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Ⅰ How is the development of Tencent Blockchain? What are the scenarios where blockchain concept stocks have been implemented? Is it a new outlet for getting rich?

In the field of blockchain, Tencent Blockchain The speed of chain development is relatively fast. As early as 2015, the Tencent blockchain team has begun to pay attention to blockchain technology and conducted independent research and development. As of December 31, 2019, the number of Chinese invention patent applications related to Tencent blockchain reached 990, and in China Ranked first among applying companies. After several years of R&D and exploration, Tencent Blockchain has achieved good results in both the development of underlying technology and the construction of industrial ecology.

The development history of Tencent’s blockchain:

There are no technical problems, it’s just a question of whether to do it or not. ”

When asked what technical difficulties he encountered, Cai Yige, the head of Tencent Blockchain, answered this way. After thinking about it, he added that for theories such as secure multi-party computation and zero-knowledge proof, Technologies that have made breakthroughs in the past have not yet been engineered, which is an industry-wide problem.

For Tencent Blockchain, the bigger problem seems to be to find more scenarios. "Blockchain "Chain + supply chain finance" is a scenario that Tencent is promoting this year.

At the end of last year, the supply chain financial service platform Xingbei Cloud Chain was released, and its underlying blockchain technology is supported by Tencent Blockchain. In addition, Tencent also invested in Lianyirong, which was Tencent’s only strategic investment in supply chain finance.

Now that it has been almost a year, how is this scene and Tencent’s blockchain progressing?

Today, after the establishment meeting of the Blockchain Policy and Legal Research Group and the press conference of the "Blockchain and Supply Chain Finance White Paper", Odaily Planet Daily interviewed Cai Yige, General Manager of Tencent's Blockchain Business, and Lianyirong Company General Manager Ji Kun.

According to two disclosures, in less than a year of operation, the micro-enterprise chain platform has approximately tens of billions of transactions on the chain, with 12 banks connected and more than 70 Enterprises participate, involving industries such as energy, automobiles, and manufacturing. The current penetration supplier level is about level 1 and level 2, which can reduce the interest rate by 2-8 points compared with traditional bank loans.

Micro-enterprises The chain platform is Tencent's key case in supply chain finance. Tencent mainly provides the underlying technical infrastructure, including the underlying self-developed alliance chain, real-time clearing and account transfer capabilities; Lianyirong is mainly responsible for integrating resources and promoting the platform.

Supply chain finance is the leading scenario of blockchain, but in fact the real implementation is still very slow, which makes people doubt the substantial changes it brings. The two do not deny that this business is in a very early stage At this stage, it will take some time to promote companies to join, but they all believe that "after joining the blockchain, supply chain finance will actually change very much."

What Odaily Planet Daily wants to know more is, With the addition of supply chain finance after blockchain, will companies and financial institutions be more willing to join in? And can this reduce the balance of small and medium-sized enterprise loans and increase the number of companies that receive loans??

“The biggest difficulty (in supply chain finance) lies in the participation of financial institutions, because they can only provide funds.” Ji Kun believes that the addition of blockchain can enhance banks’ willingness to enter supply chain finance.

In his opinion, the traditional banks of the four major banks are quite keen on the layout of blockchain. He said that supply chain finance itself is decentralized and the authenticity of the underlying assets is very difficult to check. It is not mainstream in traditional financial institutions, and there was no way to achieve penetration before, so banks can only obtain the data of first-tier suppliers. But those in greatest need of financing may be second- and third-tier suppliers. Now blockchain + supply chain finance has changed the credibility of multi-level data circulation, strong credit cannot be split, and the synchronization efficiency of information, making it difficult for small, medium and micro enterprises in the supply chain to obtain loans from financial institutions in the past. Can get a loan. Banks have always wanted to do business with second- and third-tier suppliers. By joining the blockchain, institutions can better control their own data.

As for promoting enterprise use, Ji Kun said that it will take a certain amount of time for many enterprises to accept it. However, because the blockchain of supply chain finance mainly replaces the role of the original commercial paper, the circulation of the commercial paper itself There are some pain points, such as fraud, so they are relatively easy to accept.

When Odaily Planet Daily asked about how to ensure the authenticity of on-chain information, Cai Yige said that different information can be cross-verified, but he also believed that this was indeed a problem, using blocks The chain does not guarantee the authenticity of the information on the chain. Therefore, the first step of the micro enterprise chain's assets is actually accounts receivable, and it is true to use invoices to protect the underlying assets. As the business systems of small and medium-sized enterprises become electronic, they will go deeper in the future.

He also added that blockchain can also improve the efficiency of information synchronization. "I think it's the control of information. It turns out that in a centralized situation, even if you have information, it can be tampered with."

After talking about the focus of Tencent Blockchain this year, everyone naturally wants to know the future plan of. However, Cai Yige’s answer was the same as at the beginning: “We can’t talk about plans. We will continue to think about the scenarios in which blockchain can exert value.”

About this development:

First, you must choose the right scene and be sure to find experts in this industry.

Second, it must be in line with the nature of technology and have commercial value.

Third, it must meet the needs of future development.

Fourth, the architecture must truly solve the problem and be fully integrated with other technologies.

The concept of blockchain should be a new trend. Specifically, use more online searches to increase knowledge. The online search results-Tencent Blockchain Development will be posted for you.

Ⅱ What exactly is BaaS in the blockchain?

BaaS (Backend as a Service) backend is a service. The service provider provides customers (developers) with integrated cloud backend services. Such as providing file storage, data storage, push service, identity verification service and other functions to help developers quickly developSend application.

Main links

According to business scenario classification, it can be divided into financial BaaS and anti-counterfeiting traceability BaaS.

1. Financial BaaS - Tencent and the Internet focus on the application of blockchain technology in the financial field. The two parties have successively established a commercial-level blockchain-as-a-service platform BaaS for the financial industry.

2. Anti-counterfeiting and traceability BaaS - Slightly different from Tencent and the Internet. Alibaba and JD.com are affected by their main businesses and pay more attention to online and offline integration, and conduct technical exploration in the field of commodity anti-counterfeiting and traceability respectively. .

The Xueshuo Innovation Blockchain Technology Workstation under Lianqiao Education Online is the only "blockchain technology" approved by the "Smart Learning Workshop 2020- Xueshuo Innovation Workstation" carried out by the School Planning and Construction Development Center of the Ministry of Education of China. Professional” pilot workstation. The professional base is based on providing students with diversified growth paths, promoting the reform of the training model integrating professional degree research, production, and research, and building an applied and compound talent training system.

Ⅲ How Tencent responds to the blockchain issue

Although Bitcoin has always had mixed reputations, the underlying technology blockchain that supports its development has been increasingly recognized and valued by all walks of life. At the beginning of 2018, the popularity of blockchain has rapidly escalated again. Not only small start-ups, but also giant companies such as Tencent, Alibaba, Internet, and JD.com have also increased their investment in blockchain.

Tencent’s blockchain applications are in the stage of gradually blooming in many areas. Blockchain technology has been applied in supply chain finance, Tencent Micro Gold, logistics information, and legal evidence storage. , public welfare recruitment and other fields. In addition, Tencent also launched the blockchain open platform BaaS.

Cai Yige also revealed that this year he will promote the combination of blockchain and supply chain finance and launch an open platform for supply chain finance. At the same time, we continue to explore and implement in areas such as ABS platforms and virtual digital assets.

IV What are the well-known blockchain cloud service BaaS platforms in China

There are only a few that actually provide blockchain cloud service BaaS, and even fewer have been approved by the state. The current mainstream platforms are Tencent's TBaaS, JD Chain JDChain, Ant Blockchain BaaS platform, Rongze's RBaaS, Network's Smart Cloud, and Huawei Cloud BCS. Among them, the top four BaaS platforms are It is a team that has been developing blockchain technology for several years, and its research and development capabilities are quite strong.

IV What Tencent has done in the blockchain

Ma Huateng: Blockchain, OK; ICO, not OK

At the two sessions, Ma Huateng said blockchain The topic has been very hot recently, and some people even ridiculed that the Internet before blockchain was the "classical Internet." Although blockchain technology is innovative, how to make good use of this technology is another issue.

In Ma Huateng’s view, blockchain technology can be applied in many fields, especially in digitally authenticating the uniqueness of physical objects. Just like a file in reality, aInvoices, etc., can use blockchain technology to ensure that they cannot be copied or tampered with. Compared with traditional IT technologies in the past, blockchain is of epoch-making significance in truly simulating the uniqueness of documents and receipts in real society.

As for doing digital currency ICO, Ma Huateng believes that there are still many risks. He said: "If everyone can use blockchain technology to issue digital currencies at will, it will cause a lot of regulatory issues."

For example, gold was tested during the Spring Festival in 2017 The red envelope project is Tencent’s attempt to use blockchain technology to record users’ digital assets. In terms of public welfare tracing, Tencent also uses blockchain technology to reduce the problem of information asymmetry.

In addition to finance and public welfare, Tencent also reached a cooperation with Intel in September 2017, announcing that the two parties would jointly develop blockchain technology to improve security protection capabilities in Internet of Things scenarios.

VI What are the applications of Tencent’s blockchain technology in our lives

Tencent’s blockchain has many applications in life. The one that everyone is more familiar with is the blockchain At the same time, Tencent Zhixin Chain is also involved in copyright protection and judicial certificate deposit. In addition, it has also made attempts in supply chain finance. It has jointly built a supply chain finance platform with Lianyirong to solve the problem of difficult and expensive financing for small and medium-sized enterprises - —Micro enterprise chain. For detailed information, you can learn about it in Crypto Finance mimacaijing.

Ⅶ Tencent enters the blockchain, will this be Tencent’s next connector?

In 2015, a new technology emerged that is very likely to become the next connector, namely Blockchain.
As the underlying technology of Bitcoin, blockchain has broken through the financial industry. Especially with the emergence of alliance chain technology, blockchain has the potential to become the core connection technology of "Internet+". At the Guiyang Big Data Expo in May 2015, Ma Huateng emphasized that "Internet +" is also a connection ability. Then, Tencent will naturally not be absent from the blockchain, which is the connector in the "Internet +" era.
WeBank, initiated and established by Tencent, has already begun to practice in exploring blockchain.
In May 2016, WeBank participated in launching the Financial Blockchain Cooperation Alliance (hereinafter referred to as: Golden Chain Alliance) in Shenzhen, China. In June, it launched an alliance chain cloud service based on Tencent Cloud. At the end of September, During the Shanghai Blockchain International Week, a cooperation agreement was reached with Wanxiang Group.

This series of signals shows that Tencent has entered the blockchain competition and is trying to build the blockchain into the next connector. (NetEase Finance)

Of course, other application scenarios of blockchain are also everywhere, such as the digital currency crowdfunding launched by Biying China; the asset custody system developed by China Post based on blockchain technology .

Ⅷ The relationship between Tencent Blockchain and Zhixin Chain

“Zhixin Chain” is the judicialThe recognized blockchain trusted evidence storage platform has completed docking with many courts across the country and complies with the compliance requirements for electronic evidence storage by the Supreme Court, Ministry of Justice and other institutions.
"Zhixin Chain" uses blockchain technology to increase the trust of data that lacks trust in the Internet environment. Through the dual endorsement model of blockchain technology + public trust institutions, it creates a trusted zone from electronic data to electronic evidence. Blockchain data channel.
Connecting the judicial side and the commercial side, this channel solves the pain points of multiple scenarios, such as financial certificate deposits, Internet insurance backdating, copyright protection, copyright transactions, etc.

Ⅸ Why did Tencent respond to the application for blockchain trademarks such as Bocoin

The official website of the Trademark Office of the State Administration for Industry and Commerce shows that Tencent Technology (Shenzhen) Co., Ltd. applied for infcoin and Bodong this month. Planet, Bodongxing, Bocoin, Qbanking, LinkBanking and other trademarks.

Tencent Blockchain Business Structure Tencent Blockchain pays more attention to the implementation of scenarios, and has been involved in supply chain finance, games, legal evidence deposits, digital assets, public welfare tracing, logistics, Taxation and other areas were explored. In March this year, Tencent announced that it was cooperating with the China Federation of Logistics and Purchasing to develop a blockchain supply chain alliance chain and cloud order platform. Based on the cloud bill platform, electronic waybills will replace paper waybills, and electronic signatures will replace manual paper signatures. Blockchain technology will be used to make them distributed, encrypted, and non-tamperable to ensure the authenticity and security of waybill data. "Credibility, safety, efficiency increase, cost reduction". In May this year, Tencent and the Shenzhen Municipal State Taxation Bureau jointly established an “intelligent tax” innovation laboratory. The two parties are jointly promoting China's first blockchain-based digital invoice solution and exploring a new invoice ecology. They hope that every invoice can be checked, verifiable, credible and traceable, and use blockchain technology to The entire process of invoice circulation is managed, making the circulation of invoice data in all scenarios a reality.

Source; The Paper News Network