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⑴ How to define blockchain and what are the application scenarios of blockchain?
Many people now think that blockchain is a universal technology that can do anything. Make blockchain technology a myth!
Regarding the definition of blockchain technology, American scholar Melanie Swann defined blockchain technology as an open, transparent and decentralized technology in her book "Blockchain: A New Economic Blueprint and Introduction" database.
Definition of Blockchain: Narrow VS Broad
As for the application scenarios of blockchain technology, it is natural to combine the differences between blockchain and other technologies. In terms of system characteristics.
Blockchain technology features include:
Blockchain is a global A database storage system that can be operated collaboratively in various places is different from traditional database operations where read and write permissions are in the hands of a company or a centralized authority (a characteristic of centralization). Blockchain believes that anyone with the ability to set up a server can participate. Nuggets from all over the world have deployed their own servers locally and connected to the blockchain network to become a node in this distributed database storage system; once joined, the node enjoys exactly the same rights as all other nodes and obligations (decentralized, distributed characteristics).
At the same time, people who provide services on the blockchain can perform read and write operations on any node in the system. In the end, all nodes around the world will complete the process again and again according to a certain mechanism. Synchronize in sequence to achieve complete consistency of data in all nodes in the blockchain network.
At the beginning of this year, the term blockchain began to enter everyone’s lives. From national leaders to aunts who dance square dances, everyone knows this term. This term is widely known by Bit Brought by coins.
As we all know, the first few dozen bitcoins could only be exchanged for one pizza. At its peak, it was more than 20,000 US dollars each, which has skyrocketed by more than a thousand times, which has also benefited a large number of wealthy people. Currently, there are blockchain The virtual currency generated by technology is gradually entering into everyone's life, and many people have joined the ranks of currency speculation. I often hear people say that if you buy the right currency a hundred times, a bicycle will become a sports car, and one coin will turn a young model. You can imagine how many of them are involved. Attractive.
Since 2008, various games applying blockchain technology have also become popular, such as development games (Network Letts Dog, 360 Block Cat), mining games (NetEase Planet, Virtual Earth, Gongxinbao), these are attracting everyone to join in the name of blockchain, and of course there are some that are really reliable, which requires everyone to identify them carefully.
Blockchain is a method that connects data blocks in an orderly manner and cryptographically ensures that they cannot be tampered with, Unforgeable distributed ledger (database) technology. In layman's terms, blockchain technology can achieve openness, transparency, non-tampering, non-forgery, and traceability of all data information in the system without the need for third-party endorsement. As an underlying protocol or technical solution, blockchain can effectively solve the problem of trust and realize the free transfer of value. It has broad prospects in the fields of digital currency, financial asset transaction settlement, digital government affairs, and certificate deposit and anti-counterfeiting data services.
Digital currency
After experiencing physical objects, precious metals, banknotes and other forms, digital currency has become the development direction of the digital economy era. Compared with physical currency, digital currency has the characteristics of easy portability and storage, low circulation cost, convenient use, easy anti-counterfeiting and management, breaking geographical restrictions, and better integration.
Bitcoin technically implements an electronic cash system in which both parties to the transaction can directly transfer funds to each other without the need for third-party transfer or arbitration. In June 2019, the Internet giant Facebook also released a white paper on its cryptocurrency Libra. Whether it is Bitcoin or Libra, the underlying technology they rely on is blockchain technology.
my country began the development of central bank digital currency as early as 2014. my country's digital currency DC/EP adopts a two-tier operating system: the central bank does not directly issue digital currency to the public. Instead, the central bank redeems the digital currency to various commercial banks or other legal operating institutions, and then these institutions exchange it for public supply. its use. In early August 2019, the central bank held a video conference on work for the second half of the year. The meeting called for accelerating the pace of research and development of the national legal digital currency.
Financial asset transaction settlement
Blockchain technology naturally has financial attributes, and it is causing disruptive changes in the financial industry. In terms of payment and settlement, under the blockchain distributed ledger system, multiple market participants jointly maintain and synchronize a "general ledger" in real time. Payment, clearing, and settlement that currently take two or three days can be completed in just a few minutes. tasks, reducing the complexity and cost of cross-bank and cross-border transactions. At the same time, the underlying encryption technology of the blockchain ensures that participants cannot tamper with the ledger, ensuring that transaction records are transparent and safe. Regulators can easily track transactions on the chain and quickly locate high-risk capital flows. In terms of securities issuance transactions, traditional stock issuance has long procedures, high costs, and complex links. Blockchain technology can weaken the role of underwriting institutions and help all parties establish fast and accurate information exchange and sharing channels. Issuers handle issuance on their own through smart contracts, and regulatory authorities With unified review and verification, investors can also bypass intermediaries and conduct direct operations. In terms of digital bills and supply chain finance, blockchain technology can effectively solve the financing difficulties of small and medium-sized enterprises. It is difficult for current supply chain finance to benefit small and medium-sized enterprises in the upper reaches of the industrial chain, because they often do not have direct trade relations with core enterprises, and it is difficult for financial institutions to evaluate their credit qualifications. Based on blockchain technology, we can establish a consortium chain network covering core enterprises,Upstream and downstream suppliers, financial institutions, etc., core enterprises issue accounts receivable certificates to their suppliers. The bills can be transferred between suppliers after being digitized on the chain. Each level of supplier can use the digital bill certificate to achieve the corresponding amount of financing. .
Digital Government Affairs
Blockchain can make data run and greatly streamline the service process. The distributed technology of blockchain can allow government departments to be centralized on one chain, and all service processes are delivered to smart contracts. As long as the service personnel pass the identity authentication and electronic signature in one department, the smart contracts can be automatically processed and transferred, and the subsequent steps can be completed in sequence. All approvals and signatures. Blockchain invoice is the earliest application of domestic blockchain technology. The tax department launched the "Tax Chain" platform for blockchain electronic invoices. The tax department, the issuer, and the payee join the "Tax Chain" network through unique digital identities, truly realizing "instant invoicing for transactions" and "instant reimbursement after invoicing" - in seconds Level invoicing and minute-level reimbursement accounting significantly reduce tax collection and management costs, and effectively solve problems such as data tampering, over-reporting of one ticket, and tax evasion. Poverty alleviation is another practical application of blockchain technology. Utilize the characteristics of openness, transparency, traceability, and non-tampering of blockchain technology to achieve transparent use, precise investment, and efficient management of poverty alleviation funds.
Evidence-based anti-counterfeiting
Blockchain can prove the existence of a file or digital content at a specific time through hash timestamps, and it is open, non-tamperable, and traceable. It provides perfect solutions for judicial forensics, identity certification, property rights protection, anti-counterfeiting and traceability, etc. In the field of intellectual property, the digital signature of blockchain technology and on-chain certificates can confirm the rights of text, pictures, audio and video, etc., and create and execute transactions through smart contracts, allowing creators to regain pricing power and preserve data formation in real time. The evidence chain covers the three major scenarios of rights confirmation, transaction and rights protection. In the field of anti-counterfeiting and traceability, blockchain technology can be widely used in various fields such as food and medicine, agricultural products, alcohol, and luxury goods through supply chain tracking.
Data services
Blockchain technology will greatly optimize existing big data applications and play a huge role in data circulation and sharing. In the future, the Internet, artificial intelligence, and the Internet of Things will generate massive amounts of data. The existing centralized data storage (computing model) will face huge challenges. Edge storage (computing) based on blockchain technology is expected to become a future solution. Furthermore, the non-tampering and traceability mechanism of blockchain ensures the authenticity and high quality of data, which becomes the basis for all data applications such as big data, deep learning, and artificial intelligence. Finally, blockchain can realize multi-party collaborative data calculations while protecting data privacy, and is expected to solve the problems of "data monopoly" and "data islands" and realize the value of data circulation. In response to the current blockchain development stage, in order to meet the blockchain development and application needs of general business users, many traditional cloud service providers have begun to deploy their own BaaS ("Blockchain as a Service") solutions. The combination of blockchain and cloud computing will be effectiveReduce enterprise blockchain deployment costs and promote the implementation of blockchain application scenarios. In the future, blockchain technology will also play an important role in many fields such as charity, insurance, energy, logistics, and the Internet of Things.
The three words "blockchain" were completely ignited during the Spring Festival that just passed. The limelight overshadowed everything. Some people said that this was the arrival of a new era. The past It has become a classic, and some people say that it is all hype and is ultimately a bubble.
In fact, blockchain technology is not a new concept. It has been applied to many industries, such as electronic signatures, as early as the past two years. Recently, the third-party electronic signature platform eShanbao revealed the latest progress of blockchain applications to NewSeed.
Currently, blockchain technology is mainly used in e-signing products for certificate deposit and certificate issuance. The application scenarios include copyright protection and online signing. , web page forensics, phone recording, email storage of evidence, etc.
Take the rights protection of online works as an example. Since online rights protection generally adopts the method of collecting evidence after the fact, real-time confirmation of rights is not carried out in the process of evidence generation, so the entire confirmation process is difficult. The copyright process is time-consuming, difficult and costly to obtain evidence, and extremely difficult to prove and trace the source. It cannot meet the characteristics of rapid dissemination and large quantity of online works.
eShanbao's new intellectual property protection solution based on timestamp + blockchain starts from the user's real-name authentication and solidifies the information generated in the process in real time. Electronic data, and through the time source service synchronized with the National Time Service Center, online works are stamped with legally valid timestamps to prove that electronic files have not been tampered with in a certain period of time. Blockchain technology can establish point-to-point trust in the network, ensuring that all blockchain nodes can record complete copyright confirmation and transaction records, and can trace their origins, truly realizing anti-repudiation and anti-tampering, and realizing a kind of distribution. trust infrastructure.
Founder and CEO Jin Hongzhou believes that the application of decentralized blockchain technology has greatly improved the efficiency of data storage and certification, and The credibility of the identity of the parties reduces the cost of trust, but it cannot replace the original centralized public key encryption technology. The two should complement each other. Through the combination of the two, it can provide users with real-time and reliable Confirmation plan.
Next, e-Shanbao will also focus on building a smart contract platform based on blockchain technology. Jin Hongzhou said that data storage, Issuing certificates is only a relatively superficial application based on blockchain technology. It is the first step to implement blockchain technology, and the realization of real smart contracts is the second step. “Smart contracts cannot simply be understood as electronicContract refers to a process, from conclusion of contract to confirmation to final execution. "Jin Hongzhou explained.
From a technical perspective, blockchain is not a brand-new technology, but an integration of distributed data storage, point-to-point transmission, consensus mechanism, encryption algorithm, smart contract and other computer technologies. New application model. Specifically, blockchain technology is a technical solution that collectively maintains a reliable database in a decentralized, high-trust manner.
Due to the characteristics of "decentralization" and "distribution" With advantages such as "automatic data storage", "traceability", "tamper resistance", and "openness and transparency", blockchain technology can effectively solve the problems of data authenticity, security and openness in the data field. A data management environment to prevent and avoid various data management problems such as data fraud, tampering, and loss, and promote efficient sharing and application of data. In the process of practical exploration, the application scope of blockchain technology continues to expand, especially in the field of public resource transactions. Empower public resource transaction management services.
Promote transaction data sharing and transaction witness
Promote transaction data sharing
Currently, the data of different trading centers are not interoperable, and the subject information of different trading centers needs to be entered repeatedly. During the bid evaluation process, it is difficult to verify the off-site performance provided by the bidders, and the same personnel are duplicated. Problems such as difficulty in troubleshooting as a project manager and low cost of breach of trust by transaction entities. Establishing a cross-regional entity database based on blockchain can well alleviate the above problems.
The distributed ledger features based on blockchain can Effectively guaranteeing the real-time or quasi-real-time sharing of data, it can reduce repeated entry operations of subject information; the use of blockchain information that cannot be tampered with can ensure the authenticity of the data flow process on the chain. The performance of bidders in the regional alliance is directly taken from the data on the chain. This makes it impossible to hide false performance. At the same time, the sharing of bidding behavior data through the blockchain provides a data basis for the development of "joint punishment of dishonest enterprises".
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Blockchain-based transaction witness
The document "Guiding Opinions on Deepening the Integration and Sharing of Public Resource Trading Platforms" (State Office Letter [2019] No. 41) points out the need to optimize witness, venue, Information, archives, expert extraction and other services. However, at present, public resource transaction process witnessing is mainly based on manual on-site witnessing, which has limited witnessing strength, high occupation of human resources, and limited witnessing effect. Due to its centralized characteristics, the traditional digital witnessing system is easy to collect data afterwards Be tampered with, and the data is easily damaged or lost during the storage and migration process, which has certain flaws in terms of security and usability.
Utilize the distributed, difficult to tamper, and traceable characteristics of the blockchain to verify each transaction The data generated in the link are solidified and stored as evidence, using timestamp technology and summary algorithms., Electronic signature technology accurately records the time, content and data source of data generation. According to the technical characteristics of the blockchain, simple structured data can be directly saved on the blockchain. For unstructured layout files, videos, audio and other large files, the summary information and original files can be saved through the blockchain. Save via a distributed file storage service. When there are disputes or problems in a transaction, the blockchain can provide a set of credible transaction process data and clarify the responsibilities of all parties involved in the transaction. Achieve the goals of risk prevention and control in all aspects, traceability of the entire process, and improvement of all-round services.
Promote the rationalization of electronic guarantee rates
Promote financial services and corporate financing for bidding companies
Promote the rationalization of electronic guarantee rates
At present, electronic bidding deposit guarantee letters have certain applications in the field of bidding, solving the problem of bidding deposit funds for bidding companies. Occupancy issues. However, because financial institutions currently do not have reliable historical bidding behavior data of bidders, they are unable to judge the default risks of different bidders. As a result, the guarantee services charged to bidders adopt fixed rates, which makes a small number of bids with high default risks The cost of personal guarantee is allocated to most bidders with low default risk, which increases the guarantee rates for most bidders to a certain extent.
At present, it is up to the bidder to choose whether to use an electronic letter of guarantee, and the rate is the main choice basis for the bidder. If the bidder performance records are shared through the blockchain and the performance risks of different bidders are analyzed, it will be Different bidders provide different guarantee rates, which not only reduces the risks of financial institutions, but also reduces the use costs of most bidders and promotes the use of bid guarantees. To a certain extent, it can also encourage bidders to abide by their promises and maintain the order of the bidding market. .
Promote financial services for bidding companies
The bidding behavior of bidders is scattered in various trading centers, and the data is simply aggregated In a centralized information system, there is a risk of data tampering (untrustworthy), and valuable bidder transaction behavior data cannot be gathered and shared safely and reliably. Through blockchain technology, bidders from multiple trading centers are gathered, and historical bidding, winning bids, defaults, violations and other behavioral records provide data support for financial institutions to evaluate the bidders' credit in the bidding sub-sector.
Solving the financing problems of successful bidders
Traditional corporate loans mainly evaluate the company's solvency: collateral, audit There are requirements for accurate financial statements and sustainable profitability, but most small and medium-sized enterprises cannot provide these "proofs" at all. Difficulty and expensive financing have become the challenges faced by many small and medium-sized enterprises in bidding activities.The problem. Using the methods of the past will no longer work. To solve the financing difficulties of small and medium-sized enterprises, we can only rely on new technologies and new tools. With the help of the non-tamperable characteristics of blockchain, primary business data from multiple trading centers are gathered, and big data analysis technology is combined to build a portrait of a credible bidder. On the one hand, it improves the risk control level of financial institutions and taps high-quality bidding companies. On the other hand, it lowers the loan threshold for bidding companies and optimizes the service experience.
Drawing on the supply chain finance model, the bidder is a core enterprise with good credit in government departments, national enterprises and institutions, and the winning contract obtained by the winning bidder as a supplier is considered by financial institutions to be a high-quality asset. Apply for a loan from a financial institution. Under the traditional paper-based model, there is a risk of order and contract fraud and the process is cumbersome. Centralized information systems require operators to have strong authority. The distributed ledger and difficult-to-tamper characteristics of the blockchain will help solve the above problems. The contract signing between the tenderer and the bidder and the subsequent financial service links will be realized on the blockchain, which not only solves the problem of data trustworthiness but also reduces the risk of corruption. The entire system relies on a centralized authority.
Through further analysis, we found that credit sales are currently prevalent among domestic enterprises, and the upstream suppliers of the winning bidder have a large funding gap. The credit of the bidder can only be passed to the winning bidder (the winning contract cannot be split or transferred), and the upstream suppliers Business owners are unable to obtain high-quality loans from financial institutions. If the winning contract is converted into a "pass" on the chain, the "pass" can be split, and the winning bidder holding the "pass" can pay part or all of the voucher to the upstream supplier, making it discountable and financing. The "tokens" on the chain can be split and transferred from first-level suppliers to second-level (and multi-level) suppliers, thereby allowing core enterprise credit to be transferred to multi-level suppliers. The shortage of funds from suppliers due to credit sales has been solved, improving the business environment; through value transfer through the blockchain, the financing cycle has been greatly shortened; the cost of supplier loans has been reduced, which will help reduce the production costs of raw materials or intermediate products, and ultimately Increase bidders' profit margins and indirectly reduce bidders' costs.
Regarding blockchain, we can imagine a decentralized management model and technical processing method.
Let me give you an example. There are five people in your family, and they have never been able to figure out how to arrange work and handle family relationships.
So, you and your family discuss it together and simply use voting to solve the problem.
Then this way of voting to solve problems can be called the most elementary blockchain.
Decentralization solves problems.
What application scenarios can blockchain have?
In fact, many of our families and many organizations use blockchain management forms every day
However, this kind of blockchain application for organizational relationships cannot produce Economic Value.
What economic benefits can blockchain have?What about applications?
The first type is used for tax deposit certificates, bank transfers, etc.
Make full use of the traceability function of the blockchain so that all records can be retrieved and queried at any time
The second type is applied to enterprise operation and management
Enterprises using blockchain management can better solve the problems of enterprise development and allow enterprises to Able to develop faster and make more money.
Summary: The application scenarios of blockchain include taxation, bank transfers, etc., and can also be applied to business operations.
The characteristics of blockchain are distributed accounting and decentralization, but the ultimate goal is to make people get along more equally. Technology is meaningful only when it serves human values, and technology that meets human value needs will develop. Therefore, blockchain is in line with human pursuit of freedom and equality, so its trend to become mainstream is unstoppable.
Currently, there are many blockchain gimmicks, which are basically used to issue coins. The newly launched ono is a decentralized, free and global social platform. Due to decentralization, your chat communication information is peer-to-peer and cannot be viewed by others. In other words, your every word and deed will no longer be recorded and reviewed at any time like it is now on WeChat, QQ, and Facebook, freeing you from the trouble of surveillance.
In fact, blockchain technology can be used in any field. Information that previously required third-party confirmation can be completed online and confirmed at multiple nodes, making it difficult (almost impossible) to delete.
At present, blockchain is still in its infancy, and the technology is not mature enough, but it is also a better time to enter.
Blockchain is a decentralized technology. Blockchain can be applied to all products currently covered by the Internet.
The most popular application industry at present is the financial industry.
An application that has been implemented is product traceability. Alibaba and JD.com are already using blockchain technology to fully trace the origin of some of the products they sell. Consumers can trace the origin of the purchased products. There are also many blockchain applications in the digital advertising industry. Since traffic fraud in digital advertising causes losses of tens of billions of dollars every year, there are already blockchain application projects based on digital advertising, such as DCAD, which is based on blockchain. The digital advertising application of blockchain technology mainly solves the problem of traffic fraud
In the future, as the application of blockchain technology becomes more mature, it will be applied in many industries, creating a new ecosystem based on technological trust. Mode
What is blockchain If you explain blockchain in non-technical terms, blockchain is a place where data is stored. However, the data stored in the blockchain is safe and reliable and does not need to be managed by anyone. So in the Internet, a place where data is exploding and information is exploding, how can there be such aThe place will be like a magical treasure land.
If you ask what the blockchain can do, it is better to say what applications require the use of the blockchain. As mentioned earlier, blockchain is a safe place, so wherever data needs to be protected securely on the Internet, blockchain technology needs to be used. For example:
Because the use of blockchain technology can better protect the data of policyholders, in today’s Internet, data is value and wealth, so value protection and value transmission are the future development directions of the Internet. And blockchain technology can really do just that.
If there are any deficiencies, you are welcome to comment and correct me.
In a narrow sense, blockchain is a chained data structure that combines data blocks in a sequential manner in chronological order, and is cryptographically guaranteed to be non-tamperable and non-tamperable. Fake distributed ledger.
The two parties involved in the transaction do not need to know who the other party is, nor do they need a third party for trust endorsement. They only need to trust a common algorithm to establish mutual trust and conduct direct transactions.
Its characteristics are trustlessness and decentralization. The destruction of each node's ledger has no impact on the entire blockchain. The blockchain runs point-to-point payments without a center that may cheat, and the security is greatly improved. Improved, the entire transaction network has changed from a star structure to a point-to-point P2P structure.
In the future, blockchain will be used in many fields and will have a great impact on human life. . It can be widely used in fields ranging from digital currency to securities and financial contracts, medical care, games, artificial intelligence, smart contracts, Internet of Things, e-commerce, file storage and other fields.
1. Cloud storage
This is the statistics of current cloud storage on the Internet. In terms of volume, Google has the largest volume, which is 8,000PB. So what if we share the idle data on the Internet?
Starlight Cloud builds a blockchain data computing and storage lake through Starlight Chain, with a total storage capacity of 15,000P (approximately 15.72864 billion G) in the future. This will be more than 10 times that of Alibaba Cloud's 1500PB! It is also more than four times the size of the Taizhou Storage Center, the largest storage lake in the world after expansion.
2. Medical aspects
Using blockchain technology to save personal medical records also retains personal medical historical data, which can be used when seeing a doctor or planning for your own health in the future. Historical data can be called directly. These data are highly private, and the use of blockchain technology also helps protect patient privacy.
⑵ What are the actual application scenarios of blockchain now?
What are the actual application scenarios of blockchain now?:
1. The pain points of traditional information sharing
Either a unified center publishes and distributes information, or regular batch reconciliation between each other (typically once a day) , for information sharing that requires timeliness, it is difficult to achieve real-time sharing.
The two parties sharing information lack a mutually trusting communication method, and it is difficult to determine whether the information received was sent by the other party.
2. Blockchain + information sharing
First of all, the blockchain itself needs to maintain the data consistency of each node, and it can be said to have its own information sharing function; secondly, Real-time problems can be realized through the P2P technology of blockchain; finally, using the immutability and consensus mechanism of blockchain, a safe and reliable information sharing channel can be constructed.
Okay. You may have this question: To solve the above problem, I can build an encrypted channel myself without using blockchain technology! But I want to say that since blockchain technology can solve these problems and it is very convenient to add nodes, why not use blockchain technology before you have built a safe and reliable information sharing system?
3. Application cases
Let’s take Tencent’s own application—Public Welfare Person Searching Chain—to illustrate the value of blockchain in information sharing. Bitcoin solves the problem of trust in currency issuance and accounting. Let’s take a look at how Bitcoin solves the above two problems one by one.
The problem of spam issuance: Bitcoins can only be obtained through mining, and the total number of Bitcoins is 21 million. The problem of spam issuance of currency is solved in the issuance process; Ledger modification problem: Bitcoin transaction records solve the ledger modification problem through chain storage and a decentralized global node network.
Chain storage can be simply understood as: the blocks that store records are connected one to another, forming a chain; the records of all blocks except the first block contain the calibration of the previous block. Verification information, changing the information of any block will cause subsequent block verification errors. Because of this correlation, other blocks cannot be inserted in the middle, so it is difficult to modify existing records.
⑶ What are the fields involved in blockchain applications and what are the specific scenarios?
Blockchain technology is widely used, and the main applications of blockchain are under the integration of new technologies. The scenarios cover many fields such as finance and insurance, intelligent manufacturing, intelligent environmental protection, energy and electricity, medical and health care, education, cultural and creative industries, smart cities, social welfare, agriculture, etc.
Blockchain + Finance
Blockchain can help financial institutions solve problems such as trust and data sharing.
Blockchain + Copyright Art Category
Tianhe Guoyun’s Blockchain Copyright System
3. Blockchain + Government Affairs
In terms of statistics, voting, budget management, etc., blockchain can reduce costs, improve efficiency, and increase transparency to prevent the risk of failure of centralized systems.
4. Blockchain + SecurityInsurance
Fraud identification and risk prevention: By placing insurance claims under an immutable ledger, blockchain helps eliminate common sources of fraud in the insurance industry.
Property insurance and casualty insurance: Policies and shared ledgers recorded in the form of smart contracts can improve the efficiency of property insurance and casualty insurance.
Health insurance: Blockchain technology allows medical records to be encrypted and shared among health service providers, thereby improving the interoperability of the health insurance ecosystem.
Reinsurance: The information security of reinsurance contracts on the blockchain platform is guaranteed through smart contracts, which can reduce the amount of information and simplify the payment process between insurers and reinsurers.
⑷ What is the popular explanation of blockchain? You must know these five application scenarios of blockchain!
Recently, blockchain has become popular overnight, and everyone around is discussing blockchain.
So, is the blockchain the same as Bitcoin?
In fact, Bitcoin and blockchain are not the same thing.
Blockchain is the underlying technology of Bitcoin, but the first usage scenario after the birth of blockchain is Bitcoin.
Bitcoin is just a string of data in a computer. Compared with paper currency, it is also called a "virtual currency". To put it simply, you can understand that Bitcoin is just a string of numbers with cash value, similar to Q coins. In other words, Bitcoin has no actual value. Its current value is supported by the faith of currency speculators. If the faith is gone, the value of Bitcoin will collapse.
What is blockchain? What are the characteristics of blockchain technology?
Let’s first take a look, why is blockchain called blockchain?
Data is stored piece by piece, and the data stored piece by piece is called a block. Different blocks are linked to the previous block, which is called a blockchain.
For example:
On a certain day of a certain year, Lao Wang lent Xiao Wang 10,000 yuan. Lao Wang told everyone around him the news , the transfer records were posted on WeChat Moments, and everyone helped them testify to the existence of this transaction.
Lao Wang and Xiao Wang are two nodes. These two nodes generate transaction time, location, person and other information, and they are packaged to form a "block". Lao Wang’s friends are also nodes. These nodes jointly record the transaction status and details (blocks) of the two nodes Lao Wang and Xiao Wang. These blocks are connected to form a blockchain.
Fundamentally, blockchain is a distributed ledger database.
What does distributed ledger mean?
Let’s take a look at the traditional accounting method:How.
The traditional accounting method is a centralized accounting method. For example, if Lao Wang lent 10,000 yuan to Xiao Wang, if Lao Wang did not tell the world about this money, then this amount would Only Lao Wang knows about the money transactions, Xiao Wang knows, God knows, and Earth knows. This accounting method is a centralized accounting method. This method has a very fatal shortcoming: what should I do if the other party does not acknowledge the account? In fact, in real life, in spontaneous private lending relationships, there is no evidence when the lending relationship occurs, resulting in many cases where the other party does not acknowledge the debt afterwards.
The accounting method adopted by Lao Wang from the beginning has prevented future troubles. This method is the blockchain distributed ledger, which has the characteristics of decentralization and allows everyone to It is the center and everyone can testify to the existence of this deal.
In addition to the characteristics of decentralization, blockchain also has the characteristics of being immutable. In the blockchain, if the data in any one block changes, even if it only changes a punctuation mark, it will become invalid and needs to be recalculated. Therefore, in the blockchain technology, once a piece of data changes, the cost will be Very big. Unless all nodes in this blockchain have 51% control. Therefore, the blockchain system will be stable and secure.
It’s still Lao Wang and Xiao Wang. If Xiao Wang wants to default on his debt, he can’t tamper with it unless he bribes everyone in the world who knows about the transaction.
Blockchain is also open and transparent.
In blockchain technology, all data is public, which is still the case of Lao Wang and Xiao Wang.
If Xiao Wang does not accept the money, once this news is released, then Xiao Wang’s reputation will be ruined. He can only pay back the money to release new news and wash out the money. Clear your own identity.
Some people say that if the blockchain is so powerful, will my identity information be revealed and there will be no privacy? In fact, the blockchain has the characteristics of anonymity, which protects our privacy very well. Unless required by legal regulations, technically speaking, the identity of each block node does not need to be disclosed or verified, and can be done anonymously.
What are the applications of blockchain?
The origin of blockchain is to solve the problem of trust, and one of the most successful applications of blockchain is digital currency. Bitcoin is arguably the most successful application of blockchain so far.
In addition to digital currency, the future applications of Bitcoin are still very wide, and blockchain technology has been widely used in different industries. Such as product traceability, copyright protection and transactions, payment and settlement, Internet of Things, digital marketing, medical care, etc., promoting different industries to quickly enter the "blockchain+" era.
1. Payment and settlement
The role of the intermediary bank can be eliminatedColor, realize point-to-point payment, reduce transfer costs, and accelerate capital utilization.
2. Product traceability
For example, if we buy a piece of clothing on a certain website, we can see the past and present life of this piece of clothing.
3. Securities trading
Traditional securities trading requires the coordination of four major institutions, which is inefficient and costly. Blockchain technology can independently complete one-stop services.
4. Supply chain
Introduce blockchain technology into the supply chain system, synchronize information within the system, control all links, and better complete division of labor and collaboration. , to facilitate accountability afterwards.
5. Intellectual property rights
With copyright on the chain, our photographic works, musical works, literary works, etc. will become our information, and the ownership of the information will be confirmed and become our property.
⑸ In what scenarios will blockchain be applied?
According to reports, blockchain finance has made great progress in these two aspects in recent years. First, The first breakthrough is to be able to establish a multi-dimensional three-dimensional interactive architecture, and the second breakthrough is to be able to establish an open source and public trusted data registration and certificate storage platform.
In the future, the financial field should be one of the most important areas for blockchain applications. In addition, Li Lihui believes that with the scale of blockchain, blockchain will be used in logistics, public services and The field of social management can also be widely used. This kind of system can provide services for both finance and non-financial services.
In terms of future development, there are actually two forms: multi-center and decentralization." Li Lihui said that the decentralized distributed system will be applied in some small-scale virtual communities, including the Ethereum community. , Bitcoin community, and large-scale applications should be a multi-center distributed ledger system.
However, the value of a single blockchain application is limited, and blockchain technology must Only when integrated with big data, artificial intelligence, cloud computing and 5G and 6G technologies will it be more efficient and create more value for society.
⑹ The application scenarios of blockchain include Which
The most important reason why blockchain is questioned is that there are no practical application scenarios, and ordinary people cannot see the possible value. So in the eyes of these experts, blockchain Where are the application scenarios most likely to appear?
Shuai Chu, founder of Quantum Chain, said: The evolution of the entire blockchain technology is still in its early stages, just like the Internet era 20 years ago. At that time, we could not imagine Applications like Uber will appear on the Internet. The development of technology will give everyone richer diversity. Possibilities are the future.
Now, cryptocurrency is relative to the blockchain, similar to email relative to the Internet. The future of blockchain development, certainly notWill stop at cryptocurrencies. From a scenario perspective, the biggest feature of blockchain technology is that it ensures a trustless
platform through various technologies, reducing the cost of all commercial transactions.
Xue Manzi, the most famous standard-bearer of blockchain, has a similar view to Shuai Chu. He also believes that it is still quite difficult to implement all applications currently, and the reason is that there are still many problems in public chains, including in Issues such as transaction fees, transaction confirmation time, and scalability have appeared on Bitcoin and Ethereum. Now public chains such as Quantum Chain and EOS are trying to solve these problems, but this is a long-distance race.
So what can blockchain be used for? In Shuaichu’s prediction, the following scenarios are relatively easy to implement:
1
, game industry (reform of virtual props and game channels);
2
, digital content Fields (video, audio, text);
3. Changes in id
;
4. Financial field (everyone provides insurance services through smart contracts);
5. Organizational structure Change, replace the company system;
6. Investment field vc/pe;
7. Opportunities to provide services for digital assets (wallets, exchanges, derivatives and liquidity).
Jiang Guofei, vice president of Ant Financial, believes that the first blockchain applications to move from proof of concept to actual commercial use may appear in financial services and supply chain management, possibly this year.
Zeng Ming, Provost of Hupan University, gave several possible answers based on the technical characteristics of blockchain:
1.
The most important advantage of blockchain is that it is transparent and unchangeable. , distributed ledger. Some areas have never been covered by the Internet, such as acceptance bills.
2.
Another big advantage of blockchain, from the perspective of smart contracts, is that it is possible to form more efficient network collaboration at the point-to-point level. Such as crowdfunding.
3.
In the field of innovation, blockchain will definitely be closely integrated with the development of the Internet of Things, artificial intelligence and other fields, including cloud computing, edge computing, etc.
⑺ What are the application scenarios of blockchain?
Although blockchain technology is still in its early stages, the advantages of this technology have begun to be reflected in many fields. , blockchain can generate huge value, and I believe there will be more practical application scenarios in the future,
Blockchain + cross-border payment
The current mainstream cross-border remittance method is wire transfer, and its cycle is usually three to five working days. In addition to the intermediary bank that will charge a certain handling fee, a software called SWIFT (Society for Worldwide Interbank Financial Telecommunication) ) will also charge higher fees for the message exchange carried out by its system. In my country, cross-border remittances through Bank of China will be chargedA single fee of RMB 150 is charged.
The use of blockchain technology allows the remitter and payee to pay and settle directly, eliminating all intermediate costs, allowing cross-border payment and settlement to be completed quickly point-to-point, improving In addition to the speed of clearing, it can also achieve round-the-clock payment, real-time arrival, simple implementation and no hidden costs.
