atb区块链最新消息,atb区块交易平台
ATB区块链是一个新兴的区块链技术,已经被许多业内人士所认可。它的出现让区块链技术有了更多的应用场景,也给区块链行业带来了新的发展机遇。
ATB区块链最近发布了一款全新的交易平台,为用户提供了更多的交易服务。ATB交易平台拥有全面的安全保障措施,可以有效保护用户的资产安全,让用户可以安心地进行交易。
ATB交易平台还提供了完善的交易支持功能,可以满足用户的各种交易需求,让用户可以轻松、快捷地进行交易。此外,ATB交易平台还提供了丰富的币种支持,可以支持各种币种的交易,让用户可以自由地进行交易。
ATB交易平台的出现,为区块链行业带来了新的发展机遇,让用户可以更加便捷地进行交易,也为区块链市场注入了新的活力。
总之,ATB交易平台的出现为区块链行业带来了新的发展机遇,为用户提供了更加便捷、安全的交易服务,也为区块链市场注入了新的活力。ATB交易平台的出现,将为用户带来更多的便捷,更多的可能性,让用户可以轻松、快捷地进行交易,也为区块链行业带来新的发展机遇。
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① Is virtual currency legal?
Virtual currency refers to non-real currency. Virtual currency essentially only has commodity attributes and does not have monetary attributes. There are currently hundreds of digital currencies issued around the world. The currently popular digital currencies are: Bitcoin, Litecoin, Infinity Coin, etc. According to notices and announcements issued by the People's Bank of China and other departments, virtual currency is not issued by a monetary authority, does not have legal and compulsory monetary attributes, is not currency in the true sense, does not have the same legal status as currency, and cannot be It should not be used as currency in the market. Citizens’ investment and trading in virtual currencies are not protected by law. Any organization or individual is strictly prohibited from illegally engaging in token issuance and financing activities.
In 2013, the Notice of the People's Bank of China, the Ministry of Industry and Information Technology, the China Banking Regulatory Commission, the China Securities Regulatory Commission, and the China Insurance Regulatory Commission on preventing Bitcoin risks pointed out that Bitcoin has no centralized issuer , the total amount is limited, the use is not subject to geographical restrictions and anonymity are four main characteristics. Although Bitcoin is called "currency", because it is not issued by a monetary authority, it does not have legal and compulsory monetary attributes, and is not a currency in the true sense. By nature, Bitcoin should be a specific virtual commodity that does not have the same legal status as currency and cannot and should not be used as currency in the market.
At this stage, financial institutions and payment institutions are not allowed to price products or services in Bitcoin, are not allowed to buy or sell Bitcoin or act as a central counterparty to buy and sell Bitcoin, and are not allowed to underwrite Bitcoin-related insurance business or include Bitcoin in the scope of insurance liability. You are not allowed to directly or indirectly provide customers with other Bitcoin-related services, including: providing customers with Bitcoin registration, trading, clearing, settlement and other services; accepting Bitcoin or using Bitcoin as a payment and settlement tool; conducting Bitcoin and RMB and Foreign currency exchange services; carrying out Bitcoin storage, custody, mortgage and other businesses; issuing Bitcoin-related financial products; using Bitcoin as an investment target for trusts, funds and other investments.
On September 4, 2017, the People's Bank of China, the Cyberspace Administration of China, the Ministry of Industry and Information Technology, the State Administration for Industry and Commerce, the China Banking Regulatory Commission, the China Securities Regulatory Commission, and the China Insurance Regulatory Commission jointly issued the "Announcement on Preventing Token Issuance Financing Risks", which was a response to the then-popular To regulate Xing’s “token issuance financing” behavior. It is clarified that token issuance financing refers to financing entities raising so-called "virtual currencies" such as Bitcoin and Ethereum from investors through the illegal sale and circulation of tokens. It is essentially an act of illegal public financing without approval and is suspected of Illegal selling of tokens, illegal issuance of securities, illegal fund-raising, financial fraud, pyramid schemes and other illegal and criminal activities. Therefore, any organization or individual is strictly prohibited from illegally engaging in token issuance and financing activities.
On August 24, 2018, the China Banking and Insurance Regulatory Commission, the Central Cyberspace Administration of China, the Ministry of Public Security, the People's Bank of China, and the State Administration for Market Regulation jointly issued the "Risk Tips on Preventing Illegal Fund-raising in the Name of "Virtual Currency" and "Blockchain". point outUnder the banner of "financial innovation" and "blockchain", it absorbs funds through the issuance of so-called "virtual currencies", "virtual assets" and "digital assets". In essence, it is a Ponzi scheme of "borrowing new and repaying old", making it difficult to operate funds. Long term maintenance.
On May 18, 2021, in response to the objective situation that virtual currency prices have skyrocketed and plummeted, and virtual currency trading and speculation activities have rebounded, the China Internet Finance Association, China Banking Association, and China Payment and Clearing Association jointly issued the "About Preventing Virtual Currency" "Announcement on Risks of Transaction Speculation" reiterates that virtual currency only has commodity attributes and does not have the essence of currency attributes, and clearly points out that virtual currency trading and speculation activities breed risks of illegal cross-border transfer of assets, money laundering and other illegal and criminal activities, seriously infringing on the people. Property security, once again requires relevant institutions not to conduct business related to virtual currencies.
In addition, special attention needs to be paid to the fact that in March 2017, the National People's Congress reviewed and approved the revised "General Principles of the Civil Law of the People's Republic of China", which added a new Article 127: "The law regulates data and network virtual property." If there are provisions for protection, those provisions shall prevail." This is the first time that my country's civil law has included online virtual property as civil rights and within the scope of civil law protection. This means that although the state has severely cracked down on virtual currency trading and speculation activities in the financial field, Bitcoin has the attributes of virtual property. Therefore, in some cases in judicial practice, the law still provides protection for contractual disputes arising from using Bitcoin as a commodity or property.
So everyone must have a correct understanding of currency, a correct view of virtual goods and virtual currencies, rational investment, reasonable control of investment risks, and maintenance of the safety of their own property.
[Legal Basis]
Notice of the People's Bank of China, the Ministry of Industry and Information Technology, the China Banking Regulatory Commission, the China Securities Regulatory Commission, and the China Insurance Regulatory Commission on preventing Bitcoin risks
1. Correctly understand the attributes of Bitcoin
Bitcoin has four main characteristics: no centralized issuer, limited total amount, no geographical restrictions on use, and anonymity. Although Bitcoin is called "currency", because it is not issued by a monetary authority, it does not have legal and compulsory monetary attributes, and is not a currency in the true sense. By nature, Bitcoin should be a specific virtual commodity that does not have the same legal status as currency and cannot and should not be used as currency in the market.
2. Financial institutions and payment institutions are not allowed to carry out Bitcoin-related businesses
At this stage, financial institutions and payment institutions are not allowed to price products or services in Bitcoin, and are not allowed to buy, sell or act as a central counterparty When buying and selling Bitcoin, you are not allowed to underwrite Bitcoin-related insurance business or include Bitcoin in the scope of insurance liability. You are not allowed to directly or indirectly provide customers with other Bitcoin-related services, including: providing customers with Bitcoin registration, trading, clearing, Settlement and other services; accept Bitcoin or use Bitcoin as a payment and settlement tool;Carry out exchange services between Bitcoin and RMB and foreign currencies; carry out Bitcoin storage, custody, mortgage and other businesses; issue Bitcoin-related financial products; use Bitcoin as an investment target for trusts, funds and other investments.
② Can I call the police if my friend defrauds me of money to invest in the blockchain?
Summary Hello, I am very happy to answer your questions.
③ Are blockchain and digital currencies legal in China?
As of May 2020, blockchain and digital currencies are not legal in China.
The "Announcement of the People's Bank of China, the Central Cyberspace Affairs Office, the Ministry of Industry and Information Technology, the State Administration for Industry and Commerce, the China Banking Regulatory Commission, the China Securities Regulatory Commission, and the Insurance Regulatory Commission on Preventing Token Issuance Financing Risks" stipulates:
Article 2 Any Organizations and individuals are not allowed to illegally engage in token issuance and financing activities
From the date of this announcement, all types of token issuance and financing activities should be stopped immediately. Organizations and individuals that have completed token issuance and financing should make arrangements such as liquidation and withdrawal, reasonably protect the rights and interests of investors, and properly handle risks. Relevant departments will seriously investigate and deal with illegal activities that refuse to stop token issuance and financing activities and completed token issuance and financing projects in accordance with the law.
Article 3 Strengthening the Management of Token Financing Trading Platforms
From the date of this announcement, any so-called token financing trading platform shall not engage in legal currency and token, "virtual" transactions. Currency exchange business between each other, it is not allowed to buy or sell tokens or "virtual currency" as a central counterparty, and it is not allowed to provide pricing, information intermediary and other services for tokens or "virtual currency".
(3) Is atb blockchain financing legal? Further reading
The "Measures for the Suppression of Illegal Financial Institutions and Illegal Financial Business Activities" stipulates:
p>Article 11: The public security organs shall take coercive measures in accordance with the law against criminal suspects, funds and property involved in illegal financial institutions and illegal financial business activities to prevent criminal suspects from escaping and transferring funds and property.
Article 12: After investigation and determination of illegal financial institutions and illegal financial business activities, the People's Bank of China will make a decision to ban them, declare the financial institution and financial business activities to be illegal, and order them to cease all business activities. and make an announcement.
Article 13 If the People's Bank of China discovers that a financial institution opens accounts, handles settlements, and provides loans for illegal financial institutions or illegal financial business activities, it shall order the financial institution to immediately cease relevant business activities. No unit or individual may use relevant funds without authorization.
④ Are digital currency exchanges legal?
Cryptocurrency (English: Cryptocurrency, often plural Cryptocurrencies, also translated as cryptocurrency, cryptographic currency) is a currency that uses cryptography principles to Ensure transaction security and control the transaction media created by transaction units. Cryptocurrency is a type of digital currency (or virtual currency). Bitcoin at 200It became the first decentralized cryptocurrency in 1999. After that, the term cryptocurrency mostly refers to this type of design. Since then several similar cryptocurrencies have been created, often called altcoins. Cryptocurrency is based on a decentralized consensus mechanism, as opposed to a banking financial system that relies on a centralized regulatory system.
The decentralized nature comes from the use of distributed ledger blockchain technology.
Chinese name
Cryptocurrency
Foreign name
Cryptocurrency
Field
Blockchain
Quick
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Country Digital Currency Blockchain Reference
Cryptocurrencies other than Bitcoin
Cryptocurrencies other than Bitcoin, also known as altcoins and alternative coins (English: altcoin), partly refer to the ideas, principles, and A virtual currency similar to Bitcoin generated by the source code, there are more than 800 cryptocurrencies in circulation.
From February to April 2017, the proportion of altcoins in the total cryptocurrency market value increased from 15% to nearly 40%.
Since Bitcoin itself does not have an authoritative issuing agency and national power to maintain its authority and uniqueness, Bitcoin and its imitators can only get along equally, although it is the earliest virtual currency and the most well-known , the most familiar to people, also has the largest user network community, has a strong network effect, and is also the cryptocurrency with the highest market value most of the time, but it does not have an absolutely exclusive status. [1]
⑤ Is Tether legal in China?
Legal analysis: Tether is illegal in China. As early as September 4, 2017, seven ministries and commissions including the People's Bank of China issued the "Announcement on Preventing Token Issuance Financing Risks", prohibiting all types of token issuance (ICO) financing activities. "This means that including various game currencies, it is illegal as long as they are issued and traded in the country." Liu Quan, director of the CCID Blockchain Research Institute, said. According to him, the only legal digital currency in our country is the DCEP currency issued by the central bank. Although centralized digital trading currencies like USDT have always had various problems such as over-issuance, spam issuance, circulation and opaque value endorsement, it has still become the largest trading volume after Bitcoin and Ethereum. digital currency, and continues to affect the price fluctuations of the digital currency market. < /p>
From the date of this announcement, any so-called token financing trading platform shall not engage in the exchange business between legal currency, tokens, and "virtual currencies", and shall not buy or sell tokens or act as a central counterparty to buy and sell tokens. or "virtual currency", shall not provide pricing, information intermediary and other services for tokens or "virtual currency"service.
For token financing trading platforms with illegal and illegal problems, the financial management department will ask the telecommunications authorities to close their website platforms and mobile APPs in accordance with the law, and ask the network information department to remove the mobile APPs from the application store. , and requested the industrial and commercial administration department to revoke its business license in accordance with the law.
⑥ Is digital currency legal in China?
Not legal.
The central bank reminded that it has not yet issued a legal digital currency, nor has it authorized any institution or enterprise to issue a legal digital currency, and it has no promotion team. Currently, the so-called “digital currencies” on the market are not legal digital currencies.
In addition, the so-called "digital currency" launched by some institutions and enterprises and the so-called promotion of digital currency issued by the central bank may involve pyramid schemes and fraud.
⑦ Is digital currency legal?
As long as it is issued by the People's Bank of China in accordance with the decision of the National People's Congress, it is legal!
First of all, let’s make one point clear: my country only does not recognize the currency status of virtual currencies and the legality of related financing, but it does not deny the effectiveness of civil legal actions linked to virtual currencies. Whether it is digital currency or mining machines, they are the legal property of citizens and should and can be protected by law.
The "Notice" jointly issued by the People's Bank of China and five other ministries and commissions on December 5, 2013 only prohibited the circulation of Bitcoin as currency in the market, and clearly defined Bitcoin as a virtual commodity and advocated the public Rational investment; the "Announcement" jointly issued by seven ministries and commissions including the People's Bank of China on September 4, 2017 only further prohibited the circulation and use of Bitcoin as a virtual currency in the market, and did not restrict the production and storage of Bitcoin or Bitcoin mining machines as commodities. There is and legal circulation.
Current digital currencies are basically divided into three categories: mainstream coins, altcoins and air coins.
After the digital currency bull market in 2017, "leeks" with various purposes such as fraud, pyramid schemes, and illegal fund-raising have appeared in the currency circle one after another. Everyone wants to make quick money from it. Therefore, the digital currency in the minds of Chinese people is a scam and is subject to strict supervision in China.
It was not until last year, when the central bank began to trial digital currency, that domestic blockchain application scenarios began to take hold. Most people have heard of a series of terms such as blockchain, Bitcoin, and digital currency.
"Air currency" is actually an economic fraud of centralized projects implemented using the concept of blockchain. It generally has the following characteristics:
1. Excessive white paper Render the publisher's reputation, resources, background, and advanced technology in a general way.
2. Attach great importance to marketing and excessively continue to write the myth of wealth creation
3. Circulation mainly relies on attracting people and developing subordinates, or in the form of recharging membership, purchasingThe form of buying mining rights will not provide actual "mining" channels and methods;
4. Cryptocurrencies cannot be traded in trading centers, only on specific platforms, and cannot be freely withdrawn;
5. Publicity only rises but does not fall, and its increase has nothing to do with technological progress or project development.
With the above "advantages", it can be basically concluded that it is an "air coin". (Of course, you cannot generalize)
There are risks in the currency circle, so you need to be cautious when investing! ! !
Digital currencies issued by the state are legal. The digital currency Bitcoin is not legal in our country.
Currency is a medium of circulation. It does not have actual value in itself, but it can be used as a measure of value. Therefore, it has the function of storing value.
The issuance of currency is generally completed by the state or legal government, and any currency not issued through this method is illegal.
Digital currency is the digitization of currency, which corresponds to the actual circulation of currency in terms of issuance. It is a legal tender issued by the central bank based on national credit. It has the same legal effect as paper currency.
Digital currency is not the same as virtual currency. Virtual currency is not a real currency. It is only used in the virtual online world and does not have any currency function in the real world.
Laws are made by people, and anything that is beneficial to China should be legal. It is legal if it is in line with the development of China and the interests of the people
Digital currency is an inevitable product of the development of human society to a certain historical stage, and is the progress of human financial history.
Digital currency requires no production costs, but can tightly control the adjustment between distribution according to need and distribution according to work.
All digital currencies that are not backed by the credit of a country’s government are illegal! It's called a coin, but it's not actually a coin. Including Bitcoin, all are illegal.
⑧ How to make money with blockchain? Is it a scam?
It is not a scam. Generally speaking, the blockchain is still in its infancy, and many projects have not yet been implemented. Only those who respect the law of growth can Only by cultivating it step by step under certain conditions can it gradually mature. Technology is neutral, but it is human nature that determines the direction and outcome of technology. How blockchain and digital currency will develop in the future depends on the values and civilization of the controller.
Blockchain can allow you to make money in this industry, but it can also make you bankrupt. Therefore, I would like to remind users that they need to be cautious when investing. Don’t let yourself get involved without making money, and the gain outweighs the loss. There are also many blockchain scams. We must also be more vigilant to avoid being deceived and causing unnecessary economic losses.
Expand information
Pre-loan stageDuan
Blockchain technology can first be applied to the logistics supply chain to help banks and other lending institutions more comprehensively and accurately grasp the real main business, transaction background, upstream and downstream affiliated enterprises of small and micro enterprises, and their role in the supply chain Negotiation status, product sales, rhythm and path of payment, etc., on the one hand, it helps more asset-light, high-growth and high-quality enterprises to obtain financing support through transaction notes, logistics documents, etc., on the other hand, it prevents problematic enterprises from fabricating and falsifying business backgrounds. and financial needs to fraudulently obtain loans.
In addition, blockchain can also be applied to the provident fund interconnection to help banks understand the actual payment status of social security, provident fund, etc. of shareholders, executives, and ordinary employees of borrowing companies, so as to reasonably evaluate the size of the company's personnel and operating conditions, and provide credit and loans. Provide sufficient basis for approval decisions.
Loan stage
Blockchain technology can be applied to corporate loan information review and mortgage and pledge review to help banks improve approval efficiency and ensure approval quality. In the financing process of enterprises, especially small and micro enterprises, they often need to provide contracts and other necessary materials. Paper-based contracts with multiple signatures and seals are not only inefficient, but also have a series of problems such as forgery, alteration, and false signatures, which bring problems to bank approval. Greater counterfeiting, fraud and credit risks.
With the support of blockchain technology, relevant real-name information subjects, orders and ordering processes, electronic contracts, agreement signing processes, subsequent supplementary agreements, and photo materials can be preserved in real time, and all stored certificates cannot be tampered with. Ensure that the bank quickly authenticates and approves, and efficiently resolves disputes when they arise. In addition to traditional real estate, other assets owned by enterprises and business owners, including bank financing and other financial assets, can also be used for transfer and pledge, becoming a qualified basis for credit enhancement that can be accepted by banks, improving the availability and immediacy of corporate credit. .
Post-loan stage
Blockchain technology can be applied to the timely assessment of an enterprise's production and operation status and ability to perform repayments, helping banks to effectively grasp credit risks and adjust post-loan risk control strategies at any time. In the past business practice, banks often neither fully understand the true market value of mortgages and pledges, nor can they well judge the impact of the company's operations in warehousing and exiting on the market value of the remaining mortgages and pledges. The ability to control new loan types such as warehouse receipt pledges is relatively low.
After switching to digital warehouse receipts supported by blockchain technology, product quality, quantity, specifications, photos and other information can be completely and standardized on the chain. Authenticity and traceability are fully guaranteed, and banks can technically prevent Enterprises and warehousing institutions fabricate warehouse receipts and inconsistencies between warehouse receipts and warehouse entry and exit information to ensure that post-loan management is effective. In addition, information such as factory buildings and office building leasing of borrowing companies can also be fully shared with banks, upstream and downstream enterprises and other intermediary service agencies through blockchain technology, minimizing the risk of money being lost and other issues such as "people leaving the building empty".