平安集团区块链技术,平安区块链负责人

Is Yilian Chain a blockchain technology and what is it mainly used for?

Yilian Chain is a blockchain technology launched by OneConnect, a financial technology company under Ping An Group. Blockchain breakthrough solution. Because it relies on three dark horse technologies (FiMAX Sparrow, FiMAX Core, and FiMAXConcord) to build a powerful FiMAX technology platform, which fundamentally solves the most challenging bottleneck issues faced in the development of blockchain technology, such as throughput efficiency, privacy Protection and deployment management, etc.
In terms of application scenarios, the One Account Chain platform has been put into use in many scenarios such as blacklist sharing, supply chain finance, financial institution one account, small and micro enterprise loan platform, asset platform, etc.
For example, in the process of traditional bill transfer, there are pain points such as the tedious bill verification process, the difficulty in estimating the upstream and downstream risks of the bill, and the time-consuming and labor-intensive transfer procedures. There is a bill asset trading system on the One Account Interbank Platform of financial institutions that uses Ping An One Account Chain technology. The bill holder only needs to enter the bill information on the platform. After the bank's review, the platform will digitize the bill and save it. In the blockchain, the note becomes an unchangeable digital asset at this time. During the bill transfer process, the platform will automatically generate a transfer contract. No matter where the handler is, with authorization from the company, they can digitally sign through the platform to ensure that the signed contract cannot be tampered with, and the change of bill ownership information will be The entire process information of the bill transfer is permanently stored in the blockchain, which double protects the true validity of the bill transfer and greatly improves business efficiency. Worries such as bill authenticity verification, official seal verification, and communication costs will all be solved.
Of course, this is just the tip of the iceberg. You can check out other applications on the official website.

㈡ What is the relationship between blockchain technology and the financial industry

Blockchain technology has the advantages of being difficult to tamper with and easy to trace. It can be used in identity information management, trust mechanism construction, small and micro enterprises, etc. The corporate credit information chain will play a role.

Here we can give an example of a bank in Nanping:

Due to the explosion of online business, the original offline signing method can no longer satisfy the bank. With the demand for rapid business changes, the digital construction of banks is urgent, but bank risk control departments have strict compliance requirements:

Is the online business data sensitive and private, and is the transmission safe?

Does electronic signature have legal effect?

Is electronic evidence admissible in court?

These concerns have become obstacles for banks to introduce electronic contracts and carry out digital transformation of their businesses.

After adopting the unique ENA active evidence collection patented technology of the "Real Hammer" trusted electronic evidence platform, a bank in Nanping used the notary office to clean the server to preserve and store the electronic data of the target system online in real time. and issuance of certificates, recording the entire process of electronic data from generation, transmission to storage, and finally issued by the notary office with an official seal for evidence collection and preservation.report, the document is a notarized document and can be directly accepted by the court, and because the report is issued by a notary office, it is more credible than the self-certification of a third-party electronic contract platform. It solves the concerns of the bank's risk control department in one fell swoop, and the entire process line Upgraded and automated, front-end customer operations are imperceptible.

At the same time, combined with the "real hammer" middle and back-end case-like system and outsourced execution services, the bank has achieved rapid dispute resolution in Internet business. It not only ensures the compliance and effectiveness of the electronic contract signing process, but also solves the problems of bank cases being scattered across the country, high legal travel costs, long litigation cycles, and no efficient disposal channel.

㈢ Why does Shanghai Ping An Financial Technology need so many product managers?

Ping An Technology was established in 2008. It is the IT support subsidiary of Ping An Group and mainly provides IT planning and development for the group. and operational services. In order to support the strategic goals and digital transformation needs of Ping An Insurance Group of China from Ping An 1.0, Ping An 2.0 to Ping An 3.0, Ping An Technology continues to invest in basic technology research such as cloud computing, big data, artificial intelligence, and blockchain to create a powerful , an open Internet financial service platform. Provide good support for Ping An Group's business development.

These hot spots of artificial intelligence in the financial industry are also the focus of Ping An Technology. It is worth mentioning that Dr. Wang Jianzong was one of the first few experts to participate in these technologies at the same time. My doctoral research topic is cloud computing. Before joining Ping An Technology, I also worked in cloud computing in the United States. After joining Ping An Technology, I engaged in research on big data and artificial intelligence. In terms of blockchain, we are also actively participating in the preparatory work of the Blockchain Association. As a result, Dr. Wang Jianzong gained a more comprehensive understanding of how this technology is driving the development of the fintech industry. Dr. Wang Jianzong believes that future competition in the financial industry will revolve around data, and intelligence will be integrated into almost all businesses in the financial industry.

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㈣ Ping An Financial OneConnect’s One Account Chain What is

OneConnect is a breakthrough blockchain solution launched by Ping An Financial OneConnect. To understand it simply, Yilian Chain actually belongs to blockchain technology, or rather it is an iterative upgrade technology of blockchain, because it relies on three dark horse technologies (FiMAX Sparrow, FiMAX Core, FiMAXConcord) to build a powerful The FiMAX technology platform has fundamentally solved the most challenging bottleneck issues faced in the development of blockchain technology, such as swallowingThroughput efficiency, privacy protection, deployment management, etc.

Financial OneConnect’s OneConnect technology has now been put into use in many scenarios such as blacklist sharing, supply chain finance, financial institution OneConnect, small and micro enterprise loan platforms, asset platforms, etc. , which can greatly improve business process efficiency and service experience.

For example, when you buy diamonds, you may encounter problems such as large price differences, mixed brands, inconsistent descriptions, and difficulty in distinguishing authenticity from fake diamonds. Then through OneConnect's OneChain technology platform, based on the world's leading encryption technology, a diamond can be transferred from diamond miners, centralized rough diamond sorters, cutting processors, loose diamond wholesalers to retailers, etc. The circulation process is permanently stored in the chain, and the processing and production information and quality inspection information such as diamond weight, cutting technology, diamond clarity, and diamond color are also stored in the blockchain, and then whether it is a consumer or a diamond bank, supply chain finance The trading system can pass zero-knowledge verification and trace the source of the transaction without decryption, ensuring the safety and reliability of the transaction process. This is the tip of the iceberg of supply chain finance application scenarios. There are many other applications. For details, you can go to their official website to find detailed information, or there are many industry news interpretations.

5 What are the characteristics of Ping An One Account Chain in terms of blockchain applications?

Financial One Account, a technology company under Ping An, officially launched the blockchain solution - One Account Chain. According to reports, the solution has three major advantageous technologies. On the FiMAX underlying framework, Sparrow privacy middleware provides guarantee for data privacy security, Core high-performance underlying layer improves throughput, and Concord one-click deployment and management platform optimizes user experience.

As we all know, as an emerging technology, there are still many technical obstacles to the application of blockchain in actual production environments, such as throughput, scalability, consensus mechanism, privacy and security. , manageability, etc. Among them, the Yilian BaaS platform has proposed its own solutions to three problems: throughput, privacy, and manageability.

Yi Lian Lian can be divided into two layers, the underlying architecture and API, and then upwards to undertake business scenarios. According to Lei Feng.com, the underlying framework of One Account Chain was originally inspired by Hyperledger Fabric. Lu Yifan, Blockchain Product Director of OneConnect Technology Center, was previously the co-founder of Fabric. He told Leifeng.com that during the actual application process, he found that Fabric was not suitable for use in a production environment, and his development concepts with the community gradually emerged. Disagreement.

“The advantage of Fabric lies in the synchronous transmission of data, and Yilian also draws on this, but it does not pay enough attention to privacy issues. Moreover, I think sharing data is almost impossible to achieve in practice, so the smart contract The role is also very limited."

So, based on learning from Fabric, they transformed the underlying framework to fit the actual financial industry and named it FiMAX. "Cor.e may still have some kinship with it (Fabric), but Sparrow and Concord are completely new. "

According to him, FiMAX Sparrow privacy middleware has three main features: authorized encryption and decryption, zero-knowledge detection library, and invisible query.

" Regarding authorized encryption and decryption, In fact, it involves the biggest problem in reality-data sharing. Because data has commercial value and no organization is willing to share data, which may lead to disastrous results, we launched authorized encryption and decryption at the end of 2016. Data participants encrypt the data themselves. After encryption, they can decide who can interpret the data at any time. All data are passwords. "Similarly, mobile APPs need to apply to users when calling permissions such as address books and text messages.

Anonymous query means that any operation on the chain will not cause the information on the chain to be leaked in any way.

Lu Yifan also focused on the zero-knowledge detection library, or zero-knowledge proof technology, that is, transaction participants can combine third-party transaction ciphertext without being able to decrypt the ciphertext. Compliance detection. It is said that it can provide multiple sets of zero-knowledge detection technologies for different scenarios.

In order to understand its privacy protection effect more intuitively, a huge electronic screen was placed at the conference site for demo Demonstration. When conducting an asset transaction, only the parties involved in the transaction can see the specific account information and transfer share. If it is a transaction between different institutions, the account information of the other institution cannot be known.

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The key effect of FiMAX Core is to improve throughput. It is understood that Yilian adopts GCCA national encryption acceleration technology with independent property rights, which can increase the national encryption performance by nearly a hundred times in the X86 environment, and is also better Based on the encryption machine solution. The traditional hardware module solution such as HSM encryption machine is used. It is said that only 2.1Ghz 8-core CPU can support 5000+ transactions per second throughput, and the hardware configuration can be improved to complete the transaction on a single chain. Level throughput and not affected by cryptographic operations.

Node access and unified and centralized configuration management are the core of efficient network space management. The two major problems of "difficult application deployment and difficult management" have also become constraints The key point of chain development. "In the process of promoting the application of blockchain in the industry, as the commercial value increases, manufacturers are increasingly paying attention to user experience, including node deployment, management and monitoring, etc.", Financial OneConnect Chief Technology Officer and Chief Operating Officer Huang Yuxiang said.

FiMAX Concord provides an easy-to-operate and concise interface. Tools such as one-click deployment and initialization management page reduce the technical threshold of management nodes, and provide real-time monitoring of multiple key nodes. The monitoring window helps operation and maintenance personnel accurately monitor network or node abnormalities in real time. In terms of network management, it can simplify complex operations such as network creation and CA connection, and provide the network administrator with the simplest operation page.

(VI) Ping An Technology is the internet goldIs it an integrated technology company?

Hahaha, your statement is very interesting. , but I haven’t seen any official statement saying so. In fact, I personally believe that with the development of Ping An Technology, it can definitely get a share of the pie in the three major fields of finance, Internet, and technology.
First of all, Ping An Technology is backed by the powerful Ping An Financial Empire; secondly, artificial intelligence, cloud computing, blockchain, and intelligent cognition are the four core technologies; and Ping An has also been emphasizing the establishment of an ecosystem in recent years. , Ping An Technology’s business currently covers five major ecosystems: finance, medical care, automobiles, real estate, and smart cities. A company like this that can form cross-industry ecological synergy and interconnection within the group certainly has unique advantages, and the market potential is unlimited.