区块链给会计人员的机遇有哪些,区块链给会计人员的机遇是什么
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⑴ What accounting problems do you think blockchain technology can solve
Blockchain technology uses computers to answer some propositions that the human brain cannot calculate. These propositions generally cannot The method is to judge through reverse reasoning, which can only be tried one number at a time, so this is our legendary mining. Therefore, the stronger the computing power of the computer, the easier it is to try the correct number, which means that our mining is successful.
This is completely different from the calculations in accounting. Most of the calculations in accounting use floating point calculations, which are completely different things.
⑵ Industry prospects: How will data blockchain technology affect the accounting and auditing industry
1. Blockchain in the field of payment: financial institutions, especially cross-border financial institutions. Reconciliation, clearing, and settlement costs are high and involve many manual processes; the application of blockchain technology can reduce the cost of reconciliation and dispute resolution between financial institutions, significantly improve the efficiency of the payment field, and make it easier for financial institutions to handle small transactions. Cross-border payment business will help realize inclusive financial services.
2. In the field of clearing and settlement: different financial institutions have different infrastructure structures and business processes, involving many manual processes, which greatly increases business costs and is prone to errors. Applying blockchain technology, combined with the on-chain assets mentioned in the second point, can complete point-to-point real-time clearing and settlement, thereby reducing value transfer costs, shortening time, improving efficiency, and both parties to the transaction can obtain good privacy protection.
3. Asset management field: Equity, bonds, bills and other assets are managed by different intermediaries, which increases the transaction cost of assets and brings about the problem of certificate forgery. Apply block pre-chain technology to digitize such assets and turn them into on-chain digital assets. With the irreversible, non-tamperable, public and other characteristics of the blockchain, it can improve the efficiency of asset transactions and reduce asset management costs.
Because the characteristics of the blockchain are irreversible and non-tamperable, it makes information confidential and secure, point-to-point transaction transmission, decentralization, and reliable traceability of information; thereby reducing intermediate costs and improving efficiency, it is not only used for accounting and auditing , and can also be applied to all walks of life. Now we can also see the collaborative operation model of blockchain from behind the operation of all walks of life. Therefore, blockchain will definitely change human life extensively and profoundly. Therefore, The entire life service will enter the blockchain era. In the development process of the Internet, blockchain + real industry, blockchain e-commerce, and blockchain social wisdom drafting group operations can all use blockchain technology.
⑶ What are the development prospects of blockchain?
Technically speaking, blockchain is a new technology parallel to the Internet. The Internet solves the problem of information communication and communication between people. The problem of efficiency of information transmission, and blockchain solves the problem of cost and efficiency of trust transmission between people, and can reduce costs for enterprises, especially the cost of trust.
For financial companies, the most intuitive issue is cost savings, because many financial companies spend a lot of time on a project.Currently, especially banks, helping customers complete transfers between bank cards requires investment in settlement business, equipment, technical strength, strong interaction, etc. In the future, blockchain technology can reduce the cost to a very low level.
It also has applications in other areas, such as the accounting field. Blockchain can make the entire auditing industry disappear directly. Because the recording of blockchain ledgers and the confirmation of transactions is itself an audit process, it can completely retain the transactions and make them public to the entire network. When you go to verify, you can check the corresponding ID and corporate qualifications of the enterprise. linked together to form the audit process.
⑷ What accounting problems do you think blockchain technology can solve
Blockchain distributed databases can be practically applied in corporate accounting information systems.
The blockchain distributed database is like a public ledger, which should naturally be able to record corporate accounting information.
Any information that needs to be saved can be written to the blockchain and read from it, so it is a database.
A shared, distributed database technology or intelligent peer-to-peer network that can identify, disseminate and record information through a distributed database.
⑸ Title: With the help of big data and blockchain, what do you think the future development model of the accounting information system should be?
The connection with other subsystems has been strengthened, and information management to the enterprise has been strengthened. The system moves closer.
With the development of computer technology, big data and blockchain, two of the most eye-catching cutting-edge technologies nowadays, are gradually being applied in practice. As one of the indispensable professions in any industry, accounting is bound to be affected by these two emerging technologies. Big data technology has caused an explosive growth in the quantity of accounting information, and the birth of blockchain technology has improved the accuracy of information. Therefore, the accounting profession will usher in new developments in breadth and accuracy.
With the emergence of paperless accounting, accounting computerization is widely used in various enterprise management and settlement services. Kingdee UFIDA and other similar software came into being. By setting login identities and permissions, and directly entering relevant transaction capital business and other matters on the network management platform, work efficiency is greatly improved. The computerized accounting software uses a large and stable database, and the financial system is constructed in a modular manner to build the entire system, making accounting more standardized and improving the management level of the enterprise. At the same time, ERP systems also have many shortcomings. However, the upgrading of accounting software is far behind the innovation of computing and computer systems, and the stagnation of accounting software development has largely restricted the further development of the entire financial accounting industry. Second, employees must log in to the accounting information system through encrypted login methods. However, it is still unavoidable that some criminals can steal the operator's login password to conduct illegal operations and forge accounting data, which lacks authenticity during the current operation. Log monitoring cannot effectively prevent this behavior. Third, the professional module processing is not targeted and the operation is too cumbersome. The query and inventory are rough and prone to errors and omissions. The fourth is cost, depreciation and old expenses.The apportionment accounting method is accurate in calculation but in essence the method is extensive and the workload is large. Whether it is manual accounting or computerized accounting, the inability to obtain relatively accurate product costs in a timely manner has not solved the problem of data.
⑹ The impact of new technologies on accounting
Cloud computing, big data, blockchain, intelligent technology, these new applications and technologies are emerging one after another. On the one hand, they have a profound impact on financial management. Development has brought about great changes. On the other hand, it has also had a great impact on accountants. Not only accountants in the workplace need to quickly find breakthroughs and make transformations, but also accounting majors at school stand at the forefront of the accounting industry. At the departure station, we must also face this situation head-on and adapt to the situation and change.
A single ability will be eliminated by society
In the past, universities focused on cultivating professional talents, and students only needed to master the courses of their major. However, new technologies will replace a large amount of basic accounting work in the future, so the basic accounting knowledge that accounting majors learn in school will most likely become worthless content when they enter society. How can we avoid embarrassing situations at this stage of grassroots accounting?
At this time, accounting majors are required to have abilities in addition to their professional knowledge, so that they can handle more diverse work tasks after entering the workplace.
Employment in the original positions no longer has advantages
The rapid and widespread application of new technologies in the accounting field has diversified the talents in the industry. Ms. Jin, a partner at PricewaterhouseCoopers, once mentioned in an interview, “There may be fewer and fewer new employees majoring in accounting, because new technologies such as artificial intelligence and blockchain are not what accounting students are good at. However, many of the knowledge is the specialty of science and engineering students. Therefore, we need to recruit talents in different professional fields.”
Accounting firms where accounting students once had great advantages and matched their majors will also The gradual increase in the introduction of other professional talents will undoubtedly reduce the employment opportunities for accounting students.
How should accounting students respond?
Accounting majors should have a sense of crisis but do not need to be pessimistic. As long as they are aware of the current situation and make corresponding changes, they can turn challenges into opportunities.
1. Accounting majors should develop their English and computer skills while in school. College English CET-6 and proficiency in operating office systems will become the most basic ability requirements.
2. It is necessary to cultivate methods of doing things and logical thinking ability, clear ideas and quick comprehension ability, which can help graduates quickly adapt to the work environment and develop their talents.
3. Exercise communication, coordination, and organizational skills. The most irreplaceable ability of artificial intelligence is human communication skills. In the future, accounting jobs will require more things to be coordinated by people, so in the school studentWe must participate in more clubs and practical activities to avoid becoming dumb robots.
4. Although accounting professional knowledge has become the most basic ability, it is also an important foundation for all work. Only a solid grasp of professional knowledge can provide stable support for subsequent development.
The arrival of a new era is bound to mean change and development, and challenges and opportunities always come together. Therefore, accounting students do not need to panic, because everyone is in the same situation. As long as we Those who are the first to make changes will have the ability to cope with change.
⑺ Which latest information technology applications have a certain role in promoting the development of accounting information systems
The development of modern information technology has brought great promotion to the development of accounting information systems. . The following are some of the latest information technology applications, which have a certain role in promoting the development of accounting information systems:
Artificial Intelligence: Through machine learning, data mining and other technologies, artificial intelligence can analyze and analyze large amounts of financial data. processing to help accountants make better decisions.
Blockchain technology: Blockchain technology can achieve decentralized and non-tamperable transaction records, improving the credibility and security of financial data.
Big data technology: Through the collection, processing and analysis of a large amount of Changzu's financial data, big data technology can help accountants better understand the market and customer needs, and better formulate business strategies.
Cloud computing technology: By deploying accounting information systems in the cloud, cross-regional and cross-platform collaborative work can be achieved, improving work efficiency and data security.
Mobile technology: With the popularity of mobile devices, accountants can access financial data anytime and anywhere through mobile devices to achieve mobile office.
Human-computer interaction technology: Through a more friendly human-computer interaction interface, accountants can operate the accounting information system more conveniently, improving work efficiency and accuracy.
In summary, the latest information technology applications provide more tools and means for the development of accounting information systems, which can better meet the needs of accountants for financial data processing and improve work efficiency and accuracy. sex.
⑻ Note 1: The impact of big data on future accounting development trends—technical environment
In 2019, McKinsey Consulting gave a report that in the next 2030, 50% of jobs will be Will be replaced by artificial intelligence, among which accounting work that requires a lot of labor costs will bear the brunt.
So, in the current technological development, which technologies will have an impact on the development of accounting and related disciplines?
1.1 Cloud Data
A large amount of financial information can be shared in the cloud to improve the efficiency of financial work, reduce errors and omissions, and reduce costs. However, there are also hidden dangers in data security.
1.2 Big DataAnalysis
Through big data mining and analysis, we can improve the accuracy of forecasts, optimize financial forecast results, and help companies or auditors conduct risk management, such as credit assessment and forecasting.
1.3 Artificial Intelligence
Taking the financial robot launched by Deloitte as an example, artificial intelligence can replace tedious tasks in the process, such as information entry, bill verification, etc., 1 The robot can complete the workload of 40 people before, greatly improving financial work efficiency and reducing corporate costs.
1.4 Blockchain
Blockchain is also called a distributed accounting application. In the current accounting direction, blockchain invoices are widely used.
On the one hand, the rapid development of science and technology has brought huge impact to the traditional accounting profession, and accounting practitioners are facing the risk of unemployment; on the other hand, it has also brought new innovations to the development of the accounting industry. opportunities and challenges. How to seize these opportunities to deal with challenges is a question that every accounting practitioner needs to think about.
⑼ Financial sharing, what impact will blockchain have on accounting theory and practice
With the emergence of cryptocurrencies such as Bitcoin, this time-tested financial framework is entirely possible Was changed. Harnessing the power of blockchain, the entire concept of money is turned upside down through the rise of this new data-based currency. While our current understanding of money has evolved over the past few decades, thanks to credit cards and fiat currencies, cryptocurrencies are the logical next step in this evolution.
This is understandable to accountants, but what does it mean to entrepreneurs? Well, anyone interested in starting or maintaining a successful business will need a competent accounting team. As the financial environment changes, so will the experience and insight required of business accountants. Understanding this upcoming paradigm shift can better help entrepreneurs future-proof their organizations and may even help them save money on accounting-related business expenses.
Bitcoin Modern Accounting Overview
The current financial paradigm treats Bitcoin, Ethereum, and all other cryptocurrencies as assets. For example, in the United States, any form of cryptocurrency is considered property rather than currency. Although the IRS recognizes that Bitcoin can serve as a "medium of exchange," Bitcoin is not classified as currency because it also generally functions as a "unit of account and store of value."
Due to this classification, changes in the value and quantity of cryptocurrencies are taxed as capital gains or losses. By mining or purchasing large amounts of Bitcoin, there will be an increase in capital, which will subject Bitcoin to capital gains tax. The same goes for trading or selling cryptocurrencies, as these events are considered taxable capital gains and losses. Therefore, accounting for holdings in Bitcoin or other high-end stocks is different from other forms of equity.Rights (such as real estate or stocks) are accounted for in much the same way.
Predictions for the Future of Bitcoin and Accounting
As blockchain and cryptocurrencies gain legitimacy in the financial world, the accounting nature of Bitcoin and other advanced currencies will also change. While many of the potential changes are too far off to accurately predict, one aspect of accounting is sure to change dramatically and will certainly impact all entrepreneurs and business organizations: auditing.
Here’s how blockchain and cryptocurrencies are being used to violently disrupt the audit process, and what does it mean for businesses that employ auditors? Since Bitcoin is currently classified as property subject to capital gains tax, the method of auditing its value is known as instant forensic analysis. However, the instant verifiability of blockchain technology makes this audit method obsolete.
As you track these changes and developments, discuss them with your organization’s accountant or financial advisor. They can help you understand the further implications of these events; in some cases, they can even show you what actions you can take to respond to these events, thereby increasing your profits, reducing your costs, and opening up new opportunities for your business. new development path.
On the other hand, if your accountants and auditors react with blank stares to your research, consider updating your finance team.