区块链对接实体是什么,区块链对接实体商户

区块链对接实体商户是指将区块链技术应用于实体商户，使实体商户能够实现与区块链技术相关的业务管理。

区块链对接实体商户的主要功能是实现实体商户与区块链技术的结合，实现实体商户的资产管理和资产流转。实体商户可以使用区块链技术来实现资产的安全存储、资产流转的安全管理以及资产流转的安全核算等功能。

区块链对接实体商户的好处是：

1、可以提高实体商户的资产安全：区块链技术可以实现实体商户的资产的安全存储，以及资产流转的安全管理，可以有效防止资产被盗窃、被篡改等情况的发生。

2、可以提高实体商户的资产流转效率：区块链技术可以实现资产流转的快速管理，可以有效提高实体商户的资产流转效率。

3、可以提高实体商户的资产流转安全：区块链技术可以实现资产流转的安全核算，可以有效防止资产流转过程中的误差、欺诈等情况的发生。

总之，区块链对接实体商户可以有效提高实体商户的资产安全性、资产流转效率以及资产流转安全性。因此，越来越多的实体商户开始采用区块链技术，以提高自身的资产管理和资产流转的效率和安全性。

① Will blockchain become a booster for revitalizing the real economy?

Blockchain technology is a disruptive technology that is expected to create a "value Internet" ”, promoting the entire economic system to achieve technological change, organizational change and efficiency change, and making an important contribution to building a modern economic system, thus attracting widespread attention from all walks of life.

Fifth, further improve relevant laws, regulations and supervisory measures. The application of blockchain technology is not outside the law, and new technologies are not a shield for breaking the law. Establishing and improving corresponding regulatory rules and mechanisms is essential for maintaining the healthy operation of the blockchain industry ecology, preventing risks, and reducing the compliance risks of relevant enterprises. are of great significance. In addition, we have noticed that many places have now introduced policies to promote the local development of the blockchain industry, which will also play a positive role in accelerating the implementation of blockchain technology in industrial scenarios.

② Will blockchain become a booster for revitalizing the real economy?

This view is correct.
Blockchain technology is, of course, a new technological application after today’s Internet information technology has developed to a certain stage. Once it is deeply integrated with the real economy, it will inevitably play a role in promoting the development and upgrading of the real economy, which will have a positive impact on saving resources, improving efficiency, and reducing costs.

③ What impact does blockchain have on the real economy

Blockchain has become a new high ground for global technological competition, and its technological applications extend to many fields of the real economy. Actively promoting the deep integration of blockchain and the real economy will help promote my country's industrial upgrading and achieve the goal of high-quality development. Blockchain is a new model of open innovation, a new carrier for coordinating industrial integration and a new path to promote green development. It is in line with the five development concepts of "innovation, coordination, green, openness and sharing". Although blockchain has achieved "revolutionary" technological breakthroughs, there are still some problems and challenges in practical applications.
In the early stages of the development of the blockchain industry, through "transactions on the chain", blockchain technology must realistically solve some "small problems" for the industry. Specifically, it can reduce costs, improve efficiency, and create an environment of integrity. Promote the development of the real economy in all aspects.
Blockchain will play the role of “reducing costs for the real economy”.
The current real economy has high costs and thin profits, resulting in insufficient capital support for the real economy. Among operating costs, management costs and financial costs account for a large proportion. Blockchain technology can effectively help enterprises reduce the costs of these two parts.
Blockchain will play the role of “improving the collaborative efficiency of the industrial chain”.
Enhancing industrial synergy is an important way to promote China's manufacturing to the mid-to-high end. However, in many industries, the efficiency of industrial chain synergy is still not high, and this problem is particularly prominent in the field of international trade.
Blockchain will play the role of “building an honest industrial environment”.
At present, the construction of my country’s social credit system is accelerating, but in some cases, partnersThe process of establishing trust is still slow, it is difficult to obtain various types of credit information, and it is difficult for small, medium and micro enterprises to obtain credit loans from financial institutions. Through "transaction on-chain", all parties can more easily query the accurate historical credit status of counterparties, and can establish cooperation mechanisms more quickly; banks can also more safely grant credit to enterprises based on transaction records, and promote the solution of the problem of honest management. Small, medium and micro enterprises face problems such as “difficulty in financing, expensive financing, and slow financing”.
Blockchain: a new model of open innovation
Blockchain is a decentralized, distributed database system participated by various nodes. It can be understood as a public accounting mechanism (technical solution). The basic idea is to ensure the authenticity and non-tamperability of information by establishing a set of public ledgers on the Internet, and all users in the network jointly record and verify accounts on the ledgers. The reason why it is called "blockchain" is that it uses a series of data blocks generated by cryptographic methods. Each data block contains all transaction information in the past period of time, which is used to verify its information. validity and generate the next block. Complete traceability, decentralization and de-credit are the three major characteristics of blockchain technology, which give it great potential for application in the financial industry and become the core technology of financial technology. As virtual cryptocurrencies represented by Bitcoin continue to be hyped by the market, blockchain technology has attracted great attention from all walks of life. Although virtual cryptocurrencies such as Bitcoin are currently relatively mature applications of blockchain technology, it must be pointed out that virtual cryptocurrencies are not the only application of blockchain. The essence of blockchain is for decentralization, which is exactly the development trend of the future market.
The Xueshuo Innovation Blockchain Technology Workstation under Lianqiao Education Online is the only approved "Blockchain Technology Professional" pilot of the "Smart Learning Workshop 2020- Xueshuo Innovation Workstation" launched by the School Planning, Construction and Development Center of the Ministry of Education of China. workstation. The professional base is based on providing students with diversified growth paths, promoting the reform of the training model integrating professional degree research, production, and research, and building an applied and compound talent training system.

④ How will blockchain promote the development of the real economy

According to reports, some experts recently said that blockchain is a public ledger that is trustworthy, cannot be tampered with, and cannot be repudiated. It is highly transparent, so it can fully realize multilateral mutual trust, but with "close contact" with the real economy, it will promote the development of the real economy.

It is reported that in the future, blockchain points will be a typical representative. For example, different companies can save their membership points on the blockchain in the form of certificates. They can connect and trade with each other, and can also realize online and offline multi-scene exchanges.

Source of the article: Bit 110 Network

⑤ What is the value of blockchain application in the real industry

The most obvious applications are

1. Think about using blockchain in enterprise applications to provide more flexible, secure and efficient business processes and distributed, independent markets. Blockchain investmentProperty owners can track and trade things of value, such as outstanding invoices, on a transaction “chain” that is more secure, transparent, private and self-coordinating. This capability increases the speed and flexibility of cash and asset management. For example, you are afraid of buying fake goods because one manufacturer transfers production to several middlemen, and then you buy it through the middlemen, not the manufacturer. If all data was decentralized, peer-to-peer, and transparent, then you could buy and pay directly from the manufacturer.

2. The automated market for other assets will be diversified. In essence, blockchain-based transactions can reduce the need for third-party supervision because the software itself is a controlled open architecture and is visible to all parties involved in the transaction. If a company can publish valuable information to multiple potential buyers, and its content can be trusted and authentic to all buyers, and sellers cannot resell, then there will be open and transparent competition when making purchases. environment, sellers can also get better prices.

3. Reduce business transaction friction. Managing expenses is a challenge for most organizations. But blockchain can enable companies to create self-managed networks for suppliers and partners, enabling contract automation, instant payments, tracking of cargo shipments, and visibility of the entire supply chain. For example, if a company transports perishable goods in refrigerated containers, IoT sensors on the truck might call a smart contract on the blockchain when the container temperature exceeds a certain threshold. This will cause the corresponding order to be cancelled, and it will also be able to automatically create a new order so that a second batch of goods can be sent immediately, and the truck with the faulty refrigeration equipment can also be sent to the maintenance department for repair.

4. This type of network reduces transaction errors and information omissions by reducing or eliminating human-computer interaction. And, by connecting buyers directly with sellers, transactions become faster. Manage and secure decentralized private records. Traditional industry practice has been to rely on third parties to secure their shared information databases using firewalls and restricted access. Frequent data breaches show that this approach is not ideal. A fundamental advantage of blockchain is that each individual data record or element is encrypted with the key of a blockchain member. Cybercriminals may need to obtain every key of every member to gain access to all blockchain data. This is not to say that blockchain can guarantee 100% security of all data and help reduce the possibility of large amounts of private records being exposed.

5. A logical application would be employee or student records, where employers, educational institutions and even industry accreditation bodies can add new qualifications, grades or work locations if necessary. Imagine giving employees a key that can access all of their employee records as part of a secure blockchain that encompasses human resources. Individuals can securely share their college transcripts or employment history with other companies or educational institutions without having to rely on unreliable and easily forged faxes. Trace the origin of products and ingredients. districtBlockchain can help ensure product quality and safety by simplifying how to track and locate products and ingredients in use. For example, suppose an automobile manufacturer forms a quality-centric blockchain that includes parts suppliers, component assemblers, quality control suppliers, and public regulatory agencies (such as the National Highway Traffic Safety Administration). Then the recall process for defective parts will be handled faster. This realization makes perfect sense when you consider that thousands of lives are lost every year due to defective car parts.

6. Verify identity and verify published information and data. Create better user control mechanisms. User information today can easily be manipulated, distributed to third parties, and even sold, creating revenue streams for social media platform owners that are never shared with the users of the information. Blockchain can disrupt all of these activities. It gives users control over their own information, and exactly where it resides. No platform is accessible without permission. Users can decide who can access their information. They can deal directly with advertisers and third parties as they choose, rather than like others. Furthermore, users can choose to share their information with advertisers on any platform and receive fees.

In summary, blockchain is a chain data structure that combines data blocks in a sequential manner in chronological order, and is cryptographically guaranteed to be non-tamperable and non-tamperable. Fake distributed ledger. Broadly speaking, blockchain technology uses block chain data structures to verify and store data, uses distributed node consensus algorithms to generate and update data, uses cryptography to ensure the security of data transmission and access, and uses automated scripts to A new distributed infrastructure and computing method (reference network) that uses smart contracts composed of codes to program and operate data

Applications in finance

Blockchain technology three Big applications

Application of blockchain technology in the field of asset securitization

In recent years, the domestic asset securitization (hereinafter referred to as "ABS") industry has developed rapidly. At the same time, asset cash flow management Problems such as the transparency and efficiency of underlying asset supervision that need to be improved, the low efficiency of asset transaction settlement, and the high cost of credit enhancement have also been gradually exposed. To apply blockchain technology in the ABS field, participants first need to build an ABS blockchain alliance, which consists of asset parties, Pre-ABS investors, SPV (trust), custodian banks, managers, intermediaries, and ABS investors. , exchanges are jointly composed. Its core business includes fund transaction reconciliation, transaction document management, data interaction interface, information release and sharing, underlying asset management, intelligent ABS workflow, etc. Blockchain applications can empower the ABS industry in at least the following five aspects.

1. Improve the cash flow management of ABS.
2. It is conducive to penetrating supervision.
3. It can improve the efficiency of sales and settlement of financial assets.
4 The efficiency and transparency of securities transactions will be greatly improvedEnhance.
5. It can reduce the transfer cost in the credit enhancement process.

2. Application of blockchain technology in the insurance field

The insurance industry has grown rapidly in recent years. However, as regulatory policies for short- and medium-term survival products continue to tighten, the scale of universal insurance business has declined significantly. In the insurance product design process, blockchain is conducive to promoting the breakthrough of bottlenecks and rapid development of insurance categories with strong customized attributes, such as agricultural insurance, product quality insurance, etc.

Quality insurance can endorse the reputation of a company and protect the rights and interests of consumers at the same time. However, insurance companies underwriting quality insurance require comprehensive assessments of companies and products, but these data are often difficult to collect truly and effectively, thus restricting the development of quality insurance. The establishment of a product traceability and anti-counterfeiting application platform based on the underlying technology of blockchain can help insurance companies easily trace information in all aspects of product production, processing, sales, purchase, complaints, etc. through the platform, thereby effectively judging the incidence of quality defects in related products and formulating Insurance products promote consumption upgrading and industrial upgrading.

In the insurance sales process, the application of blockchain technology can simplify the sales process, save sales costs, and achieve traceability of insurance sales. From the perspective of an insurance company, a willing policy holder purchases a policy through a channel, and the channel provider uniformly sends the policy holder's information to the blockchain platform. The platform determines whether the willing policy holder is in the whitelist based on the distributed and stored information. If it meets the standards, then Accepting purchase requests eliminates the previous tedious processes of manual transmission, acceptance, review, and feedback. From a consumer perspective, blockchain technology can realize the traceability of insurance sales behavior and safeguard the legitimate rights and interests of consumers. The insurance sales market has always been full of chaos, and the phenomenon of false advertising of insurance products through deception, concealment or inducement is repeated. Blockchain technology can put key actions in all aspects of insurance sales on the chain and realize the traceability of sales actions throughout the entire process, thereby standardizing insurance sales behavior and promoting the sustained, healthy and stable development of the industry.

In the insurance claims process, the application of blockchain technology can improve claims efficiency and enhance customer experience. The claims and loss handling process is an important process in the insurance market. Complex claims processes increase costs, reduce claims efficiency, and affect customer experience. Smart contract technology can simplify the claim submission process, reduce the need for manual review, and shorten the processing cycle. At the same time, suspicious behavior can be more easily identified through historical claims and asset provenance records in the distributed ledger.
In the field of insurance anti-fraud, the application of blockchain technology can effectively prevent the occurrence of insurance fraud incidents. Insurance fraud not only erodes the profits of insurance companies, but also damages the legitimate rights and interests of other insurance consumers. Although various insurance companies have made great efforts to combat insurance fraud, the reality is still grim. Blockchain technology can help the insurance industry alleviate or even resolve this stubborn problem in at least the following two aspects. The first is to establish an anti-fraud sharing platform to reduce fraud and strengthen assessment through historical claim information; the second is to establish a "uniquely identifiable claimant" by using trustworthy data sources and codified business rules."Other identity information" to prevent fraudulent use of identity.

3. Application of blockchain technology in the field of asset custody
In recent years, the global asset custody industry has entered a fast lane of rapid development. The scale and main custody products have maintained rapid growth. However, there is still a certain gap between this scale and international advanced peers. There is still a large room for development in my country's asset custody industry.

In the application of blockchain Smart contract technology can effectively solve operational risks in the asset custody business. The business process of asset custody can be optimized from the following aspects: First, it realizes the automation of the entire process and encapsulates business instruction judgment and execution rules into smart contracts. Use intelligence to execute contracts and provide risk warnings; secondly, it improves process efficiency. Asset entrusters, managers, custodians, and consignees share real-time information on asset changes, transaction details, etc., eliminating the need for repeated verification and confirmation of rights. ; The third is to ensure the security of contract performance and the authenticity of transactions, by setting keys to ensure the formality of participant information, the limited visibility of ledger information and the verifiability of transactions; the fourth is to ensure that the information cannot be tampered with, and the investment plan will be The compliance verification requirements are placed on the blockchain to ensure that each transaction is completed on the basis of consensus.

For now, the most closely related to the blockchain It’s Bitcoin. If you want to know more about the Bitcoin blockchain, you can follow some new media. For example, Sohu, Baijiahao, Mustard Circle, etc. Foreign websites such as CCN, CoinDesk, etc., these are all available It is a huge source of information that will be of great help to you who want to understand blockchain and finance. The above content is half handwritten and half quoted. If you still have doubts, you can take a look at the TED talk on blockchain applications linked below. , with Chinese subtitles. Hope it helps!

Web link

⑥ How blockchain technology empowers real industries

Blockchain technology is It will eventually move towards a "decentralized" "demand docking chain network", and anything that can be connected with demand will definitely make money.

This behavior and phenomenon of constantly synchronizing and transmitting data in real time, It's called "blockchain", "decentralization" and "decentralized storage of data". Various actions are broadcast according to time. All source data cannot be modified, destroyed or copied.

Give an example, We know that Ethereum is a very successful blockchain project. It provides a platform that supports nearly a thousand tokens. The market value of these tokens has reached hundreds of billions of dollars. However, there are problems in how to get transactions between tokens. Less value.

The snowball will get bigger and bigger, and the earlier people buy coins, the greater the benefits will be. Maybe people who only spent 10 yuan to buy 1,000 coins earlier will, after a while, , Li Hua made a profit of 20,000 yuan at a price of 20 yuan per coin. Of course, this is just an analogy. The premium ratio of various virtual currencies is now much higher than the analogy we used.

In the block In the values ​​of Chain Technology Company, the world is a huge economy, and everyoneThe requirements are all blockchain nodes for wealth exchange. With the support of the network, Blockchain Minli Technology Company is developing rapidly.

⑦ Whether entity manufacturers or operators can use blockchain technology, or let’s talk about specific scenarios

Entity manufacturers or operators can use blockchain technology
In terms of blockchain + Internet of Things in terms of item traceability, item anti-counterfeiting, certification, network security, etc.;
In terms of blockchain+sharing economy in the digital transformation and upgrading of the real industry;
In the area Blockchain + e-commerce can allow physical manufacturers or operators to enjoy the benefits brought by blockchain technology, improve business efficiency, reduce costs, and achieve production and sales docking.
Digital currency is a form of expression represented by blockchain 1.0, mainly Bitcoin; blockchain, as the underlying technology that supports the operation of Bitcoin, is essentially an extremely clever distributed shared ledger and peer-to-peer Value transfer technology. It will have a very large potential impact on finance and even all walks of life.
The application of technology represented by smart contracts in Blockchain 2.0
The era of Blockchain 3.0 has arrived. The model of collaborative operation of blockchain can be seen behind the operation of all walks of life. Therefore, the blockchain The chain will definitely change human life extensively and profoundly, so the entire life service will enter the blockchain era. In this Internet development process, blockchain + physical industries, blockchain e-commerce, and blockchain community operations can all apply blockchain technology.

⑧ How blockchain technology empowers real industries

Now there are domestic companies that have implemented blockchain technology into actual industries. For example, Wanglian Technology has put blockchain technology into practice. The blockchain is applied to financial services, medical health, IP copyright, Internet of Things, sharing economy, communications, education,
social management, charity, culture and entertainment and other fields

⑨ Blockchain combines physical reliance Is it reliable?

Uninvited

Blockchain combined with entities is reliable, and there are already applications of blockchain combined with entities.

As for the blockchain + real estate mentioned in the question, there is Beizhu based on Ulord.

Beizhu is a blockchain property rental platform based on Ulord. Beizhu uses blockchain technology to improve space usage efficiency from financial investment. The combination of blockchain and smart hardware reduces people's living costs and improves people's living experience; Beizhu realizes the service provision of the leasing industry, and consumers , the unification of the three identities of platform builders.

In addition to blockchain + real estate, there are many places where blockchain is also applied.

1. Bitcoin

Bitcoin is the first project that should be included in the blockchain, and it is also the most familiar blockchain application to the public. In 2009, Satoshi Nakamoto proposed the concept of Bitcoin (BitCoin). Based on Satoshi Nakamoto's ideas, he designed and released open source software and built a P2P network on it. Bitcoin is a P2P form of digital currency.

2. Advantages

Ushare is the world's first decentralized experience value sharing platform based on the Ulord public chain. Currently, Ushare has been launched on all major application platforms.

Ushare uses high-quality experience sharing as a bridge and will create an in-depth content social platform with high-quality experience as the medium. Through multi-dimensional experience exchange between users, between users and opinion leaders, and between opinion leaders, Ushare opens up the growth channel of users and the voice channel of opinion leaders, realizing the circulation of experience, value income, and connections. Social networking, personal growth, and high-quality content social networking.

Based on the Ulord public chain, Ushare adopts a decentralized storage model, which reduces the operation and maintenance costs of the platform; Ushare uses key information of articles to be uploaded to the chain, maintaining the creator's control over the content. Ownership. Regarding the issue of content review, Ushare uses a combination of artificial algorithms and voting mechanisms to better screen high-quality content for users.

At the same time, Ushare applies Ulord’s token system. By liking and commenting on valuable content, posting high-quality experiences, and sharing monster-fighting experiences on Ushare, you can get incentives and everyone can share the benefits of creation.

3. Network Totem

Network Totem is an original image service platform on the Internet blockchain, which was officially launched on April 11, 2018. This product uses a self-developed blockchain copyright registration network, coupled with dual authentication of trusted timestamps and chain stamps, to generate copyright DNA for each original picture, making the original work truly traceable, reprintable, and monitorable.

4. Blockchain electronic invoice

On December 11, the Shenzhen Municipal Taxation Bureau of the State Administration of Taxation opened the WeChat payment platform and launched the "WeChat payment blockchain electronic invoice" function .

On the morning of November 1, after handling precious metal purchase business for customers, China Merchants Bank Shenzhen Branch directly connected the Shenzhen Municipal Taxation Bureau’s blockchain electronic invoice platform through the system and successfully issued the first district invoice for the customer. Blockchain electronic invoices mark China Merchants Bank as the country’s first pilot bank for blockchain electronic invoices, ushering in the era of blockchain electronic invoices in the financial services field.

5. Healthy Energy Chain

Based on Ulord, the first domestic blockchain national fitness mutual promotion and encouragement community, the Healthy Energy Chain has now entered internal testing. Through the token economy of the blockchain, social promotion and mutual stimulation, fitness can also make money, making fitness more valuable.

6. Tmall Double 11

Ant Blockchain uses blockchain technology to trace the origin of 150 million products on Tmall Double 11.

⑩ How blockchain technology can empower and increase efficiency for real industries

Blockchain is an important part of the new generation of information technology. It is a distributed network, encryption technology, and smart contract. New database software integrating multiple technologies. In recent years, blockchain technology and industry have developed rapidly around the world, and its applications haveIt extends to digital finance, Internet of Things, intelligent manufacturing, supply chain management, digital asset trading and other fields, showing broad application prospects. The relevant person in charge of the Information Technology Development Department of the Ministry of Industry and Information Technology believes that there is an urgent need to combine the characteristics of blockchain technology, select suitable application fields, promote iterative upgrades of technology products, and form a driving force for industrial development. As a pilot demonstration project of the Ministry of Industry and Information Technology (the only blockchain) in 2018 and a blockchain registration enterprise of the Cyberspace Administration of China in 2019, Yibaoquan has been deeply involved in the research and development and application innovation of blockchain underlying technology since 2014. Through The "blockchain + judicial + application" model has launched practical application products such as Junzi Sign, Micro Copyright, and Zhongzhengbao. Through Junzishu, users can sign a contract in one minute. Off-site contracts can also be signed anytime and anywhere without printing or express delivery, and are managed efficiently. At the same time, it can also be permanently stored on the blockchain and filed simultaneously with judicial institutions to ensure legality and validity.
Through micro-copyright, it helps users quickly carry out blockchain certificate storage, copyright registration, network-wide monitoring and analysis, and network evidence collection. Copyright certificates can be issued as quickly as one day. Paper and electronic versions are supported, allowing users to Obtain proof of ownership and infringement evidence in one go.
Through Zhongzhengbao, we build an Internet notarization system and an Internet arbitration system for notary offices and arbitration committees respectively, provide online arbitration services to financial institutions, and help notary and arbitration businesses achieve comprehensive digital transformation and upgrading.