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㈠ How is the ranking of blockchain exchanges

Blockchain exchanges
You are referring to platform transactions. Domestic ones are illegal, and international ones are mostly scams. For establishment, look for the ones that are well-known. There is a special introduction on the blockchain network. Remember it must be legal, otherwise you won’t be able to withdraw money and it will be useless.

㈡ Hong Kong’s banking industry is rushing to test the watersHow effective is AI application

For Hong Kong’s banking industry, the application of artificial intelligence at this stage is mainly chatbots, in order to quickly answer customers’ questions Query and improve customer experience. Intelligent investment services that apply AI technology are still in the development stage. Overall, AI is only one component of the ABCD of the banking industry. As technological development becomes increasingly mature, banks have introduced more new technologies and technologies into traditional businesses to improve service levels, which has become an irreversible mainstream of development.

Blockchain technology may be widely used in the banking industry because the Hong Kong Monetary Authority is cooperating with the industry to jointly build a distributed ledger technology (DLT for short). Blockchain is one of them) trade finance platform. The DLT platform welcomes all Hong Kong banks to join and is expected to be put into service in September this year.

As online banking and smartphone banking services gradually become mainstream, the importance of network security is also increasing. Standard Chartered Hong Kong Information Technology Director Hong Manshuang said that digital security is a "part of which Standard Chartered attaches great importance" and has invested a lot of resources to improve the level of digital security. It is the first bank in Hong Kong to use biometric authentication on its mobile application.

On the other hand, in terms of monitoring suspicious transactions, Standard Chartered combines big data and artificial intelligence to provide better protection for customer assets. Hang Seng applies cloud computing to some systems and processes, as well as big data, to more accurately analyze and determine customer needs and data. East Asia also stated that it has applied cloud computing, digital security and big data technologies in banks and the services it provides, and continues to optimize and expand the application of relevant technologies to a wider level and more banking services.

Looking to the future, East Asia plans to expand the application of the four ABCD technologies, including but not limited to fraud detection and prevention, account and product sales, transaction processes, internal operation optimization, etc. Details "will be announced at an appropriate time" ". Hang Seng said it will continue to actively research various technologies and apply them to different services and daily operations to improve service and operational efficiency.
The Digital Currency Research Institute, the Hong Kong Monetary Authority, the Bank of Thailand and the Central Bank of the United Arab Emirates jointly released the Multilateral Central Bank Digital Currency Bridge Project Use Case Manual, which briefly introduces the project application scenarios and testing progress.

Extended information:
1. Development history
The multilateral central bank digital currency bridge project was originally a project between the Bank of Thailand andThe Hong Kong Monetary Authority conducts bilateral pilot projects.
In 2017, the Hong Kong Monetary Authority began to study the central bank’s digital currency project and named the project LionRock, which means Lion Rock.
Lion Rock is a famous mountain in Hong Kong that is shaped like a lion. Hong Kong is also known as the "Lion" that actively inspires people to strive for success
In August 2018, the Bank of Thailand released its central bank number named Inthanon Currency (CBDC) project, 8
commercial banks in the country are participating in it. The author checked relevant information and found that Inthanon seems to represent Doi
Inthanon, a mountain in Chiang Mai, Thailand, which is the highest mountain in Thailand.
In May 2019, two CBDCs in Hong Kong and Thailand conducted a "mountain-mountain alliance" and launched the Inthanon-LionRock project,
aimed at studying the application of CBDC in cross-border payments.
2019 In September, the first phase of the Inthanon-LionRock project was launched and completed in December of that year. This phase was mainly about technology opening. The two parties, together with a total of 10 participating banks from both places, successfully developed distributed ledger technology (Distributed
Ledger Technology, DLT)-based proof-of-concept prototype.
2. What is the principle
In September 2021, the Bank for International Settlements Hong Kong Innovation Center released "Inthanon-LionRock to mBridge: Building
br>a multi CBDC platform for international payments" (hereinafter referred to as the "Report") phased summary report.
The report shows that mBridge was born out of the Inthanon-LionRock stage, and the technical principles and some concepts have been inherited from
Inthanon -LionRock. mBridge will also adhere to the three major principles of non-harm, compliance and interoperability to "design and iterate a new generation of efficient cross-border solutions to address pain point issues such as high cost, low speed and complex operability" Payment infrastructure is the overall goal.
3. The system construction of mBridge has 3 E-layer system:
The first layer is the core layer: this layer contains the blockchain distributed ledger technology (blockchain ledger) and its related data,
it is also the intelligent The implementation layer of contract logic programming.
Layer 2 is the back-end application layer: providing identity recognition, permission access, routing functions, wallet signature, key management, foreign exchange mechanism, etc. for Layer 1.

㈣ The significance of the establishment of the Blockchain Alliance

The 2018 Global Media Blockchain Summit was held on the 19th at the Financial Hall of the Hong Kong Stock Exchange. Many media attending the meeting focused on blockchainDevelopment prospects, industry trends and other issues, they made suggestions on deepening media blockchain cooperation and promoting the healthy development of the industry, and jointly announced the establishment of the Global Media Blockchain Alliance.

According to reports, the alliance will provide an open access mechanism for media members, integrate resources, and create a trustworthy media blockchain platform. At the meeting, the Global Media Blockchain Alliance released the "Hong Kong Initiative", advocating that media disseminate advanced concepts, encourage ecological innovation, and continuously provide high-grade, high-quality information and services in the dissemination of information in the blockchain field.

Yu Guoming, executive dean of the School of Journalism and Communication at Beijing Normal University, pointed out at the summit that only through full development of media blockchain can a more sound and good media ecosystem be formed. Mainstream media must consciously assume social responsibilities in the development of media blockchain and become organizers and builders to promote technological progress and business innovation.

Ding Laibin, secretary-general of the Global Media Blockchain Alliance, said that blockchain technology is expected to bring new changes to society and its healthy development needs to be protected. In terms of public opinion supervision in the blockchain field, the media should give full play to its role in exploring the value of the industry, combating industry fraud, and contributing to the development of the blockchain industry.

Source ifeng.com

㈤ What are the representatives of the current blockchain alliance?

In the past two years, blockchain alliances have emerged. Who are the representatives? Woolen cloth? In the early stages of the development of the blockchain industry, many companies and institutions formed blockchain alliances to share blockchain technology research results and seek broader applications of blockchain technology. In the past two years, blockchain alliances have emerged. As of July 2017, there are currently R3 composed of more than 40 international banks, Hyperledger initiated by the Linux Foundation, and Zhongguancun District, located in the core hinterland of China’s Internet. The Blockchain Industry Alliance, the China Ledger Alliance co-sponsored by 11 institutions, the Golden Chain Alliance jointly established by 25 financial institutions, the Russian Blockchain Alliance known as the "Russian version of R3", and those seeking to integrate with micro-finance Blockchain Microfinance Industry Alliance, Qianhai International Blockchain Ecosystem Alliance led by Shenzhen Qianhai Administration Bureau, and Lujiazui Blockchain Financial Development Alliance located in Lujiazui. When everyone adds fuel to the fire, many institutions and talents join in to promote the vigorous development of blockchain.

㈥What is IDCG? I have seen a lot of news reports about IDCG recently and would like to know more about it

IDCG-International Digital Currency Group

IDCG (International Digital Currency Group) is a group holding company dedicated to the entire ecosystem and diversified investment portfolio in the blockchain field. It is committed to providing professional information services to investors around the world and developing practical applications of blockchain technology. and provide diversified cryptocurrency management services.

Background

IDCG is jointly created by Wall Street investment banking elites and cryptocurrency trading platform founders and independent directors, together with a team of blockchain technology pioneers and celebrities in the financial and technology fields. The core employees come from well-known companies such as NASA, McKinsey, GOOGLE, Goldman Sachs, and Tencent. Enterprises and institutions.

Purpose

IDCG actively promotes the development of blockchain in various industries. The business cluster covers full solution design in the fields of cryptocurrency, Internet of Things, big data, artificial intelligence, technology and finance, etc. and application implementation. As the founder of the International Blockchain Industry Ecological Alliance (IDC Alliance), IDCG hopes to create extraordinary technical value and reshape future business forms with blockchain.

IDC Alliance (International Digital Currency Alliance) is based on the research and global development of blockchain technology, bringing together a decentralized network sub-alliance of distributed single-point individuals, focusing on the global blockchain industry. Industrial application, including alliance clusters such as exchanges, asset management, mining pools, information industry, talent reserves, industry incubation, etc.; IDC alliance integrates and coordinates blockchain technology research resources to form blockchain technology research and application Research synergy and coordination mechanism. The IDC Alliance aims to create a full-chain ecological alliance circle for the blockchain, provide a carrier for extensive interoperability in the blockchain field, and bring the most valuable industry promotion.

Core

Global Business Alliance

IDCG cooperates with the United States, Hong Kong, Macau, Japan, South Korea, France, United Arab Emirates, Spain, Netherlands, Thailand, Vietnam and other regions Well-known blockchain technology companies have established business alliances to jointly shape the global strategic layout of blockchain applications.

Innovators

Blockchain must rely on the continuous advancement of innovation, be the first but never stop at innovation. IDCG takes cryptocurrency as a strategic breakthrough and acts as an innovator to promote the in-depth exploration of the value of cryptocurrency. The combination of its global circulation and real-life applications creates more outstanding business value.

Trading Liquidity

As a leading enterprise with diversified business development of cryptocurrency as its core, IDCG creatively integrates global cryptocurrency trading platforms and creates an interconnected exchange alliance. The world's first resource sharing and traffic sharing has greatly improved the liquidity of alliance exchanges.

Security

IDCG adopts a multi-dimensional and multi-layer protection model to ensure the safety of technology and risk control. It has established a strict security protection system using bank-level standards in technology. Risk control ensures that products and services operate without systemic risks.

Technological Innovation

The IDCG blockchain security technology team has more than 100 people, has rich experience in blockchain technology, and has provided security technology services to dozens of well-known exchanges. Members have rich experience in research and development of blockchain applications such as artificial intelligence, big data, and cloud computing. IDCG drives technology with more practical and future technology thinkingInnovation.

Full industry chain layout

IDCG takes the Global Cryptocurrency Exchange Alliance as the core, the research and development of blockchain applications as the foundation, and the blockchain research institute to promote the market as the guide. At the same time, it also provides capital support, one-stop brand management and other services to other blockchain companies. IDCG is committed to the layout of the entire industry chain of blockchain.

Business System

IDC Exchange

A number of cryptocurrency trading platform alliances around the world

IDC Markets is formed by the "IDCEA Alliance" (composed of multiple cryptocurrency exchanges around the world) creates a bank-safe global cryptocurrency trading center. IDC Markets is committed to building a full ecosystem of cryptocurrency transactions, and its business covers cryptocurrency storage, trading, investment and financing, currency financing, lending, issuance, etc.

Platform liquidity enables precise investment

Technology-driven product transactions are safer

Transactions are convenient and stable

Strict risk control to resist pressure< /p>

Rich derivative investment portfolio

International and diversified customer base

IDC wallet

One-stop wealth investment flagship for crypto assets< /p>

IDC Wallet adopts cross-chain technology and supports the storage of more than 100 cryptocurrencies such as BTC, ETH, LTC, BCH, and VHKD.

Security

Convenience

Value-added Services

IDCR

IDC Research Institute

One-stop blockchain industry information platform

IDCAM

IDC Asset Management

Provides professional blockchain investment and financing portfolio solutions

< p>IDCI

IDC Incubator

Blockchain Entrepreneurial Business Incubation Center

IDC mining

The world's leading Bitcoin mining farm

IDC Media

One-stop operation service provider for blockchain enterprises

I hope it can help you. If you have any questions, please continue to ask

< p>㈦ Why Hong Kong needs to develop blockchain technology and applications

In the context of the world’s major financial centers continuing to increase their attention to blockchain technology, the Hong Kong Financial Services Development Council (FSDC) recognizes that understanding and In response to the importance of developing this technology, a report was released on Tuesday urging the Hong Kong government to establish a financial technology office to focus on researching blockchain technology.

The committee concluded: "Hong Kong needs to fully commit to DLT now to ensure its place in a world that may be completely different in the future."

(8) How to proceed with the next step of testing the digital renminbi? The actions of the Central Bank’s Digital Research Institute are frequently showing signs

Since 2020, digital RMB pilot projects have been gradually launched. The functions and application scenarios of digital RMB wallets are constantly enriched, and the pilot areas have also expanded from Shenzhen, Suzhou, Xiongan, Chengdu, etc. to Beijing, Shanghai and other places.

How will the digital RMB pilot continue to be promoted? How will the digital RMB ecosystem be built? Perhaps some clues can be seen from the layout of the Central Bank's Digital Research Institute.

As the main research and development, testing and promotion institution of digital renminbi, the Central Bank Digital Currency Research Institute has indeed taken frequent actions this year. Not only has it participated in the establishment of several companies, it has also reached cooperation with a number of financial institutions and enterprises. .

Domestic and international walking on two legs

Domestically, the Central Bank’s Digital Research Institute has set up or plans to establish financial technology institutions in at least four places.

On September 28, 2020, the Digital Research Institute of the Central Bank signed a strategic cooperation agreement with the Changning District People’s Government of Shanghai. According to the agreement, the two parties will establish a Shanghai financial technology company and gradually implement the trade finance blockchain platform and technology research and development center.

Prior to this, the Central Bank Digital Research Institute had successively established Shenzhen Financial Technology Co., Ltd., Yangtze River Delta Financial Technology Co., Ltd. and Nanjing Financial Technology Research and Innovation Center in Shenzhen, Suzhou and Nanjing.

Since this year, the partners of the Central Bank Digital Research Institute have begun to expand to international institutions.

On January 16, the Central Bank Digital Currency Research Institute joined forces with the global financial messaging service organization Society for Worldwide Interbank Financial Telecommunication (SWIFT), the General Clearing Center of the People's Bank of China, and the Cross-Border Interbank Payment and Clearing Co., Ltd. and the China Payment and Clearing Association established Financial Gateway Information Services Co., Ltd. in Beijing.

According to the National Enterprise Credit Information Publicity System, the company’s business scope includes information system integration, data processing, and technical consulting. The registered capital is 10 million euros, with SWIFT holding 55% of the shares and the Central Bank Digital Research Institute. 3%, and Mu Changchun, director of the Central Bank’s Digital Currency Research Institute, is one of the directors.

According to news from the central bank’s official website on February 24, the Central Bank’s Digital Research Institute, together with the Hong Kong Monetary Authority, the Central Bank of Thailand, and the Central Bank of the United Arab Emirates, launched the Multilateral Central Bank Digital Currency Bridge Research Project (m-CBDC Bridge) , aiming to explore the application of central bank digital currency in cross-border payments. The Central Bank Digital Research Institute stated that based on the research results, all participants will evaluate the feasibility of the multilateral central bank digital currency bridge in cross-border capital allocation, international trade settlement and foreign exchange transactions.

The cooperative banks will expand further, and MYbank and WeBank may join

The infrastructure of digital renminbi is a two-tier operation of "central bank-commercial bank/other operating institutions" System: The first layer is the central bank, and the second layer is commercial banks, telecom operators, and third-party payment network platform companies.

Among them,Commercial banks and other institutions are responsible for providing digital RMB exchange and circulation services to the public. Judging from a total of 7 digital RMB red envelope tests in Shenzhen, Suzhou, Beijing, and Chengdu, the number of commercial banks participating in the digital RMB wallet pilot is gradually increasing, from the four major banks of China Construction Bank of China Industrial and Peasant Bank to the first red envelope test in Suzhou. To six - the Workers' and Peasants' China Construction Diplomatic Relations and the Postal Savings Bank.

According to a report by China Securities Journal on February 20, MYbank and WeBank may join the ranks of digital renminbi pilot banks. The two institutions are currently carrying out relevant preliminary work under the guidance of the People's Bank of China.

It can also be seen from the digital renminbi APP interface that, in addition to the six major state-owned banks, the operating institutions that choose to add wallets have added online merchant banking and WeBank options, but the status is displayed as "will be opened soon" ".

In addition, small and medium-sized banking financial institutions are also expected to participate in digital RMB application projects.

In September 2020, Citybank Clearing Services Co., Ltd. (hereinafter referred to as Citybank Clearing) announced that it would carry out strategic cooperation with the Digital RMB Research Institute on digital RMB application projects. City Bank Clearing will provide one-point access services to the digital RMB interconnection platform for small and medium-sized banking financial institutions such as city commercial banks and private banks.

In October 2020, the Rural Credit Bank Fund Clearing Center Co., Ltd. (referred to as the "Rural Credit Bank Center") signed a strategic cooperation agreement with the Digital Research Institute. The Rural Credit Bank Center will provide small and medium-sized banking financial institutions such as rural credit cooperatives, rural commercial banks, and village banks with one-point access to new aggregated Internet services for the digital renminbi interconnection platform, and steadily promote the research and development and pilot work of digital renminbi in rural areas.

Cooperate with Internet technology companies and payment companies to continuously improve the digital RMB wallet ecosystem

“Building a digital RMB ecosystem requires exploring designated operating agencies and other commercial banks and other commercial institutions cooperation model." said Mu Changchun, director of the Central Bank's Digital Currency Research Institute.

Since 2020, the Digital Research Institute has signed strategic cooperation agreements with a number of Internet technology companies and payment companies. The latter are mainly responsible for cooperation in research and development of application scenarios and continuously enrich the digital RMB ecosystem.

In July 2020, Didi announced that it had formally reached a strategic cooperation agreement with the Digital RMB Research Institute to jointly research and explore the scenario innovation and application of digital renminbi in the field of smart travel, and promote the diversification of digital renminbi. Platform ecological construction in travel scenarios.

On September 21, 2020, JD Digits (now part of JD Technology Group) also announced that it will jointly promote mobile basic technology platforms and blockchain technology based on the digital renminbi project with the Institute of Digits. platform and other research and development construction; and combined with JD Group’s existing scenarios, jointly promote the innovation of mobile application functions of digital renminbi and the implementation of online and offline scenarios, and promote digital peopleRMB wallet ecological construction.

It is worth noting that among the 7 digital RMB red envelope tests that have been released so far, JD Group and JD Digital have been deeply involved in four of them, providing technology + services + scenarios. JD.com also provided all the funds for Suzhou’s second red envelope pilot.

On November 13, 2020, according to the Financial Times, the Central Bank’s Digital Research Institute signed strategic cooperation agreements with State Grid Xiongan Financial Technology Group Co., Ltd. and Lakala Payment Co., Ltd. respectively. In the cooperation with State Grid Xiongan Financial Technology Group Co., Ltd., the two parties will carry out the innovation and application of digital renminbi in scenarios such as the payment of electricity bills by State Grid Corporation of China. In the cooperation with Lakala, the two parties will combine their respective advantages to jointly promote the functional application innovation of digital renminbi in the field of retail payment and promote the construction of the ecosystem in the pilot testing of digital renminbi.

On December 7, 2020, according to China News Service, the Central Bank Digital Research Institute and UnionPay Commerce Co., Ltd. officially signed a strategic cooperation agreement to jointly study online and offline payment scenarios and other fields in the digital renminbi pilot test. Innovative applications. The two parties will combine the existing business scenarios of UnionPay Commerce, based on the characteristics of digital renminbi and wallet ecosystem, to jointly research and expand the product functions and application scope of digital renminbi, and promote the construction of the digital renminbi ecosystem.

According to the China Securities Journal, third-party payment company Lakala previously stated on the investor interactive relationship platform that the company participated in the development of digital currency acceptance solutions and actively promoted cooperation with the Digital Research Institute and its designated six System docking and debugging of large operating institutions, and the company’s collection terminal can already accept digital renminbi.

It can also be seen from the current digital RMB APP that the digital wallets of the six major banks currently include Didi Chuxing, Jingdong APP, Jingxi APP, Jingdong Finance, Bilibili and Shanrong Business Six, ICBC has also connected to Meituan Bicycle.

Proofreading: Liu Wei