区块链在农行的应用有哪些,区块链在农行的应用领域

1. How to apply blockchain technology in international bank settlement

At present, banks mainly provide three settlement methods: remittance, collection and letter of credit in international business. . There are problems of credit and exchange rate risks, low efficiency, and high costs. In addition, banks mostly use their own credit to intervene in international settlements, which can easily form their own contingent liabilities and reduce the quality of their balance sheets. Banks should actively promote innovation in international settlement business based on blockchain technology, build a new system for international settlement business, and provide safe, stable, low-cost, and efficient international settlement business.

2. What are the application roles involved in blockchain application innovation for agricultural supply chain poverty alleviation?

The application roles involved in blockchain application innovation for agricultural supply chain poverty alleviation include the following: :
1. Monitor farm inventory.
2. Strengthen the agricultural supply chain.
3. Modern farm management software (FMS).
4. Optimization of the Internet of Things in Agricultural Science and Technology.
5. Fair pricing.
6. Supervise and pay agricultural subsidies.
7. Agriculture supported by community Chongmaichang.
8. Mobile remittance for small farmers.
9. Encourage sustainable practices.
10. Enhance the accountability of multinational companies.

3. Application of blockchain in the financial industry

Blockchain is used in the financial industry to solve payment problems. The blockchain+ model is quite popular. Changsha Xin The industrial park itself has built a SMIC blockchain service platform project, which is to collect applications from enterprises and build a blockchain industry alliance.

4. Application of blockchain technology in the financial field

There are many applications of blockchain technology in the financial field. Here are a few examples:
People's Bank of China Launched a trade finance blockchain platform: extensively connecting information from taxation, customs, foreign exchange and other departments to effectively increase the credit of small and medium-sized enterprises in financing.
Guangdong has released the country’s first local financial off-site supervision blockchain system: effectively solving the pain points of information asymmetry and unreliability between financial institutions and regulators in traditional supervision methods.
State Grid’s supply chain financial data sharing platform based on data side chain: Provides conditional and trustworthy sharing services of supply chain financial data under privacy protection, helping small and medium-sized suppliers in the chain to revitalize accounts receivable and reduce financing costs. Increase the financial income of financial institutions.
In addition to these, there are other applications. Crypto Finance mimacaijing focuses on blockchain information.

5. Briefly describe the role of blockchain technology in the development of modern agriculture

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1. The combination of the Internet of Things and blockchain will enable the agricultural Internet of Things to achieve self-management and maintenance
2. Technology represented by blockchain,These requirements for data to be authentic, valid, non-falsifiable, and cannot be tampered with are a new starting point compared to the current agricultural big data.
3. Applied to agricultural product quality and safety traceability, agricultural product traceability system based on blockchain technology. Once all data is recorded on the blockchain ledger, it cannot be altered. It relies on advanced technology of asymmetric encryption and mathematical algorithms to The human factor is fundamentally eliminated, making information more transparent.
4. Farmers' loans are generally difficult, mainly due to the lack of effective collateral. In the final analysis, it is the lack of a credit mortgage mechanism. The public and non-tamperable attributes of blockchain technology provide the possibility for a decentralized trust mechanism.
5. Blockchain technology can be applied to agricultural industry supply chain [Answer]

6. Application of blockchain in the financial field

1. Blockchain Application and development

Some Internet, Internet start-ups and traditional financial industries have begun to try applications in some projects

2. Domestic financial institutions test the waters of blockchain

Various financial institutions are testing the waters one after another, and they are basically in the conceptual experimental stage and have not yet been commercialized on a large scale.

3. Panoramic view of blockchain application in the financial field

4. Ghostwriting

5. Digital bills

Bills are an important financial product in the financial market. They have dual functions of payment and financing. They are of high value and bear bank credit or commercial credit. Once a bill is issued, its face amount, date and other important information cannot be changed. Bills also have circulation attributes and can be accepted, endorsed, discounted, rediscounted, collected and other transactions within a specific life cycle. Once the transaction is completed, the transaction cannot be revoked. There are two characteristics in the circulation of bills: First, the circulation of bills mainly occurs through bank acceptance bills, and the number and circulation of commercial acceptance bills are small; second, each bank independently conducts credit granting and risk control on the bill business, and a single bank's Risk control results may affect other participants in the bill market transaction chain.

The experimental production system of the digital bill trading platform uses SDC (Smart Draft Chain) blockchain technology to protect privacy through cryptographic algorithms such as homomorphic encryption and zero-knowledge proof. Byzantine Fault Tolerance Protocol (PBFT) for consensus, using a see-through mechanism to provide data monitoring.

The experimental production system includes four subsystems: stock exchange, bank, enterprise and monitoring: the stock exchange subsystem is responsible for managing the blockchain and monitoring the digital bill business; the bank subsystem has Digital bills have business functions such as acceptance and receipt, discount signing, rediscounting, and collection and repayment; the enterprise subsystem has business functions such as issuance, acceptance, endorsement, discounting, and prompt payment of digital bills; the monitoring subsystem monitors the status of the blockchain in real time and business happenings

6.

7. Does blockchain technology have any benefits for agriculture?

Classic cases of successful blockchain transformation in agriculture< br />From 2009 to the present, blockchain technology has developed from the blockchain 1. 0 era to the blockchain 3. 0 era, extending from the dedicated technology of digital currency to the open technology in the social field. With the advancement of the "13th Five-Year Plan" National Informatization Plan and the national big data strategy, the deep integration of blockchain and the real economy is becoming a general trend.
Because China's agricultural industry has long faced many problems such as a high degree of fragmentation of business entities and a long industrial chain, there are many obstacles on the road to transformation and upgrading. The blockchain has point-to-point trust under distributed collaboration and non-tamperable records, which can solve many pain points in the upgrading of agricultural products, eliminate information asymmetry to the greatest extent, improve the information transparency and timely response capabilities of the entire industry chain, and realize the realization of the entire industry. value added. Therefore, blockchain technology is entering the field of agricultural product production and circulation, profoundly transforming Chinese agriculture.
Recently, my country's first agricultural blockchain white paper was released by China Agricultural Network. By analyzing actual cases of China Agricultural Network using the Internet of Things and blockchain technology to efficiently integrate the production end and the sales end, it confirmed the role of blockchain in the agricultural industry. The application is not simply to bring traditional offline processes online, but to empower and increase efficiency for the industry.
Chinanong.com CEO Sun Wei explains the blockchain methodology
Chinanong.com, as a representative B2B e-commerce enterprise of agricultural products in my country, one of its core trading categories is silk, with an annual transaction volume of billions, but cocoon silk The upstream production units of the industry are small and scattered, the industrial chain is long and inefficient, transaction costs are too high, and buyers and sellers often break contracts artificially.
Zhongnong.com Blockchain + Cocoon Silk Whole Industry Supply Chain
Zhongnong.com can openly and transparently present the information of buyers and sellers to upstream and downstream through blockchain distributed accounting and tamper-proof technology. All parties and relevant third parties, defaulters will be abandoned by the industry, thereby establishing a positive reputation ecosystem through mutual linking, allowing good coins to drive out bad coins.
At present, the China Agricultural Network’s agricultural blockchain platform has achieved the first stage of success. It can not only reshape the trust relationship between transaction parties, but also significantly improve the transaction efficiency and reduce everyone’s transaction costs.
Looking at the six major application areas of blockchain in agriculture, the industry generally believes that blockchain will be used in the Internet of Things, traceability of agricultural products,Six major areas including rural finance have been used.
1 Internet of Things
The combination of Internet of Things and blockchain will enable IoT devices to realize self-management and maintenance, eliminating the high maintenance costs centered on cloud control.
2 Big Data
Blockchain technology has point-to-point trust and non-tamperable records will become an excellent way to solve the authenticity and validity of data.
3 Quality and safety traceability
Agricultural product traceability system based on blockchain technology, all data cannot be tampered with, making the information more transparent, authentic and accurate.
4 Rural Finance
The public and non-tamperable attributes of blockchain technology provide the possibility for a decentralized trust mechanism. When applying for a loan, you no longer need to rely on intermediaries such as banks and credit reporting companies to provide credit certificates. The lending institution can retrieve the corresponding information data from the blockchain.
5 Agricultural Insurance
Blockchain technology can improve agricultural insurance in terms of agricultural intellectual property protection and agricultural property rights transactions, greatly simplifying the agricultural insurance process. At the same time, smart contracts will also make agricultural insurance claims more intelligent.
6 Supply Chain
Because data is open and transparent between transaction parties, a complete and smooth information flow is formed throughout the supply chain, which helps improve the efficiency of supply chain management. The characteristics of non-tamperable data and traceable transactions can also eradicate the problem of counterfeiting and shoddy products in the supply chain.
In fact, some powerful agricultural enterprises have already seen the opportunities of blockchain and made early arrangements to explore and try.

8. What are the applications of blockchain?

Briefly introduce the application of blockchain technology in the financial field

1. The application of blockchain technology in the banking industry

The biggest feature of blockchain technology is decentralization, and this feature will reduce a lot of costs for the banking industry.

First of all, decentralization means that intermediaries are no longer needed to establish trust mechanisms between banking systems, saving intermediary costs.

Secondly, the development of digital currency will make it possible to realize real-time digital transactions in banks. For example, in bill transactions, bank bill transactions have always relied on a third party to realize the transfer of valuable certificates. Even electronic bill transactions require interactive authentication through information from the central bank's ECDS system. Blockchain technology can realize point-to-point transfer of value and no longer requires centralized system control. This not only speeds up the speed of ticket transfer, but more importantly, it can reduce errors caused by human factors and reduce processes. Naturally, it will reduce the bank's demand for personnel and save the bank's labor costs.

Finally, it will also have an impact on clearing and settlement. The bank's clearing and settlement business has always been completed by central clearing, which is inefficient. Settlement through blockchain technology will greatly improve the efficiency of banks.

Blockchain technology has also developed in banks’ cross-border payment business.play a greater role. Today, when global trade is highly developed, cross-border payments are becoming more and more frequent, and banks often act as third-party services in cross-border trade, such as electronic transfers, asset custody, etc. However, cross-border payments generally take about 2 days to arrive, which is very inefficient and reduces the utilization of funds in transit. In blockchain technology, both parties of cross-border payments can be completed in a point-to-point manner, achieving round-the-clock payment and real-time arrival, thereby speeding up clearing and settlement, thereby improving the efficiency of bank processing business.

Another feature of blockchain technology is de-risking. Banks can build their own blockchain, which can ensure that bank customers’ transaction information and transaction records are true and valid and will not be compromised. Without any tampering, the bank can effectively identify the customer's information, understand all aspects of the customer's situation, identify the customer's abnormal transactions, and prevent being deceived by the customer. It can also promptly detect criminal activities such as illegal money laundering and fund transfer, thereby reducing bank supervision. cost.

2. Application of blockchain technology in the insurance industry

Blockchain technology also has incomparable advantages in the insurance industry. From the perspective of data management, the application of blockchain technology by insurance companies can effectively improve risk management and control capabilities, including the risk supervision of insurance companies and the risk management of policyholders.

The application of blockchain technology in the insurance industry can strengthen the internal risk supervision of insurance companies. Blockchain technology can record the daily operating processes of insurance companies on nodes, and can achieve in-process control over the company's capital flow, investment status, compensation payments and other businesses, and improve the company's risk management and control capabilities.

In addition, blockchain technology is safe, reliable, and cannot be tampered with at will, ensuring that the information obtained by the policy holder is true and effective, thereby enhancing the policy holder's risk management capabilities.

3. Application of blockchain technology in the securities industry

The application of blockchain technology in the securities industry can increase the flexibility of securities issuance. Companies issuing securities can use smart contracts , by setting the method and time of securities issuance, securities can even be issued 24 hours a day under the most ideal condition.

Under the operation of smart contracts, automatic matching of buyers and sellers is realized, and settlement and clearing steps are automatically completed through the distributed digital registration system. The transaction records on the blockchain will not be changed arbitrarily, so the entered information actually has a publicity effect, so there will be no dispute in the stock exchange's ownership confirmation.

In addition, blockchain technology makes the securities trading process more open and transparent. Through blockchain technology, the securities industry does not need a central organization to operate and manage, nor does it require investment banks to underwrite, to achieve true peer-to-peer transactions, reduce illegal activities such as black-box operations and insider trading in securities transactions, and realize the control of securities. Effective supervision of the industry.

4. Blockchain technology and financial infrastructure

Blockchain technology is a decentralized mechanism.The system of value exchange will lead to earth-shaking changes in the existing financial infrastructure characterized by centralization.

Assets such as collateral, pledges, stocks, bonds, and derivatives usually require a trustworthy central organization to register or keep them, but blockchain can record and save these in a new way. Product data will have an impact on the registration system for these products.

Blockchain can receive and react to information and value through smart contracts, automatically complete the transfer of value, and automatically complete transactions, clearing and settlement, which will impact the existing large-amount transaction systems and central banks. Existing financial infrastructure such as securities depository, securities settlement and over-the-counter derivatives trading.

5. Application of blockchain technology in supply chain

The application of blockchain technology in supply chain first provides credit guarantee, and the blockchain records Commodity circulation information, etc., can prove the authenticity and reliability of commodities and their circulation, thereby enabling a comprehensive evaluation of the utility of enterprises on the chain, becoming an effective guarantee for corporate bank loan credit, financing credit, and transaction credit. .

First of all, the blockchain can time-stamp all the transaction data in the supply chain and cannot be tampered with at will. Even if the transaction data of a certain node can be tampered with, it cannot cover the sky with one hand, so the area Blockchain solves banks' concerns about corporate information being tampered with. For some small businesses, as long as they have good credit, the possibility of obtaining bank loans will be greatly increased.

Secondly, through effective integration, the information between upstream and downstream enterprises recorded in the blockchain can not only provide support for enterprises in production, sales and other links, but also provide downstream enterprises with the ability to analyze customer preferences. , so that targeted services can be developed.

9. What are the blockchain applications in the agricultural field?

Blockchain decentralization and other characteristics will significantly reduce Internet maintenance costs and enhance the intelligence and scale of the agricultural Internet of Things. level. At the same time, the agricultural product traceability system based on blockchain technology solves consumers' trust crisis in products and makes people's dining tables healthier and safer.
In the agricultural field, what trends and directions will blockchain agriculture present?
1. Internet of Things + Drones + Blockchain
Logistics ensures the interconnection of all things, drones provide production management services, and blockchain provides recording and traceability technologies. It will be conducive to the development of precision agriculture, reduce pesticide input, and improve the quality of agricultural products.
2. Blockchain + Data + Artificial Intelligence
Blockchain applied to agriculture can eliminate information asymmetry to the greatest extent, improve information transparency and timely response capabilities of the entire industry chain, thereby realizing the realization of the entire industry value added.
The integrated development of blockchain + data + artificial intelligence can maximize the value of agricultural big data and reduce input costs.
3. Blockchain + Agricultural Finance
In early February, the Chinese government issued the “Guidance on the Revitalization of Rural Financial Services"Opinions". The new framework proposed this time is part of the plan to improve the efficiency of financial services in the National Rural Revitalization Plan.
Blockchain + agricultural finance will provide a convenient way for small farmers to obtain loans and facilitate the collection of loans by agricultural financial institutions. Letters bring authenticity and predictability.
4. Blockchain + Rural Logistics
Due to the fragmentation of rural logistics, it leads to embarrassments such as lost packages and difficulty in transporting agricultural products. But blockchain technology can solve These problems.
5. Blockchain + agricultural supply chain
This type of application is the reason why major shopping malls have grafted blockchain. For example: large supermarkets such as Walmart and Carrefour integrate the entire fresh food and food supply chain Incorporate the chain into blockchain management, thereby reducing costs and improving product safety. Currently, American agricultural giants such as Cargill are vigorously developing the application of blockchain + agricultural supply chain finance.
In addition to agriculture, blockchain Application fields include digital currency, certificates, finance, anti-counterfeiting and traceability, privacy protection, supply chain, entertainment, etc. With the popularity of blockchain and Bitcoin, many related top domain names have been registered, which has created a comparison in the domain name industry. Big impact.