区块链风险治理思路创新研究,区块链风险治理思路创新措施

① It is necessary to strengthen support and guidance for basic theoretical research on blockchain and other blockchains

It is necessary to strengthen scientific and technological innovation, enhance risk awareness, and close joint leases with various industries. Support and guidance for basic theoretical research on peer-to-peer blockchain.

3. Close contact with professionals in various industries.

We must seize the opportunity of blockchain technology integration, functional expansion, and industry segmentation, and use blockchain to promote data sharing, optimize business processes, reduce operating costs, improve collaboration efficiency, and build a trustworthy system. functions in other aspects. It is necessary to promote the deep integration of blockchain and the real economy and solve problems such as difficulties in loan financing for virtual small and medium-sized enterprises, difficulties in bank risk control, and difficulties in departmental supervision. It is necessary to use blockchain technology to explore digital economic model innovation, provide impetus for creating a convenient, efficient, fair competition, stable and transparent business environment, provide services for promoting supply-side structural reform, achieve effective docking of supply and demand in various industries, and accelerate new and old momentum Provide support to continue transformation and promote high-quality economic development.

② What is blockchain technology and how does it change business and financial models

Blockchain technology is a distributed ledger technology that allows Multiple participants work together on a decentralized network to maintain a secure, transparent and immutable record. Blockchain technology was originally designed for the digital currency Bitcoin, but is now widely used in many other fields.

The core features of blockchain technology include:

Decentralization: Blockchain has no central control agency, and data is distributed on various nodes in the network, which makes it decentralized. The centralization feature reduces the risk of single points of failure.

Transparency: Transaction records on the blockchain are public to all participants, and anyone can view these records. This helps increase trust and reduce the risk of fraud.

Immutable: Once a transaction is recorded on the blockchain, it cannot be easily modified or deleted. This guarantees data integrity and security.

Smart contracts: Transactions on the blockchain can be automatically executed to implement "smart contracts", which automatically execute corresponding operations when specific conditions are met. This helps simplify complex business processes and reduce costs.

Blockchain technology has had a profound impact on business and financial models, which is mainly reflected in the following aspects:

Reducing costs: Blockchain technology can reduce intermediary links and reduce costs. Transaction costs and operating costs. For example, by adopting blockchain for cross-border payments, remittance fees can be significantly reduced.

Improving efficiency: The automation and smart contract features of blockchain technology help improve the efficiency of business processes, reduce manual intervention, and reduce error rates.

Enhance trust: The transparency and non-tamperability of blockchain technology help to establish a reliable trust system, reduce the risk of fraud, and provide better protection for commercial activities.

Innovative business model: Blockchain technology has given rise to theMany new business models, such as decentralized finance (DeFi), digital asset trading, supply chain finance, etc. These new business models have brought disruptive changes to existing industries.

In short, blockchain technology, as an emerging technical means, is gradually changing the landscape of business and finance. With the continuous development of technology and the in-depth promotion of applications, blockchain is expected to have a more extensive and far-reaching impact in the future

③ Cheers to GOC, the explorer of the public chain governance model!

Text/Feng Lan Rafting

Written in front

I remember that a certain boss once proposed how to structurally grow the public chain development of blockchain. , iteration, evolution, and repair process, tokens, applications and governance are the three core elements of the public chain, and a complete governance structure design is indispensable for achieving development goals. Only when the above requirements are met, the public chain block The chain can be regarded as the real implementation.

The exploration of public chain governance has always been a top priority in the development of blockchain projects, because it, together with the incentive mechanism, is the basic mechanism to promote the development of blockchain projects. However, under the trend of thinking that the interests of human nature come first, most blockchain projects still have insufficient awareness and insufficient attention in terms of governance, making advancement difficult.

I believe everyone has a deep understanding of the many problems that exist in the governance of UGC content platforms, because most platforms now adopt the incentive distribution logic of tokens: high lock-in, high weight, high return, here Stimulated by similar mechanisms, in order to earn more Tokens, some users post irregular comments and likes in an endless stream. They enjoy the considerable dividends brought by the lack of platform governance.

“Bad writing drives out good writing”. Because of this, some UGC platforms suffer from serious consequences caused by neglect of governance design in the early stage, resulting in governance deficiencies (defects). Some platforms have also launched various governance measures to remedy the situation, but these measures obviously cannot avoid the shortcomings of a high degree of human governance. Most of the time, "man-governed" is constrained by time and space, efficiency, ability and emotion, and the governance effect is not ideal.

Regarding the future of blockchain development, how to open the road to good governance is also urgent. I remember what teacher Yunpeng said: Good governance is the ideal state and ultimate goal of governance. Good people govern themselves. Good governance, good governance, and self-governance with good intentions.

The GOC blockchain consensus governance public chain initiated by the GOC Lab community, as a pioneer explorer of public chain governance, is opening the door to good governance for the joint construction of the blockchain ecosystem.

What is GOC?

GoCLab is a community focused on the exploration and innovative practice of blockchain governance models. The GOC (Governance of Consensus) blockchain consensus governance public chain initiated by the GOC Lab community is based on EOSIO for the base, an experimental and research public chain used to explore on-chain governance, models and tools, aiming to create a public chain with the best global governance practices.

GOC Lab has joined forces with GRAVITYPOOL, Fudan Blockchain Laboratory, PalletOne, EOSPEAL, MIXMARVEL, BlockGo, INTERCHAIN ​​Lab and many other outstanding projects and institutions in the blockchain field to explore and practice together for the future The governance model of "blockchain economy" minimizes trial and error costs, evolves the optimal governance model, and maximizes the participation and innovation of ecological members, striving to build the most valuable "blockchain economic community" in the blockchain world. ".

Innovation of GOC public chain governance mechanism: GN system governance nodes

According to the white paper: At present, a large number of participants in public chain projects are short-term investors, pursuing short-term capital gains. The decisions made did not consider the long-term development of the ecosystem at all; in addition, due to the lack of a reward mechanism and the small number of tokens held by participants who made important contributions to the initial construction of the system, they gradually lost their right to speak and left the ecosystem in large numbers, resulting in short-term investment The ecological problem of pollutants flooding is becoming more and more serious. The governance system designed by GOC can solve this problem well and retain these ecologically important "aboriginal people".

How to become a system governance node (GN)?

——Voluntariness principle: System governance nodes (GN) join voluntarily, and TOKEN holders only need to lock a certain amount of GOC tokens to become a system governance node. There is no limit on the quota. Any TOKEN holder who is interested in system governance and willing to participate in public chain governance can participate and participate in governance.

——Reflecting equality: Investors who own a small amount of tokens but are willing to participate in public chain governance and make effective suggestions for public chain governance have the opportunity to participate in the governance and construction of the ecosystem and ensure that their tokens are The holder’s right to speak.

——Avoiding concentration of power: The system governance nodes vote through the "one household, one vote" method instead of voting according to the number of tokens, which effectively avoids the loss of a small number of people due to large amounts of currency holdings. The resulting excessive concentration of power creates tendencies in ecological governance decisions and reduces the risk of participants holding large amounts of tokens controlling the system.

What can the system governance node (GN) do?

"System governance nodes" can vote and make decisions on proposals. Only voting "system governance nodes" can share the governance rewards, thus encouraging more people to actually participate in governance work. It’s not just about occupying a spot. The main work content of the system governance node includes:

- Review fund application proposals, vote for outstanding dApp projects, and use a part of the inflation tokens as funds to support the development of these projects;

——Review the materials provided by both parties to the arbitration and vote whether to support the request.

What are the sources of system governance node (GN) revenue?

The income of system governance nodes comes from tokens generated from inflation income. Part of it is used as financial support for outstanding projects in the system, that is, project fund application proposals, to promote the development of the system. Another part of the inflation income will be awarded to the system governance node GN as its voting reward. Note that only GN that has fulfilled its voting obligations are eligible for rewards.

GOC Public Chain Development Outlook

Since the launch of the GOC mainnet, it has successively entered platforms such as Lichang, and its development has been relatively slow. Perhaps the current thinking and positioning of GOC decentralized operations is a little too ahead of reality, and more patience is needed for understanding.

GOC is a decentralized organization. The GOC lab community is jointly initiated by multiple institutions (individuals). There is no concept of founder or project leader, and it advocates a decentralized management and development model. , the decentralized model adopts a decentralized model that empowers all users and amplifies users’ participation rights.

In short, GOC’s governance model has pioneered public chain governance. I believe that more discerning investors (communities) will definitely join the wave of GOC public chain construction and fully understand Understand the value and meaning behind it, and truly promote the sustainable development of public chains with ideas, vision, and real work.

④ What are the technological innovations and applications of blockchain?

1. Blockchain system

As the underlying technology of Bitcoin, the blockchain system It is generally composed of data layer, network layer, consensus layer, incentive layer, contract layer and application layer.

1. Data layer

The data layer encapsulates basic data and basic algorithms such as underlying data blocks and related data encryption and timestamps. It mainly describes the physics of the blockchain. The form is the chain structure on the blockchain starting from the genesis block. It includes the block data and chain structure of the blockchain, as well as the random numbers, timestamps, public and private key data on the blocks, etc. It is the underlying data structure in the entire blockchain technology.

2. Network layer

The network layer mainly implements distributed network mechanisms through P2P technology, including P2P networking mechanisms, data dissemination mechanisms and data verification mechanisms. Therefore, in essence, the blockchain is a P2P network with an automatic networking mechanism, and nodes maintain communication by maintaining a common blockchain structure.

3. Consensus layer

The consensus layer includes consensus algorithms and consensus mechanisms. The consensus layer allows highly dispersed nodes to efficiently reach consensus on the validity of block data in a decentralized blockchain network. It is one of the core technologies of the blockchain and the governance of the blockchain community.management mechanism. There are currently dozens of consensus mechanism algorithms, including proof of work, proof of equity, proof of equity authorization, proof of burning, proof of importance, etc.

4. Incentive layer

The incentive layer mainly includes the issuance system and distribution system of economic incentives. Its function is to provide certain incentives to encourage nodes to participate in the security of the blockchain. Verification work, and incorporating economic factors into the blockchain technology system, incentivizing nodes that abide by the rules to participate in accounting, and punishing nodes that do not abide by the rules.

5. Contract layer

The contract layer mainly includes scripts, codes, algorithm mechanisms and smart contracts, and is the basis for blockchain programmability. It embeds code into the blockchain or token, and can implement customized smart contracts. When certain constraints are reached, it can be automatically executed without going through a third party, which is the basis for trustless blockchains.

6. Application layer

The application layer encapsulates various application scenarios and cases, similar to applications on computer operating systems, portals on Internet browsers, search Engine, e-mall or APP on mobile phone. It deploys blockchain technology applications on Ethereum, EOS, QTUM, etc., and implements them in real life scenarios. In the future, programmable finance and programmable society will be built on the application layer.

The data layer, network layer and consensus layer are necessary elements to build blockchain technology. Without any layer, it cannot be called blockchain technology in the true sense; the incentive layer, contract layer and The application layer is not a necessary factor for every blockchain application, and some blockchain applications do not completely include this three-layer structure.

From a business perspective, blockchain technology has its own characteristics, that is, it is sufficiently digital, it is cross-border, cross-time and space, and cross-organization. The flow of data has no boundaries, so the blockchain is distributed at the same time, it is self-organized and decentralized.

So the origin of blockchain and the application of any new disruptive technology have always had two routes, or two methods. One way is to regard it as a tool and use it to improve the traditional business model and obtain an improvement in marginal benefits. The other is to treat it as a system to reconstruct the underlying logic of business.

There is a good example of these two application methods in the past few years. When Internet companies are promoting "Internet+", we also see many traditional business organizations saying that it is not "Internet+", but "+Internet". So where are those people who shout "+Internet" now? Some people think that the Internet is just a technology used to improve it. Some Internet technologies can be added to traditional things. For example, if you use the Internet as email, you build an email system and think it is the Internet. But some people regard the Internet as a system, reconstructing the business from the bottom up, and in the end you will find that you are unemployed.

The second is decentralization. Why go to the center? Regional center technology in business has brought about business decentralization, which is an inevitable trend in history. Where is this trend? I think there are two points. One is economic globalization and entering version 2.0. Now through the Internet, it is no longer the company that is globalizing, nor the company turning itself into a multinational company, but the Internet is empowering any individual, so that it can sell its products through the Internet in a small county in China. worldwide. When economic globalization develops to personal globalization, solving point-to-point transactions and point-to-point services becomes a prominent issue. Then the real-time clearing and settlement and point-to-point transaction settlement brought by blockchain technology can just help the globalization of personal business activities.

The third is the digitalization of the economy. When data is collected to a certain extent, its circulation is basically across time and space. The demand for financial payments from commercial activities is carried with them anytime and anywhere, but it is impossible to provide scenario-based and virtualized payment settlement anytime, anywhere and on demand. Services will eventually be eliminated by technology and the market.

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⑤ What is the most important thing about innovation in the blockchain field

Technology is the first indicator of the long-term healthy development of all blockchain projects, so when making value investments in the blockchain field, the entrance to EVOLAB is technology. Only by understanding the importance of project technology can we solve the core aspects of value investment and find good projects. .

⑥ How blockchain applications can help enterprises in innovative layout

Blockchain technology has the advantages of being difficult to tamper with and easy to trace.

Essentially, the blockchain is a shared database, and the data or information stored in it is "unforgeable", "leaving traces throughout the process", "traceable" and "open and transparent" Collective maintenance” and other characteristics. Based on these characteristics, blockchain technology has laid a solid foundation of "trust" and created a "cooperation" mechanism that can be imitated and relied upon, and has broad application prospects.

For example, our "real hammer" trusted electronic evidence platform is the core technology of our contract security compliance risk control program at Tuandachi, which can realize electronic contract signing, certificate storage, judicial appraisal, and online disputes The entire process of disposal and other aspects is handled online.

⑦ How is the security of blockchain? What are the risks of blockchain?

The hottest topic at the beginning of the new year is blockchain, but there are many more. People are skeptical about its security and risks, so how about the security of blockchain? What are the risks of blockchain? Below we will give you the answers one by one. I hope it will be helpful to you after reading them.
How is the security of blockchain Anyuan?
First of all, blockchain is a distributed database technology. Distributed technology mainly refers to storage architecture. blockThe distributed architecture adopted by the chain not only stores the ledger data on each node, but also each node must contain the data of the entire ledger. This completely distributed architecture brings extremely high security, and no one can destroy all nodes at the same time.
Secondly, blockchain technology can achieve tamper resistance through "blocks" and "chains". The unit of data storage in the blockchain is the block. When each block is generated, it must contain the unique "characteristic value" of the previous block (which can be regarded as the ID card of the block). Each block is generated strictly according to the The order of time is lined up to form a "chain".
Security is a major feature of blockchain technology. However, from the perspective of privacy protection, the block chain emphasizes openness and transparency, and any node has the right to operate according to the consensus algorithm, so it is not suitable for scenarios where data privacy needs to be protected.
What are the risks of blockchain?
1. Technical risk: For example, the launch of Ethereum was once popular, but because it is a digital currency with smart contracts, it brings the risk of hacker attacks due to possible loopholes in smart contracts. THEDAO, the largest crowdfunding project in Ethereum, was hacked and lost more than $60 million.
2. Legal risks: The legality issues of digital currency issuance, notarization and confirmation of rights, and legality issues of evidence, including legality issues of smart contracts, digital bills, accounting and liquidation, and equity crowdfunding, are currently in my country and The rest of the world is still legally blank.
3. Crime risks: Using digital currencies to abscond with the money, using digital currencies to launder money and illegal gambling, using smart contracts and digital bills designed to defraud profits, using blockchain technology to commit anonymous crimes, etc. Due to the current regulatory gap, there may be huge criminal risks.
The above is what the editor brings to you. How about the security of blockchain? What are the risks of blockchain? of the entire content.

⑧ Risk control under the blockchain paradigm: reducing strategic risks and foreseeable risks

Marco Iansiti Karim Lakhani, "Harvard Business Review" Chinese version, January 2017, article "The Truth about Blockchain"

Research experience in the field of technological innovation tells us that only by eliminating obstacles in technology, government control, organization and society, can the blockchain revolution truly occur. If you don’t know how blockchain will occupy the high ground, it would be a mistake to rush into blockchain innovation.

Systemic risk. Speaking of systemic risks, we have to mention dramatic global economic downturns such as the credit crunch that followed the financial crisis of 2008-2009. For most companies, that is an external event that cannot be predicted or controlled. Global regulators reshape the financial world to avoid similarCrisis, an important step in its strategy is to enhance the role of central counterparties (CCP). A CCP is an entity that is inserted between the two parties in a financial transaction. After both parties agree to a transaction, CCP becomes a seller to any buyer and a buyer to any seller. In this process, CCP reduces counterparty credit and liquidity risk exposure through networking, reducing the risk of direct contact between the two parties when one party defaults, but the risk of doing so is still concentrated. The main roles of CCP are: 1. Manage settlement operation tasks and reduce settlement risks; 2. Monitor individual credit risks through membership approval and implementation of margins (initial and changed) to provide transparent risk management; 3. Deal with defaulting parties ;4. Supervise systemic risks in the market.

In financial markets managed based on blockchain, many CCP principles may be eliminated. It is conceivable that functions 1 and 2 of CCP will be replaced by smart contracts. DAOs are designed to create a relationship between two parties. Once certain terms embedded in the smart contract are touched, the receivables can be automatically transferred from one party to the other. Functions 3 and 4 of CCP can also be improved by blockchain technology, but it is unlikely to be fully automated because it requires a high degree of directionality and large-scale scene analysis capabilities. Relevant blockchain startups such as Digital Asset Holding and D-Pactum are working with CCP to redesign their technology in the direction of distributed ledgers and smart contracts without changing the role given to CCP by recent laws and regulations. This could develop into fundamental measures to increase the resilience of the financial system. On the distributed ledger, transparent and standardized transaction processes can be designed, and the relationship between capital and margin can occur automatically, thus reducing the risk burden of intermediary managers. By encoding smart contracts signed by each participant, the rules for managing crisis events can be as certain as possible.

Cyber ​​risks. This is the last external risk we will analyze, but not the least. Indeed, a lack of understanding or attention to the risks associated with cyber risks or critical infrastructure failures such as control systems, energy, transportation, telecommunications and financial infrastructure has the potential to have far-reaching consequences for national economies, multiple economic sectors and global businesses . The responsibility for conducting risk assessments and setting up risk management systems now falls on each business, but their internal practices and processes vary widely, and small businesses with immature risk management systems are more vulnerable to cyberattacks in this context.

Is blockchain a viable solution? no doubt. The development of digital currencies extends the secure use of cryptography and creates a business model with new types of resilience against cyberattacks. A complete system on a distributed ledger could provide a higher level of cybersecurity than a company's standard firewall technology. Because distributed ledgers are automated, and because of the principles of information sharing and the robustness of consensus protocols, ledgers have historicallyHistory is omnipresent and unchangeable. Therefore, in this system, high-tech cyber attacks can be prevented before they occur.

However, at the end of the analysis of external risks, it is worth noting that the emergence of digital currency has created for the first time a circulating currency that is not related to national, multinational government decisions or any real economy. In reality, the value of digital currency fluctuates greatly, but its direction and time are different from the market, thus maintaining non-correlation with a certain country's currency or stock market. As a result, Bitcoin has been called “digital gold,” and like gold, digital currencies have been used as safe-haven assets to limit the impact of macroeconomic risks.

In conclusion, before we delve into the amazing utility of blockchain in risk management, it is important to understand that blockchain is not a panacea. It should be viewed as one of many technologies building the next generation of risk management infrastructure.