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⑴ What is blockchain digital transformation?

Carry out blockchain economic transformation for traditional joint-stock enterprises, let them operate on the chain, and become blockchain economic organizations. In essence, chain reform is to reasonably allocate the value created by each value creator to him. It is more about the improvement of production relations behind it, that is, the application of token economy to transform traditional industries.

The goal of "chain reform" is to connect values ​​and convert kinetic energy; build industry-financial consensus and build an ecology; self-innovation and jointly build the cornerstone of blockchain development.

To put it simply, it is to solve the shortcomings in traditional industries such as opacity, unfairness, low efficiency and over-centralization that are difficult to eradicate.

"Decentralization, non-tampering, distributed accounting and storage, and consensus mechanism within the block" are the core of blockchain technology.

Through these core principles, the basic layers in traditional industries will be completely transformed to achieve the ideal state of "chain reform"

The Xueshuo Innovation Block under Lianqiao Education Online The Blockchain Technology Workstation is the only approved "Blockchain Technology Professional" pilot workstation for the "Smart Learning Workshop 2020-Master's Degree Innovation Workstation" launched by the School Planning, Construction and Development Center of the Ministry of Education of China. The professional base is based on providing students with diversified growth paths, promoting the reform of the training model integrating professional degree research, production, and research, and building an applied and compound talent training system.

⑵ What role can blockchain play in traditional enterprises

Blockchain is a new application model of computer technologies such as distributed data storage, point-to-point transmission, consensus mechanism, and encryption algorithm. . Blockchain is essentially a decentralized database.
The application fields of blockchain include digital currency, certificates, finance, anti-counterfeiting and traceability, privacy protection, supply chain, entertainment, etc. With the popularity of blockchain and Bitcoin, many related top domain names have been registered. , which has had a relatively large impact on the domain name industry.
Take agriculture as an example, what problems does blockchain solve in agriculture?
1. Traceability of agricultural products
The traceability of agricultural products has always been a pain point in agriculture. Blockchain technology can make records non-tamperable, so there is detailed data from the production end of agricultural products to the circulation end and consumers, which can realize consumers' clear consumption and increase consumers' willingness to buy.
The traceability of agricultural products can improve the safety of agricultural products and food.
2. Information transparency
In addition to traceability in the agricultural field, there is also the problem of opacity in the information between producers and demanders.
Once blockchain technology is applied to agriculture. We can use big data analysis to establish credit rating references for growers and purchasers; use smart contracts to ensure fair transactions between growers and purchasers. At the same time, blockchain technology can improve the contractual spirit between buyers and sellers of agricultural products.
Also, with the advent of blockchain in the food supply chain, this could simplify thisThe process becomes more transparent because of data management systems that bring a range of brokers, farmers, processors, distributors, regulators, retailers and consumers on its radar.
3. Reduce costs
After the application of blockchain technology, the costs of production and circulation will be greatly reduced. For example, blockchain technology solves the functions of automatic information storage and database, thus reducing manual investment and investment in other facilities.
In addition, blockchain and applications realize the interconnection of everything, helping manufacturers and distributors reduce various expenses. At the same time, reductions in production and distribution costs will also reduce the prices of agricultural products, ultimately benefiting consumers.
Of course, in addition to the above three reasons, blockchain technology can also be applied in agricultural subsidies, land registration, etc. to solve problems such as corruption and rights and interests.
Therefore, the application of blockchain technology in the agricultural field has been recognized by people at all levels.
The core advantage of blockchain technology is decentralization. It can realize decentralized credit in a distributed system where nodes do not need to trust each other by using data encryption, timestamps, distributed consensus and economic incentives. Point-to-point transactions, coordination and collaboration, thereby providing solutions to the problems of high cost, low efficiency and insecure data storage common in centralized institutions.
Future development and application scenarios of blockchain
1. Digital identity
When many people apply for various certificates, they will encounter "prove that my grandma is an adult", "my mother is my mother" "The dilemma, with blockchain, you no longer have to worry about it. It turns out that our birth certificates, real estate certificates, marriage certificates, etc. need a central node for everyone to recognize them. Once cross-border, contracts and certificates may become invalid because of the lack of a global central node.
The non-tamperable nature of blockchain technology has fundamentally changed this situation. Our birth certificates, real estate certificates, and marriage certificates can all be notarized on the blockchain and become things trusted by the world. Of course, It can easily prove "prove that my grandma is an adult" and "my mother is my mother".
2. Health care
To put it simply, it is to use blockchain to establish a universal record repository with timestamps, so that different databases can extract data information.
3. Travel consumption
When traveling, we often use apps such as Ctrip and Meituan to find and place orders for hotels and other services, and each platform gets commissions from them. The application of blockchain is to remove middlemen and create a secure and decentralized way for service providers and customers to connect and trade directly.
4. More convenient transactions
Blockchain can make payments and transactions more efficient and convenient. The blockchain platform allows users to create smart contracts that become active when certain conditions are met, meaning that automatic payments can be released when both parties to a transaction agree that their conditions are met.
5. Strictly control product quality
If you buy oneApple, with blockchain technology, you can know the entire process from the production of fruit farmers to the distribution link. Among them are government regulatory information, professional testing data, enterprise quality inspection data, etc. A smart supply chain will make the food we eat and the products we use every day safer and give us more peace of mind.
6. The Art of Property Rights Protection
The creator puts his work on the blockchain, and once someone uses his work, he can know it immediately. Corresponding royalties will also be automatically paid to the creator. Blockchain technology not only protects copyright, but also helps creators sell their works to consumers better and more directly, without requiring the assistance of a distribution company.

⑶ Cryptocurrency in 2030: 5 major trends worth paying attention to -

Since the advent of Bitcoin in 2009, the concept of cryptocurrency has expanded greatly. The crypto space has seen an explosion of new companies coupled with a near-frenzy of public interest, and of course its underlying blockchain technology has improved significantly in more than a decade.

Many people have started to believe in and use cryptocurrencies in their daily lives. By 2030, Deutsche Bank expects there to be 200 million Bitcoin users in the public sector. The mass adoption scenario for crypto enthusiasts is now closer to reality than before. Even during the Covid-19 outbreak, many cryptocurrencies such as Bitcoin have performed quite well compared to financial markets.

The rise of blockchain technology

The use of blockchain technology is growing exponentially. Although DLT technology originated in the world of cryptocurrency, it is already being used in a wide range of other industries, including medicine, finance, and education.

It all comes down to trust and the immutability of data linked together. Spend less money because there is no middleman. But can these characteristics prolong the industry's growth?

Looking at today’s blockchain advancements, we present five predictions for the future development of the technology and what it will look like in 2030.

“Cryptocurrency” is a term that was once understood only by a small group of people and is now a household word. We predict that the value of cryptocurrencies will rise to $7 billion by 2030, more than three times its current market cap of $2 billion. It would be foolish for investors, businesses, and brands alike to ignore the growing crypto wave for too long.

These details are critical to understanding general consumer attitudes and predicting consumer behavior regarding cryptocurrencies in a highly uncertain future.

Governments can use virtual currencies with the help of blockchain. Governments will have to find a way to integrate some virtual currencies to keep up with current trends and participate in the economic growth that will follow.

We already have examples such as digital currencies of various countries and Petromoneda, backed by Venezuela’s oil and mineral resources, that have developed their own digital currencies.

Over time, the use of price-stabilizing tokens governed by monetary rules and backed by collateral will begin to gain momentum. Governments that have had less luck with cryptocurrency creation may turn to stablecoins.

Global supply chains can benefit greatly from the use of blockchain technology. Current global trade is characterized by disjointed and unreliable corporate relationships.

Gray markets such as medical devices, pharmaceuticals, clothing, automotive parts, and food supplies can be a source of life-threatening counterfeit products that kill many people every year.

Therefore, it is expected that the majority of global trade will be conducted using blockchain technology. Before this can be achieved, blockchain technology needs to do several things.

This will allow cryptocurrencies to grow in the ecosystem, thereby promoting economic growth and improving conditions and standards based on trust, immutability and transparency.

Thanks to the widespread tokenization possible through the use of blockchain technology, what was previously only available to those with significant financial resources can now be made available to the public. Luxury hotels are an example of an asset that requires significant capital and upfront risk to acquire.

When huge assets are tokenized, everyone can now own a portion of the income-generating assets. Tokenization is becoming a reality at every level, as evidenced by NBA players converting their contracts into digital tokens.

With the rapid development of blockchain technology, some exciting new things may appear in ten years. However, in the long term, it is feasible that blockchain will grow significantly due to the work of various developer groups.

Directed Acyclic Graphs (DAGs) have been considered as an alternative to blockchain. Faster transactions, no need for mining, and more are considered some of its major advantages over blockchain. We’ve already seen some calling them the future of blockchain technology. In the future, there may be better options for consumers than we currently imagine. Time will prove everything.

A truly immutable ID system that claims to eradicate identity theft, and blockchain voting that can even prevent voter fraud are two of the more interesting blockchain applications. From this vantage point, 2030 looks exciting.

⑷ The coming blockchain revolution (cyber gold) will have a huge impact on all mankind

Today, the Internet and smartphones have changed our lives. But social progress will not stop there. The next brand-new technology that will change the world, is the so-called blockchain technology, which originated from Bitcoin. Blockchain is a series of data blocks generated using cryptographic methods. Each data block contains information about a Bitcoin network transaction and is used to verify the validity of its information (anti-counterfeiting) and generate the next block.

There’s a new book, The Blockchain Revolution (written by tech guru Don Tapscott and his investment banker son Alex Tapscott) on May 5, 2016 published) describes the architecture of the future world.

Don Tapscott said in an interview: "This book is about the biggest innovation in computing today." “Many developers are thinking of ways to use blockchain as an alternative to stock markets, auditing and related matters.”

“In 2014 and 2015 alone, more than $1 billion in venture capital has poured into the blockchain ecosystem, with investment rates nearly doubling every year” Don Tapes Close-up.

Bitcoin is just one of thousands of blockchain ledgers. But it is determined to be safe, effective and cheap, and does not require the use of banks, credit card companies or other financial intermediaries to transfer funds.

To learn more about blockchain or encrypted digital assets (Internet Gold), please log in to the official website of Internet Gold.

⑸ Blockchain “tokens” will subvert “capital”

What blockchain brings is a once-in-500-year opportunity. Because what it changes is not productivity, but production relations.

A person works for a company 8 hours a day. Does he have to work for a company in the future? Is it possible to be self-centered rather than company-centered? This is what blockchain technology brings us to think about.

Most people think of blockchain as a new technology, some say it is a new generation of the Internet, and some call it the digitization of currency or assets. The author believes that what blockchain is facing is to subvert the entire social relationship and social organizational form. It is a manifestation of the development of productivity to a certain stage. The Internet has brought about a great development of productivity. The previous production relations have no longer adapted to the development of productivity levels, and have even hindered the development of productivity. The exchange of new productive forces and the birth of new production relations are the token economy brought about by blockchain technology. Its impact is much more profound than the blockchain technology itself.

Previous capitalist reforms all focused on capital, and tokens will subvert the economy and even capital. The original modern company organization method of capital structure with raised funds as the core will be subverted by the future economic organization method of token structure with contribution incentives as the core. The capital economy will be subverted by the token economy, and capitalism may be subverted by tokenism.

Reshaping human organizational forms, business organizations, and corporate systems can be seen as a reflection of capitalism over the past few hundred years.Society's greatest invention. It can be said that without the company, there would be no history of Britain becoming an empire on which the sun never sets, and there would be no strong rise of the United States. But as the company has developed over the years, problems have also emerged.

Labor creates value, but workers do not enjoy value, that is, those who create value do not enjoy value, and those who enjoy value do not create value. For example, in Taobao, value is created by executives, employees, consumers, distributors, and suppliers, but those who truly enjoy value are those who invest in the capital market.

The author believes that it is time for humankind’s organizational and economic forms to be reshaped. In the past, when running a company, as long as it raised funds, it could hire more people, buy more production materials, and expand reproduction. In this era of fragmentation, entrepreneurs no longer need to rely on a lot of capital to start a business. They can also crowdfund to start a business. Even if you don’t invest any money, as long as your people contribute to the company, they can enjoy the value of the company. The organization of resources has changed: funds are no longer the most important, resources are the most important.

This organizational method is fully expressed by the blockchain. Wu Xiaobo mentioned a term called "entrepreneur": entrepreneur and investor. It is unimaginable that investors and entrepreneurs can be separated. All valuable things in a company are reflected on the balance sheet. Equipment, factories, and land are the most valuable assets. Now data and users are the most valuable assets in the future, and they are not reflected in the balance sheet.

What has always been the case is that as an employee in the company you get a salary, as an executive you get rewards plus some options, the channel dealers earn the product price difference, and the partners earn a service fee. Now this logic has changed, and the source of value has been changed. In the past, the surplus value of labor was deprived of capital. In the future, everyone should be a contributor and everyone will enjoy it. A person has a variety of resources: human resources, knowledge resources, and governance resources. Everything is centered on the individual, not around the product or the company.

Blockchain has subverted the company's core value - maximizing shareholders' interests, and also subverted the company itself.

Blockchain’s transformation of traditional companies is reflected in its fragmentation of production processes and data, which is exactly the opposite of many social organizations. In the past, in industrialized societies, business could only be done on a large scale because transaction costs were very high. Blockchain makes granular transactions possible, miniaturized and trustworthy. In the original exchange of capital flows, there must be a process of fund payment when signing a contract. After digital assetization, it can be automatically processed through smart contracts, and the company system faces various challenges.

In the future token economic structure, things that were originally considered valuable may become worthless, such as investors who form the basis of a company’s capital structure. and managers, company equity, assets, claims, capital, funds; the corporate governance structure that constitutes the company's organizational structure - shareholders' meeting, board of directors, management and employees; Accounting statements that form the basis of a company's financial system - costs, assets, liabilities, profits, income, depreciation, etc.

What the blockchain changes is not productivity, it changes production relations. The token system is a great invention. It is not a technology or a financing token, but a new organizational form and operation method that integrates all resources and value sharing. It is the next economic era. The "certification circle" will become a more sustainable circle with the influx of more traditional companies after the "Token circle", "chain circle" and "mining circle".

Token system reform: Token reform, chain reform, certificate reform

The chain is the skeleton, and the token is the soul. It can make a person and a community come alive. Everyone is a creator and value contributor, and everyone is an owner and enjoyer. This is the real meaning. However, the current token reform and chain reform claim to be decentralized and cannot be tampered with, but they still remain at the technical level. Technology will develop very fast in the future. This is not a problem that needs to be worried about. The biggest problem is whether the production relations have been adjusted. Just like as long as the company is established, financing and share reform are not problems.

The upper layer of the pass is Token reform, financing, ICO, and white paper, which has the function of financing and financial attributes; the lower layer is chain reform, blockchain technology, distributed accounting, encryption authorization, and consensus mechanism , smart contracts, etc. have technical attributes. They are interrelated and form a business logic, which is the core of the certificate. But now the upper and lower parts are separated. People who talk about chains call them chains, and people who talk about tokens call them tokens.

Certificate reform is the operating mechanism of a community. It is the sum of investment, production, distribution, exchange, consumption and other relationships, and has social attributes. It is not determined by the value of the chain, nor by how high the currency is speculated, but by the value of its own operation. The scope of tokens is larger than digital currency and blockchain itself. It is an adjustment of production relations when productivity has developed to a certain stage. Therefore, the future society may enter a token community organization, a token economy, or even a tokenism society.

The token economy is very important. It is the most important target tool for the future market. The economy undergoes fission, and the joint-stock economy turns to the token economy. Blockchain gives everyone a distributed account to manage and calculate people's value, thereby realizing the democratization of the economic system. Stocks are a certificate that distributes dividends based on equity. However, in the context of the digital economy, everyone's data has value. When participating in the distribution, a human value certificate - Token - appears, which is a human value certificate. Calculate using blockchain. This transformation changed the human distribution system so that everyone has the right to participate in distribution. Each person's big data is scientifically measured and essentially reflects a person's ability to create value. The token economy will take a big step forward in the civilization of human society, fully discover human value, better manage human value, and create more human value. Under this system, everyone has a right to freedom based on personal values.No more exploitation and inequality.

To create value, tokens need to be issued through the blockchain. Only when the value of Token is stable can the certificate appreciate. Therefore, the transformation of the token system is a precise distribution and transaction model. Investors get certificates, producers get certificates, distributors get certificates, traders get certificates, and consumers get certificates. Balancing these five relationships requires accurate big data analysis to achieve a balanced and stable growth. mechanism. Therefore, certificate reform is not that simple. Chain reform is the participation of technology, Token reform is the preparation of white papers, and certificate reform can create core value. After centralization, the company is at the core, and decentralization is at the core of the token. A completely decentralized company has no value. Is the value of a fully centralized token zero? Does issuing Token mean the embodiment of real pass?

Many company forms will change in the future. Public companies, private companies, credit companies, market capitalization companies, and market capitalization management price-to-earnings ratios are actually issues we need to think about during the transformation of the token system. In the past, opportunities were once in 10 years, 30 years, and 100 years. Now they are once in 500 years. The author believes that blockchain is a very big opportunity. Instead of participating in the Token circle and the chain circle, it is better to create it. Enterprises that truly have the value of blockchain tokens.

⑹ What signals does the Blockchain 3.0 era give us?

2017 is the first year of the outbreak of blockchain, and 2018 will be the first year of the implementation of blockchain.

What kind of changes has the blockchain brought to the world from the 1.0 era to the 3.0 era?

The development of blockchain can be divided into three stages: peer-to-peer transactions, smart contracts and pan-blockchain application ecology (Token economy)

Blockchain 1.0 Era: Digital currency return rate is king

The 1.0 era now mostly refers to the digital currency era centered on Bitcoin. Digital currency transactions are the most important form for people to participate in the blockchain. At this stage, few people really pay attention to the application value of digital currency, let alone the practical value of the blockchain technology behind it. People focus on the rate of return of digital currency, which is equivalent to buying a stock on a different market, but this "stock" is relatively Active, the rate of return is astonishing, and of course it is also full of disasters.

Blockchain 2.0 era: smart contracts provide infrastructure support for upper-layer application development

The "smart contract" era is the real Programmable blockchain, usually represented by "Ethereum", supports Turing-complete scripting language at this stage, providing the necessary infrastructure for developers to develop any application on the "operating system" they set, realizing The actual application of virtual world has been implemented. The biggest contribution of Blockchain 2.0 is to completely subvert the concepts of traditional currency and payment through smart contracts.In the blockchain 2.0 era, blockchain forms a basis of trust based on its characteristics such as traceability and non-tampering, and provides a trustworthy execution environment for smart contracts, making it possible for contracts to be automated and intelligent. The biggest difference between smart contracts and traditional contracts is that they are not restricted by real social laws. For the contract subject to automatically execute the agreement after triggering the contract terms, the arbitration platform no longer determines the execution results in the smart contract but assumes responsibility. Responsibility for execution

Blockchain 3.0: The disruption to business lies in its transformation of production relations

We are now at the junction of the 2.0 era and the 3.0 era. The 3.0 era can be called It is people's ideal vision for the future virtual digital currency economy. In blockchain 3.0, people can truly realize assets on the chain, build a variety of applications within a large underlying framework, and create a seamless A platform with trust costs, super transaction capabilities, and extremely low risks can be used to realize the increasingly automated distribution of physical resources and human assets around the world, and promote large-scale collaboration in science, health, education and other fields.

Blockchain 2.0 builds infrastructure such as digital identity and smart contracts. On this basis, the complexity of the underlying technology is hidden, and application developers can focus more on application logic and business logic level. That is to say, we have entered the blockchain 3.0 era, and the symbol is the emergence of Token. Token is a value transmission carrier on the blockchain network, and can also be understood as a pass or token.

Token’s greatest impact on human society is its transformation of production relations. Joint-stock companies will be replaced, and every actual participant becomes the owner of productive capital. This new type of production relations encourages every participant to continuously contribute their own productivity, which is a great liberation of productivity. If this business activity is mapped to inflation in real society, as long as the former outperforms the latter, every Token holder will make a profit over time.

It is too early to talk about Blockchain 3.0. Although Blockchain has gone out of the conceptual stage, the current status of Blockchain technology development is that the underlying technology is still It is not mature enough and its applicable scenarios are relatively limited. On the one hand, there is still room for optimization and improvement in core blockchain technologies such as consensus algorithms; on the other hand, the processing efficiency of blockchain is still difficult to meet the requirements of some high-frequency application environments in reality. Moreover, the current mainstream blockchain technology platforms all originated from abroad. Domestic blockchain technology service providers must patiently start from the bottom development, achieve independent and controllable technology, and strive to lead the development of global blockchain technology. time period.

Competing among the heroes, the company that laughs last must be the company that really focuses on researching technology and developing practical applications! According to my observation, among the various applications based on Ethereum, the SEC social e-commerce chain has a very high chance of being implemented, and it is likely to become a killer application. In the SECblock official accountWith weekly reports, you can see that the team is working hard.

⑺ Let’s talk about my personal views on the blockchain industry

Why various companies should join the blockchain industry

The development of the blockchain industry

The Blockchain 1.0 era is represented by Bitcoin. This period solved the problem of "decentralized" value transfer such as BTC LTC etc.

Blockchain 2.0 The era is represented by Ethereum. The smart contracts proposed by Ethereum during this period made the blockchain no longer just in the currency field. Blockchain can be applied to all walks of life. During this period, a large number of projects serving all walks of life emerged in an endless stream< br />
The blockchain 3.0 era is represented by many public chains. During this period, the computing speed of public chains has increased significantly, far exceeding that of Ethereum, so DAPP has exploded on a large scale.

To put it simply, if blockchain 2.0 is compared to 4G, then blockchain 3.0 is the 5G era.

What is the actual value of blockchain to traditional industries?

It can be interpreted from the following aspects:

(1) Blockchain Chain is a means of secure data processing.

Blockchain essentially has four indispensable core technologies, namely: distributed storage, consensus mechanism, cryptography principles, and smart contracts. Corresponding to data storage, data processing and updating, data security and data operations,

In order to get rid of various problems of current "centralized" servers, such as: hacker attacks, downtime, and selling user information blockchain Use these four core technologies for data processing so that the data becomes traceable and cannot be tampered with. All information will be recorded on the blockchain at the moment it is written, and subsequent transportation, sales, and supervision will also be completely recorded on the blockchain, and no one can change it without authorization. If a problem occurs in the future, the information at that time can be easily traced back to clarify accountability and compensation. This is why it is called a chain. Based on these characteristics, blockchain is used in areas where information fraud is serious, such as rights confirmation, medical care, and charity.

(2) Blockchain is a brainstorm.

Based on the "decentralized" nature of the blockchain, there is no authority in the blockchain industry, or in other words, every individual is the authority. Therefore, a consensus mechanism is adopted, that is, the "consensus mechanism", based on the voting and trust of the nodes, so that all nodes in the entire system can freely and safely store and update data in the system. Different consensus mechanisms determine the different operating perspectives of the system

(3) The blockchain is a tokenization

Based on the tone of blockchain 1.0 and the idea of ​​​​2.0 , basically all blocksTokens are required to run the chain, and the remuneration tokens used as bookkeeping become the result of the labor of the miners on the chain. The quality of the token affects the enthusiasm of miners to contribute. Tokens are very similar to stocks, so the quality of the token determines the quality of the company.

Enterprises on the chain

The blockchain is very different from the Internet. Its goal is not to make the company’s products easier to sell (because similar goals have made the Internet Achieved). Instead, some of the information carried by these products or services is placed on new infrastructure to generate new value. In consensus economics, this information is called an entropic asset. There are two reasons why it is called an entropy asset: first, it is scarce; second, it contributes to the formation of consensus.

Only information that is valuable for creating consensus enters the blockchain, which is a cost-effective thing. The most basic part is traceable product information, but traceable value is not necessary in every industry, and blockchain may not be able to solve the authenticity problem of the underlying assets well. Generally speaking, intangible assets are more suitable for being put on the chain, because the property rights system can be quickly improved by using the feature of “disclosure and confirmation of rights”.

However, one must be extremely cautious when putting physical goods on the chain. If IoT technology is used to achieve authenticity traceability, the legal currency price may be too high and the actual return is too low.

Enterprise on-chain is to carry out blockchain economic transformation of traditional enterprises, allowing them to operate on the chain and become a blockchain economic organization, which is enterprise on-chain. A standard blockchain economic organization is a distributed autonomous organization that replaces the traditional collaboration model by issuing certificates, building consensus, improving productivity, and allowing various stakeholders involved in creating wealth to have the long-term interests of the organization. Co-governance and shared power, the greatest value of enterprises on the chain is to provide new economic development momentum, reduce the production cost of enterprises, and increase the value of enterprise assets. Consumers can purchase tokens to share the development and benefits of enterprises; upstream and downstream companies can also purchase tokens to directly deduct payment for goods or other transactions; after the integration of the industry chain, everyone will jointly supervise the development of enterprises in the industry and maintain the tokens. The stability of the certificate. Today, many companies are beginning to set their sights on enterprise blockchain.

Difficulties in companies getting on the blockchain

1. First time involved in the blockchain industry and lack of information

2. Lack of successful candidates under the new token economic model Enterprise operating model

3. Lack of corresponding talents for new technologies

4. Huge initial investment cost

Faced with such problems, many companies are deterred. To ensure the smooth progress of enterprises on-chain, you can find blockchain industry service providers through BCSeeker. BCSeeker allows providers and customers to find trading partners, seek services, and negotiate business on this platform in a free and open manner. It can be said that on the InternetA free matching market without geographical and time barriers has been established, and the entire process is completely free for both parties.

BCSeeker has specially opened up a path for on-chain enterprises. What are you waiting for?

⑻ What is blockchain technology and what areas may it be used in the future

What is blockchain technology? Blockchain is a distributed shared accounting technology that allows all parties involved to establish a trust relationship at the technical level. Blockchain can be roughly divided into two levels: one is the underlying technology of the blockchain; the other is the upper-layer application of the blockchain, that is, the transformation, optimization or innovative application based on the blockchain.
Blockchain has been applied in several fields. In the first field of digital assets, in addition to some points and check-in cards we have seen, it also includes various other assets, and there is a process of asset digitization.
The second area is the field of trade finance. Because the field of trade finance is originally a multi-link and multi-party participation method, blockchain can greatly improve the efficiency of the middle, making many of the original substitutes effective.
The third area uses equity, which is a company's equity like some regional equity trading centers. The purpose is to facilitate equity-to-transactions and facilitate relative circulation. At present, the multi-center blockchain system can indeed improve efficiency and reduce costs.
Xinlian is an information platform for news and data mining that is vertical in the field of blockchain. We hope it will be helpful to you.

⑼ The U.S. House of Representatives investigates the four major technology giants, and blockchain may usher in greater opportunities

On October 6, the Antitrust Subcommittee of the U.S. House of Representatives issued a The Digital Economy Competition Investigation Report lists the large-scale monopoly situations used by Apple, Amazon, Facebook and Google and provides relevant solutions. According to reports, this report is based on the transcripts of 7 congressional hearings, nearly 1.3 million internal documents, submissions from 38 antitrust experts, and interviews with more than 240 market participants and former employees of the platforms under investigation.

This 449-page report describes the history and relationship between the United States and technology giants. problems faced. Among them, there is no lack of the monopoly market phenomenon that has been formed for a long time by these four companies to suppress competitors;

We know that when a company is strong enough in a certain industry, there will be tangible or Invisibly, there will be a certain monopoly phenomenon, either in technology or products. This is nothing more than maintaining its leadership position in the industry; but for the country, this phenomenon will obviously curb the innovation of other companies. and development, which is not conducive to the progress and stability of society.

These companies haveWe have all known about the monopoly of industry products for a long time, and this is not the first time that it has been investigated for its monopoly; and this time 449, which was out of the game, also reported that it was obviously fully investigated and prepared, and it also gave certain solutions. ; He even compares these companies’ monopoly on existing industry technologies and products to the kind of monopoly giants we once saw in the era of oil tycoons and railroad tycoons.

But for those who are engaged in blockchain, they may find a different meaning;

Apple, Amazon Although , Facebook and Google all have their own monopolized industries, they are all Internet companies, and the growth of the Internet benefited from the United States’ original split of telecommunications, railways, and even oil monopolies. Well, since the United States can forcefully break up powerful oligarchs, it is not impossible for these Internet companies to see this happen in the future. So, to achieve this, new technologies need to emerge to influence and change the Internet industry; and as a decentralized blockchain, it is likely to shoulder this important task.

Taking social media as an example, blockchain-based social media is likely to benefit from the confrontation with Facebook. According to statistics, since its inception in 2004, Facebook has repeatedly prevented the leakage of personal information; in 2006, 2007, 2008, 2010, and 2018, this situation has occurred again and again. For the majority of users, they may have already felt If there is any alternative, I believe they will resolutely choose to change;

And decentralization Social networking may really be able to do this; if a social media, personal information can be encrypted using blockchain technology, and then the individual saves the private key, and all requests to retrieve personal information require the individual's permission, then this This situation can be greatly improved; this is of great significance to the majority of users who pay more and more attention to the protection of personal information.

After the release of Netflix's new documentary titled "The Social Dilemma," many users are reconsidering the need to have accounts like Facebook and Instagram. "The Social Dilemma" has been hailed by the media as "the most important documentary of our time". It reveals how technology companies influence national elections, "track" billions of people on the Internet, serve them targeted ads, and come up with ideas. Features that lead to their addiction. As young people in the new era, they may hate the impact of this situation on themselves;

Seek to make Internet intermediaries more neutral and open, and to separate them from those who can use their accumulated The power of information to achieve its own purposeWith three parties in control, this seems to be a fairly clear use case for moving to apps and websites that are decentralized in nature. In other words, the kind of infrastructure that the blockchain community has built over the past decade.

Blockchain technology has decentralized characteristics; after years of research and development, DAPPs and decentralized social platforms using this technology have emerged, such as VOICE , a decentralized content platform, or even a decentralized retail market or the use of blockchain in products for traceability or product ownership verification, etc.; what I believe is that with the improvement of the blockchain industry infrastructure, then Most of the technologies or industrial applications related to the Internet will appear on the blockchain;

In this process , maybe it will go through a process from prosperity to chaos to a complete explosion of applications, and then the emergence of phenomenal applications, and finally return to the situation of monopoly; maybe this is the development process of society, there are great similarities; At the same time, in a few years, there will be a new technology that breaks this monopoly and creates new technologies and application forms; however, there is no doubt that the next long period of time will belong to the era of blockchain. We should not miss it.

⑽ Can blockchain change 10 cases of existing business

This article introduces the current 10 main usage scenarios of blockchain:

(1) Tracking global supply Products in the chain;

is a typical usage scenario of blockchain technology in security traceability. It can promote information tracking, query, verification and anti-counterfeiting of commodity circulation, and can significantly improve the efficiency of some links. However, the role of the blockchain can only be reflected in the chain, but it cannot cover the parts operated by people below the chain.

(2) Guarantee 3D printing quality and tracking;

(3) Create personalized and lifelong “one-stop” medical records;

Blockchain healthcare can track anyone’s complete medical history, such as medications , illnesses, injuries, and transactions across health systems, physicians, pharmacies, and health plans, and empowering patients to control their own data. Blockchain can also transfer insurance payments: smart contracts can automatically trigger insurance provisions when a clinic confirms a patient has received treatment, and prevent fraudulent or inaccurate claims. Some startups, such as the UK's Medicalchain, blockchain company Gem, MIT and other companies and universities are experimenting with this use.

(4) Simplify trade logistics;

Traditional trade involves complex import and export procedures, and all participants in the entire chain require a large number of paper documents to interact, resulting in high communication costs. Blockchain can optimize this system. Maersk and IBM have created a platform that integrates services such as liner, warehouse, freight forwarding, ports, customs, exporters, importers and trade finance banks into the trade ecosystem, on a data exchange platform running on the blockchain mutualoperate.

(5) Facilitate and secure customs trade;

Blockchain has been tested in many customs departments, including the United Kingdom, South Korea, Singapore, Costa Rica, Mexico, Peru and the 15-nation East African Group. In 2017, U.S. Customs developed 14 use cases for blockchain, which are currently being tested and evaluated. Blockchain will be particularly useful for the UK: when the UK leaves the EU customs union, its number of customs declarations will increase from 55 million to over 250 million (non-EU trade plus EU trade, which previously did not require customs documents), which is currently the case with UK software The program cannot fully handle it. Blockchain can help: It can trace the origins of products and help determine the origin and appropriate tariffs for goods, such as those destined to join the European Union’s tariff package. For the UK’s 28 border agencies, imported products such as food, safety and intellectual property compliance need to be analyzed, and blockchain projects can be shared securely and transparently in real time.

(6) Prevent voting fraud and protect voter identities;

Blockchain security and identity protection features can reduce fraud and encourage voters to believe their votes are anonymous,

increase turnout and make elections more immediate . Using the technology, voters can scan their thumbs with their smartphones and cast their ballots during their Election Day commute. If everyone votes via the blockchain, no one can vote twice. Voting records are inviolable, and the ID of each ballot is recorded instantly at every polling location.

(7) Launch crop insurance for farmers;

Crop insurance customized to specific farmer needs is often very expensive, and blockchain technology can reduce costs by determining trigger conditions and automating execution. For example, farmers can insure against extreme weather. If extreme weather affects a harvest, a blockchain-based insurance contract would immediately recognize this and pay the farmer’s claim.

Establishing a network of energy producers and users;

Decades ago, some companies introduced smart grids to provide intermediary services for energy producers and demanders. Now, blockchain can optimize smart grids and provide energy producers and consumers with a regional intermediary energy trading platform. TenneT and Brooklyn-based startup LO3 Energy are both trying this business.

(9) Create smart cities that can operate independently;

Blockchain can now amplify the impact of Douyou IoT on city operations. For example, Dubai has a pilot project to implement blockchain in city services. Dubai plans to use blockchain for more than 100 million annual government documents by 2020, including all visa applications, bill payments and license renewals.

(10) Automatic payment to the exporter when the goods arrive at the foreign buyer;

Blockchain changes the information asymmetry in existing international trade by allowing both parties to the transaction to access the same data and real-time digital files question. There is no need to store multiple copies of the same document across different databases for different entities. When goods arrive marked by sensors connected to the smart contract, a transfer of money from the buyer to the seller is automatically triggered.

2. Ten major problems currently faced by the blockchain industry andIts analysis

2.1. Is the data on the blockchain really immutable?

Can one of the core features of blockchain, "anti-tampering", really be realized? And is "tamper-proof" really beneficial?

The report pointed out that the blockchain is not completely immutable, and gave three weaknesses of the blockchain:

(2) It may be hacked, and 51% of the chain is controlled by people who want to tamper with the results.

(3) The "garbage of garbage" problem has existed for centuries. The value of a blockchain depends on the data on the chain, and data entered into the blockchain may be inaccurate or fraudulent. One solution is to use sensors instead of manually entering data.

The so-called "51% attack" is to take advantage of computing power to cancel payment transactions that have already occurred. If someone masters more than 50% of the computing power, he can find the random numbers needed to mine the block faster than others, so he actually has the absolute and effective right to decide which block. From a technical level, a 51% attack is achievable, but the cost is very high for the earliest cryptocurrencies such as BTC. They have built a huge network, which is why BTC’s network has remained stable for 10 years. reason. But with other counterfeit currencies, the risk is greater.

In addition, there is no direct benefit for the attacker to simply launch a 51% attack, and it must be linked to specific short selling and false recharge. Specifically, it is often a double spend on a certain transaction. The attacker stops attacking once. Continuous attacks are costly and will stop once successful; second, the community can issue an emergency pudding and add checkpoints to the blockchain. The community urgently agreed that the attacker’s blockchain was invalid. Therefore, there are many ways to deal with the 51% attack, and it will not be the end of the world for a blockchain.

2.2. Who owns and maintains the blockchain? And who asked about the appearance?

Responsible for problems and losses?

Since the blockchain is a decentralized user community, who will maintain it? Shouldn’t it require human adjustment and maintenance just like a website?

For permissioned chains, such as alliance chains and private chains, there is no need for incentives such as tokens to motivate people to manage, there is a manager who manages the entire network. Since there are fewer users in the network, coordination costs are relatively low. However, such networks are susceptible to security challenges, and as the number of network users increases, coordination costs will increase.

For consortium chains and private chains, since they are still very centralized organizations, the verification nodes are identified by the organization itself, so the management model is not very different from traditional centralized institutions. However, for public chains, there is no leader who coordinates the entire network system, and only relies on token incentives to coordinate different interest groups, which undoubtedly increases the instability of the entire ecosystem. At present, the development of the blockchain industry is in a very early stage. In addition to the relatively mature decentralized governance of BTC, in the governance of public chains such as ETH and EOS, the founder development team plays a very core role and is the "rules" of the public chain. "Maker", although the entire ecosystem has achieved partial decentralization, in terms of strategic development direction, the founder still plays a pivotal role. Therefore, the author believes that the decentralization of blockchain can only be an ultimate goal that is constantly approaching. From the birth of the project to its maturity, its degree of decentralization should continue to increase, as shown in the figure below. In the early stages of project development, the founder and his development team play an absolute guiding role in the entire ecosystem. As the project ecosystem matures and the number of participants continues to increase, the original development team should gradually weaken its guiding role. The entire network maintenance needs to be decided jointly by all developers and users in the ecosystem. As for the final network problems, they can only be borne by all participants.

Figure: Schematic diagram of the relationship between the degree of centralization and development stages of blockchain projects

2.3. Are smart contracts really smart?

The second reason why smart contracts are not yet that smart is that their entries can be manipulated by evil actors, such as contracting parties or miners who add transaction records to the blockchain's ledger of past transactions. One study showed that 3.4% of ETH smart contracts are vulnerable to hackers.

Smart contracts can indeed optimize many intermediate programs, but judging from current industry practice, they are far from being called smart. A qualified smart contract should include all possible scenarios. Because the core essence of smart contracts is "to make the most just ruling even in the darkest environment."

The difference between Ethereum and Bitcoin is that Ethereum is Turing complete, and more types of contracts with more complex terms can be implemented through this platform. Of course, the cost of this is that the complex contract content makes it becomes more difficult to analyze. Typically, complexity is directly proportional to the probability of a vulnerability; the higher the complexity, the greater the probability of a vulnerability.

Regarding the concept "code is law" proposed by Ethereum, however, the code has attracted hacker attacks due to its own vulnerabilities, so it is not enough to form the authority of "law". Therefore, it needs the trust and endorsement of the government, lawyers, courts and other intermediary institutions. Compared with coordination, the current contract seems too rough.

2.4． Is there identity theft on the blockchain?

3% of social media accounts are fake, so can fake accounts be created on the blockchain? Can identities on the blockchain be stolen?

Blockchain can create a personal database for users whose data cannot be tampered with, but how to meet the user's "tampering" needs? This may be a paradox in the development of blockchain technology. Regarding user needs, we may need to start from the perspective of on-chain standards and authority management.

2.5. Can blockchains be connected to each other?

One blockchain records the data of an entity or user in one way, while another blockchain records the same data of the same entity or user in another way. In a fragmented system, multiple account books are not connected to each other, which will form a world of "operational islands", or "data islands". Users need to register for multiple systems at the same time to conduct transactions with different people for different purposes.

In view of the value transfer needs of different chains, cross-chain technology is the key, which can effectively connect different alliance chains or privatechain, promoting the outward expansion and connection of the blockchain. The current mainstream cross-chain technologies include Notary schemes, Sidechains/relays, Hash-locking, Distributed private key control, etc.

2.6. How does the blockchain connect to off-chain databases?

If one party's data and documents are off-chain, and the other party's data and documents are on-chain, can the two parties interact? In the company's database, can half of the company's data on the blockchain interact with the other half of the data?

These challenges are well known and are being addressed. For example, the same queries and analysis can be run in on-chain and off-chain databases. The risk is that data brought from on-chain to off-chain is no longer immutable, and researchers recognize that data security and aggregating, transforming and optimizing on-chain and off-chain data sets are significant challenges.

2.7. Can blockchain facilitate money laundering?

Money laundering is a huge global problem, amounting to 1-2 trillion US dollars, accounting for approximately 2% - 5% of the total global GDP. Banks and authorities are fighting back, spending about $8 billion a year to combat corruption. Banks around the world require KYC verification.

Due to the anonymous nature of the blockchain, especially the emergence of anonymous coins, BTC has been criticized by many people as a tool for money laundering. However, the anonymity of BTC is only anonymity on the chain. The interaction between people and the chain, and the interaction between BTC and legal currency will leave traces. It is not as "lawless" as many media have promoted. Each BTC transaction requires the transfer of a corresponding address, and the transaction records of the address can be queried. In addition, the exchange of BTC and legal currency is conducted off-chain and cannot escape supervision. If the actual identity of any party in the transaction is exposed, then all parties involved in the transaction will have difficulty escaping recourse.

2.8. Will the blockchain consume all the energy in the world?

BTC has an amazing energy demand. Operating Bitcoin for one year requires the energy consumption of Ireland for one year. Because BTC’s POW consensus mechanism requires miners to mine for transaction verification. There are concerns that as the network increases and the value of BTC rises, energy demand will grow rapidly. In fact, miners themselves have incentives to prevent this from happening, and the scalability of the blockchain is limited by availability, energy costs, and the miners' own financial resources. The current alternative is the POS consensus mechanism. The POS mechanism selects validators based on the number of currency holders.

In fact, it can be seen that except for the early batch of cryptocurrencies headed by BTC, the vast majority of current blockchain projects have taken into account the disadvantages of POW and are constantly innovating consensus mechanisms to avoid excessive consumption of energy. Therefore, blockchain is not enough to cause such a huge consumption of energy.

2.9. Will blockchain take away our jobs

For blockchain, if people can trade directly with each other, thenWhat impact does blockchain have on banks, lawyers and other intermediaries? Blockchain is unlikely to be a job killer; it will, like any technology, change the nature of work by changing companies’ business and revenue models.

When artificial intelligence becomes popular, people will continue to ask questions like this. On the one hand, we enjoy the convenience that technology brings us, but on the other hand, we are worried that technology will replace us. The biggest challenge of blockchain is not the technology itself, but changing the traditional profit distribution model. Blockchain technology can remove certain intermediary links, break the monopoly of many resources by centralized institutions, and thus change the interest pattern. This is also the most revolutionary point of blockchain.

2.10. Is the United States lagging behind in the development of the blockchain industry?

Globally, the blockchain industry in the United States is still in its infancy. Deloitte surveyed 1,053 executives in financial services, healthcare, technology industries, telecommunications, manufacturing and other industries in 2018. According to the survey, only 14% of American respondents believe that blockchain is used in their production, compared with 49% in China, 48% in Mexico, 40% in the United Kingdom, and 36% in Canada. Plans are also lagging: 41% of U.S. companies plan to invest $1 million or more in blockchain, compared with 85% in China, 74% in Canada, 72% in the United Kingdom, and 65% in Mexico.

According to the "Blockchain China-U.S. Development White Paper" released by Silicon Valley Insight, North America is comparable to Asia in terms of the number of ICOs. In terms of financing amount, North America is far ahead with 7.85 billion. Therefore, the United States, as a major country in North America, is not lagging behind at all. On the contrary, it is still leading in many aspects.

《Harnessing Blockchain for American Business and Prosperity》

http://forex.hexun.com/2018-06-17/193222543.html

https://jiahao..com/s? id=1606478434369770769&wfr=spider&for=pc

Introduction to Tianjige: Tianjige (LD Research) was established on July 2, 2018. It is a company dedicated to exploring the unknown of science and technology, taking human development as the driving force, and taking "BASE Research for Solving Real" Problems" as the purpose of the research institute.

This article comes from Babbitt

Related questions and answers: What are the uses of blockchain technology in the business field?

What are the uses of blockchain technology in the business field?

In recent years, due to the virtual digital With currency speculation booming, blockchain, as its underlying technology, has also begun to receive widespread attention. Blockchain has the characteristics of decentralization, trustlessness, collective maintenance, and reliable storage. It is currently widely used in the field of virtual currency.

Since the birth of Bitcoin, it has appeared one after another around the world.There are more than 1,600 virtual currencies, forming a huge industrial chain ecosystem around the generation, storage, and trading of virtual currencies. But overall, the industry is still in its infancy and is still far away from the real value use area. The core of the blockchain economy lies in the reconstruction of business logic and organizational forms, so it is necessary to obtain practical examples in multiple industries to demonstrate its value. This article will explore the business models used by blockchain in various industries from the perspective of combining blockchain with industry needs.

First of all, the core of blockchain is to solve the problem of credit:

Credit is the foundation of all commercial activities and finance. The United States has implemented trusted identification since 2011, while China has implemented a real-name system to achieve supervised information dissemination. The significance of blockchain is that it has established decentralized trust from a technical level for the first time and realized a completely distributed credit system.

Secondly, blockchain solves the problem of value exchange:

Traditional networks can achieve point-to-point transmission of information, but cannot achieve point-to-point transmission of value. Because information is allowed to be copied, and value must be authentic and unique, it is necessary to rely on a centralized organization to achieve value transfer. Blockchain perfectly solves this problem and provides a method to realize point-to-point transfer of value. During the value transfer process, accounting is realized by the network without relying on a centralized institution. Therefore, blockchain is expected to become the infrastructure for building new finance and the cornerstone of the future value Internet.

The use of blockchain

There are currently two main modes of blockchain use:

1) Native blockchain use: directly based on decentralized blockchain technology to realize value Transfer and transaction use, such as digital currency;

2) "Blockchain+" model: combine traditional scenarios with the underlying protocol of the blockchain to improve efficiency and reduce costs. It is expected that the use of blockchain in various industries will be dominated by the second model.

Blockchain has five core attributes, namely: transaction attributes (value attributes), certificate attributes, trust attributes, intelligence attributes, and traceability attributes. The above core attributes are combined with the needs of the industry to solve the industry's pain points and become the business model used by blockchain in various industries.

Blockchain + Bank

1. Cross-border payment

Cross-border payment is a pain point that has long plagued the banking industry. Traditional cross-border payment methods include two major categories: one is online payment, including electronic account payment and international credit card payment, which is suitable for small retail amounts; the other is the bank remittance model, which is suitable for large-amount transactions; both have payment cycles Long, high fees, low transaction transparency and other issues. Especially in recent years, with the rise of cross-border e-commerce, convenient, fast, safe and low-cost cross-border payment has become an urgent need for the industry.

The role of blockchain:

The characteristics of blockchain are deintermediation and open and transparent transactions. There is no third-party payment institution to join, which shortens the payment cycle, reduces fees, and increases transaction transparency. For example, in December 2017, China Merchants Bank joined forces with Wing Lung Bank and Wing Lung Shenzhen Branch to successfully implement the use of blockchain between the three parties.Technology for cross-border RMB remittances. Its clearing process is safe, efficient and fast, greatly improving customer experience.

2. Supply chain finance

The pain points in this field are the long financing cycle and high costs. Centered on the core enterprise system of the supply chain, it is difficult for third-party credit enhancement institutions to authenticate the authenticity of various relevant vouchers in the supply chain, resulting in long manual review times and high financing costs.

The role of blockchain:

Blockchain introduces consensus mechanism, existence proof, non-tampering, traceability and other features into supply chain finance, and does not require third-party credit enhancement agencies to authenticate various relevant credentials in the supply chain. authenticity, thereby reducing financing costs and shortening the financing cycle. For example, in April 2017, the listed company Yijian and IBM China Research jointly launched the blockchain supply chain financial service system "Yijian Block". The system focuses on pharmaceutical scenarios and currently has more than 30 pharmaceutical distribution companies. Successfully registered in the "Yijian Block", as of the end of July, the number of transactions had been close to 8,000, and the total investment amount exceeded 100 million yuan.

3. Digital Bills

The pain point of the digital bill industry lies in the long-term problems of “false bills” and “selling more than one ticket”, which have brought risks to the bill financing business of the banking industry.

The role of blockchain:

The existence proof and non-tampering characteristics of blockchain effectively solve the problem of false digital bills; at the same time, blockchain solves the double-spend problem and avoids "one vote". Sell ​​more". For example, Shenzhen Blockchain Financial Services Co., Ltd. issues bill chain products to provide bill financing services based on blockchain to solve the bill financing needs of small, medium and micro enterprises. Cooperative banks include Ganzhou Bank, Guiyang Bank, Suzhou Bank, Shizuishan Bank, Langfang Bank, Wuhai Bank, Jilin Jiutai Rural Commercial Bank, Yaodu Rural Commercial Bank, Shenzhen Rural Industrial Bank, Weifang Bank, Zhongyuan Bank, etc. In addition, Zheshang Bank, JD Finance, Hang Seng Electronics, HNA, etc. are also verifying blockchain digital bill services.

Blockchain + Securities

1. Asset Securitization

Asset securitization uses future income as a guarantee to obtain current financing. The pain points in this field are: there are many participating entities, many operating links, low transaction transparency, information asymmetry, and the authenticity of the underlying assets cannot be guaranteed.

The role of blockchain:

Blockchain introduces attributes such as existence proof, non-tamperability, and consensus mechanism for asset securitization. It can monitor the true situation of assets in real time and solve the problem of the underlying issues of institutions in the transaction chain. Asset trust issues. Various assets such as equity, bonds, bills, income certificates, warehouse receipts, etc. can be integrated into the blockchain and become digital assets on the chain, improving asset circulation efficiency and reducing costs. For example, in May 2017, Internet Finance and partners including Baiqian Leasing and Huaneng Trust jointly issued an asset securitization ABS project supported by blockchain technology, with an issuance scale of 424 million yuan.

Blockchain + Insurance

1. Insurance Business

The insurance industry has problems such as information asymmetry and lack of trust between customers and insurance institutions: it is difficult for users to choose insurance products that suit them, and insuranceInstitutions face the risk of insurance fraud.

The role of blockchain:

The decentralized, open, transparent, and traceable characteristics of blockchain establish a good communication channel between insurance institutions and users; insurance subject information is managed uniformly on the blockchain , cannot be tampered with, helping insurance institutions avoid the risk of insurance fraud; at the same time, smart contracts can improve work efficiency and reduce costs. For example, French insurance giant AXA is using the Ethereum public blockchain to provide automated flight delay compensation for air travelers. If the flight is delayed for more than 2 hours, the "smart contract" insurance product will automatically pay claims to passengers.

2. Credit information management

The pain point in this field is that credit information agencies have limited data collection channels and a lack of data sharing, which makes it difficult to accurately characterize the credit status of individuals or institutions; in addition, there are also problems in how to guarantee the data collection process. User privacy issues.

The role of blockchain:

Blockchain has the characteristics of trustlessness, consensus, and non-tampering. At the technical level, it ensures that limited and controllable credit data sharing can be achieved on the basis of effectively protecting user privacy. And verification. For example, Ping An's blockchain credit reporting business is now online. In addition, domestic startups such as Shanghai Juzhen, LinkEye, Bubi Blockchain, etc. are also exploring joint credit reporting and safe certificate storage.

As a basic technology, blockchain has great use value in many industries with distributed processing, peer-to-peer transactions, and rapid establishment of trust relationships. Its core is to solve the problem of credit and realize Point-to-point delivery of value. Therefore, it is considered to be the cornerstone of the future value Internet.

The core of the blockchain business model is to use the innovative attributes introduced by the blockchain and combine it with traditional industry uses to realize the reconstruction of business logic in order to create new usage scenarios, or improve efficiency and reduce costs.

It is expected that the use of blockchain will first start in the pan-financial field that has high requirements for credit, efficiency, and security: the financial industry pays more attention to efficiency and security, and blockchain has a high degree of matching with its pain points, and can be used for Systematically solve trust issues, efficiency issues, default risks, etc. that exist in all aspects of financial services; blockchain’s attributes such as “transaction, certificate storage, and traceability” are more likely to generate value in the financial industry. At the same time, the market space in the financial industry is huge, and small progress can bring huge benefits.

Blockchain will also extend to all areas of social life: Blockchain solves problems such as the management, transaction, and transfer of digital assets, and therefore will play an important role in the wave of asset digitization, such as supply chain management, data Applications such as services, asset management, public services, and the Internet of Things are gradually being implemented in various fields, and "blockchain+" is becoming a reality.