区块链和实体怎么结合在一起,区块链和实体怎么结合起来

近年来，随着区块链技术的发展，越来越多的企业开始将区块链技术与实体业务结合起来，以期在实体业务中发挥出更强大的功能。在这种情况下，区块链技术与实体业务的结合可以带来许多优势。

首先，区块链技术可以大大提高数据安全性。区块链技术的特点是，它可以确保数据的安全性，并且不受任何外部因素的影响。因此，将区块链技术与实体业务结合起来，可以有效地保护实体业务的数据安全性。

其次，区块链技术可以提高业务流程的效率。区块链技术的特点是，它可以大大缩短业务流程，因此，将区块链技术与实体业务结合起来，可以有效提高实体业务的效率。

此外，区块链技术还可以提高业务的透明度。由于区块链技术可以提供完整的信息记录，因此，将区块链技术与实体业务结合起来，可以大大提高实体业务的透明度。

最后，区块链技术还可以提高业务的可信度。由于区块链技术可以提供完整的信息记录，因此，将区块链技术与实体业务结合起来，可以大大提高实体业务的可信度。

总之，将区块链技术与实体业务结合起来，可以带来许多优势，包括提高数据安全性、提高业务流程的效率、提高业务的透明度和提高业务的可信度。因此，越来越多的企业开始将区块链技术与实体业务结合起来，以期在实体业务中发挥出更强大的功能。

综上所述，将区块链技术与实体业务结合起来，可以带来许多优势，为企业的发展带来更多的机遇，为实体业务提供更多的保障。

『一』 How blockchain technology empowers real industries

Now there are domestic companies that have implemented blockchain technology into actual industries, such as Wanglian Technology Apply blockchain to financial services, medical health, IP copyright, Internet of Things, sharing economy, communications, education,
social management, charity, culture and entertainment and other fields

『二』 What impact does blockchain have on the real economy

Blockchain has become a new high ground for global technological competition, and its technological applications extend to many areas of the real economy. Actively promoting the deep integration of blockchain and the real economy will help promote my country's industrial upgrading and achieve the goal of high-quality development. Blockchain is a new model of open innovation, a new carrier for coordinating industrial integration and a new path to promote green development. It is in line with the five development concepts of "innovation, coordination, green, openness and sharing". Although blockchain has achieved "revolutionary" technological breakthroughs, there are still some problems and challenges in practical applications.
In the early stages of the development of the blockchain industry, through "transactions on the chain", blockchain technology must realistically solve some "small problems" for the industry. Specifically, it can reduce costs, improve efficiency, and create an environment of integrity. Promote the development of the real economy in all aspects.
Blockchain will play the role of “reducing costs for the real economy”.
The current real economy has high costs and thin profits, resulting in insufficient capital support for the real economy. Among operating costs, management costs and financial costs account for a large proportion. Blockchain technology can effectively help enterprises reduce the costs of these two parts.
Blockchain will play the role of “improving the collaborative efficiency of the industrial chain”.
Enhancing industrial synergy is an important way to promote China's manufacturing to the mid-to-high end. However, in many industries, the efficiency of industrial chain synergy is still not high, and this problem is particularly prominent in the field of international trade.
Blockchain will play the role of “building an honest industrial environment”.
At present, the construction of my country's social credit system is accelerating, but in some cases, the process of establishing trust among partners is still slow, it is difficult to obtain various types of credit information, and it is difficult for small, medium and micro enterprises to obtain credit loans from financial institutions. . Through "transaction on-chain", all parties can more easily query the accurate historical credit status of counterparties, and can establish cooperation mechanisms more quickly; banks can also more safely grant credit to enterprises based on transaction records, and promote the solution of the problem of honest management. Small, medium and micro enterprises face problems such as “difficulty in financing, expensive financing, and slow financing”.
Blockchain: a new model of open innovation
Blockchain is a decentralized, distributed database system participated by various nodes. It can be understood as a public accounting mechanism (technical solution). The basic idea is to ensure the authenticity and non-tamperability of information by establishing a set of public ledgers on the Internet, and all users in the network jointly record and verify accounts on the ledgers. The reason why it is called "blockchain" is that it uses a series of data blocks generated by cryptographic methods. Each data blockIt contains all transaction information in the past period of time and is used to verify the validity of its information and generate the next block. Complete traceability, decentralization and de-credit are the three major characteristics of blockchain technology, which give it great potential for application in the financial industry and become the core technology of financial technology. As virtual cryptocurrencies represented by Bitcoin continue to be hyped by the market, blockchain technology has attracted great attention from all walks of life. Although virtual cryptocurrencies such as Bitcoin are currently relatively mature applications of blockchain technology, it must be pointed out that virtual cryptocurrencies are not the only application of blockchain. The essence of blockchain is for decentralization, which is exactly the development trend of the future market.
The Xueshuo Innovation Blockchain Technology Workstation under Lianqiao Education Online is the only approved "Blockchain Technology Professional" pilot of the "Smart Learning Workshop 2020- Xueshuo Innovation Workstation" launched by the School Planning, Construction and Development Center of the Ministry of Education of China. workstation. The professional base is based on providing students with diversified growth paths, promoting the reform of the training model integrating professional degree research, production, and research, and building an applied and compound talent training system.

『三』 How blockchain technology can empower and increase efficiency for real industries

Blockchain is an important part of the new generation of information technology. It is a distributed network, encryption technology, New database software that integrates multiple technologies such as smart contracts. In recent years, blockchain technology and industry have developed rapidly around the world, and its applications have extended to digital finance, the Internet of Things, intelligent manufacturing, supply chain management, digital asset transactions and other fields, showing broad application prospects. The relevant person in charge of the Information Technology Development Department of the Ministry of Industry and Information Technology believes that there is an urgent need to combine the characteristics of blockchain technology, select suitable application fields, promote iterative upgrades of technology products, and form a driving force for industrial development. As a pilot demonstration project of the Ministry of Industry and Information Technology (the only blockchain) in 2018 and a blockchain registration enterprise of the Cyberspace Administration of China in 2019, Yibaoquan has been deeply involved in the research and development and application innovation of blockchain underlying technology since 2014. Through The "blockchain + judicial + application" model has launched practical application products such as Junzi Sign, Micro Copyright, and Zhongzhengbao. Through Junzishu, users can sign a contract in one minute. Off-site contracts can also be signed anytime and anywhere without printing or express delivery, and are managed efficiently. At the same time, it can also be permanently stored on the blockchain and filed simultaneously with judicial institutions to ensure legality and validity.
Through micro-copyright, it helps users quickly carry out blockchain certificate storage, copyright registration, network-wide monitoring and analysis, and network evidence collection. Copyright certificates can be issued as quickly as one day. Paper and electronic versions are supported, allowing users to Obtain proof of ownership and infringement evidence in one go.
Through Zhongzhengbao, we build an Internet notarization system and an Internet arbitration system for notary offices and arbitration committees respectively, provide online arbitration services to financial institutions, and help notary and arbitration businesses achieve comprehensive digital transformation and upgrading.

『四』How to apply blockchain technology to actual scenarios

Recently, 18 departments and units including the Central Cyberspace Administration of China, the Central Propaganda Department, and the General Office of the State Council jointlyJointly issued the "Notice on Organizing the Application for Blockchain Innovation Application Pilot" (hereinafter referred to as the "Notice"), announcing that it will organize and carry out national blockchain in 16 fields in four categories: real economy, social governance, people's livelihood services, and financial technology. Innovative application pilot actions.
The "Notice" clarifies that by the end of 2023, a number of replicable and generalizable typical cases and practice experiences of blockchain innovative applications will be formed to further leverage the role of blockchain in promoting data sharing, optimizing business processes, and reducing operating costs. , improve collaborative efficiency, build a trustworthy system, etc., and help build a network power and digital China.
Blockchain is a product of the digital economy era. Since the 18th collective study session of the Political Bureau of the CPC Central Committee on October 24, 2019, it was emphasized that “blockchain should be used as a core technology and an important breakthrough for independent innovation to accelerate the development of blockchain technology and industrial innovation.” In the past two years, my country's blockchain industry has ushered in rapid development.
Ebaoquan is one of the first domestic companies to maturely apply blockchain technology to various industrial fields. It is also one of the 2018 Industrial Internet (the only blockchain) demonstration project of the Ministry of Industry and Information Technology and the 2019 National Cyberspace Administration of China (first batch). A blockchain registered enterprise, it was selected as a typical enterprise for China’s blockchain technology innovation in 2019 and 2020 and won the second prize for innovative application in the 2020 Global Blockchain Competition. Its blockchain qualifications and strength are highly recognized.
Since 2014, Yibaoquan has been deeply involved in the research and development and application innovation of the underlying technology of blockchain, pioneering the "blockchain + judicial + application" model and launching the "preservation chain" in the field of electronic data storage. , "Junzizi" in the field of electronic signing, "Zhongzhengbao" in the field of Internet justice, "Micro Copyright" in the field of intellectual property protection and many other well-known brands.
Based on the underlying technology of blockchain and combined with independent invention patents, Yibaoquan has established an alliance blockchain "Preservation Chain Open Platform" in conjunction with notary offices, judicial appraisal institutes, arbitration committees, courts, copyright protection centers, Ministry of Industry and Information Technology and other authoritative institutions. , ensuring that electronic data will be synchronously stored on the blockchain to 20+ authoritative organization nodes as soon as it is generated, and the content will be solidified instantly. This ensures that every node on the chain can realize real-time interoperability of data information, and the stored data cannot be tampered with.

『五』What is the value of blockchain application in real industries

The most obvious applications are

1. Think about what it would be like if it were applied in enterprises Using blockchain to provide more flexible, secure and efficient business processes and distributed, independent markets. Blockchain allows asset owners to track and trade things of value, such as outstanding invoices, on a transaction “chain” that is more secure, transparent, private and self-coordinating. This capability increases the speed and flexibility of cash and asset management. For example, you are afraid of buying fake goods because one manufacturer transfers production to several middlemen, and then you buy it through the middlemen, not the manufacturer. If all data is decentralized, point-to-point, and transparent, then you can get data directly from productionThe manufacturer buys and pays for it.

2. The automated market for other assets will be diversified. In essence, blockchain-based transactions can reduce the need for third-party supervision because the software itself is a controlled open architecture and is visible to all parties involved in the transaction. If a company can publish valuable information to multiple potential buyers, and its content can be trusted and authentic to all buyers, and sellers cannot resell, then there will be open and transparent competition when making purchases. environment, sellers can also get better prices.

3. Reduce business transaction friction. Managing expenses is a challenge for most organizations. But blockchain can enable companies to create self-managed networks for suppliers and partners, enabling contract automation, instant payments, tracking of cargo shipments, and visibility of the entire supply chain. For example, if a company transports perishable goods in refrigerated containers, IoT sensors on the truck might call a smart contract on the blockchain when the container temperature exceeds a certain threshold. This will cause the corresponding order to be cancelled, and it will also be able to automatically create a new order so that a second batch of goods can be sent immediately, and the truck with the faulty refrigeration equipment can also be sent to the maintenance department for repair.

4. This type of network reduces transaction errors and information omissions by reducing or eliminating human-computer interaction. And, by connecting buyers directly with sellers, transactions become faster. Manage and secure decentralized private records. Traditional industry practice has been to rely on third parties to secure their shared information databases using firewalls and restricted access. Frequent data breaches show that this approach is not ideal. A fundamental advantage of blockchain is that each individual data record or element is encrypted with the key of a blockchain member. Cybercriminals may need to obtain every key of every member to gain access to all blockchain data. This is not to say that blockchain can guarantee 100% security of all data and help reduce the possibility of large amounts of private records being exposed.

5. A logical application would be employee or student records, where employers, educational institutions and even industry accreditation bodies can add new qualifications, grades or work locations if necessary. Imagine giving employees a key that can access all of their employee records as part of a secure blockchain that encompasses human resources. Individuals can securely share their college transcripts or employment history with other companies or educational institutions without having to rely on unreliable and easily forged faxes. Trace the origin of products and ingredients. Blockchain can help ensure product quality and safety by simplifying how products and ingredients are tracked and located in use. For example, suppose an automobile manufacturer forms a quality-centric blockchain that includes parts suppliers, component assemblers, quality control suppliers, and public regulatory agencies (such as the National Highway Traffic Safety Administration). Then the recall process for defective parts will be handled faster. This realization makes a lot of sense considering the thousands of lives lost every year due to defective car parts.

6. Verify identity and verify published information and data. Create better user control mechanisms. User information today can easily be manipulated, distributed to third parties, and even sold, creating revenue streams for social media platform owners that are never shared with the users of the information. Blockchain can disrupt all of these activities. It gives users control over their own information, and exactly where it resides. No platform is accessible without permission. Users can decide who can access their information. They can deal directly with advertisers and third parties as they choose, rather than like others. Furthermore, users can choose to share their information with advertisers on any platform and receive fees.

In summary, blockchain is a chain data structure that combines data blocks in a sequential manner in chronological order, and is cryptographically guaranteed to be non-tamperable and non-tamperable. Fake distributed ledger. Broadly speaking, blockchain technology uses block chain data structures to verify and store data, uses distributed node consensus algorithms to generate and update data, uses cryptography to ensure the security of data transmission and access, and uses automated scripts to A new distributed infrastructure and computing method (reference network) that uses smart contracts composed of codes to program and operate data

Applications in finance

Blockchain technology three Big applications

Application of blockchain technology in the field of asset securitization

In recent years, the domestic asset securitization (hereinafter referred to as "ABS") industry has developed rapidly. At the same time, asset cash flow management Problems such as the transparency and efficiency of underlying asset supervision that need to be improved, the low efficiency of asset transaction settlement, and the high cost of credit enhancement have also been gradually exposed. To apply blockchain technology in the ABS field, participants first need to build an ABS blockchain alliance, which consists of asset parties, Pre-ABS investors, SPV (trust), custodian banks, managers, intermediaries, and ABS investors. , exchanges are jointly composed. Its core business includes fund transaction reconciliation, transaction document management, data interaction interface, information release and sharing, underlying asset management, intelligent ABS workflow, etc. Blockchain applications can empower the ABS industry in at least the following five aspects.

1. Improve the cash flow management of ABS.
2. It is conducive to penetrating supervision.
3. It can improve the efficiency of sales and settlement of financial assets.
Four. The efficiency and transparency of securities transactions will be greatly enhanced.
5. It can reduce the transfer cost in the credit enhancement process.

2. Application of blockchain technology in the insurance field

The insurance industry has grown rapidly in recent years. However, as regulatory policies for short- and medium-term survival products continue to tighten, the scale of universal insurance business has declined significantly. In the insurance product design process, blockchain is conducive to promoting the breakthrough of bottlenecks and rapid development of insurance categories with strong customized attributes, such as agricultural insurance, product quality insurance, etc.

ProductQuality insurance can endorse the reputation of a company and protect the rights and interests of consumers. However, insurance companies underwriting quality insurance require comprehensive assessments of companies and products, but these data are often difficult to collect truly and effectively, thus restricting the development of quality insurance. The establishment of a product traceability and anti-counterfeiting application platform based on the underlying technology of blockchain can help insurance companies easily trace information in all aspects of product production, processing, sales, purchase, complaints, etc. through the platform, thereby effectively judging the incidence of quality defects in related products and formulating Insurance products promote consumption upgrading and industrial upgrading.

In the insurance sales process, the application of blockchain technology can simplify the sales process, save sales costs, and achieve traceability of insurance sales. From the perspective of an insurance company, a willing policy holder purchases a policy through a channel, and the channel provider uniformly sends the policy holder's information to the blockchain platform. The platform determines whether the willing policy holder is in the whitelist based on the distributed and stored information. If it meets the standards, then Accepting purchase requests eliminates the previous tedious processes of manual transmission, acceptance, review, and feedback. From a consumer perspective, blockchain technology can realize the traceability of insurance sales behavior and safeguard the legitimate rights and interests of consumers. The insurance sales market has always been full of chaos, and the phenomenon of false advertising of insurance products through deception, concealment or inducement is repeated. Blockchain technology can put key actions in all aspects of insurance sales on the chain and realize the traceability of sales actions throughout the entire process, thereby standardizing insurance sales behavior and promoting the sustained, healthy and stable development of the industry.

In the insurance claims process, the application of blockchain technology can improve claims efficiency and enhance customer experience. The claims and loss handling process is an important process in the insurance market. Complex claims processes increase costs, reduce claims efficiency, and affect customer experience. Smart contract technology can simplify the claim submission process, reduce the need for manual review, and shorten the processing cycle. At the same time, suspicious behavior can be more easily identified through historical claims and asset provenance records in the distributed ledger.
In the field of insurance anti-fraud, the application of blockchain technology can effectively prevent the occurrence of insurance fraud incidents. Insurance fraud not only erodes the profits of insurance companies, but also damages the legitimate rights and interests of other insurance consumers. Although various insurance companies have made great efforts to combat insurance fraud, the reality is still grim. Blockchain technology can help the insurance industry alleviate or even resolve this stubborn problem in at least the following two aspects. The first is to establish an anti-fraud sharing platform to reduce fraud and strengthen assessment through historical claim information; the second is to establish "uniquely identifiable identity information" through the use of trustworthy data sources and coded business rules to prevent identity fraud.

3. Application of blockchain technology in the field of asset custody
In recent years, the global asset custody industry has entered a fast lane of rapid development, with the scale of assets under custody and major custody products maintaining rapid growth. , but there is still a certain gap between this scale and international advanced peers, and there is still a large room for development in my country's asset custody industry.

Applying smart contract technology in blockchain can effectively solveOperational risks in asset custody business. The business process of asset custody can be optimized from the following aspects: First, it realizes the automation of the entire process, encapsulates business instruction judgment and execution rules into smart contracts, and uses intelligence to execute contracts and provide risk warnings; second, it improves process efficiency , the real-time sharing of asset changes, transaction details and other information between asset entrusting parties, managers, custodians and agents, eliminating the need for repeated verification and confirmation of rights; third, it ensures the security of contract performance and the authenticity of transactions. By setting keys to ensure the formality of participant information, the limited visibility of ledger information, and the verifiability of transactions; fourth, it ensures that the information cannot be tampered with, and the compliance verification requirements of the investment plan are placed on the blockchain to ensure that each Every transaction is completed on the basis of consensus.

For now, the one most closely related to blockchain is Bitcoin. If you want to know more and some news about the Bitcoin blockchain, you can follow some new media. For example, Sohu, Baijiahao, Mustard Circle and so on. Foreign websites such as CCN and CoinDesk have huge sources of information, which will be of great help to you if you want to understand blockchain and finance. The above content is half handwritten and half quoted. If you still have doubts, you can take a look at the TED talk on blockchain applications linked below, which has Chinese subtitles. Hope it helps!

Web link

『Lu』 Can physical manufacturers or operators use blockchain technology, or tell us specific scenarios

Entity manufacturers or operators can use blockchain technology
In blockchain + Internet of Things in terms of item traceability, item anti-counterfeiting, certification, network security, etc.;
In blockchain+ The sharing economy is in the digital transformation and upgrading of the real industry;
In terms of blockchain + e-commerce, it can allow physical manufacturers or operators to enjoy the benefits brought by blockchain technology, improve business efficiency, and reduce costs. , to achieve production and sales docking.
Digital currency is a form of expression represented by blockchain 1.0, mainly Bitcoin; blockchain, as the underlying technology that supports the operation of Bitcoin, is essentially an extremely clever distributed shared ledger and peer-to-peer Value transfer technology. It will have a very large potential impact on finance and even all walks of life.
The application of technology represented by smart contracts in Blockchain 2.0
The era of Blockchain 3.0 has arrived. The model of collaborative operation of blockchain can be seen behind the operation of all walks of life. Therefore, the blockchain The chain will definitely change human life extensively and profoundly, so the entire life service will enter the blockchain era. In this Internet development process, blockchain + physical industries, blockchain e-commerce, and blockchain community operations can all apply blockchain technology.

『撒』How will the blockchain promote the development of the real economy

According to reports, some experts recently said that the blockchain is a trustworthy, non-tamperable, non-repudiable public The ledger is highly transparent, so it can fully realize multilateral mutual trust, butWith "close contact" with the real economy, the development of the real economy will be promoted.

It is reported that in the future, blockchain points will be a typical representative. For example, different companies can save their membership points on the blockchain in the form of certificates. They can connect and trade with each other, and can also realize online and offline multi-scene exchanges.

Article source: Bit 110 Network

『8』 How blockchain technology empowers real industries

Blockchain technology will eventually move towards a " Decentralized "Demand Docking Chain Network", anything that can be connected with demand will definitely make money.

This behavior and phenomenon of constantly synchronizing and transmitting data in real time is called "blockchain", "decentralization" and "decentralized storage of data". It broadcasts various behaviors and all source data according to time. It cannot be modified, destroyed or copied.

To give an example, we know that Ethereum is a very successful blockchain project. It provides a platform that supports nearly a thousand tokens. The market value of these tokens has reached hundreds of billions of dollars. The transactions between coins have generated a lot of value.

The snowball will get bigger and bigger, and the sooner people buy coins, the greater the benefits will be. People who may have only spent 10 yuan to buy 1,000 coins earlier will, after a period of time, buy 1,000 coins with one coin. At a price of 20 yuan, Li Hua made a profit of 20,000 yuan. Of course, this is just an example. The premium ratio of various virtual currencies is now much higher than the analogy we used.

In the values ​​of blockchain technology companies, the world is a huge economy, and every demand is a blockchain node for wealth exchange. With the support of the network, Blockchain Minli Technology Company is developing rapidly.

『九』Will blockchain become a booster to revitalize the real economy?

Blockchain technology is a disruptive technology, and blockchain technology is expected to create a "value Internet" ”, promoting the entire economic system to achieve technological change, organizational change and efficiency change, and making an important contribution to building a modern economic system, thus attracting widespread attention from all walks of life.

Fifth, further improve relevant laws, regulations and supervisory measures. The application of blockchain technology is not outside the law, and new technologies are not a shield for breaking the law. Establishing and improving corresponding regulatory rules and mechanisms is essential for maintaining the healthy operation of the blockchain industry ecology, preventing risks, and reducing the compliance risks of relevant enterprises. are of great significance. In addition, we have noticed that many places have now introduced policies to promote the local development of the blockchain industry, which will also play a positive role in accelerating the implementation of blockchain technology in industrial scenarios.