轻松筹的三大板块,轻松筹发展前景
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① If I am doing a project in EasyRaising, if the fundraising goal is not reached and the project fails, can I still withdraw the money?
This money can be withdrawn according to regulations.
② What are the advantages of Easy Warm Insurance, the latest new product launched by EasyCho?
The first thing that concerns you most is the amount of insurance. As a medical reimbursement type of insurance, this product has the highest 500,000 is available with 0 deductible. Secondly, it’s fully guaranteed. Covers common major diseases such as malignant tumors, acute myocardial infarction, stroke sequelae, major organ transplantation or hematopoietic stem cell transplantation, coronary artery bypass grafting, end-stage renal disease, etc. Finally, the premium is low. The monthly minimum is 3 yuan and the maximum is 8.3 yuan, which is an extremely low burden. The most important thing is that it is highly transparent, and Easy Warmth Protection adopts blockchain technology. The blockchain itself has technical characteristics that cannot be tampered with or forged, and can ensure the authenticity, transparency and effectiveness of information.
③ How blockchain technology empowers real industries
Now there are domestic companies that have implemented blockchain technology into actual industries. For example, Wanglian Technology has put blockchain technology into practice. The chain is applied to financial services, medical health, IP copyright, Internet of Things, sharing economy, communications, education,
social management, charity, culture and entertainment and other fields
④ What is blockchain technology , how it changes business and financial models
Blockchain technology is a distributed ledger technology that allows multiple participants to jointly maintain it on a decentralized network A secure, transparent and immutable record. Blockchain technology was originally designed for the digital currency Bitcoin, but is now widely used in many other fields.
The core features of blockchain technology include:
Decentralization: Blockchain has no central control agency, and data is distributed on various nodes in the network, which makes it decentralized. The centralization feature reduces the risk of single points of failure.
Transparency: Transaction records on the blockchain are public to all participants, and anyone can view these records. This helps increase trust and reduce the risk of fraud.
Immutable: Once a transaction is recorded on the blockchain, it cannot be easily modified or deleted. This guarantees data integrity and security.
Smart contracts: Transactions on the blockchain can be automatically executed to implement "smart contracts", which automatically execute corresponding operations when specific conditions are met. This helps simplify complex business processes and reduce costs.
Blockchain technology has had a profound impact on business and financial models, which is mainly reflected in the following aspects:
Reducing costs: Blockchain technology can reduce intermediary links and reduce costs. Transaction costs and operating costs. For example, by adopting blockchain for cross-border payments, remittance fees can be significantly reduced.
Improving efficiency: The automation and smart contract features of blockchain technology help improve the efficiency of business processes, reduce manual intervention, and reduce errors.Rate.
Enhance trust: The transparency and non-tamperability of blockchain technology help to establish a reliable trust system, reduce the risk of fraud, and provide better protection for commercial activities.
Innovative business models: Blockchain technology has spawned many new business models, such as decentralized finance (DeFi), digital asset trading, supply chain finance, etc. These new business models have brought disruptive changes to existing industries.
In short, blockchain technology, as an emerging technical means, is gradually changing the landscape of business and finance. With the continuous development of technology and the in-depth promotion of applications, blockchain is expected to have a more extensive and far-reaching impact in the future
⑤ What is the purpose of Easy Chip
People often say that we There can be no accidents or illness, because the cost of medical treatment is too expensive. The reality is that medical expenses are very expensive, so now there are companies that specialize in raising funds. For example, you can use Easy Funding to raise medical expenses. So what exactly is Easy Funding used for?
3. Summary
Nowadays, Qingsongchou is developing better and better, and many patients with serious diseases can initiate serious illness help projects through Qingsongchou APP. Now EasyChou has its own users in 183 countries and regions around the world, helping 2.5 million families, with a total fundraising amount of more than 25.5 billion.
⑥ How to grab crowdfunding on the blockchain
How to connect the PHP website to the blockchain crowdfunding
How to connect the PHP website to the blockchain crowdfunding, based on Blockchain crowdfunding platform, methods and processes
Feng Xuexuan
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This invention belongs to The field of crowdfunding, especially involving a blockchain-based crowdfunding platform and method.
Background technology:
Currently, there are a series of critical illness fundraising systems on the market, such as Shuidichi, EasyCho, and Wuyouchi. Patients can raise funds on these critical illness fundraising systems. . These critical illness fundraising systems claim to not charge any handling fees, but many people cannot believe this. After all, any company wants to make a profit. No one dares to publish remittance records. There is the possibility of secret operations, which has a lot of credibility. lacking.
Technical implementation elements:
The purpose of this invention is to overcome the shortcomings of the existing technology and provide a crowdfunding platform and method based on blockchain, using blockchain Each fundraising transaction record is recorded, and anyone can query the transaction records to resolve donors' concerns.
The purpose of this invention is achieved through the following technical solutions: a blockchain-based crowdfunding platform, including:
Patient module, used by patients in crowdfunding Publish crowdfunding information on the platform;
The review module is used to review the crowdfunding information released by the patient.core;
The promotion module is used to publish and promote the approved crowdfunding information;
The donation module is used for donors to use digital currency to donate to patients’ crowdfunding information. Fundraising account to make donations;
Blockchain module, used to record data information in the crowdfunding process;
Processing module, used to provide information for the crowd in the blockchain module The patient whose fundraising information has been approved establishes a crowdfunding account, and after the fundraising deadline, the funds in the crowdfunding account are converted into cash flow and remitted to the patient's bank account based on the current currency exchange rate; and used to transfer the patient's funds to the patient's bank account. The patient’s crowdfunding information, the donor’s donation information and the remittance information to the patient’s bank account are recorded in the blockchain module;
The query module is used for querying people to view crowdfunding information, Donation information and remittance information.
Preferably, the blockchain-based crowdfunding platform also includes:
A reporting module for whistleblowers to report crowdfunding information released by patients;
The verification module is used to verify the reporting information of the whistleblower.
Preferably, the patient module includes:
Registration sub-module, used by patients to register platform accounts;
Login sub-module, used Log in to the platform account on the patient side;
The information release sub-module is used by the patient side to publish crowdfunding information after logging in to the platform account.
Blockchain-based crowdfunding methods include:
Patients publish crowdfunding information on crowdfunding platforms;
Crowdfunding platforms Review the crowdfunding information released by the patient. If the review passes, a crowdfunding account will be established for the patient on the blockchain module, and the patient's crowdfunding information will be recorded in the blockchain module. on;
Publish and promote the approved crowdfunding information;
Donors use digital currency to donate to the patient’s crowdfunding account, the crowdfunding platform Record the donor's donation information on the blockchain module;
After the patient's fundraising ends, the crowdfunding platform will transfer the funds in the patient's crowdfunding account based on the current currency exchange rate. The funds are converted into cash flow and said cash flow is transferred to the patient's bank account.
Preferably, the blockchain-based crowdfunding method also includes:
Inquiries check the patient’s crowdfunding information and donor donations through the crowdfunding platform Information and remittance information from the crowdfunding platform to the patient's bank account.
Preferably, the blockchain-based crowdfunding method also includes:
The reporter reports the crowdfunding information released by the patient;
< br/>The crowdfunding platform will verify the crowdfunding information released by the patient based on the reporting information of the reporter. If the report is true, the crowdfunding information will be revoked and the donation in the patient's crowdfunding account will be returned to the corresponding donation. people.
Preferably, the method of promoting the approved crowdfunding information includes one or more of app promotion, mini program promotion and circle of friends promotion.
The preferred blockchain-based crowdfunding method also includes: if the donor does not have digital currency, open an account for the donor on the crowdfunding platform, and then convert the funds according to the current exchange rate for the corresponding digital currency.
The beneficial effects of the present invention are:
(1) In the present invention, all fundraising data are recorded in the blockchain. Due to the non-tampering characteristics of the blockchain data, , making fundraising data open and transparent, users can easily view each transaction record of crowdfunding, making all donation details open and transparent, which helps eliminate the concerns of donors and patients about black-box operations;
(2) In the solution of the present invention, donations of digital currency are accepted, thereby allowing digital currency to participate in public welfare services.
Explanation of drawings
Figure 1 is a schematic diagram of the blockchain-based crowdfunding platform;
Figure 2 is a blockchain-based crowdfunding platform Process diagram of the crowdfunding method.
Detailed embodiments
The technical solution of the present invention will be clearly and completely described below in conjunction with the embodiments. Obviously, the described embodiments are only part of the implementation of the present invention. examples, not all examples. Based on the embodiments of the present invention, all other embodiments obtained by those skilled in the art without any creative efforts fall within the scope of protection of the present invention.
Refer to Figure 1-2, the present invention provides a blockchain-based crowdfunding platform and method:
As shown in Figure 1, the blockchain-based crowdfunding platform The fundraising platform includes patient module, review module, promotion module, donation module, processing module, query module, blockchain module, reporting module and verification module, etc.
The patient module includes a registration sub-module, a login sub-module and an information release sub-module. The registration sub-module is used by the patient to register a platform account. When registering, the patient sets the corresponding account name and login password. One account name can only be used once in the entire fundraising platform, that is, there cannot be two identical account names. The login sub-module is used by the patient to log in to the platform account. The patient logs in to the corresponding platform account according to the account name and login password. The crowdfunding platform verifies whether the account name and login password match. If they match, the patient logs in to the corresponding platform account successfully. Otherwise, it prompts to log in. fail. The information release sub-module is used by patients to publish crowdfunding information after logging into the platform account. The crowdfunding information includes the patient’s real personal information, fundraising reasons and supporting materials., fundraising amount, fundraising time, etc.
The review module is used to review the crowdfunding information released by the patient. If there are problems such as incomplete data, incorrect data or falsified data in the crowdfunding information, the crowdfunding information will be Dismiss directly.
The promotion module is used to publish and promote the approved crowdfunding information. The methods for promoting the approved crowdfunding information include app promotion, mini program promotion and circle of friends promotion. one or more.
The donation module is used by donors to make donations to the patient’s crowdfunding account.
The processing module includes a crowdfunding account creation sub-module, a fund processing sub-module and an information recording sub-module. The crowdfunding account creation sub-module is used to establish a crowdfunding account in the blockchain module for patients whose crowdfunding information has passed review. The fund processing sub-module is used to convert the funds in the crowdfunding account into cash flow based on the current currency exchange rate after the fundraising deadline, and then remit the cash flow to the patient's bank account. The information recording sub-module is used to record the patient's crowdfunding information, donor's donation information and remittance information to the patient's bank account in the blockchain module.
The query module is used by the queryer to view the crowdfunding information, donation information and remittance information.
The blockchain module is used to record crowdfunding information, donation information and remittance information, and to establish crowdfunding accounts. The process of recording information by the blockchain module is: creating a transaction (tx); broadcasting the transaction (tx) through the p2p network; verifying the transaction (tx); broadcasting the verification result of the transaction (tx) through the p2p network; The transaction (tx) is written to the ledger.
The reporting module is used by whistleblowers to report crowdfunding information released by patients.
The verification module is used to verify the reporting information of the reporter. If the report is true, the crowdfunding information will be revoked and the donation in the patient's crowdfunding account will be returned to the corresponding amount. Donors.
The blockchain-based crowdfunding platform also includes an account opening module, which is used to provide digital currency account opening functions. If the donor does not have digital currency, he or she can open an account for the donor on the crowdfunding platform. operation, and then convert the funds into the corresponding digital currency based on the current exchange rate.
As shown in Figure 2, the blockchain-based crowdfunding method includes:
s1. The patient publishes crowdfunding information on the crowdfunding platform.
Before step s1, it also includes: the patient registers a platform account on the crowdfunding platform, and the patient logs in to the platform account.
s2. The crowdfunding platform will review the crowdfunding information released by the patient. If the review is passed, a crowdfunding account will be established for the patient on the blockchain module and all information will be transferred to the patient. The patient’s crowdfunding information is recorded on the blockchain module.
s3. Publish and promote the approved crowdfunding information. The ways to promote the approved crowdfunding information include one or more of app promotion, mini program promotion and circle of friends promotion.
s4. The donor uses digital currency to donate to the patient’s crowdfunding account, and the crowdfunding platform records the donor’s donation information on the blockchain module. Donors transfer funds based on the patient's account address (in the crowdfunding information) provided by the crowdfunding platform. They can add remark information when transferring; they only need to provide the patient's account address when transferring, and any error in the transfer cannot be withdrawn.
s5. After the patient’s fundraising ends, the crowdfunding platform will convert the funds in the patient’s crowdfunding account into cash flow based on the current currency exchange rate, and transfer the cash flow Transfer to the patient's bank account.
In this embodiment, crowdfunding information, donation information, remittance information, etc. are recorded in the blockchain module, and the non-tamperable characteristics of blockchain data are used to prevent relevant information from being tampered with and ensure that Ensure the authenticity of relevant recorded information.
The blockchain-based crowdfunding method also includes:
Inquiries can check the patient’s crowdfunding information, donor’s donation information and crowdfunding information through the crowdfunding platform. The remittance information of the remittance platform to the patient's bank account.
Anyone can easily view crowdfunding information, donation information, remittance information and other records through the query module, so that relevant information can be traced and traced, making the fundraising data open and transparent, which is conducive to Eliminate the concerns of donors and patients about behind-the-scenes operations.
The blockchain-based crowdfunding method also includes: the whistleblower reports the crowdfunding information released by the patient; the crowdfunding platform uses the whistleblower’s reporting information to report the crowdfunding information released by the patient. The information will be verified. If the report is true, the crowdfunding information will be revoked and the donation in the patient's crowdfunding account will be returned to the corresponding donor.
Blockchain-based crowdfunding methods also include: If the donor does not have digital currency, you can open an account for the donor on the crowdfunding platform (that is, form a blockchain wallet for the donor ), and then convert the funds into the corresponding digital currency based on the current exchange rate.
The above are only preferred embodiments of the present invention. It should be understood that the present invention is not limited to the form disclosed herein, and should not be regarded as excluding other embodiments, but can be used in various Other combinations, modifications and environments can be made within the scope of the ideas described herein through the above teachings or technology or knowledge in related fields. Any modifications and changes made by those skilled in the art that do not depart from the spirit and scope of the present invention shall be within the protection scope of the appended claims of the present invention.
How to connect PHP website to blockchain crowdfunding
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⑦ What are the benefits of applying blockchain technology in the medical industry
The benefits of applying blockchain technology in the medical field have multiple applications
①The "network routing" blockchain system structure is very An important
component is a peer-to-peer network without a centralized server. The specific benefit of its application in the medical field is that hospitals no longer need to establish a centralized patient information management service platform. A centralized platform It is a very bad thing. Once the network is "stuck or delayed", the entire hospital's patient management system will run slowly, which will also affect the efficiency of the entire medical treatment.
② The use of blockchain technology can better deal with the speed of medical treatment and solve the financial problems of many patients, of which "Easy Raising" is a good example.