基于区块链的典当行有哪些,基于区块链的典当行业

近年来，随着区块链技术的不断成熟，使用区块链技术的典当行业也越来越多。区块链技术为典当行业带来了更多的便利和安全性，使典当行业发展得更加顺利。那么，基于区块链的典当行业有哪些呢？

首先，基于区块链的典当行业中最重要的是智能合同典当行。智能合同典当行是利用区块链技术和智能合同技术，将典当行业从传统的纸质合同转变为电子合同的一种行业。智能合同典当行的优势在于，它可以实现全自动的流程，无需人工干预，可以极大地提高流程效率，节省人力成本，提高典当行业的整体效率。

其次，基于区块链的典当行业中还有去中心化典当行。去中心化典当行是一种不需要中心机构参与的典当行业，典当行业的参与者可以直接通过区块链技术进行交易，实现典当行业的去中心化。去中心化典当行的优势在于，它可以实现全面的信息公开，提高典当行业的信息公开度，减少不必要的信息不对称，提高典当行业的透明度，有助于建立良好的市场信用环境。

最后，基于区块链的典当行业中还有分布式典当行。分布式典当行是一种利用区块链技术和分布式算法，将典当行业从传统的中心化管理模式转变为分布式管理模式的行业。分布式典当行的优势在于，它可以实现全程数字化，可以记录典当行业的全部信息，使典当行业更安全可靠，并且可以极大地降低典当行业的运营成本，提高典当行业的整体效率。

以上就是基于区块链的典当行业的主要内容，包括智能合同典当行、去中心化典当行以及分布式典当行。区块链技术为典当行业带来了更多的便利和安全性，使典当行业发展得更加顺利。

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⑴ What are the large-scale domestic blockchain companies?

The large-scale domestic blockchain companies include Xinchen Technology, Yinjiang Shares, Great Wall of China, Radio and Television Express, and Hang Seng Electronics etc.

1. Xinchen Technology

The company's current main business is application software development business, software and hardware system integration business and professional technical service business. In recent years, Xinchen Technology has been more bold in its attempts at innovation. The company has made certain progress in the application of new technologies such as cloud computing, big data, artificial intelligence, and blockchain in the financial industry. The domestic letter of credit business system based on blockchain technology has been successfully launched in banks and is expected to gradually become a new growth point for the company's software solutions business.

2. Yinjiang Co., Ltd.

The company mainly provides intelligent system engineering and services to users in transportation, medical, construction and other industries. "Elite" has conducted multiple follow-up reports on Yinjiang Shares. This company has made in-depth development in smart cities in recent years, covering all aspects of urban residents' lives including transportation, medical care, construction, environment, energy, education, and finance.

The company is a key software enterprise within the national planning layout, a key high-tech enterprise in the National Torch Plan, one of the top 100 enterprises in China's software business revenue, one of the top 100 high-tech enterprises in Zhejiang Province, and one of the top 100 high-tech enterprises in China according to Forbes in 2010. One of the top 100 small and medium-sized enterprises with potential, a unit with outstanding contributions to China's informatization construction in the past 30 years of reform and opening up, and one of the companies with the highest comprehensive business qualifications and the most comprehensive types in the domestic industry.

5. Hundsun Electronics

On June 1, 2016, the Financial Blockchain Cooperation Alliance was established in Shenzhen, and Hundsun Electronics was one of the 25 founding members. Use blockchain technology to implement a digital bill system based on the alliance chain.

⑵ The financial industry must have sufficient understanding of blockchain

A survey report released by PricewaterhouseCoopers in mid-April 2017 showed that China’s financial practitioners have not yet had a clear understanding of financial technology. Sufficient attention has been paid to the fact that among the already widely used blockchain technology, 30% of the respondents said they did not know about blockchain technology at all, and 40% of the respondents had only read about blockchain in the news. technology, which shows that the penetration of financial technology is still low.
I often say that with the birth of Yu’ebao as a symbol, China’s Internet finance is surging, ahead of the trend, and making countries around the world look at it with admiration. However, due to insufficient understanding of the nature of Internet finance, the conservative thinking in the traditional financial industry vigorously counterattacked. Regulatory authorities were faced with a formidable enemy and under the control of conservative thinking, this industry was almost strangled.
As China launches rounds of rectification and regulatory "movements" targeting Internet finance, developed countries in Europe and the United States have taken the opportunity to increase investment and vigorously develop technology finance. Artificial intelligence investment advisors, digital currency supported by blockchain technology, and various artificial intelligence financial services including facial recognition, fingerprint encryption, intelligent voice and other technologies have begun to be applied to the financial field.
The development of science and technology finance can be described as changing with each passing day. The world's largest asset management companies, insurance companies, etc. have gone from R&D to production in smart investment advisory and have now begun to put it into use; Bitcoin, the blockchain digital currency, has begun to enter the field of settlement means in Japan, Canada, etc., and the United States has already Blockchain is used in oil market transactions.
China has obviously fallen behind in the development of science and technology finance. This can be seen from the above PwC survey of bank employees. The current research and use of blockchain in Chinese commercial banks are conceptualized at a shallow level.
In early January 2017, Postal Savings Bank launched an asset custody system based on blockchain. The asset custody system is based on the four major mechanisms of blockchain, including shared ledgers, smart contracts, privacy protection, and consensus mechanisms. An asset custody business scenario is selected in which five roles, including asset entruster, asset manager, asset custodian, investment consultant, and auditor, participate together to realize the information sharing of the custody business and the supervision of asset usage. It is particularly worth noting that the blockchain solution enables real-time sharing of information among multiple parties, eliminating the need for repeated credit verification processes and shortening the original business process by about 60%-80%
Chairman of ICBC Yi Huiman also said at the 2016 annual report performance conference, "For blockchain technology, our bank's research and development and application are very smooth, and it is expected to be put into practical application in 2017. We have completed a financial product trading platform based on blockchain technology The construction of a prototype system, which provides customers with point-to-point financial asset transfer and transaction services based on the traditional transaction model, is expected to be available to everyone soon."
China Everbright Bank has applied blockchain technology to actual business, and its technology innovation laboratory has successfully hatched a blockchain charity donation system for the bank’s “Mother’s Water Cellar” charity project. Li Fan, General Manager of the Information Technology Department of China Everbright Bank, said that the development of new information technology in the financial technology era has brought new transformative forces to technological innovation. More effective supervision of the source and use of charity funds has improved the transparency of public welfare donations, which will help Promote the healthy development of charity and public welfare undertakings. From a bank's perspective, delivering the public's love to charitable organizations safely and reliably enhances the bank's social image and credibility.
Li Jianhong, chairman of China Merchants Bank, also revealed in the 2016 performance report that the bank invests 5 billion yuan in IT every year, which is already ahead of its peers, but it will still invest 1% of its profits every year starting from 2017. Financial innovation and fintech.
For digital currency, which is the most important component of technological finance, blockchain technology is extremely important. Blockchain technology has the potential to reconstruct the underlying structure of the financial industry. Blockchain has the advantages of reducing trust risks, having a flexible structure, reducing operating costs, and realizing shared finance. It can be widely used in peer-to-peer transactions, registration,Rights confirmation, intelligent management and other businesses. There can be no doubt about this.
We must understand blockchain technology from a higher level. The global future trend is decentralization. Financial institutions must grasp this general trend. Blockchain is the core technology of financial decentralization, and whoever masters it takes the initiative.
Why is it said that the global future trend is decentralization? We need to start with the great prediction of Kevin Kelly, the most popular “prophet” in the global Internet field. Many future technologies mentioned by KK in the book "Out of Control" published in 1994, such as WEB2.0, Bitcoin, P2P, social media, etc., have been implemented one by one. The current popular wisdom, cloud computing, Internet of Things, virtual reality, agile development, collaboration, win-win, symbiosis, co-evolution, online community, network economy, sharing economy, etc. all come from the book "Out of Control".
KK believes that in the future, it is best for the network to be evenly distributed, that is to say, the network connections are free connections between individuals. In this way, when the network is attacked, it will basically not suffer a big impact. It can even be said that such a network cannot be defeated. But the above is based on an ideal state. For now, the Internet is not so developed that it can allow one individual (also a small collective center) to generate so many connections. Secondly, a uniformly distributed network makes the path for individuals to visit a node longer. If the network is not developed enough (such as now), the network response will be very slow.
On the other hand, if the network is concentrated on certain large nodes, as long as these large nodes are protected, the stability of the network will not be greatly affected. From an individual point of view, as long as I can access Google and the Internet, the Internet will not be paralyzed for me.
However, the trend of decentralization will always be there. The network will change from the current hundreds of large nodes to millions of large nodes. Each small network will be regarded as a node, and the connections between nodes will extend in all directions. For example, the connection between the two major networks of China and the United States will no longer be countable submarine optical cables, but countless links, which are topologies that cannot be calculated. By then, I am afraid that the wall will not be built.
One of the characteristics of blockchain technology is point-to-point decentralization. The world is increasingly decentralizing from bureaucracies. We have already witnessed many processes of decentralization in technology and business, and it can be assumed that this trend will continue to occur in the next 20 years.
As long as there are still some centralized things, we can discuss how to decentralize them. For example, the banking industry. Banking has always been a very centralized industry, so we can talk about how to decentralize financial services and turn them into a sharing economy model while sharing influence.
One response to the decentralization process is sharing. Sharing is the verb expression of decentralization process. This is why we have many sharing communities.area reasons. We can share data, processes, influence, and information. The result of decentralization is an increase in sharing behavior. Experts of the past did not share financial information. If we want to study why people start sharing now, we must emphasize the quality and ability of "sharing".
Returning to the digital currency supported by blockchain technology, decentralized trading is a technological change. Users can trade on this platform with authorization codes, so that individual-to-individual transactions will occur. P2P lending and other activities. Banks will no longer exist. Bitcoin is an electronic currency with great potential, but it has many unrecognized problems, such as security issues, but we should still pay attention to it, because currency decentralization is also a future trend. KK believes that this field has great potential.
We must believe in the predictions of prophets like KK no matter what. China’s tech finance industry can’t get up early and catch the market late!
Yu Fenghui
A survey report released by PricewaterhouseCoopers in mid-April 2017 showed that China’s financial practitioners have not paid enough attention to financial technology. In the already widely used blockchain technology, , 30% of the respondents said they were completely unaware of blockchain technology, and 40% of the respondents had only read about blockchain technology in the news, which shows that the popularity of financial technology is still low.
I often say that with the birth of Yu’ebao as a symbol, China’s Internet finance is surging, ahead of the trend, and making countries around the world look at it with admiration. However, due to insufficient understanding of the nature of Internet finance, the conservative thinking in the traditional financial industry vigorously counterattacked. Regulatory authorities were faced with a formidable enemy and under the control of conservative thinking, this industry was almost strangled.
As China launches rounds of rectification and regulatory "movements" targeting Internet finance, developed countries in Europe and the United States have taken the opportunity to increase investment and vigorously develop technology finance. Artificial intelligence investment advisors, digital currency supported by blockchain technology, and various artificial intelligence financial services including facial recognition, fingerprint encryption, intelligent voice and other technologies have begun to be applied to the financial field.
The development of science and technology finance can be described as changing with each passing day. The world's largest asset management companies, insurance companies, etc. have gone from R&D to production in smart investment advisory and have now begun to put it into use; Bitcoin, the blockchain digital currency, has begun to enter the field of settlement means in Japan, Canada, etc., and the United States has already Blockchain is used in oil market transactions.
China has obviously fallen behind in the development of science and technology finance. This can be seen from the above PwC survey of bank employees. The current research and use of blockchain in Chinese commercial banks are conceptualized at a shallow level.
In early January 2017, Postal Savings Bank launched blockchain-based asset custodySystem, the asset custody system is based on the four major mechanisms of the blockchain, including shared ledgers, smart contracts, privacy protection, and consensus mechanisms, and selects five types of asset entrusters, asset managers, asset custodians, investment consultants, and auditors. The asset custody business scenario in which various roles participate together realizes the information sharing of the custody business and the supervision of asset usage. It is particularly worth noting that the blockchain solution enables real-time sharing of information among multiple parties, eliminating the need for repeated credit verification processes and shortening the original business process by about 60%-80%
Chairman of ICBC Yi Huiman also said at the 2016 annual report performance conference, "For blockchain technology, our bank's research and development and application are very smooth, and it is expected to be put into practical application in 2017. We have completed a financial product trading platform based on blockchain technology The construction of a prototype system, which provides customers with point-to-point financial asset transfer and transaction services based on the traditional transaction model, is expected to be available to everyone soon."
China Everbright Bank has applied blockchain technology to actual business, and its technology innovation laboratory has successfully hatched a blockchain charity donation system for the bank’s “Mother’s Water Cellar” charity project. Li Fan, General Manager of the Information Technology Department of China Everbright Bank, said that the development of new information technology in the financial technology era has brought new transformative forces to technological innovation. More effective supervision of the source and use of charity funds has improved the transparency of public welfare donations, which will help Promote the healthy development of charity and public welfare undertakings. From a bank's perspective, delivering the public's love to charitable organizations safely and reliably enhances the bank's social image and credibility.
Li Jianhong, chairman of China Merchants Bank, also revealed in the 2016 performance report that the bank invests 5 billion yuan in IT every year, which is already ahead of its peers, but it will still invest 1% of its profits every year starting from 2017. Financial innovation and fintech.
For digital currency, which is the most important component of technological finance, blockchain technology is extremely important. Blockchain technology has the potential to reconstruct the underlying structure of the financial industry. Blockchain has the advantages of reducing trust risks, having a flexible structure, reducing operating costs, and realizing shared finance. It can be widely used in peer-to-peer transactions, registration, rights confirmation, intelligent management and other businesses. among. There can be no doubt about this.
We must understand blockchain technology from a higher level. The global future trend is decentralization. Financial institutions must grasp this general trend. Blockchain is the core technology of financial decentralization, and whoever masters it takes the initiative.
Why is it said that the global future trend is decentralization? We need to start with the great prediction of Kevin Kelly, the most popular “prophet” in the global Internet field. Many future technologies mentioned by KK in the book "Out of Control" published in 1994, such as WEB2.0, Bitcoin, P2P, social media, etc., have been implemented one by one. Current crowd wisdom and cloud computingComputing, Internet of Things, virtual reality, agile development, collaboration, win-win, symbiosis, co-evolution, online community, network economy, sharing economy, etc. all come from the book "Out of Control".
KK believes that in the future, it is best for the network to be evenly distributed, that is to say, the network connections are free connections between individuals. In this way, when the network is attacked, it will basically not suffer a big impact. It can even be said that such a network cannot be defeated. But the above is based on an ideal state. For now, the Internet is not so developed that it can allow one individual (also a small collective center) to generate so many connections. Secondly, a uniformly distributed network makes the path for individuals to visit a node longer. If the network is not developed enough (such as now), the network response will be very slow.
On the other hand, if the network is concentrated on certain large nodes, as long as these large nodes are protected, the stability of the network will not be greatly affected. From an individual point of view, as long as I can access Google and the Internet, the Internet will not be paralyzed for me.
However, the trend of decentralization will always be there. The network will change from the current hundreds of large nodes to millions of large nodes. Each small network will be regarded as a node, and the connections between nodes will extend in all directions. For example, the connection between the two major networks of China and the United States will no longer be countable submarine optical cables, but countless links, which are topologies that cannot be calculated. By then, I am afraid that the wall will not be built.
One of the characteristics of blockchain technology is point-to-point decentralization. The world is increasingly decentralizing from bureaucracies. We have already witnessed many processes of decentralization in technology and business, and it can be assumed that this trend will continue to occur in the next 20 years.
As long as there are still some centralized things, we can discuss how to decentralize them. For example, the banking industry. Banking has always been a very centralized industry, so we can talk about how to decentralize financial services and turn them into a sharing economy model while sharing influence.
One response to the decentralization process is sharing. Sharing is the verb expression of decentralization process, which is why we have many sharing communities. We can share data, processes, influence, and information. The result of decentralization is an increase in sharing behavior. Experts of the past did not share financial information. If we want to study why people start sharing now, we must emphasize the quality and ability of "sharing".
Returning to the digital currency supported by blockchain technology, decentralized trading is a technological change. Users can trade on this platform with authorization codes, so that individual-to-individual transactions will occur. P2P lending and other activities. Banks will no longer exist. Bitcoin is an electronic currency with great potential, but it has many unrecognized problems, such as security issues, but we should still pay attention to it because currency decentralization is also a future trend.potential. KK believes that this field has great potential.
We must believe in the predictions of prophets like KK no matter what. China’s tech finance industry can’t get up early and catch the market late!

⑶ What are the classifications and applications of blockchain projects

From the current mainstream blockchain projects, blockchain projects mainly fall into four categories: Category 1: Coin Category; second category: platform category; third category: application category; fourth category: asset tokenization.

Coins mainly serve as the "medium of exchange" in the field of blockchain assets. The medium of exchange refers to general equivalents, such as gold and silver notes in the past. (Trade blockchain assets on "Bihui Exchange")

Platform projects refer to the establishment of technology platforms to meet the development of various blockchain applications, which can reduce the cost of developing applications on the blockchain. threshold.

The scope of application projects is relatively wide, covering many fields such as finance, social networking, games, property rights protection, etc. It is also the fastest growing field of blockchain assets.

The asset tokenization project refers to the blockchain mapping of physical assets, that is, the physical assets are put on the chain. Currently, there are no more than 10 varieties.

01 Currency

The first category is currency projects, which are also the earliest blockchain projects. Currency projects mainly include projects such as Bitcoin and Litecoin. In addition, there is another type of asset that has the characteristics of anonymity. Its main functions include realizing payment while protecting the privacy of both parties. The well-known ones include Dash, Monero and Big Zero that use zero-knowledge proof. Coin (Zcash), etc. Currency mainly serves as the "medium of exchange" in the blockchain asset field. The medium of exchange is the general equivalent that you use to exchange for goods. For example, in the past, gold, silver, and banknotes could be used as media of exchange. There are currently more than 2,100 types of digital assets in the world, and the number of currency blockchain projects has grown rapidly recently. As of June 2018, Bitcoin still has the largest market value.

02 Platform Category

The second category is platform blockchain projects. The main function of platform blockchain projects is to establish a technology platform to meet the needs of various blockchain application development. The required technical requirements; simply put, platform applications allow developers to directly issue digital assets on the blockchain, write smart contracts, etc. A smart contract is a computer program that runs on a blockchain database and can be automatically executed under conditions set by its source code.

For example, if you develop a smart contract based on a house rental agreement on the blockchain, when the owner receives the rent, it will trigger automatic execution and give the apartment's security key to the tenant.

The main function of platform blockchain projects is to establish an underlying technology platform to allow developers to develop applications on the underlying technology platform. A considerable number of platforms are still under development. As of June 2018 , the one with the largest market value is Ethereum.

03 Application Category

The third category is application blockchain projects. Application projects are developed based on blockchain.Blockchain projects developed by development platforms (such as Ethereum) that can solve many problems in various fields of the real economy.

For example, the blockchain-based prediction platform Augur, the blockchain-based computing power trading platform Golem, the blockchain-based luxury traceability platform VeChain, and the blockchain-based asset exchange and transfer services OmiseGo. Using blockchain technology, these projects can better solve trust issues, cross-border circulation and other issues. At the same time, using smart contracts and tokens on the blockchain, automatic execution can be better realized, greatly improving the efficiency of social and economic activities. efficiency. The scope of applied blockchain projects is relatively wide, covering many fields such as finance, social networking, games, property rights protection, etc. It is also the field where the market value of blockchain projects is increasing the fastest.

04 Asset Tokenization

The fourth category is asset tokenization blockchain projects. Asset tokenization refers to linking blockchain assets to physical assets such as gold and U.S. dollars. , is a blockchain mapping of physical assets. As of February 2018, there are no more than 10 varieties. The more typical representatives are USDT, which is benchmarked against the US dollar, and Digix Dao, which is benchmarked against gold. Each DigixDAO token represents 1 gram of London gold. Silver Market Association certified gold. Asset tokenization has the advantages of convenient transactions and safekeeping. First, asset tokenization makes transactions easier. Because blockchain assets can be split, they have better liquidity.

For example, currently the real estate needs to be transferred as a whole. If the real estate can be tokenized, it can be purchased in pieces, making transactions more convenient. Secondly, tokenization of physical assets is more conducive to safekeeping. In physical transactions such as gold, it is easy to cause wear and tear and cause losses. However, after tokenization of physical assets, there is no need for physical transfer, which is more conducive to the custody of physical assets.

⑷ What is the legality of tbcc digital currency?

Tbcc is not legal in China. Please be careful about being fooled by tbcc. It is actually a fund pool to trap money. Just enter the platform. It’s a trap. If you go in and try to get out, you will be cut off. As long as you withdraw the currency, you will be deducted a handling fee of 10 points, and you must meet an integral multiple of 100 before you can withdraw it. It is withdrawn in the form of USDT. If you have 190 usdt, you will be deducted. You can only withdraw 100 coins. This is just the beginning. Once the money in the circle reaches a certain level, you will no longer be able to withdraw it.
Extended information:
1. The evolution of digital currency
With the development of information technology, mobile Internet, cloud computing, secure storage, and blockchain technology continue to evolve, and payment methods are changing globally. Big changes. Libra, the cryptocurrency led by Facebook, was born out of nowhere, and the Libra white paper was released claiming to establish a simple global currency and financial infrastructure. The concept of digital currency has attracted widespread attention in the market. It said it is cooperating with central banks in other countries to enhance its understanding of "central bank digital currency".
Since the concept of digital currency was proposed in 1983, after nearly four decades of developmentWith its development history, relevant theories and practices have made important developments. It has realized the evolution from complete anonymity to controllable anonymity, from online to offline, from a single bank digital currency system to a multi-bank digital currency system, and from centralization to decentralization.
2. Digital currency, virtual currency, electronic currency
(1) Electronic currency: currency paid electronically. Essentially, it is the electronicization and networking of legal currency. It is divided into stored-value cards, bank cards, third-party payments, etc. according to the issuer and application scenarios. It usually refers to the use of digital currency by the parties to electronic transactions, including consumers, enterprises, and financial institutions. Payment means, the process of making monetary payments or fund transfers to another party through the Internet. Generally, according to N. Asokan's classification method, electronic payment systems can be divided into two major payment systems: account-based and digital currency-based. Account-based payment systems are where users open an account with a payment service provider.
And authorize them to make payments, such as debit cards, credit cards and other settlement card systems, find the account number of the acquired system through the network from the "card number", and complete the flow of funds on the account according to the instructions. In a payment system based on digital currency, users purchase electronic digital tokens from currency issuers. The tokens have a certain value and can be used to pay merchants. They can also be stored and play the role of cash in the network environment.
(2) Virtual currency: an unregulated digital currency, issued and controlled by its developers, accepted and used by members of a specific virtual community. Simply put, virtual currency is issued by a specific entity and accepted and used by specific members. The value, use, management and control of the currency are all controlled by the issuing entity. According to this definition, my country’s Tencent Q-coin, Sina’s U-coin, Internet network currency, etc. are all virtual currencies.
(3) Cryptocurrency: It is a trading medium that uses cryptographic principles to ensure transaction security and control the creation of trading units. Cryptocurrencies use encryption algorithms and encryption techniques to ensure the security of the entire network. Many cryptocurrencies are distributed systems based on the blockchain, which use private keys and public keys to promote peer-to-peer transmission and achieve peer-to-peer transactions. The public key must be published on the blockchain to allow everyone to witness the ownership and transactions of the cryptocurrency. process.
The issuer does not have any restrictions on the value, use, or existence of the currency. It runs on the blockchain network, and its value depends on the user. Typical cryptocurrencies such as Libra, etc. In addition, digital currencies can be divided into legal digital currencies and private digital currencies according to different issuing entities.

⑸ What qualifications are required for exchanges

Recently, under the attack of various domestic policies and regulations, in addition to using blockchain technology to prevent counterfeiting and other blockchain industries with low utilization value, traditional traditional The blockchain industry such as virtual currency exchanges, mining, and currency issuance has been labeled as illegal or even criminal. However, since the concept of NFT was proposed, some people have said that NFT is legal. Otherwise, why would even Alibaba and Tencent be involved in this issue in the past two days?Such giants have begun to lay out the NFT trading sector. But is this really the case? Attorney Guo will take you today to see whether NFT is legal and the only way to legalize NFT exchanges. First of all, let’s make it clear: The NFTs mentioned by Lawyer Guo refer to non-fungible tokens based on blockchain technology, that is, virtual currencies that are indivisible, irreplaceable, and unique. Instead of the air currency called "NFT" circulating on some platforms, these two things are completely different concepts. 1. Is NFT legal? In fact, the answer to whether NFT is legal is the same as whether virtual currency is legal. It is already a commonplace topic. Lawyer Guo reiterated that within the existing legal framework, except for those air coins used for pyramid schemes, illegal fund-raising and other criminal activities, which are worthless criminal tools, normal virtual currencies belong to the category of virtual property and are subject to the " Legal personal property protected by the Civil Code. 2. Are NFT exchanges legal? Although as early as 2017, after the "Announcement on Preventing Token Issuance and Financing Risks" was released, virtual currency exchanges such as Huobi have been clearly defined as illegal. But the NFT exchange is really a "fish that slipped through the net", otherwise Alibaba and Tencent would not have entered rashly. Because NFT exchanges are indeed legal if they obtain relevant licenses and filings. But there is also a point worth noting here. Although the compliant NFT trading platform is legal, it is based on F·NFT technology and other trading platforms that evenly divide NFT tokens. There is a high probability that it is illegal. 3. Three types of qualifications that legal NFT exchanges should obtain. Currently, there are three types of NFT exchanges on the market. The first is an exchange that promotes transactions through auctions; the second is through pricing transactions. B2C sales; the third type is a C2C transaction matching platform like a certain treasure. 1. As long as they are engaged in blockchain-related information service providers, according to the provisions of the "Blockchain Information Service Management Regulations", they should be registered through the blockchain information service registration management system of the State Cyberspace Administration of China. 2. All NFT exchanges that provide services through the Internet must undergo ICP filing and licensing in accordance with the provisions of the "Telecommunication Regulations of the People's Republic of China" and the "Internet Information Services Management Measures". Note that here you not only need to register for ICP, but also need to obtain the ICP license. Little knowledge: ICP registration is like the website’s ID card, and the ICP license is like the website’s business license. The state implements the ICP licensing system for commercial Internet information services; and implements the ICP filing system for non-commercial Internet information services. 3. Judging from the practice of NFT, it is a product with certain quasi-financial attributes anyway. Therefore, NFT exchanges should also obtain certain financial business licenses. According to the different nature of the exchange, it can be roughly divided into the following three categories: the first type of exchanges that exist in the form of auctions, and those that facilitate NFT transactions in the form of auctions naturally require auction-related licenses; the second type of exchanges that use B2C pricing transactions method of saleYes, virtual goods can be sold in the form of e-commerce, but for sales in the form of e-commerce, the platform must first buy out the NFT before selling it; the third category is conducted in the form of C2C, and C2C operations are the most risky. However, Lawyer Guo believes that after obtaining a pawn business license, it can be sold in the form of "pawn" as an "absolute pawn". Some people may have questions here? Why do the above three categories mentioned by Lawyer Guo require high costs to obtain relevant business licenses before they can be carried out? This brings us to the most fatal point of establishing an exchange. 4. According to the provisions of the "Decision of the State Council on Cleaning up and Rectifying Various Trading Places to Effectively Prevent Financial Risks" and the "Implementation Opinions of the General Office of the State Council on Cleaning up and Rectifying Various Trading Places": In order to standardize the names of trading places, any use of "exchange" Except for those approved by the State Council or the financial management department of the State Council, trading venues must be submitted to the provincial people's government for approval; before approval by the provincial people's government, the opinions of the joint meeting should be sought. For trading venues that have not been approved to be established in accordance with the above regulations or that use the word "exchange" in their names in violation of the above regulations, the industrial and commercial departments shall not handle industrial and commercial registration for them. Therefore, if you want to set up an NFT exchange, you must apply to the provincial people's government or the State Council or the financial management department of the State Council for approval. At present, no NFT exchange has passed the review, which means that any current NFT trading platform is illegal if it uses the word "exchange". So, don’t you think it would be nice to call it an “auction house”, “e-mall” or “pawn shop”? Finally, some people may be curious, why can’t transactions be conducted directly by signing a “contract”? Lawyer Guo It is believed that if transactions are conducted online and high-frequency transactions are carried out, it is often difficult to escape OTC and other aspects of supervision. Once detected by regulatory agencies, it is easy to be mistaken for substantial continuous bidding, electronic matching, Anonymous transactions and other behaviors are mistakenly regarded as criminal activities. However, if the transaction is conducted offline through protocol transactions, it is obviously not in line with the purpose and trading habits of the NFT exchange. Even if transactions are really conducted through protocol transactions, all transactions should be carefully designed. In all aspects, try to operate in a legal and compliant manner. Finally, I would like to say: NFT is one of the few legal windows in the blockchain industry. I hope that while relevant practitioners seize the opportunity, they must not ignore the risks and cherish it. Okay, the above is all the content of this issue. If you think it is useful to you, you might as well press and hold the like button before leaving. Be sure to press and hold it.

⑹ WTB, the king of the blockchain 4.0 era

When it comes to WTB, you may not know much about it, but when it comes to Ethereum, everyone must know something about it. . Ethereum has always attracted much attention since its release, and any information will touch people's hearts. The WTB public chain issuance is similar to Ethereum in that it uses computer network technology to generate virtual digital currency by inputting specific algorithm programs..

The origin of the World Trade Dollar Public Chain WTB

The World Trade Dollar Public Chain is referred to as WTB. It was launched by the Singapore World Trade Dollar Public Chain Foundation in March 2019. Although it was launched not long ago, it has been favored by thousands of people and has been unanimously welcomed by the majority of currency circles, especially the strong support from various industries and institutions. The growth has been gratifying along the way, and there is a feeling that I can bloom alone among thousands of flowers. Meaning. Nowadays, WTB public chain is widely praised in the currency circle because of its characteristics suitable for long-term investment. The WTB public chain is favored by value investors for hedging investments, and its value is equivalent to physical gold. These seem to be destined that the WTB public chain will rise to become the highest mountain in the future virtual digital currency market. .

What is the virtual digital currency of WTB public chain?

WTB public chain WTB is a blockchain digital currency. It is a multi-chain consensus, multi-chain parallel, DHT sharded storage, NDPOS multi-source hybrid consensus and cross-chain atomic operation to build high-speed A public chain for cross-chain asset circulation. The WTB public chain can not only slowly replace traditional currencies, but also provide almost zero-cost online payment for people anywhere in the world. The WTB public chain is completely decentralized and is not subject to supervision by any country or government. The relevant transaction records can be queried on the block for each transaction. It is an international payment network. Does the WTB public chain have a central agency? The answer is no, there is no central government, it is completely decentralized, and with this currency, individuals can control their own finances because it is a secure network.

How does it compare to other digital currencies?

The outstanding functions of the WTB public chain include low transaction costs, fast and simple transactions, high concurrency, high throughput, openness and transparency, and strong anonymity. Additionally, it ensures better storage efficiency compared to other currencies that are primarily based on mathematical calculations. With the strong support of various industries, with the best liquidity and a throughput of tens of millions of transactions per second (TPS), the WTB public chain has become a commercial medium that complements Bitcoin and Ethereum.

The value stability of the World Trade Yuan public chain WTB is also trustworthy. Its total amount is limited to 1.99 pieces and will never be issued additionally. That is, the value of the World Trade Yuan public chain WTB will increase with the algorithm difficulty and quantity. decreases and continues to rise. As mentioned earlier, its essence is the same as precious metals, with both high value and limited quantity. And the earlier you buy it, the greater the room for appreciation and the more profit you will make.

What about its practical application?

The traceability application of the WTB public chain further demonstrates its value. Because the traditional traceability system is completely centralized, the proportion of code scanning verification is very low. There are cases in the industry that tamper with data due to their own interests, and each company in the supply chain keeps their own accounts.Information islands are formed, and data cannot be traced. In addition, the traceability systems of most enterprises cannot actually produce value. They only increase costs and become a semblance of engineering to cope with supervision. At the same time, because of complete centralization, it is difficult to prevent evil within the enterprise, resulting in information fraud and Leakage is the biggest drawback of traditional traceability. However, compared with traditional traceability, blockchain traceability saves the traceability information in the blockchain ledger. Each participant in the product life cycle will jointly maintain and store the traceability information as a blockchain node, ensuring that the traceability information will be stored once the traceability information is stored in the blockchain ledger. Once on the chain, it cannot be tampered with, cannot be forged, and cannot be repudiated. Form a traceability mechanism with high credibility among product participants, consumers and regulatory agencies to solve the core pain points of data fraud.

The WTB public chain uses the unique and non-tamperable distributed ledger recording characteristics of the blockchain to build a traceability system based on blockchain technology, through the sub-chains of the implemented projects and the corresponding DAPP applications. To solve the problem of information traceability, anti-counterfeiting and authenticity verification for enterprises in the process of raw material procurement, production, warehousing, circulation, distribution and terminal consumption. In the WTB traceability system of the WTB public chain, neither the companies on the chain nor the platform parties can modify the existing information on the chain. This also prevents insiders of a single company from tampering with it at low cost as before. It is costly and difficult to persuade 51% of the nodes to commit crimes at the same time, which reduces the space for fraud and profit and improves the credibility of the information.

The traceability system created by the WTB public chain enables everything to be traced back to its origins, creating a precedent for blockchain + traceability, and taking a solid step forward for blockchain to serve the public. .

So, you can pay attention to the trends of the WTB public chain for a long time, because in a sense, this move will help you quickly become a "coin circle boss" and you can enjoy it from now on WTB brings you the freedom of wealth.