区块链信用评估报告,区块链与信用评级
区块链信用评估报告，是一种基于区块链技术的信用评估报告，它可以帮助企业和个人更好地了解自身的信用状况，以便更好地融资和偿还债务。本文将介绍三个与区块链信用评估报告有关的关键词：信用评级、数据可追溯性和信用评估服务。
信用评级是指评估个人或企业信用状况的一种系统性方法，通常由专业的信用评级机构完成。评级的标准包括企业的财务状况、盈利能力和发展前景等。评级的结果可以帮助企业了解自身的信用状况，以便更好地融资和偿还债务。区块链信用评估报告可以帮助企业更好地了解自身的信用状况，以便更好地进行信用评级。
数据可追溯性是指企业和个人的信用评估报告中的数据是可追溯的。这意味着可以查看和识别这些数据的来源，以及它们如何影响信用评估报告的结果。区块链技术的使用可以帮助企业和个人更好地了解自身的信用状况，同时也可以提高数据可追溯性，从而提高信用评估报告的准确性和可靠性。
信用评估服务是指专业的信用评估服务机构提供的信用评估服务，它可以帮助企业和个人更好地了解自身的信用状况，以便更好地融资和偿还债务。区块链信用评估报告可以更好地帮助企业和个人更好地了解自身的信用状况，以便更好地融资和偿还债务。同时，这些信用评估服务机构也可以帮助企业和个人更好地了解自身的信用状况，以便更好地融资和偿还债务。
总之，区块链信用评估报告可以帮助企业和个人更好地了解自身的信用状况，以便更好地融资和偿还债务。本文介绍了三个与区块链信用评估报告有关的关键词：信用评级、数据可追溯性和信用评估服务。通过区块链技术，企业和个人可以更好地了解自身的信用状况，从而更好地融资和偿还债务。
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Ⅰ What is blockchain + credit reporting?
my country's credit reporting industry is mainly corporate credit reporting, personal credit reporting needs to be developed, and the overall market prospect is broad. my country's corporate credit reporting developed earlier and the market is relatively mature. By the end of 2016, there were approximately 137 corporate credit reporting agencies in my country that had completed registration. Personal credit reporting has not yet been market-oriented, and licenses have not yet been issued. Tencent Credit Reporting, Zhima Credit Reporting, Qianhai Credit Reporting, Lakala Credit Reporting, Zhongzhicheng Credit Reporting, China Chengxin Credit Reporting, Pengyuan Credit Reporting and Huadao Credit Reporting Eight other units participated in the personal credit investigation pilot organized by the central bank. Private personal credit reporting agencies can indirectly participate in the personal credit reporting market by cooperating with banks and other financial institutions, but they cannot directly issue personal credit reporting reports. Personal credit reporting reports can only be obtained through the central bank's credit reporting system. As of the end of June 2016, the Central Bank's Credit Reference Center had included 21.2 million companies and other organizations and more than 900 million natural persons, of which only 5.77 million households and 410 million natural persons had credit records. The data of global credit giant Experian has covered 103 million companies and 890 million people around the world. Comparing the market demand and the scale of the credit reporting market in the United States, my country's credit reporting market has huge room for future development.
The emergence of blockchain technology has become a good medicine to solve the pain points of the credit reporting industry. Through the characteristics of true transparency and non-tampering, blockchain technology can solve the problems of trust and data sharing between credit reporting agencies, thereby solving problems such as data islands and incomplete data. By establishing a consortium chain, first of all, the problem of data confirmation can be solved be completely resolved. In a consortium chain system, relevant units in the chain such as credit reporting agencies, users, government departments, and financial institutions can all join in, and different access permissions can be designed to ensure data ownership while opening up information sharing and It can protect data security from being stolen and leaked.
On this basis, the channels for credit reporting agencies to obtain data have been greatly broadened, which can save the cost of data collection; at the same time, collaboration between different agencies has become smoother, reducing collaboration costs and communication costs. Credit reporting agencies can invest the various costs saved in other links to improve the overall quality of products.
The Xueshuo Innovation Blockchain Technology Workstation under Lianqiao Education Online is the only “blockchain technology workstation” approved by the “Smart Learning Workshop 2020- Xueshuo Innovation Workstation” launched by the School Planning and Construction Development Center of the Ministry of Education of China. "Technical Professional" pilot workstation. The professional base is based on providing students with diversified growth paths, promoting the reform of the training model integrating professional degree research, production, and research, and building an applied and compound talent training system.
II What changes can blockchain technology bring to personal credit reporting?
Blockchain technology can bring a real revolution to the global personal credit reporting field.
First of all, blockchain is a decentralized credit endorsement. The unique consensus mechanism of blockchain technology allows the recording and confirmation of any transaction to be based on a consensus that everyone agrees on, without the need for a centralized organization. Such as silverIn the link of bank and government endorsement, efficient automation of the entire process is achieved through deduction algorithm programming, automatic execution of demand matching, contract performance and breach of contract processing.
Secondly, users have the autonomy of personal credit data. In the blockchain architecture, the data generated by personal user information can be traced and cannot be tampered with after being uploaded to the chain. No institution or individual can tamper with credit reporting data. If a dispute occurs, everyone can transparently trace back the transaction through the blockchain browser.
Finally, blockchain can build a healthy personal credit and financial relationship system. The essence of blockchain technology is to solve the trust relationship. Focusing on personal credit data, the core elements of the blockchain can be visualized, such as smart contracts and timestamps. Big data can be used to conduct credit ratings and manage credit risks, thereby establishing a Good personal credit ecology.
Blockchain and personal credit reporting are quite consistent both genetically and technically.
The Trust Union credit alliance chain is based on such technical characteristics and is working hard to build a personal credit and financial relationship alliance public chain, hoping to truly realize the effective management of personal credit assets around the world.
Ⅲ Blockchain and Distributed Credit
Guest: He Ping, Professor, Department of Finance, School of Economics and Management, Tsinghua University, Director, China Financial Research Center
Blockchain can In view of the shortcomings of the centralized system, based on the emerging technological paradigm, establish a decentralized or weakly centralized platform to promote innovations such as credit assessment, traceability, and consensus under the new technological paradigm, and develop a credit management platform based on the new technological paradigm. So this is the huge value that blockchain can potentially bring to the financial sector.
The distributed credit that blockchain may bring is divided into four links, one is distributed credit generation; the other is distributed credit transmission; the third is distributed credit evaluation; the fourth is distributed credit supervision.
Distributed credit generation uses the advantages of distributed accounting methods and data standardization to reshape the credit generation and recording process from the source to achieve "unforgeable" and "untamperable". The standardization of data can ensure the uniformity and comparability of all credit records. The participation of multiple nodes in verification can ensure the accuracy of the information in the records. Distributed storage greatly guarantees the security of information.
Distributed credit transfer is a technical business platform through blockchain technology, allowing each credit subject to transfer its own credit. The most important thing in credit transmission is to trace the source of the credit and whether it is reliable, leaving traces throughout the process. The credit of core enterprises can be transmitted downstream or upstream through the supply chain. In the future, more important credit transmission may come from more participants, which can be investors, consumers, financial institutions, core enterprises, and blockchain The chain can ensure that credit transmission in the supply chain will not decay.
Distributed credit evaluation means that we canTechnology collects various types of data, such as industry and commerce, litigation, taxation, etc. The source of these data is the subject of each credit assessment. Credit assessment of credit demand subjects can be carried out through blockchain technology on the premise of ensuring information security and privacy. Cross-validation and zero-knowledge proof achieve trust consensus under the premise of privacy protection.
Distributed credit supervision uses blockchain technology to supervise, punish or reward credit subjects in all aspects of social life to achieve collective maintenance of credit. At the same time, joint punishment will be carried out. In the future, the scope of punishment, supervision and collective maintenance can be further expanded through blockchain technology.
Distributed credit is completely different from the traditional centralized credit system. It can alleviate the problem of difficult and expensive financing for small and medium-sized enterprises and promote the transformation of important economies into innovative economies. It helps to price credit risk more accurately, facilitates the allocation of credit risk, reduces credit risk through credit supervision, and controls the risk of the entire financial system. In the future, the centralized model and the blockchain distributed application model will inevitably be good at each other and complement each other. Blockchain distributed credit will complement and improve the centralized system and will play an important role in improving China's financial system and even the international financial system.
IV Alipay launched a technology that makes "data available and invisible", called Ant Blockchain Morse Computing
In the new era of business intelligence, a broad consensus has been formed: data is As the most basic means of production, the use of data by various industries and enterprises has also entered a mature stage. In the foreseeable future, the depth and breadth of data utilization will be further upgraded, entering the stage of cross-institutional and cross-industry data sharing, integration, and innovation, thereby opening up the magnificent picture of the Big Data 2.0 era: data connectivity covering government, commercial institutions, and individual departments. Sharing is a vertical and horizontal trunk line based on industrial chain data connection and peer data cooperation, and is used in many fields such as finance, marketing, public services, medical care, and scientific research. Richer and multi-dimensional data resources create a multiplier effect, breed greater data value, open the door to business innovation, and thus bring more inclusive benefits and convenience to users.
Although there is a strong demand and willingness for data cooperation between institutions, in the specific cooperation process, due to obstacles such as business value, data security, privacy protection, and infrastructure, it is very difficult to implement data cooperation. In fact, Countless "data islands" have been formed. In the process of data cooperation and sharing, we mainly face the following problems:
Ant Blockchain Moss Secure Computing Platform aims at the above-mentioned pain points of data security trust, personal privacy protection and insufficient data infrastructure, adhering to the " Based on the principles of "data is available and invisible" and "moving computing to the data end", we use cutting-edge technologies such as blockchain, cryptography, privacy protection, secure multi-party computing, and trusted computing to build a secure, privacy-protecting, efficient, universal, and lightweight A quantitative and decentralized data cooperation infrastructure to break up data islands and help organizations achieve securityFully convenient and compliant data cooperation brings more convenience and benefits to users.
The Ant Blockchain Moss secure computing platform provides a new secure and privacy-protecting data cooperation method, which can pass passwords without leaking local data and keeping the original data out of the domain. Learning algorithms, distributed execution of predetermined logical operations and obtaining expected results, thereby completing data cooperation efficiently and safely. At present, Ant Moss has been widely used in joint financial risk control, rapid insurance claims settlement, people's livelihood and government affairs, multi-party joint marketing, multi-party joint scientific research, cross-border data cooperation and other fields.
Take credit business as an example. The first is the prevention and control of long-term lending. Data shows that for every additional institution a loan applicant applies to, the probability of default increases by 20%. However, the current credit reporting coverage of the central bank is limited, and more than 400 million natural persons lack credit reporting records; various credit institutions have spent time and money accumulating user credit data and are unwilling to share it with competitors; even if credit institutions are willing to share data, There are also many obstacles such as data security, user privacy, and compliance. With the help of Ant Moss, multiple financial institutions can establish a risk control data alliance based on multi-party secure computing technology, and share blacklists, credit applications, credit records and other data in a confidential manner without leaking the original data of each institution, and distributed encryption calculations can obtain statistics. result. Secondly, under the premise of user authorization, financial institutions can use Antmos to obtain massive multi-dimensional data from cross-industry governments, operators, e-commerce, independent data service providers, etc., to improve the accuracy of credit assessment models, thereby increasing the acceptance rate, Reduce bad debt rate. Combined with blockchain technology, Antmos also provides functions such as certificate storage, authorization, and billing for data service calls, improving the data alliance's commercial operations, cooperative management, supervision, and auditing capabilities.
Let’s take insurance claims as an example. Commercial insurance participants must collect relevant forms, medical receipts, medical records and other information after medical treatment, and then submit or upload them to the insurance company's claims platform. Only after approval can they obtain compensation. The entire claims process is long, inefficient, and There is a risk of fraudulent compensation. Many insurance companies hope to directly connect with hospital data and establish a fast compensation channel. However, hospitals are concerned about medical data security and patient privacy leaks, and are reluctant to directly open sensitive medical data. With the help of Ant Moss, secure computing nodes can be deployed in a distributed manner in the hospital domain and insurance company claims service domain, and the insurance company can remotely deploy the claim settlement model and adjustment rules on the computing nodes in the hospital domain. After the patient initiates a claim for medical treatment, the hospital-side secure computing node automatically uses the original medical treatment and prescription data of the claim applicant to perform local encrypted calculations to obtain the claim settlement result, and only outputs whether compensation and the amount of compensation are paid to the insurance company. In this way, a closed loop of business and data can be formed while protecting the security of medical data and personal privacy, greatly improving the efficiency and accuracy of claims settlement, and solving the pain point of "difficult medical treatment and more difficult claims settlement". The data summary and judgment results involved in the entire claims process can be encrypted and stored in the blockchain to facilitate subsequent profit sharing., audit and supervision.
Finally, take the field of government affairs as an example. With the help of Antmos, efficient and secure data sharing can also be achieved between departments and between government departments and the public. When building big data platforms in various places, there is no need to move all data from industrial and commercial, taxation, civil affairs and other departments to the platform. Instead, computing models or rules only need to be deployed in the data domains of each department, and encrypted calculations can be performed in real time according to business requests. Called in real time. The data demand department can quickly adjust and optimize calculation strategies and rules, and can feed back the calculation results to the original data department to provide improvement suggestions for data collection and sorting, thereby consolidating the data foundation for people's livelihood and government affairs, and realizing "multiple data" conveniently and securely. Don’t run around, people don’t have to run errands.”
Ant Moss relies on the Ant Financial Technology platform and combines blockchain technology to transparently and productize complex privacy protection and cryptography algorithms, providing secure release, security models, security statistics, and secure queries. , security scripts and other core functions. Ant Moss products have the following features and advantages:
•Data security: The underlying detailed data and original data of all parties involved in data cooperation do not leave the computing node, and all calculations are performed in a ciphertext state. , the querying party can only obtain the results of query and calculation.
•Transparent and trustworthy: Designed according to the open source idea, it ensures the security of computing and enhances mutual trust by disclosing algorithms. It has applied for more than 50 patents related to multi-party secure computing algorithms. In addition, Antmos has obtained security and privacy protection certifications from many domestic and foreign authoritative organizations such as the Ministry of Public Security, the National Information Technology Research Center and Trust Arc, and participated in the formulation of national security computing standards by the China Academy of Information and Communications Technology.
•Privacy protection: Minimize data utilization, all calculations are performed on encrypted or desensitized data, and all output is minimized, ensuring the security of personal privacy data to the greatest extent.
•Decentralized architecture: Using a completely decentralized architecture, data calculation and interaction are completed independently between multiple computing nodes. There is no central control node, which reduces trust costs and has stronger disaster tolerance. and anti-attack capabilities.
•Blockchain verification audit: Use blockchain technology to carry out certificate storage, authorization, billing, etc. of data service calls to ensure that data calculation and utilization are legal and compliant; provide verification of calculation data and processes Verification auditing, data monitoring and other functions ensure the authenticity and credibility of the calculation process, data authenticity and data quality.
Ant Moss looks forward to more partners joining in, achieving its own business growth through secure and compliant data cooperation, and providing secure data cooperation solutions with more industry attributes.
Product official website address: https://tech.antfin.com/procts/MORSE (Welcome to apply for trial)
Contact information: [email protected]
IV What are the applications of blockchain technology
Developing Ethereum based on Ethereum Cat, does this count as an application? It’s a bit fun to play, and there’s also NetEase Planet. For traceability, I have snapped up the Orange Chain made by China Enterprise Tongbao Blockchain, which is used for blockchain traceability records on Orange.
VI What kind of problems can blockchain technology solve
What kind of problems can blockchain technology solve? Blockchain technology can solve the trust problem at a relatively lower cost, which plays an important role in the current emphasis on reducing the burden of the real economy and reducing transaction costs, and has great social value. At the same time, there is still a need for continuous exploration of the blockchain technology itself. It is believed that independent controllable intellectual property rights and patents can be integrated with this technology in the future.
In the future, Jinwowo will focus on promoting the legal circulation and commercial application of big data using blockchain technology.
Jinwowo analyzes the problems that blockchain technology can solve as follows:
The most important thing about blockchain is that it solves the problem of intermediary credit. In the past, it was difficult for two people who did not know and trust each other to achieve collaboration, and they had to rely on a third party.
For example, in payment behavior, any kind of transfer in the past required the existence of an institution such as a bank or Alipay.
However, through blockchain technology, it is the first time that humans have achieved a transfer behavior that both parties can trust without the participation of any intermediary agency. This is a major breakthrough for blockchain.
Analysis by Chongqing Jinwowo: The most important thing about blockchain is that it solves the problem of intermediary credit.
In the past, it was difficult for two people who did not know and trust each other to achieve collaboration, and they had to rely on a third party.
Chongqing Jinwowo analyzes the problems solved by the application of blockchain technology as follows:
The most important thing about blockchain is that it solves the problem of intermediary credit. In the past, two people who did not know and trust each other had to reach an agreement. Collaboration is difficult and requires a third party.
Through blockchain technology, it is possible to complete behaviors in which both parties can trust each other without the participation of any intermediary agency. This is the problem solved by disintermediation (decentralization) in blockchain technology.
Blockchain solves the problem of trust, which is the root of all problems.
WaykiChain is a smart contract platform that supports Turing completeness. WaykiChain adopts the dpos consensus mechanism, with a total of 11 voting nodes, which generate a new block every 10 seconds. Asset issuance can be realized through smart contracts WaykiChainBanks, betting applications, copyright traceability, mutual insurance, decentralized exchanges, cross-border settlement and other rich application scenarios.
But the most important thing in these scenarios is trust and openness and transparency.
What problems can blockchain technology solve?
Based on mechanisms such as distributed accounting, collective contracts and intelligent consensus, blockchain technology presents information processing characteristics such as decentralization, open sharing, authenticity and reliability, which has triggered increasing attention and attention in the financial field, especially in the Internet financial field. Research applications. There are many blockchain system development companies. Blockchain technology development companies like Renren Chain are relatively reliable. You can refer to blockchain solutions.
Point 1: First of all, you must understand the technical strength of the blockchain technology service provider you choose, including the underlying strength of the blockchain and the technical strength of the team; what successful cases have been developed. Ask for developed projects, and the other party will analyze previous successful cases.
Point 2: It depends on the other party’s existing underlying blockchain architecture and project development experience.
Point 3: You can ask your friends if they know anything about it and recommend it. I personally know that the Renren blockchain BaaS platform has good overall strength. It can quickly build its own IT infrastructure and blockchain services on an open cloud platform. Of course there are others, choose the platform that suits your business. There are still issues that need attention that have not been mentioned, and I hope others can help add them~
The blockchain is similar to a "public ledger". Each block is a "ledger page". When people conduct transactions on the blockchain, the transaction data will be disclosed to every node in the blockchain, and It is recorded on the "ledger page", permanently stored, and cannot be tampered with. In view of the decentralization, openness and non-tampering characteristics of the blockchain, each work entered into the blockchain copyright registration system will generate a unique digital fingerprint that cannot be tampered with.
Users only need to pass the Xiaoxi Copyright Chain platform identity authentication authorization, and after successfully authenticating "I am me", submit the work to the Copyright Chain. After the background review is passed, the data will be generated and written into the blockchain to generate a certificate. To apply for a paper certificate from the Copyright Protection Center, you need to click "Copyright Certificate Application", then follow the steps to fill in the information, pay the fee, and wait for review... From this point of view, the blockchain + copyright model is really safe, time-saving, and effort-saving.
When it comes to legal protection, we have to mention "infringed" copyright as an intangible asset. If the creator lacks awareness of rights protection, the work may face infringement. Xiaoxi Copyright Chain does this relatively well in the industry. The reason why this platform has become the first smart rights protection platform based on blockchain in China is also inseparable from the support of the Chongqing Notary Office. The digital document storage technology based on the blockchain has been recognized by the notary office and can ensure that the content of the notarization application cannot be tampered with, providing help for the digitization, networking, and informatization of notary services. Notarization parties can submit "preservation measures" online through the Xiaoxi platform.Notarization of "evidence" allows rights holders to have more judicial effect on their ownership of works, effectively face infringements, and improve risk response capabilities.
Blockchain, a new credit evaluation system, provides new opportunities for the service reform of notary offices. Technical support. Xiaoxi Copyright Chain has moved part of the business of the Chongqing Notary Office onto the blockchain platform, which can be called the innovation of blockchain in the field of notarial certificate business. In the process of notarial certificate processing, material review and verification are the most critical and an important part. The process design of the "blockchain + notarization" backend has changed the previous steps that required manual verification in various departments. Notaries only need to review the materials provided by users online to quickly complete the review and verification work, significantly improving Improved work efficiency.
The distributed architecture and non-tamperability of blockchain technology can help solve problems such as bill authenticity and information opacity. When participants need to verify whether the note has been tampered with or transferred, the blockchain can provide indisputable proof of consistency.
Digital currency also takes advantage of this feature of the blockchain, and Puyin is based on the blockchain A tea-based digital currency developed with blockchain technology.
Analysis of Chongqing Jinwowo:
First, blockchain Through its application in the field of digital currency, it provides a solution for the flow of capital flow (or capital flow) information on the Internet.
Second, the blockchain solves the problem of transaction problems through encryption and the reference of distributed ledgers. The problem of confirmation of ownership in the process.
Third, the blockchain determines the exchange of digital assets through the technology of consensus mechanism.
Ⅶ Multiple types of data are shared on the "chain" and online With service collaboration, blockchain government affairs make things easier
What kind of sparks will "blockchain + government affairs" collide with? Mawei Xingang Community in Fuzhou City, Fujian Province uses blockchain technology to solve the informatization of government affairs To solve the pain points, the "Blockchain + Community Certification" application was launched. "This application can easily realize the electronic issuance of certificates required by enterprises and people to serve, promote the transformation of 'reduced certificates' to 'no certificates', and let data run instead of people running errands." , improve work efficiency and better serve the masses. "Ms. Zhu, a citizen of Fuzhou, said.
Provident funds can be transferred to other places for renewal
"Post-90s generation" Chen Jing joined a new company at the end of last year, and her work location changed from Hangzhou, Zhejiang to Chengdu, Sichuan. How to transfer the previously accumulated housing provident fund to a new account after changing the workplace? After consultation, Chen Jing learned that by searching for the "National Housing Provident Fund" applet on her mobile phone, she can realize the transfer to other places. According to the relevant person in charge of the Ministry of Housing and Urban-Rural Development , "all over the country"The "Housing Provident Fund" mini program will be launched online in October 2021. The Ministry of Housing and Urban-Rural Development has built a trusted data environment for the operation of the mini program by deepening the application of new technologies such as blockchain to ensure the security of depositors' information and funds. Thanks to With blockchain technology, depositors can transfer housing provident fund accounts and funds across cities through small programs. They no longer need to go to the counter to handle off-site transfer and connection business, which greatly shortens the processing time and further facilitates the cross-regional flow of human resources.
Sharing of multiple types of data on "chains", collaboration of online and offline services, and the use of blockchain technology have improved the efficiency of government departments and people's satisfaction. For example, Haidian District in Beijing has opened a "district" on Haidiantong APP "Blockchain Zone" allows you to directly handle public rental housing subsidies, Haidian District high-tech talent training subsidy approval and other matters...With the application of new technologies such as blockchain, many government services have been "one-stop, all-in-one online".
In addition, Zhuzhou City in Hunan Province has also innovated the administrative approval service method and launched the application scenario of blockchain for electronic certificates, effectively improving the level of government data sharing and business collaboration efficiency; Fuzhou City has launched the "Rongcheng on the Chain" plan to Explore the use of blockchain technology in four fields: e-government, financial technology, social governance, and people's livelihood security.
Why does the government favor blockchain technology? Industry insiders believe that blockchain technology cannot be tampered with , security, confidentiality, traceability and other characteristics, it is highly suitable for government service needs such as cross-domain data sharing and business collaborative management. Actively using blockchain technology can solve problems such as difficulty in data sharing and business collaboration in the government service process, and improve government management. services, overall planning and coordination capabilities.
Effectively assist people’s livelihood services
Related management service platforms based on blockchain in many places in China have been launched frequently: in Jiangsu, the country’s first transaction based on blockchain technology The idle residential use rights transfer transaction was successfully completed. Relying on the provincial information service platform, the transaction information can be directly uploaded to the "chain" to ensure that the housing supply is credible and the results are traceable; in Zhejiang, the first intellectual property blockchain public storage certificate The platform was officially launched to provide efficient and fast certificate storage services for intellectual property rights such as data assets and original designs. In Yunnan, the Provincial Administration for Market Regulation and the Provincial Key Laboratory of Blockchain Application Technology jointly launched a Yunnan Provincial Blockchain based on domestically produced independent technologies. The food traceability work at the bottom of the chain uses blockchain technology to promote product source traceability, one code to the end, logistics tracking, responsibility identification and credit evaluation, so that blockchain technology can truly contribute to people's livelihood services.
Hu Kai, a professor at the School of Computer Science at Beihang University, told this reporter that the current blockchain industry applications are mainly divided into four categories: real economy, financial services, social governance and people's livelihood services. The government attaches great importance to guiding blockchain in manufacturing, energy, and government affairs. , education and other fieldsapplication is implemented.
Active drive at the policy level has allowed blockchain to continue to advance in industries such as judicial evidence storage and transportation and shipping data sharing. In May, the Supreme People's Court issued the "Opinions of the Supreme People's Court on Strengthening the Judicial Application of Blockchain", proposing that by 2025, a blockchain alliance for interoperability and sharing between people's courts and all walks of life should be established to form a relatively complete blockchain judicial system. Field application standard system. In June, the Ministry of Transport issued the "Guidelines for the Construction of an Electronic Platform for Imported Dry Bulk Cargo Entry and Port Business Based on Blockchain" in June, proposing to promote the in-depth integration and development of blockchain technology and the transportation industry.
Let data flow safely and orderly
Hu Kai believes that today, with the rapid development of the digital economy, numbers and data are key elements for future social development, but there are still legal issues behind the data. , interoperability, privacy, security, traceability, storage, transactions and many other complex issues. How to make data flow more securely and orderly? Blockchain technology has broad room for development.
Blockchain technology is accelerating breakthrough applications and playing a role in establishing a trustworthy and secure digital economic order and promoting high-quality economic and social development. The China Academy of Information and Communications Technology released the "Blockchain Infrastructure Research Report (2022)" in July this year, proposing that as the scale of blockchain infrastructure construction continues to expand and operating capabilities continue to increase, blockchain can not only be used in encrypted digital Currency and other scenarios can also be applied in manufacturing, service industries and other fields. Typical application scenarios such as digital collections, data circulation, supply chain finance, and product traceability have emerged.
