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数字金融 区块链,金融行业区块链

发布时间:2023-12-06-08:29:00 来源:网络 区块链知识 区块   货币   好不好

数字金融 区块链,金融行业区块链


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Ⅰ Is there a future for blockchain currency transactions in China?

First of all, "blockchain transactions" have policy implications

First, in In terms of policy, the country has clearly issued a notice on the regulation of digital currency transactions. For details, you can also see the picture below

Second, in terms of risk control We have no way to know whether an exchange complies with relevant regulations. It is difficult to judge. Once digital currencies are traded that are not allowed by policy and uncontrollable risks arise, what awaits is legal consequences. Punished.

Thirdly, the country’s attitude towards blockchain digital currency transactions is relatively vague. I am afraid that when the project is halfway through, the shelf will issue a relevant notice and there will be no way to proceed, so then There are many issues involved.

To sum up, the best attitude towards uncertain things is to have a regulatory attitude that does not blindly follow policies.

II How big is the prospect of blockchain finance

1. In fact, the combination of blockchain technology and finance is not accidental. Simply put, blockchain is a distributed shared ledger and database, which has the characteristics of decentralization, non-tampering, full traceability, and traceability. Finance is cooperation based on trust, and these characteristics of blockchain lay the foundation for creating trust. Blockchain technology is of great significance in solving problems in the financial field such as high credit risk, low efficiency of capital use, and high payment processing costs.

2. From a practical perspective, Bitcoin is not equal to blockchain. Digital currency is only one of the applications of blockchain technology in the financial field. In the fields of supply chain finance, payment and clearing, trade finance, financial transactions and other fields, "blockchain +" has rich application scenarios and imagination space.

3. Industry insiders pointed out that although blockchain technology has The application prospects are broad, but there are currently only a few projects that have actually been implemented in Suisui and have produced social benefits. Blockchain technology is in the early stages of development and still needs to be viewed rationally. The next step is to use blockchain technology to explore digital economic model innovation. Add impetus to the optimization of the business environment and provide support for promoting high-quality economic development.

Ⅲ What are the current development prospects of blockchain technology

The research strength has increased and the research results have been significant.

As of the end of 2019, the number of blockchain research institutions in my country has reached 97. In addition, domestic universities have deployed blockchain technology research, strengthened the innovation of blockchain technology theoretical knowledge, and improved the research and development of blockchain technology in universities. Capabilities, as of the end of 2019, my country has participated in 24 universities in strengthening blockchain technology research and development. The core technologies are mainly distributed in the aspects of consensus algorithm, cross-chain, underlying architecture and multi-chain.

Judging from the research results, in terms of consensus mechanism, my country's consensus mechanism is gradually moving from a single algorithm to a hybrid consensus; in terms of cryptographic algorithms, secure multi-party computation, homomorphic encryption, zero-knowledge proof, etc.Cryptographic algorithms are continuously integrated and applied; research on cross-chain technology and security technology has gradually become a research hotspot.

From the perspective of blockchain hardware, currently, the world’s most important digital currency mining equipment suppliers are all located in China, including Bitmain, Canaan, and Yibang Technology. Three mining equipment companies account for more than 90% of the market share.

From the perspective of industry applications, the financial industry is currently the industry with the most blockchain technology implementation projects and the richest scenarios, such as supply chain finance, asset certificate aromatization, credit reporting and risk control, etc.

China accounted for 60% of the world’s patent applications in 2019

With the tilt of national policies towards blockchain and the implementation of applications in various fields, blockchain-related patents have gradually gained Attention from all parties. Compared with 2018, the number of blockchain-related patent applications from Chinese enterprises has increased significantly in 2019. Among the top 100 global companies on the list, my country accounts for 63%.

The blockchain industry will be further standardized in 2020

In 2020, my country’s blockchain policies will continue to be favorable, standards and regulations will be more perfect, industry scale will continue to grow, and technology will continue to innovate and develop. , the application demonstration effect in key areas is accelerating. At the same time, based on the problems existing in the development of my country's blockchain in 2019, CCID Blockchain Research Institute proposed to speed up top-level design and formulation, establish a sound regulatory system, accelerate core technology innovation and research and development, promote third-party evaluation and certification, strengthen professional talent training, and accelerate promotion Six suggestions for implementation in various fields.

IV Blockchain employment direction and prospects

Financial field: Blockchain technology can be used in digital currency, smart contracts, payment and settlement, etc., bringing more efficiency to the financial field , safe and convenient service.

Internet of Things field: Blockchain technology can realize identity verification, secure communication and data management of IoT devices, thereby improving the security and reliability of the entire IoT system.

Public service fields: Blockchain technology can be applied to public service fields such as government affairs, education, and medical care, and plays an important role in information sharing, data privacy protection, and social governance.

Other fields: Blockchain technology can also be used in supply chain management, intellectual property protection, games and other fields, and has broad application prospects.

Therefore, from the perspective of employment direction, blockchain technology talents can choose to work in different types of units such as financial institutions, technology companies, innovative enterprises, government agencies, etc., and engage in blockchain technology Development, application research, technical support, project management and other related work. At the same time, you can also expand your career development path through entrepreneurship and other methods.

IV What is the future prospect of the blockchain industry?

Five major aspects of the growth potential of the blockchain industry promote the healthy development of technology

Basic overview analysis of blockchain

Blockchain technology is a technology that collectively maintains a reliable database in a decentralized manner.technology solution, which is decentralized, tamper-proof, and highly scalable. It is becoming another emerging technology that will have a major impact on the future after big data, cloud computing, artificial intelligence, virtual reality and other technologies, and is expected to promote human development. From the era of information Internet to the era of value Internet.

The United States, Japan and some countries and regions in the European Union have elevated the development of blockchain to an important national development strategy and vigorously promoted the research and development, application and promotion of blockchain technology. Our country also attaches great importance to blockchain technology innovation and industrial development. With the joint participation of IT and other companies, a large number of new companies, new products, new models, and new applications have emerged. Blockchain has been widely used in finance, government affairs, energy, and medical care. Applications in other industries are gradually unfolding, and it is becoming an important force driving technological product innovation and industrial transformation in various industries.

Blockchain development is divided into three stages, namely Blockchain 1.0 represented by Bitcoin and related financial infrastructure applications, and Blockchain 2.0 represented by smart contracts. , is currently gradually moving towards the blockchain 3.0 stage, which is based on blockchain technology and has in-depth application of more complex smart contracts.

Statistical analysis of blockchain investment and financing in the first half of the year

Since 2016, the frequency and amount of investment and financing in my country’s blockchain field have increased dramatically. According to statistics from the "In-depth Analysis Report on Business Model Innovation and Investment Opportunities in the Blockchain Industry" released by the Qianzhan Industry Research Institute, in the first half of 2018, the financing amount in the blockchain field was approximately 10.7 billion, a year-on-year growth rate of 1,426 billion compared with the same period in 2017. %; The number of investment and financing events in the blockchain field reached 205. It is expected that investment in the blockchain field will usher in another peak this year.

From the perspective of the distribution of investment and financing rounds in China’s blockchain field, early-stage investment rounds (before Series B) account for more than 95%. Many industry pioneers participate in the investment, and most companies are still in the process of investing. Horse racing and enclosure.

Blockchain investment and financing statistics and growth from 2014 to the first half of 2018

Data source: Compiled by Qianzhan Industry Research Institute

my country attaches great importance to the development and application of blockchain technology. Driven by multiple forces such as policy, technology, and market, the pace of blockchain innovation continues to accelerate, and it is deeply integrated with technologies such as cloud computing, big data, and the Internet of Things. The scope of explored applications has also expanded from digital assets to supply chain management, intelligent manufacturing, Expand and expand in more fields such as industrial Internet, social welfare, copyright protection, etc.

Five major aspects strive to promote the healthy development of blockchain technology and promote the high-quality development of the digital economy

1. In-depth research and grasp of blockchain technology and industry development trends. Pay close attention to the latest trends in international development, jointly promote blockchain-related technology and industry research, promote the standardization of blockchain development industry behavior, and create a good development environment.

2. Strengthen the construction of core technical capabilities of blockchain.

Establish and improve the collaborative promotion mechanism among key enterprises, colleges and universities, and research institutions, and guide IT enterprises to strengthen technical reserves and increaseQuickly break through key core technologies to improve blockchain performance, efficiency, and security.

3. Support entrepreneurship and innovation in the field of blockchain

Encourage blockchain enterprises and user units to carry out cross-border integration, guide industry organizations to establish public service platforms, and support third-party institutions Carry out blockchain service evaluation and testing, promote rich industry applications of blockchain, and serve the transformation and upgrading of the real economy.

4. Actively build and improve the blockchain standard system

Accelerate the development and application promotion of key standards, and gradually build a complete standard system. Actively connect with international standards organizations such as ITU and ISO, substantially participate in more international standardization work, and actively contribute more "Chinese power."

5. Accelerate the improvement of the policy environment for blockchain development

Support qualified enterprises to carry out application innovation and model innovation, guide and encourage enterprises, universities and scientific research institutes to jointly cultivate blockchain Professional talents needed for chain development. Support qualified blockchain companies to enjoy the country’s preferential tax policies that support the development of the software industry and small and medium-sized enterprises.

The industry is small but has huge growth potential

The blockchain economy is currently on the eve of an explosion. It is widely used in the financial industry, and applications in other industries have also entered the exploration and research and development stage. It is expected that the direct market value of blockchain will increase from US$410 million to US$7.68 billion between 2017 and 2022, with a compound annual growth rate of 79.6%. It is expected that various blockchain-based extended businesses will reach US$100 billion in 2020.

Industrial application fields continue to expand

The financial industry is the first to apply blockchain technology, and many financial applications have been implemented; the medical industry is an important area of ​​blockchain application and can be more It is good to protect privacy and improve service quality and management efficiency; the demand for blockchain in social forensics is rising rapidly to solve certification problems caused by information asymmetry; the application of blockchain technology in other fields such as communications and supply chain is rapidly expanding .

VI Future development prospects of blockchain

1. Blockchain has become the forefront of global technology development and opened up a new track for international competition. Blockchain will become a new key infrastructure to further accelerate the development of the digital economy, lead a new round of global technological and industrial changes, and become the "source" of technological innovation and model innovation. The world's major developed countries will further pay attention to blockchain technology, intensively introduce relevant policy plans, increase industrial support and guidance, and enhance the competitiveness of their country's blockchain technology and industry.
2. The digital currency bubble gradually cools down. With the spread and popularization of the concept of blockchain technology, more and more people will realize that Bitcoin is not the same as blockchain, and various air coins will be gradually eliminated. Blockchain technology innovation will return to a more rational track. Technical features such as decentralization, multi-party collaboration, and anti-calculation tampering will be highly valued by relevant industries. Some industries with strong innovation capabilities will continue to emerge with blockchain applications that have been transformed based on industry characteristics.

Ⅶ Digital currency is good nowIt’s not easy to do

Digital currency is a value transfer product that can truly be implemented in the blockchain. It requires learning and understanding of blockchain technology. At the same time, digital currency investment is currently a good choice. DCPRO can, it’s a formal platform.

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