区块链技术何时开始,区块链时代什么时候会到来

区块链技术何时开始，区块链时代什么时候会到来？这是一个值得深思的问题，在当下这个快节奏的社会环境中，区块链技术无疑是一种重要的技术，它可以帮助我们更加快捷、安全、高效地完成各种交易，同时也是一种新型的金融技术，它可以用来支持新的金融产品和服务，实现新的金融模式。那么，区块链技术何时开始，区块链时代什么时候会到来呢？

首先，让我们来看看区块链技术何时开始。其实，区块链技术的起源可以追溯到2008年，当时Satoshi Nakamoto发表了一篇论文，提出了一种分布式数字货币的概念，这就是比特币，也是区块链技术的起源。从那时起，区块链技术就开始发展，逐渐被认可和使用，越来越多的企业和组织开始采用区块链技术，以实现更高效的业务流程。

其次，让我们来看看区块链时代什么时候会到来。实际上，区块链时代已经开始了，越来越多的企业和组织开始采用区块链技术，以实现更高效的业务流程，同时也有越来越多的金融机构开始探索区块链技术，以实现更安全、更高效的金融服务。此外，区块链技术也已经被用于政府部门，以实现更加透明和安全的政府服务，同时也被用于其他行业，以实现更高效的业务流程。因此，区块链时代已经到来，它将会改变我们的生活和工作方式。

最后，让我们来看看区块链技术的未来发展趋势。首先，区块链技术将会被广泛应用于金融服务，实现更安全、更高效的金融服务；其次，区块链技术也将会被用于政府部门，以实现更加透明和安全的政府服务；此外，区块链技术也将会被用于其他行业，以实现更高效的业务流程。总之，区块链技术将会改变我们的生活和工作方式，引领我们进入一个新的时代。

综上所述，区块链技术何时开始，区块链时代什么时候会到来？答案是：区块链技术起源于2008年，而区块链时代已经开始，越来越多的企业和组织开始采用区块链技术，以实现更高效的业务流程，区块链技术的未来发展趋势是它将会被广泛应用于金融服务，实现更安全、更高效的金融服务，以及被用于政府部门和其他行业，以实现更加透明和安全的服务，引领我们进入一个新的时代。

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A. Who will be the end of financial work, blockchain or artificial intelligence?

According to predictions from authoritative organizations, IT information technology will profoundly affect accounting practitioners in the future. They are: blockchain technology, intelligent ERP, cloud computing, artificial intelligence, etc. Blockchain technology, in particular, has received widespread attention recently. Some people also describe blockchain as a technology that will completely subvert finance. Is this really true? What is the relationship between blockchain technology and finance? Will you be eliminated if you don’t understand blockchain?

Before answering this question, first of all, I think it is necessary to talk about what blockchain is. The essence of blockchain is a decentralized distributed account book. The data is traceable and cannot be tampered with. . Decentralization, so who is the center? Take our currency as an example. The central bank issues currency. Decentralization means that there is no need to issue currency through the central bank. For example, the famous Bitcoin is not issued by the central bank. When we talk about distributed account books, we naturally think of financial ledgers. So, are distributed account books financial ledgers? In fact, the scope of distributed ledgers is much larger than that of ledgers. It should be said that distributed ledgers contain all data of all transactions, contracts, bills, etc., and of course include financial information.

Blockchain technology has three obvious characteristics: openness, security and uniqueness. According to these characteristics of blockchain, it can be used in areas that require trust, in areas that require efficiency, and in areas that require efficiency. There is great potential in areas that require security. It is conceivable that financial fraud will be even more difficult on the blockchain. Even if you commit the slightest fraud, since the data is irreversible and cannot be tampered with, there will be no way to hide it during retrospective verification. If you don’t have these problems with your finances, there’s no need to worry. So from the current point of view, blockchain cannot have a big impact on finance. Just like we have implemented computerization for so many years, has all the information been entered into the ERP system? Therefore, blockchain technology cannot replace many functions of financial accounting, nor can it help us do things like decision-making analysis. Even if blockchain technology matures, it cannot independently have a profound impact on finance. Blockchain’s more impact is on ideas and processes.

In fact, compared to blockchain, artificial intelligence, cloud computing, and intelligent ERP have a greater impact on finance. Nowadays, mobile Internet and artificial intelligence have gradually penetrated into all aspects of public life, and accounting work will also As a result, the impact will become stronger and stronger. For example, since the advent of financial software, the tedious general ledger and subsidiary accounts no longer require manual registration by accountants, and month-end closing can be completed with just a click of the mouse. After the advent of online banking, most of the teller's work has been moved online. I remember in the manual accounting era, what accountants were most worried about was the end-of-month settlement. It was common for them to have uneven accounts. Accountants who could quickly find out the reasons for uneven statements were the backbone of finance., a future financial director. When financial software appeared, vouchers and account books were automatically balanced, and the skills that many old accountants were proud of were no longer useful.

There are two recent news that should attract the attention of accountants. One is that DTT, one of the world's largest accounting firms, has launched a financial robot; the other is that Haier Financial Center has introduced artificial intelligence, which will require a significant increase. Thousands of finance staff will be laid off. These two pieces of news have one obvious thing in common, which is the impact of information technology on the traditional accounting field. One is that the technology that is just around the corner will replace accountants, and the other is that artificial intelligence will end accounting work in the future. I believe that most accountants will feel that their future is worrying after reading this. Some organizations predict that the demand for financial accounting will be reduced by 2/3 in 10 years, and a large number of traditional financial personnel will face transformation or unemployment. Perhaps universities will no longer have independent accounting majors in the future, and there may not be full-time accounting personnel in a few years. There is no need to doubt it, just as you may believe that with the development of autonomous driving technology, there will no longer be a driver profession in 10 years. The advancement of science and technology will hand over simple, repetitive and highly rule-based tasks to artificial intelligence. If accountants are still immersed in accounting work, on the one hand, such work will be of low value to the enterprise, and on the other hand, such work will not bring much value to themselves.

So, where is the future for ordinary accountants? I think the only way is to continue to learn ERP system knowledge, budget management, internal control, decision support, risk management, cost analysis, etc., from traditional financial knowledge to The personnel are transformed into management accountants, continuously improving the ability to integrate finance with the actual business of the company, predicting business needs and making strategic decisions, thereby supporting the company's strategic decision-making analysis, implementing cost control, promoting corporate performance improvement, and creating corporate value. It can help managers make more business and management decisions. Only by working in this direction can we greatly reduce the possibility of artificial intelligence replacement. Dear friends, what do you think about this issue? You are welcome to leave a message in the comment area and discuss it together.

B. Will accounting be replaced by robots within 3 years?

When artificial intelligence is introduced into accounting work, basic jobs will inevitably be reduced, but financial personnel will not be completely replaced. Replaced by artificial intelligence.

1. What companies need are accounting talents who can participate in management decisions and create value for the company.

The rapid development of big data and artificial intelligence has also made more and more financial personnel aware of the crisis in their profession and began to pay attention to management accounting. The difference between management accounting and financial accounting lies in the word "management".

2. Management accounting is getting more and more attention.

Management accounting focuses on the transformation of management thinking. Many problems cannot be solved from the perspective of financial accounting. Either the risks are high or the costs cannot be reduced.Come down.

3. Management accounting will expand thinking from many aspects and angles, use tool analysis, and combine business and finance through data, making it easier Make the right decisions.

C. Development of Blockchain Technology

Blockchain technology has many applications in finance, and its many features give the financial industry a lot of room for imagination in the future. .

For a single (domestic) central bank, Bitcoin can be regarded as a "foreign exchange currency", and Bitcoin will not be affected by the central bank's monetary policy. From this perspective, Bitcoin is bound to bring about so-called currency competition. American tourists will more or less encounter the experience of exchanging foreign currency at unofficial exchange rates when traveling abroad. The original intention of locals to exchange dollars may be to avoid the impact of high inflation (inflation tax).

If this kind of exchange can be "promoted and widely used", the government's use of inflation tax to increase fiscal revenue will inevitably be restricted, and the traditional foreign exchange controls in the past will also lose considerable effect. As long as there is an Internet or a phone, people can use digital currency as a medium of exchange.

Challenging the global currency status

Although Bitcoin is unlikely to replace the world’s major currencies in the short term, Bitcoin still has the opportunity to play a dominant role in some specific occasions. effect. The status of the U.S. dollar is obvious to many countries around the world, but liabilities under U.S. dollar-denominated deposits created by foreign banks have raised jurisdictional issues. If U.S. banks further offer Bitcoin-denominated loans and accept redemptions in Bitcoin, how should regulators respond? In fact, there are already similar signs in today's euro-dollar market.

In other words, in times of financial crisis, if the market wants Bitcoin deposits instead of U.S. dollar deposits, then the central bank’s “lender of last resort” status in the traditional sense will be completely lost.

Acting as safe-haven assets

Safe-haven assets do not mean risk-free assets, but refer to those assets that investors are willing to pour into during times of crisis. In the 1970s, real estate was a safe-haven asset; and after entering the 21st century, U.S. debt became a safe-haven asset. Could Bitcoin become the next key safe-haven asset? The answer may be yes or no. However, recalling CUF’s dominance in Hungarian mortgage loans during the previous Eurozone crisis, Bitcoin clearly has a chance to become famous: in the context of dollar-denominated inflation and Bitcoin-denominated deflation, because the Federal Reserve cannot expand the supply of Bitcoin to the dollar/ The Bitcoin exchange rate will plummet.

Function of securities

Under a perfect macroeconomic model, securities transactions should be seamless. However, under the influence of monetary policy, the current liquidity of bond OTC trading is very poor. Even the most liquid ten-year U.S. bond has beenThere have been liquidity problems. Demand for high-quality collateral (usually Treasury bonds) surged as a result. If blockchain technology matures enough, it is likely to bring billions of dollars of collateral supply to the market. Of course, cooling demand for government bonds may lead to an increase in interest rates.

Maintain financial market stability?

There is a view that the use of blockchain will lead to the withdrawal of global central banks from the stage of history. This possibility naturally exists, but in the short term, it is not very realistic - the central bank's complete retreat into the background requires many hard assets such as real estate and human capital to find liquidity carriers/media.

There is also a view that blockchain technology will make the financial market completely transparent, thereby bringing about a more robust financial system. It should be noted, however, that the mainstream Diamond and Davidger bank run models do not rely on the opacity of financial markets. In theory, a bank's investment portfolio is fully transparent. But even so, unexpected large-scale redemptions can still cause problems for the financial system.

Central Bank’s Digital Currency/Cash

The current currency and payment architecture were formed before the birth of the Internet. The world has changed dramatically, so people have to learn to adapt, and there is no reason to reject the possibility of central banks offering digital currencies. Before Bitcoin, the U.S. Treasury had provided an online digital bond account. Although this kind of account was not used for the payment system, it was theoretically fully applicable.

A central bank’s digital account has many advantages. First, depositors no longer need deposit insurance because there is no risk of default by the central bank; second, money managers who hold large amounts of funds can choose central bank accounts for overnight deposits instead of shadow banks; third, the cost of paper money supply will be completely eliminated Fourth, it will be very convenient for the central bank to pay interest to depositors, which will facilitate the transmission of the central bank's monetary policy.

Real-life Applications

Bubi Blockchain has made many breakthroughs in the technology platform, which can meet the needs of tens of millions of users and has the ability to quickly build upper-layer application businesses. Ability. Bubi blockchain has been used in equity, supply chain, points and other fields, and is conducting trials and application tests with exchanges and banks. Shubei wallet has been recently launched as a points application on the Bubi blockchain platform. Sunshine Insurance, as the first large financial institution in China, issues blockchain points (Sunshine Bei) on the platform. The application of chain technology in various industries is a good example.

Blockchain technology will definitely have a profound impact on the financial industry and have an important impact in the long term. People will witness the profound changes it causes in reality one by one.

D. When will the real blockchain technology mature?

Blockchain technology has basically matured, and now it is mainly about practical applications.
On the ground, solutions vary according to industry needs.There will be a difference.
In the financial industry, related financial technology companies have been researching and applying it for a long time. For example, there is a recent OneConnect platform, which was released by Ping An’s financial OneConnect company. It is a blockchain solution in the financial industry. According to the introduction, the bottleneck problem in the implementation process has now been overcome.

E. How will accounting develop in the future? Will artificial intelligence replace accounting?

In countries with mature Western rule of law and strict enforcement, accounting has not been completely replaced by artificial intelligence. Artificial intelligence can only replace part of the accounting and budgeting work. These are fixed standards and procedures. Most of the management accounting or financial management part is flexible and changeable, and human factors account for a considerable proportion, which cannot be solved by artificial intelligence. Therefore, only low-end, rigid accounting work may be replaced by artificial intelligence; for any business that does not follow standard procedures or has multiple options, including those with varying degrees of violations, artificial intelligence will not be useful and will still require human resources. The brain conducts comprehensive and complex thinking and makes judgments, and then actually operates.

A lot of current publicity only strengthens the target intention and distorts the thing itself. Don't be misled by false publicity. Judging from the nature of accounting work, they are civilian personnel and are restricted by many rules (accounting regulations, tax laws, corporate financial and taxation systems, social practices, internal corporate habits, etc.). The environment, conditions, and rules are constantly changing. Can artificial intelligence solve this problem? If civil servants are transformed by artificial intelligence, will those science and engineering fields become more powerful if they are transformed by artificial intelligence? Therefore, those who want to be accountants should not worry about being transformed by artificial intelligence. The key is that you must be able to do the complex and valuable business that is not artificial intelligence. This is the direction of your efforts.

Because accounting work involves a lot of data processing, bill settlement, etc., and this part of the work can be handled by artificial intelligence, but there is no need to worry about the fact that the advent of artificial intelligence will make many things simple. Duplicate work will be replaced.

Rather than worrying about being replaced, it is better to think about how not to be replaced and how to reflect personal value in the company. My personal suggestions are as follows:

1. For example, obtain relevant certificates, such as certified public accountants, to improve your own Professional level.

2. Some internal audit accounting or external audit accounting are also very popular now, and you can consider developing in this area.

3. At present, the biggest problem faced by enterprises is profit. How to reasonably avoid taxes for the company is also a problem of the company. Accountants can also consider how to provide the company with " "Increase profits" (reasonable tax avoidance), so that it can be more based on the enterprise and not be replaced by artificial intelligence

The above are personal opinions. If you have different opinions, please leave a message for discussion~

Management accounting is also called analytical accounting. Artificial intelligence cannot replace it, but it does notIt takes too many people. Artificial intelligence will impact all industries, but accounting positions are especially affected. This is an unstoppable trend!

Accounting employment situation and future development prospects in domestic enterprises: large demand, poor remuneration and development

Occupational status: This sector has the greatest demand for accounting talents, and it is also the current accounting The biggest employment direction for graduates. For many small and medium-sized domestic enterprises, especially private enterprises, what they need for accounting positions is just "accounting clerks" rather than professionals with financial management and analysis capabilities. Moreover, most such companies have very rudimentary financial supervision and control systems. Therefore, in the early stages of starting a business, their accounting work is generally in the hands of their cronies (relatives). When the company gets bigger and the finances become too complex for close relatives to have full control, "outsiders" will be hired to keep accounts. There is a possibility that cannot be ruled out: the company you choose has great growth potential, and as a veteran, you can get a share of the pie when the company grows. But more often than not, you do accounting when you enter, and you still only know how to do accounting when you leave. At most, you can learn simple financial supervision and tax avoidance methods.

Financial management is also a profession where the more experience and knowledge you have, the more valuable it is. The training opportunities provided by companies are different from listening to teachers’ lectures at school. They are more relevant to actual work and more applicable.

Determine whether you have any advantages in this area, such as unique insights, mastery of macro and microeconomic information, whether you have relevant connections and mentors, etc.

So will humans be replaced by artificial intelligence?

In terms of accounting work, some people are talking about changing to management accounting. There is a surge in society. You have to learn management accounting and so on. I personally think that if you have a skill, you will not be hungry. die! Some data entry in accounting work will be replaced by artificial intelligence. It is not as simple as entering vouchers, but accounting management and the thinking concepts of accountants will never be replaced

Could it be that without electricity or computer, the accountant would be off work? Manual accounting is now replaced by computer accounting, will accountants be laid off? Do programmers also need to ask people with accounting majors to learn logical thinking in accounting?

Of course, they still need to have a sense of crisis and improve themselves. With one skill in hand, you can conquer the world

In the past few years, I have been exposed to some R&D institutions related to accounting artificial intelligence. Let me talk about my views below.

The accounting profession will not be replaced for a long time in the future, but some of the most basic accounting-related work content will be replaced.

Give a simple example. In many accounting agency companies, in the past, an accountant could basically manage 10-20 sets of accounts. The ability of one person to manage 20 sets of accounts was basically the limit, but now an accountant can manage more than 100 sets of accounts. This is because many functions have been integrated, such as "one-click tax filing", "automatic recognition of invoice information", etc., of courseIt also includes the increasingly powerful functions of financial software.

Let’s take another example. Many large domestic companies have begun to build financial sharing centers, especially large group companies. In a certain group company, before the financial sharing center was built, there were more than 3,000 financial personnel in the entire group. However, after the construction, less than 100 people were needed for full-time accounting processing, fund transactions and other tasks.

It can be seen from this that many of the work contents previously defined as accounting will be replaced by accounting agencies or financial sharing centers in the future.

So, where is the future development path for the accounting profession?

Although many basic tasks can now be replaced by artificial intelligence, artificial intelligence can hardly replace another major function of finance, which is financial data analysis and making feasible business decisions from a financial perspective. sexual analysis.

Many CEOs of large companies will basically serve as CFO for a period of time before taking up the position. The reason is that to control business operations, one must not only understand the business, but also perform data analysis. Support, and most data sources come from finance.

Of course, in addition, such as financial compliance, capital operations, investment analysis, financial risk management and control, etc., these are also things that artificial intelligence cannot replace people in the short term, because these are still related to specific tasks. Customers, businesses, etc. are closely related, and relevant results are not obtained simply by analyzing data that has occurred in the past.

However, if you are an accountant at the lowest level, you may face unemployment, but people have the ability to learn, and you can learn more advanced knowledge, so that you can find a job that is difficult to replace in the short term. .

Your question is very good, very interesting, and very forward-looking.

With the development of society, artificial intelligence will definitely replace more and more human jobs, especially some repetitive and digital jobs, accounting is one of them.

If you are an accountant now, you must have dealt with banks. Did you find that many of the bank's businesses were originally done manually, but now they are all intelligent? For example: depositing money, withdrawing money, checking accounts, queuing up to call a number, you still need to insert a card and enter a password, but now you just need to show your face. In the next step, the bank's on-site staff will be reduced and they will be more intelligent. What is this indicating? It shows that artificial intelligence can really do many things, even things we can’t imagine.

What about the accounting industry?

The development trend of the accounting industry must be towards artificial intelligence. We can even imagine that in the future, every person and every unit will have a proprietary code. All the money you spend in and out, even when you eat a bowl of instant noodles on the street, will be recorded through this proprietary code. Data is automatically summarized to generate various reports. There is no need for manual accounts or paper accounts. Everything is electronic and is a big database.

Therefore, as accounting practitioners, you must pay attention to this information, learn, keep up with the development of the times, master the latest trends, and master the latest skills, so as not to be eliminated.

Of course, there is no need to be alarmed now. First, artificial intelligence in accounting takes a certain amount of time; second, artificial intelligence can only do data analysis, not rational analysis. In the future, accounting functions may be strengthened in rational analysis of data. Just like a doctor in a hospital, testing instruments will provide a lot of data to the patient. However, when seeing a doctor, the doctor still needs to make a rational and comprehensive analysis based on various data and the actual situation of the patient. This analysis is difficult for a machine to make.

In any case, if you are at the forefront of the industry and the times, you will never fall behind or be eliminated.

Speaking of artificial intelligence, it is indeed developing very fast now. Both white-collar workers doing mental work and blue-collar workers doing physical work seem to be being replaced by computers. So it’s normal to worry about accounting being replaced by artificial intelligence.

Why? Accounting work, to be precise, accounting work, can easily be replaced by artificial intelligence because of its unified rules and high degree of repetition. In the future, with the rise of accounting shared service centers, accounting will be batched and fragmented. A large number of traditional accountants may face unemployment due to artificial intelligence.

Just like the advent of computers and handwriting workers, a large number of handwriting workers were eliminated. However, the emergence of computers provided a large number of new positions that were far greater than imagined, such as the era of mechanization and steam engines two hundred years ago. It’s the same cliché.

Therefore, the arrival of artificial intelligence is both an opportunity and a challenge, so you need to strengthen your learning at all times. When the day comes, you will not be eliminated by society, because you have become a higher-level person. Technical talent.

"I was scared at first, but after thinking about it carefully, I was stunned for a long time." An accountant had feelings after reading this article.

Here’s the thing.

In the context of the intensifying digital technologies such as big data, cloud computing, artificial intelligence, blockchain and the Internet of Things, the topic of "machines replacing or defeating humans" is also being discussed more and more intensely. Technology does bring challenges to all walks of life. Thinking accounting kids ask, "Will accounting staff face unemployment?" This is indeed a question worth scratching your head.

Because digitalization is scary! Xinhua News Agency has a smart editor, so articles don’t necessarily require you to meditate; various AI hosts appear on the screen tirelessly; driverless cars shuttle people around the clock to provide round-the-clock services...

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The question that scares many people is:

"Will the world still need us in the future?"

Speaking of accountingIndustry, the State Taxation Bureau has recently vigorously promoted the policy of electronic VAT invoices for taxpayers. Vigilant accountants once again clearly realize that the era of electronic accounting files has arrived! And what is the deeper issue behind this? Isn’t it a change of the times and a revolution in the accounting industry?

Accounting is not a low-demand job, and its career prospects are also favored by the mainstream of society. It is really surprising that there is a 97.6% chance of being replaced by robots. However, this This is nothing new. Keynes has long analyzed that there are two types of human unemployment, one is technological unemployment, and the other is structural unemployment. Structural unemployment is due to the disappearance of a certain industry, while technological unemployment is due to the advancement of technology, and the decline of certain industries. was changed.

The statement that financial work will be replaced by technology has been concluded in the academic and practical circles. It depends on how it evolves over time.

What jobs in accounting will be replaced by technology?

Wherever there is a market, there is killing!

Nowadays, many companies are focusing on the market behind "technology replacing accounting work" and have developed many intelligent machines and program systems. Accounting, tabulation, reimbursement, and review of bills at the grassroots level have become minor problems. Successive companies are constantly studying how to solve more complex and advanced accounting work problems.

In fact, as early as 2018, Deloitte, PricewaterhouseCoopers and Ernst & Young, among the world's four largest accounting firms, successively launched financial intelligent robot solutions.

Well, a business that pursues efficiency will never waste labor and time to do a lot of repetitive work!

So, how is technology replacing the basic work of finance?

The first step is to turn the physical objects collected by accountants into numbers. In addition to existing electronic data, paper documents in the business operation process, such as bills, texts, forms, emails, QR codes, etc., are converted into digital storage through technology. Accounting darlings, your hands will no longer have to be sore for three days, and the handicraft workshop will be closed.

The second step is to process the data collected above! Manual work always takes a lot of time and energy to tabulate and process data. To avoid errors, several people need to repeat the data sorting work. With trustworthy algorithms in place, manual review is no longer needed after the data has been processed by the machine. The machine is also responsible for completing a series of accounting tasks including automatic auditing and automatic accounting.

The above two steps are easy to operate and have been put into business operations by the practical community. Where else can the world of technology go?

Combining artificial intelligence technology with cloud computing and big data can also improve financial management capabilities through artificial intelligence technology, and move towards smart finance based on the digital transformation of financial shared services.

Blockchain technology can turn any blockchain data, transactions, tangible or intangible assets into programmable control software systems, markets and assets. This not only provides enterprises with a decentralized transaction model and data security guarantee, but also provides solutions for automated business in the accounting field.

Then, the Internet of Things can obtain multi-dimensional data and promote the interconnection of all things. The network layer quickly, accurately and securely transmits and processes the information obtained in the perception layer by accessing devices, the Internet, cloud computing platforms, etc., while the application layer uses the analyzed and processed information to provide users with specific services. The upper limit of intelligence in accounting services is unimaginable!

Where will accounting personnel go?

The rain is coming and the wind is blowing. It's a good thing that accounting staff have a sense of crisis. Only those who maintain crisis awareness, embrace change, and are always prepared can turn "unemployment" into a "career" and turn crises into opportunities.

Accountants should think carefully about which aspect of finance they are good at: Which of industry, capital, tax, fund, securities, mergers and acquisitions, and management? After determining the development direction, conduct in-depth study and strive to become a senior expert in a certain field. An excellent accountant must have a broad vision of accounting and management. If an accountant only knew how to keep accounts, looking back at the past, he might have been able to grow from a young accountant to an old accountant throughout his life. Looking at it now, we only face unemployment.

Digitization makes accounting even more powerful because it liberates the eyes and hands of financial babies, allowing them to pay more attention to their brains. Accounting has always been about "high requirements lead to high development, low requirements lead to low development", and the variance is huge.

Under the wave of digitalization, accounting personnel also need to have digital thinking. To achieve digital transformation, finance should master modern technology to quickly process and analyze data, and then provide information for corporate planning and decision-making. , control, evaluation and value creation.

At this stage, accountants do not need to panic. After all, it will take time to popularize technology and implement national policies. A white paper released by Huawei and IDC, a global authoritative consulting and service organization, points out that current enterprise digital transformation data only involves 10% of an enterprise's management data, and 90% of the data is still "sleeping." In other words, although the wave of digitalization has arrived, it is still far fromThere is still some distance to go before we are truly unemployed, and we still have time to fully embrace the digital accounting world.

So, friends, the future is here, and it’s time to work hard again!

The specific views are as follows:

1. The essence of artificial intelligence is artificial intelligence, which cannot surpass humans. For example, humans have emotions, but machines cannot have emotions. Humans can make tools. , and it is impossible for a machine to actively manufacture tools.

2. Accounting cannot be replaced, but the connotation of accounting will change.

3. It is difficult for humans to analyze the overall business through finance and machines to replace it in the short term, because the data represents the results of history, and everything in the future is uncertain.

4. Things have both qualitative and quantitative parts, and it is impossible for all situations to be expressed in data. Artificial intelligence also has limitations because of this, and accounting cannot be completely replaced.

People say every day that accounting should be made intelligent, so why not set up this major?

F. What is the future prospect of blockchain

Prospect area The innovative development and technological changes of blockchain technology require a prudent, objective, rational and pragmatic attitude. Neither can we take it for granted that blockchain can be applied in all financial scenarios because of its revolutionary and disruptive nature; nor can we stop moving forward because the current technology is immature and lacks the constraints of industry standard consensus.

Blockchain can effectively solve the pain points and problems in complex scenarios with long business chains, many participants, and severe information asymmetry in the traditional financial field, but it is not suitable for some unilateral and high-frequency financial businesses. .

Therefore, the development of blockchain technology is not to completely replace the existing Internet underlying protocols and financial infrastructure, but to selectively develop in parallel according to applicable conditions, while constantly solving the inherent problems that exist in the initial stage. In the process of natural technological defects, we are facing the picture of social evolution brought about by technological change.

As the underlying technology of future financial technology, blockchain has strong strategic significance. In terms of future exploration of financial technology, the domestic financial industry should strengthen top-level design, accelerate the development, practice and application of blockchain technology, actively participate in international cooperation in blockchain finance and the creation of international blockchain alliances and standards, in order to strive for international The commanding heights of financial strategy, enhance my country's financial core competitiveness, and enable finance to better serve the real economy.

Difficulties in the development of blockchain

Blockchain technology is still in the early stages of development, and its application in various industries, especially the financial field, has not yet been fully realized. There are many problems and difficulties.

First of all, there is a lack of unified technical standards. The underlying technology of blockchain is immature and not yet unified, and most platforms still lack performance and security.

Secondly, there is a lack of reliable cases in practice. Although the current largest blockchain application, Bitcoin, has a maximum market value of more than 300 billion U.S. dollars, if it carries tens of thousands of dollars every dayLarge-scale transactions worth billions of dollars require further testing of blockchain technology.

Thirdly, the replacement cost of the platform is relatively high. For traditional financial institutions, the investment cost of infrastructure for blockchain technology application is too high, and the risk of migrating original business to a new platform is relatively high, so institutions are not very willing to start over.

Finally, there is a lack of talent resources. The market lacks cross-border talents who understand both finance and blockchain, and domestic blockchain technology reserves and innovations as well as the development of related industries require a large number of comprehensive talents.