瑞波区块链,区块链平台richtree

请查看相关英文文档

① USDT payment interface development plan

Want to make a blockchain payment interface? Then you first need to understand the following points:

1. Have a certain basic understanding of the blockchain industry, so that you can also know what coins to use, where the coins can be traded, and other related knowledge question.

2. Blockchain acceptor. Blockchain payment requires the use of some acceptors for account rotation and fund diversion, so it is also necessary to find some people from the blockchain industry who are engaged in platform acceptance.

3. Team. Thinking of a blockchain platform also requires personnel to operate and maintain it, so corresponding people need to be arranged to do it. It is more important to have a complete team.

The blockchain payment system has two versions: user and merchant.

What is the difference between the blockchain payment system and the traditional payment system?

Traditional payment process: user - remitting institution - bank - intermediary bank - intermediary bank - bank - collecting institution - user/merchant.

Blockchain currency payment system process: user—(pay BTC/ETH and other currencies)—blockchain payment—(settlement USDT/CNY/USD)—user/merchant.

What is an acceptor?

Acceptor: A team, enterprise or individual that holds coins or assets. It mainly plays the role of acceptor in the blockchain acceptance payment platform, that is, the payee handles deposits and withdrawals, which is the entire A core role in payment platforms. Of course, there are also many platforms that also act as platform acceptors themselves.

How does blockchain payment solve industry pain points?

1. The new model of "coins go through channels and money goes offline", the platform and merchants do not have direct contact with legal tender

2. With the acceptor as the payee, you can Realize fund diversion processing to solve deposit problems?

3. The acceptor adopts account polling, which can realize instant payment and T+0 settlement

4. Virtual currency can be used as a payment method to expand market business such as overseas markets.

5. The virtual currency funds can be checked on the blockchain, and the transaction information can be traced, safe and reliable

6. It is safer for payment platforms and merchants to collect coins, and there are no frozen accounts. Problems

Users: It is used by ordinary consumers who have a certain understanding of virtual currency. In addition to managing virtual currency, through cooperation with online or offline merchants, they can directly pay on the blockchain. The system makes the payment.

Merchant: The merchant version mainly provides settlement management for merchants who join the operation platform. The merchant can be an online mall or an offline physical store.

USTD payment system, virtual currency blockchain acceptor payment system development, clearing system settlement system, blockchain payment system development, OTC acceptor payment system development, virtual currency trading platform development (currency-to-currency matching, C2C, OTC, contracts, etc.), enterprise-level blockchain application basic BAAS platform, financial transaction system and other high-end software product development, Yuanzhongrui continuously activates product potential and value by digging deep into industry pain points.

② Please elaborate on the principles of blockchain technology and digital currency development

Blockchain and distributed ledger technology make digital currency development more reliable.
Blockchain technology has been criticized for disrupting centralized currency exchanges, but its potential to solve the trust and centralization issues of existing information architecture has attracted much attention. Blockchain technology, which first gained great popularity in the field of Bitcoin and digital currencies, uses a single shared ledger to store information. It no longer allows a single central organization to obtain the ledger, but instead allows different nodes in a peer-to-peer network to obtain multiple copies of the same distributed ledger. Shenzhen Yuanzhongrui blockchain technology uses advanced encryption technology to ensure that any new information in the ledger cannot be tampered with unless it meets certain preset parameters. Moreover, this kind of ledger is more resistant to external attacks, such as network attacks, because this decentralized system does not have the high-cost single point of failure of a centralized information architecture. At the same time, all trusted nodes can affect any modifications to the ledger, provided that certain preset parameters are met. These modifications will be immediately reflected on the ledger, and all trusted nodes can obtain relevant data to make correct decisions. You can also adjust the design of the distributed ledger to create a hierarchical system within the architecture and configure appropriate access rights and different levels of authority.
Blockchain and distributed ledger technology are conducive to changing the way land registration is managed. The real estate market's current credibility is at its lowest, all down to an inefficient and opaque property registration system. The system relies on centralized access to information on land registration and corresponding property transaction activity. Using distributed ledger technology to obtain, manage and modify this information can ensure that the public does not suffer from land transaction fraud. Similarly, distributed ledgers can simplify and integrate corporate compliance processes across industries and regulatory fields because it contains real-time compliance information needed by government departments and third parties such as banks and investors. Implementation of social welfare programs can be better tracked by consolidating data points across multiple programs and providing feedback on beneficiaries' program participation.
The biggest issues in current technology development include: the transformation costs of unique data storage systems, verification of network nodes or data reliability at all levels, the privacy and security dimensions of decentralized data acquisition methods, the Information Technology Act (Information Technology Act). Importantly, blockchain technology will change the way governments interact with citizens, and this dramatic shift is bound to be resisted by civil servants. These are all possible problems, immediate action should be taken to develop a regulatory framework to guide application development in addition to adopting blockchain technology.

③ Can blockchain projects be developed by ourselves?

If you have the technology, you can develop it yourself. If you have money, you can hire people to develop it.

④ What are the companies that are relatively mature in developing blockchain technology?

Shandong Bianke Information Technology Co., Ltd. is a software development company with excellent technology.

[Blockchain Exchange]

Blockchain technology application research and development, exchange wallet system app development Blockchain technology is actually a new type of Internet. Why is it said to be a subversion of the Internet? Because the Internet solves the problem of information transmission, and the blockchain solves the problem of value transmission. Yuanzhongrui Blockchain System Development Blockchain has many value transfers, such as distributed ledgers, decentralized trust, smart contracts, etc. So what kind of society will it build in the future?

The answer is: a distributed business and self-disciplined society. The first characteristic of blockchain is decentralization; no third-party intervention is required to realize person-to-person, point-to-point transactions and interactions.

Second, the information cannot be tampered with; once the data information is written into the block, it cannot be changed or revoked.

Third, openness and transparency; within a very short period of time, block information will be copied to all blocks in the network to achieve data synchronization across the entire network, and each node can trace back all past transactions of both parties. information.

Fourth, collective maintenance; in the entire blockchain network, all roles jointly maintain the reliability and security of the entire blockchain information.

Fifth, reliable database; only by mastering 51% of the nodes in the entire system can the blockchain information be tampered with. This is obviously impossible because there are many participants in the entire system and so many nodes are mastered. The cost is extremely high and it is impossible to achieve.

The characteristics of blockchain bring great opportunities to the financial industry. Using it to transform internal application scenarios in the industry can bring three main benefits:

< P>1) Reduce costs: Communication costs: Centralized trading markets generally require the participation and coordination of multiple parties such as central settlement systems, securities companies, exchanges, and banks. The coordination costs are very high. Through the signature encryption next to the blockchain source, etc. Technology allows information to be shared and reduces coordination costs; operating costs: reducing labor and paper vouchers, improving automation through smart contracts, and centralized coordination also bring very high operating costs.

2) Improve efficiency: The settlement cycle is very fast. When the financial transactions realized through blockchain technology are confirmed, it is actually a settlement process that combines clearing, settlement and auditing. The openness, transparency and non-tamperability of the blockchain can save traces of operations, allow supervision records and audit traces to be retained, and facilitate supervision and auditing.

3) Reduce risk: The transaction confirmation on the chain completes the clearing and calculation, greatly reducing the transaction risk. Blockchain technology application research and development, exchange walletSystem app development

⑤ What is traceability

In life, we are no strangers to product traceability. By scanning the QR code on the product packaging bag, you can query product information. With the increasing development of my country's economy and society, people are paying more and more attention to the safety of commodities and food. When shopping, many consumers want to know where the ingredients on their tables come from and whether they are safe and reliable? People’s demand for commodity traceability is increasing day by day.
Traditional traceability data is only stored on a computer, and counterfeiters can manually modify it at any time, so the authenticity of the information cannot be guaranteed. Even if backup data is used, counterfeiters can use the database to tamper with it to achieve their goals, and it is difficult to solve the problem of fake data identification. In traditional traceability, traceability standards are inconsistent, and the links that products go through from production, processing to sales are messy and disorderly. Product manufacturers, logistics parties, testing agencies, sellers, and buyers do not communicate with each other, and they are isolated islands of data. distrust.
Blockchain traceability combines blockchain technology with the traceability system, using the decentralized, traceable, non-tamperable and other characteristics of the blockchain to ensure that every link of the product from production to transportation to final sales is The information is recorded on the blockchain to ensure the uniqueness of the product. The unique decentralized storage of blockchain technology does not rely on a certain organization or individual. All information is uploaded to the blockchain. The data on the chain has a timestamp and cannot be tampered with. Once the information that cannot be tampered with is established, It is equivalent to determining the unique identity of real-world commodities in the Internet world, and the corresponding information will be permanently recorded on the chain, and all tracking and recording based on this identity flow will be realized.
The source Zhongrui blockchain traceability system uses asymmetric cryptography principles to encrypt data, and at the same time uses the powerful computing power formed by consensus algorithms such as workload proof of each node of the distributed system to resist external attacks and ensure area Blockchain data cannot be tampered with or forged, and has high security. From production to circulation, the entire process can be traced. The blockchain traceability system solves the problem of opaque information in supply chains in various industries, solves the problem of trust in consumer goods from the source, and protects the interests of consumers while achieving growth in the brand value of target customers.

⑥ What are the relatively mature companies that develop blockchain technology?

Shandong Bianke Information Technology Co., Ltd. is a software development company with excellent technology.
[Blockchain Exchange]
Blockchain technology application research and development, exchange wallet system app development Blockchain technology is actually a new type of Internet. Why is it said to be a subversion of the Internet? Because the Internet solves the problem of information transmission, and the blockchain solves the problem of value transmission. Source Zhongrui Blockchain System Development Blockchain has many value transfers, such as distributed ledgers, decentralized trust, smart contracts, etc. So what kind of society will it build in the future?
The answer is: a distributed business and self-disciplined society. The first characteristic of blockchain is decentralization; no third-party intervention is required.People-to-people, peer-to-peer transactions and interactions.
Second, the information cannot be tampered with; once the data information is written into the block, it cannot be changed or revoked.
Third, openness and transparency; within a very short period of time, block information will be copied to all blocks in the network to achieve data synchronization across the entire network, and each node can trace back all past transaction information of both parties.
Fourth, collective maintenance; in the entire blockchain network, all roles jointly maintain the reliability and security of the entire blockchain information.
Fifth, reliable database; only by mastering 51% of the nodes in the entire system can the blockchain information be tampered with. This is obviously impossible because there are many participants in the entire system and it is extremely costly to master so many nodes. It can't be achieved either.
The characteristics of blockchain bring great opportunities to the financial industry. Using it to transform internal application scenarios in the industry can bring three main benefits:
1) Reduce costs: communication Cost: Centralized trading markets generally require the participation and coordination of multiple parties such as central settlement systems, securities companies, exchanges, and banks. The coordination cost is very high. Through blockchain signature encryption and other technologies, information can be shared and coordination costs can be reduced; Operating costs: Reducing manual labor and paper vouchers, increasing automation through smart contracts, and centralized coordination also bring very high operating costs.
2) Improve efficiency: The settlement cycle is very fast. When the financial transactions realized through blockchain technology are confirmed, it is actually a settlement process that combines clearing, settlement and auditing. The openness, transparency and non-tamperability of the blockchain can save traces of operations, allow supervision records and audit traces to be retained, and facilitate supervision and auditing.
3) Risk reduction: Transaction confirmation on the chain completes clearing and calculation, greatly reducing transaction risks Blockchain technology application research and development, exchange wallet system app development

⑦ How to apply blockchain Technology solves problems in supply chain finance

The essence of finance is value circulation. There are many types of financial products, including banks, securities, insurance, trusts, etc. The concept of traditional finance is a discipline that studies the circulation of monetary funds. The essence of modern finance is the capitalization process of business activities. Blockchain finance, as the name suggests, is the application of blockchain technology in the financial field.
Since 1978, China's financial system has evolved in the direction of marketization, standardization, diversification, and internationalization. Both the scale and complexity of China's financial system have increased rapidly and non-linearly. Various banks, financial institutions, and financial sub-markets are closely related and intertwined. Traditional financial companies are accelerating transformation and innovation in an attempt to occupy the market. At the same time, various new financial institutions are emerging in large numbers. The financial industry is experiencing the financialization of real estate and non-bank institutions. New trends such as banking.
In bank transactions, banks generally conduct transactions through third-party trading institutions, which increases transaction costs and also limits the scale of transactions. In cross-border transactions, transitThere are more processes and less efficiency. By applying blockchain to transactions in the financial field, you are not subject to these restrictions. At the same time, due to the non-tamperable and traceable nature of the blockchain, transaction records on the blockchain will be preserved, and the flow and whereabouts of funds can be traced, which can reduce transaction costs. Through "blockchain + finance", the blockchain as the underlying technology system can have a series of evidence chains. When conducting fund transactions and transfers, risk control can directly use the records on these chains to better track and control risks.
In the field of asset management, various types of equity, bills, and assets are managed by various trust institutions. Transaction costs are high and transaction vouchers are easily forged. Through the blockchain + finance model, assets are processed on the chain. Due to the decentralized nature of the blockchain, holders can directly initiate transactions without relying on a trust center, effectively reducing the intermediate links in transactions. Blockchain technology has effectively improved the efficiency and quality of financial services and created innovative financial products and service models.
The blockchain BAAB platform independently developed by Yuan Zhongrui Technology empowers the digital economy and digital government, promotes the digital transformation and upgrading of various industries, and is committed to building a trusted infrastructure and application ecosystem in the digital era. At present, the financial industry is developing at a rapid pace. Blockchain has shown great potential in innovation and reform in the financial industry. It is bound to develop into a core technology for the development of the financial industry and create a new ecosystem for the industry.

⑧ How to realize blockchain + public welfare

In recent years, the problem of lack of transparency of information of public welfare organizations has often been reported in the press. An epidemic has pushed the Hubei Provincial Red Cross Society and the Wuhan Red Cross Society to the forefront. On January 30, when a "Material Usage" form from the Hubei Provincial Red Cross Society was made public, social media went viral. The table data shows that the Wuhan Red Cross Society distributed a total of 245,000 masks, of which only 3,000 were sent to Wuhan Union Hospital, a front-line anti-epidemic hospital, but 16,000 masks were allocated to the non-designated Wuhan Renai Hospital. Once this incident was exposed, some citizens and netizens began to question and distrust institutions such as the Wuhan Red Cross Society.
With the continuous development of technological innovation, the value and significance of blockchain itself are broad and far-reaching. In the fields of public welfare and insurance, the core value of blockchain lies in its ability to handle individual and collective issues more fairly, transparently and efficiently. relation. As a practitioner of blockchain technology, Yuanzhongrui Technology breaks through the conventional public welfare model and perfectly fits with blockchain technology.
Under the traditional mechanism, it is difficult to truly record and track the source and destination of funds, materials and services donated by ordinary people to public welfare institutions. Public welfare organizations have full say in the management of public welfare data, and there is the possibility of tampering. Even if there are data and information records, it is difficult to fully convince the public. Moreover, due to the backwardness of technical personnel in some institutions, there are some problems such as manual accounting, chaotic management, and lack of supervision. Each public welfare institution usually only records its own data. There is no unified information collation department, and the information of various institutions cannot be communicated with each other. , there are multiple information islands between institutions.
Yuanzhongrui Technology’s blockchain traceability system relies on smart contracts to establish a unique capital chain. Every process of charity donation funds and materials in circulation will be completely recorded on the blockchain. Where the funds and goods were donated, where they were at the upper level, and where they were at the next level, will all be well-documented and cannot be falsified. Due to the blockchain distributed ledger technology, all relevant information about donated materials and the data of all participants in the circulation process will be permanently recorded on the chain. Once the data is maliciously tampered with or the materials are misappropriated, it will be The node detects it and issues a notification, locking down the responsible party.
The Yuanzhongrui blockchain traceability system provides a solution for transparent public welfare operations. The addition of blockchain technology allows donors and recipients to be directly matched and docked, allowing donors to donate with confidence and recipients to Take it with peace of mind. To achieve point-to-point precision charity, charitable organizations will also complete their role transformation amidst the changes, from charity central institutions and asset transfer intermediaries to charity operation management organizations and information release and reviewers.