2018年区块链政策,2018年的5个区块链趋势

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㈠ What are the domestic blockchain games?

1. CryptoRabbit – Xiaomi’s “Blockchain Game Project” 2. Dongle – Linekong “Blockchain” Game Project" 3. Blockcat - 360 "Blockchain Game Project" 4. NetEase Lucky Cat, Planet - NetEase "Blockchain Game Project" 5. Leitz - Dog Network "Blockchain Game Project" "Anonymous technology in Chongqing is still possible, and many are doing it

㈡ Complete review of supply chain finance of 13 banks: from the five major commercial banks to city commercial banks, continuous innovation

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In the traditional business development model, banks' supply chain finance business is highly dependent on the credit of core enterprises and is mainly based on offline models. While it consumes manpower and energy, the business also faces bottlenecks that are difficult to scale up.

During the "Steel Trade Crisis" in 2012, many steel industry suppliers used multiple mortgages and pledges of goods to conduct fraudulent financing, which led to a spike in the NPL ratio of the banks involved, and has since then affected the supply chain. Chain Finance is timid.

Nowadays, the external environment of the market has quietly changed. In recent years, banks have paid more and more attention to the power of financial technology. Many banks have established directly affiliated financial technology companies, with increasingly mature intelligent warehousing and monitoring, electronic contract signing, New technologies such as blockchain are also gradually being applied to supply chain financial services, and banks' past weaknesses in risk control are being increasingly eliminated.

Coupled with the country’s strong policy support for supply chain finance business and the huge market financing gap in accounts receivable of domestic small and medium-sized enterprises, it is imperative for banks to “return to the battlefield of supply chain finance”. The new business model supported by online Internet, blockchain and other technologies is becoming a breakthrough tool for supply chain financial business.

So what are the specific changes in the layout of supply chain finance among banks today? Based on the annual report data released by various banks in 2018, Zhixin has summarized the industry development profiles of 5 large commercial banks, 4 representative joint-stock banks, two city commercial banks, and e-commerce private banks as follows:

▌ Industrial and Commercial Bank of China

The new changes in ICBC’s supply chain finance business are mainly reflected in its online small and micro financial service platform. There are three main products: “Online Loans” and “Online Supply Chain Financing”. ICBC also cooperated with the platform party China Enterprise Cloud Chain to innovate core digital accounts receivable confirmation credentials that can be transferred to multiple levels, further extending the credit of core enterprises to small and micro enterprises at the end of the supply chain.

In the first nine months of 2018 alone, ICBC has provided a total of more than 45 billion yuan in online supply chain financing to 1,300 upstream and downstream customers. As of the end of 2018, ICBC's total loans to small and micro enterprises reached 321.685 billion yuan, a year-on-year increase of 18.1%. The number of small and micro financial business centers also reached 258, comprehensively promoting the implementation of supply chain finance business.

▌Agricultural Bank of China

The Agricultural Bank of China’s efforts in supply chain finance are first reflected in system construction. In 2018, the Agricultural Bank of China Head Office established the “Inclusive Finance Division + Eight Backstage Centers” In line with the departmental structure, 37 first-tier branches and key second-tier branches have all established inclusive financial divisions, forming an inclusive financial service system driven by the two-wheel drive of “agriculture, rural areas and farmers + small and micro enterprises”.

In terms of promoting specific businesses, Agricultural Bank of China mainly provides comprehensive online financing services to upstream and downstream small and micro customers of core enterprises through the development of "data online lending" business. As of the end of 2018, Agricultural Bank of China has issued 23,000 loans to upstream and downstream small and micro enterprises of many core enterprises, with a total amount of 9.1 billion yuan. Recently, the Agricultural Bank of China has also cooperated with the platform party China Enterprise Yunyun Chain to launch a new supply chain product “Factoring e-Financing” to provide financing for core enterprises’ upstream and downstream suppliers at all levels.

▌Bank of China

With its advantages in international trade finance, Bank of China launched a supply chain financing product "Rongyida" as early as 2007, which was established in 2009 The supply chain team has also officially launched its efforts in supply chain finance. During the seven-year period from 2009 to 2014, the amount of its supply chain finance business exceeded 74 billion yuan to 1 trillion yuan, with an average annual compound growth rate of 68%. At the end of 2011, Bank of China realized the implementation of the first online supply chain finance project by directly connecting the order information of platform financiers to the Bank of China system through "bank-enterprise docking". Subsequently, through this method, it has expanded to more than 300 companies such as JD.com and Suning. A company has issued more than 10 billion yuan in online financing.

The Bank of China's 2018 annual report also shows that it is participating in the construction and commissioning of the "Block Chain Forfeiting Trading Platform" and the "Digital Bill Trading Platform" and will continue to use "electronic Expand supply chain financial business in the direction of "innovation" + "globalization". As of the end of 2018, its inclusive finance small and micro enterprise loan balance was 304.2 billion yuan, an increase of 12.26% from the end of the previous year.

▌China Construction Bank

In 2018, China Construction Bank proposed a three-year strategic plan for the development of inclusive finance, and in terms of organizational construction, it achieved the first and second level of the inclusive finance division. With full branch coverage, a total of 288 small business centers have been established.

Specifically speaking, at the business level, CCB has designed and developed a series of services including accounts receivable financing, gold and silver warehouses, focusing on the operation of the “three streams” of information flow, logistics and capital flow from corporate procurement, manufacturing, sales to end users. , chattel pledge financing, order financing, chattel pledge financing and more than ten supply chain financing products. When accepting business, CCB focuses on the real transaction background of the business, the high degree of embeddedness between the product and the enterprise's information flow, logistics and capital flow, and the need to provide structured and combined services. As of the end of 2018, CCB has issued a total of 538.5 billion yuan in online supply chain financing to 33,000 companies.There are 1,184 chain cooperation platforms. The balance of loans in the inclusive finance field was 631.017 billion yuan, an increase of 212.515 billion yuan from the previous year.

▌Bank of Communications

Bank of Communications carries out supply chain finance business mainly through the "Yuntong Supply Chain" platform, and mainly focuses on core enterprises in automobiles and other industries, through cooperation with large domestic Logistics companies carry out pledge supervision cooperation and carry out credit insurance cooperation with insurance companies. Bank of Communications has successively launched products such as "Kuiyi Tie", "Kuai Yishou" and "Kuai Yipay", creating the "Yuntong e-Chain" A series of supply chain financing products.

As of the end of 2018, the Bank of Communications has expanded its domestic industrial chain network to more than 3,000 companies, and the financing balance of industrial chain financial products exceeded RMB 110 billion, an increase of 22.42% from the end of the previous year. The Bank’s blockchain technology has already In the field of automotive Internet of Things finance, the accounts receivable chain business is also advancing rapidly.

▌Ping An Bank

Ping An Bank (formerly Shenzhen Development Bank) is the first commercial bank in China to get involved in and advocate the development of supply chain finance business. In 2002, Shenzhen Development Bank became the first systemic bank in China. A bank that proposes and promotes supply chain finance and trade finance product portfolios. In 2005 alone, Shenzhen Development Bank's "1+N" supply chain finance model created a credit line of 250 billion yuan, and the non-performing loan rate that year was only 0.57%.

In the online layout, for core enterprises in the industry chain and their upstream customers, Ping An Bank launched the Supply Chain Accounts Receivable Service Platform (SAS Platform) in 2018 to provide online transfer of accounts receivable. , financing, management, settlement and other comprehensive financial services. The SAS platform comprehensively applies core technologies such as "Ping An Blockchain" and "Artificial Intelligence + Big Data" to implement intelligent verification and continuous monitoring of the authenticity of trade backgrounds. As of the end of 2018, the cumulative transaction volume of Ping An Bank's SAS platform has exceeded 10 billion yuan, providing services to 111 core enterprises and their upstream small, medium and micro enterprises.

▌ Shanghai Pudong Development Bank

Shanghai Pudong Development Bank first launched the "Enterprise Supply Chain Financing Solution" in 2007 to provide core enterprises with credit services, procurement services, inventory turnover, account collection, etc. Financing support. Since 2011, Shanghai Pudong Development Bank has been committed to building a unique supply chain financial platform, and has cooperated with many core enterprises and logistics companies such as China Mobile, Shenlong Automobile, and COSCO Logistics to achieve the integration of information flow, logistics and capital flow.

In terms of online layout, Shanghai Pudong Development Bank has launched products such as “Jingpu e-Account” and “Jingpu e-Commerce Loan” to attract customers in batches from core asset-side enterprises and provide them online. In the field of chain finance, innovative products such as "Government Procurement e-Loan" and "Bill Pool Instant Loan" have been launched, as well as products such as cloud fund supervision and e-enterprise banking comprehensive service platform. As of the end of 2018, Shanghai Pudong Development Bank provides services in the supply chain fieldIt has more than 31,300 technology enterprise customers, promotes 20 automotive supply chains, and serves 864 upstream and downstream customers in the automotive industry.

▌ China CITIC Bank

China CITIC Bank’s supply chain finance business is mainly promoted by building three major platforms, four major value-added chains and five major characteristic networks. The three major platforms include logistics financing platform, peer cooperation platform and government support platform. The four major value-added chains include the creation of accounts receivable value-added chain, prepaid accounts value-added chain, logistics service value-added chain and electronic service value-added chain. The five major characteristic networks are automobile finance. Internet, steel financial network, home appliance financial network, telecommunications financial network and petrochemical financial network, etc.

China CITIC Bank also successfully launched a full-process online supply chain finance platform innovative product "Chinese e-Chain - Payment and Circulation Integration" in October 2018, integrating CITIC Bank's business system with the core enterprise's supply chain finance platform Docking, with the help of multi-level circulation of standardized electronic "payment vouchers", it provides full-process, online financing to its upstream N-level suppliers. In 2018, CITIC Bank also launched the country's first blockchain forfaiting trading system and released a "blockchain + supply chain" pilot innovation project. As of the end of 2018, the business volume on its chain exceeded 10 billion yuan.

▌Zheshang Bank

Supply chain finance is an important strategic task for Zheshang Bank’s current development. Zheshang Bank began to study the application of blockchain technology in 2016, and in 2017 In August, we took the lead in putting into production the receivables chain platform developed based on blockchain technology. Focusing on supply chain finance, Zhejiang merchants innovate "pooling" and "online" financing business models, and continue to focus on the three pools (Yongjin bill pool, Yongjin asset pool, and Yongjin export pool). Business platform for business development.

The first is the pool financing platform. In 2018, it signed contracts with 22,290 customers, a year-on-year increase of 43.58%. The asset balance in the pool was 350.679 billion yuan, and the cumulative number of accounts receivable entered into the pool was 100,800. The amount is approximately 72.9 billion yuan. The specific product "Zhizhendai" signed contracts with 1,645 customers in 2018, a year-on-year increase of 26.25%, and the financing balance was 50.125 billion yuan, a year-on-year increase of 44.68%.

The second is the Yiqiyin platform for core corporate financial services. In 2018, a total of 234 Yiqiyin platforms were launched, an increase of 172.09% from the end of the previous year. The platform’s cumulative financing was 36.785 billion yuan, an increase of 485.28% from the end of the previous year. %.

The third is the accounts receivable chain platform. By the end of 2018, Zheshang Bank had launched 1,410 accounts receivable chain platforms, an increase of nearly 12 times year-on-year, and the cumulative amount issued was 122.878 billion yuan, an increase of nearly 4 times year-on-year.

▌Shanghai Bank

The Bank of Shanghai released the "Uplink e-Chain" online supply chain financial service platform in October 2018, and established a new supply chain finance department in April this year., expand and cover the business model to all aspects of core enterprise procurement, production, sales, etc., and at the same time use big data to start building the enterprise's credit model.

"Upstream e-Chain" is based on the online supply chain financial service platform, covering 3 major categories and a total of 15 products. By sharing data with core enterprises to build a platform, it can master the required information flow, capital flow and Logistics, forming closed-loop management. At the same time, Bank of Shanghai cooperates with Jiangsu Runhe Software to introduce blockchain technology to realize the divisible and combinable payment of core enterprise credit, thereby extending the credit of core enterprises to second-, third- and fourth-tier suppliers. In 2018, the Bank of Shanghai realized supply chain finance loans of 52.487 billion yuan, a year-on-year increase of 117.22%. At the 2018 Bank of Shanghai Annual Meeting, this figure is expected to increase to 100 billion yuan by 2020.

▌Bank of Beijing

Bank of Beijing plans to provide "e-commerce and finance" comprehensive service solutions for the trading market. With the help of the credit of the commodity trading platform, it provides full-process financial services to platform traders. Create an innovative online business model of "supply chain finance + capital depository". At the specific product level, the online supply chain product of "Jingxin Chain" was launched to extend the credit of core enterprises to upstream multi-level suppliers and realize the split and transfer of accounts receivable claims. As of the end of 2018, the balance of Bank of Beijing's small and micro enterprise loans was 425.6 billion yuan, a year-on-year increase of 19%.

In addition, other e-commerce private banks such as WeBank, Suning Bank, MYBank, etc. have also made plans in supply chain finance business. WeBank is currently expanding its supply chain finance business based on blockchain technology. In addition to its own way of expanding core enterprises, WeBank has also proposed a "bank-bank cooperation" model in which WeBank provides grassroots technology and cooperates with city commercial banks to develop business.

Suning Bank successfully launched the domestic letter of credit information transmission system (BCLC system) based on blockchain in September 2017, and pioneered the "Internet of Things + Blockchain" movable asset in September 2018. Pledge financing was the first of its kind. Based on the coal inventory of a certain company, Suning Bank gave the financier a credit line for movable property pledge and successfully realized the loan. At the same time, its blockchain + Internet of Things automobile and finance platform, and blockchain + Internet of Things 3C commodity supervision platform have also been put on the release schedule.

As banks continue to deepen their development in supply chain finance business, this business will not only serve the real economy, but also bring new profit growth points to the business side and the addition of financial technology. It will also continue to promote the update and evolution of market business models and form a virtuous business ecological cycle.

㈢ What are the application industries of blockchain technology?

Original title: Analysis of the market status and development trends of China’s blockchain industry in 2019 and its widespread application to accelerate the construction of digital China

The blockchain industry as a whole is entering the 3.0 stage, accelerating the process of digital China and making great contributions

my countryThe blockchain industry has developed over the past ten years. Basically, a relatively mature industrial chain has been formed. Under the conditions of national policy promotion and increasing demand in downstream application fields, the market size of my country's blockchain industry continues to develop, with high geographical concentration and obvious industrial cluster effects. As the maturity of blockchain technology continues to increase, the blockchain industry is entering the 3.0 stage as a whole, with good performance in finance, logistics, copyright protection and other fields, making a huge contribution to promoting my country's digital construction and accelerating the process of Digital China. the power of.

Blockchain industry industry chain analysis: Many downstream application fields have huge development potential

From the perspective of the industry chain, my country's blockchain industry includes upstream hardware, technology and infrastructure; midstream Blockchain application and technical services;

Downstream blockchain application fields and other links. Upstream hardware, technology and infrastructure mainly provide necessary hardware, technology and infrastructure support for blockchain applications. Among them, hardware equipment includes mining machines, mining pools, chip manufacturers, etc.; general technologies include distributed storage, decentralization transaction, data services, distributed computing and other related technologies.

Downstream application fields include the combination of applying blockchain technology with existing industries, mainly including the financial industry, logistics industry, copyright protection, medical health, industrial energy and many other fields. As an emerging technology, blockchain There are many downstream application fields and huge development potential.

Midstream blockchain applications and services include basic platform construction and the provision of technical service support. The basic platform construction is divided into general basic chains and vertical domain basic chains; technical service support includes technical support and service support. Support is similar to upstream related technologies, and is responsible for providing buyers with a series of technical support based on blockchain products such as blockchain security protection; service support includes a series of services such as digital asset trading venues, digital asset storage, and media communities.

Blockchain industry industry chain analysis

Source: Compiled by Qianzhan Industry Research Institute

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my country’s Internet giants have also laid out their plans in the blockchain industry. The main entry point is the application of blockchain technology in the financial field. Most of Alibaba, Internet, Tencent, JD.com, 360 and other companies use their own financial companies to Apply blockchain technology to launch a new model of blockchain + finance and expand the application scenarios of blockchain technology.

Analysis of development trends of my country’s blockchain industry

1. With the continuous development of my country’s blockchain technology and the continuous expansion of blockchain application fields, my country’s blockchain industry will It will appear that blockchain has become the forefront of global technological development and opened up a new track for international competition;

2. The blockchain field has become a new hot spot for innovation and entrepreneurship, and technological integration will expand new application space;

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3. Blockchain will be widely implemented in the real economy in the next three years and become an important support for the construction of Digital China;

4. Blockchain will create a new platform economy and open up a new era of sharing economy. Times;

5. Blockchain accelerates the process of "credible digitalization" and drives finance to "shift from virtuality to reality" to serve the real economy;

6. Blockchain supervision and standard systems will be further improved, and the foundation for industrial development will continue to be consolidated Six major development trends.

㈣ I have always been concerned about Bitcoin and engaged in entrepreneurship in the blockchain industry. Is there any blockchain industrial park or incubator that provides great support to entrepreneurs? Thank you for your help!

Thanks for the invitation. I am working in the blockchain industry and I should be able to answer your questions.

There are now more than 10 blockchain industrial parks that have been established or are about to be established in our country. The more famous ones include Hangzhou Blockchain Industrial Park, Chongqing Yuzhong Blockchain Entrepreneurship Industrial Park, and Shandong Qingdao “Chain Industrial Park”. Bay", Changsha "Lugu" Blockchain Industrial Park, Wuhan "Kelly Chain Valley", and other places such as Shanghai, Xiongan, Chengdu, Guangzhou, Guiyang and other places have supporting blockchain infrastructure.

Hangzhou Blockchain Industrial Park

Let’s talk about the most famous one first - Hangzhou Blockchain Industrial Park in China. I still remember that at the launch ceremony, Li Xiaolai, the currency circle tycoon, not only The Blockchain Industrial Park platform also announced the establishment of a 10 billion global blockchain innovation fund - Xiong'an Fund. The Hangzhou government has even proposed the vision of “building a blockchain city”.

At that time, many media reported on the launch ceremony of the Hangzhou Blockchain Industrial Park that "10 blockchain future technology projects were signed on site and settled in the Hangzhou Blockchain Industrial Park in China." As a result, no companies actually settled in the area for a long period of time, and there were suspicions of encircling the land to obtain policy subsidies.

Qingdao Lianwan

Then there is Qingdao Lianwan. This industrial park is actually quite good. First of all, it has strong support from the government. In July 2017, Qingdao Shibei District Blockchain At the industrial development opinion conference, it was proposed to strive to establish a blockchain industry highland based in Qingdao and facing the whole country by 2020. Lianwan officially settled in Qingdao North District on September 13, 2017, covering an area of ​​more than 40,000 square meters

Secondly, Lianwan also has the support of top domestic universities. In May 2018, the 2018 Qingdao Lianwan Shuangqing Blockchain Application Forum jointly sponsored by Qingdao Lianwan and Tsinghua University Internet Industry Research Institute was held. Nearly 20 "Tsinghua-based" blockchain companies have settled in Lianwan. Therefore, I think Lianwan is much better than the Hangzhou Blockchain Industrial Park, which has a lot of fanfare and a small amount of rain. The only drawback is that the competitiveness of Qingdao is indeed weaker.

Changsha "Lugu" Blockchain Industrial Park

This industrial park is actually a bit embarrassing. Where is the embarrassment? Because it was officially announced too late, on November 23, 2018, the unveiling ceremony of Changsha Blockchain Industrial Park and the launching ceremony of Changsha Blockchain Incubator were held in Changsha High-tech Zone. Did you see that in November last year, it was when the digital currency market entered a freezing point? Regardless of whether practitioners in the blockchain industry are willing to admit it, the market situation will indeed have a great impact. Therefore, the development of Changsha Blockchain Industrial Park can only be said to be untimely.

Why do I introduce Changsha’s Blockchain Industrial Park? Because the Changsha government has the greatest support for blockchain. It can be seen that local governments have introduced relevant supporting policies, but most of them are part of a package of economic and technological plans, and most of them only mention goals without specific measures. The Changsha government has introduced a series of supporting policies for blockchain, and the amount of subsidies is specific. Therefore, Changsha's industrial park can still look forward to future development space.

Wuhan “Kelly Chain Valley” Blockchain Incubator

This blockchain incubator in Wuhan is my favorite. First of all, from the perspective of location advantages, Wuhan is the center of the thoroughfares of eight provinces, and the transportation network covers the surrounding provinces; in addition, Hubei is a major province of science and education, and Wuhan’s educational resources are second only to cities such as Beijing and Shanghai. It is rich in talent and scientific and technological resources. The development prospects of the chain are huge.

Secondly, Kelly Chain Valley itself is very strong. By the end of 2020, 120,000 square meters of high-quality office space will be built, basically covering 1.5-tier cities, and it is expected to invest more than 200 million in venture capital funds. Relying on blockchain technology, blockchain nodes will be established to provide blockchain enterprise registration, equity registration, transfer services, etc. to the settled enterprises, creating a domestic leading public innovation model of joint office and enterprise resource sharing based on blockchain technology. .

Blockchain companies settling in Kelly Chain Valley will receive management consulting services in the incubator, including general business agency services and formulation of strategies, management systems, human resources management systems, market analysis and professional knowledge training wait. By uniting with high-end resources in the blockchain industry such as the China Electronics Chamber of Commerce Blockchain Committee, Asia SPT Research Association, and other high-end resources in the blockchain industry, the incubator has also established a "Blockchain University" personnel training mechanism. In addition to the blockchain held every two weeks Lectures, various public welfare seminars and training activities will also be held to bring together blockchain experts, entrepreneurial geeks and blockchain enthusiasts to create a talent highland for the development of China's blockchain industry and make up for the lack of domestic blockchain talents. Short board.

In addition, as far as I know, Kelly Chain Valley already has several implemented blockchain applications. For example, the more famous TD public chain is incubated by Kelly Chain Valley, and it is currently running for global super node election.

The above are what I think are some of the better blockchain industrial parks and incubators in China. I hope they can be helpful to you.

㈤ The most popular blockchain project at present

The history of digital currencies has developed for more than ten years since the birth of Bitcoin in 2009, with tens of thousands of them appearing around the world. The blockchain project has experienced the blockchain 1.0 and 2.0 eras. The blockchain is about to enter the 3.0 era, that is, the era of token economy. The emergence of commercial platforms has made the 'token economy' possible and brought about the development of productivity. and the transformation of production relations.

Based on this background, NGK Token came into being. The platform has many technologically leading R&D elites and strong support from many powerful investment companies. It is regulated by the SEC Securities and Exchange Commission in the United States. .

The NGK.I0 team has been concentrating on researching and launching a profit method that combines the NGK blockchain digital currency fund and industrial ecology since 2018 to comprehensively create a more complete business ecosystem and will surely lead the blockchain market again

NGK Pass, as a barrier-free pass on the NGK.IO platform, can connect online and offline merchants from all walks of life and realize commercial applications. It not only helps the transformation and upgrading of traditional industries, but also leverages the Internet economy. , Promoting the development of the real economy

NGK.IO has a built-in Turing-complete programming language, which users can use to construct and define their own various characteristics, and develop their own applications and macro blocks. The chain system can issue its own currency.

NGK.IO also has side chains that can be customized with one click. NGK.IO provides proprietary cross-chain and cross-contract technology to link the main chain and side chains together. Whether it is contract assets on NGK.IO or assets not on NGK.IO, value transfer and exchange can be completed freely through NGK.IO's cross-chain and cross-smart contract technology.

And NGK.IO does not need to consume GAS at every step like Ethereum when running smart contracts. This makes it possible for users to use Dapps for free, which is more in line with the use of free Internet products and reliance on value-added services and advertising. Profitable business model

So we can think that Dapps developed based on NGK.IO are real Dapps.

The design goal of NGK.I0 is to exceed 1 million TPS, and it is proposed that the block confirmation time of NGK.IO will reach 3 seconds. Therefore, NGK.IO will have very excellent performance and is expected to change the current situation. The situation where blockchain technology cannot be implemented

From this we can foresee that in the future, many blockchain entrepreneurial projects will choose to issue tokens based on NGK.IO, develop a large number of Dapps that can be implemented, and attract hundreds of millions of users. Come and use

NGK.IO is expected to form a rich and complete business ecosystem, and at the same time generate a large demand for trading tokens.

NGK.IO makes full use of the blockchain and the NGK.IO ecosystem to establish a secure, verifiable, fair, decentralized, trustless, and borderless business and financial block. The chain system provides innovative enterprise teams with financial services and industrial incubation services such as industrial funds, Internet funds, blockchain funds, Internet of Things and artificial intelligence, and creates a world-class ecological business closed loop.

And through cross-chain, value exchange can be formed for different consumption scenarios, providing certain technical strength for the commercialization process of the global "token economy"!

㈥ Central media exposed 11 suspected MLM projects that use blockchain to issue coins

At the beginning of the new year, the sound of blessings is still in our ears, and the people The website teamed up with authoritative content media such as Tencent News, WeChat Security, and Jiaozhen Platform to releaseList of projects involving pyramid schemes in 2018.

The reporter noticed that among the 78 projects involving pyramid schemes that were exposed, there were actually 11 projects that used the blockchain to carry out pyramid schemes and issue coins.

The losses caused by pyramid schemes under the guise of blockchain are far greater than ordinary crimes. Huge amounts of wealth are transferred through invisible hands, which is the biggest worm in the blockchain era.

On November 24, 2018, Sebastian Greenwood, the once all-powerful OneCoin principal criminal who had been at large for a long time, was successfully captured by the FBI and the Thai Crime Collection Bureau. Extradited to the United States for trial.

Bastian Greenwood is the main culprit of One Coin, a global Ponzi scheme. It is reported that OneCoin will set up a "One Awards" bonus system to reward participating members. These members often participate in projects initiated by this organization, and the so-called projects will raise funds for its global foundation.

But someone soon revealed: “OneCoin used publicity and overseas activities to pretend to be very ‘high-class’, and then through high rates of return and wooing acquaintances, it actually formed a huge MLM system."

In May 2018, domestic regulatory agencies discovered that there were approximately US$7.2 million in funds related to the OneCoin Ponzi scheme.

Virtual currency scams have been around for a long time. Some MLM methods are not clever, but they are harmful to people.

From April 2, 2016 to June 22, 2016, Ms. Li, a Zhongshan woman, was introduced to a man named Xu Moubin by her neighbor Ajun (pseudonym). During this period, Xu Moubin and Ajun repeatedly promoted virtual "mark coins" to her, and used dividends and appreciation as temptations. She believed them and eventually purchased a total of about 600,000 yuan of "mark coins" in 9 times. It was not until February 2017, when the "Mark Coin" website was closed, that she discovered that she had been deceived.

Among the many MLM coin cases, the most “classic” case is the famous “Five Elements Coin” with a value of over 10 billion.

As early as 2013, the State Administration for Industry and Commerce listed Zhang Jian’s “Cloud Digital Trade Alliance” as a pyramid scheme; in October 2014, Zhang Jian was arrested; in December 2016, Zhang Jian Soon after he was released from prison, he launched the Five Elements Coin MLM project. It is reported that the Five Elements Coin project also has Zhang Jian’s profile picture, but Zhang Jian is actually just a junior high school student whose real name is Song Miqiu. In June 2017, Zhang Jian was arrested and returned to China from Indonesia. This absurd farce ended and the legendary Zhang Jian finally fell from the altar.

According to the reporter's understanding, among the 11 MLM coin projects this time, there is also a "real and fake Monkey King" plot. The MLM organization used Stellar Lumens, which ranks sixth in the world's market value, to issue its own " Stellar Lumens" investors are slightly less concerned aboutBe careful and you fall into a trap.

Tell me another story about Dogecoin.

In 2017, Dogecoin was listed by CCTV as one of the 350 MLM organizations. However, under the control of desire, it cannot stop the strong rise of Dogecoin.

Dogecoin, a cute emoticon dog head, is called Dogecoin in English and code-named DOGE. It was born in December 2013. Co-founder Jackson Palmer said that he did it as a joke at first, just to mock Bitcoin. Later, with the help of reddit (an American social news site), within two weeks, the Dogecoin project website immediately became popular.

It can be said that the birth of Dogecoin has a lot to do with American Internet culture. On the American Tieba reddit, the doge emoticon is as popular as the three domestic emoticon giants, which means it is equivalent to the domestic tycoon.

The founder said that Dogecoin is not like Bitcoin. People do not participate in it for speculation, but to express emotions of sharing and concern. This also means that at the beginning, the spread of dogecoin relied on sharing between people.

Messari’s OnChainFX data shows that Dogecoin had more average daily active addresses in December 2018 than in December 2017, making Dogecoin the third most active address after Bitcoin and Ethereum. Cryptocurrency with the most active addresses.

Currently, Dogecoin is second only to Bitcoin and Ethereum in terms of daily active addresses, reaching 72,955 in a day. Bitcoin currently has 536,738 valid addresses, Ethereum has 235,004, and Tron has only 21,255. The popularity of Dogecoin is evident.

According to real-time data from the cryptocurrency tracking website Coinmarketcap, the price of Dogecoin today is hovering around $0.0023, and its market value has dropped to $268 million from the highest of $1.7 billion on January 9, 2018. . Like most other currencies, it fell by more than 80% in one year.

However, Dogecoin’s market value still ranks 24th in the global market value rankings. Compared with more than 2,000 cryptocurrencies, it still looks down upon all living beings.

Today, Bitcoin has been rectified under the light of blockchain, and few people have mentioned its ancient past that was single-handedly promoted by the dark web. But it is undeniable that there are still a large number of MLM coins that use the name of blockchain to conduct pyramid schemes.

While the blockchain carries the technical ideals of geeks, it is also being benefited by those who are interested.

At present, in the early stages of the development of blockchain technology, a strange circle has gradually formed in which idealists and deceivers coexist, and speculators drive out pragmatists. As the cold winter in the currency circle comes, projects collapse one after another, and bad coins drive out good coins.

There is a joke about a blockchain person chatting with an MLM person, and the MLM person was shocked: "What you are doing is illegal."

In fact, MLM people are thinking about one question all the time, that is, how to make it legal. Can I cheat openly and openly after obtaining a direct selling license? It turns out it can't.

After the Tianjin Quanjian incident broke out, on January 1 this year, Quanjian Natural Medicine Technology Development Co., Ltd. was put on file for investigation on suspicion of organizing and leading pyramid schemes and false advertising. Then, as everyone was eagerly waiting, news came out on January 7 that 18 suspects including Quanjian’s boss Shu Yuhui had been detained.

The great transfer of social wealth is often accompanied by technological revolution, which is more dependent on material attributes than virtual attributes.

It is understandable that capital will use any means to pursue interests. Because this is the property of capital. At the same time, technology has no values. Whoever masters the technology will benefit from it.

In the past, MLM organizations tried to achieve freedom of wealth by pulling people’s heads without mastering capital or technology. Nowadays, MLM organizations have found a new way to "get rich" and effectively avoid legal supervision, which is to issue MLM coins under the guise of blockchain.

Seeing is worth hearing a hundred times. 24/7 digital currency transactions throughout the year, unknown currencies that multiply a thousand times a day, and the myth of wealth creation with one coin per villa. While blockchain is on fire, digital currencies are also on fire.

"Blockchain is not a bubble, Bitcoin is." Jack Ma has promoted his views in public more than once. Unfortunately, in the eyes of most investors, blockchain is digital currency, and digital currency is blockchain.

The reporter learned that some MLM projects that use blockchain to issue coins will move outside the government's strong support for the blockchain industry, but avoid talking about relevant digital currency supervision.

“Many MLM coins only borrow the name of blockchain and do not use any blockchain technology. They are still different from the famous air coins in the currency circle. At least they are actually using it. Blockchain technology." said one investor.

"It's tragic enough that talent is not enough to support ambition. What's even worse is that the whole body is full of ambition, but the IQ is squeezed into hell." The family members were fascinated by the "stellar currency" and lost all their money. At that time, a netizen’s message was thought-provoking.

Asia-European Currency Scam 40 billion, more than 70,000 people were defrauded; GCB Guanghuang Coin involved hundreds of millions of yuan, with hundreds of thousands of registered members; EGD Network Gold involved 10.9 billion yuan, with as many as 500,000 registered members; Wanfu Coin involved 2 billion yuan, with 130,000 registered members; Darkcoin involved a case amount of 1.5 billion yuan, with more than 30,000 registered members; Onecoin involved a case amount of 600 million yuan, with 1.8 million registered members; Laihui Coin involved a case amount of 500 million yuan, with 20 registered members Thousands of people...

According to the reporter’s understanding, the number of MLM coins currently on the market is far more than the number listed in this exposure.

Comparing the overall MLM cases in my country, the China Judgment Document Network shows that from 2002 to 2018, the total number of MLM cases in my country was 14,658, including 1,869 in 2014, 1,417 in 2015, and 1,417 in 2016. There were 3,085 cases in 2017, 3,313 cases in 2017, and 3,612 cases in 2018. The overall growth trend is much smaller than that of virtual currency pyramid schemes.

Based on the 166 cases of virtual currency pyramid schemes in 2018, in just a few years, virtual currency pyramid schemes have accounted for 5% of my country’s overall pyramid schemes (166/3612). This does not include the numerous ICO (Initial Coin Offering) MLM projects that are registered overseas and cannot be dismissed domestically for the time being.

The essence of MLM coins is actually not much different from traditional MLM. The methods of attracting people, developing offline, and issuing physical objects as collateral are already bad. But in the face of such familiar routines, investment Still unable to resist.

Under poverty and economic weakness, greed and hunger that have nowhere to go have become the biggest breeding ground for MLM coins. What about MLM coins? In front of desire, there is no need for IQ.

In this market, faced with endless temptations, most people are unable to distinguish whether this is an investment with huge profits or a scam that loses all their money. Under the temptation of greed, MLM has jumped on the blockchain train.

But please remember: pyramid schemes have been like tigers and wolves since ancient times, and a dream will eventually turn into a nightmare.

㈦ The top 20 blockchain projects were unveiled at the Hi-Tech Fair and achieved remarkable results in technological and industrial innovation and development

From November 11th to 15th, the 22nd China International High-tech Achievements Trade The China Hi-Tech Fair (hereinafter referred to as the "High-Tech Fair") was officially held at the Shenzhen Convention and Exhibition Center, with a total exhibition area of ​​more than 140,000 square meters, more than 3,300 domestic and foreign exhibitors, nearly 10,000 projects participating in the exhibition, and more than 140 various activities.

The top 20 blockchain companies made a collective appearance at the Hi-Tech Fair

On the morning of the 11th, the exhibition hall was crowded with visitors and professionals. Yang Jianjun, deputy director of the Electronic Information Department of the Ministry of Industry and Information Technology, and Fan Shujian, deputy director of the Science and Technology Department, visited the booths of the top 20 blockchain projects during the tour and listened to the introductions of the staff to learn more about the latest progress of blockchain technology and its use in production.The actual situation of the implementation of the industry.

On October 24 last year, the country regarded blockchain as "an important breakthrough for independent innovation of core technologies." Over the past year, blockchain technology and industry development have also opened a new era, with demonstration applications emerging one after another. Yu Jianing, Rotating Chairman of the Blockchain Professional Committee of the China Communications Industry Association and President of Huobi University, said that the top 20 blockchains displayed this time were selected by multiple recommendation institutions based on industry development and after several discussions and surveys. Representative blockchain design projects with forward-looking, growth and practicality, covering blockchain underlying technologies such as alliance chains and distributed storage, as well as blockchain’s applications in manufacturing, agriculture, public welfare, justice, consumption, finance, The implementation of entertainment and other physical industries.

For example, in the field of blockchain infrastructure, the project on the list is the "Blockchain Service Network (BSN)" jointly launched by the National Information Center, China Mobile Communications Group, etc., for deployment and operation areas A global public infrastructure network for blockchain applications can change the current high cost problem of blockchain application development and deployment. In the field of public welfare, the public welfare tracing platform "Public Welfare Searching Chain" launched by Tencent Blockchain and the "Spark Love" project to build a blockchain public welfare ecological mutual aid platform are both on the list.

At the same time, the one-stop "blockchain + industry" service platform "Huolian Blockchain Platform" independently developed by Huolian Technology has also entered the top 20 blockchains. According to the needs of enterprise-level customers According to business needs, select the corresponding smart contract function modules, combine them, and quickly deploy them to enter the blockchain world with zero threshold.

Yuan Ruijuan, COO of Spark Love, a project on the list, said that blockchain technology can improve the current pain points of the charity industry. Xinghuo Love hopes to jointly apply blockchain technology and blockchain governance ideas to public welfare, and actively promote the exploration of the "blockchain + public welfare" field. With this exhibition at the Hi-Tech Fair, we hope that the public can understand blockchain The application of technology in public welfare practice management helps the development of domestic public welfare undertakings.

It is reported that the 2020 Top 100 Innovative Design List and the "Academician Expert Recommendation Plan" were launched in October 2020. It is sponsored by relevant central units and local governments and is widely and continuously carried out across the entire industry across the country. Series of activities. China Communications Industry Association Blockchain Professional Committee, Huobi University and Huobi Labs participated in the selection of the top 20 blockchain technology and application design categories as recommendation institutions.

Blockchain application enters a new stage

Blockchain technology is leading a new round of global technological change and industrial change, becoming the "source power" of global technological innovation and model innovation. Yu Jianing said that only when technological innovation and financial innovation are deeply integrated with the real economy and promote the development of the real economy can the value of innovation be fully realized. Only when blockchain is truly implemented in industrial scenarios can its intrinsic value be demonstrated.

As blockchain technology is promoted to the national strategic level, blockchain was officially included in the "new infrastructure" in the first half of this yearcategory. With the support of various policies, the underlying technology of my country's independent intellectual property rights has ushered in a leap forward, and alliance chains, distributed storage, public chains, industry chains, government affairs chains, and custody chains have fully blossomed. Industrial blockchain and chain reform have become social consensus.

"Blockchain applications are about to enter a big explosion era in 2021." Yu Jianing said that this is mainly due to three reasons: First, physical assets will be widely "on-chain", and physical assets and DeFi on the chain will The combination of (distributed finance) will further lead the way in empowering real industries with blockchain technology and digital finance; second, the digital renminbi will become a key tool for the digital transformation of enterprises, and the pilot will further drive the digital upgrade of the industry; third, data protection and digital identity The importance is highlighted. "New infrastructure" such as blockchain distributed storage will accelerate the historical process of identity digitization and digital assetization.

The Blockchain Professional Committee of the China Communications Industry Association is an affiliated organization of the China Communications Industry Association under the business guidance of the Ministry of Industry and Information Technology. It is the first national-level association in the blockchain industry organization in the country. As an industry educational institution focusing on blockchain applications and digital economic development, Huobi University has provided training for blockchain technology, market, operations and management talents. It is known as the "Whampoa Military Academy of the blockchain industry" and serves as a service for the region. The blockchain industry has cultivated a large number of innovative leading talents. Huobi Labs is committed to building a "blockchain innovation workshop" to provide funding, business, technology, market, human resources, legal, training and other related resources and services to innovative entrepreneurial teams that apply blockchain technology in the real economy.

It is reported that some of the top 20 blockchain companies in this selection also achieved excellent results in the big data and blockchain industry competition of the Innovation Nanshan 2020 "Entrepreneurship Star" competition held this year. It is also a high-potential star project in Huobi Labs Entrepreneurship Camp.

"Today is the year of great development and change in the digital economy. The popularization and application of blockchain will bring about a series of changes. New finance, new business, and new organizations are about to emerge. This time, we will bring blockchain The top 20 projects were unveiled at the China Hi-Tech Fair, hoping to demonstrate the current development results of blockchain technology to the outside world, help the public understand blockchain technology, and establish a broader mass base for promoting blockchain technology to empower the real economy." Yu Jia Ning said.

Attached: List of the top 20 blockchain technology and application design projects

This article comes from China Net Finance