区块链的主要价值在于什么,区块链的主要价值在于

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① The value of blockchain technology

1. The value of blockchain technology

2. The blockchain technology is suitable for practical application fields

1) Supply chain finance, which enables the upstream and downstream of core enterprises to reduce financing costs, improve efficiency, and reduce risks.

2) Applications related to certificate storage. Relatively speaking, applications in this area are relatively mature. At present, the Beijing Internet Court has launched the Tianping Chain, and the Hangzhou Internet Court and Qingdao Arbitration Commission are exploring the application of evidence storage.

3) Application scenarios for cross-system information sharing and exchange. Because security, trustworthiness and efficiency must be contradictory. The more complex your system is and the more interested parties are involved in the data process, the more suitable it is to use blockchain to solve it. For example, the sharing of information resources in our e-government, the medical and health fields for each of us, and the field of traceability, there are still many application scenarios in this direction.

② What is the value of blockchain agriculture? What opportunities and development can blockchain bring to agriculture?

The value of blockchain lies in security. The value of blockchain agriculture It is for food safety, and these data play a very important reference role in the reproduction of agricultural products.
With the development of value-oriented agriculture, precision agriculture and centralized agricultural systems, this blockchain technology will promote the continuous development of the agricultural industry, and its technology can also bring more jobs.
Blockchain agriculture has already existed, but some areas are not mature enough, especially the traceability aspect. However, the launch of a Dmtc agricultural traceability project this year has filled this gap.
In terms of data collection, through the use of artificial intelligence and Internet of Things technology, it runs through the entire agricultural ecological chain. During agricultural production, the production environment data and production process data of agricultural products are fully automatically recorded. When agricultural products are transported, they are fully automatically recorded. For transportation data, DMTC terminals are connected to smart micromarkets during sales to collect consumption behavior data of product consumers. Through the popularization of smart micromarkets, terminals are spread throughout living quarters, collecting rich data for industrial development and progress, and more fully carrying the value of the agricultural ecological chain. Transmission and information transmission

③ The value of blockchain

The source of value of blockchain is efficiency. Blockchain can both reduce trust costs and improve the efficiency of value transfer, but at the same time it brings additional costs. The value of blockchain efficiency must be considered comprehensively from several aspects.
One of the manifestations of improving efficiency is that blockchain has great advantages in reducing trust costs. The British Economist magazine called the blockchain a trust machine, and the cost of establishing trust between strangers is close to zero. Mainly including: blockchain reduces search costs and repeated verification costs, and smart contracts based on blockchain technology greatly reduce contract signing, management and payment costs, etc. CompareFor example, in 2018, McKinsey & Company measured more than 90 blockchain applications and found that 70% of the potential value of applications lies in cost reduction, including cost savings by eliminating middlemen, transaction record keeping, and verification processes.
The second performance of improving efficiency is that the blockchain redefines value, making it possible to quickly transfer value point-to-point and allowing value to flow. The traditional Internet can disseminate information quickly and conveniently by copying information. However, the Internet cannot solve the problems of ledger changes and rights confirmation. It cannot perform point-to-point value transfer and must rely on third-party institutions for accounting to achieve value transfer. The distributed ledger technology and consensus mechanism of the blockchain enable the value to be confirmed among participants first, and during the entire process of point-to-point transfer, all participants can update the ledger synchronously and add a unique timestamp. It avoids the problem of repeated payments and makes point-to-point transfer of value possible.
But on the other hand, the distributed ledger technology of blockchain still has many inefficient features compared with centralized databases. Mainly include low information throughput, long transaction confirmation delay, limited blockchain capacity, high energy consumption of POW (workload consensus algorithm), as well as the fact that the information on the blockchain cannot be modified and the data is difficult to roll back.
Therefore, judging whether a blockchain application can improve efficiency requires both addition and subtraction. Blockchain is not suitable for all scenarios, and is more suitable for industries or scenarios with high trust costs.
The second source of value of blockchain is fairness. First of all, the fairness brought by blockchain lies in the redistribution of data ownership and use rights. Under the traditional Internet platform model, many Internet giants have formed. Whether it is personal or corporate data, the ownership and use of data after accessing the Internet are often no longer determined by the data owner. After the introduction of blockchain technology, transaction information on the blockchain will be made public, but account identity information will be highly encrypted and can only be accessed with authorization from the data owner. The data owner truly has the right to use the data, and the blockchain will transform the previous Digital resources become digital assets and become a kind of property rights. Blockchain enables the establishment of a reasonable mechanism of "who owns, who benefits; who uses, who pays" in the data market.
Secondly, the blockchain provides a channel for the individual expression of users participating in the blockchain. Decentralization, autonomy, openness, and transparency are the underlying logic of blockchain. Especially in public chain projects, each individual is a node. By participating in community governance, each node can express its own opinions and output influence. force.

④ What is the value of blockchain technology services

There are three value points:
1. Help enterprises solve business pain points more efficiently and more calmly Tackle complex business and track market changes more quickly.
2. The two iconic milestones in the development of blockchain technology, the release of Bitcoin and Ethereum/Fabric projects, have brought its decentralized, secure and tamper-proof attributes into the public eye, enabling the solution of many business problems. From impossible to possible. ThatAnd why is it an enterprise-level blockchain?
3. In recent years, we have made a detailed technical comparison of the mainstream blockchain technology platforms on the market and found that there are still many problems in the application of these platforms in enterprises. Only enterprise-level blockchain can cope with such massive amounts of data. data, carrying complex business systems. The enterprise-level blockchain cloud service platform that Renren is building is precisely to solve these problems and help enterprises achieve out-of-the-box use through one-stop integration, continuous delivery, data visualization and support for multiple bottom layers.

⑤ What is the core value of blockchain technology

Jinwowo Network Analysis The core value of blockchain technology is to build digital trust, control data, and prevent privacy leaks.
In the future, Jinwowo will continue to explore the value of blockchain technology in the commercial field, give full play to the advantages of big data services, add value to user behavior, break the ice for the development of small and medium-sized enterprises, and build a real, efficient, safe and honest Internet community with a shared future.

⑥ How important is blockchain

With its exquisite design concepts and thinking, blockchain can promote the reconstruction of rule systems in economic and social related fields and change the relationship between people and people. Collaborative relationships and benefit distribution mechanisms with organizations, organizations and organizations; at the same time, blockchain technology can effectively solve the "double spend problem", that is, to prevent the same digital asset from being reused due to improper operations.

This provides a solution to the problem of digital asset rights confirmation and transaction circulation, which can break through the problems such as digital asset rights confirmation and double spending that restrict digital development, and build Forming new production relations that adapt to the development of the digital economy has become the most important value of blockchain technology.

01 Reduce transaction intermediate links and promote cost reduction and efficiency improvement

There are a large number of rent-seeking intermediary organizations in various fields of economic and social life. Some of these organizations do not create real value, but only seek profits through the monopoly of business information or data. , artificially increasing unnecessary transaction links and costs.

Through the innovative application of blockchain, a self-organizing mechanism for economic behavior based on technology can be built to replace the business role of some intermediaries, which can greatly improve data acquisition. , consensus formation, accounting and reconciliation, and value transfer efficiency, further open up the upstream and downstream industrial chains, significantly reduce unnecessary intermediary organizations and intermediate links, improve the efficiency of effective docking of supply and demand in various industries, reduce the burden on the public and commercial entities, and promote The real economy reduces costs and increases efficiency.

02 Help confirm the ownership of digital assets and stimulate innovation vitality

InIn the era of digital economy, data resources are becoming more and more important. In 2019, my country has officially regarded data as one of the seven production factors as important as labor, capital, land, knowledge, technology, and management, and has promoted the establishment of a data factor market system.

However, due to the difficulty in confirming data rights, tracing back, and dividing interests, data cannot yet achieve efficient market-oriented allocation and orderly circulation, seriously restricting the development of the digital economy. develop.

Distributed, non-tamperable, traceable, With features such as transparency, multi-party maintenance, and cross-verification, data ownership can be effectively defined, data circulation can be tracked and supervised, and data revenue can be reasonably shared, removing obstacles to the efficient market-oriented allocation of data production factors and other digital assets. It is expected that Reversing the current trend of increasing centralization of data ownership, use and benefit distribution, promote the entire society and digital economy to develop in a more trustworthy, shared, and balanced direction, and further release the innovation vitality of the digital economy.

03 Shortening the distance of trust and expanding the space for collaboration

Modern human lifestyle The changes and progress are all directly related to the development of science and technology. Scientific and technological revolutions always dialectically expand the territory of human activities while shortening the distance between them. Every major technological change is always accompanied by the collapse of "distance" in some sense, thus bringing convenience to people.

For example, the invention of transportation has expanded the radius of human activities and shortened the geographical distance between people; the invention of communication tools has expanded the radius of human "conversation" The physical distance has been shortened; the invention of the Internet has expanded the radius of human access to information and shortened the distance of information; the invention of artificial intelligence has expanded the radius of cognition and shortened the distance of cognition of the world.

Blockchain shortens the distance of trust

Today, blockchain has brought us a new radius expansion. Blockchain can form a trust mechanism based on cryptographic algorithms without relying on authoritative centers and market environments, allowing strangers who are thousands of miles apart, have never met or even never met to establish a trust relationship, expanding the radius of human trust, thus making strangers Cooperation becomes possible.

Especially in some regions and fields with imperfect market mechanisms and lack of credit systems, the value of blockchain technology is even more precious. Blockchain technology enables unfamiliar subjects to establish production relationships based on technical constraints, allowing people to work in unfamiliar environmentsIt will become possible to carry out business cooperation under this circumstance, which is expected to inspire a series of new business models.

04 Driving the Internet Revolution and Accelerating Value Delivery

The first 20 years of the 21st century , human society has experienced the comprehensive baptism and reconstruction of the Internet. "Internet +" has brought about earth-shaking changes in related industries and fields. People's lives have become more convenient because of the Internet, economic activities have become more active because of the Internet, and society has become more fair and open because of the Internet. .

However, the Internet mainly solves the problem of dissemination of information. It is difficult to judge the authenticity of information content, and there are still many constraints and obstacles to the transfer of digital assets. While the Internet brings great convenience, it is also filled with more and more false information, and has even become a hotbed for various new types of fraud. While people are becoming more and more dependent on the Internet, they are also increasingly wary of the Internet.

Based on blockchain technology, the next generation of reliable technology based on technical constraints can be built. Trusting the Internet and solving the trust problem of strangers on the traditional Internet will allow digital assets to circulate efficiently on the Internet. Based on blockchain technology, digital assets and intellectual property rights on the Internet can be effectively protected. Asset transactions between people will be as convenient as sending emails. People will put down their guard against the highly dependent Internet because of the innovation of blockchain technology. The Internet will give birth to more valuable applications.

05 Strengthen the constraints of the integrity system and purify the market environment

Blockchain is a Trust the machine. By promoting the deep integration of blockchain and the real economy, a market environment that is convenient, efficient, fair, competitive, stable and transparent can be created. The technical characteristics of blockchain technology that cannot be tampered with and are traceable can play a very important role in the innovation of trust mechanisms in regions and fields with imperfect market mechanisms and incomplete credit systems.

Under the traditional model, market supervision requires a heavy workload and is difficult to implement. Due to insufficient administrative law enforcement resources and regulatory means, it is widely hated by the public. The phenomena of laobao, counterfeit products and fraudulent behaviors are repeated and difficult to eradicate.

Blockchain technology can be formed without the need for intermediaries and laws and regulations. The conditional self-organization and self-supervision mechanism, and the non-tampering, non-repudiation, and non-manipulability of the distributed ledger actually play a role in technical supervision of various economic behaviors.

This will help solve problems such as difficulty in loan financing for small and medium-sized enterprises and difficulties in bank risk control; by recording the entire production and transaction circulation process of goods, it will significantly reduce the risk of counterfeiting, shoddy products, substandard products, etc. fraud, and solve problems such as difficulty in market supervision.

[This article comes from the "Popular Reader on Frontier Hot Technologies in the Field of Information Technology" published by People's Publishing House]

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⑦ What is the value of blockchain application in real industries

The most obvious applications are

1. Think about it If blockchain is used in enterprise applications, it can provide more flexible, secure and efficient business processes and distributed, independent markets. Blockchain allows asset owners to track and trade things of value, such as outstanding invoices, on a transaction “chain” that is more secure, transparent, private and self-coordinating. This capability increases the speed and flexibility of cash and asset management. For example, you are afraid of buying fake goods because one manufacturer transfers production to several middlemen, and then you buy it through the middlemen, not the manufacturer. If all data was decentralized, peer-to-peer, and transparent, then you could buy and pay directly from the manufacturer.

2. The automated market for other assets will be diversified. In essence, blockchain-based transactions can reduce the need for third-party supervision because the software itself is a controlled open architecture and is visible to all parties involved in the transaction. If a company can publish valuable information to multiple potential buyers, and its content can be trusted and authentic to all buyers, and sellers cannot resell, then there will be open and transparent competition when making purchases. environment, sellers can also get better prices.

3. Reduce business transaction friction. Managing expenses is a challenge for most organizations. But blockchain can enable companies to create self-managed networks for suppliers and partners, enabling contract automation, instant payments, tracking of cargo shipments, and visibility of the entire supply chain. For example, if a company transports perishable goods in refrigerated containers, IoT sensors on the truck might call a smart contract on the blockchain when the container temperature exceeds a certain threshold. This will cause the corresponding order to be cancelled, and it will also be able to automatically create a new order so that a second batch of goods can be sent immediately, and the truck with the faulty refrigeration equipment can also be sent to the maintenance department for repair.

4. This type of network reduces transaction errors and information omissions by reducing or eliminating human-computer interaction. And, by connecting buyers directly with sellers, transactions become faster. Manage and secure decentralized private records. Traditional industry practice has been to rely on third parties to secure their shared information databases using firewalls and restricted access. Frequent data breaches show that this approach is not ideal. A fundamental advantage of blockchain is that eachAn individual data record or element is encrypted using the key of a blockchain member. Cybercriminals may need to obtain every key of every member to gain access to all blockchain data. This is not to say that blockchain can guarantee 100% security of all data and help reduce the possibility of large amounts of private records being exposed.

5. A logical application would be employee or student records, where employers, educational institutions and even industry accreditation bodies can add new qualifications, grades or work locations if necessary. Imagine giving employees a key that can access all of their employee records as part of a secure blockchain that encompasses human resources. Individuals can securely share their college transcripts or employment history with other companies or educational institutions without having to rely on unreliable and easily forged faxes. Trace the origin of products and ingredients. Blockchain can help ensure product quality and safety by simplifying how products and ingredients are tracked and located in use. For example, suppose an automobile manufacturer forms a quality-centric blockchain that includes parts suppliers, component assemblers, quality control suppliers, and public regulatory agencies (such as the National Highway Traffic Safety Administration). Then the recall process for defective parts will be handled faster. This realization makes perfect sense when you consider that thousands of lives are lost every year due to defective car parts.

6. Verify identity and verify published information and data. Create better user control mechanisms. User information today can easily be manipulated, distributed to third parties, and even sold, creating revenue streams for social media platform owners that are never shared with the users of the information. Blockchain can disrupt all of these activities. It gives users control over their own information, and exactly where it resides. No platform is accessible without permission. Users can decide who can access their information. They can deal directly with advertisers and third parties as they choose, rather than like others. Furthermore, users can choose to share their information with advertisers on any platform and receive fees.

In summary, blockchain is a chain data structure that combines data blocks in a sequential manner in chronological order, and is cryptographically guaranteed to be non-tamperable and non-tamperable. Fake distributed ledger. Broadly speaking, blockchain technology uses block chain data structures to verify and store data, uses distributed node consensus algorithms to generate and update data, uses cryptography to ensure the security of data transmission and access, and uses automated scripts to A new distributed infrastructure and computing method (reference network) that uses smart contracts composed of codes to program and operate data

Applications in finance

Blockchain technology three Big applications

Application of blockchain technology in the field of asset securitization

In recent years, the domestic asset securitization (hereinafter referred to as "ABS") industry has developed rapidly. At the same time, asset cash flow management It needs to be improved, and the transparency and efficiency of underlying asset supervision need to be improved.Problems such as high asset transaction settlement efficiency and high cost of credit enhancement have also gradually been exposed. To apply blockchain technology in the ABS field, participants first need to build an ABS blockchain alliance, which consists of asset parties, Pre-ABS investors, SPV (trust), custodian banks, managers, intermediaries, and ABS investors. , exchanges are jointly composed. Its core business includes fund transaction reconciliation, transaction document management, data interaction interface, information release and sharing, underlying asset management, intelligent ABS workflow, etc. Blockchain applications can empower the ABS industry in at least the following five aspects.

1. Improve the cash flow management of ABS.
2. It is conducive to penetrating supervision.
3. It can improve the efficiency of sales and settlement of financial assets.
Four. The efficiency and transparency of securities transactions will be greatly enhanced.
5. It can reduce the transfer cost in the credit enhancement process.

2. Application of blockchain technology in the insurance field

The insurance industry has grown rapidly in recent years. However, as regulatory policies for short- and medium-term survival products continue to tighten, the scale of universal insurance business has declined significantly. In the insurance product design process, blockchain is conducive to promoting the breakthrough of bottlenecks and rapid development of insurance categories with strong customized attributes, such as agricultural insurance, product quality insurance, etc.

Quality insurance can endorse the reputation of a company and protect the rights and interests of consumers at the same time. However, insurance companies underwriting quality insurance require comprehensive assessments of companies and products, but these data are often difficult to collect truly and effectively, thus restricting the development of quality insurance. The establishment of a product traceability and anti-counterfeiting application platform based on the underlying technology of blockchain can help insurance companies easily trace information in all aspects of product production, processing, sales, purchase, complaints, etc. through the platform, thereby effectively judging the incidence of quality defects in related products and formulating Insurance products promote consumption upgrading and industrial upgrading.

In the insurance sales process, the application of blockchain technology can simplify the sales process, save sales costs, and achieve traceability of insurance sales. From the perspective of an insurance company, a willing policy holder purchases a policy through a channel, and the channel provider uniformly sends the policy holder's information to the blockchain platform. The platform determines whether the willing policy holder is in the whitelist based on the distributed and stored information. If it meets the standards, then Accepting purchase requests eliminates the previous tedious processes of manual transmission, acceptance, review, and feedback. From a consumer perspective, blockchain technology can realize the traceability of insurance sales behavior and safeguard the legitimate rights and interests of consumers. The insurance sales market has always been full of chaos, and the phenomenon of false advertising of insurance products through deception, concealment or inducement is repeated. Blockchain technology can put key actions in all aspects of insurance sales on the chain and realize the traceability of sales actions throughout the entire process, thereby standardizing insurance sales behavior and promoting the sustained, healthy and stable development of the industry.

In the insurance claims process, the application of blockchain technology can improve claims efficiency and enhance customer experience. The claims and loss handling process is an important process in the insurance market. Complex claims process increasescost, reducing claims efficiency and affecting customer experience. Smart contract technology can simplify the claim submission process, reduce the need for manual review, and shorten the processing cycle. At the same time, suspicious behavior can be more easily identified through historical claims and asset provenance records in the distributed ledger.
In the field of insurance anti-fraud, the application of blockchain technology can effectively prevent the occurrence of insurance fraud incidents. Insurance fraud not only erodes the profits of insurance companies, but also damages the legitimate rights and interests of other insurance consumers. Although various insurance companies have made great efforts to combat insurance fraud, the reality is still grim. Blockchain technology can help the insurance industry alleviate or even resolve this stubborn problem in at least the following two aspects. The first is to establish an anti-fraud sharing platform to reduce fraud and strengthen assessment through historical claim information; the second is to establish "uniquely identifiable identity information" through the use of trustworthy data sources and coded business rules to prevent identity fraud.

3. Application of blockchain technology in the field of asset custody
In recent years, the global asset custody industry has entered a fast lane of rapid development, with the scale of assets under custody and major custody products maintaining rapid growth. , but there is still a certain gap between this scale and international advanced peers, and there is still a large room for development in my country's asset custody industry.

The application of smart contract technology in the blockchain can effectively solve the operational risks in the asset custody business. The business process of asset custody can be optimized from the following aspects: First, it realizes the automation of the entire process, encapsulates business instruction judgment and execution rules into smart contracts, and uses intelligence to execute contracts and provide risk warnings; second, it improves process efficiency , the real-time sharing of asset changes, transaction details and other information between asset entrusting parties, managers, custodians and agents, eliminating the need for repeated verification and confirmation of rights; third, it ensures the security of contract performance and the authenticity of transactions. By setting keys to ensure the formality of participant information, the limited visibility of ledger information, and the verifiability of transactions; fourth, it ensures that the information cannot be tampered with, and the compliance verification requirements of the investment plan are placed on the blockchain to ensure that each Every transaction is completed on the basis of consensus.

For now, the one most closely related to blockchain is Bitcoin. If you want to know more and some news about the Bitcoin blockchain, you can follow some new media. For example, Sohu, Baijiahao, Mustard Circle and so on. Foreign websites such as CCN and CoinDesk have huge sources of information, which will be of great help to you if you want to understand blockchain and finance. The above content is half handwritten and half quoted. If you still have doubts, you can take a look at the TED talk on blockchain applications linked below, which has Chinese subtitles. Hope it helps!

Web link

⑧ Where is the real value of blockchain?

Digital currency transactions trigger public opinion and decentralization? Blockchain? What exactly is Bitcoin?

Since the market value of Bitcoin (more precisely, the exchange rate) began to rise sharply in 2016, this term is not new.Just entered our lives, why does Bitcoin have such amazing value? 1 Bitcoin is equal to 20,000 USD! What kind of mystery does it contain? Today we will briefly talk about Bitcoin.

Who Satoshi Nakamoto is has always been a mystery!

Bitcoin first appeared in 2008. The Bitcoin theory was proposed by Satoshi Nakamoto in his paper "Bitcoin: A Peer-to-Peer Digital Cash System (Source: Internet Library)". In 2009, the Bitcoin network was born, and founder Satoshi Nakamoto created the first Bitcoin block.

⑨ What is the value of blockchain application technology?

What is the value of blockchain application technology?

Recruitment. Everyone's resume is placed on the block, and each filled-in content needs to be confirmed to ensure authenticity.

2. Product traceability. Every product information is registered in detail on the block, and every step is taken to prevent fakes from appearing.

3. Copyright certificate. Register all copyright information on the blockchain, and you can effectively protect your intellectual property rights once copyright issues are involved.

4. Medical data. Online medical information can be transferred between different hospitals, and patient conditions can be queried through block browsers, which can also avoid misdiagnosis.

5. Financial credit report. Everyone’s credit information can be registered on the chain, and the credit information between banks can be communicated with each other, leaving no place for scammers to hide and avoid risks.

6. Insurance. In the future, everyone's health status, accident records, medical information and other information can be uploaded to the blockchain. Insurance companies can obtain risk information in a more timely and accurate manner, thereby improving efficiency and enhancing customer trust. The transparent sharing feature in the blockchain reduces information asymmetry, and can track its historical sources, facilitate management, and eliminate insurance fraud.