区块链与电子商务支付的区别,区块链与电子商务支付结合

A. Why do I say that blockchain technology will change the future of social e-commerce?

Why do I say that blockchain technology will change the future of social e-commerce?

1. What problems does blockchain technology solve?

“People often ask me recently, everyone knows that blockchain makes money, but can you tell me in one sentence, blockchain What problem does this technology solve?”

Although many people know that blockchain technology supports the operation of Bitcoin, when it comes to what problem it really solves, or what blockchain has created What is the value? Many people in the industry are speechless. Because of the ultra-high money-making effect, everyone cannot calmly look at this industry or even this so-called ecology from an investment or technical perspective.

Recently, when I interviewed some "old people in the currency circle", I got a better answer.

“Blockchain technology is the first time in human history that the problem of trust between people has been solved through technical means.”

Through the characteristics of blockchain, we It can be completely tamper-proof, traceable, transactions through smart contracts, etc. Therefore, in theory, everything that needs to solve the problem of trust between people through technical means will most likely require blockchain technology for development and innovation.

2. The Internet era gave birth to social networking and e-commerce

The Internet is a problem in which humans have greatly optimized information transmission through technical means. In the Internet era, business models are roughly divided into three major modules: advertising, e-commerce, and games. Therefore, in the Internet era, there is no doubt about the rise of e-commerce and social networking.

Taking the current highly competitive e-commerce industry as an example, Alibaba and JD.com are both leaders in the field of e-commerce. The e-commerce industry in mainland China has realized e-commerce in the Internet wave. 17 years of explosive development in the business field. WeChat, the largest social software in China and the second largest in the world, has also become an industry leader.

The current Internet industry has gone through the baptism of time, and an obvious oligarchic effect has been formed after the great waves. Today, every oligarch in the e-commerce market has become an industry heavyweight. Of course, there are also situations where it is difficult for a large ship to turn around. In this state. All e-commerce companies are looking for new directions to break through. And many people are eyeing the social e-commerce field of cross-border cooperation.

The two major representatives of social e-commerce are e-commerce companies installed in the Weibo and WeChat ecosystems. At present, the total market share of social e-commerce has reached as high as 14%-20%

Although many people say that the biggest application of blockchain is currency speculation, SEC and other The launch of the project indicates that blockchain technology has the potential to improve the current status of the industry. It is precisely because there are many teams like the SEC that find the integration point between technology and industry and solve the key problems of the industry, which will be the research direction and consensus of the overall blockchain in the future.

B. Shortcomings of cross-border e-commerce payment models

In recent years, people’s cross-border transaction needsThe growth has played a positive role in promoting the development of e-commerce payment platforms. In order to obtain more economic benefits, some e-commerce payment platforms have begun to consider cross-border transactions as an expansion goal while expanding domestic payments. In this context, for e-commerce payment platforms, how to ensure payment security by formulating a cross-border e-commerce payment optimization model is a major issue facing its development.

1. Shortcomings of the cross-border e-commerce payment model

The shortcomings of the cross-border e-commerce payment model mainly include the following:

( 1) Payment security

In recent years, with the gradual development of third-party payment platforms, the payment business has become more and more mature. However, the security of domestic payment businesses still faces many threats, which are specifically reflected in the following aspects: First, the cross-border payment market. Compared with the domestic payment market, the overseas payment market is still in the initial stage of development and has not yet formed a complete market system. This situation has caused certain interference to the defense function of the cross-border payment system. Second, third-party payment institutions. In the cross-border e-commerce payment model, third-party payment institutions reserve massive amounts of financial information and consumer identity information, and the main entities of third-party payment institutions are small enterprises. They do not have advantages in payment network defense. When international When networks or criminals provide cross-border payment systems, it can easily lead to problems such as capital damage and consumer information leakage [1].

(2) Cross-border e-commerce management

The shortcomings of cross-border e-commerce management are mainly related to the particularity of cross-border e-commerce payment models. Compared with the traditional payment model, the cross-border payment model has the characteristics of virtualization and paperless. Cross-border e-commerce management work is mostly based on paper transaction records. This situation is not conducive to the development of management work, resulting in poor security management of consumer identity information and financial information. In severe cases, it may even affect e-commerce companies. development of.

2. Cross-border e-commerce payment optimization model based on blockchain finance

The emergence of blockchain finance provides new opportunities for changes in cross-border e-commerce payment models direction. On the basis of blockchain finance, feasible optimization strategies for cross-border e-commerce payment models mainly include the following:

(1) Cross-border payment process simplification strategy

Cross-border The purpose of optimizing the payment model of cross-border e-commerce is to ensure the security of cross-border payments through adjustments to the payment model. From a probabilistic and statistical perspective, the number of links in the cross-border payment process is negatively correlated with payment security.Therefore, the cross-border e-commerce payment optimization model can simplify the payment process as a basic goal, thereby ensuring the safe completion of cross-border transactions.

The traditional cross-border business payment model mainly includes product settlement, user payment, product logistics transmission, etc. Among them, the transaction process in each link takes a long time, and its security is still open to question. After the introduction of blockchain technology, the cross-border payment system based on blockchain technology can directly conduct intelligent analysis on user identity extraction, commodity quality verification, commodity quality verification, etc. in commodity settlement, automatically complete a series of verification processes, and generate payment instructions to provide reliable technical support for users’ payments. The simplified cross-border payment process greatly reduces the risks of information theft and fund damage during the payment process, improves the efficiency of cross-border payment, and promotes the reduction of business operating costs.

For example, a cross-border payment platform officially introduced blockchain technology in 2016 to build a cross-border payment automation system. Statistical results in 2017 show that the platform’s payment security problem incidence rate in 2017 was 0.03%, which was significantly lower than the 0.16% rate in the same period in 2015. The above data fully verifies the application value of blockchain finance in the cross-border e-commerce payment optimization model.

(2) Information verification and authentication strategy

The introduction of blockchain technology can provide good ex-ante risk control for the cross-border e-commerce payment optimization model. After using blockchain technology to build a blockchain financial cross-border e-commerce payment system, the system can review various identity information in the transaction process and the subsystems involved in the payment process before cross-border transactions occur.

Specifically, in the process of cross-border payment, the blockchain system uses trustlessness and decentralization to achieve ex-ante risk control: First, the random hash encryption algorithm of blockchain technology is used to avoid Problems such as system data being forged; secondly, the system can use the consensus protocol as a tool to conduct pre-verification of overseas trading entities and commodity information in cross-border transactions. If the relevant information is confirmed to meet the requirements of the consensus agreement, the system can allow users to transact with the trading entities. ;If it does not meet the requirements of the consensus protocol, it will be removed from the blockchain system. Finally, the system can also use the cross-border e-commerce payment contract to carefully review the customs system and logistics distribution system in cross-border payments. If there is any inconsistency, it will block the establishment of a complete payment chain and protect the user's financial security and identity. Information security and reduce the incidence of financial crimes. For example, after an e-commerce company used blockchain finance to build a blockchain system, after one year of system operation, the incidence of security problems dropped from 6.25% to 3.04%.

(3) Strengthening information symmetry Strategy

In traditionalIn the cross-border e-commerce payment model, there is information asymmetry between users and overseas sales entities. This situation is the main factor that threatens the security of cross-border payments. The introduction of blockchain technology provides users with an information-symmetric trading platform. The principle is: when a user (consumer) submits a transaction application to the blockchain system, the blockchain system will refer to the consensus agreement and treat the user Submit the product information and seller information in the request for review. After the review confirms that the relevant information does not violate the relevant regulations in the consensus agreement, the blockchain system can automatically generate a payment order for the user, that is, through the user's payment request [2]. At the same time, the system will automatically enter the user identity information, seller identity information, product information, etc. involved in the entire transaction process into the corresponding modules of the system one by one. In this cross-border payment optimization model, the verification of user information and seller information is automatically completed by the blockchain system, which can effectively avoid the information asymmetry problem in the traditional cross-border payment model and ensure the transparency of the entire transaction process.

For example, a cross-border e-commerce payment platform uses blockchain technology to form a blockchain financial cross-border payment system. After half a year of system operation, users (consumers) are satisfied with the payment platform. It increased from the original 73.26% to 85.20%, and information symmetry and payment security are the two main reasons why users are satisfied with this payment platform. Therefore, e-commerce companies should introduce blockchain technology into the construction of cross-border e-commerce payment platform systems to improve the security of cross-border transactions.

3. Conclusion

In summary, there are many shortcomings in the traditional cross-border e-commerce payment model, and it is necessary to establish a cross-border payment optimization model. In order to achieve the above purpose, the cross-border payment platform can introduce blockchain technology into the cross-border payment platform, and use the advantages of decentralization and trustlessness of blockchain technology to create a safe payment platform for users and reduce user identity information. The incidence of security issues such as theft and loss of funds. In addition, as technology continues to be updated, the connection between blockchain finance and cross-border e-commerce payment optimization models will become increasingly close, helping to improve the level of cross-border payment security.

C. What impact may blockchain have on e-commerce?

Technology is unlimited, and there is a lot of room for blockchain to empower e-commerce. Blockchain's trust mechanism, decentralization, token system, etc., have brought disruptive changes to e-commerce buyers and sellers, supply chains and other links.

D. What is blockchain e-commerce

It is to use the advantages of blockchain technology to serve the actual transaction scenarios of consumer shopping and help consumers realize their dreams of value-added shopping. The blockchain system model first passes through the blockchain mall platform, leveraging the leading trend of blockchain technology to help physical enterprises quickly increase product sales, while also allowing consumers to get the greatest benefits from shopping.

E. StableCryptocurrency is on the rise, and online shopping will transform with it

The third decade of the 21st century is about to begin, and cryptocurrency is beginning to become the new main payment method around the world. The advantages of emerging currencies are becoming increasingly well known.

The impact of the COVID-19 epidemic is particularly severe. Fortunately, order is gradually being restored around the world; although a large-scale secondary outbreak is not impossible, considering the economic recession in many fields At this critical moment, governments around the world have to make trade-offs. Against this background, the discussion about the cash society model has intensified, with critics claiming that this old model can no longer cope with the new situation under the crisis. In other words, the coronavirus pandemic has actually accelerated the global transition to digital cash and cryptocurrencies.

The era of relying solely on legal tender is gone, and the role of cash as a financial tool has gradually been eliminated by history. For now, although the foundation of emerging digital e-commerce is still not solid enough, emerging cryptocurrencies represented by stablecoins are indeed expected to establish a new definition of assets around the world.

Mobile services are impacting the global business market

Over the past five years, the popularity of mobile technology has largely promoted the overall evolution of the Internet, and the e-commerce industry has also taken advantage of this trend. The east wind of history is advancing rapidly. Demand for online shopping services continues to grow around the world, and the industry itself is developing rapidly. While multinational giants such as Google, Samsung and Apple continue to simplify the payment experience on smartphones, mobile commerce is beginning to grow faster than all other e-commerce categories combined.

Since 2015, the proportion of mobile applications in the e-commerce field has been steadily increasing. Data released by Statista shows that "by 2020, the total mobile retail revenue in the United States is expected to reach US$339.03 billion."

The emergence of many shopping applications has redefined the shopping methods that people have long been accustomed to, and most of them Most sales are closely related to mobile devices. People are beginning to realize that placing orders through apps is much more convenient than spending time wandering around in physical stores.

The technological savior has arrived, and merchants are seizing the opportunity

Blockchain technology may not represent the ultimate solution, but it does have the potential and potential to help the e-commerce field usher in a new wave of development. Practical use cases.

Recently, Amazon, one of the world's largest e-commerce brands, applied for a patent for its new DLT-based system, which is specifically designed to track every item in its supply chain.

Blockchain technology has powerful capabilities to quantify trust and establish unprecedented business relationships based on this principle, ultimately substantially improving the performance of enterprise service platforms. DLT-based tracking solutions from the ground upIt enhances the visibility of the whole supply chain from the production process to the final state, helping users to have a clearer understanding of the goods they intend to purchase. In addition, this model will also bring tangible benefits to various participants such as manufacturers, express delivery companies, distributors, and end users.

When it comes to e-commerce, the widespread popularity of cryptocurrencies over the past few years has impacted not only the way people shop, but also the specific financial instruments they choose. With the rapid lowering of barriers to use, cryptocurrency-specific ATM machines are widely deployed around the world, and related trading institutions are also emerging. I believe it is only a matter of time before cryptocurrency will be recognized by the mainstream.

Stablecoins are rising rapidly

Network technology has only changed the overall shopping habits of the people, while DLT technology has truly brought what they urgently need to the acquiring, remittance and corporate settlement departments. Performance upgrade plan. For a long time, the existence of more and more intermediaries has brought a heavy burden to the existing financial system, and the result is that the processing efficiency has been declining. Faced with this reality, can distributed ledger technology and smart contracts one day fully replace the traditional financial system? The answer is absolutely yes, but it will still take some time.

First of all, we need to admit that we do not yet have a perfect payment method, and cash and credit cards are still the main means of payment for users to purchase products and services. In this regard, cryptocurrencies are expected to bring about a complete revolution and become the new form of payment in the remaining decades of the twentieth century. For us, the most important task at the moment is to evaluate which cryptocurrency is best suited to serve as a digital asset in an e-commerce scenario. Faced with more than 5,000 existing cryptocurrencies, Bitcoin and Ethereum undoubtedly have the most obvious advantages, which also makes them the most important value carriers in the early stages of development. However, because the trading prices of such assets are so volatile, it's difficult to consider them a reliable measure of value.

In order to take advantage of the decentralized technology of digital currency while transcending the inherent flaws of legal tender and the shortcomings of the current financial system, stablecoins emerged at the historic moment - some stablecoins are currently based on the same currency as the US dollar or The euro is directly pegged to alleviate the problem of excessive price volatility in traditional cryptocurrency transactions. Over time, most of these projects failed miserably because the selection of underlying assets was a complex and difficult task. But the good news is that in the face of the continuing spread of COVID-19 and the volatile global financial situation, some stablecoin projects launched by private companies are still operating well and in good condition.

Introducing cryptocurrencies in businesses will bring many advantages. For example, fiat currencies have a more flexible calculation mechanism for transaction and refund commissions, which can help companies save money. In addition, these accounts are completely independent of centralized institutions such as traditional banks and can help merchants better manage their own funds.

Unlike the credit card payments we are familiar with, stablecoins are not restricted by geographical factors or traditional bank accounts. In other wordsIn short, buyers and sellers can conduct cryptocurrency transactions at any time in any region of the world.

In the foreseeable future, stablecoins are even expected to gradually transform from national currencies into internationally accepted currencies. This means that the financial connections between different countries will no longer be solely controlled by the central bank, but will truly be transformed into a powerful force that the people can control at will.

Buy with ease

In our era, we don’t need to master advanced programming skills to experience the benefits of cryptocurrency. During 2020, many companies introduced more secure and streamlined cryptocurrency gateways, while offering the option to purchase digital assets directly using credit cards. Nowadays, it only takes a few minutes to subscribe to the cryptocurrency of your choice using US dollars or euros.

In just a few years, cryptocurrency supported by blockchain technology has received widespread attention and support around the world - more and more institutions recognize the value of Bitcoin, and the purchase process of cryptocurrency has become more and more complex. The United States issued a digital dollar white paper, and China also launched a pilot project for the digitization of the RMB. There is no doubt that the continuous advancement of this technology will bring about new ways of living faster than we can imagine. Stablecoins are here, and new power is here.

F. With the development of blockchain technology, these new uses have gradually emerged

I believe many consumers have heard of blockchain technology, especially It is the application of blockchain technology in cryptocurrency and other aspects. Currently, with the development of blockchain technology, these new uses have emerged, and they are subtly changing many businesses.

The relationship between supply chain and blockchain is very close. Blockchain can predict the process of the supply chain, conduct comprehensive supervision of each link, and provide accurate and transparent information to many parties. , thus reducing the cost of third-party intervention. Thanks to the reliability of the blockchain distributed ledger, transactions between buyers and sellers become irrevocable and avoid fraud and other behaviors.

The feature of "information transparency" in the blockchain has greatly helped the financial and banking industries. Since the currency and banking systems are opaque and chaotic, The characteristics of blockchain have changed this chaos very well.

At present, a lot of data is shared through the Internet, and both parties keep copies. Although this method of data sharing is convenient, it can also easily leak personal privacy. Therefore, when blockchain technology is applied to After data privacy and other aspects are addressed, in the model of companies processing customer data, consumers can freely control their own identity and data, so that data privacy can truly belong to them.

For enterprises, using blockchain technology to verify user identities will change the rules of the game in the industry. When an immutable, trusted distributed ledger and verified credentials are combined with human data identities, these identities can be used on any website.

This is the dividend period for e-commerce, and after the combination of blockchain and e-commerce, a similar medium will enter the bank, bringing many benefits to both buyers and sellers. For example, blockchain-based electronic payments.

G. Bitcherry BCHC proposed "Blockchain 4.0" to promote the application practice of blockchain and e-commerce industry

With the continuous development of blockchain technology, it seems that many industries If you want to have something to do with the blockchain, there is a popular saying in the world: "Whoever gets the blockchain will win the world." So is this blockchain really as amazing as everyone says? How will blockchain finally be implemented? Today, let’s first talk to you about the application practice of blockchain in the field of “e-commerce”.

First, let’s briefly review what is e-commerce? E-commerce was born in the 1990s. It is a business activity that uses information network technology as a means and commodity exchange as the center and side. We call e-commerce "EC" for short. Many people think it is the ultimate major commercial use of the Internet, so they call it an epoch-making symbol.

According to data from US market research company Forrester, by the end of 2018, China’s e-commerce market is expected to reach US$1.1 trillion, becoming the world’s first trillion-dollar e-commerce market. The report points out that by 2022, China's e-commerce market will reach US$1.8 trillion, far exceeding the United States and Japan.

With the expansion of e-commerce, it has also greatly promoted the development of logistics, customer service and other industries. But at the same time, it has also brought about many problems. According to big data from the e-commerce consumer dispute mediation platform, the number of complaint cases accepted in the first half of 2018 increased by 66.93% year-on-year, and the growth rate was much higher than in previous years.

In order to solve the pain points of e-commerce in aspects such as counterfeit goods, logistics, integrity, and supervision, major companies and platforms are also showing off their skills and tricks. The most eye-catching one is our protagonist: blockchain. So how does it solve these problems?

First, supervise the production process of goods.

Second, trace and track the transportation of goods.

Third, guarantee product sales and after-sales service.

Fourth, protect user privacy.

The distributed e-commerce platform Bitcherry BCHC solves the platform trust crisis

Bitcherry BCHC is the world’s first distributed e-commerce platform. It is based on blockchain technology and is committed to To create a super ecology covering all aspects of clothing, food, housing and transportation. In the community ecology, all participants, such as users, merchants, superLevel nodes, operation nodes, etc., with a token system that everyone participates in and shares the economy, open up the online and offline O2O e-commerce system, allowing the entire ecosystem to develop healthily, autonomously, and benignly.

It is understood that the distributed e-commerce network has multiple payment methods, distributed sharing mechanisms, behavioral token incentives, distributed open platforms, multi-industry and multi-community access, and operating nodes around the world. , decentralized distributed business organizations, community self-propagation and ripples and other characteristics.

At present, consumer information is leaked, everyone has become a "digital labor", merchant profits are reduced, customer acquisition costs are increasing day by day, supply chain supervision is lacking, and product quality problems occur repeatedly, which is the problem for most centralized e-commerce companies. main pain points. Different from the centralized model of traditional e-commerce platforms, the underlying technology of distributed e-commerce platforms is a distributed accounting method that allows transaction data, dissemination, purchase, circulation and other behavioral data to be uploaded to the chain, making it open, transparent and non-tamperable. In distributed e-commerce based on blockchain technology, industry issues such as product traceability, logistics supervision, user evaluation and community incentives are all well-founded and well-founded. It returns data, traffic and value to the parties involved in the transaction, effectively solving the various shortcomings of centralized platforms.

To promote the implementation of blockchain in actual business scenarios, Bitcherry BCHC proposed "Blockchain 4.0"

According to the reporter's investigation, Bitcherry BCHC will adopt a two-stage implementation of "Blockchain 4.0" 4.0” target. Providing a public chain with high TPS and compatible with Ethereum smart contracts is the first phase of Bitcherry BCHC's measures to ensure the safe and efficient circulation of digital assets in the e-commerce ecosystem. In the second phase, Bitcherry BCHC will provide a large public chain environment that supports the e-commerce ecology - an e-commerce vertical blockchain network platform, allowing e-commerce operators to quickly realize digital operation transformation in the digital economy era and realize mutual cooperation in the e-commerce ecology. diversion. In addition, the reporter learned that the large public chain environment will also provide a governance structure, including a smart contract-based complaint mechanism, reputation scoring, arbitration mechanism, etc., to prevent fraud and damage to the interests of consumers and digital asset investors, and ensure the e-commerce ecosystem compliance and healthy development.

In terms of technology, the Bitcherry BCHC public chain will combine blockchain and DAG technology to provide a chain network system, and the main chain will provide guarantee for the security of the entire system. Use signature algorithm, distributed storage, data operation, consensus mechanism, message diffusion and other technologies to optimize the distributed e-commerce network architecture, and use a decentralized and non-tamperable structure to allow all participating entities in the Bitcherry BCHC ecosystem to establish a trust mechanism to achieve Second-level fast transaction verification by all parties is the main technical feature of the Bitcherry BCHC project.

H. Domestic basic blockchain digital currency (such as USDT) payment e-commerce platformWhether it is legal in Taiwan

It has not yet been decided. In 2017, there were regulations saying that it was illegal. However, national laws already have regulatory awareness in this regard, and some relevant policies and regulations will soon be introduced to supervise and standardize the blockchain, which means that it will be legal in the future.

I. What is pexpay?

pexpay is a platform that empowers and enhances payment systems based on Ethereum blockchain technology and smart contracts.
It improves efficiency, reduces transaction fees and supports instant cross-border payments. We propose state-of-the-art blockchain technology that forms the backbone of a range of payment gateways for individuals and businesses. The pexpay platform sits at the crossroads of Ethereum blockchain technology, payments and commerce, and provides these segments with componentized solutions to manage their payment needs.
pexpay is a platform that directly combines payment service providers, fraud management, cryptocurrency and other payment-related scenarios to help merchants protect tax revenue, increase sales and reduce payment costs. All solutions are fully integrated to provide a better consumer experience and more efficient refund management. Pауреx provides online payment solutions based on blockchain technology and wallets for everyone (including individuals, merchants, e-commerce, etc.). What is pexpay? Platform token (PAYX) can be used to create the Internet, including online games, stores, IT services and more.
[Extended information]
What platform is pexpay (PAYX for short) is a cryptocurrency token issued on the Ethereum platform. The price of PAYX coin today is $0.02116949, with a 24-hour trading volume of $38,353. The price fell by -13.4% in the past 24 hours. It has a circulating supply of 68.4 million coins, with a maximum supply of 150 million coins. PAYX Coin is listed on 2 exchanges, with a total of 3 active markets. The most active exchange for trading PAYX coins is Mercatox. PAYX coin has a market capitalization of $1,451,039, ranking 713th among all cryptocurrencies. Explore PAYX coin addresses and transactions on block explorers such as etherscan.io, ethplorer.io and enjinx.io.
PAYX currency is an important component, and it is very important to determine the final outcome of the contract based on the basic situation of the nation. Therefore, money transfers can be reduced and the most important payments can also be received. Which technology are we starting to adopt to solve this problem because it can provide a support gateway for individuals and support networks. What is pexpay's platform is because it's at the intersection of Ethereum and because they are the most important, it's also the case that all of this allows them to be able to meet all the needs that they need.

J. Leading the era of blockchain payment - PCK public chain opens a new era of global digital payment

The birth of the Internet and mobile broadband has enabled billions of people around the world to access knowledge and information from all over the world, enjoy high-fidelity communications, and a variety of lower-cost and more convenient services. Nowadays, these services can be used in almost every corner of the world with just a 500 yuan smartphone.

Although the Internet has brought many conveniences, there are still many people in the world who are not connected: 1.7 billion adults have not been exposed to the financial system and cannot enjoy traditional financial services provided by banks. One billion of them have mobile phones, and nearly 500 million have access to the Internet.

In contrast, blockchain payment has many unique advantages and is a potential way to solve the high threshold and credibility problems of financial services. These advantages include: distributed management, ensuring that the network is not controlled by a single entity; open access, allowing anyone with an Internet connection to participate; and secure encryption technology to protect funds.

Existing traditional payment channels lack scalability and currency volatility, which not only prevents them from being widely used in the international payment market, but also results in the underperformance of such currencies as medium of exchange properties. good.

Because of this, the PCK international payment public chain was born under the opportunity of the times.

We believe that by combining the essence of blockchain-based technological innovation (including distributed management, open access and security) with a reliable compliance management and regulatory framework, PCK will bring more Advantageous payment solutions.

The emergence of blockchain payment has promoted the development of international e-commerce. In turn, the development needs of e-commerce have also prompted the continuous reform and innovation of blockchain payment. Blockchain payment has become a top priority in the modern financial services industry. It is not only the driving force for the rapid development of the Internet economy, but also provides support for the rapid development of the economy. The emergence of the PCK payment public chain not only fills the gap in banking service functions in this area, but also performs very well in improving the efficiency of financial transactions. It is an effective source of power to improve the financial system and improve financial functions.

In the PCK ecosystem, the merchant side, channel side, settlement side, and account side are all co-builders, maintainers and certifiers of the project ecology. The four can jointly control the third-party payment field. Provide services to establish a disruptive third-party payment ecosystem.

The PCK payment public chain believes that the payment behavior itself has a certain value, so we hope to apply the modern management organization theory to the blockchain miner economy through reasonable incentive and punishment mechanisms (token consensus) , allowing the various co-builders of the payment ecosystem to spontaneously form an efficient decentralized organization. The issuance of PCK will stimulate the accumulation and circulation of services in the entire ecosystem, and establish a huge payment service ecosystem.

At the same time, PCK is an innovative third-party mobile payment blockchain model solution. PCK can simultaneously meet the needs of security, real-time, high concurrency, decentralized instant payment, and provide small-amount Fully optimized solutions are configured for payment and micropayment scenarios.

The compliance and security of the PCK payment public chain will benefit developers, merchants and consumers. We believe that working with financial institutions and experts from various industries to innovate technology is the only way to ensure a sustainable, secure and trustworthy support framework for this new system. This move can achieve a huge leap and move us towards a global digital financial system with lower cost, lower threshold and closer connection with PCK payment public chain!

Leading the era of blockchain payment - PCK public chain will open a new era of global digital payment!