify counterfeiting behavior and impose corresponding punishments, such as "kicking" the counterfeiting members from the nodes. Therefore, in a sense, blockchain-based trust largely establishes alliance members’ awe for the authenticity of data and deters data fraud.

If "trust" is the foundation of blockchain applications, data sharing is the core of blockchain applications. Without data sharing, there will be no cooperation, and the practical application of blockchain will be impossible.

l The State Administration of Foreign Exchange's "Cross-border Financial Blockchain Service Platform" pilot has been fully launched, promoting foreign trade exports through information exchange between foreign exchange bureaus, taxation, banks and enterprise-related market entities. Business development;

l The "Insurance/Claims Alliance Chain" jointly established by 11 insurance companies in Taiwan has been put into operation, and each company has achieved "single application and common documents" on this platform;

l Blockchain platforms such as Contour and TradeLens are reshaping the global supply chain and providing impetus for the digital transformation of international trade through data collaboration among enterprises, financial institutions, shipping companies, terminals, customs and other institutions... .

l In China, through data collaboration, various government departments have achieved "one data, one source, one source for multiple uses, one network, and full network operation";

l Through the "Judicial Chain" platform, all types of electronic evidence can be seamlessly connected with judicial institutions such as notarization, arbitration, judicial appraisal, and courts, which improves the efficiency of the judicial system while reducing costs;

l For The "cross-domain collaboration mechanism for trial auxiliary matters" in grassroots courts across the country can realize "cross-domain service and cross-domain evidence collection" between courts in different regions, effectively improving the efficiency of trial auxiliary matters and the quality and effectiveness of trials, and reducing the cost of judicial operations. cost…….

l China's "Guangdong-Hong Kong-Macao Greater Bay Area Combination Port" project was officially launched, which can support the interconnection and interoperability of trade parties among the five major customs jurisdictions of the Greater Bay Area and become the first connected port in the Greater Bay Area , customs, logistics, enterprise, finance and other trade processes, interconnected and shared blockchain network;

l Japan's KDDI Telecom, Hitachi, Kansai Electric Power, Sekisui Construction and other large enterprises have established blocks Chain Alliance NEXCHAIN ​​to form a cross-industry real estate information sharing and management model and promote cross-industry innovation;

l The French Renault Group completed the test of its blockchain project "XCEED" for zero Sharing compliance information between component suppliers and automakers and simplifying compliance certification….

Although the above application cases in finance, government affairs and various industries are only a few typical cases, they are enough to illustrate that: on the one hand, data sharing is an inherent requirement of blockchain applications. In terms of specific implementation, everything must start from breaking "data islands" and "information asymmetry"; on the other hand, the application practice of blockchain has in turn promoted cross-level, cross-department, cross-industry, cross-region, and cross- Data sharing and unprecedented cooperation across national borders.

It can also be seen from the above cases that based on the transparency, security, trustworthiness and other characteristics of the blockchain, data sharing allows cooperation that originally seemed impossible to be achieved, and more Open innovation results; data sharing can effectively improve the operating efficiency of business systems, financial systems and social governance systems; various organizations promote their own organizational changes and process changes while sharing and cooperating with external institutions.

Based on trust and sharing, "transaction" is the most intuitive and deepest manifestation of the value of blockchain applications. Currently, blockchain is opening a new chapter in the transformation of transaction models in various industries around the world.

From a functional architecture point of view, blockchain-based transactions are by no means just a change in the transaction process, but integrate the unique functions of the blockchain, which are the key to anti-counterfeiting traceability, supply and demand docking, and warehousing. Integrated integration of blockchain applications such as logistics, payment/settlement, supply chain financing, insurance, and network security.

In terms of application form, blockchain-based transactions transcend the traditional concept of product or service transactions and represent the realization of the value of a wider range of data in circulation.

From the perspective of application scenarios, blockchain-based transactions involve the upgrading of the physical industry, the digital advancement of the financial industry, and the innovative application of the "token economy".

In the physical industry, take the application of agricultural blockchain as an example: on the one hand, supply chain traceability based on blockchain has become an important barrier to food safety; but on the other hand, for growers or For farmers, the supply chain traceability function is far from enough. How to help them expand the sales of agricultural products and obtain more income as much as possible is the "hard truth" for blockchain technology to continue to promote agricultural development. In other industries, the same applies.

Against the above background, new trading platforms in the global physical industry continue to emerge:

l The Indian government uses blockchain platforms to help farmers in remote areas sell agricultural products to reduce the While eliminating intermediate fees, obtain higher income;

l The Swiss company Cerealia builds a blockchain-based agricultural product trading and financing platform to promote the export of agricultural products in emerging market countries around the world;

l The world's largest independent refined sugar producer, Al Khaleej Sugar Company of the United Arab Emirates, launched DigitalSugar.io, a blockchain-based sugar product trading platform, to realize spot-based international raw sugar trading;

l Ganzhou, Jiangxi Province, has launched an international timber electronic trading platform based on blockchain, which will manage the entire timber transaction process on the chain, and will provide the timber market with full industry chain services such as cloud warehouse supervision, logistics, finance, and insurance;
< br /> l Shandong Province launched the Shandong Internet Traditional Chinese Medicine Trading Platform, which will use blockchain and other technologies to achieve online integrated services of quality control, trading, payment, settlement and supervision;

l Suzhou Phase Weitang Town in the urban area has released a blockchain-based pearl online trading platform, which will store the core parameters and test reports of pearls on the chain, and will also add functions such as supply chain management, trade finance, smart contracts, payment settlement, and incentive mechanisms;

l Honeywell launched GoDirect Trade, an online trading platform for new and second-hand aircraft parts, providing a valuable reference for large manufacturers on how to apply blockchain to parts trading and circulation... ….

In the financial industry, blockchain is promoting the digital advancement of financial transaction business in aspects such as securities trading, asset securitization, trade financing, and cross-border settlement:

l The Australian National Stock Exchange has launched ClearPay, a digital securities trading platform based on distributed ledger technology, which can provide multi-currency, real-time DVP settlement on the same day and will replace the original exchange settlement system;

l Switzerland Finka, a company based in Bolivia with organic pastureA related securitization token investment platform has been launched based on livestock on the farm to promote the development of the local livestock industry;

l The American company Securitize has established a Japanese real estate investment platform based on digital securities, aiming to revitalize Japan idle real estate in rural areas and enhance the vitality of rural economy;

l Postal Savings Bank of China and China Construction Bank completed the first cross-blockchain platform forfaiting transaction, and Hua Xia Bank Kunming Branch achieved secondary market forfaiting for the first time. Feiting resale business;

l Nanjing Iron and Steel completed blockchain-based iron ore transactions with Rio Tinto of Australia and Vale of Brazil respectively;

l Baosteel The company and Australia's Rio Tinto completed the first blockchain-based RMB cross-border settlement transaction...

Of course, while blockchain promotes the advancement of financial transaction business, dark sides such as hype, scams, money laundering, and cyber attacks related to blockchain and cryptocurrency continue to follow. How to continue to promote financial innovation while also carrying out efficient risk prevention and control and effectively cracking down on illegal crimes is an important issue that requires long-term response. From a global perspective, China has responded with clear attitudes, strict measures, and effective measures in this regard.

The transaction changes realized by the blockchain in the real industry and financial industry are only the initial stage of the blockchain changing the traditional transaction method. The "Token Economy" is the blockchain "transaction" A higher level of functionality.

Under the framework of the "token economy", from electronic certificates to skill certificates, from credit records to public welfare activity participation records, from social media tracks to carbon emission reduction actions, when various data become When an encrypted digital proof of rights is circulated and exchangeable, it is given the function of "token".

Regardless of the investment/speculation craze of "Non-Fungible Token (NFT)", we can already see many early applications of "token economy" around the world:

l The HotCity project supported by the Austrian government uses a crowdsourcing model combined with blockchain and gamification tokens to encourage residents to submit heating waste heat hotspots to meet urban heating needs more efficiently;< br />
l Ford establishes "Green Miles" for commercial and municipal fleets using hybrid vehicles to help improve urban air quality;

l Weibin District, Xinxiang City, Henan Province, in its In the blockchain industrial park project, tokens are issued based on the points system for merchants and enterprises to establish a new commercial service platform;

l Chengdu released a blockchain-based community governance product "Chain Community", Residents can obtain this through activities such as volunteeringThe "Time Bank" points of the platform can be exchanged for benefits and discounts provided by community merchants;

l The Electric Vehicle Charging Network Working Group (EVGI) of the global non-profit organization "Mobile Open Blockchain Initiative" Launching a global standard system for decentralized car charging technology, covering Tokenized Carbon Credit (TCC) scenarios;

l Blockchain reward platform MiL.k partners with Korean retailers to provide its members with Provides blockchain-based points management services. Members can convert existing points into local MLK tokens through the MiL.k platform, or exchange them into other third-party points...

As can be seen from the above cases and more, the "token economy" has several distinctive features:

The "token economy" gives assets to a wider range of data Attributes and tradable attributes, and through cross-domain and cross-platform mutual trust and circulation, can improve the operating efficiency of the entire social and economic system;

"Token economy" is a new value creation and The realization process does not necessarily use currency directly as the medium of exchange, but is more reflected in the exchange, mutual benefit and reallocation of various elements and resources;

"Token economy" is often combined with incentive mechanisms. At the same time, through incentives for "good people and good deeds", "good companies" and "good institutions", the social value system and social credit system will be effectively reshaped.

Generally speaking, the "token economy" will spawn new production factors, reshape production relations, and greatly liberate social productivity; the "token economy" represents the direction of the "information Internet" The evolution of the "Internet of Value" indicates the most exciting future of the digital economy; the "token economy" based on the blockchain has begun to take shape and has begun to bring changes to economic operations, social governance, and everyone's lifestyle. Continuously visible change. All types of institutions and individuals should be mentally and physically prepared for this change.

Like other new technologies, in the process of application and popularization, blockchain continues to produce substitution effects in terms of platforms, media, models, methods, etc.: physical documents are replaced by electronic documents, and credit records are replaced by electronic documents. Passes are replaced, manual review is replaced by data verification, and the city management platform is replaced by the "city brain"...

Such substitutions have become the norm:

l The Central Bank of Argentina has begun a proof-of-concept for a new blockchain clearing system, which may replace the existing clearing system;< br />
l Korea Minting and Security Printing Corporation (KOMSCO) expanded its blockchain digital gift certificate business to replace paper gift certificates and achieved record revenue despite a sharp decline in the issuance of banknotes and coins. Improvement;

l Courts across ChinaIn the execution of real estate seizures, blockchain electronic seals have begun to be used to replace traditional paper seals;

l The Shanghai court system is exploring the use of digital court records through the adoption of new technologies such as artificial intelligence and blockchain. Replace manual court transcripts;

l Japanese company SUSMED launched a "Clinical Data Monitoring System Demonstration Using Blockchain Technology" pilot, indicating that the necessary monitoring processes in clinical trials of drugs or medical devices can use blockchain The system will be replaced;

l Alipay and Wukong Car Rental have cooperated to launch a "face-swiping" car rental service. Through blockchain technology and a credit-free model, tourists can rent a car by simply "swiping their face" and can rent a car through their mobile phone. You can return the vehicle with just one operation;

l Under the COVID-19 epidemic, local governments in China have intensively launched "no face-to-face, no-contact, zero errands" government services combined with blockchain technology, replacing traditional The offline service method provides a strong guarantee for the smooth progress of remote bidding, "cloud" customs clearance, financial support, resumption of work and production, etc. during the epidemic...

In addition, we can also see that through the use of blockchain technology, various enterprise-level services are also realizing substitution and evolution: from paper contracts to electronic contracts, to program-based, Blockchain contracts that can automatically execute smart contracts. Blockchain is pushing contract signing into the era of "chain signing"; from offline human resources companies to online human resources platforms to the blockchain-based human resources market , global human resources services have experienced continuous changes from the 1.0 era to the 2.0 era, and then to the 3.0 era.

Generally speaking, when the blockchain "invades" various industries, it will "mercilessly" delete all unnecessary links and processes, all unnecessary manual operations, and accelerate the The era of paperless, unmanned and automated is coming.

In the process of our analysis of more than 1,550 blockchain application cases around the world, words like "improve", "accelerate", "shorten", "lower", "reduce", "save", " Words such as "save" appear frequently in front of our eyes. These words show that the improvement of efficiency is the common pursuit of all parties involved in blockchain applications and is also the most direct result of the substitution effect of blockchain.

Numerous application practices are contributing to this:

l Kenyan company Shamba Records provides blockchain traceability, transaction and financing services to farmers in the country, currently covering more than 6,000 Small farmers and helped them increase their income by at least 40%;

l TradeWaltz, a blockchain trading platform invested by NTT DATA, Mitsubishi and other companies, completed a trial run, and the results showed that the platform can reduce traditional 50% of the workload of the trade process;

l Walmart Canada has significantly reduced invoice disputes with carriers by 97% through the application of the DL Freight blockchain platform;

l State Grid Corporation of China’s electricity transaction certificates The traceability query platform was put into operation, automating the entire authenticity review process for registered users and saving 99% of the trustworthy manual review time;

l COSCO Shipping Lines and Shandong Port Group Qingdao Port cooperated to launch the area The paperless import and delivery model of the blockchain can save customers nearly 24 hours on average per container;

l Taizhou, Zhejiang uses the "Internet of Things + Blockchain" recycling system to solve marine pollution control Problem, compared with traditional treatment methods, this recycling system can save 94% of labor costs and 84% of operating costs...

In summary, through the joint action of trust mechanism, sharing mechanism and transaction mechanism, blockchain has formed an obvious substitution effect, improved the operational efficiency of finance, government affairs and various industries, and will Continue to create systemic change. This change is reshaping the relationship between people and machines, people and society, and people and the environment, and clearly points to three ultimate goals: efficiency, well-being, and environmental protection.

『五』Is the Qihui’an bill trading platform safe?

After understanding how to use Qihui’an, many users said that the Qihui’an platform has Four major features: First, it is a many-to-many user system. An individual can operate multiple companies, and one company can have multiple operators. Second, the quotations are open and transparent, compressing the spread space and reducing the financing costs of small and medium-sized enterprises. The third is simple and efficient operation, online activation and online submission, simple operations can realize rapid bill discounting. The fourth is to connect with banks based on the witness mechanism of the ECDS system and ensure the security of bill transactions by querying the status of bills in the ECDS system.

The data taken from Tianyancha should be relatively authoritative data.

Hope to adopt